Watch This Before Applying For a Chase Business Credit Card

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  • Опубликовано: 4 ноя 2024

Комментарии • 28

  • @StartupWise
    @StartupWise  11 месяцев назад +5

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  • @AmaReves
    @AmaReves 10 месяцев назад +4

    after you transfer the limit to the second card, do you cancel the first card or keep it?

  • @mberrynunez
    @mberrynunez Месяц назад

    Hi, nice video! 🎉🎉🎉 When you transfer your balance from the first card to the second card, is your first card closed at that time?

  • @GiveyourselfAraise
    @GiveyourselfAraise 7 месяцев назад +7

    that is false, chase will verify your llc docs. It depends on your business structure. I have a holding company that owns the business that I started building my business credit in. I had to provide docs proving I owned the business or had authority to apply for a cc in that business name. Also you make it sound like you just say hey lets get a high limit on the first card. If you are new they don't just drop a 20-30k limit on you. Even asking for credit increases takes time. I get what you are saying. most new ppl are not going to build business credit quickly even with 2 cards

    • @GiveyourselfAraise
      @GiveyourselfAraise 7 месяцев назад

      also dig in a little more than, you just take out your credit line. It is rather pricey to liquidate your credit line and make sure you are doing it right. there are plenty of services that help with this.

  • @TcVideoHosting
    @TcVideoHosting Месяц назад

    Do they give you a balance instantly or do you have to wait for the info online

  • @ronwilliams1385
    @ronwilliams1385 8 месяцев назад +1

    You never mentioned anything about credit scores. Does Chase do a personal credit check even though you are applying for a business credit card? If so, how high does your personal credit have to be in order to be approved?

    • @johnwhite208
      @johnwhite208 8 месяцев назад +2

      Yes, they pulled my TU and Experian.

  • @josephbaggett6022
    @josephbaggett6022 7 месяцев назад +3

    I don’t know where all these credit card people come up with these insane credit limits. My personal credit is in the 700. I’ve had a business since 2017 doing around 150k/yr. I applied for the ink cash and got a 3k limit. I personally have the sapphire and with a 5k limit. How the hell is everyone claiming 40,50,100k limits ??

    • @WeAllWeGot333
      @WeAllWeGot333 7 месяцев назад

      I have over 60k in credit between 10 cards and make 85k a year you not asking for increases or something

    • @WeAllWeGot333
      @WeAllWeGot333 7 месяцев назад +1

      I had a 15k card fresh in the navy in 2017 as a E2 with navy federal and it’s at 21k+ now

    • @penepatitenor
      @penepatitenor 5 месяцев назад +2

      My limit is 65k on just ONE card. My personal. I don’t know how, but I do spend a lot and pay asap. It’s basically my business card. So no I’m gonna get a dedicated business card.

  • @GiveyourselfAraise
    @GiveyourselfAraise 7 месяцев назад

    Have you ever liquidated that line of credit on chase, rather than just making purchases on the card at 0%. If so how?

    • @GiveyourselfAraise
      @GiveyourselfAraise 7 месяцев назад

      I know you can credit stack and transfer your limit from your personal cards as well.

  • @ashleesmith123
    @ashleesmith123 9 месяцев назад

    Wouldnt this destroy your credit if they close out the first card?

  • @oe1299
    @oe1299 9 месяцев назад

    Any idea if this would work for Amex as well?? I did not know that a company would allow you to do a balance transfer within its on institution, I know the difference is you are product changing your limit but I still didn’t realize you could do it

  • @LongNguyen-uq2ed
    @LongNguyen-uq2ed 6 месяцев назад +1

    Isn't transfering balance to another card gonna charge you fee?

    • @emc6511
      @emc6511 2 месяца назад

      He did not say transfer the balance. He said transfer the credit line. Example CC#1 has a zero balance with a credit line $10K. CC#2 (new card with new 0% for 12 months) has a credit line $8K. Transfer the $10K line to the $8K line card for a total of $18K at 0%. (But I think you have to leave $1-2K on the old CC) Hope this helps!

  • @Sm1above06
    @Sm1above06 10 месяцев назад

    What do you mean you can’t transfer your limit?

  • @dawhike
    @dawhike 11 месяцев назад +7

    I suggest that you slow down your delivery.

    • @StartupWise
      @StartupWise  11 месяцев назад

      Thank you for the suggestion!

    • @djwashx
      @djwashx 9 месяцев назад +4

      Maybe you slow the speed down no issues for me

    • @itsonlykash615
      @itsonlykash615 8 месяцев назад

      Understood you just fine ​@@StartupWise

    • @jazzypi
      @jazzypi 3 месяца назад

      lol I literally watched this at 2x speed no problems

  • @alejandromorales5822
    @alejandromorales5822 Месяц назад

    You can't transfer all the available credit from one card to the other, Don’t mislead people.
    And $40K card right away! 😂