Top 5 Vanguard ETFs to Buy and Hold (2023)
HTML-код
- Опубликовано: 1 июн 2024
- The Top 5 Vanguard ETFs and portfolio allocations that John Bogle (founder of Vanguard) discusses in The Little Book of Common Sense Investing
⇢ Get $30 when you deposit $1000+ on M1 Finance: arvabelle.com/m1
• BROKERAGES •
⇢ Get $30 when you deposit $1000+ on M1 Finance: arvabelle.com/m1
⇢ Get a FREE stock with Robinhood: arvabelle.com/robinhood
⇢ Get a FREE stock slice up to $10 with Public: arvabelle.com/public
• ARVABELLE •
⇢ Blog: arvabelle.com/
⇢ Facebook: / arvabelle
⇢ Instagram: / arvabelle
⇢ Pinterest: / arvabelle
⇢ Twitter: / arvabelle
• SUZANNE •
⇢ Instagram: / heysuzymarie
• SHOP •
⇢ Etsy: www.etsy.com/shop/Arvabelle
• GEAR •
⇢ Camera: amzn.to/3jTba6L
⇢ Lens: amzn.to/3l5L7L7
⇢ Vertical Asus Screen: amzn.to/3cQniTs
• TIMESTAMPS •
00:00 Vanguard Select ETFs
01:42 S&P500
04:05 Total Stock Market
05:00 Bond ETFs
05:41 International ETFs
07:48 John Bogle's Portfolios
08:50 2 Fund Portfolio
09:14 3 Fund Portfolio
10:10 Slice-and-Dice
10:38 Bond Allocation
10:59 Why ETFs vs Mutual Funds?
DISCLAIMER: Please note that I am not a financial advisor, and this content is not professional advice. These videos are for entertainment/educational purposes only.
AFFILIATE DISCLOSURE: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.
#Arvabelle #ETFs #IndexFunds
*Get $30 when you deposit $1000+ on M1 Finance ⇢ **arvabelle.com/m1*
If you skipped through the video, just want to make it super clear that this video is based entirely on the index funds and portfolios discussed in The Little Book of Common Sense Investing. These are the opinions that John Bogle (founder of Vanguard) lays out in the book, and other authors/investors/etc will obviously have different opinions.
As usual, beware of the scam comments impersonating this account 😑
I am new please evaluate. :D
We buy every month one of these ETFs for the rest 30 years for example?
Do we sell at any time? or we keep forever and wait for the price to slowly but steadily go up?!
If price of 1 VTI now is around 240 dollars and we are in a platform that doesn't give fractional share that means that possibly in 25-30 years 1 VTI could cost us 350-380 dollars per month to buy it?
After 30 years in order to withdraw some profits from the ETFS, we need to sell some of them and leave the rest in our portfolio to grow more?!
Sorry for my stupid questions!
thank you in advance for your effort and your answer.
hi, im looking at VT the WHOLE WORLD vanguard etf, could you do a vid on this one? thanks.
This is one of the most complete and well explained videos I've ever seen on this subject. This was awesome! Subscribed! :)
i really enjoy listening to you, watching your videos, and you happen to communicate clearly and effectively. i will keep watching. keep up the good work.
Good information in this video! Also a fan of the reading list that you have put together and am enjoying the books on the list, although I am a little late to the party.
In my experience, my employer's retirement plan encouraged the target-date retirement fund that was "appropriate" for my age group (VTTSX). I went along with it for a few years, but last year gave me the opportunity to watch videos and read books (like Bogle's Common Sense) and I opted for a sort of hybrid of the 3-stock and the slice/dice model. 85% in stocks (US and international), 15% in bonds/cash/TIPS. At my age I figured the bonds and cash are useful to buy any significant market corrections along the way, in addition to routine dollar-cost averaging.
The main reason I switched out of target-date funds is that they have higher expense ratios compared to the ETFs in this video and their mutual fund equivalents (0.15% in the case of VTTSX vs. 0.03-0.07% for my current choice of index funds). Also, I noticed that the funds chosen in target-date funds (because these funds use a basket of other prepackaged US/Int'l/bond funds in some weighted breakdown) left a lot to be desired on the returns, and were lower rated by Morningstar than the traditional index funds/ETFs. At any rate, using the target-date allocations between stock/bond/int'l as a reference for refining my own allocations was helpful.
I just finished Bogle's book a few days ago. I am well diversified, but his ideas on index funds is quite compelling.
Thanks for the video, very well prepared and informative.
Excellent summary. The breadth of material covered in 10 minutes is truly impressive.
Fantastic video! Thank you for taking the timer to put this together!
As always, great job with these vids.
Very informative and straight to the point. Thanks 👍🏾
Very nice , thank you . No fluff just facts .
Girl,Thank you for your excellent analysis and knowledge!!
Thanks for the information. Can you please make one video on fidelity top 5 ETF too.
excellent delivery as always
Excellent video. Great information. I am from India. I have invested in large cap individual stocks to some extent. Now I have allowed them to compound for next 15-20 years.
Now I invest in ETFs predominantly. Also encouraging my friends to invest in index funds or ETFs.
Yup I do the 95% & 5% money account system it works for me. Keep up the hard work on the videos
Thank you for this interesting video, very well done!!! Alberto
First vide i see for your channel. Really like you present information. So far my 2nd Favorit finance education (right next to the plain bagel).
Good Luck with your work and have a good one!.
For my allocation, i just adopted 60% shares and 40% ETF strategy. Will see how it goes and adjust as neccasserly.
Thanks for the video , been listening to heaps of Audible books , this summed them up well :) Really enjoyed it
Most appreciate this video, thank you! Love my VOO and VGT and going to convert my SPVU to VXF and my DIA to VTI. I have just recently added VGK (Euro Index) this past week hoping to see good things come from that as well.
VGT, VTI, and VOO
Very clear for us dummies. Thank you
Great video! I am definitely a Vanguard fangirl.
Well done video. A few thoughts:
1) At today's interest rates it might be better for older people to keep 10-20% in a money market account rather than bonds because bond funds will drop when interest rates go up. Younger people would give up a lot of income by investing in bonds; Slice-and-dice makes more sense.
2) Pay attention to whether or not a fund pays dividends. I prefer Vanguard mutual funds, the mutual funds tend to pay about 1.75% dividends that can be automatically reinvested. That isn't reflected in the historical growth chart but compounded interest makes a big difference after a few years.
3) A couple of weeks ago I decided to put some of my "funny money" in a super high risk stock. Started with about 3% of my portfolio in AMC; it currently makes up about 10% of my portfolio :^))
Jack Bogel an American treasure, I have been at Vanguard investing for over 3 decades, I peaked, wow. Thanks Jack.
90/10% here with "serious" vs play/funny money. That means it's time to move some of my growth in my options/speculative stocks to my long term ETF port. Thanks for this, Arvabelle. Take care, Grady
Love your info
My boring portfolio: 70% in VOO, 20% in VTI and 10% in VT. Set it and forget it! You’re set for your life.
Why VOO and VTI. VOO is basically included in VTI - so it is just for the overlap while the indexes are performing well?
Way too much overlap. No point in owning VOO and VTI and no point in having either of those when you have VT except to control percentages. A better choice would be VTI and VXUS at 75 and 25 respectively.
Sehr gut erklärt. Danke
Thanks for your time and your interesting comments, I always learns a lot from you, have a nice day….
Amazing video!
Thanks for the video😳
Very interesting indeed
100% serious money. Had 50/50 split but was losing on fun money more that I wanted and switched to 100% ETFs.
Me too. I go ETF's all the way☺️🙏
Great video!
Hope she makes videos on options trading. That would be fun.
Wow you really should have more subs. Great video
be aware of retirement funds that allocate between various funds - they may charge more.
also, be aware of the "passive" nature of these. They often own those companies regardless of their 'financials' and more due to their market share.
next great concept for beginners - dollar-cost averaging.
You nailed it!
No I am not. Though Vanguard tells me that I have too much company stock and not enough in bond market funds I do what I think and so far am very satisfied with my returns. Thanks
you are my best teacher ... thanks
Please make video on SRDs, CFDs.
Nice video.
I like the VIGI + VSS combo for international coverage
Great video Arvabelle, but don't sleep on vgt. Been a extremely well performing etf for me even though the pandemic!
thanksss for reading the book for us:))
I read that book when I turned 30, completely changed my investing strategies for the better. My friends and coworkers day trade and take much more risk than I would ever want to. I live my life without worrying about market timing or monkeying around with my portfolio (as Dave Ramsey would say). Investing isn’t supposed to be fun, it’s supposed to be boring :) great video. VTSAX and chill.
Does this pay dividends.
@john smith No, that is the minimum starting investment.
*Investing isn’t supposed to be fun, it’s supposed to be boring* Exactly.
New subscriber love this thanks so much what you think about the blockchain etf like koin blcn ect
Thanks!
@Arvabelle. Great to see you breaking the concepts so well . Can we collaborate on some videos to explain the concepts to the young generation.
Another Vanguard ETF I like is VYM (high dividend companies).
Found this while researching VDO. My first investments were vanguard ETFs. It’s like eating at the same joint every week because you know the staff, the kitchen is clean & the menu is reliable. My start coincided with the recession and these relatively new ETFs. Got so spoiled by cheap blue-chips that paying a realistic price is still a drag, but even more intensive research is compulsory, which is good. Excellent, clean overview. Thank you.
(I want that book… but I’d rather invest the funds. 🙃)
check it out from your local library!
Too funny
Great recommendations. I like ETFs better than Index funds because Ameritrade charges front and backload fees. I don't know if I am doing missing out on Index funds by doing this.
VTI,VYM, and BND looking good so far!! Great video
Grab VXUS for overseas diversification according to vanguard personal advisor :)
BND looking good?
VT
Your makeup is on point
Thank you, very educational video.
I highly recommend Bogle's book "Common Sense Investing," which is mentioned here. It has some tougher sections as a new investor, but Bogle's thesis is this: A slow and steady basket of stocks wins the race. Also: Don't try to beat the market. History shows us that the greatest gains come from investing directly into the S&P 500 using passive, low cost index funds.
Belo conteúdo meus parabéns
Pará/ Brasil
Nossa !!!! Rsrsrs
I had lunch with Jack Bogle twice.
He was a great guy and had the interests of investors being paramount.
I'm all in VTSAX
this is my current portfolio what i do with my income 33% i put into vanguard ETF's for growth and yield, 33% i put in gold and silver 33% i leave it cash in case market crashes so i can buy more stocks or gold.
Thank you from Moscow 🥰
Arvabelle,
Let's say we're getting started and our serious money is around $6,000. Where should we start?
Funny money isn't performing as well as the serious money.
What percentage of total investments you allocate for the etf compared to swing/day trading?
VTI = VOO + VXF
I prefer to have them seperate to alocate more to S&P 500
Is that a ea you runnin behind you lol if so what is it can you share as im lookin for a good one thanks
What do you think about using Target Funds to save for children's college?? Granted, not the tax advantage, but more flexible use down the road...
Do VOO, VYM for the most part. Some VNQ for real estate
ETFs is no doubt, a low-cost way to gain instant diversification, along with great benefits, I just turned 40 and I’m trying to get in the game.
37 here, just started myself. Got the lazy 4 in my IRA. BND, VOO, VTI, VXUS. Better late than never am i right
Same boat here. I'm 41 and playing catch-up right now
@@demerit5 I have the same experience not starting till I was 40. The best advice I can give is don't panic when the market tanks. I did in 2008 and pulled out. I froze and didn't get back until many years later. The biggest financial mistake I ever made. I lost half my money. All I had to do was take what I had and contribute to an index fund. The DJI was at around 9,000 pct at the time. Today it's around 36,000 pct! Don't monkey around couldn't be said any better.
@@Joseph-nj1up It's never too late. Hang in there and don't panic on the lows.
Better late then never. Don’t get to repetitive though. Voo and vti very similar etc. do 1 of them, 1 utilities, 1 health, and one growth or high yield. Spread around but not to much.
My buddy called me last year when the market crashed he told me whatever I put into the VOO in 3 years if I lose money he would pay me back it was 206.00 at the time now it’s 390.00 I have it in my Roth IRA also my Vanguard Brokerage Account . VOO !!!
Love my VOO and VTI, plus a few of my higher growth and dividend vanguard funds 👍🏻
VGT is great
@@JusdoinstuF one of my favorites!!!
@@SideHustleSteven all you really need
@john smith accumulate as much as you can
What about VT
I have 51 shares of VXUS, I’m just wondering if that’s enough or should I add to it? At 10% now! Does percentage allocation count as money amounts or shares?
with current interest rate, does bond still make sense?
Investing just doesn't need to be that complicated. finding a high quality ETF with a logical objective that you can simply buy and hold makes a lot of sense.
Then find it
much appreciated. Great plain English explanations
VOO all the way!
The 85% of funds managers underperforming the index provided is for any single year. More impressively and importantly is to look at that figure over 5, 10, and 20 years, where it increases to 90, 97, and 99%. That makes for a more than compelling case for index investing, and how very rare the likes of Peter Lynch truly are.
Thank you God bless you from India,,,,,,
Is there a difference with s&p 500 ETF and a s&p 500 index fund, i see one is called VOO and the other VUSA, what to choose and why?
Can you make a crypto update video, are we in a bear market?
Also, is wine investing a good idea? What are your thoughts on the Vinovest platform?
So I have m1 finance. What would be a good vanguard portfolio for high growth? Like what percentage stage and allocation for the portfolio would you do? Thanks
I'm quite confused by the fact it is recommended to invest in the Total stock market ETF/fund and also the international as I thought the international is already included in the total stock market one as it is a global one? Is investing in the international one aswell just to increase your % holdings in these countries as the global one is mainly made up of American companies or what is the benefit of this?
There’s many many many different index ETF’s. They all focus on something unique weather it US market, tech, energy, foreign markets…. Whatever. Basically I suggest picking something you are familiar with and comfortable with.
VTI is total US stock market. Not world
I think I’m around 98% serious money…lol. VTI, IBUY, FDIS, CIBR, ONLN
I use QQQM because I am bullish on tech stocks.
Great info thanks alot.👍 Can u buy vanguard etfs in a fidelity account?
Yes you can!
@@Arvabelle thank you 😃
Any advice if you less than a thousand to invest? Also, is this a good start of you want to accrue passive income monthly or should I only expect this to be a long term investment only??
You can still invest in Vanguard ETFs with less than $1,000. You only need to have enough to purchase 1 share. Go to Vanguard.com and open an account. Deposit the money and buy a share of one of the stock index ETFs. You can also set up an automatic transfer to Vanguard into the money market settlement fund and when you have enough in that fund to buy another share, you can do so. There are no brokerage fees for buying Vanguard ETFs on Vanguard's website.
In ETFs and mutual funds, passive income comes from the dividend payouts. Personally, if you don't have $1,000 or more now, I wouldn't worry about dividends until your account has grown and then you can switch it to a dividend appreciation ETF or mutual fund, if that is what you are interested in. Of course, I don't know your particular situation and I am not a financial advisor. I'm just a random person on the Internet that likes investing in Vanguard ETFs and mutual funds.
@@kennethking2301 thank you that was helpful.
Boglehead investor myself good to see someone pushing common sense investing.
Other than during the pandemic. I have consistently made money on a vanguard index funf VFINX. Haven't bought an ETF from them yet.
My eyes are on Her indicators: DMA, RSI, MACD, and L2 😄
Any insight to AMC? Lot's of coverage would like to know your view?
Meme stock, volatile, popular with individuals who know next-to-nothing about investing (or trading), and has been selling off. I would definitely stay away from it. With that said, you have to do what is right for you.
Shout out to the Boglehead 3 fund portfolio
Any thoughts on the VTSAX?
VTI is the equivalent of VTSAX
You only need: 80% in VTI & VXUS, & 20% in BND & BNDX
Hello! Could someone answer me, if Vanguard is a company that creates ETFs? or is it just a broker that you could buy them from? Thank you!
Vanguard is a company that creates ETFs?
Correct
The ETFs you buy from Vanguard are their own ETF.
can i use this app in finland ?
For me it is the other way around, 95 in funny, my portfolio is (re) acting like a rollercoaster, ppffhhhmmm.
I have VOO, VXF, VEA
I do VTSAX.
Vtsax is great mutual fund.
I have a few of these in my taxable portfolio:
VTI
SCHD
VOO
VXUS
VIG
VYMI
ARKK
VNQ
QYLD
If I want an app to track investments but not invest with, any recommendations?
Webull is a good one. i use it to track, but i invest with other apps.
After doing my research, all you really need is VOO or VTI, with VGT. I may put all my money into VGT or UPRO when the market crashes. High risk, high reward! What do you think?
Awesome plan if you don't mind losing all your money..
Grim if you use UPRO look at TQQQ too
I agree with the first part of your plan. VTI and VGT are a great 1-2 punch.
I'm definitely buying more of VGT once it crashes. I currently have VTSAX 70%, VTIAX 20%, VGT 10%. I might look to bring up my VGT to 15 - 20% in the future.
@@emiliokohn8409 Wow, TQQQ may be even better becasue the companies it tracks are more solid. Thanks!
If stock that I already have are in the ETF should I sell that stock?
Not necessarily. Depends on many things. Do you like it? Has it gone way up? Held it over a year so long term gain not short term gain? Risky stock? Etc. how big of a percentage is it of the eft? How much individual do you own. Owning individual stocks is great and etfs and mutual funds. I own all 3. Diversity is king. But not to much.
What about VNQI !?