Multiple Credit Cards - Good or Bad - EXPLAINED! Professor Cardz Hindi

Поделиться
HTML-код
  • Опубликовано: 7 окт 2024

Комментарии • 103

  • @aJiET_HR
    @aJiET_HR 3 месяца назад +7

    I have 62 credit cards...... using very superiorly..... happy to see a person like me....❤

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад +1

      Nice

    • @rajeshkumawat7448
      @rajeshkumawat7448 3 месяца назад +1

      Bhai kyon jhut bol raha hai yaar , 62 kiske paas hote hai?

    • @saurabhgoswami1989
      @saurabhgoswami1989 22 дня назад +1

      If you can list it here in your freetime..we will get some idea on good cards.

  • @puneetdammani5241
    @puneetdammani5241 16 дней назад +1

    Since you must have got the Axis Olympus card, please make a detailed video and also try to compare with Infinia.

    • @ProfessorCardz
      @ProfessorCardz  16 дней назад

      video is already made on the channel. please check it

  • @pratiksarangi
    @pratiksarangi 3 месяца назад +2

    Kudos to ur channel.. keep em coming

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      More to come! Thanks for the appreciation.

  • @sheerazkb
    @sheerazkb 23 дня назад +1

    Gr8 professor

  • @HemanthKumar-pr4qg
    @HemanthKumar-pr4qg 2 месяца назад +2

    Hi sir
    Please make video on Amex Platinum Card optimization

  • @atanudas8535
    @atanudas8535 6 дней назад +1

    Mujhe Atlas and Regalia gold pre-approved mil raha hai.. konsa lena best rhega?

    • @ProfessorCardz
      @ProfessorCardz  6 дней назад

      dono hi badiya card hae. dono le lo afar spends 10 Lakhs ke aaspass hae to along with Amex Plat travel

    • @atanudas8535
      @atanudas8535 6 дней назад

      @@ProfessorCardz Mera city mai Amex available nhi hai 😢

  • @epictetus__
    @epictetus__ 3 месяца назад +1

    Which one is best between Amex mrcc, plat travel and gold charge?

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      Hey brother. Depends on your spending. If it's between 1-2 lakh combination of mrcc and gold charge.

  • @anjuripavansaikumar8756
    @anjuripavansaikumar8756 3 месяца назад +1

    Can we book Marriott hotel rooms for others instead of Card holder with Amex points? I'm thinking to apply for Gold but I don't use Mariott hotels but the issue is it don't have fee waiver whereas I liked MRC card but 2X rewards is very low compared to 5X but it has fee waiver. What should i go for?

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      The thing is you book rooms from your marriott account. not from amex account. you should be but let be research that and get back to you. Also MRCC is good but can also provide you with extra 2000 miles milestone benefits if you can spend 20000 per month over the 4x1500 per month.

  • @vishalprakash1971
    @vishalprakash1971 3 месяца назад +1

    how did you get ICICI sapphiro amex card LTF? I have an upgrade offer right now but it's not LTF. Pls suggest

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      It was offered along with Mastercard variant with my salary account

  • @harshu346
    @harshu346 4 месяца назад +1

    Phele 2 cards se jada nahi dekh paya (jab ohele wale dono hi flights ke liye hai to do kyu liya)
    Itni badi video dekhi nahi jaegi
    10-15 min ki video banaiye aur ye bataiye ki aap kese use karte hai aur pura paisa wasool hota hai ki nahi

    • @ProfessorCardz
      @ProfessorCardz  4 месяца назад

      Yeh video lambi hae because the content was very high. Age vale videos chote honge

  • @PankajSingh-yq1wp
    @PankajSingh-yq1wp 14 дней назад

    could you pls tell % cashback on UPI spends on BOB Premier rupay credit card?

  • @rajneeshgusain4808
    @rajneeshgusain4808 3 месяца назад +1

    Flight Jo complementary hai unmei tax bhi pay karne hote hai ?

  • @ProfessorCardz
    @ProfessorCardz  4 месяца назад +2

    There are 2 cards I forgot to add in the video. Total cards 24 including ICICI Bank Coral RuPay Credit card

  • @dilipbhardwaj5391
    @dilipbhardwaj5391 3 месяца назад +1

    Hotel stay k liye konsa card best rahega Amex already he, mera annual spend 3-4 lacs he

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад +1

      Plat travel will be the best option. Book using rewards multiplier for accelerated rewards

    • @dilipbhardwaj5391
      @dilipbhardwaj5391 3 месяца назад

      @@ProfessorCardz already travel & MRCC he, dusra konsa card lu

  • @TOHAAriyan
    @TOHAAriyan Месяц назад +1

    i have total 30 credit card and closed almost 30 credit card

    • @ProfessorCardz
      @ProfessorCardz  Месяц назад

      OHH... that's so awesome. what are your best cards?

  • @Harshil_Rakesh_Jai_Mata_Di
    @Harshil_Rakesh_Jai_Mata_Di Месяц назад

    Sir, koi 1 ya 2 aisa credit card batao, jo lifetime free ho, har spend par cashback bhi mile, upi transaction bhi kar sake,fuel par bhi cashback mile + surcharge, online shopping. Amount free me self account me transfer ho jaye to aur bhi acha hai.

    • @ProfessorCardz
      @ProfessorCardz  Месяц назад +1

      ek card hae par wo abhi issue nehi ho raha hae because bank pe ban lag gaya hae.

    • @Harshil_Rakesh_Jai_Mata_Di
      @Harshil_Rakesh_Jai_Mata_Di Месяц назад +1

      @@ProfessorCardz sir kaun sa?? And any other???

    • @ProfessorCardz
      @ProfessorCardz  Месяц назад

      @@Harshil_Rakesh_Jai_Mata_Di kotak myntra credit card rupay variant

    • @ashusingh979
      @ashusingh979 Месяц назад

      ​@@ProfessorCardzkotak Myntra 10 rupay ke transaction per bhi cash back deta hai, baki banko me to 100 se neeche kuch milta hi nhi

  • @mayuraglawe4600
    @mayuraglawe4600 3 месяца назад +1

    I think Credit life is not good for us. it is very bad habit to be dependable on credit card aap mahine ka hisab rakhna bhool jate hai aur zyada kharcha karte hai. it is better to close cards because reward points bhi kam kar diye hai aur redemption ke liye bhi charge lag raha hai.

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      bilkul sahi keh rahe hae ji aap mayur ji. band kar dijiye aap apne sare card. gadi main bhi risk hae aaj kal bohot. accident hone ka khatra hae. kharab hone ka khatra hae. public transport main bhi bohot danger hae aaj kal. koi aake mar gaya to. isiliye accha hae ki ghar pe rahiye. par agar ghar ka chat toot gaya to fir kya karenge. jungle main rehna chaiye. par agar jangli janwaro ne hamla kar dia to? kya kare bataiye jara

    • @yasinraza2285
      @yasinraza2285 3 месяца назад

      ​@@ProfessorCardzEpic Reply 😂😂🤣🤣😅

    • @vishalprakash1971
      @vishalprakash1971 3 месяца назад

      @@ProfessorCardz

  • @rajneeshgusain4808
    @rajneeshgusain4808 3 месяца назад +1

    Marriot Mei F&b bhi points se pay kar Skte hai

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      nehi. let me check and tell you back

  • @shaikhsultan30
    @shaikhsultan30 3 месяца назад +1

    Sir aap k total card ki limit kitni hy

  • @nisargable
    @nisargable 3 месяца назад +1

    Total monthly ya annually spend kitna hai?

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      Around 50-60k monthly. Annual will be around 15L for all spends including holidays.

    • @nisargable
      @nisargable 3 месяца назад

      @@ProfessorCardz Thats why you can get worth from all spends.

  • @shubhashishpathak1277
    @shubhashishpathak1277 Месяц назад +1

    bhai please provide amex gold and platinum travel referral link, going to apply for sure

  • @doctech3223
    @doctech3223 4 месяца назад +1

    If i recharge jio via airtel axis bank credit card will i get only 1 %

    • @ProfessorCardz
      @ProfessorCardz  4 месяца назад

      yes. However for non telecom spends you will get 10% upto Rs 250 per month

  • @Krushna-9040
    @Krushna-9040 3 месяца назад +1

    Mere pin code pe in banko ka service nehi hai ,nehi ta main bhi le leta

  • @JigneshPatel-kx7gc
    @JigneshPatel-kx7gc 2 месяца назад +1

    I have applied through your referral link if my card get approved how will you give me 1000 rs?

    • @ProfessorCardz
      @ProfessorCardz  2 месяца назад

      That's offer is over. Don't go ahead with the application

    • @JigneshPatel-kx7gc
      @JigneshPatel-kx7gc 2 месяца назад +1

      @@ProfessorCardz its okay i have applied for Amax smart earn card

    • @ProfessorCardz
      @ProfessorCardz  2 месяца назад

      @@JigneshPatel-kx7gc nice bro. All the best

  • @siddharthchaturvedi607
    @siddharthchaturvedi607 3 месяца назад

    How much u spend yearly in total?combining all expenses via credit cards?

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      Around 13-16 Lakhs. May be a bit more. Because I use CC for almost all tx where its available for usage

    • @siddharthchaturvedi607
      @siddharthchaturvedi607 3 месяца назад +1

      @@ProfessorCardz then how you maintain these many cards??
      Most of them are PAID & no way you can avail benefits of all those paid CC with 16 Lacs yearly spend.

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      @@siddharthchaturvedi607 so let's start with prestige. Paid 11666 this year for upgrade and received 2500 miles plus 10k taj voucher. will be upgraded to olympus.
      stanc ultimate received 6000 points against 5000+ gst
      amex trifecta; 2 are FYF and gold is 1000 this year. received MR points as welcome benefit. will receive mr points again or close next year.
      atlas, received 5000 edge miles on joining and aiming for 15lakh spends for 5000 milestone + 5000 renewal benefit
      SBI AI Signature will receive 5000/20000 miles on joining fees whenever charged.
      Axis Vistara Infinite; business class voucher (23k approx value)
      primarily I use atlas and amex. SBI as secondary

    • @siddharthchaturvedi607
      @siddharthchaturvedi607 3 месяца назад +1

      @@ProfessorCardz Thanks for reply. Appreciate it.Can you Please help me with below query .
      My AIM is for AIR MILE and ACCOR group points transfer.
      I have regalia gold , i am aiming for HDFC DCB but in case I don’t get HDFC DCB (since i feel HDFC is very rude and pathetic when it comes to customer service)
      Which other card i should aim for in case I don’t get DCB .
      Axis ATLAS? Or something else?
      Main AIM Airmile and Accor transfer
      Please Suggest

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      @@siddharthchaturvedi607 axis is the only bank with Accor transfer. in miles again Atlas is one of the best as of now;

  • @SanghPath
    @SanghPath 4 месяца назад

    Sir will you help me booking a international flight by your card

    • @ProfessorCardz
      @ProfessorCardz  4 месяца назад

      Bro they may block your boarding if you don't have the card with you. It's can be a horrible idea

  • @saurabhgoswami1989
    @saurabhgoswami1989 22 дня назад +1

    Mere paas 13 card hai yaar

  • @TheNaveid
    @TheNaveid Месяц назад

    Kash atlas devalue ni kiya hota :(

    • @ProfessorCardz
      @ProfessorCardz  Месяц назад

      abhi bhi theek hi hae waise.

    • @TheNaveid
      @TheNaveid Месяц назад

      @@ProfessorCardz Sir zero renewal benefit for base tear .. insurance and school fees bhi nikal diya .. where else would on spend to reach 7.5 lakhs ...
      looking to apply for infinia can you please tell me what is option to get co card with infinia for my my father .

  • @sangmachhabra2761
    @sangmachhabra2761 2 месяца назад +1

    1 card

  • @mayurshh0
    @mayurshh0 3 месяца назад +1

    I have 24

  • @ameen6403
    @ameen6403 3 месяца назад +1

    I got 40 cards 😎

  • @adityaabhishek6454
    @adityaabhishek6454 3 месяца назад +3

    I have 11 and my friends and family keep scolding me why you have that much blah-2 😅 soch rha tha kch close krunga lkn aapka dekh k lgta h 😂 thk h jita hai rehne dete h

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      dekho the thing is if you are getting equal or better value with the card you should keep it. depends on the use cases.

    • @adityaabhishek6454
      @adityaabhishek6454 3 месяца назад

      @@ProfessorCardzexactly that’s the reason behind my all the cards 😊 and with cred it’s very easy to track down everything

  • @Tech_Academy88
    @Tech_Academy88 3 месяца назад

    I have 26 cards bro

  • @kohinoorsingh6
    @kohinoorsingh6 3 месяца назад

    Itne mehnge card rakh kar bhi 100-1000 pane ki chindi giri to apse dekhe

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад +2

      bandar kya jane aadrak ka swaad;

    • @kohinoorsingh6
      @kohinoorsingh6 3 месяца назад

      @@ProfessorCardz chidnigiri ka swad apko hi mubarik ho , main classy insaan hu , kash ap bhi vo ban pate

    • @kohinoorsingh6
      @kohinoorsingh6 3 месяца назад

      U might be earning more than me , par koi kitna bhi rich ho jayo jo core values hai insan ko vo change nhi hoti ,

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      @@kohinoorsingh6 raju bangaya gentleman

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      ​@@kohinoorsingh6 Zindagi ke safar mein guzar jate hain jo makam,
      Woh phir nahin aate,
      Woh phir nahin aate!
      Zindagi ke safar mein,guzar jate hain jo makam
      Woh phir nahin aate,
      Woh phir nahin aate

  • @Krushna-9040
    @Krushna-9040 3 месяца назад +1

    Mere pin code pe in banko ka service nehi hai ,nehi ta main bhi le leta

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      aaspass ke koi city main hae kya?

    • @Krushna-9040
      @Krushna-9040 3 месяца назад +1

      @@ProfessorCardz citi hai magar 350km dur ,

    • @ProfessorCardz
      @ProfessorCardz  3 месяца назад

      @@Krushna-9040 ohhh. koi nehi. try kar ke dekh liya? koshish kar lo kabhi kabhi ho jaata hae.

    • @Krushna-9040
      @Krushna-9040 3 месяца назад

      @@ProfessorCardz amex bale approval kardia uske bat pin code ke bajah se mana kardia ,local adress proof of city mange ta main Nehi de paya