Buying New Car ? Loan Or Cash payment ? Which is best ? Dont invest Hard Earn money Without Think
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- Опубликовано: 9 сен 2022
- In today's video will talk about the investment in cars is good as cash or in loan form, which is good for you
loan insurance is the main part here, as you can take many benefits by taking that.
#cashorloan
#investmentincars 
Авто/Мото
Aapko bhagwaan lambi Umar de, itne ache vichar aur salah lakhon mn ek hi koi farishta de sakta hn, veiws mile ya na mile aapki mehnat apko youtube se bhi aage lejayegi aisa mera vishwaas hn, jai Hind jai bharat - Hindustani
🙏🙏
Tum to jazbaati ho gye bhai 😮😅
@@arslanansari7080 hindustani bhai
बहुत अच्छी जानकारी दिया देवेंद्र भाई जी आप अपने शब्दों में जिंदगी की वास्तविक सच्चाई को दर्शाते हैं i इसीलिए मैं आपका हर वीडियो देखने की इच्छा रखता हूं 🇮🇳❤️🙏👍
बहुत धन्यवाद भाई जी🙏
Sir bahut badhiya
Aap bahot achcha batate ho middle class ke liye 👍👍
Dhanyawad Bhai ji, Aisa lagta hai aap bhi hamare jaise hai jo middle class ki taklif ko samajhkar hi achhe sujhav dete hain..
Ji bhai
I agree with you. Good information. And the way you explain excellent 👍
THANK YOU so much Bhai for your advice..and good wishes 🙏🙏
Very nice and truth .Honest advice brother. God bless you .
बहुत सटीक शब्दों में सभी बातें बता दी सर आपने🙏 आपको हृदय से बहुत बहुत आभार🙏 ईश्वर आपको सदा उन्नति के मार्ग पर सफल करें🙏
Thank you so much sir..I never thought in this way
Best video Man Ko Chhu liya aapki jankari ne
Thank you very much Sir 💐💐👌👌🙏🏻🙏🏻
Great and real fact in beginning ❤️❤️
Bhai your advice is very nice pl carry on your good advice.
Bhai aapne dil jeet liya, God bless you.
Excellent sir.. nice video 👍
So nice and positive vlog. Apko salam . Love from Assam.
Thanks for sharing your true opinions 🙂
Salute... Bahut achi salahh
Bhai aapne baat toh bilkul sahi khi hai 👍👍
Thank you Dada for imparting such a valuable information
Maine aaj tak naye car nahi li jab tak meri income itni na ho ki main 4 bar cash le lun tab i use 2nd hand car woh bhi cng wali on paper
Absolutely right sir jee 👌👍👍
Thank you bhai . For your true opinion...
Thanks sir ji bahut ashi jaankaari di aap ne ❤
Great....👍
sir aapka video dekh kar bahut achcha Laga. middle class family Jo dikhave ke chakkar mein tension le lete Hain aapane usko acche se ujagar kiya hai. hamen apna koi bhi karya Apne budget anusar AVN avashyakta ke anusar karna chahie taki tension free jindagi ji sake. Aisa video banane ke liye aapka बहुत-बहुत dhanyvad
Dhanyawad Bhai 🙏
Last me mst bat boli sir apne , paisa wahi apna hai jo apne pas h
Very useful information 👍🏽👌🏽🙏🏽
बहुत सुन्दर प्रस्तुति दी
Good suggestion!!!
Thank you brother 🙏 Love from Karnataka. 💙
Aapki video bahut sandar hai, great sir🙏🙏
Bahot achchi video lagi apki sir
Bhai ye video mujhe bahut pasand aaya. bahut logo ko bina matlab ke sirph shaukh ke liye apna paisa barbaad karte dekha hai mai chahta tha ki aysa video koi banaye very good.
Thankyou bhai 🙏
Acchi jankari 👍
Kya baat kahi aapne aap jaisa aadmi km hi hai..
Bhai ji app ka way of talking bhot axha h..
Very good sir....
App ka bath acha laga bhai.. swapano dakh na choriye mahanot korne se swapana pori hoti hai.
Beautiful motivational speech ❤️
Bahut hi achcha video hai bhai ji
Sir apne bahut achi advice di h . m apki sari video dekhta hu
Thankyou bhai
Best jankari..
Very Nice Video Sir 🙏🙏🙏
Sabse behtareen jankari video negative ko positive banane layak
Jankari Dena ke liye bahut bahut dhanyawad sir
Wow wow very nice explanation with real truth of life Thank you Sir. Hare Krishna 🙏
EXTRAORDINARY VIDEO FOR EVERYONE. I LEART BY THIS VIDEO THAT ON THE LOAN OF CAR INSURANCE IS BEING MADE. THANKS
Thanks sir . Nice information
Very useful advice Sir ji
Very good knowledge sir ❤
Bhai i respect & agree with your suggestions 🙏🏾🙏🏾
Bahut Acchi Jaankari Di Aapne
Best advice
Mind blowing content 🙂
क़िस्मत में लिखके जो लेके आया है जिसे भाग्य भी कहते उसमें लिखा है तभी कुछ प्राप्त होगा वैसे मेहनत तो कौन नहीं करता ? एक ना एक दिन भगवान सपना पूरा करेंगे यह मात्र एक तसल्ली है । इसका वर्तमान भाग्य उत्तरदायी वह मनुस्य के पूर्व कर्म ही है।
Dhanywad bhai, lekin u naam ki jo cheej hoti hai, vo bade se bada kaam kara deti hai
@@DSDCars is kalyuga mein jo manushya Hari Bhakti ( naam sankirtan) karenge tabhi jakar grast Durbhagya se mukt hokar saubhagya ko prapt ho payenge anyatha nahi .
👍best
Very good information
Sir ek dam butiful soch di
Bhout hi accha video
👌 good information
Kamal Bhai
Valuable
And i also prefer purchasing car through bank loan.
Here's a point.
Bank loan of ₹6lakh
Interest in 5 years 131600 @8.1%
Fd of 6lakh in post office @ 6.8 %
Will yield you interest of rs 231600
Means you will earn 1lakh rupees if you buy car on loan.
Yes bhai you are absolutely right 👍
How 8.1% became 131000
& 6.8% became 231000??
Absolutely wrong perception
@@drkousik7937 how he is wrong sir ?
@@DSDCars Suppose you bought a car with cash of 6 lakh ...so no interest pay out to bank as no loan ...and you loose interest of post office fd of 6 lakh for 5 years of Rs 2.4 lakhs....
Now when you opt for emi , of 6 lakh loan for 8.1% interest you are paying interest to bank is Rs 1.31 lakhs except processing fees right...so in general conception it looks better.
But you are paying this emi on monthly basis of Rs 12194.00 per month....
Now if you put this emi amount in post office recurring deposit of 5 years at 6.8% , you will earn 1.41 lakh interest in 5 years .
So total you lose (1.31+1.41) lakh interest= 2.72 lakh on taking car through loan .
Loan for any depreciating asset is a completely no. The value of the car will decrease from the day you purchase and you are paying interest on depreciating asset....
This is the difference between negetive compounding vs positive compounding
And if the person is on tax bracket, this fd interest amount is fully taxable at per with his or her tax bracket.
Banks are doing business not charity right .Bank is earning 2 fold interest...one directly from emi another investing your emi to other avenues.
If this calculation is true, bank would never lend money..😜
Very good advice sir
Bahut helpful tha video
Never ever take loans on depreciating assets plus many people doesn't know that let's say if in a 5 year tenure loan the inflation in Economy Soars then EMI tenures will also change or emi cost can also increases recently too many changes in repo rates by RBI causes the same....!!
Read the difference between fixed interest rate and fluctuating interest rate..!!
Nice
Sir help me ple mai texi ke leye car le raha hu ertiga now I am confuse how I pay mai cash mai lu to kese kitna tak pay kar sakta hu apne savings se or right way kya hoga or loan show karna compulsory hai to kitna ka jis se mai jada cash du or loan kam ho.
Bhai jo saving hai usme se emergency ke liye bacha ke, baki de do cash
Or uske alawa baki loan kara lo bhai
हा बात तो सही बताई सर
Sir I agreed with you but Life ko aise jiyo ki Jindagi na milegi Dubara.
Good presentation
Kuch nya pata chala..... Loan insurance
Thanx
Best ❤
Sir ur great
Amazing ❤❤❤
Nice sir
Sir kya gadi cash me lene par 2 ya 3Admi milkar paisa transfer kar sakte hai car ka please reply
Bilkul kar sakte han
Gadi kisi ek ke naam hi hogi
Very good advice
गजब की❤❤ बात है😊🙏
Thank you Bhai
true speaking 🙏🏻👌🏻👌🏻👌🏻👌🏻
Nice video
Sir middle class walon k liy Grand i10 NIOS best rahegi ya Dzir
Bhai dono hi thik hain
But i10 saste me mil jati hai,
Malab badhya se badhya.... Good ....
Apne car ki purchase sirf cash ya loan ke baare me nehi bataya, bal ki apki whole vlog me ek bahat badi siksha thi , jo hume inspiration mila
🙏
Insallah bhai sab ka sapna pura ho
Bilkul sahi baat
Good information 💯
Possibility cesh khared hai
Our itana kee emergence me
Liye to
Goverment jobs karege we. Regular income hoti rahegi problam nahi hai hoga emergence kee to
Thank you sir
Sir Ignis ya nios me kaun sa better option hai for City usage and running bahut kam hai
Ignis for milage. Nios for comfort and resale.
Bhai nios is good, but ignis you can get around 5.50 lakhs and nios around 6.00 lakhs
Superrr
Very good sir
Bahut hi sahi baat
Gud advice ever
Cash me gaadi lene per kya, kuch zyada tax dena hota hai??
Bhai cash me to le nahi skate gadi, kewal 1.99 lakh hi cash de sakte hain
Baki bank transfer hi karna padta hai
Agar account me paise hain to uspe already tax lagta hi hai
Extra koi tax nahi lagta
Jiski kheti hai wo Corp loan lo or har sal interest bhare ..Or thoda thoda amount bhrte rahe
Bat me dam hai boss👌
Very good video
Excellent video