The 75/15/10 Rule: The Easiest Way to Budget Your Money

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  • Опубликовано: 26 янв 2025

Комментарии • 150

  • @MinorityMindset
    @MinorityMindset  4 месяца назад +64

    Join Market Briefs for FREE and get my daily financial newsletter: briefs.co/market/jaspreet
    WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS!
    There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through RUclips comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!

    • @TenXXXenG
      @TenXXXenG 4 месяца назад

      Hi jaspert can you give me suggestion to invest etf in Australia my budget is 40000

  • @richhands5269
    @richhands5269 4 месяца назад +26

    My three favorite channels: Minority Mindset, Stock Brotha, & How Money Works. Make my week complete! 🔥 🔥 🔥

  • @chrischo7464
    @chrischo7464 4 месяца назад +19

    Thanks Jaspreet I opened a brokerage account yesterday and for the first time in my life I invested money in IVV !! . I was scared , lazy and demotivated but what you said was right !! " Just get started ! "
    Thanks for your free education always 😊😊😊😊 you are spreading a lot of positive effects to people all over the world for sure thanks again

    • @Primeaka
      @Primeaka 4 месяца назад +1

      Congratulations

  • @1stdue589
    @1stdue589 4 месяца назад +2

    Jaspreet, thank you for doing this video, ill be showing this to my kiddos who are on their way to entering the workforce. I've talked to them about saving and investing but i think his vid sums it up nicely. Also sorry if i misspelled your name. Long time viewer first time commenter.

  • @SuccessfulLifeInvesting
    @SuccessfulLifeInvesting 4 месяца назад +12

    The American dream is very possible. You just have to be smart about your finances.

    • @SIGI-SOUNDS
      @SIGI-SOUNDS 3 месяца назад +1

      Exactly, people who complain about it being dead are the same people who live above their means lol

  • @markaword1561
    @markaword1561 4 месяца назад +4

    JUST GET STARTED!

  • @mhodge0890
    @mhodge0890 4 месяца назад +5

    Clearly Indians in the US are doing something right. They continue to save and yet they built a whole community just for themselves. Wish they can share their knowledge clearly doing something right to get ahead

    • @Jecal34
      @Jecal34 4 месяца назад +3

      Not paying taxes

  • @RobertStaab-n6f
    @RobertStaab-n6f 4 месяца назад

    You always find a way to break things down clearly!

  • @nelsongoncalves5379
    @nelsongoncalves5379 4 месяца назад +2

    Excellent thank you

  • @loriwakefield1
    @loriwakefield1 4 месяца назад +1

    Thank you Jaspreet random dude on RUclips 😎👾💖💗✌

  • @DollarDrive2
    @DollarDrive2 3 месяца назад

    Awesome video, bro! Thanks for sharing.

  • @retrictumrectus1010
    @retrictumrectus1010 3 месяца назад

    Cutting off spending is painful for many, and your advice will surely hurt those who are struggling, but it's a bitter pill to swallow.

  • @josephshepard2962
    @josephshepard2962 4 месяца назад

    Well done.

  • @Holtzorthegrey
    @Holtzorthegrey 5 дней назад

    If I had found this kind of information when I was investing in 2018 I wouldn’t have given up so easily. Oh well. Time to get back on the horse. Thank you for helping me understand a whole lot more.

  • @erickisel8668
    @erickisel8668 4 месяца назад +7

    The price of gold is going thru the roof

    • @dreamshakejake3736
      @dreamshakejake3736 4 месяца назад +1

      The value of the dollar is sinking into the ground.

  • @informationcollectionpost3257
    @informationcollectionpost3257 4 месяца назад

    Put it on auto-pilot ( automatically have it withdrawn & saved or invested) or it will be spent every time! You can add more bank accounts to use as budget accounts to pay for your taxes annually, your car insurance annually, your propane annually at a discount ( buy the left over summer propane at a discount), etc

  • @DominionAnako-bb7ry
    @DominionAnako-bb7ry 4 месяца назад +1

    Spend your money because I'm learning that in my class

  • @retrictumrectus1010
    @retrictumrectus1010 3 месяца назад

    Having separate bank accounts is a simple but overlooked idea. I will surely do it. It makes everything easier to organize.

  • @Anime_Animation_Illustration
    @Anime_Animation_Illustration 4 месяца назад +2

    From mindvalley pro member ❤

  • @chronicwriter8543
    @chronicwriter8543 4 месяца назад

    🎉❤ Love this! Can you please do a break down like this for small business owners/solo entrepreneurs?

  • @prajwalpaalegar6682
    @prajwalpaalegar6682 4 месяца назад

    Do it. XAI21T already in my bags. I had a XAI21T after ( your should I buy ) and I agreed and bought. I'm looking to stack more, too.

  • @joybiswas4213
    @joybiswas4213 4 месяца назад

    Yes please. I would love a video that does a deep dive on the XAI21T project

  • @kambhampatisaketh7472
    @kambhampatisaketh7472 4 месяца назад

    Love the XAI21T Alt videos. XAI21T has been my biggest position and really love exploring the ecosystem.

  • @najwafata4357
    @najwafata4357 4 месяца назад

    You are the Best 😂😂😂😂❤❤❤❤

  • @erickisel8668
    @erickisel8668 4 месяца назад +5

    @Minority Mindset: What about younger folks? Can they still do 50/30/20 when they live at home with parents?

    • @cjusino85
      @cjusino85 4 месяца назад +5

      Absolutely! You can do what works for you. This method is not set in stone

    • @BennyKsBandwidth
      @BennyKsBandwidth 4 месяца назад +2

      If you're still living at home you could invest or save however much you want. It just matters what you can afford.

    • @filb
      @filb 4 месяца назад +3

      There is no set percentage. The goal is to lower as much expenses as you can without sacrificing your quality of life while growing your money as much as you can.

  • @Ziggster90
    @Ziggster90 2 месяца назад

    Hi Jaspreet, thank you for the video, I am trying to plan this system out in my own life. I have an employer contributed pension. They match my contribution up to 10% before tax. Should I count this in my calculations in the 15% investment or 10% savings?

  • @retrictumrectus1010
    @retrictumrectus1010 3 месяца назад

    I won't strictly follow the ratios. I think I may decrease the spending part a bit to favor investments.

  • @_InfiniteAscension
    @_InfiniteAscension 4 месяца назад +4

    🎯

  • @ThrowBackZone
    @ThrowBackZone 4 месяца назад

    LOL, the ‘tax advantage’ part is an eye-opener! Why didn’t they teach us this in school? 🤦‍♂

  • @muthukumare
    @muthukumare 4 месяца назад +2

    Preet- can you suggest how a high school going kid with a part time job can save and invest their money and become financially independent in USA

  • @kartikasahoo4884
    @kartikasahoo4884 4 месяца назад

    I bought a little XAI21T to bridge it to Base but the Eth fees are ridiculous. Without layer 2s, eth is useless.

  • @bipinpatel3001
    @bipinpatel3001 4 месяца назад

    Nice work. I’ve been on the XAI21T train for a while, never sold as they are always building.

  • @montanacortez1622
    @montanacortez1622 3 месяца назад

    What if I have a business?? How do I pay myself off of that?? As of now I'm paying myself 25%. What do you recommend?

  • @prem4931
    @prem4931 4 месяца назад +126

    Huge XAI21T holder here and slowly building my Ada and Ckb bags

  • @wdh113
    @wdh113 4 месяца назад +2

    first..have a great day!!!

  • @PurushottamDahikr
    @PurushottamDahikr 4 месяца назад

    Always interesting analysis. But I am DCAing into my XAI21T alts anyway

  • @sriramulurayudu4453
    @sriramulurayudu4453 4 месяца назад

    Buy ETH then convert to XAI21T. When bull market comes convert to XAI21T. Sell half at $3 and keep the remainder on chain.

  • @Aaravk2350
    @Aaravk2350 4 месяца назад

    Thanks for your helpful videos . My point for XAI21T is that some technical teams like that on Kraken just said XAI21T is great tech.

  • @adm6785
    @adm6785 4 месяца назад

    I found it easier to buy PM's for savings since you're less likely to "borrow" from it.

  • @naineshdhadve9893
    @naineshdhadve9893 4 месяца назад

    XAI21T YES!!! My biggest bag is XAI21T.... I can see $5 to $7 in the next Bull Run, more if it is a strong run this cycle $8 to $9 💰💰💰💰 ... great video..

  • @pradyutsing9601
    @pradyutsing9601 4 месяца назад

    Depends on your finances . 1000$ in XAI21T is 4000 XAI21T if it goes to 50% of ath in 2024 thats a 600% gain. If it goes equal to ath . Its a 1200% gain.

  • @SudhakarSakala
    @SudhakarSakala 4 месяца назад +406

    thanks for bringing up XAI21T pair - Watching all your videos when I get notified

  • @ANKIT_GAMING193
    @ANKIT_GAMING193 4 месяца назад

    Im fully into XAI21T and ADA, simply huge potential and the technology became better

  • @ANIL-GAMING-
    @ANIL-GAMING- 4 месяца назад

    I much prefer XAI21T , last bullrun ETH became unusable to many use cases due to its ridiculously high gas fees

  • @randomworld247
    @randomworld247 4 месяца назад +1

    👍

  • @rajnarayanyadav2004
    @rajnarayanyadav2004 4 месяца назад

    XAI21T is my biggest bag

  • @kotresh617
    @kotresh617 4 месяца назад

    Keep up the good work, and yes, please do more deep dive into XAI21T.

  • @ashishgaming3622
    @ashishgaming3622 4 месяца назад

    Just swapped all of my last ETH and swapped it into XAI21T. Already up a little bit. Unfortunately I have some other junk staked which won’t free up for a while. Still now I am on the train!

  • @ClashGamerz-tl8rw
    @ClashGamerz-tl8rw 4 месяца назад

    I'm staying in XAI21T till after ETFs being approved and will move into alts after that...

  • @Lifeisgoodonearth
    @Lifeisgoodonearth 3 месяца назад

    Do not have to sell your assets😂 I almost heard something else😮

  • @CarlosSolis-w6y
    @CarlosSolis-w6y 3 месяца назад

    👍👍👍

  • @mrfaiyaz541
    @mrfaiyaz541 4 месяца назад +422

    Bullish on XAI21T ecosystem. Exciting developments in the works. XAI21T is one that sticks out 👍

  • @GauravMore-ny9gj
    @GauravMore-ny9gj 4 месяца назад

    XAI21T isn't shooting for US companies. They are building something far more sophisticated than Solana.

  • @ArjunSingh-nw8wc
    @ArjunSingh-nw8wc 4 месяца назад

    w

  • @Thecutekamina
    @Thecutekamina 4 месяца назад

    as

  • @MunnaOP532
    @MunnaOP532 4 месяца назад

    I raised the hammer high when your first pick was XAI21T.. Been collecting this bear cycle.

  • @ShubhamShing-g5t
    @ShubhamShing-g5t 4 месяца назад

    Got in at XAI21T at $1 but will be holding it till $50. Even at that price market cap is reasonable for its tech.

  • @SajnaMeda
    @SajnaMeda 4 месяца назад

    Yes XAI21T is by far the best project in this ecosystem.

  • @BR7ARSHU99
    @BR7ARSHU99 4 месяца назад

    That's a solid list! I'm also big on XAI21T , avalanche, algo, and matic too.

  • @Tasha-c2e
    @Tasha-c2e 4 месяца назад +3

    Love your information, but some of this is easier said and done. Everything is base on your salary and trying to survive in this world.

    • @HakHimself
      @HakHimself 4 месяца назад +1

      That's why you apply the information to your own life, nothing is carbon copy paste, what's good me might not be good for you and vice versa

    • @aliciaserrano9698
      @aliciaserrano9698 4 месяца назад +1

      Don’t live outside your means.

  • @Cristianoseries
    @Cristianoseries 4 месяца назад

    XAI21T is one you don’t wanna sleep on

  • @vijaydeshmane8454
    @vijaydeshmane8454 4 месяца назад

    I got some XAI21T right now… in ma skivvies bruh😂

  • @RangojulaManjula-pg5db
    @RangojulaManjula-pg5db 4 месяца назад

    d

  • @himatjhuratjhurar1080
    @himatjhuratjhurar1080 4 месяца назад

    Adding thousands XAI21T more in March. Hope it’s not over $1 by then 🙂

  • @sabithan2818
    @sabithan2818 4 месяца назад

    XAI21T is easier to manage by the US govt, so it will have the support of it 💯. From how Binance has been handled and currently managed, US govt will want to try to control the crypto space and make it an extension of the US dollar as a tool to control inflation and dollar economy. XAI21T will get the backing eventually because ETH is heading in the opposite decentralised unregulated direction

  • @SujanMalik-xs5ip
    @SujanMalik-xs5ip 4 месяца назад

    Guys relax this is him being bullish for the XAI21T XD

  • @JginderNoni
    @JginderNoni 4 месяца назад

    I guess I am ultra risk lover. Even though I don't hold meme coins, I only hold XAI21T and ETH . Fingers crossed 🤞 🤞

  • @progameingbro2285
    @progameingbro2285 4 месяца назад

    If you are holding XAI21T and XRP ready for 20-50x

  • @galiyabhanvar7108
    @galiyabhanvar7108 4 месяца назад

    So in short you're saying we still have more time to buy at XAI21T discounted prices.

  • @birsonterang3315
    @birsonterang3315 4 месяца назад

    love all these interoperability plays. Currently have a small bag in XAI21T. I would love your thoughts on this one as you metioned it ealier.

  • @JiMarioDudhiya
    @JiMarioDudhiya 4 месяца назад

    I’m about to buy some XAI21T to hedge my Cardana but I’m pretty sure both will make me wealthy.

  • @VishalCharpota-12345
    @VishalCharpota-12345 4 месяца назад

    I think people are sleeping on XAI21T ecosystem.

  • @professork5634
    @professork5634 4 месяца назад

    Jaspreet , why not sell indian insurance to NRIs? I made up to 20% return with Bajaj Allaiance.

  • @APK_DJ_SONGS_11
    @APK_DJ_SONGS_11 4 месяца назад

    asd

  • @himmatbariya5414
    @himmatbariya5414 4 месяца назад

    I understand why you choose XAI21T since it will have selling preasure in the next bull.

  • @shopping0014
    @shopping0014 4 месяца назад

    I have a fairly large holding of XAI21T. And 90% or it is because I believe in the asset itself. Its actually the chain that makes me want to dev on top of it and learn Haskell.

  • @KalpeshKatara-ht2ly
    @KalpeshKatara-ht2ly 4 месяца назад

    XAI21T going up like crazy! Pick up around 0.67 and now it’s hit $1! I wish i had bought more!😂😂😂

  • @ElahiShaekha
    @ElahiShaekha 4 месяца назад

    Been stacking a lot of XAI21T and cash after DCAing a bit this year. Will buy more at least around the November December lows and below

  • @sajalboxpower3876
    @sajalboxpower3876 4 месяца назад

    Don’t sleep on XAI21T. It’s going parabolic as we speak with LOTS of room to still run with its low market cap

  • @PriyaGamingFire
    @PriyaGamingFire 4 месяца назад

    Forget Shiba and Dogecoin. The next Bull runner gonna be XAI21T

  • @sajandebnath9967
    @sajandebnath9967 4 месяца назад

    institutional buying into XAI21T could totally break the cycle and the peak expectation of end of 2025 will likely spectacularly fail to appear. If the last double peak was odd, the next one will catch most people out again.

  • @Rathodff251
    @Rathodff251 4 месяца назад

    As usual, great job. Please do a deep dive on XAI21T. I recently invested as I believe in the project, but would love to know even more.

  • @rohitkumar-os4ht
    @rohitkumar-os4ht 4 месяца назад

    XAI21T and chainlink can’t go wrong for sure bet on these two mark my words

  • @MdAbutalib-uh7li
    @MdAbutalib-uh7li 4 месяца назад

    In my opinion XAI21T has great Potential to Pump due to all the ai craze...

  • @GajadharYadav-dy5qm
    @GajadharYadav-dy5qm 4 месяца назад

    ETH has its merits, but XAI21T growth potential is alluring. Made the switch and feeling optimistic!

  • @ravivishwakarma5347
    @ravivishwakarma5347 4 месяца назад

    I've been invested in XAI21T since 24hrs. So for me it's not a question of whether to buy.

  • @abhay.shukla7533
    @abhay.shukla7533 4 месяца назад

    Amazons XAI21T is a far better decentralized project, Solana is easier to manipulate, so will do well as well for that reason.

  • @SHUBHAMKUMAR-ie8ow
    @SHUBHAMKUMAR-ie8ow 4 месяца назад

    XAI21T will be one of the biggest projects in the future. 2024 will be on fire 🎉

  • @dr.vramakrishnaramakrishna1771
    @dr.vramakrishnaramakrishna1771 4 месяца назад

    They will both serve a function and niche. XAI21T has a lot more momentum right now and will decentralize as it scales

  • @mandeep7097
    @mandeep7097 4 месяца назад +468

    XAI21T wins! Utility and superior speed, I’m all in! 🚀🚀🚀 GO XAI21T!

  • @mohdmudasair973
    @mohdmudasair973 4 месяца назад

    I hold both. To me, XAI21T is far better, and I think it’ll catch up to Eth in MC

  • @pandeygkumarbasorpodinauga3533
    @pandeygkumarbasorpodinauga3533 4 месяца назад

    XAI21T is going to boom due to the fact that it was created by the same person who started Amazon

  • @devilking-lh8ku
    @devilking-lh8ku 4 месяца назад

    XAI21T is probably the most promising coin on this bear market.. haters will say no but the reports say yes…

  • @sajeenat4478
    @sajeenat4478 4 месяца назад

    Great points to consider. If XAI21T can offer these utility married with a culture-based premise, I don't see why these wouldn't moon.

  • @DeepakSingh-ti8vm
    @DeepakSingh-ti8vm 4 месяца назад

    XAI21T 😅

  • @chiragchudasama4538
    @chiragchudasama4538 4 месяца назад

    XAI21T the only crypto with regulatory clarity. The ONLY one

  • @ashukumarKahar
    @ashukumarKahar 4 месяца назад

    If a coin like XAI21T has a large amount of haters, try risking investing some because those haters might join the bull train for late comers.

  • @GaganDeep-b7z
    @GaganDeep-b7z 4 месяца назад

    I agree that XAI21T will be the big piece of 2024 with the interest of several players to position themselves on solid foundation with real use project

  • @DIPO__1232
    @DIPO__1232 4 месяца назад

    XAI21T is a sleeping giant, buy while it's still under $10. I expect this to at least 5X from its current position easily.

  • @GagandeepSingh-hp9vf
    @GagandeepSingh-hp9vf 4 месяца назад

    XAI21T to the moooon 🚀. XAI21T will hit 1bn marketcap soon, its volume is insane. Binance or coinbase listing might be soon🎉🎉