YNAB is a digital type of budget envelope system. I like it because it is real time (as long as you update it everyday) without having to have multiple accounts.
I used YNAB for a minute - or tried, rather. My accounts were always disconnecting and it ended up being more work. Also, the envelopes were not intuitive for me and it got confusing with the debit/credit. I tried for a year. I really wanted to love it.
Thank you for the value you add to people's lives :) really enjoyed the video and wanna start right away! Would you mind sharing your categories and for which ones you've got a card? Your Planner changed my life for the best. Right now I'm going on a fun trip with my daughter because suddenly I have more time to spend with her. ❤
I do something similar with folders. But I spend on an Amex card and get cashback for this. Every time I spend on the Amex card i move the same anount from the folder for that item into my Amex card. I pay my Amex card off in full monthly from the Amex folder.
I subscribed you because you are an intj. Intj are the dark horses. Outisde, they might seem to be very dull and inconspicuous, but inside they are mature than they look.
Check out the FREE Rich Life Template: tinyurl.com/richlifetemplate
unfortunately the link isn't working
Realistic + Top knowledge + Strategy 🤩
Coming back to this months later, thank you for these ideas
YNAB is a digital type of budget envelope system. I like it because it is real time (as long as you update it everyday) without having to have multiple accounts.
If I'm seeing correctly it's $15 per month?
I used YNAB for a minute - or tried, rather. My accounts were always disconnecting and it ended up being more work.
Also, the envelopes were not intuitive for me and it got confusing with the debit/credit. I tried for a year. I really wanted to love it.
I love YNAB. I've been using it for years. It's a fantastic app and worth every penny!
I'm using YNAB now.
There is a bit of a learning curve, but I think it's worth it.
Definitely a learning curve, but I love it!
I've been watching many videos about money making, but this is the ultimate tip. Thank you so much! Where have you been all my life?
Alexis I love your channel so much!!!
Yayyy! Loving the consistency ! All your videos are so cool!
Love this! Please can you make a system video for keeping the house tidy 🩷
I second this.
Great ! I need this class.
Thank you for the value you add to people's lives :) really enjoyed the video and wanna start right away! Would you mind sharing your categories and for which ones you've got a card?
Your Planner changed my life for the best. Right now I'm going on a fun trip with my daughter because suddenly I have more time to spend with her. ❤
Can you please make a video on organising your life with system. Thank you
I do something similar with folders. But I spend on an Amex card and get cashback for this. Every time I spend on the Amex card i move the same anount from the folder for that item into my Amex card. I pay my Amex card off in full monthly from the Amex folder.
You boss 🎉
You definitely sound like Ramit Sethi.
You just drill down deeper
What bank do you use?
I use the 50/30/20 strategy with 5 different bank accounts.
I subscribed you because you are an intj. Intj are the dark horses. Outisde, they might seem to be very dull and inconspicuous, but inside they are mature than they look.
Who do you bank with? I want multiple accounts
i hate to be "that guy" but the money you get back from the government is your tax refund, not your tax return.