Love & Money | Splitting finances with your partner | S&SS Ep 10
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- Опубликовано: 2 авг 2024
- Back at it again this week with a highly requested topic: FINANCES. Although it can sometimes be a taboo topic, Miki and Kev believe it’s important to be able to openly discuss it with your partner. They reveal how they split their own finances as a couple - from rent and food all the way to travel expenses. Listen in as they also answer some of the FAQs you submitted!
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I love how thoroughly you two have discussed it between the two of you and worked out what works for you. Not only just factoring the present, but also your priorities and what you both value and it’s great you can find common ground. It seems very mature, healthy, and financially smart. :)
Props to Kevin for not letting his pride get in the way of learning
Definitely enjoyed this episode! My partner and I also don't exactly do 50/50 or itemize things. Usually, we take care of categories like if he's paying for cinema tickets, I'll pay for our food. And I agree with Kevin about the breadwinner concept. It has always been affiliated with money, but a household can't run with just money. There are also chores, and if you're a breadwinner, there's a high chance that someone is doing those for you as support.
The same goes for a relationship with me. For example, my family and I recently moved, and I only had a budget. My partner offered to help us, and while it wasn't a monetary contribution, it ultimately helped me carve off some expenses.
Soo much work to put in a relationship, imagine putting it out in the world. I feel like Kevin is a bit down from the people in the internet criticizing him ( or maybe not, thats just my perception in seeing how I see it through the video). I feel like Kevin is having a hard time, always justifying for people. How Miki does pay most of the time. Kevin is the kind of guy, that want Miki to have everything in life. He will do it when he will start making money as doctor!
I love the vulnerability and openness of their approaches. People are all at different places of their financial life and dating life, yet I hope they perceive this not as criticism, but as a beautiful keepsake for their future selves to look back and be super proud of how brave they were to share-in however ways people may find it unconventional, they do know what works for them. At the end of the day, they are just a product of what society defines as certain roles that can be adapted for each couple differently. They shared all the nuances (e.g., know they’re in a stable relationship, expectations of splitting checks, having someone willing to pay for x/y/z circumstances, etc.) Overall super well covered. Love the idea of splitting based on categories of spending rather than venmo for everything. One only comment I’d make is I’d be interested in how they first set up the spendings during the beginning months of dating.
The idea of splitting the food bill is so stressful and this vid helps a lot! Thank you for making this podcast ☺
In the early stages of my relationship with my partner, we opened a joint bank account and deposited the same amount of money each, and used it to pay for food, going out etc.
I think this is a really good way to ensure you're both paying the same amount and contributing, without calculating all the little dollars.
We got married in the end anyway! So if we did it the way miki and kev did, it probably wouldn't have mattered. But our system was definitely good for when you're a bit unsure of the relationship
This is why you guys are one of my favourite content creators! In relationships I’ve struggled SO hard finding what the ‘right’ way to split finances are and this video was so helpful and made so much sense. I love how open and honest you are! Thank you guys ❤
I started working at 14 in the OR as a high school extern ( my mom worked at the hospital). The minimum wage in California was 6.25/ hr at that time 😂
Finances are personal business and hopefully people understand you are under no obligation to share this info. However, it definitely helps people to put things in perspective for healthy relationships and a healthy financial relationship with yourself and others. Thank you for continuing to share your experiences…
Love yalls transparency! Wish you both the best to come! 🫶🏽
My (now husband/then boyfriend) and I made the decision together that I would get my education (a nurse) first while he worked a full time job and I didn’t work and then when I graduated, we both worked for one year (our plan) and then he quit and went to school full time to get his education (mechanical engineer). When I tell you BOTH friends and family told us that was a HORRIBLE decision, on multiple occasions, and for a while…we never asked our friends/family for a single penny, yet they all acted like they were paying our bills…it’s ridiculous…people are so judgmental for absolutely no reason…each couple should do what is best for them, not what everyone else thinks is best for them! 🙄
This is so nice. No pressure on how finances are delegated. This is love and working relationship indeed.
I am loving your podcast. I wish I can do Podcast like this one day. 💖
So much love for you guys 😍😍😍 always putting out the best episode 😍. Kudos to you both.
My bf would never let me make more money once he’s a physician…I’m a law student and he’s a med student and he’s very traditional about money/work which is honestly obnoxious. He’s Asian and I’m white/arab so idk if it’s predominantly a cultural thing but it’s demeaning to me. I always ask him “what if I happen make more?” And he always said he’ll just work harder so he can always make more than me. It’s immature and a weird power trip thing that I find unattractive honestly…anyway that’s my rant🤣
I had a shared phone plan with my ex (of 6 years) and when we broke up he cut my service off and threatened to report the phone as stolen if I didn't give it back to him even though I was the one making the monthly payments on it, it was under his name so there wasn't much I could do. definitely lessons learned. I personally would never get a shared bank account or shared phone plan etc with another significant other in the future unless we are married.
Wow! Thank you for sharing the #1 topic of the relationship. Love how you guys r handling it.
I love your energy guys
Much respect to both of you 🎉
I relate so much to kevin in this specific situation.. and ive been listening to the podcast during my lunch break while eating.. hopefully there is still gonna be a podcast when kevin resumes work.
So many similarities between the way you and Kev and me and my partner approach finances. I found that we naturally came to a division of labor in the house too, which I didn't expect (he takes out the trash and does the dishes, and yardwork that I don't want to do, I cook and clean the bathrooms, and do the home repairs he doesn't know how to do, etc.). So I love this discussion because it validates our kind of non-traditional financial agreement. But beyond all that...what I really want to know is...where are your sweat pants and sweater from? 😂
Bahahahah Kevin’s “forever” 🥹
Great episode
oh finally, he speaks a lot! 😃
omg i can not do the 50/50 when they spend so much more.... ive been asked out where someone said they were going to pay for my order and at the end I had to pay since they never offered. But a good tip for the 50/50, is to order food to go to match how much they spent!
With joint account just make sure you still have your personal account
I am older than you both with 3 kids. I must say my husband and I are all not financially savvy and setting a poor example on our kids. Listening to this gives me the idea to put my kids' savings in higher yield savings channels since they don't need their savings which are idling in their bank accounts.
As an South East Asian, I tend to have an excel/google sheet that has the system to split the bill based on what you eat and charge my friends based on what they eat, even for the shared menu we pay attention on who eats what ._.
not sure if i'm just cheap or fairly fair
You guys are the best couple I have seen on RUclips 😍. Your relationship is so beautiful
Thank you for your support! ❤️
Love y’all both! Would love to meet y’all next time y’all are in the Bay Area.
In all honesty, the more you help him save, the more leverage he has in leaving you
😂😂😂😂😂,
Excuse me ? What.
the audio gets weird at 34:05-34:09 fyi
Read the line. What he actually means is ‘no matter how much he gonna earn in future, he not gonna pay more than 50%.’ He doesn’t understand why he as a man need to pay more even in future. This is a perspective difference. No discussion, communication can fix this.
MICKEY你好我是台灣的聽眾 很喜歡你們的故事