STASHAWAY REVIEW | Should I Invest in StashAway?
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- Опубликовано: 15 сен 2024
- This is the second video of the #InvestmentsOnAutoPilotSeries, and we will be covering the first Robo-Advisor Platform in Malaysia approved by the Securities Commission, STASHAWAY.
Overview of the Review:
/ PROS / \ CONS \
1. Low Enough Cost 1. Loss of Control
2. No Minimum Deposit 2. Di-wors-ification
3. Recurring Direct Debits
4. Diversify into Foreign Markets
5. Well Designed Interface
6. Auto-Reoptimisation Feature
💎Sign up for STASHAWAY using my referral link!
MY: www.stashaway....
SG: www.stashaway....
I receive a small kickback and you will receive a 50% off management fees charged for the first 6 months up to the first RM100,000 invested.
Check out their website for more information www.stashaway....
NOTE my typo : sorry peeps, foreign exchange fee is 0.1% per deposit or withdrawal transaction*
Credit:
Music from freetouse.com
Track: Ikson - Paradise
Track: Ikson - Blue Sky
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\\Disclaimer: I am by no means a professional advisor on finances. I am not a certified financial planner, I am a regular person who wants to give back by sharing my personal knowledge. I mainly share what has and is working for me. This is for your viewing /entertainment pleasure and I hope it assists you on your empowerment journeys too :)
I wish videos like this gets more attention instead of Douchetubers. Thank you for the video!
Thank you for your comments and thoughts ☺️ I’m really touched
Finally learning about Stashaway!
Great review. Just started on Stashaway and love the user experience!
I’m glad you’re enjoying it! Hope it can bring us good returns in the long term
Hi Su Yin, soothing voice you got there! I was investing in P2P lending for a year now. Just started Stashaway thanks to your guide, going into international ETF. Looking forward to more Stashaway video from you in future!
Thanks Vincent, you’re so kind! Since this video I’ve made several StashAway update videos, hope you enjoy them, can’t believe it’s been more than a year ruclips.net/p/PLw7iS0225mV7OHNLnaTpXc7Mo1VwsCV31
@@SuyinOng Thanks. I'll sure review them. Ya, now you've mentioned it. It's been a year and I didn't realise it.😂 Keep pumping out more ya. 😊
@@VincentWSTong take care :)
thanks suyin, u just earned a new subscriber!
Thanks Ron! Can check out my latest StashAway updates :) been updating throughout :)
Thanks for this review. It's nice to know that the app I used to invest is a good one.
And also thanks for the Savings Account video, I just went and made an M2U account yesterday haha.
Keep up the good work! Looking forward to seeing more videos from you!
How do you like your experience with Stashaway so far? Would love to hear about your take on it.
That’s great ! Enjoy your m2uSaver!
Thanks so much for the kind words, I shall do my best and enjoy making more videos too ☺️
@@SuyinOng Well, I just started with RM100 (with RM150 deposits monthly), so of course the returns are still not really visible. But since I'm really busy with uni work, I've decided to make this my primary investment for now.
And I plan to branch out to try out other types of investments during sem break, maybe something like REITs. Any suggestions for this newbie investor?
Aidan Chong you are definitely on the right track! I love your forward thinking. REITs are a great introductory asset after Index Funds. Easy enough to check out the fundamentals of the business and also to see how they might perform in the next decade or so and also being able to see how they are acquiring and disposing of their property assets over time. And great for DIVIDENDS!
@@SuyinOng Okay then, will definitely look into REITS when I'm free!
Thanks for the advice and I'm looking forward to seeing more quality content!
I am new to investing and stashaway. I found this video are encouraging, educative and well explained. Keep up the good work.
Thanks Andre! For the kind words and encouragement, will do my best!
solid review Suyin!
Thanks Mark! Do you use Stashaway?
@@SuyinOng yeahh I do. very happy with the experience and the returns so far ☺
I just try it, awesome guidelines
Thanks Alden! I was hoping to make it easy to understand for all of us regular people ☺️
Sorry, i got 3 investment apps. Wahed Invest, StashAway, and Funding Society. This 3 apps are the best for me. And i do have HelloGold as my currency insurance if you know what i mean by gold and our paper money
I’m glad they are working well for you! What do you like about Wahed so far?
SuyinOng I just started in few weeks now with RM100. By now it's good for me and I earned RM1.29 with RM100 starting. I'm new with Wahed tho. I've followed you at IG, OSWALD OSCAR
Thanks very informative
Thanks so much
Hi Suyin, would it be possible to create an excel sheet to explain the amount of deductions for the investment $1000? This could help explain better and show clear figures of total cost using this platform
hey Austin! Good idea ☺️
Hey suyin, do you use hellogold to invest in gold?
I opened my account few days ago and forgot to apply your referral link😭😭😭
Hi Hayley! Don't fret, it can still be applied. You just need to shoot stashaway an email : support@stashaway.my and they'll help you with it
Hi Suyin ... really enjoy your videos; gonna try StashAway. Got a referral code? Pay you back for the good advice.
Thanks KL, that's super kind of you. Here's the link : www.stashaway.my/ref/suyin-Cw4KDA0EBwUCCw8FBAEPAA
StashAway seems good. But why StashAway out of all the other robos? For a start, the management fee is not the lowest among robos.
Good point. For me, what matters is what they are buying: the ETF mix itself. I like what they offer and also another more nuanced reason is that I want to invest with the most stable of them all, so they can be part of my journey for the next 40-60 years. From my POV, I’d bet that the robo with the largest AUM (asset under management) and has good funding will be the one that can last the test of time.
Just my opinion, i could be wrong too
@@SuyinOng Great point, I will keep them in mind. I am still choosing which robo to use. Great channel!
Thanks Jaywai :) all the best and hope you pick the one that works best for you. Remember to utilise my referral link if you end up choosing StashAway. You’ll get 50% off mgmt fee for 6 months and also you’ll be supporting me with a kickback too. Link’s in the description bar
@@semcify I forgot, here's an update on how my portfolio is doing now and all the videos along the journey ruclips.net/video/tM__xuDjg0A/видео.html
@@SuyinOng Watched the whole playlist on stashaway. Very good videos. Looking forward to the next one!
Hi. Could you pls do a video regarding taxes from investing in US stocks? How does it work?
hey i saw from your other video that you're currently doing DCA on a quarterly basis. just to check, is there an automated quarterly DCA option on SA? Or do you have to do it manually?
Hi! If you catch my latest StashAway update : ruclips.net/video/tM__xuDjg0A/видео.html
I’ve gone back to doing it monthly and I explain why :)
There is an option to do direct debits monthly
Hye. What about Wahed Invest? I just started both StashAway and Wahed too
Good
Newbie here, I cant find part 1 :/
Hi there! Episode 1 actually covers a peer to peer lending platform. The other stashaway video I made was a walkthrough, showing you the app features
Hi, I'm new to StashAway. Does Stashaway Simple charge 1.1% fee also? I'm planning to use that as my daily current account as it pay higher interest rate than bank.
The charge is already accounted for in the projected returns of 2.4%p.a :)
Ahh daily account .. I think you might want to consider that it takes time to move money into and out of Stash Simple
@@SuyinOng Oh I see, thanks for clarifying. I thought StashAway Simple can withdraw fund immediately.
@@pwj4566 that is THE downside. So i use it for my move out fund as I shared in this video : ruclips.net/video/ZdEH8tqOFl0/видео.html
My latest StashAway update is here: ruclips.net/video/tM__xuDjg0A/видео.html
pretty :)
how much you put ou your risk index?
Mine's really high and I wouldn't recommend it. It's high because I wanted an all equity portfolio to use to compare with the performance of my own stock portfolio
Since i am very new in ETF ,i have trust at stashway.Do u think stashway can make good return for long term?
Hi there! I do think this type of investing is favourable, but this isn’t investment advice. You’ll need to assess the decision for yourself
1.1% in fees per year. If I invested RM100,000.00 my annual fee is RM1,100.00 ?
If you invest more, the management fees are reduced. For 100k, it’s 0.6% p.a instead of 0.8%.
So should be slightly less
Where do I get the link?
Hi Megan! Which link?
SuyinOng the referral link that u mention. And also they asked for ID card. Is that ok? It sounds a bit worrying for me .
@@junshen1847 Hi Megan! Let me copy the link for you, it's in the description box of the video
www.stashaway.my/ref/suyin-Cw4KDA0EBwUCCw8FBAEPAA
StashAway will need your identification details as it is an investment and your ETF assets will be held in trust by their relevant parties
SuyinOng thanks but after signing up they actually ask for the promotion code. I put in your name shown in the web link u sent and it doesn’t recognise.
@@junshen1847 Hi Megan! I think it's cause to use my link you click it to bring you to the app before signing up. If you'd like to code to apply to you, you could email or whatsapp the StashAway team to let them know :)