I PASSED yesterday 06/24/21!!!! As a oart of my study I watched your video it showed me how to go back and answer the questions in ExamFX. I was geeting 50s & 60s on the ExamFX quizzes. The actual licensing exam is easier than the simulator. Congratulations in advance to you ALL!!! Let's Go enhance and accumulate wealth!!
I PASSED 3/22/22 after just 8 days of study time. I studied so much my eyes wouldn’t focus anymore and I was able to listen to you videos with my eyes shut. It was very helpful. Thank you for everything you do.
I passed with a 78%. This video is very helpful. The way you explain the questions is very clear and I remembered your explanations during the test. I think it’s important to actually understand the concepts and not just memorize everything.
Passed my Life, Accident & Health exam on the first try yesterday 2/28/2022. Thanks for sharing information and doing what you do. It is extremely helpful. 🙏🏾🙏🏾🙏🏾❤️❤️❤️
I passed my exam and these are the things that helped me the most: 1. Write everything down at least once. 2. Separate chapters and study one chapter at the time. 3. Memorize all aspects that involve a number (30 days, 3 days, 3 years, 2 weeks, etc.) 4. On top of memorizing everything, have a basic understanding of how things work in general. Example: what kind of insurance would be the cheapest. Which kind of annuity is the riskiest. My overall experience was that the actual exam was easier than I expected. Good luck to all of you! You got this, just believe in yourself!
I've been studying on my own for the test and it hasn't been easy understanding some of the material but thank God I found your video. You explaining the questions and the concepts has made a world of difference for me. Thank you
Yes. I already passed it. First try🙂. I chose to try and become an independent broker for life/medicare. I'm contracting with all different ins. Right now. And hope for the best once I finally start selling
Hi there, we are looking for Licensed Insurance Professionals like you to join our prestigious financial firm and we are proposing the following; - Real Business Ownership - Highest Agency Owner Contracts - Up To 10% Annuity Payouts - Lead Generation - Highest Builders Compensation - Instant Policy Approvals - Top Notch Technology Platform - Best Leadership In The Industry If interested, Email us at gficonnect@aol.com ** Don't miss this Life Changing Opportunity **
Hello, thanks for the support and commenting.... what is the purpose for this table of contents? (To help YOU review specific questions or did you feel that these explanations weren't sufficient?)🤔
@@ybla-yourbestlifeacademy2911 To help me review them. Chances are my table of contents will fall towards the bottom of the comments section and no one else will see it but it still stays towards the top of my comments section for me to review later. I sometimes make table of contents for videos I watch for review purposes because I can't remember everything the first time around.
@@ybla-yourbestlifeacademy2911 Thanks. It should be finished now. If you want to include it, or a modified version, in the description of your video feel free to.
Thank you very much for sharing this class with us. I'm 64 years old trying to get the 215 license but it's very difficult to memorize. May God bless you for your help.
Thank you for these videos, extremely helpful. I would prefer just the answer and explanation of the answer when you are reviewing with us. You are spot on- we are multi-tasking when reviewing with you. fantastic job! I appreciate you and your videos!
Thank you for your videos! I listened to them while driving, in the gym and of course while studying and your explanations are helpful! I’ve passed my CA exam yesterday (4th try) & it was because of your content. 😊
Can't express how much this video is helping me. Excellently done with explanations on point. Additionally, your demeanor is completely taking the edge off my anxiety. Thank you thank you!
You are a great teacher! Thank you so much for your video, it was very enjoyable to watch...not like the usual monotoned people haha. Taking my exam in two hours🤞🏼
@@zeeque9274 I passed! But I took the life and health exam, if that is the exam you are taking please make sure to study the health portion a lot! They give tons of questions on it!
This was helpful I'm second language i was worried about my exams but I passed it. I like haw you said just trust your God I'm thankful! 🙏 thank you father God I know you can move any mountains 🙌
You are a very good teacher. I like the way you break down the question, it helps me go back through my brain to the correct chapter and determine the answer.
I'd like to thank you for taking the time to help others... You helped me pass my Florida License on the first attempt. I only use your videos and Voila!
@@liudmila3369 Relax....Don't over think it. Some of the questions were similar. All of the concepts are the same. Just have an understanding of why the answers are correct and how it all works. Know the basic terminology. Know the state questions for your state. I had about 20- 25 state questions on my test. This exam helped my understanding. It was the best post course study tool I had. If you still have access to your course questions bank, continue to go over those too. You got this!!!
Thank you very much for your videos! Iam on my 3rd attempt to take the exam and it's not easy for me! I keep getting better and not reverting backwards so I'm feeling more confident that I can this time around after watching your video thank you 🙏
Just found this video a couple hours ago!! Wishing I saw it earlier! I take the test tomorrow. GREAT video and explanations though. PRAYIIIING i pass lol.. Thanks.
Took online Crash course from Mike Russ and didn’t do very well with that. I actually failed. I came across this video and I passed yesterday. I like how he describes the questions…helped out a lot. Thank you so much. Do you have a video with 155 questions? A friend wants to know.
I literally did exam fx for weeks. Made online and paper flash cards. Watched your videos. Wrote down everything note wise. Practice tests, simulated etc and I did good on those but somehow today I failed both parts. I can’t even think of what I could have done differently 😔
I took my exam today and had failed for the 3rd time . I have been taking practice exams for a few weeks and have been getting 80s and 90s for scores. When it comes to the real exams there are so many questions that I'm just not sure of ? Starting to feel discouraged now, I'm in CA
I understand the frustration hopefully you can send us a Direct message on our social media. We may be able to offer some tips that will definitely help
I have taken the exam two times now, and am in the same exact situation. I've been getting 80 to 90 on the at home tests, but for the love of me can't pass the ultimate test.
Glad we could be of a little help.... a few of the questions will be the same but when it comes to dates/penalties/laws they may vary from state to state
I am currently working with a few people that are getting licensed in Arizona.... feel free to send me a direct message on our social media if you are interested in talking about the Arizona exam
Thank you for the video, but as I am studying, certain information are different by states and or just pronounce differently. Please provide your actual state in your title. Otherwise nice explanation
Am I missing something on Q17? I don't understand why the answer isn't "3- The cash value will continue to increase". Isn't he still in the pay-in phase and not receiving payments yet?
Hi all! I’m in the state of New Jersey & planning to take the Life & Health Insurance state exam in January 2022. Can I use this video as a guide? This video is amazing btw!
Thank you and congratulations for getting involved in this industry..... this video goes over the Life Only exam for California so there may be small differences from New Jersey's study material. This will definitely help with the life section but not the Health portion
I was wondering anyone knows of an online resource that compiled all the number based answers(months, weeks, etc) into one place for easy memorization?
Hello Sir, It really made it simple for me to learn chapter one "Basic concept or insurance" after I watched your videos..... Can you please tell me where is other chapter's videos? Like The marketplace and others...Thank you for your time...!! You are doing good job...!
To pass a life and health insurance exam, you will need to have broad knowledge of insurance concepts, policy types, taxes and federal regulations, not to mention the insurance laws in your state.
I'm originally from USA, I and two other Chinese and American friends we gave him a try, He really performing wonders Mr Albert gave us a nice and relaxing attention.
The question 13, the right answer is C: Creating a tax Shelter Question 20: correct answer is D: As of the application date ( according to practice exams answered)
I just got my certificate at exam.fx. now they said I need to schedule for my state exam. Can you give me advice at what to expect? Thank you! 2/22/22 Blessed 🙏🙏🙏
taking the state exam in NY and its all different questions. they make it more confusing on how they execute the question here. i wished i had those question you have there, i got most of them right. i learnt them from examfx. i studied but still don't get it right. I Failed 3 times. i'm about to give up. idk how many times people take this state exam. my cousin took it and passed the first try, but she's in Florida. but i'm not good in memorization and i never did well on exams anyway, great tips on this video though. are there any questions that pertain to life insurance in ny exam?
what happens when you are testing for the 20 hr. state study corse ,but you ran out of time , and go over 20 hr, and with in you have not started your last test. You went over and its undone?
I’m still failing the practice test And the fact they switch it all up it’s never the same questions because it’s so much they are able to do so . And even it it was some of it is worded a tad different 🙄
May I ask you a question regarding this. Can it help me to pass my life license exam in El Paso TX ? If so? allow me to know it, please. Thank you very much and have remarkable day.
It definitely can, BUT NOT if you memorize it, try to learn the concept/explanation because you're exam will not be word for word like this one. We reccomend that you have a decent understanding of the material and that you do your own practice test before you go and take your exam. 😃 we wish you luck.
Can you please do a specific video on whole life, including limited pay, modified premium, graded premium, non fixed premium and indexed life and variable life
It's a minimum of 10 days... for this provision age of client is everything (60 yrs/senior). IF they are younger than 60 (10 days) If they are 60 or older it is (30days)
@@ybla-yourbestlifeacademy2911 Thankyou i get that it is 10 but don’t get how they word it on exam they say less than 10 days or 10-30 days so which would it be less than 10 days or 10-30 days
This practice test is designed for the Life-only exam. There are some questions & terms that are covered here that will also appear in the Life & Health exam.
California actually covers a lot information of other states..... BUT when it come to dates/time frames for laws or benefits they may be different, as well as different penalties/fines. Be sure to review the materials provided by you state
I PASSED yesterday 06/24/21!!!! As a oart of my study I watched your video it showed me how to go back and answer the questions in ExamFX. I was geeting 50s & 60s on the ExamFX quizzes. The actual licensing exam is easier than the simulator. Congratulations in advance to you ALL!!! Let's Go enhance and accumulate wealth!!
Congratulations 🎉, and best of luck with your new license😁
Congratulation to you. Your comments helped me. Thanks
@@aileenreed9432 you're welcome! Congratulations in advance! Let's go out and earn money helping people protect their families and businesses.
Congratulations!!! That was my birthday lol. I'm taking the test today!
Best of luck
I PASSED 3/22/22 after just 8 days of study time. I studied so much my eyes wouldn’t focus anymore and
I was able to listen to you videos with my eyes shut. It was very helpful.
Thank you for everything you do.
Congratulations on achieving the first milestone 👏 🙌... Glad we could help a little, Best of luck for your future endeavors 😁
I take mine next week. My eyes are blurred and brain almost fried. We got this!
I passed with a 78%. This video is very helpful. The way you explain the questions is very clear and I remembered your explanations during the test. I think it’s important to actually understand the concepts and not just memorize everything.
Congratulations 👏... I'm glad that we were able to be a little help. Best of luck in using your license and accomplishing your goals 💪.
It's not good if you're only listening while doing something else.... lol
Passed my Life, Accident & Health exam on the first try yesterday 2/28/2022. Thanks for sharing information and doing what you do. It is extremely helpful. 🙏🏾🙏🏾🙏🏾❤️❤️❤️
Congratulations 👏 🎊
Whst course did you take to study
@John Sears, I took Exam Fx Life Accident & Health course.
Congrats, I failed by one point 🙃 going for my second try.
@@emeraldjgreen You got this 🙏🏾
I passed my exam and these are the things that helped me the most:
1. Write everything down at least once.
2. Separate chapters and study one chapter at the time.
3. Memorize all aspects that involve a number (30 days, 3 days, 3 years, 2 weeks, etc.)
4. On top of memorizing everything, have a basic understanding of how things work in general. Example: what kind of insurance would be the cheapest. Which kind of annuity is the riskiest.
My overall experience was that the actual exam was easier than I expected.
Good luck to all of you! You got this, just believe in yourself!
Congratulations on this first milestone, and thank you for your tips
@@ybla-yourbestlifeacademy2911 thank you for the value you provided to us!
Where did you take your car did you take it online ?? And what course did you take did you take insurance agent ???
Now starts the hard part - actually selling!
I PASSED the test today, 8/25/21 and this video definitely helped me. There were several questions on annuities so make sure to understand that.
Congratulations 👏... Glad we could be of a little help.. Best of luck with your new license 😁
That's what's up !!!
Congrats 👏💐👏
Well done and congratulations man.
Nice American Psycho pic 😄 haha
I've been studying on my own for the test and it hasn't been easy understanding some of the material but thank God I found your video. You explaining the questions and the concepts has made a world of difference for me. Thank you
Glad we could be of help
Did you finally pass it ?I'm going through it now and I'm not grasping the the whole concept .
Yes. I already passed it. First try🙂. I chose to try and become an independent broker for life/medicare. I'm contracting with all different ins. Right now. And hope for the best once I finally start selling
@@GARAA111 Thank you ! Congrats on your new career🙂🙂🙂🙂
I passed my health and life exams today first sitting. Thanks for your dedication I especially love your 5 tips video.
I passed 12/19/23! This video helped me immensely! Thank you for taking your time to teach and guide us through the exam. Good luck to the rest!
Hi there,
we are looking for Licensed Insurance Professionals like you to join our prestigious financial firm and we are proposing the following;
- Real Business Ownership
- Highest Agency Owner Contracts
- Up To 10% Annuity Payouts
- Lead Generation
- Highest Builders Compensation
- Instant Policy Approvals
- Top Notch Technology Platform
- Best Leadership In The Industry
If interested, Email us at gficonnect@aol.com
** Don't miss this Life Changing Opportunity **
would you say this practice test is most similar to the actual test or was there a better practice test on youtube you used
Did you pass in New York?
Screenshot table of contents (for review purposes)
1- 3:45 - Variable Life Insurance
2- 5:45 - Variable Universal Life
3- 6:25 - Transfer of Risk
4 - 9:00 - Business Overhead Taxation (see question 37)
5 - 10:20 - Disabled Insured
6 - 12:40 - Variable Whole Life vs Variable Universal Life
7 - 13:55 - SSDI
8 - 15:20 - Transfer of Personal Insurance Policy
9 - 16:10 - Insurer's Classification
10 - 16:50 - California Insurance Code
11 - 17:20 - Speculative Risk
12 - 18:20 - Utmost Good Faith
13 - 19:55 - Business use of annuities
14 - 21:10 - Irrevocable Beneficiary Designation
15 - 21:40 - Insurance Applicant’s Credit Report
16 - 22:20 - Risk Classification
17 - 24:00 - Automatic Premium Loan Option
18 - 24:30 - Dishonesty
19 - 26:30 - Signing and Dating Delivery Receipt
20 - 27:25 -When does policy coverage become effective
21 - 28:25 - Policy
22 - 29:20 - Surrendered Policy for Cash Value
23 - 30:40 - Term Life Policy
24 - 31:40 - Fiduciary Responsibility
25 - 32:35 - Extended Term Nonforfeiture Option
26 - 33:15 - Shall
27 - 33:45 - Types of Assignments
28 - 34:48 - Income Taxable Surrender Value
29 - 36:15 - Replacement Regulation
30 - 37:10 - Implied Warranty
31 - 37:50 - Annuity Rider
32 - 38:20 - Record Keeping
33 - 39:10 - Pure Life Annuity
34 - 40:00 - Does not Build Cash Value
35 - 41:15 - Minimum Fine
36 - 42:45 - Group Life Insurance
37 - 43:45 - Business Overhead Expense (see question four)
38 - 44:30 - Graded-Premium Whole Life policy
39 - 45:20 - Variable Annuity
40 - 46:15 - Types of Authority
41 - 46:50 - 403(b) or TSA (Tax-Sheltered Annuity) plan
42 - 47:10 - Immediate Cash Value
43 - 48:00 - Unlicensed Penalty
44 - 48:35 - Immediate vs Deferred Annuities
45 - 49:55 - Written Binders
46 - 50:15 - Pure Risk
47 - 51:15 - Guaranteed Insurability Option
48 - 53:35 - Annuitant
49 - 54:10 - Moral Hazard
50 - 54:55 - Class Designation
51 - 55:30 - Aleatory
52 - 56:50 - Renewable and Convertible Policy
53 - 57:30 - Non-Taxable Interest (? I don’t think deferred tax is the same as not taxable).
54 - 57:40 - Variable Product
55 - 58:15 - Conditional Contract
56 - 58:35 - California Licenses
57 - 58:55 - Insurable Interest
58 - 1:00:00 - Life Insurance Policy Illustration
59 - 1:00:35 - Group Life Insurance
60 - 1:01:30 - Life Insurance Policy Title Page
61 - 1:02:40 - Requirements for Insurable Losses
62 - 1:03:15 - Material Misrepresentation (when I think of material I think of substantial enough to be relevant, not concealment)
63 - 1:03:35 - Increasing Death Benefits with Age
64 - 1:04:15 - Cash Value of a Surrendered Policy’s Taxability
65 - 1:05:00 - Settlement Options
66 - 1:05:30 - Executive Bonus
67 - 1:06:05 - Nonforfeiture Options (Reduced Paid-Up, Extended Term, Cash Surrender)
68 - 1:06:30 - Indexed Universal Life Policy
69 - 1:06:50 - Free-Look Period
70 - 1:07:40 - Death before Annuitization
71 - 1:08:15 - Change of Payment Plan
72 - 1:08:50 - Incontestability Clause/Period
73 - 1:09:00 - Accumulation Period
74 - 1:09:30 - Annuity Riders
75 - 1:10:15 - Policy with face value less than $10,000
Feel free to use this, or a modified version, in the description of your video if you wish.
Hello, thanks for the support and commenting.... what is the purpose for this table of contents? (To help YOU review specific questions or did you feel that these explanations weren't sufficient?)🤔
@@ybla-yourbestlifeacademy2911 To help me review them. Chances are my table of contents will fall towards the bottom of the comments section and no one else will see it but it still stays towards the top of my comments section for me to review later. I sometimes make table of contents for videos I watch for review purposes because I can't remember everything the first time around.
Wonderful... Best of luck on your Studying 👍... and I hope we can continue to be of help
😮 amazing, whats state are you taking you exam?
@@ybla-yourbestlifeacademy2911 Thanks. It should be finished now. If you want to include it, or a modified version, in the description of your video feel free to.
I so needed this! I like the way you break it down. God bless you!
Thank you very much for sharing this class with us. I'm 64 years old trying to get the 215 license but it's very difficult to memorize. May God bless you for your help.
Maria ate you on facebook...looking to ask you few questions
You're awesome and very helpful in the way you break each question down to make it easier to understand.
Thank you for these videos, extremely helpful. I would prefer just the answer and explanation of the answer when you are reviewing with us. You are spot on- we are multi-tasking when reviewing with you. fantastic job! I appreciate you and your videos!
Thank you for your videos! I listened to them while driving, in the gym and of course while studying and your explanations are helpful! I’ve passed my CA exam yesterday (4th try) & it was because of your content. 😊
Congratulations
Can't express how much this video is helping me. Excellently done with explanations on point. Additionally, your demeanor is completely taking the edge off my anxiety. Thank you thank you!
You are a great teacher! Thank you so much for your video, it was very enjoyable to watch...not like the usual monotoned people haha. Taking my exam in two hours🤞🏼
Best of luck .... you got this 💪.
How did you do?
@@zeeque9274 I passed! But I took the life and health exam, if that is the exam you are taking please make sure to study the health portion a lot! They give tons of questions on it!
This was helpful I'm second language i was worried about my exams but I passed it. I like haw you said just trust your God I'm thankful! 🙏 thank you father God I know you can move any mountains 🙌
Congratulations... I wish you the best in using your license to help others and your own family 😁
Much appreciated! Will definitely watch again before my exam
You are a very good teacher. I like the way you break down the question, it helps me go back through my brain to the correct chapter and determine the answer.
Glad that we were able to be of help
@@ybla-yourbestlifeacademy2911 hey! I passed with a 78%! Thanks for your help!
Congratulations 👏
@@ybla-yourbestlifeacademy2911 I’m doing P&C next. Do you have a course for that exam?
Unfortunately not at the moment
I like the fact that you were smiling the whole time very useful and helpful thank you so much🙏
I'd like to thank you for taking the time to help others...
You helped me pass my Florida License on the first attempt. I only use your videos and Voila!
Thank you for posting this. I take the exam next week. This is such an awesome, well explained review.
I PASSED the CT life exam yesterday!!! Thank you for posting both of the practice exam videos.
@@xadenacongrats🎉
Did u gave the same questions on the real Exam?
I’m so tired.. my brain and eyes are in fire..😢
@@liudmila3369 Relax....Don't over think it. Some of the questions were similar. All of the concepts are the same. Just have an understanding of why the answers are correct and how it all works. Know the basic terminology. Know the state questions for your state. I had about 20- 25 state questions on my test. This exam helped my understanding. It was the best post course study tool I had. If you still have access to your course questions bank, continue to go over those too. You got this!!!
Passed first try in California. Thank you! You're awesome!
Thank you very much for your videos! Iam on my 3rd attempt to take the exam and it's not easy for me! I keep getting better and not reverting backwards so I'm feeling more confident that I can this time around after watching your video thank you 🙏
I feel so PUMPED about taking my exam now!! thank you, thank you, thank you!!
Awesome, so glad we could help a little... feel to watch the the 2nd version of the simulator we posted last week
I get to prep to the exam with great content. Thank you for your detailed explanation!
test today at 10:30. This video is the last thing I’m watching before heading in! Hoping for the best I feel pretty prepared!
How’d you do bro?
@@cortescuts3198 was 4 questions from a pass! been studying up and am going at it again this Friday!
Ha Bro I passed my Exam today 01/28/2021 thanks again for your video
Congrats!!
@@ybla-yourbestlifeacademy2911 Thank you by the way have anyone talk to you about Living benefits? If not please hit me up.
Thank you for this video. It is so thorough. I am glad I found this. My exam is on Saturday. Wish me luck!
Best of luck 😁
Did you pass was it hard
Awesome video! I have my Life test tomorrow and this was perfect along with my study materials! Thank you!🙏🏼
I passed!
@@paulnguyen3363 was it hard?
I didn’t think so no. I think the toughest part was the state law!
Congratulations Paul, glad we could help you a little 👍
@@paulnguyen3363 congrats!!! 4 weeks later lol. I am studying now! I'm so scared!
Just found this video a couple hours ago!! Wishing I saw it earlier! I take the test tomorrow. GREAT video and explanations though. PRAYIIIING i pass lol.. Thanks.
Best of luck
Thank you bro for this video it helps understanding the questions asked on the Exam Sept it's a little harder here in NC.
Studying for my exam in June. This is a great find!
I watched the video last night. I Passed ! Thank you!
Congratulations 👏 🎊
Great videos. Extremely helpful in my exam prep for today. I passed. Thank you team.
WoooooooooooW!!! This guys is Amazing you ROCK 🎸
Took online Crash course from Mike Russ and didn’t do very well with that. I actually failed. I came across this video and I passed yesterday. I like how he describes the questions…helped out a lot. Thank you so much.
Do you have a video with 155 questions? A friend wants to know.
🎊 👏 Congratulations we're so glad we can be of a little help.... by the 155 questions are you referring to the Life & Health exam
@@ybla-yourbestlifeacademy2911 yes. My friend wants to pass the life , health accident exam.
You are a great guy! THANKS for all that information. Please I would like to know about Life and Health insurance in Texas in the way you teach. 🙏
I literally did exam fx for weeks. Made online and paper flash cards. Watched your videos. Wrote down everything note wise. Practice tests, simulated etc and I did good on those but somehow today I failed both parts. I can’t even think of what I could have done differently 😔
Send us a direct message on our social media (link in the Video description) maybe we can figure out what we can possibly do differently
@@ybla-yourbestlifeacademy2911 sent on Facebook!! I appreciate it
Thank you so much May the Lord blessed you
Awesome man, thanks for the help!
You're so cool bro, I really appreciate this video.
Thank you for making this video.
Bro this helped tremendously thank you!!
I took my exam today and had failed for the 3rd time . I have been taking practice exams for a few weeks and have been getting 80s and 90s for scores. When it comes to the real exams there are so many questions that I'm just not sure of ? Starting to feel discouraged now, I'm in CA
I understand the frustration hopefully you can send us a Direct message on our social media. We may be able to offer some tips that will definitely help
I have taken the exam two times now, and am in the same exact situation. I've been getting 80 to 90 on the at home tests, but for the love of me can't pass the ultimate test.
This video helped me a lot!
THANK YOU! THANK YOU! THANK YOU!
🙏👍👏🤗
Glad it helped!
Hi i really love how you explain it, Are these Questions same in Arizona, I am taking my License here? thank you for your time, you are amazing..
Glad we could be of a little help.... a few of the questions will be the same but when it comes to dates/penalties/laws they may vary from state to state
Thank you , I really appreciate all that you do.
I am currently working with a few people that are getting licensed in Arizona.... feel free to send me a direct message on our social media if you are interested in talking about the Arizona exam
I will definitely take on your offer. I live in Tucson and I wll be taking my exam in June so what company are you working with in Arizona?
Thank you for the video, but as I am studying, certain information are different by states and or just pronounce differently. Please provide your actual state in your title.
Otherwise nice explanation
He actually did note that he is in California.
Am I missing something on Q17? I don't understand why the answer isn't "3- The cash value will continue to increase". Isn't he still in the pay-in phase and not receiving payments yet?
We hope that this short video can help answer your question
ruclips.net/video/KRplN0GvTtY/видео.html
Thank you for the video you explain very well!!!
Great video, thank you for sharing!
i passed thanks to your video
Congratulations 😁
Hi all! I’m in the state of New Jersey & planning to take the Life & Health Insurance state exam in January 2022. Can I use this video as a guide? This video is amazing btw!
Thank you and congratulations for getting involved in this industry..... this video goes over the Life Only exam for California so there may be small differences from New Jersey's study material. This will definitely help with the life section but not the Health portion
Very helpful since these our actual questions on the exam!
I was wondering anyone knows of an online resource that compiled all the number based answers(months, weeks, etc) into one place for easy memorization?
Great way of dissecting the questions! Provide some clarification to those confusing questions👍🏾
I'm getting ready to take the H and L exam for SC on 12/22/2023..I'm nervous but I should be fine
Hello Sir, It really made it simple for me to learn chapter one "Basic concept or insurance" after I watched your videos..... Can you please tell me where is other chapter's videos? Like The marketplace and others...Thank you for your time...!! You are doing good job...!
Those videos are available on our video library...send us a message on our social media to gain access
@@ybla-yourbestlifeacademy2911 where can I access your social media....please
wow you're so smart love how you break everything down!
To pass a life and health insurance exam, you will need to have broad knowledge of insurance concepts, policy types, taxes and federal regulations, not to mention the insurance laws in your state.
I have been having issues passing my Health Insurance exam since 2020, I’m so tired 😩
I'm originally from USA, I and two other Chinese and American friends we gave him a try, He really performing wonders Mr Albert gave us a nice and relaxing attention.
@ValuesJamesI got Albert info, I already passed through his help too
@Albertminchala
I have my life and health insurance test on Saturday is this a good video to reference both any suggestions?
Hope your test went well. Was this video helpful for you?
I'm in Kentucky. Do you have any videos on the ky part of the exam?
thanks, it helped me a lot ,
The question 13, the right answer is C: Creating a tax Shelter
Question 20: correct answer is D: As of the application date ( according to practice exams answered)
I just got my certificate at exam.fx. now they said I need to schedule for my state exam. Can you give me advice at what to expect? Thank you!
2/22/22 Blessed 🙏🙏🙏
Congratulations... feel free to send us a direct message on our social media for some tips 😁
Good stuff, I’m in for 20 views...
Lol ........... cheers
I passed mine yesterday
taking the state exam in NY and its all different questions. they make it more confusing on how they execute the question here. i wished i had those question you have there, i got most of them right. i learnt them from examfx. i studied but still don't get it right. I Failed 3 times. i'm about to give up. idk how many times people take this state exam. my cousin took it and passed the first try, but she's in Florida. but i'm not good in memorization and i never did well on exams anyway, great tips on this video though. are there any questions that pertain to life insurance in ny exam?
Send us a Direct Message on our social media and we can go from there..... Check the Description for the link
I Failed 5 time, hope this video help me to pass next week🙏
I applaud you for not giving up the first time.... If you send us a Direct message on our social media to give you some pointers
Instagram?
Instagram or Facebook whichever you prefer
Did you pass?
what happens when you are testing for the 20 hr. state study corse ,but you ran out of time , and go over 20 hr, and with in you have not started your last test. You went over and its undone?
This is awesome.
I’m still failing the practice test And the fact they switch it all up it’s never the same questions because it’s so much they are able to do so . And even it it was some of it is worded a tad different 🙄
May I ask you a question regarding this. Can it help me to pass my life license exam in El Paso TX ? If so? allow me to know it, please. Thank you very much and have remarkable day.
If you'd like to ask me to answer a question, please send us a Direct Message(links are in the description of video) on our social media
I got an 88 on learn as you go and 73 on my simulator lol I passed lets get ready for the real thing soon! any study tips?
Great job... definitely focus on key words and do your best to NOT memorize questions and answers
Das clases en español ? Porque si me gustaría no e podido pasar mi examen para agarrar mi licencia
Si, en cual estado usted esta intentando agarrar su licencia
YBLA....IS THIS INFORMATION WILL HELP ME TO PASS THE LIFE ONLY STATE EXAM IN CALIFORNIA ?
It definitely can, BUT NOT if you memorize it, try to learn the concept/explanation because you're exam will not be word for word like this one. We reccomend that you have a decent understanding of the material and that you do your own practice test before you go and take your exam. 😃 we wish you luck.
@@ybla-yourbestlifeacademy2911 Thanks for the information
Can you please do a specific video on whole life, including limited pay, modified premium, graded premium, non fixed premium and indexed life and variable life
Im gonna be taking the Florida exam Tuesday, your videos have been a huge help. If anyone has any helpful links would greatly be appreciated.
Best of luck on Tuesday
Por favor hazlo en español. Muchas gente latina está tratando de pasar este examen
Claro ya estamos dando clases en vivo en español
@@ybla-yourbestlifeacademy2911 me Interesa como puedo conectarme con ustedes 🙏 me urge pasar ese examen
can you help me with my series 6 and 63?
Hi Great review of the exam! How do I still find the answers to the questions you got wrong?
I enjoyed studying with you
Lol I was yelling like it’s 4 for question 48 😂
WS the web name to take this test
Awesome video
When they ask what is the minimum for free look period would it be less then 10 days or 10-30 days ? I always get confused when they ask this question
It's a minimum of 10 days... for this provision age of client is everything (60 yrs/senior).
IF they are younger than 60 (10 days)
If they are 60 or older it is (30days)
@@ybla-yourbestlifeacademy2911 Thankyou i get that it is 10 but don’t get how they word it on exam they say less than 10 days or 10-30 days so which would it be less than 10 days or 10-30 days
im taking the exam today, wish me luck 😁
You got this
@@ybla-yourbestlifeacademy2911 i passed the exam! Thank you so much, all of your videos were very helpful!
Congratulations 👏 🎊
Does anybody know is this any comparable to the Florida life exam?
Yes there are some similarities
can you get a life insurance LI only, and not health
Yes... but it depends on the broker/company that you are planning to represent
I am studying for this test on exam fx. I have read all chapters and took tests for each chapter. How should I study ?
Feel free to reach out to us in our social media
Where is it ?
Links are on the description of video
Thank you thank you
Can I take a pre test, for Michigan. Online, and do you provide me away to do that? Thanks
I just took my michigan pretest. Xcell online
We're you able to access the test... because we use a separate program/site
What is the passing score In California?
California requires a 60%
Does this cover a little bit of health insurance too and accident
This practice test is designed for the Life-only exam. There are some questions & terms that are covered here that will also appear in the Life & Health exam.
Wow video
Thank you for this useful exam prep video! 🙌 It's very helpful for those of us studying for the life insurance exam. 👍
This is good 👍🏾 stuff
Is this only for CA. Vedio ???
California actually covers a lot information of other states..... BUT when it come to dates/time frames for laws or benefits they may be different, as well as different penalties/fines. Be sure to review the materials provided by you state
Will the questions vary with states? I'm in Washington & have an exam coming up 😞 lol
Yes they do vary but if you need specific help for a state feel free to reach out and send us a direct message on our social media platforms
you said you have other videos at some social media... i am not any social media...can you please post on you tube? or what are my options...please
Yblacademy3@gmail.com
For more information feel free tobsend us an email