Very well said sir. Pure Term Insurance is the only insurance. People should take term insurance then simultaneously invest in stock or MF, 'LONG-TERM' Thanks sir.
Sir please talk about new tax for us equity invester from India. 28% tax 💀 literally we are becoming slaves to government . 30% tax in bond returns 10% tax in capital gains Please spread awareness 😭😭😭😭😭😭😭😭😭😭 we need unity 🙏
Many LIC policies are sold due to Emotional follow up by relatives who are LIC agents. Honestly LIC policies are as good as donating in 80G. At least there you get punniyam but in LIC you only get irritation.
This is also punniyam sir, unknowingly you are helping some one who lose their life early by supporting their family with your premiums. It is always good to take pure term plan
Well said sir. Pure term insurance for age 25 human dor 50L cost around 12k per year. ULip plan around 24k per year. Invest that extra 1000rs in index fund monthly SIP, you get more benefits at long term.
Once I signed up as a LIC agent during my college days for part-time. I was brainwashed to brainwash my friends and relatives. After spending some time as an agent, one day I thought to do the math to figure out, do LIC insurance is really worth it. Unfortunately, it isn't. That's the bitter truth. From that moment, I couldn't recommend LIC policies to any of my friends, or colleagues.
I too bought HDFC LIFE Sanchay policy without knowing about this trap. I recently quit from that policy i paid 5 lakhs before 3 years and i received 4,30,000 rs. When i went to surrender my policy in that office they are tried to make as a agent. They are telling if i make a person to put 1 lakh policy i will receive 30k. These type of insurance agents are big trap. Ala vidunga da samy unga insurance office pakamae vara matanu nenachutu vanthutan.
ULIP as a product is masquerading insurance as investment product Or investment product as insurance. The accounting an reporting sare complex for retail investors to comprehend. Best way would be to split them and manage. That way performance is easy to monitor an compare against benchmark
Gold is also like that,sir.for exmp...if I purchase 1 lakh ornament gold, 30 percent loss. Wastage GST comes about 20 pc. When I sell them, minimum 10 pc will be deducted as wastage. Nobody gives me market price.
Anand support Rahul Gandhi as PM he is upper caste Brahmin very good and knowledge person don't take others money he loves India very much so that he not married
ITC Stock is trading at 7.99 times its book value The company has delivered a poor sales growth of 10.3% over past five years. Working capital days have increased from 58.7 days to 109 days. think before buy this is anand sir's sell price zone ......not buy zone
sir talk about PMJJBY insurance yearly Rs.436+20=456 (2 lakhs accident insurance) 1. How many years to pay for it till the death or until the 55 age ? 2. Without My knowledge bank has debited now second year of insurance premium, I have payed this insurance plan is good or stop and go for some other plan 3. Tell some insurance plans or discuss about that in one separate video
My boss who was 45 and earned 3 lakhs per month died in a road accident. He was healthy and crossed the road when two vehicles hit him.. died on the spot.. term insurance is mandatory..
Tax for insurance is at 18% (SGST 9% and CGST 9%) whereas no tax on investment (at least at the time of investment). That is what he is saying. For example you are taking insurance for 1 lakh then your premium is 10,000 then you have to pay 10,000+GST@18% 1800 = 11,800 per month. If you invest in mutual fund then you can just invest 10,000 without gst to add up to your kitty.
Sir my age 26 Naa last Nov 2022 la iruinthu LIC la jeevan labh scheme la monthly 5k pay pandren, 10yrs ku pay pananum athu useful or naa pre-closure pandrathu nalatha Sir, itha konjam soninga na useful la irukum Sir.
kindly pay the premium sir for full term. Labh Plan is good return plan and it comes with insurance cover too. Term Insurance also good but this labh plan is good investment return plan
Hi so i saw a video about nifty moment 30, value 20, quality 30 and low vol 30 indexs which are significantly beating nifty 50 index so what are your thoughts on this? would like you guys to discuss about this in the Be rich and Money pechu so everyone will know about it and after this discussion would you still recommend nifty 50 for long term (30-40 years) investing?
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Very well said sir. Pure Term Insurance is the only insurance. People should take term insurance then simultaneously invest in stock or MF, 'LONG-TERM'
Thanks sir.
GST is a Word
ammaiyar tax is a emotion
Do more videos with keshav,💀time porathey theriyala and fun at the same time learning 👍good combination
Sir please talk about new tax for us equity invester from India.
28% tax 💀 literally we are becoming slaves to government .
30% tax in bond returns
10% tax in capital gains
Please spread awareness 😭😭😭😭😭😭😭😭😭😭 we need unity 🙏
1:25,Kilukiluppu sonnathaan nambuva🔥,anand sir comedy sence level🔥
மகிழ்ச்சி வாழ்த்துகள் 💐
Many LIC policies are sold due to Emotional follow up by relatives who are LIC agents. Honestly LIC policies are as good as donating in 80G. At least there you get punniyam but in LIC you only get irritation.
Oh 😳 ok noted
Ha ha
Guys do not mistake, insurance is your safety deposit for your family; depending on your age and family dependency.
This is also punniyam sir, unknowingly you are helping some one who lose their life early by supporting their family with your premiums.
It is always good to take pure term plan
Yes indeeed
**Dho adutha maasam vaanguren sir!! ** super reply by Kesavan ji !! 😊
Well said sir.
Pure term insurance for age 25 human dor 50L cost around 12k per year.
ULip plan around 24k per year.
Invest that extra 1000rs in index fund monthly SIP, you get more benefits at long term.
Vanakkam sir 🙏
Karunakaran
Keshava 🎉🎉🎉
Keshav and Anand sir excellent !! good combo !!
Once I signed up as a LIC agent during my college days for part-time. I was brainwashed to brainwash my friends and relatives. After spending some time as an agent, one day I thought to do the math to figure out, do LIC insurance is really worth it. Unfortunately, it isn't. That's the bitter truth. From that moment, I couldn't recommend LIC policies to any of my friends, or colleagues.
I too bought HDFC LIFE Sanchay policy without knowing about this trap. I recently quit from that policy i paid 5 lakhs before 3 years and i received 4,30,000 rs. When i went to surrender my policy in that office they are tried to make as a agent. They are telling if i make a person to put 1 lakh policy i will receive 30k. These type of insurance agents are big trap.
Ala vidunga da samy unga insurance office pakamae vara matanu nenachutu vanthutan.
Good one...
Sir smallcase pathi pesunga sir. Is it good for long term investment?? Athu oda disadvantage pathiyum sollunga sir
Excellent, Explain 👌
Sir, good evening sir I am Thilagavathi from sivakasi Ungal money pochu You Tube chantal very interesting sir 👌👌
நீங்கள் சொல்வது உண்மை
தெளிவான தகவல் ஐயா.நன்றி
நன்றி சார்🙏👍
The last Vankkam was excellent
Good episode
ULIP as a product is masquerading insurance as investment product Or investment product as insurance. The accounting an reporting sare complex for retail investors to comprehend. Best way would be to split them and manage. That way performance is easy to monitor an compare against benchmark
Thank u so much for the valuable conversation sir and Kesav 👍🏻
Eppa thumbnail semma
❤❤❤
Mr. Anand sir one the best spoken about insurances policy. 👍.
Anand sir thanks to your efforts ❤
பயனுள்ள தகவல்கள்
Kesav sema timing
Okay 👍 informative
Nice information sr regarding insurance hope the commission pay has been cleared for everyone
அருமை நண்பா
Sir, Global sea food alliance pathi pesunga? Athula ulla truth pathi pesunga??????❤
Really super ❤❤❤❤
Sir ,Do more videos with keshav
Superb 🤩🤩🤩...
Gili gilippu vera level
Thalava super
Welcome sir
Thank you sir 🎉🎉🎉
En thala always great ❤❤❤
Kesav Nee Yeppathaan Vaangapore....
Thank you sir 🙏
Super
🙏🙏🙏🙏🙏
Resu
Thank you gi. .
Keshav laments that he will not get the insured amount;the fact is if one is dead he won't receive the insured sum
Nice vedio Sir😊👍
Agent tu than da Expert nu oorla suthuran😅 yenga thala correct ta solitaru paathiyaaa.
Master class
Super speech sir
K7 va buy gold first our universel mentor told many times I also remember the matter many times in the comments
Gold is also like that,sir.for exmp...if I purchase 1 lakh ornament gold, 30 percent loss. Wastage GST comes about 20 pc. When I sell them, minimum 10 pc will be deducted as wastage. Nobody gives me market price.
🤣🤣🤣
Funny and Informative
Thankyou sir
Eppathaan indian money value
5:05 blast
Explain about short and long term capital gain tax.
Sir pls share information about bit Coin & Cryptocurrency.
First comment
Anand support Rahul Gandhi as PM he is upper caste Brahmin very good and knowledge person don't take others money he loves India very much so that he not married
@MoneyPechu-vs7kn thanks for your support Rahul Gandhi ji as PM candidate
ITC
Stock is trading at 7.99 times its book value
The company has delivered a poor sales growth of 10.3% over past five years.
Working capital days have increased from 58.7 days to 109 days. think before buy this is anand sir's sell price zone ......not buy zone
6:04 😂😂😂😂😂
6.45 min aththa sockla 😂keshav super
Ennathu paalaah!!😂😂🙏
😂
😂😂😂
Keshav saying nandri at the end 😂
Postal life insurance gave almost 7%.
With insurance coverage. Govt product so returns 100% guarantee.
Yes, Postal Life Insurance now available to all graduates
Plus bonus applicable for each year as per fixation
@@satheshkumarezhilmurugan9764 yes.
All others can avail Rural postal life insurance.
Kashev 🔥
18% GST for insurance is பகல் கொள்ளை
sir talk about PMJJBY insurance yearly Rs.436+20=456 (2 lakhs accident insurance)
1. How many years to pay for it till the death or until the 55 age ?
2. Without My knowledge bank has debited now second year of insurance premium, I have payed this insurance plan is good or stop and go for some other plan
3. Tell some insurance plans or discuss about that in one separate video
PMSBY - ₹20 (accidental insurance) upto 70yrs age
PMJJBY - ₹436 (term life insurance) upto 55yrs age
@@haribaskar3180 Thanks for the information. 👍🏻
My boss who was 45 and earned 3 lakhs per month died in a road accident. He was healthy and crossed the road when two vehicles hit him.. died on the spot.. term insurance is mandatory..
if you have family...otherwise useless
@@vickylightspeed2750 If you have dependents they its is useful. It need not be family alone.
insurance is surely required, even before buying ITC or any shares..
5.13 😄🤣😂
No next. Only tomorrow.
embassy stock pathi solluga sir
1 view
1st view
First
Hello Kesav
Anand sir keeping saying buy gold
Can you suggest can we invest in Invesco gold etf or IDBI gold ETF funda rather than physical gold ?
Term insurance eallarukum set agthu
Direct selling industry na enna it will boom ???
Indha tax pathi sir sonnadhu dhan sariya puriyala. Tax sammadhama oru video poota nallarkum...
Tax for insurance is at 18% (SGST 9% and CGST 9%) whereas no tax on investment (at least at the time of investment). That is what he is saying. For example you are taking insurance for 1 lakh then your premium is 10,000 then you have to pay 10,000+GST@18% 1800 = 11,800 per month. If you invest in mutual fund then you can just invest 10,000 without gst to add up to your kitty.
Please discuss about ULIPS
Thumbnail 😂
When will raise the Indian money value?
Sir my age 26 Naa last Nov 2022 la iruinthu LIC la jeevan labh scheme la monthly 5k pay pandren, 10yrs ku pay pananum athu useful or naa pre-closure pandrathu nalatha Sir, itha konjam soninga na useful la irukum Sir.
Waste bro
Cancel that..
Get a pure term life insurance arround 1000/month... And remaining 4000 rs you invest in good stocks and indexes or gold .....
kindly pay the premium sir for full term. Labh Plan is good return plan and it comes with insurance cover too. Term Insurance also good but this labh plan is good investment return plan
Udhaya kumar Vs Udhaya Chandran 🤣
Better to stop earlier
Kesava...nee romba naal vaalva... Kavalai padatha
😢😢😢😢😢😢😢makkal pavam
Useful vedio
தலைவரே இன்ஃபோசிஸ் டிவிடெண்ட் எப்போ எங்க bank account கு வரும் ₹17.5
Sir Digital Gold pathi soluga
Postal life insurance la agent commission 4 % than
Artificial intelligence stocks?
Great insights
Hi so i saw a video about nifty moment 30, value 20, quality 30 and low vol 30 indexs which are significantly beating nifty 50 index so what are your thoughts on this? would like you guys to discuss about this in the Be rich and Money pechu so everyone will know about it and after this discussion would you still recommend nifty 50 for long term (30-40 years) investing?
Sir - Gold leasing concept run by Gullak money is trust worthy and beneficial? Pls guide
Kesava Innum gold vangalaya😭😭😭
இன்சூரன்ஸ் ஏஜன்ட பார்த்தாலே irritating ஆகுது
apa a...medical insurance
I think am too serious about life is that ok😢?