I began my investment journey at the age of 33, primarily through hard work and dedication. I am to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! Information, as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $500k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
I use GoTyme for digital banking since I’m in Toronto. It’s also my first Philippine bank account. So much more convenient than traditional banks especially when you’re overseas and do mostly online banking.
Does it connect to your Canadian bank? How do you deposit money? Just move back from the US and in trying to find the most convenient way to transfer from my us bank to the ph monthly . Would appreciate feedback. 😅
I love GoTyme! 5% p.a. interest without having to do missions (unlike sa Maya Savings), you get rewards points every time you pay with the debit card (mapa-partner/non-partner establishments yan, may points pa rin), was able to use it overseas (tap lang, no need to input PIN), notifies you whenever there's a purchase, and can create up to 5 GoSave accounts to separate financial goals. Dati andami pang ayaw sa gotyme kasi they started na 3% p.a. lang ang interest nila. At the time, ok na ako dun kasi mas nagustuhan ko features ng card and ng account. So glad I did not hesitate to open an account. :)
@@MaryGracePiattoss Hi. Can't say about switching as I still have both Maya and GoTyme. Depends na lang siguro sa financial goals mo. Yung asa Maya Goals ko kasi ililipat ko sa Pag-IBIG MP2 at the end of the year kaya dun ko nilagay para less hassle na sa lipat-lipat.
Just got mine earlier. Went to centrio Ayala today and na curious ako ano meron sa 2nd floor. Ayon may robinsons store pala dun at timing May GoTyme kiosk at agent ng offer na mg open ng account. Ang bilis lang! May atm card na agad.
Hi! I linked my GoTyme account to my Netflix account (fyi, I pay P149 and auto-debited per month) and received 100 points every month for several months now, plus the fact that the points are convertible to cash (1 point = P0.80). Loving GoTyme!
Hello! Just an update, mukhang hindi na ko na-reward-an ng 100 points nung na-auto-debit-an ako a few days ago. Siguro promo nila yun way back, pero ngayon wala na haha. Ayun lang update ko lang kayo baka kasi mag-expect kayo ng same 😆
Just got mine earlier. Went to centripetal Ayala today and na curious ako ano meron sa 2nd floor. Ayon may robinsons store pala dun at timing May GoTyme kiosk at agent ng offer na mg open ng account. Ang bilis lang! May atm card na agad.
I have downloaded the Go Rewards App, linked my Red Card with the email I used with GoTyme. After that I linked my GoTyme to the Go Rewards App. I was able to consolidate my available points in this way. So the next time I logged into GoTyme, my Rewards Points got updated. Hehe
Hello Sir.. sa go time po ba, pwede po ito I convert sa dollar? Meron po ba silang ganun features? Pra pwede magamit sa ibang bansa or pang philippine peso lng po ito?
Hi, sir!! I'm not knowledgeable with digital banks but I want to ask lang po if I can transfer money from BPI to GoTyme without charge? Or use GoTyme physical card to any BPI atm? I read an article about the recent merger. Thank you!!
If you want free charge then you can withdraw from BPI ATM tas i cash in mo sa Robinsons. Mas hassle nga lang. May promo din sa BPI ngayon an free instapay transfer for 1k below.
hello! i think there’s a charge from other banks to gotyme, pero you can deposit/withdraw ur money to/from Uncle John’s (formerly known as ministop) and Robinson’s supermarket for free!
Pagka launch palang nla ng products, nag avail na ako at diko pa nahintay ang Kiosk nila sa Lanao del Norte so I traveled pa Cebu pra sa Debit Card ko.. Robinsons Galleria Cebu pa ako nagpa print dhl diko mahintay sa Iligan 😂
same mas better ang Go tyme kesa sa maya savings, pumapangit na ang savings ng maya ang liit na ng basic interest 3.5% na lang tapos nuon 1,000 lang na gumastos sa bills makapapag boost ka na ng 1% ngayon malaki. not good na for savings
Legit kaya ka nga nag savings para maka ipon eh pano ka makaipon non need mo muna gumastos ng malaki para ma boost interest mo haha mindset ba mindset ni maya eh
Actually sa Maya, ang ginagawa ko naman to boost my interest like db need to spend 35k, so you just need to pay lang sa ibang app. What I am doing is, naglalagay lang ako sa lazada wallet pero dko yun gagastusin. Kapag andun na sa lazada wallet you can transfer it from your bank na ulit or pwede mo ibalik ulit sa Maya (no fee). Then boom, boosted na ang interest mo. Mindset ba mindset hahaha Ikot ikot lang yan.
Magandang gabi! Pag nagdeposit ba ako ng pera sa gotyme bank at andun lang hindi ko gagalawin. Like gagawin ko siyang alkansya. Gusto ko na kase maging cashless person. Hindi ba mababawasan yun? Kahit limang buwan or mahigit di gagalawin?
Sir. Hindi mo na mention walang capp to earn interest sa go save. Other digital banks have capp like seabank 250k lang ata ung 5% nila. Gotyme is no capp
All interest earning bank have 20% tax. Only time deposits with 5+ yr term don't have it. If you're looking to save funds for retirement and earn interest without paying tax fees, look into any bank that offers PERA (MetroBank, BPI & BDO comes to mind) or Pag-Ibig MP2.
do you still recommend gotyme despite the decrease interest rate from 5% to 4%? is it still worth comparing to maya or seabank in terms of total usability and accessibility? Thank you for sharing your ideas!
Reliable po kaya yan? Ano po pinagkaiba nyan sa BDO, BPI? Nabangit niyo po kasi ung mga digital banks sabi niyo Como, etc...Tapos wala na dito sa Pilipinas? Pagkanakaproblema sila edi mawawala din ung funds.
Meron po ba dito kagaya ko na nagtransfer ng pera from go time to other bank account na nag successful sa go time pero sa pinag transferan ko nag unsuccessful. tapos Di maibalik ng go time yung 10k ko aabutin pa daw ng 45days bago mabalik. 10k pa naman yun huhu. dina ako gagamit ng go time next time ang laking abala pag mag failed yung transaction 45days pa hihintayin para mabalik yung pera ko.
Hell question lang po. I dont have any ideas how to earn the said annual interest sa mga banks. Newbie sa ganitong investment or savings. Pano po ba un? 1 year dapat di mababawasan ung laman para magkaron ka ng 5% interest? Pano po ung count o process. Kung magkano total ng napasok mo na money within the year po ba ung iinteresan? O kung magkano ung money mo sa bank bago matapos ang taon? Please enlighten me. Thanks! I got my gotyme bank haha
Hello, walang holding period ang regular savings accounts sa digital banks. Ang Gotyme specifically, monthly sila magcredit ng interest. For example may average daily balance ka na 5000, mag earn sya ng 5% interest at the end of the month (minus 20% tax)
@@jdmecarr wala po holding period means? For example po mag lalagay ako ng 10k sept.30 tapos oct.1 may interest na sya na 5%? Kasi nag end na ung month? O kung kailan ka nag start mag pasok ng amount dun mag bibilang ung 1 month before magkaron ng 5% monthly interest? Sorry if you guys find this question stupid, SORRY PO WALA TALAGA AKO IDEA. Kaya po nag aask hehe. Salamat po. Pano po pag ganyan scenario?
@@miguelcarlosmercader3443 they use average daily balance po, and yun yung mag eearn ng interest, at yung 5% interest po ay annual, so that means 0.42% approximately ang pwedeng ma earn na interest monthly (5% divided by 12). In terms of average daily balance, kung naglagay ka ng 10k ng september 30, bale 10k/30 days = 333.33 ang daily balance, yun ang mag earn ng 0.42% interest, which is 1.4 pesos. Macredit po yan sa account nyo automatic sa end ng month. Now if niretain nyo po yung 10k nyo sa account for whole month of october, ang magiging daily average balance mo na is 10k by the end of the month. That means ang interest na ma earn nyo sa end ng october 10k x .42% = 44.2 pesos. Again macredit po yan at the end of every month.
Hi. Do you know kung pede sya gamitin kahit wala yung physical card? I mean pede naman magtransfer, save, etc.? Medyo malayo kasi samin yung kiosk na available pero gusto ko sana magtry mag-open ng account online.
i create a saving with a target amount in a specific time and date the problem is i have to use the money saved into it for emergency .. yun nga Lang is says i have to beat the target amount si i could withdraw .. ❓😮 huhuhuhu
hello bro.. pwde b yn Go tyme visa card gmitin pra sa transfer money ng international bank example gmitin kopo un Go tyme visa card tpos jan po mgpdla auntie ko from italy mkuha kopo Kaya pdla nia
Good day po! Sir tanong lang po yong go tym po,puedi po ba gamitin sa ibang branch like sm, Jollibee etc or only Robinson lbg po ba?thank po?sana masagot
Sir tanong lang everytime ba na magsisend ka ng money using gotyme app need pa ng otp para ma process?seaman kasi ako at nahihirapan ako mag send using mga online bank na gamit ko now kasi need pa ng otp,eh usually wala akong cgnal lalot nasa open sea ang barko,salamat sa sagot
Na scam ako gamit ang gotyme bank na yan gamit buong pangalan ng Kapatid ko kaya nag send ako sa gamit ang gcash... Pwedi pala yan pikiin ang pangalan?
formula for monthly net interest: ((principal * 0.04)/12) * 0.8 - 0.04 kasi 4% nlang ngayon - 0.8 kasi less 20% tax Sample principal 100k. 100k * 0.04 = 4000 4000/12 = 333.333333 333.333333 * 0.8 = 266.67php per month Next month, your new principal is 100k + 266.67 = 100266.67. Roll mo lang if di mo nman need gamitin para lumaki.
I began my investment journey at the age of 33, primarily through hard work and dedication. I am to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! Information, as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $500k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
wow that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
Do you mind sharing info on the adviser who assisted you? I’m 40 now and would love to grow my stock portfolio and plan my retirement
I use GoTyme for digital banking since I’m in Toronto. It’s also my first Philippine bank account. So much more convenient than traditional banks especially when you’re overseas and do mostly online banking.
Does it connect to your Canadian bank? How do you deposit money? Just move back from the US and in trying to find the most convenient way to transfer from my us bank to the ph monthly . Would appreciate feedback. 😅
@@carissasimmons1658 I use remittance to transfer from my Canadian bank to GoTyme.
How did you open?
Same I also use go Tyme here in Spain
Same here from Austria
I love GoTyme! 5% p.a. interest without having to do missions (unlike sa Maya Savings), you get rewards points every time you pay with the debit card (mapa-partner/non-partner establishments yan, may points pa rin), was able to use it overseas (tap lang, no need to input PIN), notifies you whenever there's a purchase, and can create up to 5 GoSave accounts to separate financial goals.
Dati andami pang ayaw sa gotyme kasi they started na 3% p.a. lang ang interest nila. At the time, ok na ako dun kasi mas nagustuhan ko features ng card and ng account.
So glad I did not hesitate to open an account. :)
thanks for sharing. :)
Hi po. Is it safe to say it is worth switching from Maya to GoTyme? I currently have Maya but that 5% from GoTyme is really enticing, tbh.
@@MaryGracePiattoss Hi. Can't say about switching as I still have both Maya and GoTyme. Depends na lang siguro sa financial goals mo. Yung asa Maya Goals ko kasi ililipat ko sa Pag-IBIG MP2 at the end of the year kaya dun ko nilagay para less hassle na sa lipat-lipat.
May dormancy fee po ba?
ibig sabihin po ba madadagdagan yung savings mo ng 5%?
Just got mine earlier. Went to centrio Ayala today and na curious ako ano meron sa 2nd floor. Ayon may robinsons store pala dun at timing May GoTyme kiosk at agent ng offer na mg open ng account. Ang bilis lang! May atm card na agad.
There will be use for customer service. Kaya pinaka importante ay CS. Fast and efficient. Hindi chatbot
true2x. who do you think among the digital banks have the best CS?
Thank you for the information i just got my gotyme now and i dont know about this mno idea at all. but thanks to you ❤ i have an idea now.
Pa compare naman po nang SeaBank, Maya and GoTyme interms of saving Acct.
Thank you
Up
Paano po maghulog sa GOtyme if nasa ibang bansa ka po? Sa mga exchange din po ba maghulog? Thank you po sana matulog an niyo po ako
Hi! I linked my GoTyme account to my Netflix account (fyi, I pay P149 and auto-debited per month) and received 100 points every month for several months now, plus the fact that the points are convertible to cash (1 point = P0.80). Loving GoTyme!
wow! laki ng points! nice. :D
Wow nice parang discount na dn sya no
Hello! Just an update, mukhang hindi na ko na-reward-an ng 100 points nung na-auto-debit-an ako a few days ago. Siguro promo nila yun way back, pero ngayon wala na haha. Ayun lang update ko lang kayo baka kasi mag-expect kayo ng same 😆
Better to use the points if mag grocery ka sa Robinsons, 1 point = 1 peso din para mas sulit
I totally agree!
The moment they launched it my sister and I availed it right away since it's free. So easy to use and so far so good legit.
yes yes.. i love them too.. :D
Just got mine earlier. Went to centripetal Ayala today and na curious ako ano meron sa 2nd floor. Ayon may robinsons store pala dun at timing May GoTyme kiosk at agent ng offer na mg open ng account. Ang bilis lang! May atm card na agad.
uu nga eh. amazing :)
Kakukuha ko lang kahapon ... Pati card..
I have downloaded the Go Rewards App, linked my Red Card with the email I used with GoTyme. After that I linked my GoTyme to the Go Rewards App. I was able to consolidate my available points in this way. So the next time I logged into GoTyme, my Rewards Points got updated. Hehe
yes. ito din ginawa ng wife ko. mas madami options dun where to use your points. :)
How to link
paano niyo po na link yung gotyme to go rewards? nag try po ako kanina, di nag push thru😢
Hi what is the red card is that the GoRewards physical card? I'm going home to the PH next month I wanna get it where can I get it pls
Pano magkaroon ng card ni gotyme? I have app already
i got a reward 43 points. when you purchase 2700pesos on partnered company.
I like the convertion of their points madali lng at easy pa...yon ang maganda s gotym at madali p ang transfer ng money ..npaka convenient talaga
pwede ba to mag receive nang wire transfer from other countries bank?
Hello Sir.. sa go time po ba, pwede po ito I convert sa dollar? Meron po ba silang ganun features? Pra pwede magamit sa ibang bansa or pang philippine peso lng po ito?
Ano po ibibigay sa company mo kung gusto po sa gotyme ko po ibibigay ang sahod ko po. Cellphone # o card #
Hello po. I was scammed and the person was using the gotyme bank. Pwede po ba ma trace padin kung anong details ng user?
Pwede po ba sya gamitin or ilink sa payout account sa youtube and facebook to received salary sa fb and yt?
Hi, sir!! I'm not knowledgeable with digital banks but I want to ask lang po if I can transfer money from BPI to GoTyme without charge? Or use GoTyme physical card to any BPI atm? I read an article about the recent merger. Thank you!!
If you want free charge then you can withdraw from BPI ATM tas i cash in mo sa Robinsons. Mas hassle nga lang. May promo din sa BPI ngayon an free instapay transfer for 1k below.
As far as I know, you can tranfer to any banks without charge but limited only thrice a week. On your fourth time, may charge na po
hello! i think there’s a charge from other banks to gotyme, pero you can deposit/withdraw ur money to/from Uncle John’s (formerly known as ministop) and Robinson’s supermarket for free!
yes
Pagka launch palang nla ng products, nag avail na ako at diko pa nahintay ang Kiosk nila sa Lanao del Norte so I traveled pa Cebu pra sa Debit Card ko.. Robinsons Galleria Cebu pa ako nagpa print dhl diko mahintay sa Iligan 😂
Parang ATM na po ba yan debit card?
Lahat po eh regulated ng bsp. Universal bank, commercial at rural bank. Hindi po purkit rural bank si seabank eh di na sya regulated
same mas better ang Go tyme kesa sa maya savings, pumapangit na ang savings ng maya ang liit na ng basic interest 3.5% na lang tapos nuon 1,000 lang na gumastos sa bills makapapag boost ka na ng 1% ngayon malaki. not good na for savings
true that.. :)
Legit kaya ka nga nag savings para maka ipon eh pano ka makaipon non need mo muna gumastos ng malaki para ma boost interest mo haha mindset ba mindset ni maya eh
Actually sa Maya, ang ginagawa ko naman to boost my interest like db need to spend 35k, so you just need to pay lang sa ibang app.
What I am doing is, naglalagay lang ako sa lazada wallet pero dko yun gagastusin. Kapag andun na sa lazada wallet you can transfer it from your bank na ulit or pwede mo ibalik ulit sa Maya (no fee). Then boom, boosted na ang interest mo. Mindset ba mindset hahaha
Ikot ikot lang yan.
Ganu ka safe si gotym sa hacker? Wala kasi syang otp kpg mag llog in
MUKANG OKS NAMAN YAN . THANKS TIPSY D!! LUPIT MO TALGA🎉
Sir NXT nmn po is how to transfer money from Gcash to Gotyme. Thanks po
Hi I created a gotyme account. What is a referral code? Where can I get one?
Same issue here 😞
Im loving gotyme, easy and convenient😊.
Sir Tiyo, now po 4% nalang yung interest sa savings
Compounding interest po ba ang GoTyme like MAYA?
Up
Ako din kukuha ako bukas. Need one for abroad thanku po❤😅
Paano po kung nabawas Yung pera ko automatic Sa app na binayaran ko pls help me😢
Parang sa robinsons lng nagagamit... Paano nlng pag kumain sa ibang mall o magbabayad sa ibang mall
hi ask ko lang po if pwedi po ba mag transfer ng pera galing ibang bansa into this gotyme bank??
Pwdy ibigay mo lng ung account number sa Gotyme mo.
Ilang days po ito bago mag appear s account?
Magandang gabi! Pag nagdeposit ba ako ng pera sa gotyme bank at andun lang hindi ko gagalawin. Like gagawin ko siyang alkansya. Gusto ko na kase maging cashless person. Hindi ba mababawasan yun? Kahit limang buwan or mahigit di gagalawin?
It's a savings account. So I think if d mo sya magagalaw that much, d sya ma dedeactivate
Sir. Hindi mo na mention walang capp to earn interest sa go save. Other digital banks have capp like seabank 250k lang ata ung 5% nila. Gotyme is no capp
oh yeah! thanks for pointing that out. :)
Sana mapansin po, how much is the tax?
Kasi sa Maya, 20% ang tax ng interest.
How about sa Gotyme?
@@sarahjoysoriano9429 5% monthly interest + 20% tax sa interest
@@sarahjoysoriano9429always 20 percent yan unless magrevise ng tax law ang govt
All interest earning bank have 20% tax. Only time deposits with 5+ yr term don't have it. If you're looking to save funds for retirement and earn interest without paying tax fees, look into any bank that offers PERA (MetroBank, BPI & BDO comes to mind) or Pag-Ibig MP2.
may gotyme account na ko, di palang ako nakapunta sa robinsons para makapag pa-print ng card 😊
Same
Ilang valid ids na ginamit Hindi parin makapasok
isa lang po...
May envesment ako 10k entrest Niya 2.3k per year dito kaya magkano per year
how to open a gotyme savings account
Sa tonik po Kasi na blocked kung Hindi malagyan Ng Pera my tatawag or mag email
Hi po nakaka received po ba Ng payment from wise sent from another country ang
Gotyme? Sana po someone can answer my question.
Paano malalaman kung may natanggap ka ng pera sa Gotyme debit card mula sa ibang bansa?
Same here.. may nagpadala sakin d pa nadting
Na blocked Po gotyme card ko di maka withdraw sir Kasi nag withdraw kami sa aub bawal Pala doon kaya na blocked
hello po .. tanong lang po kung pwede po ba padalhan ang gotyme galing abroad po?
Yes po galing abroad po pwede ka padalhan using go tyme pero kung Ikaw Ang magpapadala sa broad using it di po
@@rommelbarcelo1983 salamat po 😇
hi po tanong ko lang how long bago po mag reflect sa account kapag ka pinadalhan ka from abroad?@@rommelbarcelo1983
How is the security features?
wow ambilis pala.. I should create one :)
do you still recommend gotyme despite the decrease interest rate from 5% to 4%? is it still worth comparing to maya or seabank in terms of total usability and accessibility? Thank you for sharing your ideas!
yes.. i still love gotyme. in terms of features.. :)
Can you show po how to link paypal card to gotyme? laging nageeror on my end. thanks!
Thank you for sharing😊 God bless sir🥰
Reliable po kaya yan? Ano po pinagkaiba nyan sa BDO, BPI? Nabangit niyo po kasi ung mga digital banks sabi niyo Como, etc...Tapos wala na dito sa Pilipinas? Pagkanakaproblema sila edi mawawala din ung funds.
PDIC insured po sya up to 500k
Ano po difference ng gotyme bank vs go save? Saan dapat mag lagay para maka earn ng 5%
Go save yung may 5%
Nagagamit po ba ang go tyme as source account para mag transfer sa brokerage firm?
Salamat
i think wala pa ito..
Hey Tiyo, any limit how much money you deposit here what if I deposited more than 200k pesos will it earn 5%?
Thanks, from 🇳🇿
..saan po tau pupunta gotyme bank opis kung mginquire k s pnadalahan mong accnt # thru gcash na hindi confirm s bank, scam n b yan..
Ung card po Ng gotyme bank puwede ba siya pang bayad sa sm mall?
yan din tanong ko. pero pwede naman siguro kasi visa card pa rin naman siya but not sure
Pwede pop
Ang bilis niyo po magsalita and medyo nakakahingal kayo panuorin, pero thanks for all the info.
ang go tyme na to ang ginagamit ng mga hacker para pag pasahan ng mga na sscam nila na pera..pano po ma detect kong sini ang may ari ng account..
Meron po ba dito kagaya ko na nagtransfer ng pera from go time to other bank account na nag successful sa go time pero sa pinag transferan ko nag unsuccessful. tapos Di maibalik ng go time yung 10k ko aabutin pa daw ng 45days bago mabalik. 10k pa naman yun huhu. dina ako gagamit ng go time next time ang laking abala pag mag failed yung transaction 45days pa hihintayin para mabalik yung pera ko.
naibalik na po ba money niyo? Thank you.
Nka balik po ba money?
How to link po go rewards to gotyme app?
Sa lahat po ba yan ng robinson supermarket?
Hell question lang po. I dont have any ideas how to earn the said annual interest sa mga banks. Newbie sa ganitong investment or savings. Pano po ba un? 1 year dapat di mababawasan ung laman para magkaron ka ng 5% interest? Pano po ung count o process. Kung magkano total ng napasok mo na money within the year po ba ung iinteresan? O kung magkano ung money mo sa bank bago matapos ang taon? Please enlighten me. Thanks! I got my gotyme bank haha
Hello, walang holding period ang regular savings accounts sa digital banks. Ang Gotyme specifically, monthly sila magcredit ng interest. For example may average daily balance ka na 5000, mag earn sya ng 5% interest at the end of the month (minus 20% tax)
@@jdmecarr wala po holding period means? For example po mag lalagay ako ng 10k sept.30 tapos oct.1 may interest na sya na 5%? Kasi nag end na ung month? O kung kailan ka nag start mag pasok ng amount dun mag bibilang ung 1 month before magkaron ng 5% monthly interest? Sorry if you guys find this question stupid, SORRY PO WALA TALAGA AKO IDEA. Kaya po nag aask hehe. Salamat po. Pano po pag ganyan scenario?
@@miguelcarlosmercader3443 they use average daily balance po, and yun yung mag eearn ng interest, at yung 5% interest po ay annual, so that means 0.42% approximately ang pwedeng ma earn na interest monthly (5% divided by 12).
In terms of average daily balance, kung naglagay ka ng 10k ng september 30, bale 10k/30 days = 333.33 ang daily balance, yun ang mag earn ng 0.42% interest, which is 1.4 pesos. Macredit po yan sa account nyo automatic sa end ng month. Now if niretain nyo po yung 10k nyo sa account for whole month of october, ang magiging daily average balance mo na is 10k by the end of the month. That means ang interest na ma earn nyo sa end ng october 10k x .42% = 44.2 pesos. Again macredit po yan at the end of every month.
Hello po again, so every month po may 5% interest na binibigay ni GoTyme po? As in full 5% po ng daily funds mo kada month yung interest na papasok??
@@miguelcarlosmercader3443 annual interest rate po ang 5% not monthly
Hi. Do you know kung pede sya gamitin kahit wala yung physical card? I mean pede naman magtransfer, save, etc.? Medyo malayo kasi samin yung kiosk na available pero gusto ko sana magtry mag-open ng account online.
yes pwd nmn. may virtual debit card ka nmn.. :)
Yes pwede po, may application sila wherein you can use your virtual card for transaction po
Gotyme account opening, on-line. only 5 minutes you can have your account
ako kinakabahan habang nagsasalita ka eh. huhu...anyway nice content
Ask ko lang pwede po bang dalawa account sa gotyme?
Nagrrequire ba sila ng proof of income in the long run? Wala kase ako noon.. sa cimb naghahanap sila
Wala sir
. Apply kalang sa robinsons .. ask kalng saan Gotyme. 20mins may card kana
i create a saving with a target amount in a specific time and date the problem is i have to use the money saved into it for emergency .. yun nga Lang is says i have to beat the target amount si i could withdraw .. ❓😮 huhuhuhu
hindi sya pwede sa huawei phone?😢
Hi pde po ba yung PIN less tap /payment (no need pin) sa common POS dito sa ph?
i think so.. dependi yan sa cashier if they use it as a credit card, no need na for pin...
naa bana tanan available sa tanang branches sa robinson bay?
Pano makuha ulit yung funds from GoSave?
Yes me too kay free debit card pa na makukuha mo agad 😊
hello bro.. pwde b yn Go tyme visa card gmitin pra sa transfer money ng international bank example gmitin kopo un Go tyme visa card tpos jan po mgpdla auntie ko from italy mkuha kopo Kaya pdla nia
ILAN % NLNG PO BA INTEREST RATE ?
sir good day, mayron po ba kayung video na instructions how to fill up base onlining,ty
Hello po, nawala yung sim card ko connected to my gotyme bank. Hindi ko po maopen. Pahelp po huhu
oh no... sorry to hear that.. only customer support can help you with this..
pwede po ba gamitin sa ibang bansa ung gotyme card? like sa malaysia
yes.. =) solid din ung foreign exchange rate niya..
makukuha ko ba pera ko anay atm machine?
Hindi Po bah Yan ma blocked kung Hindi malagyan Ng Pera?
Sa pinas po ba to? bat wala ako makitang gotyme sa mall?
Robinson kadalasan
Pwede ba ephilid for verification?
may na scam na ba using this gotyme bank?
pa review naman nang webull na brokerage
Good day po! Sir tanong lang po yong go tym po,puedi po ba gamitin sa ibang branch like sm, Jollibee etc or only Robinson lbg po ba?thank po?sana masagot
yes u can use it as a regular debit card. at may points din. but if u use it sa mga partners nila, x3 ung points mo. :)
Sir tanong lang everytime ba na magsisend ka ng money using gotyme app need pa ng otp para ma process?seaman kasi ako at nahihirapan ako mag send using mga online bank na gamit ko now kasi need pa ng otp,eh usually wala akong cgnal lalot nasa open sea ang barko,salamat sa sagot
need pa po otp
paano po makuha yung card? Ty lods
@@RomeDeCastro-oz5lr may mga kiosk po. Usually sa robinsons supermarket.. para siyang atm tapos dun ka pwd magpaprint..
Totoo ba if I want to transfer my fund from gotyme to other banks, 50k lang per day ? Ty
Pano po makkuha ng card ng Gotyme?
Hndi nmn po scam s gotyme
Meron kaya sa saudi
Hi sir, Pwd kaya ito gamiting na sa work ko? Like dito nalang tatanggap ng salary? Example sa mga BPO. Thank you sa sagot
i think pwd nmn. ask mo po ung employer or hr mo..
Love GoTyme and Seabank
Mag register na sana ako, lagi error yung Driver's License ID scanning ng App nila. More than 10 tries na ako sablay padin. Try ko nalang muna sa iba
Try mo po ilatag sa black surface yung id card ninyo para mas madali ma capture
Same. Sakin naman posta ID gamit ko, nag eerror din. Bakit kaya? 🥺
@@angenica2010 try daw sa mga kios machine sa mga robinsons.
Use your passport, ang bilis Lang wala pang 5minutes tapos lahat
@@angenica2010Ang gamit ko pong valid id ay yung PHL Po Ang bilis po😊
hello sir. daily or monthly po ung credit ng interest rate?
ex
Seabank - daily
Diskartech - monthly
Monthly po.
@@renztrojillo thank you sir
Na scam ako gamit ang gotyme bank na yan gamit buong pangalan ng Kapatid ko kaya nag send ako sa gamit ang gcash... Pwedi pala yan pikiin ang pangalan?
Ask ko lng iyong 5% ba makukuha mo monthly halimbawa kng gsto kunin interest o pag one year pa pwd kunin …?sana may Sumgot sa tanong ko…?
monthly po, and note po na now is 3.5% nlng po ang interest if im not mistaken. just recently nag downgrade po sila.
formula for monthly net interest:
((principal * 0.04)/12) * 0.8
- 0.04 kasi 4% nlang ngayon
- 0.8 kasi less 20% tax
Sample principal 100k.
100k * 0.04 = 4000
4000/12 = 333.333333
333.333333 * 0.8 = 266.67php per month
Next month, your new principal is 100k + 266.67 = 100266.67. Roll mo lang if di mo nman need gamitin para lumaki.
Yan na ginagamit ng mga scammer ngayon 😢😢 so.saaad!
Ilang years po kaya ang expired ni Go tyme?
5yrs..
Cash in service charge?