My husband and I pay over one thousand dollars for drug coverage that we never use. It is with CVS which we don’t like. We use Good Rx. Do we need to keep the CVS drugs?
Brian, you are awesome at explaining this. This is why I signed up with you last year when I turned 65. I still have Plan N, which I love, and it only went up about $7/mo. My doctor does not charge a co-pay! Thank you so much! People...sign up with Brian. SO worth it.
I'm in NY, so I'm quite sure I'll be looking at a Plan N since there is about a $60/month difference between N and G. I'd go straight to a G in pretty much all other states, but N is a popular option here because of the cost difference. I believe excess charges are capped at 5% in NY, unlike up to 15% elsewhere, but any doctor who wants to charge those in NY is paid 5% less off the negotiated Medicare rate, which means I doubt there's any doctor in my state who would charge it since he's already 5% in the hole and he can only charge 5% back! Am I correct on that? There's so much information out there that perhaps I misheard. Thanks for your informative videos!
@@medicare365 Yes. As I see it, there's good and bad. The good is you can very easily move between plans at any time and premiums don't increase based on age. A 65-year-old and an 85-year-old pay the same. The bad? Very expensive! I'd rather have a lower rate and just lock into a Plan G.
Excess charges are illegal in Pennsylvania
I think I showed the states towards the end of the video where the excess charge is illegal. No?
My husband and I pay over one thousand dollars for drug coverage that we never use. It is with CVS which we don’t like. We use Good Rx. Do we need to keep the CVS drugs?
Brian, you are awesome at explaining this. This is why I signed up with you last year when I turned 65. I still have Plan N, which I love, and it only went up about $7/mo. My doctor does not charge a co-pay! Thank you so much! People...sign up with Brian. SO worth it.
Thank you!
Love the explination of these plan cost, great job you keep it simple.
Thank you so much for the update Brian your the best me from calexico CA kings of the valley Egypt saying hello
Hey Liz !!
Avoid Mutual of Omaha. They employ a "bait and switch" tactic by closing books of business.
Yes sir. They’ve been doing that for years
Thanks for giving this updated information. Very helpful
You’re welcome! Glad I could help. Please share!
Very, very thorough explanation.
I'm in NY, so I'm quite sure I'll be looking at a Plan N since there is about a $60/month difference between N and G. I'd go straight to a G in pretty much all other states, but N is a popular option here because of the cost difference. I believe excess charges are capped at 5% in NY, unlike up to 15% elsewhere, but any doctor who wants to charge those in NY is paid 5% less off the negotiated Medicare rate, which means I doubt there's any doctor in my state who would charge it since he's already 5% in the hole and he can only charge 5% back! Am I correct on that? There's so much information out there that perhaps I misheard. Thanks for your informative videos!
This is true. New York is a different animal when it comes to Medigap plans.
@@medicare365 Yes. As I see it, there's good and bad. The good is you can very easily move between plans at any time and premiums don't increase based on age. A 65-year-old and an 85-year-old pay the same. The bad? Very expensive! I'd rather have a lower rate and just lock into a Plan G.
Many states, cities, senior community centers or state aging assistance departments that have satillite offices that offer free assistance.
Can you discuss Medicare Advantage Kaiser Plan?
How much is Plan G for an Illinois person, age 77 in 2025?
You have to call our office 844-552-7426