Awesome! Where are you located? Thanks for watching and reaching out. It's the first time we've seen you comment and we're happy to have you. - Josh & Kalie
@@ExpatsEverywhere I have just moved from Australia and based just outside of Coimbra at the moment. We are interested in settling in Figueira da Foz once we find our forever home there.
@@ExpatsEverywhere hopefully you will be able to visit sooner rather than later! I first visited close to two years ago and really love the region! I know that there is so much yet to explore!!
I am Asian Indian living in the USA for the last 30 years and a citizen. I am planning to retire in next 3 years and move to Portugal. A little nervous to move into a new country since I am single. This interview was very helpful. thanks a lot
Thanks for sharing your background, Vijaya. Please let us know if we can help with your move. Hope to have you as a subscriber as we continue to bring interviews like this. - Josh & Kalie
I'm an accidental American but have fully lived in usa since 80's. I'm leaving as soon as house sold and taxes done for this year. Enjoy! You deserve happy
Josh, you got this Canadian to chuckle @ 13:22 - you aren't wrong. Cold is relative. I'm good with the Peniche area... it felt downright balmy in the winter, to me. Great interview.
Matosinhos is a great area! That entire area north of Foz do Douro is amazing. I’m a US expat. After living in Lisbon for more than a year and paying around 1500 Euro a month the Algarve was waiting for me so I was happy to leave, get close to an amazing beach and cut my rent by more than half. I think Lisbon is a nice city and I’ll be happy to visit, but there is some crime especially in the outlying areas. Porto in terms of safety is definitely better. Also cool that your SEF appointment went well! I always have a good experience with them, and am coming up on my first two full years of residency. I’ve been curious about moving to Asia but at this point I have things so good here I guess I’ll just wait and see what comes. Good luck to you guys!
Thank you very much, George. Great to hear from you. We appreciate the support and congrats to you on coming up on two years. If you do ever look deeper into moving to Asia, let us know. We have extensive experience living and traveling the region. - Josh & Kalie
@@ExpatsEverywhere Thanks so much!! I’ve been curious about working in China but the anti-foreigner sentiment there seems really high right now. Living in Portugal is fairly inexpensive as the video said. If you’re looking for a cool place to just hang out, Selina in Porto usually always has nice music and Caparinhas during the summer. Of course Porto has the best food. Good luck getting through this lockdown.
I'm curious: Do either of you speak the language? Do you have Portugese friends? How easy or difficult is it to meet Portugese vs expats? How long does it take to become good friends with local Portugese at the level that you would be invited to their home for a meal for example?
Not sure how David's Portuguese is. Kalie and I are learning Portuguese now. I came with a decent understanding of Brazilian Portuguese pronunciation so I'm having to relearn that to speak more European. Yes, we have Portuguese friends. I would hope they would invite us to their house for a meal 🥘 😁 The major issue right now with all of this is covid. It's made meet ups and such incredibly difficult. In terms of meeting Portuguese vs expats, that depends on a couple of things, one is age, another is personal interests, and a third would be how outgoing you are. If you really want to make friends with the Portuguese and you focus on going to group meet ups or things where locals are, you won't have any problem. If you just stick to expat bubble things, you'll limit yourself to expats. Does that help? - Josh & Kalie
We’re a family of 4 two adults two children. We tried working for a call center here in Porto but the pay is way too low. 700 euros per month. I currently work as a freelancer for a US company and have been getting by. Loving Porto... definitely recommend move out here.
We really enjoyed the interview. David offered a great deal of realistic information. One question: When he said 2,000 to 2,500 per month was needed to live comfortably, was he referring to US dollars or Euros? We will be living entirely on retirement income and are making sure that our budget will be adequate. Thanks. Keep up the good work.
Thank you, Caleb. We thought so too. If you'd like to reach out to David directly, feel free. He loves talking to new people. As far as the prices quoted, at that point, we believe he meant in Euros and we would agree for a foreign couple moving to Porto, that's a comfortable number. In saying that, we have another interview coming up where the interviewee says closer to €1,000 per month because they're living in Aveiro, which has much lower priced housing options. - Josh & Kalie
@@fercampos873 it’s scheduled right now for two weeks time. We’re working hard on getting a rental episode of Property Hunt Portugal out. - Josh & Kalie
1500€ monthly is a total 21000€ yearly, around 25000$, and depending if your are alone with someone, that's a nice wage in Portugal you just need to pick right place to stay.
Aww 🥰 thanks! We're really glad to hear that you find it helpful and love the format. Hope to have you as a subscriber. This is our interview format 9 out of 10 times although we are looking at freshening up the questions a bit. Is there anything we didn't ask that you think we should have? - Josh
@@ExpatsEverywhere One great point that came up that would be interesting to get some detail on is navigating the public transport. It was mentioned how late the buses can be, I was curious how you deal with that, and are trains the same way? BTW, also *loved* the video where you guys toured different properties in Porto with different price ranges. Would love to see more of those and more interviews! Thanks!
Great video! Its real late here and I didn't want to miss your thumbs up. Have to watch it again bc he mentioned something about visas I don't think I've heard before. Thank you both!.
Thank you, Melinda! Watch it again, be our guest. 😁 We have another interview from a guy living in Aveiro coming out in a a few weeks. That'll be a great one too especially for those that want to live outside of Porto and Lisbon. - Josh & Kalie
Interesting interview Josh! Enjoyed this episode and hearing David's perspectives. I think you might like to consider interviewing David's wife to get a more diverse perspective. From my perspective, Portugal feels more welcoming than other countries and that's why I choose here. I feel safe, welcomed, accepted, and don't stick out like a sore thumb.
Thank you! 🙏 Do you want to do an interview with us? 😁 David didn't say much about having his wife involved in an interview. She might be camera shy. Not sure, we'll ask him. - Josh & Kalie
@@ExpatsEverywhere Oh my, I wasn't expecting that, honestly. Lol! But sure, that could be an interesting episode for you guys. 😃 I'm still new-ish to Portugal so does that count? Soph
@@WeaveTheStory how long have you been here? We try to interview people that have lived in a place at least 6 months. Hopefully they’re through the honeymoon period. It would be a good video for us to allow our Singaporean audience to hear from one of their own that’s abroad. - Josh & Kalie
@@ExpatsEverywhere I definitely qualify most parts except for the timeline. Definitely so over that honeymoon period thanks to lockdown. Haha 😂 I arrived the day 2nd lockdown restrictions eased so it's still quite early. Portugal doesn't really come as a destination for Singaporeans to live abroad so I'm one of those odd ones sticking out like a sore thumb 😅. Soph
Brit here, lived in Lisbon for 1 year, my wife is also Japanese, met in London, trying to convince her about a future move to Portugal, would be invaluable to hear from David’s wife 🙏
Wow, small world cause I do subscribe to David’s podcast! You asked really good questions and I look forward to listening to Kalie’s interview soon! I’m really surprised that you both pegged the cost of living for an amount I had not even considered, lower than what I’ve estimated so that’s really promising! Thanks for having this guest feature, it’s nice to hear other people’s perspectives.
Hey Georg D! It's so great to see you in the comment section again. That's so cool that you subscribe to David's podcast. The week we arrived, I (Josh) was going to go to an event hosted by Expat Empire but due to tighten restriction the venue cancelled on David last min. I didn't make a personal connection with David and then about a month ago, David found us and reached out. So I guess this was always going to happen 😁 fate! You'll be able to contrast this interview with the one we did with Carl Munson from Expats Portugal. He lives in a town in Aveiro, which has a lower cost of living. Right now, Kalie, Valencia, Pincho, and I are living on $2,500 per month with about 40% of our budget going to housing alone and because of Covid, we can't travel so we don't have that expense to consider right now. - Josh & Kalie
@@ExpatsEverywhere Thanks for sharing and fate indeed brought you and David to meet. You’re right, with all the travel restrictions your COL may not be a realistic amount when things open up again. I do listen to Expats Portugal too, has your interview with Carl been released already? I’d be very interested to hear it.
Great interview and info...Thanks! The only thing I miss are corn tortillas and I import them and ask friends:family to bring them when they come visit!! If you see them can you let me know where please?!?
@Tamara Madelin, are you currently living in Portugal? Although limited to 1 or 2 brands (and unless we aren't really talking about the same product) I have found corn tortillas easily in a Continente store. You may take a look at their online store and search for "tortilha de milho". Also, you can buy authentic american goods from 'Glood' or 'Liberty American Store' - both brands have physical and online stores. The less savoury part will be the shipping costs, of course, but maybe still worth it to topple that feeling of "saudade" from the things you miss most. Take care & stay safe! :)
@@regicat3038 great advice. The Continente closest to us only has flour tortillas but we haven’t checked the bigger Continente that’s another 10-15 minutes walk up the road. - Josh & Kalie
Thanks for the bordr link.I'm retired and want to see more of the world. I did 2 years in Germany 40 years ago in the Army. The best 2 years of my life. Take care of that baby.
You're very welcome. We actually did an interview video with Kathleen from Bordr to talk about their service because we believe it's going to be a great solution to this NIF issue and it's much cheaper than what many other lawyers quote. Let us know how we can continue to help you with your move! We're excited for you. Let's Get Movin'. - Josh & Kalie
@@georgd3013 hey, we’re editing the interview right now. Go to bordr.io to learn more. If you’re ready to get your NIF, fill out the form and use coupon code expatseverywhere to get $10 off. That’s all lowercase and no spaces.
Hey, brother! Yeah, you gotta catch up. A lot of content has come out since the last time we saw you comment. 😊 Hope all is well and you're not the bad kind of busy. - Josh & Kalie
@@ExpatsEverywhere I’ve just got big into trading crypto and stocks and it’s been crazy but I’ll catch up. Actually Portugal is one if not the best for crypto taxes!
Something we do for our electrics is have a European power stripe that have universal plugs. The German Girl in American taught us that trick and we just reversed it. 😅 - Josh & Kalie
So would a monthly pension of around 3,900 Euros/month work well in a place like Aviero? I think it will, based on the numbers I crunched at Numbeo, but someone living in Portugal would have a more "hands-on" understanding. --- Also, I've been working with a Portuguese immigration attorney to start my process to move to Portugal. I wanted to nail down some tax issues before I made any final decision. The lawyer spent some time with Portuguese tax experts to answer my questions... and I just got a response today about it. It turns out that government-service pensions are not taxable under the terms of the US-Portugal DTA (Double Taxation Agreement). In other words, a pension earned from working for the federal, state, or local government can only be taxed by the country issuing it (ie: the United States). And that includes military retirement pay and any Veterans Administration disability payments. That said, it doesn't cover civil pensions like Social Security. That *is* taxable by the Portuguese government.
We've got an interview for YOU on Sunday!!! 🥳 Yes, it would be more than enough. Or at least it should be more than enough. We don't know how much you like to spend 😊 Thanks for letting us know about your tax situation that other people can benefit from. - Josh & Kalie
Hey!! What part of South Africa? Kalie and I love Cape Town. Have you seen some of our other videos about Portugal? We have another interview coming up on Sunday about expat life in Portugal. Hope to have you as a subscriber. - Josh & Kalie
@@ExpatsEverywhere Hi Josh and Kalie, I stay in Pretoria unfortunately. But I, myself, love Cape Town and visit there often for a little bit of ocean and vibe. Definitely will check out the videos to come and the previous ones that i have missed. My parents are looking at Portimao but because I want a more upbeat and exciting environment, I am leaning towards Lisbon. But then again there is still the whole of Europe of be further explored. Hope to catch you guys in Cape Town some day!
@@demilopes3313 Hey! Maybe we'll catch you here in Portugal 🇵🇹 first. We have a LIVE Stream tonight at 9 PM local (2 hours from now). We'd love to have you on it. We've not been to Pretoria but wouldn't be opposed to checking it out unless tell us differently. We have some really good friends in Kathu but they used to live in Jo-burg. Speak soon, we hope. - Josh & Kalie
@@ExpatsEverywhere Hi J & K, I would have loved to join and instead have chosen to prioritize my sleep hygiene. Next one. Regarding the Pretoria question...I personally would not suggest you visit Pretoria. Unless you love taking strolls in the malls. We have some decent ones here hahaha. Otherwise perhaps Joburg. Chat soon!
Good morning Josh. Hope you are all doing well. In this interview David mentions an amount to maintain in Portugal. Is that in Euros or USD and is that per person or couple. Thanks in advance.
Hey Luis, there's nothing hard and fast. The main point is that you'll want to have a pension or work contract that pays above the minimum salary in Portugal, which is €665 per month. He salary discussion is that it's common in Portugal to get paid 14 times a year and not 12. 2 payments in June and December. The calculation that SEF gives is €665 for the principle person + %50 of that for the spouse + 30% of that for each child (dependent). Does that help? As far as having a funded bank account before application, we've been told it should be a year's worth of money deposited in your Portuguese bank account. - Josh & Kalie
When you say pension, are you meaning pension or including social security in that lump. I'm retired with savings, social security and a pittance pension.
G'day Josh. This content is really good. Thanks a lot. I have one question for you both reg NHR. What is the social security contribution roughly? I have clarity that it is either 0% or 20% flat. However I'm unsure how much social security is to be paid ( for foreign income).
Hey, Okan bhan! Thank you. Honestly, we're looking to bring someone in to talk more about this because we don't have first hand experience with it and don't want to comment on it since we haven't done our taxes yet. - Josh & Kalie
Hi, I am Canadian and planning to retire in Portugal in 2 years. Does anyone here know if I have to pay income tax on my Canadian ETF investments if I spend the money in Portugal and not in Canada?
It seems moving to Portugal is more fitting for simple people who want basic quiet life. Does anyone know about international banks and private medical services?
Possibly, but Portugal is by no means a poor country with bad infrastructure. Portugal has one of the top health care systems in the world if that helps. What kind of international banking information are you looking for? - Josh & Kalie
@@ExpatsEverywhere Agree that Portugal is not a poor country and their infrastructure is fantastic. I did not know they have one of the top health care systems in the world. Is there any article or video on this topic? I wonder if doctors and nurses speak English even in the rural side? For someone with health issue it may be better to live near to leading hospitals or international airports right? :P I heard stories how the ambulance never arrive and the person on the phone didn't speak English and didn't understand the not so good Portuguese :( Which bank would you recommend that speaks English, can do multi currencies and well connected to major Asian and American cities? I am using Citibank which awesome but they don't run retail banking in Portugal. Two years ago i was visiting Cascais and visited a bank that is very popular, trying to find information on what will be needed to open a bank account. The lady who greeted me asked me to wait and she would bring someone who speak English. I asked several others and told to be patient and wait, i waited for almost 2 hours, while some ladies were chatting and laughing, there was only one or two customers when i was waiting, they were not busy... and i just want information to prepare things. I dont understand.. I imagine things will be more normal with international banks?
I am sorry but I know of people living in Portugal in smaller communities (of course) living for less than a $1,000 a month and I'm talking about maybe 3 members in the family.
Oh yea. We have another interview coming down the line where an interviewee says €1,000/month but he also lives in a town in Aveiro. In Porto, it would be difficult on €1,000. - Josh & Kalie
@@ExpatsEverywhere Thanks for the video. Useful info. Could that €1000/month enough to cover rent of an unfurnished studio (T0), food, utilities (electricity, water, garbage, and internet), and transports but excluding entertainment in Lisboa or Porto or their suburbs? Also, can I live comfortable with that budget to live in Madeiras or in one of the Azores islands? From some of the RUclips channels I’ve seen so far, I’m kind of like to live in Horta in Faial Island.
@@as-1982 Yes, we've interviewed an expat that'll come out in a few weeks and he says €1,000/month if you're not living in Lisbon or Porto. Housing a decent apartment in this cities just eats up so much of ones budget. As far as the islands go, it'll come down to housing more than anything, but it's doable. It just depends on your expectations for the kind of lifestyle you want to live. - Josh & Kalie
If this can help , i make 665 euros per month (minimum wage in Portugal) + my mom makes 300 euros monthly , so we living basically on 1k euros monthly, currently we pay 515 euros for an T2(2 bedrooms) , this without counting all the Bills and etc, at the end of the month the money is gone , since you looking for 3 people , you wont find Rents for less than 650 euros for 3 people
Great interview with David! We are wanting to move to Portugal as soon as the travel restrictions lift! I'm a burned-out American Nurse & my partner of 14 years is a legal alien, here in the US. He is originally from Germany and kept his citizenship. Is the Golden Visa program still a viable option for me? My Beloved says that we can always marry! I know it sounds silly, but after all this time it feels Unromantic to marry out of necessity!!!
Hey, Cheryl. Thank you and good to hear from you. Email us at info@expatseverywhere.com and we'll try to help you better via email. We've gotta unpack your situation with you. We don't know if you'll need to go to the Golden Visa route. - Josh & Kalie
@@ExpatsEverywhere Hi Josh & Kalie! Well, My Beloved convinced me on Valentine's Day that after 14 years together, it was time! Beautiful Ring, too! Guess I was the one with cold feet! We both will need to apply for residency in Portugal even though my fiancé is from Germany, and we will be married by the time travel restrictions ease up. We're still interested in a new Home in Portugal! What do you guys think of Setubal? Maybe when things ease a bit, you could show us some available homes in that area?
@@cheryl5197 Hey! You said yes in the end, right?! We can help you with the D7 visa. As far as Seutbal, we're certainly planning on touring around Portugal and would love to start shooting more property episodes. It's something that personally interests us, but it's also something that could be very beneficial to viewers on the channel so we're interested in doing it. Congratulations on everything. Keep us posted. - Josh & Kalie
Hi @Cheryl, this comment goes both to you and Josh/Kalie. There is another vlogger I follow which could not only answer your questions about the Setúbal area, but also give a slightly different perspective about the expat life, since she is of Portuguese descent. @Expats Everywhere, you could try a convo as a mutual interview for both your channels - just search for Lisbon Diaries and get in touch with Liz. She has great stuff regarding her experience here, both on RUclips and IG. Stay safe!
@@regicat3038 Thank You, Regina! I did come across Lisbon Diaries a while back. I need to check them out again! I appreciate the reminder! I'll look them up right now!
Thanks for your reply. Josh looks so much like Tyrone Power especially the eyes ! (compliment) No, I am broke otherwise except for my railroad pension. I lost everything in the dotcom stock market crash. ($$$Million dollar portfolio). I'm a minimalist, would be looking for a studio in a smaller beach type town that's progressive and health oriented. Maybe Fall of 2022. I'm in Tucson AZ now and just signed a lease on a studio apt here. Thanks! Bruce
Someone certainly can. Janet, if you have time (36 minutes), check out the most recent interview we did about Portugal. Woah, is it robust and people are loving the interview with amazing comments. Carl, the interviewee, gives his take on how much is costs to live outside of Porto & Lisbon especially. - Josh & Kalie
😂 I had to Google Tyrone Power (actor) and he did used to live in Madrid. Do you have the capital to purchase a place and can you move before 65 years old because cost of insurance rises from there? - Josh & Kalie
Expats and immigrants are both emigrants. Brazilians could be expats or immigrants same with anyone else for that matter. Not sure how you define it, Isabel.
I have just moved to Portugal! I am excited about the opportunities ahead! 💖
Awesome! Where are you located? Thanks for watching and reaching out. It's the first time we've seen you comment and we're happy to have you. - Josh & Kalie
@@ExpatsEverywhere I have just moved from Australia and based just outside of Coimbra at the moment. We are interested in settling in Figueira da Foz once we find our forever home there.
@@suzh5789 that’s fantastic. If it wasn’t for CoVid, we would have already visited Coimbra. - Josh & Kalie
@@ExpatsEverywhere hopefully you will be able to visit sooner rather than later! I first visited close to two years ago and really love the region! I know that there is so much yet to explore!!
@@suzh5789 So much left to explore. We want to go everywhere. - Josh & Kalie
I am Asian Indian living in the USA for the last 30 years and a citizen. I am planning to retire in next 3 years and move to Portugal. A little nervous to move into a new country since I am single.
This interview was very helpful. thanks a lot
Thanks for sharing your background, Vijaya. Please let us know if we can help with your move. Hope to have you as a subscriber as we continue to bring interviews like this. - Josh & Kalie
I'm an accidental American but have fully lived in usa since 80's. I'm leaving as soon as house sold and taxes done for this year.
Enjoy! You deserve happy
Josh, you got this Canadian to chuckle @ 13:22 - you aren't wrong. Cold is relative. I'm good with the Peniche area... it felt downright balmy in the winter, to me. Great interview.
Thanks, Jen. We gotta keep things in perspective, right? 😂 - Josh
Matosinhos is a great area! That entire area north of Foz do Douro is amazing. I’m a US expat. After living in Lisbon for more than a year and paying around 1500 Euro a month the Algarve was waiting for me so I was happy to leave, get close to an amazing beach and cut my rent by more than half. I think Lisbon is a nice city and I’ll be happy to visit, but there is some crime especially in the outlying areas. Porto in terms of safety is definitely better. Also cool that your SEF appointment went well! I always have a good experience with them, and am coming up on my first two full years of residency. I’ve been curious about moving to Asia but at this point I have things so good here I guess I’ll just wait and see what comes. Good luck to you guys!
Thank you very much, George. Great to hear from you. We appreciate the support and congrats to you on coming up on two years. If you do ever look deeper into moving to Asia, let us know. We have extensive experience living and traveling the region. - Josh & Kalie
@@ExpatsEverywhere Thanks so much!! I’ve been curious about working in China but the anti-foreigner sentiment there seems really high right now. Living in Portugal is fairly inexpensive as the video said. If you’re looking for a cool place to just hang out, Selina in Porto usually always has nice music and Caparinhas during the summer. Of course Porto has the best food. Good luck getting through this lockdown.
I'm curious: Do either of you speak the language? Do you have Portugese friends? How easy or difficult is it to meet Portugese vs expats? How long does it take to become good friends with local Portugese at the level that you would be invited to their home for a meal for example?
Not sure how David's Portuguese is. Kalie and I are learning Portuguese now. I came with a decent understanding of Brazilian Portuguese pronunciation so I'm having to relearn that to speak more European. Yes, we have Portuguese friends. I would hope they would invite us to their house for a meal 🥘 😁 The major issue right now with all of this is covid. It's made meet ups and such incredibly difficult. In terms of meeting Portuguese vs expats, that depends on a couple of things, one is age, another is personal interests, and a third would be how outgoing you are. If you really want to make friends with the Portuguese and you focus on going to group meet ups or things where locals are, you won't have any problem. If you just stick to expat bubble things, you'll limit yourself to expats. Does that help? - Josh & Kalie
We’re a family of 4 two adults two children. We tried working for a call center here in Porto but the pay is way too low. 700 euros per month. I currently work as a freelancer for a US company and have been getting by. Loving Porto... definitely recommend move out here.
Thanks, David. It's definitely harder as a foreigner on local wages. Glad to hear you're making it. Thanks for sharing. - Josh & Kalie
Great interview! No fluff -Loved it! 👌🏾
Glad you enjoyed it! Much appreciated! 🙏
We really enjoyed the interview. David offered a great deal of realistic information. One question: When he said 2,000 to 2,500 per month was needed to live comfortably, was he referring to US dollars or Euros? We will be living entirely on retirement income and are making sure that our budget will be adequate. Thanks. Keep up the good work.
Thank you, Caleb. We thought so too. If you'd like to reach out to David directly, feel free. He loves talking to new people. As far as the prices quoted, at that point, we believe he meant in Euros and we would agree for a foreign couple moving to Porto, that's a comfortable number. In saying that, we have another interview coming up where the interviewee says closer to €1,000 per month because they're living in Aveiro, which has much lower priced housing options. - Josh & Kalie
@@ExpatsEverywhere looking forward to seeing that video!
And this interview with Daniel was extremely great! Very informative ! Thanks for that. ;)
@@fercampos873 it’s scheduled right now for two weeks time. We’re working hard on getting a rental episode of Property Hunt Portugal out. - Josh & Kalie
@@ExpatsEverywhere Thank you.
1500€ monthly is a total 21000€ yearly, around 25000$, and depending if your are alone with someone, that's a nice wage in Portugal you just need to pick right place to stay.
My wife and I walked the streets of Lisbon(Alfama) going from cafe to cafe(bar) at 1am and felt completely safe
Thanks for sharing! 🥰
This is super helpful. Love the format and the content. Thanks guys.
Aww 🥰 thanks! We're really glad to hear that you find it helpful and love the format. Hope to have you as a subscriber. This is our interview format 9 out of 10 times although we are looking at freshening up the questions a bit. Is there anything we didn't ask that you think we should have? - Josh
@@ExpatsEverywhere One great point that came up that would be interesting to get some detail on is navigating the public transport. It was mentioned how late the buses can be, I was curious how you deal with that, and are trains the same way? BTW, also *loved* the video where you guys toured different properties in Porto with different price ranges. Would love to see more of those and more interviews! Thanks!
Great video! Its real late here and I didn't want to miss your thumbs up. Have to watch it again bc he mentioned something about visas I don't think I've heard before. Thank you both!.
Thank you, Melinda! Watch it again, be our guest. 😁 We have another interview from a guy living in Aveiro coming out in a a few weeks. That'll be a great one too especially for those that want to live outside of Porto and Lisbon. - Josh & Kalie
Interesting interview Josh! Enjoyed this episode and hearing David's perspectives. I think you might like to consider interviewing David's wife to get a more diverse perspective. From my perspective, Portugal feels more welcoming than other countries and that's why I choose here. I feel safe, welcomed, accepted, and don't stick out like a sore thumb.
Thank you! 🙏 Do you want to do an interview with us? 😁 David didn't say much about having his wife involved in an interview. She might be camera shy. Not sure, we'll ask him. - Josh & Kalie
@@ExpatsEverywhere Oh my, I wasn't expecting that, honestly. Lol! But sure, that could be an interesting episode for you guys. 😃 I'm still new-ish to Portugal so does that count? Soph
@@WeaveTheStory how long have you been here? We try to interview people that have lived in a place at least 6 months. Hopefully they’re through the honeymoon period. It would be a good video for us to allow our Singaporean audience to hear from one of their own that’s abroad. - Josh & Kalie
@@ExpatsEverywhere I definitely qualify most parts except for the timeline. Definitely so over that honeymoon period thanks to lockdown. Haha 😂 I arrived the day 2nd lockdown restrictions eased so it's still quite early. Portugal doesn't really come as a destination for Singaporeans to live abroad so I'm one of those odd ones sticking out like a sore thumb 😅. Soph
Brit here, lived in Lisbon for 1 year, my wife is also Japanese, met in London, trying to convince her about a future move to Portugal, would be invaluable to hear from David’s wife 🙏
Wow, small world cause I do subscribe to David’s podcast! You asked really good questions and I look forward to listening to Kalie’s interview soon! I’m really surprised that you both pegged the cost of living for an amount I had not even considered, lower than what I’ve estimated so that’s really promising! Thanks for having this guest feature, it’s nice to hear other people’s perspectives.
Hey Georg D! It's so great to see you in the comment section again. That's so cool that you subscribe to David's podcast. The week we arrived, I (Josh) was going to go to an event hosted by Expat Empire but due to tighten restriction the venue cancelled on David last min. I didn't make a personal connection with David and then about a month ago, David found us and reached out. So I guess this was always going to happen 😁 fate!
You'll be able to contrast this interview with the one we did with Carl Munson from Expats Portugal. He lives in a town in Aveiro, which has a lower cost of living. Right now, Kalie, Valencia, Pincho, and I are living on $2,500 per month with about 40% of our budget going to housing alone and because of Covid, we can't travel so we don't have that expense to consider right now. - Josh & Kalie
@@ExpatsEverywhere Thanks for sharing and fate indeed brought you and David to meet. You’re right, with all the travel restrictions your COL may not be a realistic amount when things open up again. I do listen to Expats Portugal too, has your interview with Carl been released already? I’d be very interested to hear it.
@@georgd3013 thanks. Our interview with him is coming out in a few weeks. We haven’t edited it yet. - Josh & Kalie
Very helpful! Thanks guys
Glad it was helpful! You're welcome. 😇
Great interview and info...Thanks! The only thing I miss are corn tortillas and I import them and ask friends:family to bring them when they come visit!! If you see them can you let me know where please?!?
Thank you!! You’re right, plenty of flour tortillas in restaurants but not so many corn 🌽 tortillas. 😊 - Josh & Kalie
@Tamara Madelin, are you currently living in Portugal? Although limited to 1 or 2 brands (and unless we aren't really talking about the same product) I have found corn tortillas easily in a Continente store. You may take a look at their online store and search for "tortilha de milho". Also, you can buy authentic american goods from 'Glood' or 'Liberty American Store' - both brands have physical and online stores. The less savoury part will be the shipping costs, of course, but maybe still worth it to topple that feeling of "saudade" from the things you miss most. Take care & stay safe! :)
@@regicat3038 great advice. The Continente closest to us only has flour tortillas but we haven’t checked the bigger Continente that’s another 10-15 minutes walk up the road. - Josh & Kalie
@@regicat3038 Thank you so much! I will check when there! No, we are currently in France, but looking forward to moving to Lisbon in a few months!!
Thanks for the bordr link.I'm retired and want to see more of the world. I did 2 years in Germany 40 years ago in the Army. The best 2 years of my life. Take care of that baby.
You're very welcome. We actually did an interview video with Kathleen from Bordr to talk about their service because we believe it's going to be a great solution to this NIF issue and it's much cheaper than what many other lawyers quote. Let us know how we can continue to help you with your move! We're excited for you. Let's Get Movin'. - Josh & Kalie
@@ExpatsEverywhere Did I miss that interview or has it not been released yet? I’m very interested in their service.
@@georgd3013 hey, we’re editing the interview right now. Go to bordr.io to learn more. If you’re ready to get your NIF, fill out the form and use coupon code expatseverywhere to get $10 off. That’s all lowercase and no spaces.
@@ExpatsEverywhere oh phew I’m glad I haven’t missed it. I’ll check out their website and a discount always helps!
Great interview!! I’ve been so busy i need to catch up on everything!
Hey, brother! Yeah, you gotta catch up. A lot of content has come out since the last time we saw you comment. 😊 Hope all is well and you're not the bad kind of busy. - Josh & Kalie
@@ExpatsEverywhere I’ve just got big into trading crypto and stocks and it’s been crazy but I’ll catch up. Actually Portugal is one if not the best for crypto taxes!
@@oreospeedwaggindoesamerica6078 good for you. 🚀- Josh & Kalie
Thank you. So much great information 😁
Thank YOU! We're glad you found it informative. - Josh & Kalie
Good info, thanks.
You're welcome. Thank you. - Josh & Kalie
Do you know if US electronics like stereo equipment etc will work in Portugal using the standard plug voltage adapter ? Thanks
Something we do for our electrics is have a European power stripe that have universal plugs. The German Girl in American taught us that trick and we just reversed it. 😅 - Josh & Kalie
So would a monthly pension of around 3,900 Euros/month work well in a place like Aviero?
I think it will, based on the numbers I crunched at Numbeo, but someone living in Portugal would have a more "hands-on" understanding.
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Also, I've been working with a Portuguese immigration attorney to start my process to move to Portugal. I wanted to nail down some tax issues before I made any final decision. The lawyer spent some time with Portuguese tax experts to answer my questions... and I just got a response today about it.
It turns out that government-service pensions are not taxable under the terms of the US-Portugal DTA (Double Taxation Agreement). In other words, a pension earned from working for the federal, state, or local government can only be taxed by the country issuing it (ie: the United States). And that includes military retirement pay and any Veterans Administration disability payments.
That said, it doesn't cover civil pensions like Social Security. That *is* taxable by the Portuguese government.
We've got an interview for YOU on Sunday!!! 🥳
Yes, it would be more than enough. Or at least it should be more than enough. We don't know how much you like to spend 😊
Thanks for letting us know about your tax situation that other people can benefit from. - Josh & Kalie
Living in South Africa and this is very helpful as i am looking at moving to Lisbon.
Hey!! What part of South Africa? Kalie and I love Cape Town. Have you seen some of our other videos about Portugal? We have another interview coming up on Sunday about expat life in Portugal. Hope to have you as a subscriber. - Josh & Kalie
@@ExpatsEverywhere Hi Josh and Kalie, I stay in Pretoria unfortunately. But I, myself, love Cape Town and visit there often for a little bit of ocean and vibe. Definitely will check out the videos to come and the previous ones that i have missed. My parents are looking at Portimao but because I want a more upbeat and exciting environment, I am leaning towards Lisbon. But then again there is still the whole of Europe of be further explored. Hope to catch you guys in Cape Town some day!
@@demilopes3313 Hey! Maybe we'll catch you here in Portugal 🇵🇹 first. We have a LIVE Stream tonight at 9 PM local (2 hours from now). We'd love to have you on it. We've not been to Pretoria but wouldn't be opposed to checking it out unless tell us differently. We have some really good friends in Kathu but they used to live in Jo-burg. Speak soon, we hope. - Josh & Kalie
@@ExpatsEverywhere Hi J & K, I would have loved to join and instead have chosen to prioritize my sleep hygiene. Next one. Regarding the Pretoria question...I personally would not suggest you visit Pretoria. Unless you love taking strolls in the malls. We have some decent ones here hahaha. Otherwise perhaps Joburg. Chat soon!
@@demilopes3313 Hope you slept well. No problem. Good connecting with you. Thanks for the advice about Pretoria. - Josh & Kalie
Do you know if I bring my sterei/sound system it will work using the standard US outlet converter?
We're not sure. How much energy does it use? Some high energy consumption devices don't do well with cheap outlet converters. - Josh & Kalie
@@ExpatsEverywhere it's not the wattage I'm concerned with just wondering if the 50Hz frequency of the power there messes up electronics
Good morning Josh. Hope you are all doing well. In this interview David mentions an amount to maintain in Portugal. Is that in Euros or USD and is that per person or couple. Thanks in advance.
Hey Luis, there's nothing hard and fast. The main point is that you'll want to have a pension or work contract that pays above the minimum salary in Portugal, which is €665 per month. He salary discussion is that it's common in Portugal to get paid 14 times a year and not 12. 2 payments in June and December. The calculation that SEF gives is €665 for the principle person + %50 of that for the spouse + 30% of that for each child (dependent). Does that help?
As far as having a funded bank account before application, we've been told it should be a year's worth of money deposited in your Portuguese bank account. - Josh & Kalie
Yes it does help. Thank you
@@luisrivas3509 Great. You're welcome. - Josh & Kalie
Welcome, welcome, welcome! 😊💪💪💪
🙌
Portugal is small but has lots of diffrent temps plus the the islands
That’s right. In the north and Porto though people have to know it’s not sunny Portugal like it is in the south and the islands.
When you say pension, are you meaning pension or including social security in that lump.
I'm retired with savings, social security and a pittance pension.
G'day Josh. This content is really good. Thanks a lot.
I have one question for you both reg NHR. What is the social security contribution roughly? I have clarity that it is either 0% or 20% flat. However I'm unsure how much social security is to be paid ( for foreign income).
Hey, Okan bhan! Thank you. Honestly, we're looking to bring someone in to talk more about this because we don't have first hand experience with it and don't want to comment on it since we haven't done our taxes yet. - Josh & Kalie
Hi, I am Canadian and planning to retire in Portugal in 2 years. Does anyone here know if I have to pay income tax on my Canadian ETF investments if I spend the money in Portugal and not in Canada?
We're not sure either. We'd have to ask a tax specialist here in Portugal. - Josh & Kalie
In the US a young couple living on one salary is unheard of!
Pretty true although we know a few. It's not the norm. - Josh & Kalie
Great information!1
Glad you think so! Thank you.
Great video 😊
Thanks! 😊 So nice of you.
It seems moving to Portugal is more fitting for simple people who want basic quiet life. Does anyone know about international banks and private medical services?
Possibly, but Portugal is by no means a poor country with bad infrastructure. Portugal has one of the top health care systems in the world if that helps. What kind of international banking information are you looking for? - Josh & Kalie
@@ExpatsEverywhere Agree that Portugal is not a poor country and their infrastructure is fantastic.
I did not know they have one of the top health care systems in the world. Is there any article or video on this topic? I wonder if doctors and nurses speak English even in the rural side? For someone with health issue it may be better to live near to leading hospitals or international airports right? :P I heard stories how the ambulance never arrive and the person on the phone didn't speak English and didn't understand the not so good Portuguese :(
Which bank would you recommend that speaks English, can do multi currencies and well connected to major Asian and American cities? I am using Citibank which awesome but they don't run retail banking in Portugal.
Two years ago i was visiting Cascais and visited a bank that is very popular, trying to find information on what will be needed to open a bank account. The lady who greeted me asked me to wait and she would bring someone who speak English. I asked several others and told to be patient and wait, i waited for almost 2 hours, while some ladies were chatting and laughing, there was only one or two customers when i was waiting, they were not busy... and i just want information to prepare things. I dont understand.. I imagine things will be more normal with international banks?
@@karatequantum1095 You can check the quality of our health care system looking to the life expectation in Portugal.
too good
Dravid’s wife, please interview :)
If she will. We're not sure. We'll reach out though. - Josh & Kalie
I am sorry but I know of people living in Portugal in smaller communities (of course) living for less than a $1,000 a month and I'm talking about maybe 3 members in the family.
Oh yea. We have another interview coming down the line where an interviewee says €1,000/month but he also lives in a town in Aveiro. In Porto, it would be difficult on €1,000. - Josh & Kalie
@@ExpatsEverywhere Thanks for the video. Useful info.
Could that €1000/month enough to cover rent of an unfurnished studio (T0), food, utilities (electricity, water, garbage, and internet), and transports but excluding entertainment in Lisboa or Porto or their suburbs?
Also, can I live comfortable with that budget to live in Madeiras or in one of the Azores islands? From some of the RUclips channels I’ve seen so far, I’m kind of like to live in Horta in Faial Island.
@@as-1982 Yes, we've interviewed an expat that'll come out in a few weeks and he says €1,000/month if you're not living in Lisbon or Porto. Housing a decent apartment in this cities just eats up so much of ones budget.
As far as the islands go, it'll come down to housing more than anything, but it's doable. It just depends on your expectations for the kind of lifestyle you want to live. - Josh & Kalie
If this can help , i make 665 euros per month (minimum wage in Portugal) + my mom makes 300 euros monthly , so we living basically on 1k euros monthly, currently we pay 515 euros for an T2(2 bedrooms) , this without counting all the Bills and etc, at the end of the month the money is gone , since you looking for 3 people , you wont find Rents for less than 650 euros for 3 people
Great interview with David! We are wanting to move to Portugal as soon as the travel restrictions lift! I'm a burned-out American Nurse & my partner of 14 years is a legal alien, here in the US. He is originally from Germany and kept his citizenship. Is the Golden Visa program still a viable option for me? My Beloved says that we can always marry! I know it sounds silly, but after all this time it feels Unromantic to marry out of necessity!!!
Hey, Cheryl. Thank you and good to hear from you. Email us at info@expatseverywhere.com and we'll try to help you better via email. We've gotta unpack your situation with you. We don't know if you'll need to go to the Golden Visa route. - Josh & Kalie
@@ExpatsEverywhere Hi Josh & Kalie! Well, My Beloved convinced me on Valentine's Day that after 14 years together, it was time! Beautiful Ring, too! Guess I was the one with cold feet! We both will need to apply for residency in Portugal even though my fiancé is from Germany, and we will be married by the time travel restrictions ease up. We're still interested in a new Home in Portugal! What do you guys think of Setubal? Maybe when things ease a bit, you could show us some available homes in that area?
@@cheryl5197 Hey! You said yes in the end, right?! We can help you with the D7 visa. As far as Seutbal, we're certainly planning on touring around Portugal and would love to start shooting more property episodes. It's something that personally interests us, but it's also something that could be very beneficial to viewers on the channel so we're interested in doing it. Congratulations on everything. Keep us posted. - Josh & Kalie
Hi @Cheryl, this comment goes both to you and Josh/Kalie. There is another vlogger I follow which could not only answer your questions about the Setúbal area, but also give a slightly different perspective about the expat life, since she is of Portuguese descent. @Expats Everywhere, you could try a convo as a mutual interview for both your channels - just search for Lisbon Diaries and get in touch with Liz. She has great stuff regarding her experience here, both on RUclips and IG. Stay safe!
@@regicat3038 Thank You, Regina! I did come across Lisbon Diaries a while back. I need to check them out again! I appreciate the reminder! I'll look them up right now!
Canadian laughing here 😃
We knew we could get the Canadians laughing. Love you guys. 🇺🇸🇨🇦 - Josh & Kalie
@@ExpatsEverywhere Feeling's mutual!
@@tjkennedyphoto appreciate it. ✊
Thanks for your reply. Josh looks so much like Tyrone Power especially the eyes ! (compliment) No, I am broke otherwise except for my railroad pension. I lost everything in the dotcom stock market crash. ($$$Million dollar portfolio). I'm a minimalist, would be looking for a studio in a smaller beach type town that's progressive and health oriented. Maybe Fall of 2022. I'm in Tucson AZ now and just signed a lease on a studio apt here. Thanks! Bruce
🙏🏻🙏🏻🙏🏻
You're welcome! Hope to have you as a subscriber for more on Portugal. - Josh & Kalie
Portuguese here… avg 1000 euros. That’s why people run away from Portugal…
So, can someone move with with and live on $100,000, plus a monthly income of $2000?
Someone certainly can. Janet, if you have time (36 minutes), check out the most recent interview we did about Portugal. Woah, is it robust and people are loving the interview with amazing comments. Carl, the interviewee, gives his take on how much is costs to live outside of Porto & Lisbon especially. - Josh & Kalie
Josh=Tyrone Power reincarnated. Single guy here (64) with a railroad pension of $1250.00/month. Where do I go?
😂 I had to Google Tyrone Power (actor) and he did used to live in Madrid.
Do you have the capital to purchase a place and can you move before 65 years old because cost of insurance rises from there? - Josh & Kalie
p
The cost of life is low so that levels off
Cost of life?
You are not expats you are emigrants like brazilians, africans, eastern european etc. It maybe doesn’t sounds posh but thats it
Expats and immigrants are both emigrants. Brazilians could be expats or immigrants same with anyone else for that matter. Not sure how you define it, Isabel.