I understand mrcc does not provide reward for fuel or utility but are the spend on fuel and utility considered for milestone of 20k and fee waiver of 1.5lac?
Does spends on jewellery also give reward ponits? I spend around 70k per month on jewellery plan. Which is the best card if I plan to spend 70k per month on jewellery plan? My income is 10lpa
Bhai, my annual spend is 8-10 lakhs (outside rent). Which amex card should i go for if my sole intention is to accumulate enough reward points to redeem for some luxury hotel stay (ex. mariott bonvoy) in future
Hi Niraj, Please tell 2-3 best cards for utility bill payments (don't think I am eligible for biz black) please suggest some names , need to apply at the earliest.
Hi Niraj. I am planning to do a home downpayment either using Amex MRCC or Plat. The payment will be made to a developer company I think it will be categorised as rent, I'm not sure. But i believe we'll still get points. Do you know what is the service charge for rent payment?
The milestone benefit on spending 20k per month with MRCC seems to be an 'Enrollment' based benefit . Any hitches there ? Is everyone eligible ? Pls guide.
You need to enrol. iforms.americanexpress.com/iFormsSecure/un/iforms.do?cuid=enrollment_en_IN&evtsrc=link&evttype=0&campaignId=Spend%20Linked%201000%20MR%20Points%20on%20Membership%20Rewards%20Credit%20Card&TermsCondition=www.americanexpress.com/content/dam/amex/in/benefits/MRCC_Benefit_Terms_conditions.pdf
@@dugarniraj Thanks for the prompt response . Yes , got aware of that . Just wanted to check if there are any hitches there or if everyone who applies will be accepted with the enrolment ? Thank you.
Hi Niraj I have spending of around 1 lac in a month in electricity payment (used commercially), could you suggest a good credit card, from which i can get maximum benefits, thanks!
axis bank ka freecharge also u can try its an entry level card but usma utility bills mei 5% unlimited cashback hota no capping but its an invite basis card
Thanks for sharing the comparison. I was thinking to take Gold Charge card. Can you please share your experience on renewal fee waiver offers from Amex on both the cards assuming spends of 1L? I have heard that the waiver offers on Gold Charge are not so good compared to MRCC.
@@dugarnirajhi Duga! I just saw this on Quora I asked Amex for Annual fee waiver of gold charge card. Amex gave me below options 1. 12000 reward points if I decide to pay Annual fees 2. 50% discount on Annual fees 3. 100% reversal of Annual fees if I spend 60k in 3 months. I am thinking to opt for 12000 reward points as I shifted all my spends to Axis Magnus and Vistara infinite. Don't want to do any manufactured spends.
1. I am looking for an editor who can do that for me - do you know someone who can do it an affordable price because the RUclips channel barely makes money for me 2. I have 6 amex cards so clearly its being acceptable in India
@@dugarnirajsir r u still looking for an editor if yes we have a team of members for digital marketing and we can offer you video editing services in mediocre market prices
I got both cards mrcc and gold charge card ! Now I’m planing to buy one more which is best atlas or Amex travel platinum Amex need to spend 4 lack a year and atlas 7 lack which is beneficial sir ?
Hi, I had applied for a gold charge card (wanted to capitalize on fuel spend points) last month but was rejected for some unknown reason which even the customer execs were unable to clearly convey - eventually they said it was a tech issue. Has this happened with anyone else? I was then told to reapply after 6 months - is this the usual criteria or I could try my luck with an application now? Thanks
@@VijayNaramalli by default it goes to platinum-travel card, however on the page you can click on 'view our other cards' below the APPLY NOW button to navigate to the desired card for applying, You will get the welcome benefits.
The comparison is very basic. If you have other cards with Lounge access, Movie tickets and just using Amex for Rewards purpose Membership Card Wins. One Update is if you use Any Amex card on HP Petrol pumps no surcharges are applied.
Great Video Niraj, it cleared my confusion, I wanted Gold charge card but i have experience of amex not being accepted at petrol pumps even in a city like HYD
I understand mrcc does not provide reward for fuel or utility but are the spend on fuel and utility considered for milestone of 20k and fee waiver of 1.5lac?
Yes
Are MR points same for all cards and can we use them together?
Which charge card or credit card is best rewarding for education and insurance payment?
Does spends on jewellery also give reward ponits? I spend around 70k per month on jewellery plan.
Which is the best card if I plan to spend 70k per month on jewellery plan? My income is 10lpa
Does gold charge give reward on rent payment?
Thanks for the video, Helpful
Bhai, my annual spend is 8-10 lakhs (outside rent). Which amex card should i go for if my sole intention is to accumulate enough reward points to redeem for some luxury hotel stay (ex. mariott bonvoy) in future
AMEX Platinum Travel
@@AbhayVlogging thank you bhai.
Any suggestions what's the best channel to get this? Through referral or directly?
@@vinodpatil0135 take referrals
Hi Niraj,
Please tell 2-3 best cards for utility bill payments (don't think I am eligible for biz black) please suggest some names , need to apply at the earliest.
Hi you need to set up a paid for specific suggestions. You can see the videos and make an informed decision.
Axis Airtel..
How is platinum travel card ?
It’s great, added referral link for extra benefits
Hi Niraj. I am planning to do a home downpayment either using Amex MRCC or Plat. The payment will be made to a developer company I think it will be categorised as rent, I'm not sure. But i believe we'll still get points. Do you know what is the service charge for rent payment?
Not really most cards don’t give reward for rent. Couple of them do
The milestone benefit on spending 20k per month with MRCC seems to be an 'Enrollment' based benefit . Any hitches there ? Is everyone eligible ? Pls guide.
You need to enrol. iforms.americanexpress.com/iFormsSecure/un/iforms.do?cuid=enrollment_en_IN&evtsrc=link&evttype=0&campaignId=Spend%20Linked%201000%20MR%20Points%20on%20Membership%20Rewards%20Credit%20Card&TermsCondition=www.americanexpress.com/content/dam/amex/in/benefits/MRCC_Benefit_Terms_conditions.pdf
@@dugarniraj Thanks for the prompt response . Yes , got aware of that . Just wanted to check if there are any hitches there or if everyone who applies will be accepted with the enrolment ? Thank you.
@@dugarnirajenrollment is mandatory for every month or one time only to collect 1000 mr points on spending Rs20000
Hi Niraj
I have spending of around 1 lac in a month in electricity payment (used commercially), could you suggest a good credit card, from which i can get maximum benefits, thanks!
HDFC biz black
axis bank ka freecharge also u can try its an entry level card but usma utility bills mei 5% unlimited cashback hota no capping but its an invite basis card
Is MRCC card giving reward on utility bill, insurance, Fuel, rent, recharge, education and all in 2024?
gold charge card
Gold charge gives reward on rent payment as well?
Thanks for sharing the comparison. I was thinking to take Gold Charge card.
Can you please share your experience on renewal fee waiver offers from Amex on both the cards assuming spends of 1L? I have heard that the waiver offers on Gold Charge are not so good compared to MRCC.
Gold you won't get it. they might give you some offer against the fee like some points
@@dugarnirajhi Duga!
I just saw this on Quora
I asked Amex for Annual fee waiver of gold charge card.
Amex gave me below options
1. 12000 reward points if I decide to pay Annual fees
2. 50% discount on Annual fees
3. 100% reversal of Annual fees if I spend 60k in 3 months.
I am thinking to opt for 12000 reward points as I shifted all my spends to Axis Magnus and Vistara infinite. Don't want to do any manufactured spends.
Pls share referral link for gold charge card (not platinum travel card)
americanexpress.com/en-in/referral/platinum-travel?ref=nEHAJ5tuo&XL=MIMNS
Open this, go back and select gold
Can you give a new referral link? It shows that it has expired
americanexpress.com/en-in/referral/platinum-travel?ref=nEHAJ5tuo&XL=MIMNS
Hi Sir,MRC card referral link its showing First Year fee : Rs. 1,000
not free anymore :)
Can anyone pls share MRCC card referral link. Pls i do have referral link for earn card but that will not work for MRCC card. Pls share it
ruclips.net/video/RsJqfrWEQXQ/видео.html&lc=UgwPXL8l_VuxMBD7bBl4AaABAg&si=jDYqRN8R3dZKALv7
Hey there! Greetings from Delhi, can you suggest an amex card for a 1st time amex user ( just to have an amex card with good returns)
Thanks
Plat travel
Is there any way to waive off the renewal fee for platinum travel card?
Which is the best card for free interntaional travel ticket?
atlas
Platinum vs these cards?
These are better and platinum travel
I have 69k amex points, any change of getting 30% extra points in Bonvoy this year ?
Nobody knows 😬
You should show details side by side, it gets a little confusing and is there anything like i heard amex card aren't accepted everywhere 😕
1. I am looking for an editor who can do that for me - do you know someone who can do it an affordable price because the RUclips channel barely makes money for me
2. I have 6 amex cards so clearly its being acceptable in India
How did you get 6 amex cards ? I have 3 cards & unable to get the 4th one . Need some insights, love to know th hack
@@dugarnirajsir r u still looking for an editor if yes we have a team of members for digital marketing and we can offer you video editing services in mediocre market prices
Do membership rewards card have forex charges?
yes
Gold card charge even give point for insurance payment
Bhai, the link expired for MRCC card
americanexpress.com/en-in/referral/platinum-travel?ref=pRASHKPXYo&XLINK=MYCP
Can we add this both point together and use them ?
Yes
I got both cards mrcc and gold charge card ! Now I’m planing to buy one more which is best atlas or Amex travel platinum Amex need to spend 4 lack a year and atlas 7 lack which is beneficial sir ?
Can you provide mrcc referal link
americanexpress.com/en-in/referral/gold?ref=pRASHKUKd3&XLINK=MYCP
Bro pls tell us wether charge card has an impact on the cibil score since it dosent has a limit so how will the credit utilisation rate be calculated.
it does have a limit the fact is bank will know what limit they have assigned on the card.
Good informative video...MRCC is clear winner...
thanks for watching!
Hi, I had applied for a gold charge card (wanted to capitalize on fuel spend points) last month but was rejected for some unknown reason which even the customer execs were unable to clearly convey - eventually they said it was a tech issue. Has this happened with anyone else? I was then told to reapply after 6 months - is this the usual criteria or I could try my luck with an application now? Thanks
You can try again.
apply after 1 month of rejection mail you got...
Can anyone pls share MRCC card referral link. Pls i do have referral link for earn card but that will not work for MRCC card. Pls share it
@@dugarnirajCan you pls share MRCC card referral link. Pls i do have referral link for earn card but that will not work for MRCC card. Pls share it
Yes happened with me rejected platinum card with no reason then applied for gold card
Link isn’t working kindly update new one
AMEX Referral links are available in my channel description. Please use them if needed. Thanks!
We need a strategy video sir
I want to know what’s your use of 2 atlas cards
coming up next month
"Can anyone provide an Amex MRCC referral link here?"
americanexpress.com/en-in/referral/platinum-travel?ref=nEHAJ5tuo&XL=MIMNS
@@dugarniraj I am looking for American Express Membership Rewards Credit Card referral link
Sharing referral for mrcc not sure why the auto link is generated for Platinum travel
@@ryschav can you share here ?
@@VijayNaramalli by default it goes to platinum-travel card, however on the page you can click on 'view our other cards' below the APPLY NOW button to navigate to the desired card for applying, You will get the welcome benefits.
Need gold referal link
@@AmitPandey-hs1olthanks
@@AmitPandey-hs1olthanks
The comparison is very basic. If you have other cards with Lounge access, Movie tickets and just using Amex for Rewards purpose Membership Card Wins. One Update is if you use Any Amex card on HP Petrol pumps no surcharges are applied.
Thanks for your inputs. I don’t believe in squeezing the max juice out of credit cards. Optimise, not maximise
Great Video Niraj, it cleared my confusion, I wanted Gold charge card but i have experience of amex not being accepted at petrol pumps even in a city like HYD
the big pump in Osmania university, the one at Checkpost accepts amex
what about using reward points? what is the rupee value of reward points?
Depends on how you use them. I try to redeem them at 1 rupee per point min
@@dugarniraj how do you do that? best use case i know would be for hotels even for that it would be 0.50rs per point.
@@dugarniraj can you explain how you get 1 point per rupee ,recently applied through your link
Bro .. 4 minutes video .. stay till the end 😂.. this new generation of ours don’t have an attention span that u must request us to stay for 4 mins 😂
Well said. Whats more worrying here? The lack of attention span or the length of my video?
Please share amex mrcc referral link 😢
americanexpress.com/en-in/referral/platinum-travel?ref=nEHAJr0xY&XLINK=MYCP
Not working link expired
@@dugarniraj Link expired. Can you provide a fresh one. Thanks
Can you please share the amex mrcc referral link? This link is for platinum-travel same as in description.
Mail me on aggarwalshaurya1@gmail com