அமெரிக்காவில் வீடு வாங்க போறீங்களா அப்போ இந்த 5 விசயத்தை தெரிஞ்சிக்கோங்க | Rent vs Own House Part 2

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  • Опубликовано: 29 янв 2025

Комментарии • 80

  • @ArthiPrem
    @ArthiPrem  4 года назад +3

    Part 1 video .. Rent Vs Own house எது best ?? 👇👇👇👇
    ruclips.net/video/crJYoZQzT2Q/видео.html

  • @pearlparrot394
    @pearlparrot394 4 года назад +2

    Idhuku neega evlo refer panirupeega aana engaluku short and sweet ah solreega thank u so much sister and brother

  • @vaishaleekirubakaran7033
    @vaishaleekirubakaran7033 4 года назад +1

    Awesome it was informative! Ketadhukaaga video panadhuku mikka Nandri 🙏

  • @premanandhdevarajan6363
    @premanandhdevarajan6363 4 года назад +2

    Hi Prem - Please give details/procedure to buy new house. The second video mostly explains about existing home ( old home ) buying procedures. Would like to know for brand new home buying procedures as well. Thanks

  • @angelmarthal4942
    @angelmarthal4942 4 года назад +2

    Wow interesting😊😊good luck guys....... am new subscriber

  • @pearlparrot394
    @pearlparrot394 4 года назад +1

    Clear explanation free ah easy ah solreega thanks sis and bro

  • @prme856
    @prme856 4 года назад

    House with Radon gas we can buy ah and can install radon remover is good ah

  • @sriramv4306
    @sriramv4306 4 года назад

    Very helpful. Thank you Arthi and Prem

  • @aranivp2499
    @aranivp2499 3 года назад +1

    Thanks again for a clear and useful video. I have few questions, could you please add them in your new video, will be much thankful:
    1. What is escrow
    2. Should we go for prequalifying or preapproval first
    3. Is it advisable to choose a newly built home or older homes
    4. How about townhomes vs condos vs individual homes

  • @nagarajraghavendran5771
    @nagarajraghavendran5771 4 года назад

    Thanks for the info..Hope u r in Chicago..can u provide the realtor which u have gone through?

  • @pselvaraj30
    @pselvaraj30 4 года назад +2

    You both are doing good. Appreciate the work that you put in for each video..............

  • @sparkel23
    @sparkel23 4 года назад +1

    Arthi... giving alternative is nice option .... thanx bro..👍

  • @sridharkrishnan3563
    @sridharkrishnan3563 4 года назад

    Can you pl clarify what is the registration process for apartments? How much is the fee in that case? Also for cost comparison between rented & owned place, shouldn't you factor in condo fee & house tax which are significant?

  • @msanandhakrishnan3863
    @msanandhakrishnan3863 4 года назад +2

    I am uma from Ambattur. Both r talked about U.S visa details, telling இங்க அங்க not mentioned india or US, so please mention country instead of இங்க அங்க. Ur all details very useful for us. Thank u so much for ur information.

  • @ajithkumarsivaprakasam2148
    @ajithkumarsivaprakasam2148 4 года назад +2

    You didn't talk about electricity bill differences between rented 2 bhk 1000 square feet vs own town house 1700 square feet. If you add that it will make further more difference

  • @arulr3813
    @arulr3813 4 года назад +2

    I appreciate your efforts for giving clear information on any topic you do. When you buy home from Realtor make sure what major repair-will b done please minor things make sure realtor say and get it done. Handing over we thot they ll do proper but without cleaning or removing things they gave. So tell ppl how to deal with this. Complaint details. This may be useful for many new buyers. Don’t put all money in home as u might have some major purchase of washer dryer fridge or any repair.

  • @Goodvibeswithchemba
    @Goodvibeswithchemba 4 года назад +1

    Pl talk about what all to look for while buying a used house? Like roof, plumbing works etc, do we have to check them or will the inspection procedure itself cover that as well?

    • @ArthiPrem
      @ArthiPrem  4 года назад +1

      Sure sister ... thanks for your comments 🙏

  • @beingintrepid5920
    @beingintrepid5920 4 года назад +1

    You are right . Budget is first thing to decide based on salary . Payment , property tax and insurance should not exceed 30% of salary . Make the calculation based on 15 year fixed mortgage rate and that helps to build equity .

    • @ArthiPrem
      @ArthiPrem  4 года назад

      Yes bro ... exactly 🙌🙌

  • @lakshmikumardhamodarasamy5588
    @lakshmikumardhamodarasamy5588 4 года назад +1

    Very good. Pl continue with the good work

  • @elangesk
    @elangesk 4 года назад

    Good tips about buy home. My Q&A is there any vital role on our Ctedit score to get a mortgage loan? Appreciated..

  • @kousalyakannappan884
    @kousalyakannappan884 4 года назад +2

    Hi I’m a new subscriber to your channel.appreciate your work.can you tell which one is better between a new home and an old one while buying a house in US

    • @ArthiPrem
      @ArthiPrem  4 года назад

      Thanks sis,sure👍

    • @ArthiPrem
      @ArthiPrem  4 года назад

      Again its depends on the individual sister... if you are thinking about the home as investment old one would be the benefit one.. if you are thinking about the luxury then new house would be perfect... also new home would be recommend if you are planning to stay more than 15 years

  • @123455152
    @123455152 4 года назад +1

    You both are doing good. Appreciate the work that you put in for each video. Have already subscribed to your channel.

  • @ramanathgovindaraj3763
    @ramanathgovindaraj3763 4 года назад

    Hi I am Ram Zoe Thanks you so much for your information Arthi Perm It’s really helpful . I have question can we able to build our own house in USA.

  • @ramapriya2674
    @ramapriya2674 4 года назад

    Quite informative. U guys stay in Columbus? My daughter stays in n Dayton, Ohio 9 months back after her marriage

    • @ArthiPrem
      @ArthiPrem  4 года назад +1

      Hi aunty... thank u 🙏🙏
      Dayton is near from our place
      Tamil restaurant in dayton is very famous and we covered in the below link .. hope you will like this video too
      ruclips.net/video/B04dZvl_EIs/видео.html

    • @ramapriya2674
      @ramapriya2674 4 года назад

      @@ArthiPrem I told my daughter...she had been there twice and had veg biryani

  • @Sciencefunforkids
    @Sciencefunforkids 4 года назад +1

    Again good job guys:)

  • @nanthini84
    @nanthini84 4 года назад +3

    We are in dubai, is it now advisable to buy in dubai, at this scenarios, already we finalized property, bcaz of covid we stopped all the process, any idea abt uae

    • @ArthiPrem
      @ArthiPrem  4 года назад

      Sister it’s depends on the profession,our close relatives are in UAE they said that the economy is not good since the oil prices getting declined worldwide

  • @mohamedabuthahir8689
    @mohamedabuthahir8689 4 года назад +1

    Thanks for the information bro. Very nice. Let us say if we took 15 year loan but a person pays more EMI over the period and want to close the loan quickly. Is that possible ?

    • @ArthiPrem
      @ArthiPrem  4 года назад

      Yes bro... 15 years will pay more EMI and complete the loan faster
      Currently 15 yrs mortgage loan is coming as great interest rate

  • @nardni123
    @nardni123 4 года назад +1

    Hi Prem and Arthi, you guys are doing good. Keep it up. Hi Prem, Am not sure whether you remember me. Am Ravendiran worked in Wipro, Blore. We used to meet in gym. Take care buddy.

    • @ArthiPrem
      @ArthiPrem  4 года назад +1

      I remember ravendiran
      How are you? Very happy to see your comments 😊

    • @nardni123
      @nardni123 4 года назад

      @@ArthiPrem am doing good. Hope you are doing good. Take care.

  • @pushpasunny4428
    @pushpasunny4428 3 года назад

    Nice info.

  • @kirubhakaramrutha6750
    @kirubhakaramrutha6750 4 года назад +2

    Hi I have one question before confirmation house how we now loan amount eligible are not?

    • @ArthiPrem
      @ArthiPrem  4 года назад +1

      Once you send the details to the bank , they will let u know the status whether you are eligible or not

    • @kirubhakaramrutha6750
      @kirubhakaramrutha6750 4 года назад +1

      Before starting home we can ask bank. How much eligible loan?

    • @kirubhakaramrutha6750
      @kirubhakaramrutha6750 4 года назад +1

      Thanks

  • @saz3568
    @saz3568 4 года назад +1

    Please do a video for difference between town homes and individual homes in USA

    • @ArthiPrem
      @ArthiPrem  4 года назад +1

      Sure bro👍

    • @saz3568
      @saz3568 4 года назад +1

      Thank you 😊

  • @vickyvtm65
    @vickyvtm65 4 года назад +1

    Very good information

  • @krishnakumars910
    @krishnakumars910 4 года назад +1

    Thanks. You guys are doing great job. Can F1 visa (student status) can buy a house?

    • @ArthiPrem
      @ArthiPrem  4 года назад

      Yes bro absolutely 🙌🙌

    • @krishnakumars910
      @krishnakumars910 4 года назад +1

      Thanks Sis and Bro. Will the F1 student get bank loan In USA to buy the house?

    • @ArthiPrem
      @ArthiPrem  4 года назад +1

      Krishnakumar S getting loan would be the trickiest part while in F1 VISA
      But I hope at least some financial institutions will provide the loan

    • @krishnakumars910
      @krishnakumars910 4 года назад

      Arthi Prem thanks for your inputs.

  • @bhagyapaarthiv5517
    @bhagyapaarthiv5517 4 года назад +1

    Good info... comparatively Cincinnati la eruka 🏡 less than Columbus... but enaku Columbus la vaganum nu Aasai... India va Columbusa na India than pa ...

  • @nandy2521
    @nandy2521 4 года назад +1

    Thank you so much Arthi 😊

  • @MS-yn1zj
    @MS-yn1zj 4 года назад +1

    Hey Prem ,
    How about investing in a home and renting out ?

    • @ArthiPrem
      @ArthiPrem  4 года назад

      Yea its the good options... but when you are in H1B visa it should not be like active income ...

  • @sangeethat4219
    @sangeethat4219 4 года назад

    Wow... Good👍

  • @hemasrig1473
    @hemasrig1473 3 года назад

    Anna pl explain about non IT / mba jobs in America for career break women

  • @ajaymohan1990
    @ajaymohan1990 4 года назад +1

    Great video and EXTREMELY useful info!
    I recently bought a home and we were lucky to get a realtor who genuinely looked out for our interest (there were situations when the realtor said no this house is not a good fit for you based on the criteria we had in mind and the offer price etc.,)
    While many people simply look for how much the realtor gives back to you (portion of their realtor fee), don’t just use that as a criteria because a good realtor can go a looong way. While the 1-2% return looks nice, the amount of time they spend with you will be less, the attention you get will be less, and several other items to consider. A good realtor is someone who will represent you and will need to look out for your best interest.
    If you’re looking out for a property in Houston - I’m happy to recommend my realtor (Laura Caffey)

  • @regaramesh9331
    @regaramesh9331 4 года назад +1

    Can I buy home in USA from India for investment purpose?

    • @ArthiPrem
      @ArthiPrem  4 года назад

      You can buy a home if you are ready to pay in full cash... because getting loan from lender is difficult in this case

    • @regaramesh9331
      @regaramesh9331 4 года назад

      Thank u

  • @pokynady18
    @pokynady18 4 года назад +1

    Talk about down payment

    • @ArthiPrem
      @ArthiPrem  4 года назад +1

      Sure👍

    • @ArthiPrem
      @ArthiPrem  4 года назад +1

      Definitely it will be the interesting topic where we can save some money
      Will do

  • @pillaisraj3958
    @pillaisraj3958 4 года назад +1

    அனைவருக்கும் வணக்கம் 🙏🇪🇺
    Hi brother you look like
    R&b singer Chris brown
    From 🇩🇪👍🏼