If the R500k was invested in a simple Satrix S&P 500 ETF 3 years ago, the R500k would be worth around R835k (67% return). No management, set and forget.
I have to agree with some of the comments about Magnus moving money in a market downturn. He did the very thing he claims to help clients avoid when markets go down. However, he is also human and not immune to irrational thinking, which stems from money being an extremely strong motivator of emotion. This is why its 'sometimes' easier to not manage your own money.
Lost all respect for Magnus, preaching one thing and doing another. What a clown move! Stick to a world fund or S&P500 and stay the course. Pulling to cash and chasing a theme such as Japan is an amateur move. Most active managers struggle to beat the market. Stick to the basics and stay the course. Much respect to Piet for sticking to his guns, legend!
IMV,thorough research and diversify:inter alia,mainly offshore equity worldwide exposure funds(long term), local equity,substantially in income funds(for risk)and a decent holding of physical gold.
I must admit I'm perplexed how anyone could be "flat" investing overseas for the last 3 years. You had a Rand depreciate nearly 10% and an entire world recovering from COVID. I think the response to Huysteek's question of, "yes, but which Index fund?" could literally be "Any".
I used a broker to invest my pension, promoting offshore funds, coronation, 91,etc, and lost over 30% over 3 years. I cashed out , switched $ to pound as the pound wobbled with Madam prime Minister, then back to Rand , I made 10% more in rand than when I started,so 40%, but 10% over 3 years with a 30% devaluation. I could have just stuck it in my market link and would have made 33% over 3 years with same devaluation. My take away, stuff the brokers they are all full of crap, government bonds will be your best pension safety net if you live in SA. Listening to these two sweet talkers just confirms my opinion.
They are ALL "certified" and rated very high in their professions. If one just uses common sense you can ALWAYS invest in the green - because these [insert swearword] don't always know what they are doing despite their "certification"!
As a retail investor with very limited funds, I personally prefer to invest in stocks. In fact, the only ETFs i have are the ones in my TFSA on EasyEquities. I mainly invest offshore, mainly US stocks, as not only are there great undervalued (in my opinion) plays, I've seen that they also give the quickest short-term returns compared to anywhere else. If I had R1 million to invest, I'd put R500k in US stocks, R350k In European, British & Australian stocks and the remainder in South African stocks and max 2 ETFs.
I can't believe you panicked and took 34% out of the US Magnus! And that you weren't exposed to the Mag 7! At the moment the rand to $ is massively volatile. I'm sitting it out.
Investing involves accepting calculated risks to achieve defined objectives. The right investment is one that rewards the investor with a yield commensurate with the risk taken.
Great challenge. How did both funds perform compared to the S&P 500? And what are the fees on these actively managed funds vs. a passively managed EFT like VOO?
Magnus is no good at this sort of competition. Just ask him what happened to him in his 5-year competition with Jack Milne between 1993 and 1998. Heystek's R6000 went down to R5800 while Milne's went up to R32000!
He underweight America that’s why he is under performing Magnus is and he’s trying to time the market. Had he been only in the S&P 500 and stayed the course it’d be beating Piet now.
I must say I love dividend investing, getting those payments in for just holding a company is amazing. from what I've witnessed it all comes down to having a Licensed investment Adviser to handle your portfolio. All thanks to my Investment Adviser, who has traded my savings daily from quarter a million to almost R2 million in the last 3 months.
Thanks, Looked her up, I can see her profile here on the web, will send her a well articulated mail. I hope she finds space in her schedule to help me.
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If the R500k was invested in a simple Satrix S&P 500 ETF 3 years ago, the R500k would be worth around R835k (67% return). No management, set and forget.
I have to agree with some of the comments about Magnus moving money in a market downturn. He did the very thing he claims to help clients avoid when markets go down. However, he is also human and not immune to irrational thinking, which stems from money being an extremely strong motivator of emotion. This is why its 'sometimes' easier to not manage your own money.
Lost all respect for Magnus, preaching one thing and doing another. What a clown move! Stick to a world fund or S&P500 and stay the course. Pulling to cash and chasing a theme such as Japan is an amateur move. Most active managers struggle to beat the market. Stick to the basics and stay the course. Much respect to Piet for sticking to his guns, legend!
This just solidifies the fact that the vast majority of actively managed funds will underperform the S&P500.
In November 2021 the RSA Retail Bond 5-yr fixed rate was 9,5%. R500 000 invested then would be R656 466 now (taxes excluded). Just saying ...
IMV,thorough research and diversify:inter alia,mainly offshore equity worldwide exposure funds(long term), local equity,substantially in income funds(for risk)and a decent holding of physical gold.
I must admit I'm perplexed how anyone could be "flat" investing overseas for the last 3 years. You had a Rand depreciate nearly 10% and an entire world recovering from COVID.
I think the response to Huysteek's question of, "yes, but which Index fund?" could literally be "Any".
I used a broker to invest my pension, promoting offshore funds, coronation, 91,etc, and lost over 30% over 3 years. I cashed out , switched $ to pound as the pound wobbled with Madam prime Minister, then back to Rand , I made 10% more in rand than when I started,so 40%, but 10% over 3 years with a 30% devaluation.
I could have just stuck it in my market link and would have made 33% over 3 years with same devaluation.
My take away, stuff the brokers they are all full of crap, government bonds will be your best pension safety net if you live in SA. Listening to these two sweet talkers just confirms my opinion.
They are ALL "certified" and rated very high in their professions.
If one just uses common sense you can ALWAYS invest in the green - because these [insert swearword] don't always know what they are doing despite their "certification"!
To quote Magnus, the advisor is needed and the fund Manager is needed. Equates to lots of fees I say.
Investing in South Africa both JSE and property is a gamble (including the Western Cape which is due for a correction at some point.)
Liste property gave lots over the last 3-6months. Move that now to jse index or value fund
As a retail investor with very limited funds, I personally prefer to invest in stocks. In fact, the only ETFs i have are the ones in my TFSA on EasyEquities.
I mainly invest offshore, mainly US stocks, as not only are there great undervalued (in my opinion) plays, I've seen that they also give the quickest short-term returns compared to anywhere else.
If I had R1 million to invest, I'd put R500k in US stocks, R350k In European, British & Australian stocks and the remainder in South African stocks and max 2 ETFs.
I like this, it's exactly what im doing, not only because i have limited funds but im also young.
To play the odds i need that compound effect
I can't believe you panicked and took 34% out of the US Magnus! And that you weren't exposed to the Mag 7! At the moment the rand to $ is massively volatile. I'm sitting it out.
Investing involves accepting calculated risks to achieve defined objectives. The right investment is one that rewards the investor with a yield commensurate with the risk taken.
Great challenge. How did both funds perform compared to the S&P 500? And what are the fees on these actively managed funds vs. a passively managed EFT like VOO?
S&P 500 indexfund , stay the course and you’ll outperform Magnus and Piet over 10 years
Magnus should be immediately disqualified for having cashed out
Why is Magnus on this show,Please read about the Bergman Family Trust Scandal and the very large out of court settlement.Mail&Guardian November 2001.
Magnus is no good at this sort of competition. Just ask him what happened to him in his 5-year competition with Jack Milne between 1993 and 1998. Heystek's R6000 went down to R5800 while Milne's went up to R32000!
He underweight America that’s why he is under performing Magnus is and he’s trying to time the market. Had he been only in the S&P 500 and stayed the course it’d be beating Piet now.
I must say I love dividend investing, getting those payments in for just holding a company is amazing. from what I've witnessed it all comes down to having a Licensed investment Adviser to handle your portfolio. All thanks to my Investment Adviser, who has traded my savings daily from quarter a million to almost R2 million in the last 3 months.
Amazing ! I have Liquid Cash I want to put into stocks, but i want to ensure good profits & safety. Care to share how you achieved such milestone.
Kathie Daisy Bosco is well known, just look her up
Thanks, Looked her up, I can see her profile here on the web, will send her a well articulated mail. I hope she finds space in her schedule to help me.
Great advert for family member or good Friend which is it?
Kathie Daisy Bosco is finally getting the popularity she deserves and this docent come as a surprise.