Security bank para sa akin hehe maganda naman interest rate mas safe pa kesa bdo. Lagi nag txt and nag email every transaction. And if may napansin sila na greater than 10k or 30K withdrawal nag txt sayo tapos pinapaconfirm.
For me, CIMB BANK Philippines is the best. *Zero Maintaining Balance/No initial deposit. *Zero Transactions Fees *24/7 Safe & Secure banking- anytime, anywhere nationwide. *Super high interest rates for savings accounts- 4.0% interest rate. *Deposit to 8K+ convenient partner location nationwide for free. and.... *Withdraw any ATMs Machine (ex. BDO, BPI, LandBank, UCPB, etc..) thru out the Philippines for - "FREE". - Zero transactions fees.
I think transaction fees depends on the amount of your deposit sir. You should elaborate it. You didn’t mention about the system in queuing of BPI na Systematize na ang way ng transaction mo, which is the BEA machine, it is a dual purpose machine that you will do your transaction and at the same time mo na rin makukuha yung queuing number mo. Thanks for informing people sir!
Kailangan rin pong i-consider Kung gaano ka-accessible Yung customer service Kasi kapag may emergencies gaya ng lost ATM or credit card or mga unauthorized transactions, crucial na matawagan mo sila agad. So far, Ang na-experience ko pa lng ay BPI and Metrobank and Hindi po ako masyadong satisfied sa service nila Kasi mahirap matawagan. Pwedeng magtanong sa mga social media nila pero limited to general information Lang Ang mga un.
The first thing I check when I open a savings account, I check which bank has the least glitch or stolen money issues. Apparently ang top of the list ay BPI at BDO... sa dami ng cases na nawalan ng pera yung depositor. BEFORE YOU GIVE US “WHICH BANK IS THE BEST” YOU SHOULD INCLUDE SECURITY FACTOR. IN WHICH YUN NAMAN YUNG REASON KUNG BAKIT TAYO NAG BABANGKO, TO SECURE OUR MONEY PNB and Security Bank is good when it comes to security
our payroll is security bank.. it's great they offer salary advance and alot of stuff so convenient.. im just watching this video cause i want to open savings account but torn if metrobank or security bank.. but i think im already decided i'll go security bank.. good customer service.. mag email ka mag rereply agad..
I've heard a lot of good feedback dito sa comment section Pag dating sa security Bank 😀 I'm glad to hear na mag open kayo ng savings account the more people ang nag iipon the better for our economy 🇵🇭
isa rin sa di safe p0h ang metrobank.. sorry p0h.. 2 times na aq0 nnkawan sa metrobank atm... first 2k.. sec0nd 6k... ang masakit pa sa isang buwan ng yari.... una nnkawan ng 2k.. augost un 1st week pumas0k kz sweld0.. nnkwan aq0.. pinapalitan q0 atm q0.. 2nd aug 19 nnkwan uli aq0 at 6k na ang kinuha.. very sad di ba... nkakadismaya.. per0 aq0 ang magpapatunay na hindi safe sa metrobank kaz nranasan q0 manakawan jan.. s0rry p0h... para aware lang kau at mkapag ingat na rin.. wag ni0 na hintayin mangyari sa iny0 un.. kz nkakasakit sa damdamin... pinaghirapan ntin tas nnkawin lang....
Before you open an account check mo muna yung history ng bank kung may mga glitch or may mga nanakawan... apparently BDO and BPI are top of the list.... ng may nga nanakawan na depositor🤣
@@josephsernadilla7351 Lahat po ng banks may penalty pag nag below minimum dapat chinecheck niyo po yung terms and conditions before ka mag sign para informed ka sa products ng banks
Yung sa bpi withdrawal limit, pwede po siyang palitan sa online account nyo. Also, pwede din po mag transfer ng pera direct from BPI to BDO using BPI mobile app although may fee po siya na 50 pesos pero real time po ang pag transfer.
If you have a BDO online banking for your account, you can increase your withdrawal limit up to 200K per day to avoid over the counter withdrawal transaction if you're going to withdraw more than 50K.
The reason why withdrawals are being capped is for security just in case somebody is being robbed upfront instead of losing that much (200K) of your hard earned money pedi naman over the counter.
@@gutadin5 sa passbook wala ka problema since di siya linked sa bancnet system, saka in my experience SB has one of the best over the counter transaction , d na masama mag passbook
I agree with you Kuya,but for me, PNB is the Best Bank. Very entertained ang mga personnel, ramdam mo na welcome na welcomeka sa bangko/branch nila.. at sinasagot lahat ng mga tanong mo nang malinaw at maayos, iniexplain nang mabuti. Very fast amd convenient Transactions. Very secured. Very Safe. Ang Metrobank, okay rin sya, very secured din ang account mo.🥰 #JustsharemyOpinion #PNBisjustmyFavoriteBank #alsoMetrobankATMHolder
Mas convinient ako sa Bpi dahil madali mag diposit ng small money and diko lang gusto sa kanila diko magamit sa mga online yung bdo ko yun ang nagagamit ko pero ayoko ng pumipila sa counter ng mahabang pila kailangan pa ng mga bank code nakakainis lilipat ako sa ibang bank nasasayang kc ako sa mga opportunities ko
Kaso ingat ka sir nangunguha sila ng ndi mo nalalaman. Recently kinuhaan nila ako ng 5k with transaction fee pa. At may mga times na paunti unti kupit nila minsan 10pesos 5 pesos
For me the best Bank is Metrobank . You're in good hands. Mabilis ang transactions. Iniwan ko na si BPi kasi parating down ang system. May friend ako nawalan ng pera sa BPi tapos ang pagbalik ay installment sa kanya. Pera mo na yun ah at si BPi ang may mali sa system nila pero ginawa pang installment pagbalik ng pera mo. In my opinion, worst bank na si BPi.
Naintindihan ko naman po why BPI is the worst bank para sainyo kasi nga naman nag down talaga madalas system nila and ngayon ko Lang narinig na pag nag return pala BPI ng money installment pa kawawa po talaga yung kaibigan niyo, stick nalang po talaga kayo sa metrobank kasi it works well para sainyo. Have a great day po!
ganyan den po nangyari sa account ko sa bpi mag iinstall ka kapag hindi ka nakapag deposit..mawawala yong pera lalo pag investment hahatakin ang pera mo kapag hindi ka nakapag deposit..pag saving siguro d naman ganon..investment lang yong ganon..kaya sayang yong perang nadeposit ko..
Tama po, nagka unauthorized transaction BPI ko take note!! Nakapagtransact ang fraudster without sending me the otp! Kaya mahina security system ng bpi. Pac
Thank you so much For sharing this information that was really the best as I was pondering way to go bank deposit Ian we did the hard work for us thank you again for the combination of information I am also going to share this with my other friends here in NYC ☺️
Hopefully po in the future maging convenient yung integration ng financial system natin para yung mga government investment we could invest directly from our bank of choice 😀. Good to hear po that you are happy with your bank and you are investing into UITF hope for you sir to have a more prosperous year this coming 2020 🎉
Advice ko sa inyu don't go for BPI. Nang deduct sila ng amount na hindi naman kelangan. At recently kinuhaan nila account ko ng 5k without my consent at any valid reason. Unresponsive customer service nila at mga contact details puro automated pa. Nung nag rant nako sa FB page nila pinost ko mga screenshots ng issues bigla nilang inayos agad issue ko. Need papala e pahiya sila bago gumawa ng action. Go for BDO na lang
Delikado walang physical service na pwede puntahan nagkaproblema ako sa CIMB last year 2019, ngaun di na ako nagsave sa cimb ang hirap ung customer service nila
The best nyan mag open ka lahat ng bank na yan hehe si bdo ok siya dahil even sunday open sila then si metrobank dito samin mabagal jusko depende sa branch siya pero ok ang security ni metrobank compare sa security ni bdo. Si bpi naman nag backout ako kasi gusto nila ung pera mo para hindi natutulog invest mo siya while naka saved so natakot ako kaya ayaw ko ng bpi.
Share ko lang yung nangyari sa account ko sa Bdo since nag open ako sa kanila never pa ko nakapagwidraw dahil iniipon ko talaga siya for my kids para sa pag aaral nila .. nagulat ako nung nag deposit ako may widraw siya tinanung ko si teller about dun sabi baka daw ginamit ko account ko sa pag order online or swipe swipe ..sabi ko di ko pa nga na try mag withdraw 😅😅 dahil iniipon ko talaga siya .. pinalitan naman nila binalik din yung nawala .. try nyo din poh yung mp2 savings ng Pag ibig maganda din poh siya
Good to hear po na 😀 nabalik din sainyo yung pera niyo na mischarge. Okay din po yang Pag ibig mp2! Try niyo din po mag basa regarding bonds para po mag karon pa kayo ng alternative options for investing 😀. Good luck po sa Pag iipon niyo po ng college tuition fee ng kids masaya po ko na nanakarinig ng mga ganyang balita na pinag hahandaan ng magulang yung Pag aaral ng anak nila 😀 hopefully po sumobra pa yung ipon niyo para yung extra mapunta na sa retirement niyo po! Wishing the best po para sainyo!
Sa BPI NA SCAM NA AKO HINDI SECURE ANG ONLINE BANKING , I LOST 100k .MBT IS THE BEST.THEY CAN offer as much as 1m kahit Wala Kang pera sa banko.metro bank is the best.
Kakatakot pala😁😁 kala ko magkakaroon ng interest mga pinapahiram mong pera o iniipon mo sa mga banko. May mga transaction fees pa pala.. PaCover nga po ako sir ng CIMB bank. Gusto ko kasi yun, malaki interest pero di lang kasi aki sigurado kasi bago
Yes sir both the premiere DIGITAL BANKS (CIMB & ING) offers High interest savings account but check niyo po yung caveat nila they have a minimum deposit requirement which is usually in millions for you to get the High interest rate they offer
Naka focus ka Lang sa 3 banks pero actually there are better banks compare sa Kanila nagkataon Lang too sila in terms of profits and maraming branches pero other banks offer Better services better online banking facility better products less other charges
Hello po. Just wanna ask your opinion, what is the best bank to open a passbook savings, considering the convenience na makakapagdeposit po ako sa weekend coz i have a work po weekdays. Thank you.
If you’re only considering convenience in making deposit during weekends I would recommend BDO/BPI BDO - Mall branches are open even on weekends up to 7pm BPI - They have CAM (cash accepting machines) outside their branches and runs 24/7 except when the machine is offline Again these banks has their cons especially with the reliability kasi may times where down yung systems nila and that’s what most people complain about these banks
*CIMB* Bank hours: 24 hours Deposit anytime and anywhere. Zero charge for transfers on cimb No charge for withdrawals *IN ANY* bank. wuth 2.5 -4% p.a. interest (upto 5%) I dont like *traditional banks* nowadays. just my opinion. 🙂
BDO Waltermart, Talavera, Nueva Ecija is one of the worse banks to do business with. Refuses to abide by main office contact center requirements. Refuses to give me a working routing number for my US Dollar direct deposit account. Refuses to allow my wife access to my US Dollar direct account or any account of mine. What are their ulterior motives???
online banking send money bdo to bdo po until now 10K pesos lang ang maximum amount ma transfer mo daily pag unenrolled ang bdo acct ng recipient mo. madali lang naman mag enroll sana ng another account to ur online banking eh kung andyan ka sa pinas, pero kaming ofw cant do it pag wala kami dyan kase it requires atm action. pag enrolled ang bdo acct ng recipient mo u can transfer a maximum of 1M peso.
what are the requirements to open a BDO Savings Account if I am a fresh graduate, still unemployed because I will be reviewing for an exam, my valid ID is only Passport, no other valid IDs then I am just a tenant in a rental apartment?
There is no other way but to apply for another ID besides your passport. They only require 2 valid IDs and the min. deposit to open an account. I suggest apply for a TIN ID or POSTAL ID because those are fastest ID's to get among the list of IDs that BDO accepts. Hope this helps! *Sample Valid IDs: Passport (In case of foreign passport, must have English characters/translations and the holder must have a residence address in the Philippines) Driver's License issued by Land Transportation Office (LTO) Tax Identification Number (TIN) ID New Social Security System (SSS) ID Government Service and Insurance System (GSIS) e-Card Philhealth Card Professional Regulations Commission (PRC) ID Philippine Postal ID Senior Citizen ID Voter's ID Integrated Bar of the Philippines (IBP) ID School ID (for minors) IDs must be original and within their period of validity.
I'm college student po and nag open ako ng debit card sa BPI. Pag ba bumaba sa minimum deposit yung money sa banko may possibility na mag charge sila pag nag deposit ako ulit?
Hi Chelyn pag bumaba sa maintaining balance yung account mo with or with you depositing money mag chacharge sila sa account mo pero don’t worry kasi average monthly balance naman yung tinitingnan nila so if nag fall ka below maintaining balance just don’t let it continue for a month if days or weeks lang yan ok lang yan just deposit money to reach the regular maintaining balance that u need
@@cordonjec if ever po magkano ang chinacharge nilang fee pag ganon? Weeks palang po yun i think kasi dun sa maintaining balance dun nila binawas yung fee for insurance kineme. 1k ang balance ko po doon binawas nila bali 15 pesos lang pano po kaya yun?
If you want the highest interest CIMB PH or ING online, both 3%. If you want great customer service, ANY bank is okay! Just don't go to BDO. For me, BPI, East West, and Security banks are the best.
Hay nako nagsisi talaga ako na sa BPI ako nag open ng account. Ive been withdrawing sa teller since 1 month na lahat ng brach sa paco sa shangrila ang Tagal. As in grabe nakatulog nako sa paghintay sa pagwithdraw lang sa teller. Tas yong babae sa harap ng pinto ng shangrila branch ginawa pakong boba. Sori naman ate kung ang nalindot ko eh pang costumer service tas ang sabi nya pa, Ay maam hindi nyo po nabasa yong nakasulat. Grabe talaga sorry po ate kasi tao lang .. kaya nagsisi talaga ako at BPI ang inopen usad pagong. Makakatulog kayo sa paghihintay.
Pano naman po kapag nagtransact ka ng atm cards nila sa ibang atm or ibang banks' machines? Magkano fees na nadededuct sayo every transaction kung ibang machine gamit mo, for example may bpi deposit card ako tapos gusto ko magwithdraw sa ibang machines (hindi bpi)... magkano fee?
Hello po ,ask ko lang po if pwede pa gamitin yung metrobank prepaid card ko kht matagal na po di nagagamit , atm card ko po kc yun nung nagwowork pa ako nung 2017 , yun din po last na hulog .. pwede ko pa kaya gamitin
Pki Check po ung card mo.kung hanngang kailan ung validity nyan...Pag after 1 yr na wlang ano mang transaction(withdrawal or deposit),nagbabawas din po sila sa savings...😊
For BDO Must be 21 - 70 years old for principal; at least 13 years old for supplementary cardholders Must have at least one landline phone Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last 2 years Must be a regular employee or if self-employed, with business operating for at least 2 years Residence or Office Address must be within any area where a BDO branch is located Income Requirement: Php 180,000 gross annual income suggestion ko po open muna kayo ng savings account sa bank then mag maintain nalang po kayo ng good balance sa acct niyo and yung bank na po yung kusang mag offer sainyo to get credit card
For me if ?you will choose a bank. Dont choose a bank that owned by a private person or company rather You should choose a bank that owned by a goverment why? pag na bank crupt ang private at above 0ne million 1000,000 ang deneposito hindi mo na mababawi ito hindi gaya ng pag aari ng gobyerno hanggat may gobyerno tayu hindi mababank crupt yan peru?Depende parin sa inyu ang akin payu lng dont be deceive by the service and the publicity in terms of money...trust the one that you can sleep without worrying anthing might go wrong
Sir ? Halimbawa sa debit account ako mag apply na 2,000 maintaining balance. Kailangan po ba na every month mag deposit na hindi bababa sa 2,000 ? I mean 2,000 ang required na ideposit every month ?
Hindi naman po required na mag deposit kayo ng 2,000 every month basta hindi lang po baba sa 2,000 yung balance nung account niyo sa average ng 1 month
@@vincevince2273 average po meaning kahit may araw na mas mababa sa 2,000 yung balance niyo hindi po kayo agad mapepenalty basta basta as long as yung karamihan ng araw sa isang buwan is 2000 yung laman ng acct niyo
In metro bank po magkano need advnce deposit for savings account po then ano po mga requirements nla join account sana po pwede b yun i mean 1 account for two owner
Lumiko Komilu Yes po, mataas nga lang po ang requirement compared to other banks. 5K initial deposit and 25K maintaining balamce, 500 ang charge pag mag below 25K
hi, can you please make a video giving insights to BDO's term and condition na "BDO IS NOT LIABLE TO FRAUDELENT ACT (HACK)" -and give bank suggestions vs BDO, about security
Hello Dana glad to hear that you are interested to start saving I suggest go the nearest bank sayo para convenient for you 😀. Every bank is good and safe naman kasi insured lahat yan by PDIC. The most important part is for you to start the habit of saving money. Pero if you want my perspective I prefer BPI for people who want to start the habit of saving money kasi they have 24/7 machine so anytime you have extra money just visit it and save your money para Hindi mo na magastos 👍
Yung regarding po diyan is what you call dormant accounts so pag Wala pong acitivity yung bank account niyo within 2yrs mgagiging dormant bank account po Yung account niyo. Nakalagay naman po yon sa contract that we sign before tayo mag open ng account siguro lang kailangan po talaga natin tiisin basahin Yung mahabang mga contract in order to prevent yung mga ganto po 😅
@@cordonjec Thanks Sir, I'm planning to open an account kasi and then I did my little research by reading the feedback of clients in the comment section of their respective social media accounts. So far, Metrobank ang okay based sa mga feedback ng mga tao. Anyway very informative video about banking 👍👍
pag manila kalang security bank walang ka ekekan tipid sa.papel eco friendly masmaayos mga teller, di gaya sa bpi at bdo. bulokers , ano ngayon kung nag work sa.top bangko feel nila anyaman
Hello po. I just want to suggest you, if you want to open account for savings, I recommend you to open at PNB, it is very secure yet it has an expensive maitaining balance (3k).. but I assure you it is really good in service, very convenient. Just sharing based on my experience. I am Debit card holder of PNB and Metrobank.😊
Bakit ganun nag apply ako para mag open account sa BDO for ATM may dalawang id na ako kailangan pa daw nila un certificate kung saan daw ako namamasada... ano ba yan toxic
@@gamertv3421 EMV card yung parang may simcard yung ATM mo. It offers better protection compared to traditional atm/credit cards. Yun po yung phinase-out hindi po ang EMV which is a relatively new technology.
FAQs( Frequently Asked Questions)
How to Open Savings Account :ruclips.net/video/Grwu4y_5I_w/видео.html
ATM Savings / Passbook Savings : ruclips.net/video/Wsb6zlQjRiM/видео.html
Debit Card vs Credit Card : ruclips.net/video/WZ7oIx2dtLY/видео.html
Hi sir pwedi pa ako mag diposite 1year na po hndi ko nahulogan simula pag open ko ng BDO KABAYAN SAVINGS
Security bank para sa akin hehe maganda naman interest rate mas safe pa kesa bdo. Lagi nag txt and nag email every transaction. And if may napansin sila na greater than 10k or 30K withdrawal nag txt sayo tapos pinapaconfirm.
For me, CIMB BANK Philippines is the best.
*Zero Maintaining Balance/No initial deposit.
*Zero Transactions Fees
*24/7 Safe & Secure banking- anytime, anywhere nationwide.
*Super high interest rates for savings accounts- 4.0% interest rate.
*Deposit to 8K+ convenient partner location nationwide for free.
and....
*Withdraw any ATMs Machine (ex. BDO, BPI, LandBank, UCPB, etc..) thru out the Philippines for - "FREE". - Zero transactions fees.
pano po mag open ng account diyan?
...Online..
Or visit:
CIMB Bank Philippines
Ground Floor, ORE Central 9th Avenue, 31st Street, BGG, Taguig.
Thanks.
I think transaction fees depends on the amount of your deposit sir. You should elaborate it. You didn’t mention about the system in queuing of BPI na Systematize na ang way ng transaction mo, which is the BEA machine, it is a dual purpose machine that you will do your transaction and at the same time mo na rin makukuha yung queuing number mo. Thanks for informing people sir!
Kailangan rin pong i-consider Kung gaano ka-accessible Yung customer service Kasi kapag may emergencies gaya ng lost ATM or credit card or mga unauthorized transactions, crucial na matawagan mo sila agad. So far, Ang na-experience ko pa lng ay BPI and Metrobank and Hindi po ako masyadong satisfied sa service nila Kasi mahirap matawagan. Pwedeng magtanong sa mga social media nila pero limited to general information Lang Ang mga un.
The first thing I check when I open a savings account, I check which bank has the least glitch or stolen money issues. Apparently ang top of the list ay BPI at BDO... sa dami ng cases na nawalan ng pera yung depositor.
BEFORE YOU GIVE US “WHICH BANK IS THE BEST” YOU SHOULD INCLUDE SECURITY FACTOR. IN WHICH YUN NAMAN YUNG REASON KUNG BAKIT TAYO NAG BABANGKO, TO SECURE OUR MONEY
PNB and Security Bank is good when it comes to security
May maintaining balance ba ang pnb ?
Union Bank ok rin po Kaya?
our payroll is security bank.. it's great they offer salary advance and alot of stuff so convenient.. im just watching this video cause i want to open savings account but torn if metrobank or security bank.. but i think im already decided i'll go security bank.. good customer service.. mag email ka mag rereply agad..
I've heard a lot of good feedback dito sa comment section Pag dating sa security Bank 😀 I'm glad to hear na mag open kayo ng savings account the more people ang nag iipon the better for our economy 🇵🇭
So far bpi is thr most convenient compared to other banks.Pinskamabilis ang transactions.
METROBANK FOR THE WIN MOST CONVINIENT FOR ME ❤
isa rin sa di safe p0h ang metrobank.. sorry p0h.. 2 times na aq0 nnkawan sa metrobank atm... first 2k.. sec0nd 6k... ang masakit pa sa isang buwan ng yari.... una nnkawan ng 2k.. augost un 1st week pumas0k kz sweld0.. nnkwan aq0.. pinapalitan q0 atm q0.. 2nd aug 19 nnkwan uli aq0 at 6k na ang kinuha.. very sad di ba... nkakadismaya.. per0 aq0 ang magpapatunay na hindi safe sa metrobank kaz nranasan q0 manakawan jan.. s0rry p0h... para aware lang kau at mkapag ingat na rin.. wag ni0 na hintayin mangyari sa iny0 un.. kz nkakasakit sa damdamin... pinaghirapan ntin tas nnkawin lang....
Aww :( sad to hear that po. Thank you po for sharing Maam its a head up for me and for everyone.
@@julieferdelacruzzzzzz sino po ang nag nakaw?
@@gameaspiring3358 ng alin?
@@julieferdelacruzzzzzz ung concern po ni mam sa metrobank na nagnakaw, ung unanng nag comment
At sa most friendly environment when comes to employees accomodations bpi for me is number 1
Thanks sir this helps a lot. I'll choose BDO and BPI. Please make another videos for step by step how to open acocunt and the requirements.
Before you open an account check mo muna yung history ng bank kung may mga glitch or may mga nanakawan... apparently BDO and BPI are top of the list.... ng may nga nanakawan na depositor🤣
Mas may high security si metrobank
@@reynantelisbo1677 very poor sila sa customer service, sana lng improve nila
Maraming reklamo yan bdo madami ofw nwwlan ng pera ..worst bank yan
True...may 500php na penalty pag nag below maintaining balance. Ewan ko lang sa ibang bank😥
Tama po friwnd ko pfw cya missing ung 5,000 nya.... ngreklamo cya wla n daw.... paanu ma wala cnu man kumuha kasi ofw friwnd ko
Tama po kahit ako 2 yrs ago nanakawan bdo passbook ko with atm. Kaya nooo sa bdo
Same rin sa BPI nangunguha ng 5k bigla tas may fee pang kasama ayus rin hahaha grabeng kupit
@@josephsernadilla7351 Lahat po ng banks may penalty pag nag below minimum dapat chinecheck niyo po yung terms and conditions before ka mag sign para informed ka sa products ng banks
Yung sa bpi withdrawal limit, pwede po siyang palitan sa online account nyo. Also, pwede din po mag transfer ng pera direct from BPI to BDO using BPI mobile app although may fee po siya na 50 pesos pero real time po ang pag transfer.
Sorry pero mabilis ung transactions sa security bank
Jenny Reyes i also love security bank than the three mentioned.
If you have a BDO online banking for your account, you can increase your withdrawal limit up to 200K per day to avoid over the counter withdrawal transaction if you're going to withdraw more than 50K.
cool that's new info for me thanks :)
The reason why withdrawals are being capped is for security just in case somebody is being robbed upfront instead of losing that much (200K) of your hard earned money pedi naman over the counter.
Totoo
For me, Security Bank has the best service, mabilis ang transaction :)
Safe ba mag bank sa Security bank ? Hind mawawala pera mo s knila?
@@gutadin5 tatlong beses ako na skim ng walang dahilan ss secu bank , naayos nmn kaso ilang mlnths ka mangugulit kaya tinigil ko
@@yummyramen5874 kung passbook lng , safe ba sa Security Bank?
@@gutadin5 sa passbook wala ka problema since di siya linked sa bancnet system, saka in my experience SB has one of the best over the counter transaction , d na masama mag passbook
Sa BPI bad din experience ko bigla akong kinaltasan sa philam.eh wals nmn akong agreement na pinirmahan dun kakabuset
I agree with you Kuya,but for me, PNB is the Best Bank. Very entertained ang mga personnel, ramdam mo na welcome na welcomeka sa bangko/branch nila.. at sinasagot lahat ng mga tanong mo nang malinaw at maayos, iniexplain nang mabuti. Very fast amd convenient Transactions. Very secured. Very Safe. Ang Metrobank, okay rin sya, very secured din ang account mo.🥰
#JustsharemyOpinion
#PNBisjustmyFavoriteBank
#alsoMetrobankATMHolder
It’s nice to hear na kuntento kayo sir sa service ng bank niyo 😀. Have a nice day po!
Mostly all bank nmn mie mga mgnda at d mgnda system..choice mu kung saan ka comfortable
Totoo po Yan ma'am what's best bank for me may not be the best para sainyo 👍 it all boils down sa kung ano pinaka mag wowork na bank for you
May Apple pay naba Dyan?
And do your research
Bpi boracay branch the best very friendly mga employees nila.
Corporate Business Commercial community the best safe ang Metro Bank , for retailer minor transaction BDO , regular bank transaction BPI
Thank you for this information
Nagka idea Ako God bless and more power to your channel
BPI - Ayala Malls branches open sila ng saturdays
Thanks for the idea :)
You’re welcome 👍🏼
Mas convinient ako sa Bpi dahil madali mag diposit ng small money and diko lang gusto sa kanila diko magamit sa mga online yung bdo ko yun ang nagagamit ko pero ayoko ng pumipila sa counter ng mahabang pila kailangan pa ng mga bank code nakakainis lilipat ako sa ibang bank nasasayang kc ako sa mga opportunities ko
Kaso ingat ka sir nangunguha sila ng ndi mo nalalaman. Recently kinuhaan nila ako ng 5k with transaction fee pa. At may mga times na paunti unti kupit nila minsan 10pesos 5 pesos
For me the best Bank is Metrobank . You're in good hands. Mabilis ang transactions. Iniwan ko na si BPi kasi parating down ang system. May friend ako nawalan ng pera sa BPi tapos ang pagbalik ay installment sa kanya. Pera mo na yun ah at si BPi ang may mali sa system nila pero ginawa pang installment pagbalik ng pera mo. In my opinion, worst bank na si BPi.
Naintindihan ko naman po why BPI is the worst bank para sainyo kasi nga naman nag down talaga madalas system nila and ngayon ko Lang narinig na pag nag return pala BPI ng money installment pa kawawa po talaga yung kaibigan niyo, stick nalang po talaga kayo sa metrobank kasi it works well para sainyo. Have a great day po!
ganyan den po nangyari sa account ko sa bpi mag iinstall ka kapag hindi ka nakapag deposit..mawawala yong pera lalo pag investment hahatakin ang pera mo kapag hindi ka nakapag deposit..pag saving siguro d naman ganon..investment lang yong ganon..kaya sayang yong perang nadeposit ko..
Jose so sa Metrobank safe ang pera kahit sa savings na malaki ang nka deposit ?
Pati savings kinukuhaan bpi here
Tama po, nagka unauthorized transaction BPI ko take note!! Nakapagtransact ang fraudster without sending me the otp! Kaya mahina security system ng bpi. Pac
Like no. 888... Thank You Jerico!
Thank u po. Very informative vlog..
Thank you so much For sharing this information that was really the best as I was pondering way to go bank deposit Ian we did the hard work for us thank you again for the combination of information I am also going to share this with my other friends here in NYC ☺️
ok experience ko sa security bank for savings and investment sa UITF...
sana magkaron ng way pwede ako mag hulog from SB to Pagibig mp2 hehe
Hopefully po in the future maging convenient yung integration ng financial system natin para yung mga government investment we could invest directly from our bank of choice 😀. Good to hear po that you are happy with your bank and you are investing into UITF hope for you sir to have a more prosperous year this coming 2020 🎉
OK bang mginvest ng money market fund or balanced fund s security bank?tia
@@chichiesdiary ok nmn po uitf money market nila 3.75% ata ROI
@@christianadriananiceta2753 ok..thanks s info..
Advice ko sa inyu don't go for BPI. Nang deduct sila ng amount na hindi naman kelangan. At recently kinuhaan nila account ko ng 5k without my consent at any valid reason. Unresponsive customer service nila at mga contact details puro automated pa. Nung nag rant nako sa FB page nila pinost ko mga screenshots ng issues bigla nilang inayos agad issue ko. Need papala e pahiya sila bago gumawa ng action. Go for BDO na lang
Wla man sya sa option but i personally love security bank. May pa advance salary pa if nagipit ka.. How amazing...
meron din sa metrobank and PS bank
Sorry pero for me, BDO is the worst in terms of OTC transactions. Sa BPI, they may have only 3-4 tellers, pero mabilis.
Cimb bank n lng, digital banking n lng, PDIC member din
Delikado walang physical service na pwede puntahan nagkaproblema ako sa CIMB last year 2019, ngaun di na ako nagsave sa cimb ang hirap ung customer service nila
The best nyan mag open ka lahat ng bank na yan hehe si bdo ok siya dahil even sunday open sila then si metrobank dito samin mabagal jusko depende sa branch siya pero ok ang security ni metrobank compare sa security ni bdo. Si bpi naman nag backout ako kasi gusto nila ung pera mo para hindi natutulog invest mo siya while naka saved so natakot ako kaya ayaw ko ng bpi.
ayun balak ko, bdo bpi robinsons metrobank at psbank lahat yan aaplyan ko kahit may minimum
Share ko lang yung nangyari sa account ko sa Bdo since nag open ako sa kanila never pa ko nakapagwidraw dahil iniipon ko talaga siya for my kids para sa pag aaral nila .. nagulat ako nung nag deposit ako may widraw siya tinanung ko si teller about dun sabi baka daw ginamit ko account ko sa pag order online or swipe swipe ..sabi ko di ko pa nga na try mag withdraw 😅😅 dahil iniipon ko talaga siya .. pinalitan naman nila binalik din yung nawala .. try nyo din poh yung mp2 savings ng Pag ibig maganda din poh siya
Good to hear po na 😀 nabalik din sainyo yung pera niyo na mischarge. Okay din po yang Pag ibig mp2! Try niyo din po mag basa regarding bonds para po mag karon pa kayo ng alternative options for investing 😀. Good luck po sa Pag iipon niyo po ng college tuition fee ng kids masaya po ko na nanakarinig ng mga ganyang balita na pinag hahandaan ng magulang yung Pag aaral ng anak nila 😀 hopefully po sumobra pa yung ipon niyo para yung extra mapunta na sa retirement niyo po! Wishing the best po para sainyo!
Very imformative. Thank you.
You're welcome 👍
Sa BPI NA SCAM NA AKO HINDI SECURE ANG ONLINE BANKING , I LOST 100k .MBT IS THE BEST.THEY CAN offer as much as 1m kahit Wala Kang pera sa banko.metro bank is the best.
so sa MTB safe ba sya sa Savings account hind sya mawawala kahit malaki nka deposit?
Tinawagan ka din ba tas pinapakonfirm details mo for update?
naibalik ba sayo?
did it atm card ba account mo sa BPI?
Meron po bang banks na open ng Sundays. May work schedules are Monday to Saturdays from 8am to 5pm. So no time for opening an account.
BDO madami req. Dami hinihngi! Buti pa metrobank 2 id lang ok na!
Sure ka ba jan. Pano po pag nag bukas ka ng account mag kano itinial deposit at. Makukuha ba agad ang ATM
2 id lang naman sa bdo for atm savings account
2 I.D. lang lols
Kakatakot pala😁😁 kala ko magkakaroon ng interest mga pinapahiram mong pera o iniipon mo sa mga banko. May mga transaction fees pa pala.. PaCover nga po ako sir ng CIMB bank. Gusto ko kasi yun, malaki interest pero di lang kasi aki sigurado kasi bago
Yes sir both the premiere DIGITAL BANKS (CIMB & ING) offers High interest savings account but check niyo po yung caveat nila they have a minimum deposit requirement which is usually in millions for you to get the High interest rate they offer
Naka focus ka Lang sa 3 banks pero actually there are better banks compare sa Kanila nagkataon Lang too sila in terms of profits and maraming branches pero other banks offer Better services better online banking facility better products less other charges
Hello po. Just wanna ask your opinion, what is the best bank to open a passbook savings, considering the convenience na makakapagdeposit po ako sa weekend coz i have a work po weekdays. Thank you.
If you’re only considering convenience in making deposit during weekends I would recommend BDO/BPI
BDO - Mall branches are open even on weekends up to 7pm
BPI - They have CAM (cash accepting machines) outside their branches and runs 24/7 except when the machine is offline
Again these banks has their cons especially with the reliability kasi may times where down yung systems nila and that’s what most people complain about these banks
Jerico Cordon This is also my question po. Which is better bdo or metrobank? Alin po mas safe? Alin po mas madami benefits?
*CIMB*
Bank hours: 24 hours
Deposit anytime and anywhere.
Zero charge for transfers on cimb
No charge for withdrawals *IN ANY* bank.
wuth 2.5 -4% p.a. interest (upto 5%)
I dont like *traditional banks* nowadays.
just my opinion. 🙂
ano po ung requirements?
BDO Waltermart, Talavera, Nueva Ecija is one of the worse banks to do business with. Refuses to abide by main office contact center requirements. Refuses to give me a working routing number for my US Dollar direct deposit account. Refuses to allow my wife access to my US Dollar direct account or any account of mine. What are their ulterior motives???
So far bpi is the most convenient mabilis ang transactions kumpara sa iba.
online banking send money bdo to bdo po until now 10K pesos lang ang maximum amount ma transfer mo daily pag unenrolled ang bdo acct ng recipient mo. madali lang naman mag enroll sana ng another account to ur online banking eh kung andyan ka sa pinas, pero kaming ofw cant do it pag wala kami dyan kase it requires atm action. pag enrolled ang bdo acct ng recipient mo u can transfer a maximum of 1M peso.
ano po the best Bank Account for OFW ?
thanks po✨
Kuya pwedi po ba yung bdo kahit saang branch ng account makukuha like example metrobank,bpi?pwedi ba.?
what are the requirements to open a BDO Savings Account if I am a fresh graduate, still unemployed because I will be reviewing for an exam, my valid ID is only Passport, no other valid IDs then I am just a tenant in a rental apartment?
There is no other way but to apply for another ID besides your passport. They only require 2 valid IDs and the min. deposit to open an account. I suggest apply for a TIN ID or POSTAL ID because those are fastest ID's to get among the list of IDs that BDO accepts. Hope this helps!
*Sample Valid IDs:
Passport (In case of foreign passport, must have English characters/translations and the holder must have a residence address in the Philippines)
Driver's License issued by Land Transportation Office (LTO)
Tax Identification Number (TIN) ID
New Social Security System (SSS) ID
Government Service and Insurance System (GSIS) e-Card
Philhealth Card
Professional Regulations Commission (PRC) ID
Philippine Postal ID
Senior Citizen ID
Voter's ID
Integrated Bar of the Philippines (IBP) ID
School ID (for minors)
IDs must be original and within their period of validity.
Jerico Cordon what about the proof of billing?
@@KentBonifacio based don sa current requirement nila on their website they don't include proof of billing anymore
Metrobank not able to allow withdrawals now. Reason is virus virus.what is reallr going on?
salamat brother
I'm college student po and nag open ako ng debit card sa BPI. Pag ba bumaba sa minimum deposit yung money sa banko may possibility na mag charge sila pag nag deposit ako ulit?
Hi Chelyn pag bumaba sa maintaining balance yung account mo with or with you depositing money mag chacharge sila sa account mo pero don’t worry kasi average monthly balance naman yung tinitingnan nila so if nag fall ka below maintaining balance just don’t let it continue for a month if days or weeks lang yan ok lang yan just deposit money to reach the regular maintaining balance that u need
@@cordonjec if ever po magkano ang chinacharge nilang fee pag ganon? Weeks palang po yun i think kasi dun sa maintaining balance dun nila binawas yung fee for insurance kineme. 1k ang balance ko po doon binawas nila bali 15 pesos lang pano po kaya yun?
Make a review naman po on how to close account. :)
Planning to have savings account. Either BPI or BDO. Pwede ba pa explain further about dun sa interest nila?
If you want the highest interest CIMB PH or ING online, both 3%.
If you want great customer service, ANY bank is okay! Just don't go to BDO.
For me, BPI, East West, and Security banks are the best.
Hay nako nagsisi talaga ako na sa BPI ako nag open ng account. Ive been withdrawing sa teller since 1 month na lahat ng brach sa paco sa shangrila ang Tagal. As in grabe nakatulog nako sa paghintay sa pagwithdraw lang sa teller. Tas yong babae sa harap ng pinto ng shangrila branch ginawa pakong boba. Sori naman ate kung ang nalindot ko eh pang costumer service tas ang sabi nya pa, Ay maam hindi nyo po nabasa yong nakasulat. Grabe talaga sorry po ate kasi tao lang .. kaya nagsisi talaga ako at BPI ang inopen usad pagong. Makakatulog kayo sa paghihintay.
naka try ako 3 hours ako nag antay bago ma serve ni teller
BDO 50 pesos ang fee if nag deposit ka outside your province based on my experience, I only deposited 1K plus
69 Mods thats true. But you can use their CDM or cash deposit machine no charges :)
Sponsored by BDO.
Pano naman po kapag nagtransact ka ng atm cards nila sa ibang atm or ibang banks' machines? Magkano fees na nadededuct sayo every transaction kung ibang machine gamit mo, for example may bpi deposit card ako tapos gusto ko magwithdraw sa ibang machines (hindi bpi)... magkano fee?
NICE INTRO!
Land bank..
Hello po ,ask ko lang po if pwede pa gamitin yung metrobank prepaid card ko kht matagal na po di nagagamit , atm card ko po kc yun nung nagwowork pa ako nung 2017 , yun din po last na hulog .. pwede ko pa kaya gamitin
Pki Check po ung card mo.kung hanngang kailan ung validity nyan...Pag after 1 yr na wlang ano mang transaction(withdrawal or deposit),nagbabawas din po sila sa savings...😊
How about ung pag avail NG credit card, Kung wala Kang work at gusto mo mag avail
For BDO
Must be 21 - 70 years old for principal; at least 13 years old for supplementary cardholders
Must have at least one landline phone
Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last 2 years
Must be a regular employee or if self-employed, with business operating for at least 2 years
Residence or Office Address must be within any area where a BDO branch is located
Income Requirement: Php 180,000 gross annual income
suggestion ko po open muna kayo ng savings account sa bank then mag maintain nalang po kayo ng good balance sa acct niyo and yung bank na po yung kusang mag offer sainyo to get credit card
bro hanggangmag kano pwede isave or itago sa ATM savings?
Malaking tulong to
Salamat brad.
👍
Wag tayo sa kanya mag tanong, punta kayo sa bank near you para mas accurate and sure. 😅
Mali. Pinakamabagal BDO, kasi madami silang clients. Kasama na diyan mga saleslady ng SM. Puro BDO mga yan .mahaba pila sa BDO
For me if ?you will choose a bank. Dont choose a bank that owned by a private person or company rather You should choose a bank that owned by a goverment why? pag na bank crupt ang private at above 0ne million 1000,000 ang deneposito hindi mo na mababawi ito hindi gaya ng pag aari ng gobyerno hanggat may gobyerno tayu hindi mababank crupt yan peru?Depende parin sa inyu ang akin payu lng dont be deceive by the service and the publicity in terms of money...trust the one that you can sleep without worrying anthing might go wrong
Ano po ang mga bank na pagaari ng gubyerno
Ano po ang bank na pagaari ng gubyerno
Isa sa mga bankong alam ko ay ang BPI at rural bank
@@bretgilfortes5950 OK salamat po
@@hana790 PNB
metrobank mabilis? san branch ba yan ng maka transfer
Malaking tulong to lalo na sa baguhan gaya ko. Mag oopen account plang ako . Sir pwede na po ba akong magdeposit agad ng malaking halaga?
yes sir pwedeng pwede po yan po talaga yung purpose ng mga bank para I safe keep yung pera natin
@@cordonjec sir hindi naaproban sa bDO hinanapan ako ng business permit.
Sir ? Halimbawa sa debit account ako mag apply na 2,000 maintaining balance. Kailangan po ba na every month mag deposit na hindi bababa sa 2,000 ? I mean 2,000 ang required na ideposit every month ?
Hindi naman po required na mag deposit kayo ng 2,000 every month basta hindi lang po baba sa 2,000 yung balance nung account niyo sa average ng 1 month
Average na one month means ? Pa explain naman po .zero idea ako e .salamat
@@vincevince2273 average po meaning kahit may araw na mas mababa sa 2,000 yung balance niyo hindi po kayo agad mapepenalty basta basta as long as yung karamihan ng araw sa isang buwan is 2000 yung laman ng acct niyo
@@cordonjec thankyou so much sir .
ang experience ko sa bdo, madalas ang atm machine nela hindi nag dispense ng money.
Thank you sa tip! Malaking tulong to sakin! Nag aaply na ko sa adsense kaya nagiisip na ko ng banko na convinient sa travels ko habang nag vvlog!
Hello idol sa bpi pag mag open ng account kailangan tlga ng source of income?
In metro bank po magkano need advnce deposit for savings account po then ano po mga requirements nla join account sana po pwede b yun i mean 1 account for two owner
pero pag app panalo tlga ang BDO , kainis na tlga yung app ng metro di mo ren masabi app sya kase di ren gumagana gumawa pa sila
👍🏼
may tanung po ako ilang araw bago ma penalty yung acc. mo sa bdo maintaining bal. is 2000, nabawasan mo yung maintaining balance ?
Pag po nag fall ng 2k yung average daily balance niyo for 60days tsaka ka po mapenalize ng bank
Hello po Sir, Is it safe po ba na ilink yung account nyo sa PayPal? Thank you po. 😊
ano pong gamit nyo bank?
Sa Bdo Kapag online seller Ka need paba Ng proof Ng sale or iaask Lang naman nila ?
Can I have two debit account sa bdo?
Sir sa Tingin nio po .Ano po mas okay na Open acc ko BDO Or BPI ? nalilito po kase ako kung ano ioopen kong savings acc eh
Bpi
BDO
Bro, if ang choice mo ay ATM account go for BDO so convinient ang BDO pag yun ang purpose mo.
May bank ba na nag-aalow mag-open ng Checking account kahit walang existing savings with them?
Hhhhhmmm interesting yang question niyo po 🤔 babalikan ko yang tanong niyo pag nakapag tanong ako sa clerk ng bank update ko kayo 👍
Jerico Cordon Thanks, so far sa BDO required ang 6 months maintained savings account.
Found Security Banks AllAccces, you can open a checking account and can even get the checkbook and ATM right away
@@lance-k8b talga po?
Lumiko Komilu Yes po, mataas nga lang po ang requirement compared to other banks. 5K initial deposit and 25K maintaining balamce, 500 ang charge pag mag below 25K
metrobank atm withdrawal is 50k per day
Wag na kayo mag atm. Tago nyo nalang pera nyo sa vault.
hi, can you please make a video giving insights to BDO's term and condition na "BDO IS NOT LIABLE TO FRAUDELENT ACT (HACK)"
-and give bank suggestions vs BDO, about security
Hi po.. Im a college student po and I want to open a savings account para sa mga naipon ko sa aking weekly allowance, anong bank po ang maganda?
Hello Dana glad to hear that you are interested to start saving I suggest go the nearest bank sayo para convenient for you 😀. Every bank is good and safe naman kasi insured lahat yan by PDIC. The most important part is for you to start the habit of saving money. Pero if you want my perspective I prefer BPI for people who want to start the habit of saving money kasi they have 24/7 machine so anytime you have extra money just visit it and save your money para Hindi mo na magastos 👍
Hi you can try china bank. 500pesos lang may passbook kna if im not mistaken.😊
@@cordonjec lahat po ba ng bank ay registered sa PDIC ? ang UCPB po regster ba pdic?
How about citibank
Ty. Hindi nyo po ata nadiscuss yung metrobank online...
For me, the best are Landbank, Unionbank and Metrobank..😊
pnk the best GCASH
@@pinkbowzntoes017 😂
@@yaphet8574 anong funny? hehe
@@pinkbowzntoes017 kung malakihang pera mas ok po sa bank. 😅
@@yaphet8574 oo kya nga ngopen na din ako unionbank at metrobank hehe
Ask lang po , kapag naka open account ka ba sa ibang lugar pwede bang maka widraw din sa ibang lugar passbook po.
As long na same bank.Different location of withdrawal using ur passbook ay mayroon pong charge.
Any comments regarding sa mga nababawasan ng pera yung mga bank accounts nila kahit hindi ginagalaw?
Yung regarding po diyan is what you call dormant accounts so pag Wala pong acitivity yung bank account niyo within 2yrs mgagiging dormant bank account po Yung account niyo. Nakalagay naman po yon sa contract that we sign before tayo mag open ng account siguro lang kailangan po talaga natin tiisin basahin Yung mahabang mga contract in order to prevent yung mga ganto po 😅
@@cordonjec Thanks Sir, I'm planning to open an account kasi and then I did my little research by reading the feedback of clients in the comment section of their respective social media accounts. So far, Metrobank ang okay based sa mga feedback ng mga tao. Anyway very informative video about banking 👍👍
@@solarcrest3656 0.25% pa ang interest sa metrobank
@@cordonjec in 2yrs.kapag nag dedeposit kalang at hindi ka nag wiwithdraw. Hndi po ba mgging dormant account?
Consider po ba na activity yung nag dedeposit ka lang po, hindi nagwiwidraw? Para di maging dormant
pag manila kalang security bank walang ka ekekan tipid sa.papel eco friendly masmaayos mga teller, di gaya sa bpi at bdo. bulokers , ano ngayon kung nag work sa.top bangko feel nila anyaman
Best savings account (type and where) thank yiu
Hello po. I just want to suggest you, if you want to open account for savings, I recommend you to open at PNB, it is very secure yet it has an expensive maitaining balance (3k).. but I assure you it is really good in service, very convenient. Just sharing based on my experience. I am Debit card holder of PNB and Metrobank.😊
Maganda sa PNB upgrade ung security system.
Bakit ganun nag apply ako para mag open account sa BDO for ATM may dalawang id na ako kailangan pa daw nila un certificate kung saan daw ako namamasada... ano ba yan toxic
lol
Sa ATM na lang ako nagwiwithdraw sa BPI.
Jerico Cordon , sir diko po masyado maintindihan yung OTC Transaction Fee sa diniscuss mo (BDO) kind elaborate further, thank you so much
Pards. Anong bank acc. Na required para sa sss maternity benefit?
UCPB po ok po ba un kc malapit samin sa probinsya?
Ok ba sya na bank mag saving sa UCPB bnk??
BPI is the worst. Hanggang ngayon wala pa akong EMV card!
Isopropyl ano ung EMV
@@gamertv3421 not really sure, emv pinas na lnag gumagamit nun dito sa ibng bansa phased out na yun
bobo mo pota
@@gamertv3421 EMV card yung parang may simcard yung ATM mo. It offers better protection compared to traditional atm/credit cards. Yun po yung phinase-out hindi po ang EMV which is a relatively new technology.
@@michaelxaviercanonizado7535 BPI fanboy spotted. Mainte ng mainte banko niyo ui. Mga bobo kasi empleyado ng BPI.
gd evening po...ask ko LNG sir if dka mkahulog ng buwan buwan my problema ba...wait ako sa rply mo sir.