I am at 132. But I think some of those are holding or not used. I may need to look at hiding some. We also started ynab at end of August. It has been an awesome tool for our finances. I like to be able to see where the money goes- but also to show my husband- He is a spender and I do the budgeting and bills- it is my way of teaching/sharing how to plan and show where our money needs to go. I have targets on everything and are a month ahead for all the targets incl I dong the monthly savings targets. Which has really helped to curb over spending. I full up January targets with December paychecks. Then we just spend down the categories. And my rule is to only cover over spending with other current month spending categories. Thanks for the ynab content 😀
So glad you are liking the video, thanks so much for watching! Thats awesome that you are a full month ahead! And i love your rule of covering overspending!
We have 84 categories - about 16 categories are long term goals that aren't currently funded, and 5 are holding categories. I've been using YNAB for about 1.5 years. It has definitely helped fine tune how I manage our money. My groups and categories look very different now than when I started using YNAB. I think one of the app's benefits is that you can adjust it as you go along.
I am at 132. But I think some of those are holding or not used. I may need to look at hiding some. We also started ynab at end of August. It has been an awesome tool for our finances.
I like to be able to see where the money goes- but also to show my husband-
He is a spender and I do the budgeting and bills- it is my way of teaching/sharing how to plan and show where our money needs to go.
I have targets on everything and are a month ahead for all the targets incl I dong the monthly savings targets. Which has really helped to curb over spending. I full up January targets with December paychecks. Then we just spend down the categories. And my rule is to only cover over spending with other current month spending categories.
Thanks for the ynab content 😀
So glad you are liking the video, thanks so much for watching! Thats awesome that you are a full month ahead! And i love your rule of covering overspending!
We have 84 categories - about 16 categories are long term goals that aren't currently funded, and 5 are holding categories. I've been using YNAB for about 1.5 years. It has definitely helped fine tune how I manage our money. My groups and categories look very different now than when I started using YNAB. I think one of the app's benefits is that you can adjust it as you go along.
Yes i love that about YNAB! Thanks for watching!