SBI की BEST SWP स्कीम्स । SWP इनकम और मैच्योरिटी भी करोड़ में हो सकता है लंबे समय बाद।

An SWP is a facility offered by mutual funds that allows investors to withdraw a fixed amount from their mutual fund investment at regular intervals. This could be monthly, quarterly, or annually. Essentially, it's like receiving a regular pension from your investment.
How does it work?
Investment: You invest a lump sum amount in a mutual fund scheme.
SWP Setup: You choose the amount you want to withdraw and the frequency of withdrawal.
Withdrawal: On the specified dates, the mutual fund house sells the required number of units to generate the withdrawal amount.
Income: The withdrawn amount is credited to your bank account.
Key Features of SWP:
Regular Income: Provides a steady income stream.
Flexibility: You can choose the withdrawal amount and frequency.
Rupee Cost Averaging: If the NAV (Net Asset Value) of the fund fluctuates, you buy more units when the NAV is low and fewer when it's high.
Tax Implications: Capital gains tax may apply depending on the holding period.
Benefits of SWP:
Retirement Planning: Ideal for generating regular income after retirement.
Emergency Fund: Can serve as an emergency fund.
Systematic Liquidation: Helps in systematic liquidation of investments.
Rupee Cost Averaging: Reduces the impact of market volatility.
Example:
If you have invested Rs. 10 lakhs in a mutual fund and set up an SWP of Rs. 10,000 per month, the fund house will sell the required number of units every month to generate Rs. 10,000.
Important Considerations:
Investment Horizon: SWP is suitable for investors with a long-term investment horizon.
Market Risk: The value of your investment may fluctuate, affecting the withdrawal amount.
Tax Implications: Understand the tax implications before starting an SWP.
Is SWP Right for You?
SWP can be a good option if you:
Need a regular income stream.
Have a long-term investment horizon.
Are comfortable with market fluctuations.
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[@sevaramchaudhary.2862]

शर्मा जी , आप बहुत साफगोई से बात करते हैं । सही जानकारी देते हैं। आपका बहुत बहुत धन्यवाद ।

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[@swapankumarghosh8710]

​qqq😮1

[@asimdas6379]

Style of explanation is something different & bold

[@investegy]

Thank you so much 🙏

[@bhupendrasingh3869]

शर्मा जी बहुत सही तरीके से अपने समझाया ध्यानबाद

[@investegy]

Aapka bahut bahut dhanyawad 🙏

[@guddukumarsharma1612]

प्रणाम सर बहुत सुंदर जानकारी दिए आप। धन्यवाद! ❤❤❤❤❤

[@investegy]

You are always welcome 🙏

[@satyanarayansharma-k6m]

Patience कितना रखें। मैंने 750000 जमा किए 5साल तक। 5साल बाद 716000 मिले । 34000 मूल और 5वर्ष का ब्याज गया। मुझे इससे बड़ा कोई धोखा नहीं है।

[@investegy]

Insurance policy mein karenge to aisa hi hoga

[@Chantertracks]

thank you Sir, for valued information, feel confident now. 🙏

[@investegy]

Always welcome

[@subhashdegavekar5718]

रविकांत शर्माजी की MUTUAL Fund के Baareme राय Bahot कीमती है. Investers का Interest Predominant Unako Lagata है. Dhanyavad शर्माजी!!!

[@investegy]

You are always welcome 🙏

[@deochandrajha8634]

Bahut badhiya bataya aapne sir

[@bhabanishankarpanda2633]

🙏🏻Sir, Does it will be good to invest in lumpsum in these funds
1. Sbi Magnum Midcap Fund.
2. Sbi Multicap Fund.
3. Sbi Multi Asset Allocation Fund.
Sir Kindly give me your advice.🙏🏻

[@investegy]

The first 2 are good but the 3rd is ok ok, because 3 asset classes are there.

[@veenaashok3258]

please invest some time and check Historical NAV of the fund for the last Six months or an year you want to invest in and then take decision, As per my studies in historic NAVs, I invested on 28/5/2024 SBI Contra fund and SBI Consumption opportunities are going good.

[@pinkyhundal9212]

Good evening Sir,excellent presentation.
I am regular viewer. Ur videos r very knowledgeable.

[@investegy]

Thank you so much 🙏

[@investegy]

Aapka yahi bharosa meri takat hai 🙏 Thank you so much to you as well 🙏🕉️

[@subratanath6262]

Many many thanks for your this valuable information and video Sharmaji.

[@investegy]

You are always welcome Subrata Nath ji 🙏

[@kalyanbose3172]

In SWP the long term or short term capital gains is applicable or not?

[@investegy]

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[@suratsingparmar9576]

Very useful information Sir

[@kamalchampia5197]

Sharma Ji Thanks.
1 ?.
SWP me yadi aage chalkr percentage amount ka jarurt nahi pada aur withdrawal nahi kiya gaya ho to wh amount kya hogae?

[@investegy]

Swp ek option hota hai, jab chahe band kar sakte hain aur bazar ke hisab se aapka portfolio chalta rahega

[@nnath7]

In which SBI mutual is suitable as I am retired and also to suggest me how much and tenure is best, 20 L is big amount so wanting best design of allocation.

[@investegy]

You should watch the full video and start investing with new plans with low NAV and take a period of 10 years

[@bikashkumarmallik7776]

Excellent & Informative

[@investegy]

Thank you so much 🙏

[@hasmukhbhaipatel5999]

Sir, in future all sbi fund will give same return as per you have mention past return???? From all sbi fund which fund is best in future for SWP??

[@investegy]

We can expect.

[@nitikanarora9612]

हर हर महादेव 🙏🏻
सर , बहुत बढ़िया जानकारी दी आपने।

[@investegy]

ॐ नमः शिवाय 🙏🕉️ Thank you so much 🙏

[@shrikantkulkarni6793]

आप इस ढंग से समझाते है की बस सुनतेही रहो और आपने दी हुई स्कीममें पैसा डालते रहो. सरजी
धन्यवाद

[@manisshamehta95]

Sahi kaha

[@investegy]

आपका बहुत बहुत धन्यवाद 🙏🕉️

[@nandadevighadgedeshmukh8653]

Well said🎉

[@amalsur7432]

You are the best

[@subhashdegavekar5718]

SWP ME WITHDRAWL Par Tax LAAGEGA KYA Aur Tax Rate kounse hisab se Lagega.

[@investegy]

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Watch this 👆 pura video dekhein sab bataya hai details ke sath

[@gurmailsingh517]

Sir SWP OPTED ,BUT ì m not withdrawing ,as I don't feel ,is there any compulsory of withdrawal ,

[@investegy]

You can stop any time

[@sanjaygandhi3521]

Your presentation is very excellent

[@investegy]

Thank you so much 🙂🙏

[@manjalilpurushothaman4592]

Very Valuable edition Sir

[@investegy]

Many many thanks

[@sanjivkumar7422]

Ok good knowledge

[@deochandrajha8634]

Thanks sir

[@satishkumarSinha-k3u]

Very good advice.nice suggestions ❤

[@investegy]

Thank you so much 🙏

[@bodhanpanja5840]

Please give examples with recent past. Please 🙏

[@sanjuram3440]

Good evening sir very nice information.

[@investegy]

Good evening 🙏 Thank you so much 🙏

[@nitinshah3006]

very good sir Thanks

[@investegy]

Thank you so much

[@chetaramkhatiwara8052]

Sir mera ek sawal hai, swp Karne ke baad kabse withdraw kar saktein hain?

[@investegy]

जब आपको जरूरत हो

[@neerumahajan3321]

Motilal Oswal large and mid cap me ker sakte hai

[@investegy]

Aapko pasand hai to kar sakte hain

[@sureshkumar-zr2zk]

Sir aapne jo income batai h kya uspar capital gain tax lagega? Yadi han to 1.47 cr par kitna tax lagega?

[@investegy]

Capital gain ka rule har saal change hota hai, ek saal baad kya rahega koi nahi jaanta

[@SanjitDutta-g8e]

Very Nice information Sir.

[@investegy]

Thank you so much 🙏

[@behuman7095]

बहुत सुन्दर

[@investegy]

Thank you

[@sarojnitigga6200]

Good information sir. 🙏

[@investegy]

Thank you so much 🙏

[@pwt302]

Very good information very nice

[@investegy]

Thanks for liking

[@sanjeewansoontha3834]

Sir, tax 12.5 percent hai, agar 15 percent return mikega aur tax dena pada to kitna bachega?

[@investegy]

Tax depend karta hai total income par, 1.25 lakh long term profit tax free hai har saal ke liye. Mutual fund company kabhi income tax cut nahi karti.

[@bharathmandon6732]

What's the cagr in SBI lg & midcap fund in monthly withdrawal of Rs 15000/= thanks.

[@investegy]

Kindly watch the full video for the complete details

[@RakeshKumar-lp2yf]

Only lumpsum sbi mutual funds & SIP mein se kon sahi hai long turm.

[@veenaashok3258]

Agar aap ke paas faltoo money hai to SBI Contra aur SBI Consumption opportunities fund me laga sakte hai LUMPSUM

[@investegy]

Video pura dekhein sab bataya hai

[@kalyanbose3172]

Joint name investment is allowed?

[@investegy]

Yes, offline

[@kalyanbose3172]

Can i stop swp withdrawal after some period.?

[@investegy]

Yes

[@rajneeshkourav6359]

Thank you sir ji 🙏

[@investegy]

Most welcome

[@ramzankazi5704]

Acchi information sir Ji

[@investegy]

Thank you so much 🙏

[@asitkumar.04]

Sir agar modify kyc status reject ho jayega toh Jo pehle wala kyc status continue hoga na ?? Ya wo bhi reject ho jayega? Please reply

[@investegy]

Yes, pehle wala continue hoga

[@asitkumar.04]

@@investegy thank you sir. 🙏Jay shree Ram 🙏

[@abhaykumargupta2842]

Sbi scheme ke bare main aur bataiye. Mujhe apni beti ke liye invest karna hai

[@investegy]

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[@roopchand3295]

Sir 5 lac one-time krna h pl suggest??

[@investegy]

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Watch this 👆 and start investing in future Blockbuster schemes

[@AshokTrivedi-ig8bz]

ThAnks sir.

[@investegy]

Most welcome

[@ashoksoni88]

income tax kitna ktega ye bhi btao sir ji

[@investegy]

Long term k liye hai mutual fund, tax rate aaj ka ha, 20 saal baad kya hoga koi nahi jaanta isliye long time ke liye karein, tax redeem hoga tabhi lagta hai, appriciation par nahi lagta aur wo bhi 1.25 lakh ek saal baad tax free hai aapka profit

[@AshokSingh-et2gb]

I have to invest pl guide me

[@investegy]

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[@shardatomat-wv7hi]

Sir mene SBI ka energy fund me 50000 ka investment kiya hai lump sum kasa hai

[@investegy]

Continue kijiye

[@SurendraSingh-gy5pc]

SBI dividend yirli grotha plan mekiya hai kaisa hai

[@investegy]

It's good

[@zaynmalikkk9670]

capital gains tax bhi monthly katega ya nhi swp me?

[@investegy]

Tax redeem karenge tab applicable hota hai wo bhi return file karte time Dena hota hai, investment par income tax nahi lagta chahe 1 lakh ka 10 lakh ho jaye, sell mat kijiye, long time rakhiye

[@rabjidhillon9413]

Thank you soo much

[@investegy]

You're welcome!

[@awadeshmanjhi5983]

Sar jai hind sar mai..smart Pervelej kiya sar isko bare me batay sar ok sar

[@investegy]

Insurance plan investment ke liye sahi nahi

[@satwindersingh9565]

Sr mein exserviceman hu sr mene 2 lakh ka invest karna hai kon sa shere ya mutual fund mein karu pls reply sir

[@investegy]

Mutual fund sahi ha, invest in HDFC MULTICAP FUND and dividend yield fund equally

[@GopalSarkar-nd8nh]

Sir apki pure video dekhta hu.
Sir mere ko retirement me 3000000 hai regular incam 25000 chahiye.kounda fund me SWP kare.

[@investegy]

Video pura dekhein sab bataya hai, koi bhi 3 में कीजिए

[@kiranuttarwar8275]

👌👌

[@SandeepYadav-qu3jr]

Thanks ji

[@investegy]

Welcome

[@samsrivastava5645]

After maturity kitna tax lagega

[@investegy]

Tax ka video dekhein mera

[@rajneeshkourav6359]

Sir ji मेरे पास 50लाख हैं में उसको 20 साल के लिए इन्वेस्ट करना चाहता हूं कृपया करके आप मुझे बताए की, कहा इन्वेस्ट करू एवम मुझे इसके साथ 0.5 के हिसाब से SWP भी करना है क्या sir ji में एसबीआई कॉन्ट्रा फंड में इन्वेस्ट कर दू एवम अगर मुझे फ्यूचर में 5,7 लाख की जरूरत हुईं तो क्या में उसको आराम से निकाल भी सकता हु या नहीं जी 🙏please बताए जी

[@investegy]

Jis video par comment Kiya usi mein Puri details बताई गई है, कृपया पूरा वीडियो देखें

[@MohanSingh-yc7su]

Pls tell about sip investment

[@investegy]

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Watch this 👆

[@jayashreesingh3137]

Kam se Kam kitna laga sakte hain?

[@investegy]

Jitne mein aapka patience bana rahe

[@DeepakSharma999]

👏👏 very good information sir, mai 10 lac one time invest krna chahta hun plz btayen ki kon si schemes me maximum amount milega g

[@investegy]

Ye video dekhein isme schemes batayi gai hai

[@rbvarshney1265]

Thank you

[@investegy]

You're welcome

[@darkqueen233]

SBI scheme bank se leni chahie ya broker se leni chahie

[@investegy]

Dono hi tarah se le sakte hain

[@ramnarain6177]

Sir can we invest one time

[@investegy]

Yes

[@Radhekrisna-M]

Sir main angel me MF krtahu but SBI Ka MF nahi ho pa raha angel me to Kya kre

[@investegy]

Kisi distributor se kijiye ya phir website se

[@anantjain1888]

Is SWP amount taxable

[@investegy]

Long term k liye hai mutual fund, tax rate aaj ka ha, 20 saal baad kya hoga koi nahi jaanta isliye long time ke liye karein, tax redeem hoga tabhi lagta hai, appriciation par nahi lagta aur wo bhi 1.25 lakh ek saal baad tax free hai aapka profit

[@pinkyhundal9212]

Aap ney blue chip k liye kha I don't give this fund ...but why ?
I have done SIP for the last six years.

[@investegy]

Aur fund se return yahan kam banta hai isliye, baki koi problem nahi.😊

[@pinkyhundal9212]

Thank you so much

[@investegy]

@@pinkyhundal9212 you are always welcome 🙏🤗

[@treeman9430]

Sir pls suggest about sbi long term equity fund

[@investegy]

It's good for the ELSS Fund for tax saving

[@adityabahir8972]

R/Sir V,Good

[@investegy]

Thank you so much 🙏

[@dr.rajmanipatel2252]

नमस्कार सर
मै SIP ले रखा हूँ उसको अपने बेटे के नाम से टान्सफर करने पर कितना चार्ज पड़ेगा

[@investegy]

Redeem and reinvest karna hoga

[@investegy]

Charges depend on exit load period

[@MayankSharma-te4hf]

Gazab ka video sir

[@investegy]

Thank you so much 🙏

[@Mrskoli15]

Good evening sir

[@investegy]

🙏🙏🕉️

[@f.villagefarmingahomefood8662]

Jay Shri Shyam Baba ki 🎉❤

[@investegy]

जय श्री श्याम 🕉️🙏

[@Puvmb5345]

Paisa na le usime add kare ,kaisa hai.

[@investegy]

Best hoga

[@Puvmb5345]

@@investegy thanks

[@AaaAaa-cs8zy]

Sir 500000 lumsum kar skte?

[@investegy]

Yes

[@vinitashukla551]

❤😊 Jai shree krishna

[@investegy]

जय श्री कृष्ण 🙏🕉️

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❤

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How to connect with you

[@investegy]

Message me on WhatsApp

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Ramramsirji🎉🎉🎉🎉🎉❤❤

[@investegy]

राम राम जी 🙏🕉️

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❤❤❤

[@shally7777]

SBI ka kuch mutual funds ke expense ratio ...itna jyada kyu hai ....

[@investegy]

AUM JYADA HOga to expense bhi kam ho jata hai, return dekhiye

[@subhasishachakarborty4025]

স্যর আমি বেসরকারি সংস্থা থেকে অবসরের পর খুব সামান্যই টাকা 20লাখের কাছা কাছি সব মিলিয়ে টাকা পাব।আমি নিম্নবিত্ত পরিবারের।কোথায় টাকা রাখব দয়া করে জানাবেন।🙏🙏🙏🙏🙏🎉🎉🎉🎉🎉

[@investegy]

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[@jaymahakalji8761]

ॐ नमः शिवाय ❤

[@investegy]

ॐ नमः शिवाय 🙏🕉️

[@GopalSarkar-nd8nh]

Sir SWP me koi problem aaye toh kisko pakrenge.samadham kon karega.

[@guldevsingh1999]

JAI SRI RAM SHARMA JI

[@investegy]

जय जय सियाराम 🙏🕉️

[@labdhipardeepkumarpadhreya2618]

Hello sar

[@DrDK2805]

🎉🎉🎉🎉❤

[@dharmendrabatra9385]

यही तो गुडविल है।

[@SandeepKumar-uo8vv]

Jai mahakal

[@investegy]

ॐ नमः शिवाय 🙏🕉️

[@hanumanshelke6727]

Income tax

[@investegy]

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Watch this 👆

[@Gaja-xp7eg]

Master

[@shantinathkote2156]

Muze 150L invest karnahai

[@investegy]

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[@ravimane6749]

Har har Mahadev

[@investegy]

ॐ नमः शिवाय 🙏🕉️

[@bahaduryadav9405]

Sir ek bat karna tha

[@investegy]

WhatsApp par message kijiye

[@AbCd-c4c]

Sir apka namber save nahi hota hi😊

[@investegy]

Mobile mein issue hoga aapke

[@randheersinghkhedar5378]

Jai shree Ram

[@investegy]

जय जय सियाराम 🙏🕉️

[@SajanKumarRungta]

Sbi small cap mutual fund regular growth ke bare mai bataye

[@investegy]

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[@pradeepshah1854]

Hame bhi sir karma

[@investegy]

Kar lijiye