Jen, I'm from California, and looking to make the move to Florida soon. First time home buyer, and my husband is the Veteran. I definitely need some advice - total rookie and this is all pretty scary for me. Thanks for all the info you've provided in your video so far, and the help you're offering to help as many people as you can!
Ive been watching you videos back to back for 2 days on VA loans and all the process . My hubby and i are bout to start our journey to buy our forever home. Hes a disabled vet. Its our first time buying and we want to do this right the first time and I so hope we dont get screwed. Ive learned alot from your videos.
I'm a Veteran with a completely remodeled Specially Adapted Housing in North Carolina if interested. 6456 Pisgah Covered Bridge rd, Asheboro North Carolina. EXP Realty. Check it out . Might be in your best interests for Duke University and Durham Hospital. I love Jennifer's video's.
A lot of these realtors today picked the wrong field to be in lol. They act boujie and they don’t follow up which is the #1 skill needed to close on deals. I love how you said the same thing I think of some of them. Love your vids, keep up great work
I've used my VA loan benefits several times now and think it's a great benefit, and I love that you're educating people on VA loans. I am not, however, a fan of being asked to pay towards the buyers closing costs. It takes money away from me that could have been used towards the purchase of my next home. We always financed our closing costs in with the loan...
I am glad you have used your VA:). Important to note You can’t finance the closing costs. You can finance the funding fee but not the closing costs. Odds are in the past the lender was giving you a higher then market rate to pay for the closing costs which is not easy to do with 2022 rates as the margins are nonexistent. A lot of lenders don’t explain this to buyers when they do it. As a seller keep in mind that you met the same whether you are paying closing costs or accepting a lower price. This is implemented best on a house that has been on the market for 14+ days
Glad I stumbled across your videos. My husband and I are in AZ, and we are finally about to purchase our first home. It is time for me to use the VA Loan that I worked so hard for. We do have money to put down and both of us have a credit score of 750 plus. I am so excited, but I am also scared LOL. I plan on emailing you for your help, my name is Jennifer as well so the Universe sent me here😂
We have an appointment in the morning to talk to our first lender ( who we've talked to before but had to handle some things before moving forward last time)and if i dont like what he has to say i will be booking a chat with you next. I really love how up front you are with every detail with va loans.
Took advice from one of your videos and looked up reviews for 2 lenders that i have spoken to and wow!!!! The reviews were bad!!! So glad i held off having them run our credit and applying for our va loan. I am now on your calender to talk to your team next Tuesday . Looking forward to talking to y'all
We just got pre approved, but other than that the lender has not explained anything to me. It was a lender who is really popular on tiktok. maybe I need to go through you, you seem to really know your stuff about VA loans. And we are also in the position of not having much for closing costs... and don't even get me started on funding fees :(
Jennifer, hello I am a veteran and have been looking at your videos, they are so informative! Thank you for what you do. When its time for me to look for a lender I would love to get your help. Quick question, if I want to be purchasing a home next summer and I’m repairing my credit now, when should I apply to lenders? Or start getting prequalified, start shopping? Ect. I’m in Texas.
Call Jennifer, you may already qualify even if you dont thjnk so. I thought i was a long way away. If you need to work on something they will walk you through it. Just communicate often and honestly.
The house we are under contract for was listed for 235,000 we negotiated 215,000 and we have the seller paying 11,000 for closing,prepaids, and buy downs on a VA we are in underwriting right now really nerve racking lol
Does this apply to North Carolina? Me and my husband are trying to buy a house and I feel like things are taking may be a little too long but I also don’t know the full process and I’m just trying to make sure we’re properly at educated because we’re saving up the money for closing cost but if we can have the seller do it how possible is it in North Carolina?
Hey Jen I appreciate the content you provide. Would you happen to know the interest rates on the VA construction loans? I'm trying to get a custom home built, but not in a builder's community.
Very informative video,thank you. I'm in the process of researching and looking a home to purchasing hopefully very soon. As for a lenders ,l currently don't have one in mind.But after viewing your videos,I probably will be giving you a call in the near future... Again thanks for the information...
Yeah... I think this video - the information within actually - made me realize that buying a house is freaking terrifying. 😳 Wasn't sure how closing costs worked before but now I do. Not to mention the general costs and monthly payments where I live while only being on SMC is an additional scare in itself.
How does a va loan differentiate from one that is service connected and one that isn’t. I’m 80% percent service connected in Indiana. I know you mentioned the funding fee is waived. Are there any other things I can take advantage of?
If your avg oldest account is 1 year, avg credit history is 7 months, avg fico 8 scores 720-750, DTI 12%, 4 revolving accounts 1% utilization, 2 secured loans 95% paid, auto loan 3 months old, 100% payment history and 100% disabled veteran. Any chance of getting a 1st home VA loan or will need to wait more? Thanks for your videos and info.
Hi Jen, thank you so much for this video. So much info. This video just gave me so much hope. You send me the email with application link and I have not done it because im so scare I won’t have enough money for closing cost. Our family is so addicted to your channel! God bless. BTW that blue looks super cute on you!
Hello, I'm the veteran's wife. What if the veteran can't afford to pay for inspection, the appraisel and termite inspection, if required? What money we have put back, which isn't much, would have to be used to pay movers. Just wondering.
I'm working on first purchase right now in CA 100% and am wondering what the difference would be if doing a build vs a straight buy... do you do the VA 1 time close construction loans?
I do not do VA construction loans. There is a gal at Guaranteed Rate that does. The cost to build is incredibly high right now between labor and materials and permitting. I would start researching the cost of an architect, the permit process, land cost, set up of city sewer and electric as well as the cost of the materials for each room, and the labor cost. What you will find is that buying is cheaper than building unless you have a family of contractors and you get all the materials wholesale. Now, if your plan is to buy land and put a manufactured or prefab home that may be less expensive however, you have to look at the city cost to set up water and sewer and electric. Some cities in California sell water credits and they’re incredibly expensive.
My husband and I are young with a family and separating from Air Force soon. We have very little savings as we’re overseas currently and haven’t been able to put a ton aside. In addition, my husband has no credit as of yet. I have fair credit (690 range), but I don’t bring in any income as a stay at home mom. He can get a job security letter with promised hours from an intended employer. Does this seem feasible? We have no debt, just not much credit history. We’re going to be moving back to Oregon and want to avoid getting into a year long rental or wasting our money going towards renting.
We just closed on a new construction with the builder/seller paid closing costs. The only thing we needed to pay for upfront was the appraisal fee once it was finished enough for it.
Jennifer thank you for information. Should I be getting pre approved before looking for a house?. We are currently looking in three different states and trying to figure which one fits us the best.
Once your credit is pulled through another lender, does it make it difficult to shop with you ? Essentially that hard pull to the credit will reflect if pulled again. 😢
I am working with Veterans United, I've had a loan officer for a few months, haven't bought, and am not comfortable with properties to put money out. Don't know if being charged that 1%. Almost no VA approved condos in my price point. Can we talk? Feeling stuck, told only conventional mortgage, 25% down minimum.
@JenniferBeeston Do you mean with my bank or other veteran mortgage companies? Can you assist, or is being with Veterans United going to complicate things? For whatever reasons I qualify for conventional mortgage requires 25 % down on condo. Almost no VA approved condos for my price point. Feel stuck need options, can we talk?
My mom who is a 100% veteran about to close on her first house the end of this month. She sent me her paper work with the closing cost break down and looks like they tied her closing cost into her loan. I wonder if that increased her rate but she doesn’t know. Can she get the 4% over selling price to help with this or is it too late to redo it?
Hey Jennifer, I am a realtor in Orlando, FL but just joined the US Army and will ship to BTC in September. Most likely by Feb, 2023 I will be done with my AIT and will be stationed on my first base, I am hoping it will be in Colorado Springs, CO. I am really interested in starting using my VA from day 1 instead of renting. I do have some reserve on my bank account but my parents are also willing to help me with closing costs if needed, can we also use Gift Letter? What are the rates right now? My score is around 720 with no delinquencies, missed payments etc... I would also be a first-time Buyer. How could you help me?
Yes you can use a gift for closing costs if needed. Rates change every day and the market is super volatile so for up the minute rates I would check my site www.rate.com/jenniferbeeston I could help you get fully approved and underwritten for a VA loan. I am a mortgage lender:)
@@JenniferBeeston thank you very much! How do I get in contact with you and how long do I need to wait in order to use my VA ? Most likely I’ll be placed on my first duty station around February 2023.
Yes I can. We can’t advertise in NY on Jenniferbeeston.com as they only recognize my guaranteed rate site but yes I am licensed in NY and do loans in NY :)
What if I am buying a new build? I'm in Arizona. Is it possible for me not to pay closing costs? Can I negotiate it in w/ the loan? Any info would be greatly appreciated! Thx
@@JenniferBeeston talked to builders today. Is this a good deal? Pay $5000 earnest money, get 3% towards closing costs or interest rate, $2500 off of lot fee, $2500 vet bonus and $20,000 for design center. Thanks for your help on this :)
@@armandorios4032 I would strongly suggest you shop their rates and service. Every lender you get approved with should give you a loan summary and explain closing costs line by line
I usually like watching your videos but this one is conflicting with the information I received from Mutual of Omaha. Disabled Veterans receiving 10% the VA waives the funding fee or closing costs.
I say that if you receive any disability compensation which is exactly what the va guides say. Check this out www.va.gov/housing-assistance/home-loans/funding-fee-and-closing-costs/
Hi, thanks for sharing this information. I am currently utilizing my VA home loan benefits for my home while stationed in the US. I am curious to know if I would be able to utilize my VA home loan benefits in Germany or the UK. I am not sure what my options would be for purchasing a home there.
We just did😁 I got closing cost in Florida with help with my realtor and Jennifer's team. Listen to Jennifer, she knows what she's talking about.👍🏻
I am so so happy for you Pam:)!!
I’m transitioning to civilian world and am pretty nervous about getting a house in Florida
Jen, I'm from California, and looking to make the move to Florida soon. First time home buyer, and my husband is the Veteran. I definitely need some advice - total rookie and this is all pretty scary for me. Thanks for all the info you've provided in your video so far, and the help you're offering to help as many people as you can!
Call center charging the extra 1% = Veterans United.
Thanks
Thanks for confirming my suspicion. :)
Thanks
Wow thanks, I was just in contact with them!
Lol I had a great experience with them... before I found jennifer😢
Ive been watching you videos back to back for 2 days on VA loans and all the process . My hubby and i are bout to start our journey to buy our forever home. Hes a disabled vet. Its our first time buying and we want to do this right the first time and I so hope we dont get screwed. Ive learned alot from your videos.
Call Guaranteed Rate . Disabled, you're almost there already.
I'm a Veteran with a completely remodeled Specially Adapted Housing in North Carolina if interested. 6456 Pisgah Covered Bridge rd, Asheboro North Carolina. EXP Realty. Check it out . Might be in your best interests for Duke University and Durham Hospital. I love Jennifer's video's.
In same the same boat , good luck to you !
Goodluck! Did u guys purchase a home already?
Yes 6 months ago
A lot of these realtors today picked the wrong field to be in lol. They act boujie and they don’t follow up which is the #1 skill needed to close on deals. I love how you said the same thing I think of some of them. Love your vids, keep up great work
Thank you!
I've used my VA loan benefits several times now and think it's a great benefit, and I love that you're educating people on VA loans. I am not, however, a fan of being asked to pay towards the buyers closing costs. It takes money away from me that could have been used towards the purchase of my next home. We always financed our closing costs in with the loan...
I am glad you have used your VA:). Important to note You can’t finance the closing costs. You can finance the funding fee but not the closing costs. Odds are in the past the lender was giving you a higher then market rate to pay for the closing costs which is not easy to do with 2022 rates as the margins are nonexistent. A lot of lenders don’t explain this to buyers when they do it. As a seller keep in mind that you met the same whether you are paying closing costs or accepting a lower price. This is implemented best on a house that has been on the market for 14+ days
Veterans United
How much usually the closing costs?
you need to be running for the office. I just love you talking :)
I closed in 25/26 days in 2021 with Jen and her team with a va loan! It can be done..:-)
Glad I stumbled across your videos. My husband and I are in AZ, and we are finally about to purchase our first home. It is time for me to use the VA Loan that I worked so hard for. We do have money to put down and both of us have a credit score of 750 plus. I am so excited, but I am also scared LOL. I plan on emailing you for your help, my name is Jennifer as well so the Universe sent me here😂
Hi Jennifer,
I look forward to chatting. Don't be scared, This will be easier then you thought.
Veterans United 😜
😜🤣😂
Now I know. 😜
You rock Jen!! you definitely help take the anxiety out of the process I’ll be reaching out very soon
Thank you! Look forward to chatting
@@JenniferBeeston Hi Jennifer are you or your team anywhere near Bucks county Pennsylvania.
We have an appointment in the morning to talk to our first lender ( who we've talked to before but had to handle some things before moving forward last time)and if i dont like what he has to say i will be booking a chat with you next. I really love how up front you are with every detail with va loans.
Happy to help Becky 707-478-0637. I am glad the videos are helping
I agree, anything is possible. If there’a a will , jen will find a way😁…I dont wanna hear the word ‘I can’t’ either😁…
Took advice from one of your videos and looked up reviews for 2 lenders that i have spoken to and wow!!!! The reviews were bad!!! So glad i held off having them run our credit and applying for our va loan. I am now on your calender to talk to your team next Tuesday . Looking forward to talking to y'all
Nice chatting to you today Becky:)
It was great with you as well! Me and my husband are so excited to be working with your team to get our new home❤️❤️❤️
I TOTALLY forgot about closing cost!
Thank you.
Wow, great post! The story of the Vet and the negotiation was EPIC!
I think you are the only person I can trust to a VA loan.
Appreciate the trust:)
I was considering veterans united… They don’t seem to be on my side.
Trust me they are not, that's why I switched to Jenn and I wish they stop sending me those damn socks.
We just got pre approved, but other than that the lender has not explained anything to me. It was a lender who is really popular on tiktok. maybe I need to go through you, you seem to really know your stuff about VA loans. And we are also in the position of not having much for closing costs... and don't even get me started on funding fees :(
Yes feel free to give me a call. Some of the lenders on tiktok are more like advertisements then actual lenders. I am at 707-478-0637
Jennifer, hello I am a veteran and have been looking at your videos, they are so informative! Thank you for what you do. When its time for me to look for a lender I would love to get your help. Quick question, if I want to be purchasing a home next summer and I’m repairing my credit now, when should I apply to lenders? Or start getting prequalified, start shopping? Ect. I’m in Texas.
Call Jennifer, you may already qualify even if you dont thjnk so. I thought i was a long way away. If you need to work on something they will walk you through it. Just communicate often and honestly.
Call me and let’s do a quick game plan for you. 707-478-0637
Thank you Robert:) appreciate you!
I did.. well only 1000 earnest and 500 inspection I wanted
The house we are under contract for was listed for 235,000 we negotiated 215,000 and we have the seller paying 11,000 for closing,prepaids, and buy downs on a VA we are in underwriting right now really nerve racking lol
Nice!
From San Antonio Here!
Does this apply to North Carolina? Me and my husband are trying to buy a house and I feel like things are taking may be a little too long but I also don’t know the full process and I’m just trying to make sure we’re properly at educated because we’re saving up the money for closing cost but if we can have the seller do it how possible is it in North Carolina?
Depends on where you are in NC and the agent you select. Give me a call and lets discuss 707-478-0637
Hi @Jennifer great information. I really like your artwork, Im a BIG FAN of art take care
Thank you! I just got a new one that is super fun. When it comes I will post:) Hope you are well!
Veterans still need to have a high credit score so it's not that great.
our min is 580 which is not high...
I spent so much money paying down debt that I used almost all my savings. I definitely need some help with closing costs.
Loved chatting today! Glad you are taking a run at the house:)
I'm looking for a VA lender. Many of your points ring true to me. Can you help in Florida?
Yes give me a call tomorrow 786-933-2077
Hey Jen I appreciate the content you provide. Would you happen to know the interest rates on the VA construction loans? I'm trying to get a custom home built, but not in a builder's community.
HI Eric, sadly I do not do those loans or have a good resource for them at this time.
@@JenniferBeeston : NOOOOOOO!!!!!!
A custom home is an option I'm considering.
I don’t even know what 1% up to 3k means
Very informative video,thank you.
I'm in the process of researching and looking a home to purchasing hopefully very soon. As for a lenders ,l currently don't have one in mind.But after viewing your videos,I probably will be giving you a call in the near future...
Again thanks for the information...
Look forward to chatting!
Yeah... I think this video - the information within actually - made me realize that buying a house is freaking terrifying. 😳 Wasn't sure how closing costs worked before but now I do. Not to mention the general costs and monthly payments where I live while only being on SMC is an additional scare in itself.
How soon before you actually start looking to buy do you need to get pre-approved? Military spouse here. Love your content!
I would say one month but at least two weeks before ideally so we have time to fully underwrite and strategize
Veterans united ?
How does a va loan differentiate from one that is service connected and one that isn’t. I’m 80% percent service connected in Indiana. I know you mentioned the funding fee is waived. Are there any other things I can take advantage of?
I purchased 3 houses using va and I never paid closing cost , it's was always the seller.
Nice!!!:)
If your avg oldest account is 1 year, avg credit history is 7 months, avg fico 8 scores 720-750, DTI 12%, 4 revolving accounts 1% utilization, 2 secured loans 95% paid, auto loan 3 months old, 100% payment history and 100% disabled veteran. Any chance of getting a 1st home VA loan or will need to wait more? Thanks for your videos and info.
Everything you just typed looks super good to me. Give me a call and we can walk through your goals 707-478-0637
Hi Jen, thank you so much for this video. So much info. This video just gave me so much hope. You send me the email with application link and I have not done it because im so scare I won’t have enough money for closing cost. Our family is so addicted to your channel! God bless.
BTW that blue looks super cute on you!
Thank you:) Don’t be scared we got you:)
The longer you stay scared the longer it will take to own. Rip off the bandaid and you may be surprised.
@@robertdove4667 thanks Robert.
How can I get the application link to get started?
Hello, I'm the veteran's wife. What if the veteran can't afford to pay for inspection, the appraisel and termite inspection, if required? What money we have put back, which isn't much, would have to be used to pay movers. Just wondering.
Negotiate with the seller to pay for all inspections.
I'm working on first purchase right now in CA 100% and am wondering what the difference would be if doing a build vs a straight buy... do you do the VA 1 time close construction loans?
I do not do VA construction loans. There is a gal at Guaranteed Rate that does. The cost to build is incredibly high right now between labor and materials and permitting. I would start researching the cost of an architect, the permit process, land cost, set up of city sewer and electric as well as the cost of the materials for each room, and the labor cost. What you will find is that buying is cheaper than building unless you have a family of contractors and you get all the materials wholesale. Now, if your plan is to buy land and put a manufactured or prefab home that may be less expensive however, you have to look at the city cost to set up water and sewer and electric. Some cities in California sell water credits and they’re incredibly expensive.
Seller paying closing cost, does this apply to new build homes as well?
Yes always worth asking for
Does your disability rating affect the overall benefit? Like a 70% rating versus a 100% rating?
depends on a few things but mostly not. but for example, many states offer ZERO property tax or heavily discounted property taxes for 100% disabled.
Is the closing cost negotiable on new construction? I am thinking home builders typically grant general, not individual, incentives.
Everything is negotiable. They have a product to sell
@@JenniferBeeston Thank you!
Builders seem to only want to offer 25k in closing cost if we choose their lender ….. rates 7 %. Trying for second va loan
Silly question: is the funding fee the same as the lender fee? I'm guessing "no" but want to be certain. Thanks.
The funding fee is controlled by VA. The lender fee is a lender charge and varies by lender. We waive our lender fee on all VA loans:)
Do you think veteran United is good to go with ?
Everyone asks me this. Check their rates and fees and compare them
My husband and I are young with a family and separating from Air Force soon. We have very little savings as we’re overseas currently and haven’t been able to put a ton aside. In addition, my husband has no credit as of yet. I have fair credit (690 range), but I don’t bring in any income as a stay at home mom. He can get a job security letter with promised hours from an intended employer.
Does this seem feasible? We have no debt, just not much credit history. We’re going to be moving back to Oregon and want to avoid getting into a year long rental or wasting our money going towards renting.
Anyone know about the process in Missouri?
For new construction does the fight still remain true on closing cost or just getting a home from a seller ?
We just closed on a new construction with the builder/seller paid closing costs.
The only thing we needed to pay for upfront was the appraisal fee once it was finished enough for it.
@@jessastebbins6229 thank you super curious on that!
I am seeing builders negotiate now
Jennifer thank you for information. Should I be getting pre approved before looking for a house?. We are currently looking in three different states and trying to figure which one fits us the best.
Yes you should get preapproved as the monthly payment may dictate what state you select based on property taxes etc...
VA Wednesday!
Is this possible when buying new construction?
Yes
Are you able to do a Manuel under writing pre-approval? I am currently working with a lender and thinking we are getting ripped off.
Yes we do VA manual underwrites all the time. 707-478-0637
Once your credit is pulled through another lender, does it make it difficult to shop with you ? Essentially that hard pull to the credit will reflect if pulled again. 😢
Great information
Thank you
@@JenniferBeeston very welcome.. keep up the awesome work..
I am working with Veterans United, I've had a loan officer for a few months, haven't bought, and am not comfortable with properties to put money out. Don't know if being charged that 1%.
Almost no VA approved condos in my price point. Can we talk? Feeling stuck, told only conventional mortgage, 25% down minimum.
You need to shop there rates and fees
@JenniferBeeston Do you mean with my bank or other veteran mortgage companies?
Can you assist, or is being with Veterans United going to complicate things? For whatever reasons I qualify for conventional mortgage requires 25 % down on condo. Almost no VA approved condos for my price point. Feel stuck need options, can we talk?
Yes call me 707-478-0637
Hey Jennifer I'm looking to use my VA Loan. How do I get in contact with your team?
My number is 707-478-0637:)
Rockstar 🎉
Hello good morning I’d like to see if I can get qualified for a VA loan and zero down
I would love to help!;) Give me a call 707-478-0637 or pick a time here calendly.com/jennifer-beeston/va-loan
Thumbs up at the sigh😅
My mom who is a 100% veteran about to close on her first house the end of this month. She sent me her paper work with the closing cost break down and looks like they tied her closing cost into her loan. I wonder if that increased her rate but she doesn’t know. Can she get the 4% over selling price to help with this or is it too late to redo it?
I am happy to take a look at her loan estimate and can tell you. You can email me at beeston@rate.com or call me.
I need to know what’s the lowest credit score so I can use my VA Loan?, thank you
VA has no credit score requirements but lenders do. Our min is 580
How can I avoid having to pay earnest money out of pocket?
You would have to try to get them to do no emd
Great info thanks
Glad it was helpful!
I am trying to buy a house in Fort hood Texas area. But I don’t know any lender or realtor? Can you help me on this
Yessss work with us as a lender and we can also help you with a great realtor 707-478-0637
Hey Jennifer, I am a realtor in Orlando, FL but just joined the US Army and will ship to BTC in September. Most likely by Feb, 2023 I will be done with my AIT and will be stationed on my first base, I am hoping it will be in Colorado Springs, CO. I am really interested in starting using my VA from day 1 instead of renting. I do have some reserve on my bank account but my parents are also willing to help me with closing costs if needed, can we also use Gift Letter? What are the rates right now? My score is around 720 with no delinquencies, missed payments etc... I would also be a first-time Buyer. How could you help me?
Yes you can use a gift for closing costs if needed. Rates change every day and the market is super volatile so for up the minute rates I would check my site www.rate.com/jenniferbeeston I could help you get fully approved and underwritten for a VA loan. I am a mortgage lender:)
@@JenniferBeeston thank you very much! How do I get in contact with you and how long do I need to wait in order to use my VA ? Most likely I’ll be placed on my first duty station around February 2023.
How much is a funding fee
www.va.gov/housing-assistance/home-loans/funding-fee-and-closing-costs/
Was hoping we can use you here in NY but ur website says you can’t. :(
Yes I can. We can’t advertise in NY on Jenniferbeeston.com as they only recognize my guaranteed rate site but yes I am licensed in NY and do loans in NY :)
@@JenniferBeeston ok. He filled ur online application form tonight. Looking forward to hearing from your team! :)
Jen do you have realtors on ur team as well?
I do not have Realtors on my team. We are strictly mortgage but always happy to recommend good realtors we like to clients
I don't want to ask seller to cover closing cost and turn down my offer and loose house...
Thought closing cost can be rolled into loan???
Can’t be rolled in. Ask the seller.
Do you deal with New York State?
Yes I am licensed in NY and happy to help 786-933-2077
@@JenniferBeeston Thank you so much. I'll be dealing with you then. I'm 100% permanent and a 1st time buyer. I'll contact you within a week! Love u
What if I am buying a new build? I'm in Arizona. Is it possible for me not to pay closing costs? Can I negotiate it in w/ the loan? Any info would be greatly appreciated! Thx
Ask the seller to pay your closing costs.
@@JenniferBeeston ok will do. Hopefully they will....
Miss Jennifer, can we ask them to pay closing costs if its a new build? My wife doesn't think so.....
Yes you 100% can. A lot of builders will do it. You just need to say you need them to cover your closing costs
@@JenniferBeeston talked to builders today. Is this a good deal? Pay $5000 earnest money, get 3% towards closing costs or interest rate, $2500 off of lot fee, $2500 vet bonus and $20,000 for design center. Thanks for your help on this :)
Hi I am Edward. How you doin'?
Veteran's United
‼️What could be the closing cost on a $300.000 dollar loan??? Pls help. Ballpark figure.
Depends on state and lender you are working with.
@@JenniferBeeston California and it could be through Wells Fargo.
@@armandorios4032 I would strongly suggest you shop their rates and service. Every lender you get approved with should give you a loan summary and explain closing costs line by line
@@JenniferBeeston thank you 🙏
Can my dad buy a house for me with a VA loan if he isn’t going to live there?
No, the veteran needs to occupy the home.
Do you have recommendations for VA lenders in Colorado?
I am licensed in Colorado and do loans there. Feel free to give me a call 7074780637
Do you do loans in Georgia?
Are you licensed in Michigan?
Yes I am and I am happy to help! 707-478-0637
@@JenniferBeeston Thanks! I’ll be calling soon.
Is there a age limit for veterans to not be eligible??
We're in Delaware
Nice to meet you Jennifer. No age limit:)
Can the VA home loan work with Homes for Heroes program?
There are multiple homes for heros programs most are just marketing when you crack into it
Veterans United?
Shop there rates and fees hard.
Can you help me in Pensacola?
Yes I would be happy to 707-478-0637
Anyone got any experience with USAA as a VA lender?
Check their fees and rates and they are a call center.
Do you have to pay Mortgage insurance?
Not with va loan
Do you know any good realtors in Bremerton, Wa ?
I bet Teagan on my team does. Send an email to beeston@rate.com and Teagan can see
This will be our 2nd time using a VA loan, does this still apply?
Yes. Give me a call to discuss 707-478-0637
Can a single person with bah get a VA loan in San Diego? I’m looking
Yes call me 707-478-0637
im in california can i get some help from you
Of course. 707-478-0637
Or grab a time here
calendly.com/jennifer-beeston/preapproval-q-a
What M F Home dealer takes VA?
I do not know as I only deal with manufactured already affixed to the land
What about NASB? I’m going through them right now.
What is full name?
My full name? Or the bank. I’m using North American Savings Bank
Hi Jen ! Are you licensed in North Carolina?
Yes I am and happy to help 707-478-0637
Veterans United is crap. They are out for themselves and NOT the veteran.
no money down is baloney!
Baloney is baloney and it is an unsavory lunch meat
can you qualify for a VA loan with tax lien?
Where do I apply?
www.zerostressmortgage.com and text me at 707-478-0637 after you apply your full name so I can have team track
You are a lender ? Or?
mortgage lender
How can I get in touch with u
Hi Faith! You can call me 707-478-0637 or schedule a mortgage consultation with me here: calendly.com/jennifer-beeston (:
I usually like watching your videos but this one is conflicting with the information I received from Mutual of Omaha. Disabled Veterans receiving 10% the VA waives the funding fee or closing costs.
I say that if you receive any disability compensation which is exactly what the va guides say. Check this out
www.va.gov/housing-assistance/home-loans/funding-fee-and-closing-costs/
Veteran United
Hi, thanks for sharing this information. I am currently utilizing my VA home loan benefits for my home while stationed in the US. I am curious to know if I would be able to utilize my VA home loan benefits in Germany or the UK. I am not sure what my options would be for purchasing a home there.
US only for VA home loan