Toronto floods: After water ran through basements, owners ask who will cover the cost
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- Опубликовано: 12 сен 2024
- The heavy rainfall from Tuesday’s storm led to flooding in basements right across the GTA.
It was the second straight day of torrential downpours for the city and region.
It was quite an ordeal for homeowners who spent Tuesday bailing out basements and spent Wednesday taking stock of what was lost, what can be restored and finally who will cover the cost of what was lost.
Caryn Lieberman has more.
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Sorry, city hall spent all the money renaming streets and squares.
Why would city hall be responsible for paying for a private homeowners repair bill?
@@Orangejuicer297
Wooosh.
@@grandmufftwerkin9037 Woosh what? That would imply you made some sort of joke. Explain the correlation between renaming streets (a municipality responsibility), and a private homeowner deciding that climate change can never happen to them so they opt out of insurance coverage.
@@Orangejuicer297
Maybe Toronto should focus on the infrastructure the city hasn't properly maintained, upgraded, and expanded for decades now, rather than fixating on frivolous things like names.
You know, infrastructure to better handle things like storm water. 🤔
@@Orangejuicer297
You people have no sense of humour. Relax.
Don't expect an insurance company to help you out. "optional coverage,not included in regular coverage"
right? I can't believe they're actually trying to put this issue on the homeowners rather than their own fault in having outdated pipes & structures that are not able to handle climate change.
@@beautywellnesstribe Toronto has voted for climate change denying mayor's for over 30 years. Sure sounds like pretending it's fake is working as well as expected.
@@beautywellnesstribe
That’s the most ridiculous thing I’ve ever heard.
The resident infrastructure on the planet that would handle that much rain…
@@beautywellnesstribe How is that the insurance companies fault lol?
@@beautywellnesstribe These kind of storms have always been possible but rarely happen. there was once a hurricane that impacted SW Ontario well before climate change was ever discussed. If this happens a few times a year start blaming climate change but a regular storm like this hasn't happened to toronto in just over 100 years
Insurance companies: BWAAAAAHAHAHAHAHAHAHA no
You must have a Backwater Valve installed on the sewer pipe in your basement. No backwater valve installed = no basement flood insurance! The City of Toronto has a rebate program to pay for installation of Backwater Valves in Basements for many years. The City is not responsible for water flooding your basement if you do not have a valve installed. This is like a rebate on your property taxes. These stop city sewer water from back flowing and flooding into your basement. There is no excuse to not have a Back Water Valve installed. I installed one in my 1880 built home. Since installation never have had any basement flooding issues. This news report was incomplete and should have added comments about recommendations the City has had for years. All professional plumber in Toronto know this topic.
Yeah, it's strange there was no mention of backflow valves.
@@EugWanker They mention it by talking about the Basement Flood Protection program which includes backwater valves and sump pumps.
Ay 1880? No asbestos or anything
Toronto residents be prepared for flood insurance to be removed from your insurance. That happen in Windsor-Essex region after the major flooding happen. You can't get it in your insurance now in the region.
this lady has been mewing since birth.
Just confused whose responsibility is it to protect their own BASEMENT from water. It's BASEMENT what can we expect in a flood. 🤔 is city to be blamed 🤔
Insurance won't pay.
People need to take responsibility for their own homes like they do for their cars. They love when their home goes up in value but extra insurance or simple backup valves, no way.
There was a DRAKE paddling in the water 🦆🤣
Infrastructure? I thought that it fixed itself just like the budget balances itself? When you have pathetic politicians you get pathetic results.
My entire block was flooded but everyone is more alarmed about the rain tax.
@wasabi25 what's a rain tax? I would have assumed everyone would be more alarmed with overland flooding not being covered since Doug Ford allowed insurers to pull out in order to give away the greenbelt land to his wedding guests.
@@Orangejuicer297 Toronto owners will be taxed on how much water their basements can hold or fill.
@dancostello6465 if your basement floods everytime it rains, I don't see how an imaginary "rain tax" is an issue? Explain your logic for me please
Its the home owners responsibility. if you are buying or going to rent a house/apartment check the food maps for the area, which are free and provided by Toronto and region conservation authority. If the property is in that area and is known to flood either dont move in, or if you still do, add on flood damage to the house and car insurance and if you own the property insure that there is a backflow preventor, which will prevent city lines from backing into the basement and causing flooding. there is a rebate program for this. you faulted on your responsibilites and these are the consenquences.
Who do they think is going to cover the cost? Insurance.
And if you don’t have insurance, you do.
How about fixing the underground sewer systems so things don’t get flooded again, or is that to much work??!!
If you do not have a backwater valve installed *you are not covered* by insurance... because you should have had one installed years ago (the City would have reimbursed you for it).
In essence, if you didn't have a backwater valve *it is your own fault* and your mess.
Plan ahead. Most crisis management is planning for the worst possible scenario, and taking any reasonable steps to prevent it. Spending $1600-$2600 (that you get back) could have saved the entire bill you are stuck with now. And would have made your insurance cough up on the damages.
2:50 Christ that female reporter has a jawline even the biggest gigachads would be envious of 🤯
😂😂😂
Simply insane jawline
Quagmire got around!
Frlll it distracted me so much
To quote the famous Austin Powers, " That's a man, Baby!!!"
🤔🤔🤔
How about we put the cost on the top 50 corporations causing 80% of global warming, causing stronger storms, hurricanes, and other natural disasters?
If you can afford a home in torronto then you can afford the repair bill as well .
Just say ur broke and can't comprehend that the rising cost of food, mortgage rates, utilities, property tax and everything else has already stretched people because ur someone who never managed to get anything and complain about people who worked hard and did it and move on. I'll always have nothing so don't waste time even commenting on these things.
Go work on that new year's resolution u haven't put a day into.
@@MrColdwilliam yeah without knowing anything about me you got into a great conclusion good job.
First of all no one I meant no one asked anyone to but a million $ home which they cannot afford especially in a country with 5 yr fixed term max.Canada is not US .
Second trust me I am good not buying anything in canada, I am better of being called poor than being house poor without any liquidity. People who worked hard ,Let me correct that buying something overpriced is not a symbol of hard work it is a symbol of heard mentality if you bought the home for 500k amazing you were at the right place at the right time kudos sorry you but if you have a 1m mortgage selling everything else and house poor sorry that is not hard work .
If you can't afford a change in 100 basis point in mortgage think who is poor .
Most people don't know how to calculate total cost of ownership.
Canadians extreme love affair to real estate and monopolies have costed the country dearly. If someone convinced you to buy a million dollar home during covid for 1% for a 3 yr fixed term sorry man you can'tblame anyone but your self .Blame Trudeau blame banks blame immigrants blame everyone but not you.sorry to break it to you you dont own your houae your house owns you.
If you can afford cigarettes, alcohol, pot and scratch n win lottery tickets…then you can afford to pay your rent as well.
@@nitinprasad3842 What's the alternative smart guy?
@@PhilSophia-ox7ep Let us look at the history and it ways repeat itself, I am not gonna explain too much but I will give you a simple clue leverage (I didn't mean debt) avoid debt like a plague and live way below your standards and invest in yourself first so that you can earn more and then find ways to work less and earn more it can be anything a certification ,a skill ,a business anything and then try to multiply your earnings and be patient. Again I am not gonna give you an idea on what I am doing but if you are smart enough you can figure out from what I have written and find your own ways.
If you can't buy a home in canada it is not the end of the world i dont understandthis mentality you are buyingsomethingwhich is way aboveyour means in debts and you work till death to pay that is this what your dream is ,move to a differentcountrywhich is affordable, you have 193 countries in this world I am sure you can find a affordable home where you won't be house poor .
Finally you can't have everything together.
Insurance, unless you didn't get the coverage. if so that is your fault, not any gov't agency. Live and learn
Toronto city politicians should care more about INFRASTRUCTURE the life line of cities instead of bike lanes and condos
Damn, Canada needs more of that Carbon Tax.
This is a bot.
The homeowner. Most people are not covered for flooding.
Toronto is on a flood plain, and the government said to move or we will not help you.
Thats why I have overland flood insurance here in Peterborough may never flood but if it does we should be covered. Thats what happens when you cheapout on insurance.
Certainly it wouldn’t be the insurance companies
2,000 years advice...built on high ground but no! Water has always and will always find its on level.
this is why you have insurance. its your own fault if you cheap out on insurance.
Who pays? That would be the homeowner. If you didn't make sure there are backflow valves installed then that's on you. It sucks, it's a hard lesson, but that's part of owning a home.
Backflow preventers. In Alberta if you don’t have one you may not have insurance.
Ain’t no way drakes house should be flooding.. thats horrible design.
Kind of there fault if they don't have flood insurance. Nobody is to blame for mother nature.
Why should anyone but you or your insurer pay for your house?
Glad I live in Vancouver!!
Damn drake had a bad year this year 🤦🏿😂🤣😭💯
You literally willingly live in a flood plain. It’s up to you to have flood insurance.
Yup we go through this all the time in Calgary, that's why the homes in the lowlands are cheap...suckers always buy them up without doing research beforehand
It's at the owners expense. Blame an improper build. The entitlement to think that someone else other than an insurance company should pay for your house. We really live in a hand out society. No wonder we're at a slump.
Whoops..those houses that were built in a matter of weeks can't stand extreme weather...
Flooding due to outdated drains and sewer lines - but Ontario ops to spend all of OUR money on renaming Dundas Street
Guys, guys, we need to pay more carbon tax so Justin Trudeau can save us from the weather obviously..
@klassikality Well, Justin Castro Trudeau needs these taxes so he can pay for his two hundred and fifty thousand dollar airplane food.. I think you're being a little inconsiderate, he needs to eat.
@@steadychill5775 What does the carbon rebate have to do with homeowner insurance and individuals choosing to opt out of optional flood coverage? And how does either the climate catastrophe that just destroyed thousands of homes have to do with feeding Canadian diplomats, staff, journalists, camera crews and every other part of Canada's entourage to a diplomatic mission on an airplane? Did your brain fall out or something?
@@Orangejuicer297Pay more tax, less climate change. Trudeau will fix it all through taxation.
@Procanin Trudeau lowered the tax rate from 22% to 20.5% while expanding services including dental, pharmacare and 10 dollar a day day are. Your inability to understand that financially penalizing something resulting in better outcomes is pretty telling of the horrible job your parents did in raising a functioning human.
And why do you call it the "Trudeau carbon tax." It wad created by the Albertan government in 2007 - Trudeau just copy and pasted that legislation onto 3 other right wing provinces.
The insurance companies I'd assume- since they charge a fortune every month.
Although, I'm sure they'll find a way to cheap out of it like they always do.
Depends if it is included in the scope of what is covered or it is an exception. Also, if the former, there may be conditions to comply with for your expenses to be covered.
Insurance is a scam worst then lottery let’s just be honest about it .
My washroom needs to be done… who’s gonna pay?? lol
I thought I paid a tax on the rain
Here comes the insurance scam 😂😂😂😂
Damn the cara libermen has a jaw like a soldier, Chiseled and defined.
Insurance is not the solution, once you claim, the insurance goes up
pay for it yourself you rich whiners.
You! Who else??!!
Ifn no insurance, home owner must pay and Mayor Chow likely has more tax for owners.
I thought the carbon tax prevented this?
How did you ever convince yourself that the carbon tax had anything to do with house insurance in the first place? Did you bump your head or something? The two are completely unrelated.
Bwahahaha
It took us on the order of 100 years of carbon emissions to get to this point. You can't expect the impact of the carbon tax to happen that quickly. You might as well be miffed that despite decades of eating 4000 calories per day and weighing 300 lbs, your 1 month of eating only 2500 calories per day hasn't resulted in all the excess weight being lost. Similarly, buying a latte every day can really put a dent into a person's retirement savings, and they'll only realize that they screwed themselves as they approach retirement. Some problems take a long time to cause and a long time to fix. And it's hard to tie these extreme weather events to one specific thing, just like it's hard to tie one's weight gain to one meal or one food.
@@Orangejuicer297 I'm fairly certain it's a joke.
@@gardenprogeny1141 Whats the joke?
Taxpayers, then contractors runs with your money.
Perhaps God will pay...?
Honestly a weird way to advertise jawline trainers. While watching this video I forgot what it was about.
🙏🏽
GTA???
was the news reporter mewing by chance.
100% looking maxing IN front of millions of canadians i thought only duke dennis could put those numbers up
Ummm you’re insurance durrrrrrp
Good luck getting money from insurance! Been there done that!
Sue the city for inadequate infrastructure, it’s why you pay property taxes
Good luck with insurance companies!!!lol they will not help!!!
Mother Nature caling down the Thunder!
Why would anyone but owners be responsible for these costs? This is not Star Trek where things are free. I get it if you live in poverty, but if you can afford to buy a place, to have kids, buy a car, etc. then you should have squirreled away those extra cents since Day 1 of working because life has surprises. EMERGENCY fund - stop living a lifestyle that you CANNOT afford if the economy or life throws you lemons. Move. Don't have kids or say no t your kids. It's called transit. Staycation in your living room. I just hope people (if not at least their kids) learn and change their saving and spending behaviors moving forward.
Why worry? You have new street names - that should fix everything.
This is what happens when you dont pay enough carbon tax
@@jeniferdouglas nope, carbon tax. Ask our fruit of a PM
*Comment was a joke btw... :)
@@jeniferdouglas yoooou got it
@@jeniferdouglas just about lost my place with the Forrest fires in BC... Scary times in a sense
@@jeniferdouglas it's ok, great neighbors is why we're still there (marina behind us bought water tankers, they put out spot fires around them)
Trudeau should cover it what else would we be paying such a high carbon tax
How can it be climate change if the rainfall amount and intensity hasn't changed much in the last 50 or more years?
Ask conpensation fromGod,if you hv no insuranxces,i guess!
So.. Chow hasn’t been using taxpayer dollars for infrastructure? Where’s taxpayers money going exactly?
Is your insurance company 😂
Cloud seeding when the fuxk will you puppets wake up ? WHEN
😂😂