STOP LIVING PAYCHECK TO PAYCHECK | HOW I'M GETTING 1 MONTH AHEAD "AGAIN" ON BILLS | LOW INCOME

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  • Опубликовано: 7 ноя 2024
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Комментарии • 43

  • @Chevy2Tyme
    @Chevy2Tyme 2 месяца назад +5

    One of my sinking funds is one month expenses. I'm a 3rd of the way there & I'll be so happy when its fully funded!

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад +1

      I am so happy for you and rooting for you!!! 🙌🏽🙌🏽

  • @Cocacabanabudgets
    @Cocacabanabudgets 2 месяца назад +3

    You got me contemplating if I should do my month ahead before my next avalanche- with the rise in layoffs- nervous

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад +1

      @@Cocacabanabudgets nothing is certain these days so I would try to save

  • @SaveNStuffwStephanie
    @SaveNStuffwStephanie 2 месяца назад +4

    1:01 come on, aaliyah reference ❤ have been contemplating doing this too with the environment we are in now 14:46 nope because I do budget billing for my utilities

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад +2

      Ayeeee 🩷. Yes everything is uncertain these days.

  • @hardsimmer
    @hardsimmer 2 месяца назад +7

    You can figure out what your escrow is ahead. Keep track of your insurance & tax increases throughout the year. You’ll know ahead of time what the increase is and can plan accordingly instead of waiting for your analysis to come.

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад

      @@hardsimmer thank you for this info. I will definitely be doing this

    • @hardsimmer
      @hardsimmer 2 месяца назад +1

      @@APinkeClothlife You’re welcome. What i did this year was track, and then deposit the increase plus a little extra directly to escrow. I did this for the taxes and insurance. The increases weren’t too bad. $400 overall. So I have the peace of mind knowing that I won’t have a shortage when my analysis comes next month. As far as knowing what my escrow payment is, just add up your taxes & insurance and divide by 12.

  • @roseg2516
    @roseg2516 2 месяца назад +2

    Great advice, thank you!

  • @melissasprings7741
    @melissasprings7741 2 месяца назад +1

    Great video!

  • @pinkgirlygurl
    @pinkgirlygurl 2 месяца назад +1

    This was really helpful to me. Thank u

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад +1

      Thank you for watching and so happy it helped

  • @kimberlyberry9453
    @kimberlyberry9453 2 месяца назад +2

    Thanks great video I need to do one as well

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад

      @@kimberlyberry9453 thanks Kim for watching

  • @thebudgetevolution
    @thebudgetevolution 2 месяца назад +2

    Love my one month ahead, great video 😊🩵 Your nails are gorgeous 😊

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад +1

      Aww so happy you love it and thank you 🩷

  • @sistermbudgets
    @sistermbudgets 2 месяца назад +1

    Great advice thank you for sharing ❣️❣️❣️

  • @prescillataylor8291
    @prescillataylor8291 2 месяца назад +2

    Hey Tina ❤

  • @barbieamica2023
    @barbieamica2023 2 месяца назад +2

    Great 1 month ahead video little Ti 💁🏾‍♀️
    I like your plan for it. I agree I rather have my 1 month ahead ready than paying all debt off because you don’t want to go in a ⭕️
    #barbieheresupporting
    💕💕💕💕💕💕💕💕
    16:56

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад +1

      @@barbieamica2023 yes having a cushion is important. Thank you for watching 🩷

  • @sarahbuttersworth1676
    @sarahbuttersworth1676 2 месяца назад +1

    I hope to start my month ahead binder soon. I received my a7 wallet & already using it! So pretty & functional ❤

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад +1

      You got this and so happy you loved it! Going to be a great feeling when you start! ❤️

  • @IDesireeWealth
    @IDesireeWealth 2 месяца назад +1

    Heyy here watching .. yes it's 100 for the Ally referral

  • @financialrevision2959
    @financialrevision2959 2 месяца назад +1

    I love the way you say water 💦

  • @Winter_Babe_Saves
    @Winter_Babe_Saves 2 месяца назад +1

    Im going to try this savings challenge for my phone bill ❤❤❤

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад

      @@Winter_Babe_Saves I think you should. It would really help

  • @Lizzygirl05
    @Lizzygirl05 2 месяца назад +1

    Girlll, I had a escrow meltdown lol. 😅 So my last house insurance changed to a new lender and my husband gets the emails. Yeah umm i didcnot know until we got the new balance by the mail. It went up 3K lol. And my escrow paid it. 😮 But I got it all resolved but man I was stressed out for like 2 months. 😂

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад

      @@Lizzygirl05 whew $3k omg I would be stressed too

  • @Sjohnson324
    @Sjohnson324 2 месяца назад +1

  • @theresadavis7604
    @theresadavis7604 2 месяца назад +3

    Your pronunciation of water is tripping me out 😂😂

    • @APinkeClothlife
      @APinkeClothlife  2 месяца назад

      😂😂😂😂😂😂you got me cracking up

    • @planningplumber
      @planningplumber 2 месяца назад +1

      I literally played it back 3x because I was so confused 😂😂😂

    • @theresadavis7604
      @theresadavis7604 2 месяца назад

      @@planningplumber Me too! 😅