Something similar happened to a family member who was hit by someone who didn't check both ways before pulling into traffic, ICBC's complete refusal to provide fair payment or support nearly ruined their ability to finish university and get a job, and that was WITH a lawyer hounding ICBC the whole way.
Broken? Have we all lost touch with reality? Getting automobile insurance, was, at one time, to insure against liabilities one may incur, as result of one having a car "accident" deemed to be your fault by the court: that's the primary reason of having insurance, in case the accident is your fault. Now days, the very insurance company one hires to insure against liability, deems the "crash" to be your fault by internal administrative judgement, and sues you. This is insanity, that defeats the primary purpose for having insurance in the first place - IN CASE IT'S YOU FAULT. I could go on and on about what is wrong with ICBC, what they did to me and others I know; but just pointing out the sheer lack of posts complaining about ICBC, is in itself disturbing enough: that tells me the ICBC extortion racket has conspired with the media, to stifle dissent in order to insure their own private, for profit, corporate interests. ICBC are a boatload of pirates that circumnavigate your constitutional rights, criminal law, and principles of fundamental justice, under the guise of corporate policy, according their private agreement one is forced to undertake, in order to move about on the public roads. These self serving interests have lined their own pockets, by ruining peoples lives, they should be jailed as partakes of a Criminal Organization. Criminal Code of Canada 467.1 (1) criminal organization means a group, however organized, that (b) has as one of its main purposes or main activities the facilitation or commission of one or more serious offences that, if committed, would likely result in the direct or indirect receipt of a material benefit, including a financial benefit, by the group or by any of the persons who constitute the group.467.13 (1) Participation in activities of criminal organization 467.11 (1) Every person who, for the purpose of enhancing the ability of a criminal organization to facilitate or commit an indictable offence under this or any other Act of Parliament, knowingly, by act or omission, participates in or contributes to any activity of the criminal organization
This is not ok . How can a company deny an individual to sue someone it's their opinion it's so one sided . I was just hit intentionally my a truck as a passenger on a motorcycle. I'm looking at no companstion . I'm hoping Dash cam helps me out my arm is missing flesh and being left raw because of possible skin grafts and fractured elbow. The man drove up the dirt shoulder and cranked his wheels into us lines and dredge markes in the dirt and pavement prove his intention to hit us . He's claiming we cut him off miles back . We have witnesses from behind a couple parked at a pull out peple in there yard including a paramedic first response and a family dr off duty who helped . I left without being able to find a job of working at all . We should have the right to defend our well being and icbc has made it impossible. It's against our human rights as I se it . This is what judges are for not an insurance company.
Going through the same thing now with icbc , they pretty much try to starve you financially until you are forced to go back to work injured and then if you do that now you have a issue with worksafe and your employer . No coverage from worksafe as you had existing injury and not looked at very good by employer
Whether you're at fault or not at fault, ICBC has got another suspect practice going in determining the value of your vehicle involved in a collision. This is done through a company called Mitchell International. Mitchell is apparently used by car insurance companies all over North America to determine a reduced value of your vehicle called a "project sold adjustment." In this system they look at the for sale prices of comparable vehicles but then decide that the vehicle wouldn't actually sell for that amount and reduce it to what they decide the actual selling price would be. How much that reduction is, I couldn't say. But it was enough for one Georgia man to launch a class action lawsuit against his insurance company (still ongoing). I read that a similar lawsuit is also underway in Pennsylvania. In my case (and probably many others) Mitchell simply low balled the value of my 25 year old vehicle to be below the cost of the repairs and so it's called a "total loss". ICBC would then only pay me Mitchell's lower value if surrendered my car to them for scrapping, as I was told. Not a chance, I said. I can go through their so called Fair Practices division to appeal but in the meantime, I'm paying for my own repairs.
There you go - - when you're the only show in town you call all the shots when you want to and how you want to! ICBC differs "how" from organized crime ??? So not funny, my sympathy to everyone who's gone and is going through such trials and tribulations with these snakes!
@@mariannes.6023 I should update you by saying that I checked with the provincial Ombudsman's office and discovered that ICBC has something called a Fair Practices Department. When I called them to complain, I was called back the very next day from a different adjuster. He told me that the value of my truck has been reevaluated to be somewhat more than $6000. In other words, almost twice the value which Mitchell International placed on it. Therefore, as the adjuster told me, I will be receiving reimbursement for my damages up to the new value of my truck which I will of course (or had better) retain ownership of. I told the adjuster that I would believe him when I see the cheque in my hand. The next question I have is, how long will this take? I waited a month or more to receive my first response from ICBC. So we shall see.
@@jimervin1637 Any update on getting that reimbursement cheque? Hope you've got it by now. Was it just another adjuster who called you back or a manager who re-evaluated your truck? If you have either of your Mitchell valuations, I would be very grateful to see it, we are looking into establishing potential systemic fraud from Mitchell and ICBC but need more than just our own valuation to establish a greater pattern. Mitchell Int. is indeed bias to the insurance companies who pay them for their software. The policy for 'projected sold adjustment' is 10% less if OBO in listing for a manual valuation, and through Mitchell it appears to be 5-6% less. BUT, if you can show the dealer doesn't negotiate ie: firm or final price as many used dealers especially in this market do, then NO adjustment should be made. If a vehicle comparable sold and you verify with the dealer or seller what it sold for, that's the price that should be used. Take care.
I have a problem with ICBC fault assessment caused by an intersection accident. My wife observed a stop sign. Saw no one coming and entered the intersection and made it half way thru the intersection and was hit by a vehicle presumed speeding into the bright sunlight. Due only to the stop sign on the street she was travelling she was accordingly assessed 100% fault. In an identical situation albeit an uncontrolled intersection the other driver would be 100% at fault. My argument was that the scenario described for the application of 100% fault did not match what occurred. In fact she did not hit the other vehicle she was plowed into by the other driver. RCMP information at the scene and ICBC fault finding do not even remotely match each other. Help!
I posted the link for this video in a neighborhood app, after a neighbor said that her older mother-in-law got hit by a guy driving who wouldn't even stop until this woman's husband ran after him! The guy simply stated that he was in a rush.. Everyone living here should see this video- this province is in the Dark Ages about so many things and it's absolutely pathetic and everyone should be up in arms about it and wanting to do something proactively. Best. M.
Thank you for sharing this video. It is my mother who was hit by the car. She sustained three fractures and had to undergo surgery on her hip to fix it. I called ICBC today to see our options and was baffled by their lack of empathy and how mean-minded they were when evaluating our claim. The sad part is that we have no legal recourse to this situation.
No fault insurance is a scam, we pay for insurance to protect us and our families. Now we are having our rights taken away and insurance companies are making more and more money.
ICBC likes to default to 50/50 so both parities will pay huge premiums for years and years and years, this maximizes their profits as the policy holder often not only pay back what ICBC forked over but makes $ on top
And just to add insult to injury, ICBC is now making 2 billion dollars a year. Sign the petition to end no fault insurance. This is only going to get worse. What if the man hit wasn't working? How could he pay his rent and eat? How can he get the care he needs at home??
@@Anfimus well that’s ridiculous the frigger animal came from nowhere and jumped on to the car. Icbc should be private not be monopolized, I didn’t vote for this and sure didn’t vote for Ndp!!!!
Something similar happened to a family member who was hit by someone who didn't check both ways before pulling into traffic, ICBC's complete refusal to provide fair payment or support nearly ruined their ability to finish university and get a job, and that was WITH a lawyer hounding ICBC the whole way.
SHOCKING! Seems like ICBC pretty much does whatever they want, being the only show out there
Broken? Have we all lost touch with reality?
Getting automobile insurance, was, at one time, to insure against liabilities one may incur, as result of one having a car "accident" deemed to be your fault by the court: that's the primary reason of having insurance, in case the accident is your fault.
Now days, the very insurance company one hires to insure against liability, deems the "crash" to be your fault by internal administrative judgement, and sues you. This is insanity, that defeats the primary purpose for having insurance in the first place - IN CASE IT'S YOU FAULT.
I could go on and on about what is wrong with ICBC, what they did to me and others I know; but just pointing out the sheer lack of posts complaining about ICBC, is in itself disturbing enough: that tells me the ICBC extortion racket has conspired with the media, to stifle dissent in order to insure their own private, for profit, corporate interests.
ICBC are a boatload of pirates that circumnavigate your constitutional rights, criminal law, and principles of fundamental justice, under the guise of corporate policy, according their private agreement one is forced to undertake, in order to move about on the public roads.
These self serving interests have lined their own pockets, by ruining peoples lives, they should be jailed as partakes of a Criminal Organization.
Criminal Code of Canada
467.1 (1) criminal organization means a group, however organized, that
(b) has as one of its main purposes or main activities the facilitation or commission of one or more serious offences that, if committed, would likely result in the direct or indirect receipt of a material benefit, including a financial benefit, by the group or by any of the persons who constitute the group.467.13 (1)
Participation in activities of criminal organization
467.11 (1) Every person who, for the purpose of enhancing the ability of a criminal organization to facilitate or commit an indictable offence under this or any other Act of Parliament, knowingly, by act or omission, participates in or contributes to any activity of the criminal organization
We need to keep this topic trending.
It's insane!
We need privatization for auto insurance, any gov run business is run into the ground, BC ferries, Liquor stores, now ICBC
Whoever thought about the no fault insurance must really be stupid greedy. All I can say I getting out of this country a lot of things are messed up.
your commie NDP buddies came up with this non-sense (maybe not your friends, but of many in the LML)@@DjPapaCholo
This is not ok . How can a company deny an individual to sue someone it's their opinion it's so one sided . I was just hit intentionally my a truck as a passenger on a motorcycle. I'm looking at no companstion . I'm hoping Dash cam helps me out my arm is missing flesh and being left raw because of possible skin grafts and fractured elbow. The man drove up the dirt shoulder and cranked his wheels into us lines and dredge markes in the dirt and pavement prove his intention to hit us . He's claiming we cut him off miles back . We have witnesses from behind a couple parked at a pull out peple in there yard including a paramedic first response and a family dr off duty who helped . I left without being able to find a job of working at all . We should have the right to defend our well being and icbc has made it impossible. It's against our human rights as I se it . This is what judges are for not an insurance company.
Going through the same thing now with icbc , they pretty much try to starve you financially until you are forced to go back to work injured and then if you do that now you have a issue with worksafe and your employer . No coverage from worksafe as you had existing injury and not looked at very good by employer
Whether you're at fault or not at fault, ICBC has got another suspect practice going in determining the value of your vehicle involved in a collision. This is done through a company called Mitchell International. Mitchell is apparently used by car insurance companies all over North America to determine a reduced value of your vehicle called a "project sold adjustment." In this system they look at the for sale prices of comparable vehicles but then decide that the vehicle wouldn't actually sell for that amount and reduce it to what they decide the actual selling price would be. How much that reduction is, I couldn't say. But it was enough for one Georgia man to launch a class action lawsuit against his insurance company (still ongoing). I read that a similar lawsuit is also underway in Pennsylvania. In my case (and probably many others) Mitchell simply low balled the value of my 25 year old vehicle to be below the cost of the repairs and so it's called a "total loss". ICBC would then only pay me Mitchell's lower value if surrendered my car to them for scrapping, as I was told. Not a chance, I said. I can go through their so called Fair Practices division to appeal but in the meantime, I'm paying for my own repairs.
There you go - - when you're the only show in town you call all the shots when you want to and how you want to! ICBC differs "how" from organized crime ??? So not funny, my sympathy to everyone who's gone and is going through such trials and tribulations with these snakes!
@@mariannes.6023 I should update you by saying that I checked with the provincial Ombudsman's office and discovered that ICBC has something called a Fair Practices Department. When I called them to complain, I was called back the very next day from a different adjuster. He told me that the value of my truck has been reevaluated to be somewhat more than $6000. In other words, almost twice the value which Mitchell International placed on it. Therefore, as the adjuster told me, I will be receiving reimbursement for my damages up to the new value of my truck which I will of course (or had better) retain ownership of. I told the adjuster that I would believe him when I see the cheque in my hand. The next question I have is, how long will this take? I waited a month or more to receive my first response from ICBC. So we shall see.
@@jimervin1637 Any update on getting that reimbursement cheque? Hope you've got it by now. Was it just another adjuster who called you back or a manager who re-evaluated your truck? If you have either of your Mitchell valuations, I would be very grateful to see it, we are looking into establishing potential systemic fraud from Mitchell and ICBC but need more than just our own valuation to establish a greater pattern. Mitchell Int. is indeed bias to the insurance companies who pay them for their software. The policy for 'projected sold adjustment' is 10% less if OBO in listing for a manual valuation, and through Mitchell it appears to be 5-6% less. BUT, if you can show the dealer doesn't negotiate ie: firm or final price as many used dealers especially in this market do, then NO adjustment should be made. If a vehicle comparable sold and you verify with the dealer or seller what it sold for, that's the price that should be used. Take care.
whenever there's extreme application on one end,
the response is extreme application towards the other end.
How can corporation/monopoly like this can even exist with these policies...disgusting makes me want to leave BC
I have a problem with ICBC fault assessment caused by an intersection accident. My wife observed a stop sign. Saw no one coming and entered the intersection and made it half way thru the intersection and was hit by a vehicle presumed speeding into the bright sunlight. Due only to the stop sign on the street she was travelling she was accordingly assessed 100% fault. In an identical situation albeit an uncontrolled intersection the other driver would be 100% at fault. My argument was that the scenario described for the application of 100% fault did not match what occurred. In fact she did not hit the other vehicle she was plowed into by the other driver. RCMP information at the scene and ICBC fault finding do not even remotely match each other. Help!
I posted the link for this video in a neighborhood app, after a neighbor said that her older mother-in-law got hit by a guy driving who wouldn't even stop until this woman's husband ran after him! The guy simply stated that he was in a rush.. Everyone living here should see this video- this province is in the Dark Ages about so many things and it's absolutely pathetic and everyone should be up in arms about it and wanting to do something proactively. Best. M.
Thank you for sharing this video. It is my mother who was hit by the car. She sustained three fractures and had to undergo surgery on her hip to fix it. I called ICBC today to see our options and was baffled by their lack of empathy and how mean-minded they were when evaluating our claim. The sad part is that we have no legal recourse to this situation.
No fault insurance is a scam, we pay for insurance to protect us and our families. Now we are having our rights taken away and insurance companies are making more and more money.
ICBC likes to default to 50/50 so both parities will pay huge premiums for years and years and years, this maximizes their profits as the policy holder often not only pay back what ICBC forked over but makes $ on top
And just to add insult to injury, ICBC is now making 2 billion dollars a year.
Sign the petition to end no fault insurance. This is only going to get worse. What if the man hit wasn't working? How could he pay his rent and eat? How can he get the care he needs at home??
Get hit and pay. What the heck are we even paying for?
Damn that sucks. I got whip lash and got 900k
icbc needs to go, someone else needs to take over cause this is a gong show :( unfair to both parties and causes so much stress and unrest!
unbelievable... so sorry Ben... ICBC you suck
drive carefully
Any way they can have a monopoly on the market
What if you animal hits you and destroy your car and you are injured from the accident.
@@Anfimus well that’s ridiculous the frigger animal came from nowhere and jumped on to the car. Icbc should be private not be monopolized, I didn’t vote for this and sure didn’t vote for Ndp!!!!
YOU SUE THE ANIMAL.
@@pbufh Funny one, you should quit your day job and be a comedian!
@@GOPClownshow ask stupid question get a stupid reply
5050 is easier way out for them