Life and Health Provisions on the Insurance Exam

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  • Опубликовано: 24 ноя 2024

Комментарии • 266

  • @kw3868
    @kw3868 Год назад +45

    I am Dyslexic and learn differently...I failed my exam with a 60 the first time....I did take a class that was 4 days and offered online testing practices and in-person that read the entire manual!!
    I listened to u for about 2 weeks and I PASSED TODAY!!! THANK GOD AND
    THANK YOU @insurnace exam Queen!!!!!!.

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @CrystalChristianStore
      @CrystalChristianStore Год назад +1

      I hope it’s not the same company I’m in the same boat 🚤 I’m in my third day and the teacher expect be ready for the exam😡 I’m extremely mad and exhausted 😩 this lady is the best teacher ❤

    • @karmenmartinez8742
      @karmenmartinez8742 4 месяца назад

      ⁠@@insuranceexamqueenwhere can I purchase material

  • @aerynn9277
    @aerynn9277 Год назад +107

    Ma’am, you saved me! I passed my exam on the first try! I wasn’t confident about it until I saw your content on RUclips.

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +2

      Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @liudmila3369
      @liudmila3369 Год назад +2

      Congrats! Was you be able to use you phone during the test

    • @zionministryofficialtv7379
      @zionministryofficialtv7379 Год назад

      ​@@liudmila3369no phone use

    • @concettapipitone9025
      @concettapipitone9025 9 месяцев назад

      What videos do you think helped the most for the exam? thank you and congrats :)

    • @levilane8601
      @levilane8601 6 месяцев назад

      Found your content on RUclips and it made it alot easier to understand my health insurance exam then my study matrial did. Passed first try for Iowa I'm taking life next week

  • @scottsellers1628
    @scottsellers1628 4 месяца назад +21

    Let it be known- Melissa is the reason many people pass their insurance exams. I passed both the Texas P & C and Life/Health/HMO on my first try for each. Even though I purchased study programs through Exam FX, it was the Insurance Queen who helped me understand the material and get it done! Thanks Melissa!

    • @insuranceexamqueen
      @insuranceexamqueen  4 месяца назад

      Yes!!! Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @alanchizik8328
      @alanchizik8328 4 месяца назад

      Lol that's where I'm at right now. My company was good enough to pay for Exam FX, but I used Exam Queen's material to supplement my learning. Man, it's quite a bit of information.

    • @8899rome
      @8899rome Месяц назад

      My new employer purchased me EXAMFX, it is supposed to be great but I do not learn well the way they have done that one. I went searching and found this! SHE teaches it in a way that we can understand and remember. Much Simpler! GOSH I am so glad I found her! Congrats as well! :)

  • @breeamourrr
    @breeamourrr Год назад +42

    I just passed my life and health exam! 😝 Thank you sooooo much ❤

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @geegeelarez9542
      @geegeelarez9542 Год назад +2

      Can you tell me what videos helped you most in ca 😅

  • @tcwhite76
    @tcwhite76 8 месяцев назад +4

    I passed my Life Insurance exam last Thursday with the help of your videos 🙌🏽🙌🏽 NC stand up💪🏽

    • @insuranceexamqueen
      @insuranceexamqueen  8 месяцев назад +1

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @janiebaugher1712
    @janiebaugher1712 Год назад +21

    I just passed my Life and Health exam. 🎉 Thank you so much!! I know because of your teaching it seemed pretty easy. I got an 83%. You’re the best!! 🥰

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @TracyVpmu
    @TracyVpmu 9 месяцев назад +6

    I just want to say thank YOU for all the RUclips videos you shared. I took Xcelll online course and listened to all of your Life insurance exam prep videos and I passed today , 1st time pass @91%. Thanks so much 🙏🏻🙏🏻🙏🏻
    p.s. I’m in Texas 😀

    • @insuranceexamqueen
      @insuranceexamqueen  9 месяцев назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @texfarmer567
    @texfarmer567 Год назад +16

    Just passed my Texas Life and Health Exam on the first go with your help. Thank you!

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @TheRemnant8
      @TheRemnant8 4 месяца назад

      Did you use free or paid content?

  • @blkinlaw54
    @blkinlaw54 11 месяцев назад +17

    I used Kaplan to study for 3 weeks and felt like I didnt retain a single thing. Used Melissa’s silver package again (used previously to freshen up on p&c) and passed my life exam with a 91 on the first try! Only used her material for 4 days worth of studying but she’s seriously that good. 10/10 recommended

    • @insuranceexamqueen
      @insuranceexamqueen  11 месяцев назад +1

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @jennifergamboa7879
      @jennifergamboa7879 8 месяцев назад +2

      I got the Kaplan material also and nothing sticks. I found Melissa by accident and have begun to study with her videos for Life. I'm beginning to understand it.
      Do you have anything to share ? Life Tx

    • @stephstevenson6579
      @stephstevenson6579 7 месяцев назад +1

      Same here however I took P&C and used Kaplan the amount of information is overwhelming. Then I found Melissa, she is the answer to my prayers. Pass on my FIRST TRY. now I’m here for Life and health.

    • @Nancybabt
      @Nancybabt 5 месяцев назад

      ​@@stephstevenson6579is kaplan bad

  • @Guapo-u3q
    @Guapo-u3q 8 месяцев назад +3

    Yea! I passed my exam on the first attempt. I am now a Life and Health/accident Insurance agent. I purchased your quiz and exam pack. I did not get a chance to do the exams although I was able to read over it yesterday and this morning before my exam. Your videos are amazing = pass rates for most people. Thank-You! :) Michelle

    • @insuranceexamqueen
      @insuranceexamqueen  8 месяцев назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @emmaledoux8536
    @emmaledoux8536 4 месяца назад +3

    And once again, I passed another state insurance exam and the QUEEN has helped me advance my career. Much love! ❤

    • @insuranceexamqueen
      @insuranceexamqueen  4 месяца назад +2

      🙌🙌🙌 Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @destinywells1686
    @destinywells1686 2 месяца назад +2

    I PASSED MY EXAM! i failed the first time but after purchasing the Gold package it helped me boost my score thank you 🎉🎉🎉🎉

  • @carlosvilla5912
    @carlosvilla5912 Месяц назад

    Good news, I just passed the health & life insurance exam! 🎉 I purchased the bronze package and watched all the RUclips videos. It helped me pass with ease! Thanks 🙏 😊

    • @insuranceexamqueen
      @insuranceexamqueen  Месяц назад

      We’re thrilled to hear about your success! If you’d be willing, we’d love for you to share your story. Your experience can inspire others who are preparing for their exams. Please consider leaving a testimonial or success story mentioning your state and the exam you passed using our materials: Testimonial Link.
      Thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
      Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all
      For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support.
      Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses
      #motivation #inspiration #support

  • @11secbug
    @11secbug Год назад +6

    Passed p&c in 30 minutes with a 90 on my first try. Going tomorrow for L&H. You are the BEST😊

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      That is awesome!. Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @11secbug
      @11secbug Год назад +1

      Passed L&H first try as well! Thank you!!

    • @rszn1508
      @rszn1508 7 месяцев назад

      @@11secbughow easy was it haha

    • @11secbug
      @11secbug 7 месяцев назад

      @@rszn1508 tbh wasn’t that bad. Just repetitive questions and you gotta read carefully

  • @JarsOfSunshine
    @JarsOfSunshine 7 месяцев назад +1

    You saved me! I made a 55 on the test the first time I took it I was so scared I was going to fail again. I bought your platinum package and after doing your course I understood what I was learning! I took the life test today and passed!! Thank you thank you 🙏

    • @insuranceexamqueen
      @insuranceexamqueen  7 месяцев назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @thethrill12
    @thethrill12 5 месяцев назад +4

    PASSED BOTH (MS) P&C / L&H on first try thanks to your help!! Came back here to say thank you and the info you provide and in the way you provide it is 10 outta 10! Thank you again!! 🙏🏼 Good luck to others as well, watch her videos, you WILL pass!

    • @insuranceexamqueen
      @insuranceexamqueen  5 месяцев назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @keishaw.4803
    @keishaw.4803 17 дней назад

    Just a quick note to thank you tremendously for sharing your talent and training with us. I passed my SC LIFE & HEALTH today on the first try. I am beyond grateful for your expertise. Also, your aura is amazing 💛🤎 thank you once again!

    • @insuranceexamqueen
      @insuranceexamqueen  15 дней назад

      that's fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
      Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all
      For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support.
      Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses
      #motivation #inspiration #support
      Sending you all the love and good vibes

  • @JenniferSolis-gk2hq
    @JenniferSolis-gk2hq 5 месяцев назад +1

    I just took my life and health today and failed by 2 points, but these videos are so helpful!! I will definitely keep watching these! thank you Melissa! :)

    • @insuranceexamqueen
      @insuranceexamqueen  5 месяцев назад +1

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @MariaGarcia-oq5td
    @MariaGarcia-oq5td 11 месяцев назад +1

    Melissa ! you helped me secure p&c yesterday !! Passed with flying colors , didn’t rely much on my online learning course, nothing was sticking until my sister told me about you. THANK YOU ENDLESSLY ! now to study for life and heath ☺️☺️

    • @insuranceexamqueen
      @insuranceexamqueen  11 месяцев назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @carlayehnert7145
    @carlayehnert7145 3 месяца назад +1

    I am IL working on P & C. I understand dwelling & Homeowners. Struggling with commercial. Your videos are helping simplify the material. Thank you Melissa!!!!!😊. I did pass IL life/ health on the first try.

    • @insuranceexamqueen
      @insuranceexamqueen  3 месяца назад +1

      Congrsts on passing
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to pass! ruclips.net/video/b8cl8AIM7j0/видео.html

  • @Mdcon928
    @Mdcon928 Год назад +4

    I just passed my Taxas life and health insurance 1 take. Thank you so much ❤

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @kmclarke7459
    @kmclarke7459 Год назад +3

    Thank you Melissa. I passed my 2-15 exam with assistance from your RUclips videos and resources from your website.

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Great job! Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @RocquiB.
    @RocquiB. 3 месяца назад +2

    I’m so FREAKING glad to be here! I feel so confident and reassured watching the vids.

  • @josettealvarez9241
    @josettealvarez9241 Год назад +1

    I’m Florida❤ “ Thank You soooo much for your videos…. “I Passed My Health EXAM”!!!! Yesssss🙌. Queen 👸🏻

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @marianogueda6043
    @marianogueda6043 8 месяцев назад +3

    I absolutely love your videos!! You make everything so clear, and you are so fun!

  • @marinesbermudez2186
    @marinesbermudez2186 Год назад +3

    Currently Studying for FL Health Agent (0240) 😟, your videos does help easier to understand . would like a study budy

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. .
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @KaitlynDubberly
    @KaitlynDubberly Год назад +3

    Thank you so much for what you do and posting these videos, they help tremendously! I am taking the Georgia Accident and Sickness test next Thursday! I failed the first time and hoping you could point me in the right direction on what to focus more on. Please! 😟❤

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      Field Underwriting(also known as completing the app/health Basics), Health Provisions, Types of Health and State Law/Insurance Regulations are the most important focus for your exam breakdown and I cover all of them in my Royal Treatment Class Series.
      Field Underwriting is all about the application process an agent goes through when selling a policy as well as the basics of all health insurance.
      Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For Types of health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and both come with 100 Day Access.
      My Sliver Life and Health Series (just skip the Life videos) will cover a simple review of the most tested topics across all states.
      My Gold Life and Health Series (just skip the Life videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @DarienFairley
    @DarienFairley Год назад +3

    how you doing Melissa I just want to thank you for all of your help if it wasn't for you I would not have passed my test. All of the information that you put out is so helpful and I just wanna thank you cause it pushed me over the top. I can't thank you enough god bless you and your work.

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @chiomaNweke-p1n
    @chiomaNweke-p1n Месяц назад

    Melissa, you are well endowed with knowledge. Thank you for this presentation. Keep up the good job❤

  • @SC-fv1mf
    @SC-fv1mf Год назад

    I'm taking my Ohio life exam today I wish I found you sooner. I'll let you know what happens today! But I'm excited and trying to have a positive mindset!

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      You got this!

    • @SC-fv1mf
      @SC-fv1mf Год назад

      @@insuranceexamqueen due to technical difficulties on their end my exam had to be rescheduled. So I will be watching all of your videos until then! Have any specifically for Ohio life only?

  • @amomsvoice
    @amomsvoice 8 месяцев назад +1

    You are God sent! What do you recommend for a person that is a visual learner. In terms of retaining the information.

    • @insuranceexamqueen
      @insuranceexamqueen  8 месяцев назад

      My gold class series
      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @JayleePlanz
    @JayleePlanz Год назад +3

    Yessss I need this so bad any more info you care to share for life I am here for it. Thank you again! ❤

  • @caitlynlocklear4300
    @caitlynlocklear4300 6 месяцев назад

    Back to this video again… failed my health exam TWICE. Tested lowest in Provisions… taking notes this time 🤞🤞

    • @insuranceexamqueen
      @insuranceexamqueen  5 месяцев назад

      Yes take notes. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @mediatricen4705
    @mediatricen4705 11 месяцев назад +1

    Your videos really helped me to passed my life exam you are best teacher❤❤❤left you review on your website

  • @masonm1495
    @masonm1495 7 месяцев назад

    I’m in Ohio and I’m super nervous to take my test I’ve been studying for a week straight and I hope these videos help me remember I forget half of what I wrote down the first 2 days

    • @insuranceexamqueen
      @insuranceexamqueen  7 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @shebachacon890
    @shebachacon890 Год назад +3

    i passed my P&C the first time thanks to you! we had a class of 30 and now there are only 10 of us because we passed....But now im interested on getting my life and health insurance license on my own. what site would you suggest i pay that is a reasonable cost?

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      I recommend Xcel, for their practice exam and if you use coupon code QUEEN at checkout you'll get $9 off and be enrolled into my class series for free, valued at $97

  • @maryhollisstuck9489
    @maryhollisstuck9489 Год назад +2

    This was super helpful!! I just have to say that I'm not sure what soulless creatures you had in your class that didn't so much as react to the dog situation but I. Feeel. You.

  • @lydia_lxl4350
    @lydia_lxl4350 Год назад +1

    I've searched, but to no avail...do you have just life insurance video? I can watch please. Taking my exam tomorrow:)

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Yes but a lot of the info translates to both exams - search life in the channel

  • @TryfifiiKalii
    @TryfifiiKalii 2 месяца назад +1

    I'm using the exam FX for GA I'm so lost and feel so stupid. Answers that was correct on the chapter quiz is a different answer on the practice exam. I feel so overwhelmed I'm trying not to give up. I'm so stressed out.

    • @insuranceexamqueen
      @insuranceexamqueen  2 месяца назад

      It's hard! I got you! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

  • @gladyslaurente3001
    @gladyslaurente3001 Год назад +2

    Very well explained!!! Thank you so much!

  • @dreamboatannie0816
    @dreamboatannie0816 Год назад +1

    do you have a video on life provisions not covered in this video? My test is Saturday 😱

  • @ljshortsrecaps5461
    @ljshortsrecaps5461 Год назад +1

    I'm taking the Life & Health state exam this Friday. I just found you and going through the Xcel course. I am in OK. What topics and videos from your channel should I review?

  • @leticiatorres2075
    @leticiatorres2075 4 месяца назад +1

    Are you able to highlight what to study for the health and accidental insurance exam for rhodeisland?

    • @leticiatorres2075
      @leticiatorres2075 4 месяца назад +1

      I did purchase gold series already

    • @insuranceexamqueen
      @insuranceexamqueen  4 месяца назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @THATGIRLGIZELLE
    @THATGIRLGIZELLE Год назад +2

    Hi my test is tomorrow and I live in Az. I have been using examfx as my study coarse but i am struggling with the health portion. Do you have anything that will help prepare for tomorrow or would i need to buy the whole study course?

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Just the full courses besides youtube, so utilize the videos on here. You got this!!!
      I did post this special today too - Baby Bump Special!
      I want to do something FUN and Crazy Before the BABY Comes!
      One I have a CRAZY Deal below for all those taking the Property and Casualty or Personal Lines Exam
      And I have $7 Classes on the Schedule- The Last Classes Before the Baby Arrives!
      June 17th, this Saturday is a $7 Take a PROPERTY AND CASUALTY test with me, $17 if you want the recording!
      June 29th, Next Tuesday is a $7 Take a LIFE AND HEALTH Test with Me. $17 if you want the recording!
      Book Your Class by Clicking this Link: www.insuranceexamqueen.com/liveclassschedule
      Next, is the CRAZY Baby Bump Property and Casualty Special!
      I have 12 hours of New Lessons that are currently only available in the $397 Platinum Package
      These are Listen and Learn Lessons that are a part of the New Curriculum I am making for what comes next.
      What’s special about them is they are just me teaching, unlike the current class series that have people asking questions.
      Since I must pause on making the new curriculum while I focus on the birth and baby, I have decided to offer the 12 Hours of In-Depth Lessons for ONLY $27/ for 30 Days for as long as I have the Baby Bump.
      Once the Baby Arrives (July 1st Due Date, but I am shooting for July 3rd) the special will no longer be available.
      I also decided to go EXTRA Crazy and offer a Rental Option where you can purchase 2 days/48 hours of access for only $7!!
      WHAT?!?! 12 Hours of Lessons for ONLY $7!
      Please keep in mind as soon as you purchase the timer starts for your 48 hours or 30 days, whichever you purchase.
      Below I show what lessons are covered in the Listen and Learn Lessons, there a couple of videos that I did use for the Gold, but unless you have Platinum, the rest are all Unreleased, Exclusive Content.
      BUY HERE:
      www.insuranceexamqueen.com/courses/landlpc
      Property and Casualty Listen and Learn Lessons
      12 Hours and 12 Minutes of Uninterrupted Lessons, not class recordings!
      What is Insurance and How Does it Work (47:14)
      What Risk Can We Transfer and Who Can Transfer Them (17:49)
      What's the Difference Between Property and Casualty (9:11)
      The Purpose and Coverages on Property Policies (9:36)
      Eligibility Requirements for Dwelling and Homeowners (24:03)
      The Differences Between Dwelling and Homeowners Policies (9:00)
      The Coverages on Dwelling and Homeowners (1:34:47)
      Dwelling and Home Open Peril vs Named Peril (13:34)
      Dwelling and Homeowners and the Perils They Respond To (1:30:10)
      Common Endorsements on Homeowners (27:14)
      Homeowners Casualty Coverage E and F (1:01:11)
      Tree Replacement & Removal (27:59)
      Personal Auto Policies-Who is Covered (14:57)
      Personal Auto Policies Coverages (10:43)
      What is Part A of a Personal Auto Policy and How Does it Work? (14:39)
      What is Umbrella Insurance and How Does it Work? (35:03)
      What Are The Types of Commercial Auto Policies (22:21)
      Crime Coverage Definitions (4:19)
      GCL Occurrence vs Claims Made (33:50)
      Basics on Bonds (12:42)
      Workers Compensation (34:04)
      How do I Become an Insurance Agent and What is My Job? (1:57:57)

  • @brittanysierra9412
    @brittanysierra9412 Год назад +1

    I really need to take one of your online courses I’m taking health in the state of SC

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of these in my Royal treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      Health Basics is also known as field underwriting and it’s all about the application process an agent goes through when selling a policy as well as the basics of health insurance.
      Next up are provisions. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series(skip the life videos) will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series(skip the life videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold+ Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @zhanatmak1334
    @zhanatmak1334 Год назад +1

    Hello from Florida! I like you, you're so natural! And thank you for your videos! Great job!

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      Thank you so much!

    • @hellogoodbye3898
      @hellogoodbye3898 Год назад +1

      Hey in FL! Which online website course did u take for the PNC and LAH? Tks

    • @zhanatmak1334
      @zhanatmak1334 Год назад

      @@hellogoodbye3898 XCEL solutions 2-15 LAH courses

    • @aly-bailbondsclerk1759
      @aly-bailbondsclerk1759 9 месяцев назад

      @@zhanatmak1334 this RUclips help you pass the Fl 02-15 test

  • @AAH123-v4x
    @AAH123-v4x Год назад +1

    thanks for the very informative video! Do you know about the MA state exam req? Can I give one combined exam for life and health or have to give 2 separate exams.

  • @geegeelarez9542
    @geegeelarez9542 Год назад

    Hi 👋 I’m scheduled to test for like and heath in California
    Dec 14, 2023 😅

    • @geegeelarez9542
      @geegeelarez9542 Год назад

      Life *

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Go here to view my recommendations for your state exam www.insuranceexamqueen.com/lh-state-recommendations

  • @PeaceNotPerfextion
    @PeaceNotPerfextion Год назад +1

    Hi Melissa, thank you…
    can you post your website to purchase Gold course for Life/Health…

  • @meno142
    @meno142 Год назад +1

    I need help passing my life and health exam in California, which videos should I go over. Thankssssss🙃

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @missashley2u281
    @missashley2u281 Год назад +2

    Question! If I were to buy your gold package and not buy the online course would I still be able to pass or do I need to buy an online course AND your gold package?

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      I always state that my material is a supplement to your providers course. It also depends on which state you are in. Certain states require that you certify through a provider. What state are you in?
      All state exams use the ISO, The Insurance Services Offices general policies to create the exam. This is what I teach off. The bulk of every state exam is the same from one state to another.
      They all share the most common, most tested topics and all my class series are built around that. There are state specifics you'll need to know, but those will come from the State Approved Courses like Xcel, Kaplan, Examfx, etc.
      My class series complements those courses and I make them make sense, even the state law/insurance regulations chapter. I'll explain the department of Insurance, the role of the commissioner/director, unfair trade practices and what numbers are important to focus on, but you'll use your state approved course to get those numbers.

    • @missashley2u281
      @missashley2u281 Год назад

      @@insuranceexamqueen THANK YOU! I’m doing the FL life and health. I was going to use Xcel.

  • @blackroyallion
    @blackroyallion 2 месяца назад

    On my 5 try, hope me luck. Keep you posted…

    • @insuranceexamqueen
      @insuranceexamqueen  2 месяца назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ruclips.net/video/b8cl8AIM7j0/видео.html
      I am sending you all the loves and vibes to pass the exam

  • @Jaaneybeaar
    @Jaaneybeaar Год назад +1

    I have my exam soon, is there anything you didn’t cover you think will come up?

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      There's a lot more in my courses. Which state and which exam?

  • @reneehale4725
    @reneehale4725 Год назад +2

    On the Beneficiary Designations slide…… is your test hint correct????

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      NO!!! We updated that in our course but not this video. To maintain all ownership rights they need to be REVOCABLE

  • @ShowMeYourBonus
    @ShowMeYourBonus 4 месяца назад +1

    Is provisions "Insurance Basics" ? I do not see a provision section on test outline for AZ

    • @insuranceexamqueen
      @insuranceexamqueen  4 месяца назад +1

      It will be a long title of Life Provisions, Options, Riders and Exclusions

  • @emilyaguilara6529
    @emilyaguilara6529 2 месяца назад

    To get both life and health do i have to take the exam on them together or separately? i got me pre licensed for life and health on Xcell 5 months ago

    • @insuranceexamqueen
      @insuranceexamqueen  2 месяца назад

      Yes, you'll buy Life and Health Gold and just skip health. However, I would encourage you to test for both.
      There are some jobs/companies in the insurance industry that will focus on just one line of authority, but at the Insurance Exam Queen, we encourage you to do both at the same time for a few reasons.
      One, most employers will tell you just to do one test/line of authority to get you started and then after you pass, they will tell you to get the next one. They don't tell you this is the plan upfront, and many agents wished they could have gotten all the testing out of the way at once. No one wants to be learning how to sell policies and still studying to pass another exam.
      Second, your first job/opportunity in insurance is not always the one you stay at, and having two lines of authority will make it easier to get a new job.
      Third, one test is better than two, and since most people do end up going back to test for the other line of authority anyway, might as well get it done in one shot.
      At the Insurance Exam Queen, we have the Life and Health Gold Class Series, and we do not offer just Life or Just Health. You will get the bundle even if you only need one line of authority, and we split up the videos so you can only watch what you need.
      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ruclips.net/video/b8cl8AIM7j0/видео.html
      I am sending you all the loves and vibes to pass the exam

  • @RomanMcDow23
    @RomanMcDow23 4 месяца назад

    I failed my exam today but rescheduled to take my Life and Health tomorrow afternoon. Please please pray I pass this time I missed Health by one question and Life by 5 questions.

    • @insuranceexamqueen
      @insuranceexamqueen  4 месяца назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @laurac4791
    @laurac4791 5 месяцев назад

    If I have passed my P&C exam. What should I focus on studying for the L&H exam? Some of the testing in P&C is also in L&H, right?

    • @insuranceexamqueen
      @insuranceexamqueen  5 месяцев назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @laurac4791
      @laurac4791 5 месяцев назад

      @insuranceexamqueen I already gave a 5 star, but that didn't answer the question I had.
      Does anyone know?

  • @laurenl1453
    @laurenl1453 Год назад +1

    I’m taking the life and health exam in Alaska

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. .
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

    • @laurenl1453
      @laurenl1453 Год назад

      @@insuranceexamqueen Thank you so much Melissa!! I passed my life and health first try yesterday! Couldn’t have done it without your videos 😊

  • @VeronicaSaturn
    @VeronicaSaturn Год назад

    If I’m taking life and health together do I need to know all of them or should I just mainly focus on the ones that overlap? I test tomorrow 😅 I have a good understanding of them just want to make sure

  • @kyliekudravy7334
    @kyliekudravy7334 9 месяцев назад

    "You are a Chiwawa", for real I thought you had a pittie with that bork

    • @insuranceexamqueen
      @insuranceexamqueen  9 месяцев назад

      Glad you enjoyed it! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @reginadickerson9803
    @reginadickerson9803 Год назад +2

    Great Job insurance Queen Thank You

  • @ashleypickett2117
    @ashleypickett2117 Год назад +1

    hello, do you have anything specific for the life exam for the state of Florida?

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      Yes, but you'll still need to have state specific text for the exact #'s. I'll cover the basics of the department of insurance, the unfair trade practices and which numbers you need to remember.

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      Completing the application, Types of Life Insurance, Life Provision and State Law/Insurance Regulations are the most important focus for your exam breakdown.
      Completing the application is all about the application process an agent goes through when selling a policy as well as the basics of life insurance.
      Types of Life will teach you about all the available life insurance policies and the ones you want to really focus on are Term vs Whole and Annuities.
      Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and both come with 100 Day Access.
      My Sliver Life and Health Series (just skip the health videos) will cover a simple review of the most tested topics across all states.
      My Gold Life and Health Series (just skip the health videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold+ Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @taylerbarley5656
    @taylerbarley5656 7 месяцев назад

    This has helped me sooooo much! Thank you thank you!

    • @insuranceexamqueen
      @insuranceexamqueen  6 месяцев назад

      Glad it helped! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @ennisja
    @ennisja Год назад +1

    I need HEEEEELP!!!, just found your channel. How to meet for group or ono on one

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      If you're looking for additional help for your exam, please check out what I have to offer here: www.insuranceexamqueen.com/
      Make sure to subscribe to my RUclips: ruclips.net/channel/UC2-mT7QUl_jHYQRIaw0Ihpg
      Find Study Support in my Facebook Group: facebook.com/groups/1082073882582049
      Tutoring
      If you have any more content/tutor questions, please upgrade to Platinum or post in the Facebook group. Thank you!
      m.facebook.com/groups/182500334498475/?mibextid=SDPelY

  • @alexiahernandez4516
    @alexiahernandez4516 11 месяцев назад

    hi i am taking the health exam for indiana on the 16th of this month ive been using your videos and i bought the gold pack to study i just need a lttle help knowing whats really important to pass

    • @insuranceexamqueen
      @insuranceexamqueen  11 месяцев назад +1

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

    • @alexiahernandez4516
      @alexiahernandez4516 11 месяцев назад

      Thank you 🙏🏻

  • @xavieraashley2635
    @xavieraashley2635 7 месяцев назад

    Hello! Do you have videos pertaining to ACCIDENT AND HEALTH ONLY?

    • @insuranceexamqueen
      @insuranceexamqueen  7 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @nicolerogers1310
    @nicolerogers1310 7 месяцев назад +1

    Exam queen if ur parent dies unexpectedly is there a way of finding out if your parent has a policy if your not sure??

    • @insuranceexamqueen
      @insuranceexamqueen  7 месяцев назад

      There's a way to search for a life insurance policy, yes. I don't know the website but I have heard of it

  • @davyunwashington3613
    @davyunwashington3613 7 месяцев назад

    I have a question I passed the Texas life agent exam got my finger prints done and my ex co worker already sent the Texas Application Questionnaire to RLC and just processing where do I go from here since I do work for that particular company anymore

    • @insuranceexamqueen
      @insuranceexamqueen  7 месяцев назад

      Hi, check out the Insurance Sales Group for help after the Exam and Lauren Phillips in the group helps people set up their own agency
      Insurance SALES Queen FB Group Link
      m.facebook.com/groups/182500334498475/?mibextid=SDPelY

  • @JosephReed-e2x
    @JosephReed-e2x Год назад +1

    would the promise to pay be the same as a promissary note?

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      Yes. A promissory note is a legal document that serves as a written promise to repay a specific amount of money by a certain date or according to specific terms. It is a binding agreement between a borrower and a lender.
      In the context of insurance exams, the focus is typically on insurance-related concepts, principles, regulations, and practices. Promissory notes are more relevant to areas such as finance, lending, and contracts, rather than insurance specifically.

  • @supriya5980
    @supriya5980 6 месяцев назад +1

    Hi
    I am giving California life and health
    Which site is should use to study
    Please hep🙏🏻

    • @insuranceexamqueen
      @insuranceexamqueen  6 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @dash_shorts01
    @dash_shorts01 10 месяцев назад +1

    just passed my Life and Health exam

    • @insuranceexamqueen
      @insuranceexamqueen  10 месяцев назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @dash_shorts01
      @dash_shorts01 10 месяцев назад

      @@insuranceexamqueen yes plz

  • @marychamplin2316
    @marychamplin2316 7 месяцев назад

    Hello, on your slide about "Beneficiary Designations", at the bottom it states "To maintain all ownership rights do not assign anyone as a revocable beneficiary". Is this a type error? Wouldn't it need to say "irrevocable"?

    • @insuranceexamqueen
      @insuranceexamqueen  7 месяцев назад

      That is correct. To maintain ownership rights
      DO NOT ASSIGN ANYONE AS AN IRREVOCABLE BENEFICIARY
      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @ligiasimon2974
    @ligiasimon2974 7 месяцев назад

    I love you Queen , thank you so much !!!❤️❤️❤️❤️

  • @KennethWilks-p4h
    @KennethWilks-p4h 9 месяцев назад

    I am taking the exam on Thursday. I been studying Kaplan, doing practice test but I am still not passing. What do I need to do? I am Taking the TN accident and health Test

    • @insuranceexamqueen
      @insuranceexamqueen  9 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @leahstravinsky7473
    @leahstravinsky7473 Год назад +1

    Hi taking Rhode Island life and I’ve failed twice any advice to help

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, and State Law and I cover all of these in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      Life Basics is also known as completing the app and it’s all about the application process an agent goes through when selling a policy as well as the basics of life insurance.
      Next up are provisions. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      My Sliver Life and Health Series(just skip the health videos) will cover a simple review of the most tested topics across all states.
      My Gold Life and Health Series(just skip the health videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold+ Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @yvonnehousen383
    @yvonnehousen383 Год назад +1

    Thank you for this information really helful

  • @akinaharris2942
    @akinaharris2942 6 месяцев назад

    Do you have any tips on claim adjuster exam

    • @insuranceexamqueen
      @insuranceexamqueen  6 месяцев назад

      So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ We have a lot of students in there who are testing for their adjusters exams which is why Angela Bryant our Study Buddy in the group and I join together and combine my highly acclaimed Gold class series and those adjusters specic tooics in a single course .
      With that said, check out NEW Property & Casualty + Adjuster GOLD Bundle!
      www.insuranceexamqueen.com/courses/gold-pc-adjuster-bundle

  • @ambitiousmoney3633
    @ambitiousmoney3633 3 месяца назад +1

    I’m in Kansas but can’t find the scoring I’m using excel for my precourse

    • @insuranceexamqueen
      @insuranceexamqueen  3 месяца назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

  • @ruththompson3138
    @ruththompson3138 7 месяцев назад

    I'm in California. I do I know which videos I should be watching?

    • @insuranceexamqueen
      @insuranceexamqueen  7 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @shanikagomez2586
    @shanikagomez2586 7 месяцев назад

    Is this used for Massachusetts exam ?

    • @insuranceexamqueen
      @insuranceexamqueen  7 месяцев назад

      Yes. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @paulconner5047
    @paulconner5047 3 месяца назад

    If I purchace the life and health on xcel and I put in queen in coupon code do I send you something to get your gold package free of charge?
    Let me know,
    Paul Conner

    • @insuranceexamqueen
      @insuranceexamqueen  3 месяца назад

      Within 48 hours Xcel will tell us you enrolled with Coupon Code QUEEN at checkout and we will get you enrolled into Gold. You can also email us a receipt as well to support@insuranceexamqueen.com

    • @paulconner5047
      @paulconner5047 3 месяца назад

      @@insuranceexamqueen I will do that also I got denied for your FB page why?

  • @Mikayla-l8c
    @Mikayla-l8c 11 месяцев назад

    Hello! I hope you're doing well. I'm reaching out because I'm in the process of studying for my insurance test, and I could really use some guidance. I'm 19 from maryland and completely new to the world of insurance, so I don't have any prior experience in this field. If you have any advice, resources, or tips that could help a beginner like me understand the concepts better, I would be incredibly grateful. Your support means a lot to me. Thank you so much for considering my request!

    • @insuranceexamqueen
      @insuranceexamqueen  11 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @mzdesire23
    @mzdesire23 Год назад +1

    Are you tested on general insurance in NY?

  • @KayteFlynt
    @KayteFlynt 9 месяцев назад

    Are we able to see the full life and health slides?

    • @insuranceexamqueen
      @insuranceexamqueen  9 месяцев назад

      Yes, thru my course. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @J-MILAN
    @J-MILAN 5 месяцев назад

    I am taking the Health Insurance Exam for the state of Florida, there is soo much information and I’m not sure what is most important for the State Exam Plzz help 😅

    • @insuranceexamqueen
      @insuranceexamqueen  5 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @charlita25
    @charlita25 Год назад

    Very pertinent information. #helpful

  • @Wendy-choosejoy
    @Wendy-choosejoy 4 месяца назад +1

    Are notes able to be printed?

    • @insuranceexamqueen
      @insuranceexamqueen  4 месяца назад

      Inside Gold yes and the free resources notes

    • @Wendy-choosejoy
      @Wendy-choosejoy 4 месяца назад

      @@insuranceexamqueen ok thanks
      I do have gold
      I go look

  • @mariabaker3905
    @mariabaker3905 Месяц назад

    how you can help me with health insurance in utah

    • @insuranceexamqueen
      @insuranceexamqueen  Месяц назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ruclips.net/video/b8cl8AIM7j0/видео.html
      I am sending you all the loves and vibes to pass the exam

  • @RosalvaNarvaezSerrano
    @RosalvaNarvaezSerrano 7 месяцев назад

    Do you have any class only for life?

    • @insuranceexamqueen
      @insuranceexamqueen  7 месяцев назад

      Yes. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @larellesdiyhomestead
    @larellesdiyhomestead Год назад +1

    Free look is 14 days in Florida 😁👍🏻

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      yes they will differ depending on state, so t is always important to check your state regulations

  • @VickieMcBride
    @VickieMcBride 6 месяцев назад

    I would like to join your class to get an insurance license

    • @insuranceexamqueen
      @insuranceexamqueen  6 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @dorijimenez4525
    @dorijimenez4525 Год назад

    I am taking IN life and health on Monday

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Go here to view my recommendations for your state exam www.insuranceexamqueen.com/lh-state-recommendations

    • @dorijimenez4525
      @dorijimenez4525 Год назад

      I having trouble with universal and variable. Do you have a lesson for that?

    • @dorijimenez4525
      @dorijimenez4525 Год назад

      @@insuranceexamqueen I bought this company before I found you :(

  • @kimberlygebhardt3640
    @kimberlygebhardt3640 3 месяца назад

    If you have a heart condition and you lie on your life insurance application and they find out after 2 years will they cover it?

    • @insuranceexamqueen
      @insuranceexamqueen  3 месяца назад

      We’re glad you are here for support and looking forward to seeing what the group chimes in with. If you would like to be able to ask Melissa questions while you are studying you will want to get the Platinum Package available on www.insuranceexamqueen.com/

  • @genowhite1098
    @genowhite1098 9 месяцев назад

    Can you do Louisiana life and health

    • @insuranceexamqueen
      @insuranceexamqueen  9 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @roxannemarie65
    @roxannemarie65 4 месяца назад

    I take my exam tomorrow July 3🙏🏼

  • @mrsbeautifuljazz6292
    @mrsbeautifuljazz6292 5 месяцев назад

    How do I get only life video or slides?

    • @insuranceexamqueen
      @insuranceexamqueen  5 месяцев назад

      My course includes both Life and Health. You can simply exclude the Health part and focus solely on the Life part.
      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @TheBlossomingLife
    @TheBlossomingLife 8 месяцев назад

    That's a strong bark for a Chihuahua!😅❤

    • @insuranceexamqueen
      @insuranceexamqueen  8 месяцев назад +2

      🤣 he don't play about his momma

    • @marychamplin2316
      @marychamplin2316 7 месяцев назад

      @@insuranceexamqueen thank you for making your videos relatable, barking dogs and mishaps with drinking water, they're all apart of life. It's been a joy to watch your videos!

  • @hellogoodbye3898
    @hellogoodbye3898 Год назад +2

    This lady is savage!

  • @Delshin
    @Delshin 8 месяцев назад

    I took it in mass and got a 68% the first time on the life, then took the health and accident and got a 65% then retook the life and got a 66% ugh

    • @insuranceexamqueen
      @insuranceexamqueen  8 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

    • @Mar-le8pq
      @Mar-le8pq 7 месяцев назад

      Just got a 66% 2 weeks ago on life & health here in Maryland 🤦🏾‍♂️ on my 1st try but my breakdown shows me where I was weak at I'm trying to double down on those. & Provisions was one for me