Tier Ranking My Credit Cards

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  • Опубликовано: 8 сен 2024
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Комментарии • 37

  • @celestial_sphere3
    @celestial_sphere3 7 месяцев назад +4

    More content like this please

  • @carlie4051
    @carlie4051 6 месяцев назад +1

    Chase sapphire is great to use if you eat out x3 points so it’s one of my go to cards

  • @leyaneschaefer5399
    @leyaneschaefer5399 6 месяцев назад

    I love my platinum American Express. I've been able to take four round trip tickets to Europe on Delta and two of them were first class. Definitely my favorite card!

  • @mexicanmax227
    @mexicanmax227 7 месяцев назад +3

    Now this is a video

  • @bigpap90
    @bigpap90 6 месяцев назад +2

    Wells Fargo Active Cash works at Costco

  • @maddiecanter3733
    @maddiecanter3733 Месяц назад

    Thank you so much! This was so helpful.

  • @rubyrocks5
    @rubyrocks5 7 месяцев назад

    This ranking is really helpful! I have a ton of credit cards too (not as many as you), but I also NEVER pay interest. I use them to pay for different things, depending on the rewards, and I set up auto payments on each card so I never have to worry about missing a payment.
    I could be wrong, but I believe the credit card company has the ability to close cards that are not being used. My oldest credit card was actually from USAA and I have insurance with them, so I set my insurance payment to automatically charge to my USAA credit card each month, and the statement balance gets automatically paid each month. That way I’m always using the card so it doesn’t get closed by the credit card company, and I can keep a longer credit history. I could be wrong about this though!

    • @PersonalFinancewithLeila
      @PersonalFinancewithLeila  6 месяцев назад +1

      Yes you're right, they do! Any older ones I just charge a couple bucks every 6 months or so so they don't close them!

  • @Frostyrnb77
    @Frostyrnb77 7 месяцев назад +1

    A CC tier list with no Amex? Now that's rare! I'm currently only using the Amex plat card only for the upgrade bonus otherwise here's my tier list of the CCs I own. I do plan on adding 2 more Citi cards and 4 (1 personal and 3 business) Chase cards once I've met their application rules.
    S: Custom Cash, Freedom Flex,
    A: Discover Cash, Double Cash, Savor One
    B: BoA Customized Cash, US Bank Cash+, Bilt
    C: Amex Blue Cash Preferred, Amex Blue Business Plus, Autograph, Active Cash,
    F: Amex Plat, Hilton Honors

    • @PersonalFinancewithLeila
      @PersonalFinancewithLeila  7 месяцев назад +1

      I know, I don't have any Amex yet!! I almost opened one but went with a different. I'll have to get one soon.
      Thanks for sharing your choices!

    • @SpartanOfFinance
      @SpartanOfFinance 6 месяцев назад

      AMEX has some sick SUBs but the credits can be a pain to use in order to get value. Which Amex Platinum credit do you find the easiest/hardest to use?

  • @dinagalall
    @dinagalall 6 месяцев назад +1

    What a great video! Extremely helpful. If you could pick just one which one would you pick? And which one would you recommend to somone as their first cc?

    • @PersonalFinancewithLeila
      @PersonalFinancewithLeila  6 месяцев назад +2

      Oof that's tough! I think I would go with Chase Freedom Flex for both of those questions!

    • @dinagalall
      @dinagalall 6 месяцев назад

      @@PersonalFinancewithLeila perfect! Thank you!

  • @THU350
    @THU350 6 месяцев назад +1

    was wondering why cant you upgrade or downgrade the cards you dont use to something youll use?

  • @davidknicks
    @davidknicks 4 месяца назад

    Very educational! Thanks

  • @haileyreign971
    @haileyreign971 7 месяцев назад

    Thank you for your thoughts/suggestions!
    I guess I'm not the biggest credit card person, but I try to keep at least 2 accounts open. 😂😂😂

  • @Camera_Operator
    @Camera_Operator 5 месяцев назад

    Wow this definitely takes a lot of discipline and responsibility. Congratulations again!!! 🎊 i assume you have autopay for paying the full statement balance on the due date for each card? Because that is a of cards to keep track on to pay off each month lol.

    • @PersonalFinancewithLeila
      @PersonalFinancewithLeila  5 месяцев назад +2

      Thank you! I actually have none of my credit cards on auto pay lol. I really only use 4 of them on a regular basis and I log in to check on them frequently and pay them as soon as a balance is available to pay!

    • @Camera_Operator
      @Camera_Operator 5 месяцев назад

      ​@PersonalFinancewithLeila oh okay, I see. Yea, I was doing that myself, but I got so busy and forgot 1 or 2 times to pay lol. They were able to waive the late fee at least. So I just put autopay to avoid me forgetting lol

  • @kcsguitar
    @kcsguitar 7 месяцев назад

    Are these cards sorted in the order that you opened them? If so, you clearly have dramatically improved your knowledge about which credit cards will get you the most value for your spend. Love to see it. This looks similar to my progression.

  • @catgodfrey6451
    @catgodfrey6451 7 месяцев назад

    Thank you for sharing 😊❤😊

  • @JaniVMD
    @JaniVMD 7 месяцев назад

    My best friend got a hotel room upgrade for having the bilt card

  • @edelmirosantos8692
    @edelmirosantos8692 6 месяцев назад

    No AMEX?

  • @anthonykence9954
    @anthonykence9954 3 месяца назад

    Playing the credit card game is dangerous

    • @PersonalFinancewithLeila
      @PersonalFinancewithLeila  3 месяца назад

      Only if you're irresponsible 😊

    • @anthonykence9954
      @anthonykence9954 3 месяца назад

      @@PersonalFinancewithLeila i guess the trillion dollars of credit card debt in the US for consumers showing you the truth about credit cards. I guess millions of consumers are irresponsible

  • @sbkpilot1
    @sbkpilot1 6 месяцев назад +1

    Good lookin woman!

  • @Alhaitham195
    @Alhaitham195 4 месяца назад

    Typical women "I love it but ......." 😂😂