@@gauravnilayAre maharaj tax badhane se property ka price Kam nahi hone vala, aur badhega. Ab bechne vala profit+tax dono jod ke aam aadmi ko bechega. Isme Amir logo ka kahi se koi ghata nahi he. 18% GST bhi lagaya to vyapari par hi tha, par aaj dekhte ho na kaise har ek bill me +18% GST hoke aata he. Ye sab ghum fir ke customer ko hi Dena hota he.
I request please do calculation, you are Ca student do not comment before analyzing, donot go with word. At least do analysis of your own property with indexation or without indexation
@@karazakiakuno4645 Can Supreme Leader spell democracy? Nope. Why desi bhakts voted him? Because they have no "STREANH." Their radars don't work when it's raining and cloudy. 😊
Being a CA you really pick up a crucial point that Indexation benefit was introduced to promote long term investing. But to fulfill the govt pocket why we bear such huge taxes on our hardcore wealth. ❤ Every tax payer should raise a voice against these tax implications.
For every house increasing at 10% p.a. or more then 6%p.a. which most houses do new tax rate of 12.5% without indexation is more beneficial. A house of 1 cr in 2001 would most likely be of 40cr than 4 cr. Bogus example.
Dipesh bro are you out of ur mind…even if it’s 40 crores.. do the calculation again and you will know indexation is far better thing than this new 12.5% tax thing
How can this video discuss financial strategies without addressing the removal of the indexation (inflation) benefit? This change significantly impacts long-term investment returns and tax liabilities, making it a crucial factor to consider.
With only 2% paying taxes, does it even matter? It seems the video overlooks the 90% tax rate imposed by Congress, which historically caused many business owners to leave the country. This has had a significant financial impact on the economy and the business landscape.
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class find it tough to own a home too, leaving them without a place to retire.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,k.
BJP has learnt nothing from 2024 election..... Middle class is paying to Bihar and andhra to Save BJP govt.. remove LTCG , STCG , STT and reduce income tax slab.... Tax should be charged for agriculture income (farmer earning more than 15 lakh per year)
Tax on farmers- 1. Are you farmers, if you are you know downside of it and upside of it 2. If you are working as white collar job, you don’t know how challenging it is to be in farming or agriculture 3. Justify why you want that to be taxed. 4. If someone is doing something illegal in your circle, take legal action. 5. To be a farmer it is very high risk and lot of investment is needed to begin with, regular hard work is needed, as you have to take care like your own children. Don’t be jealous, be respectful to their profession not easy task like us as white collar profession.
@@anirbanacherjee2075 A farmer earning more than 1 crore annually should be taxed. Many rich n elites become farmer to save tax. Govt need to tackle this.
@@Gurudev031 then what is the problem if someone want to grow crop, if you want to save tax then go for farming , and face the challenge , ek mahina b kaam nhi kr paaoge
Agar kisan gareeb rahega to nayi equipment nahi use karega to food supply 140 crore ki kaise maintain karoge .Aur labour ko achi wage kaun dega phir .Kaha se dega labour ko Ameer kisan .Labour rural area ka Kahan jayega 😂😂😂😂
I am not sure but I have a question do you have properties in big cities and want to avoid due taxes that you had not been paying earlier by introducing fake renovation bills and get 2-3 times indexation benefits for that?
@@KetanGoyal-sr6uv It is about hard earned money and Long term thinking. And about very high inflation. And it will incraese black money in real estate deals. And for any thing fake, Authorities are there to check.
@@rahulbudhiraja16 Frankly speaking who ever get chance becomes corrupt. A person driving on the wrong side argue with the person driving on the correct side as he is not doing anything wrong.
@@dipankermukherjee3036 acha ji aam aadmi aam aadmi hota h ye hindu muslim ka vote bank neta log khelte hain humko aam aadmi rehne do aap ek kaam karo TMC join karlo
Fantastic person.... Good analysis, good example.... Nicely presented.... Need this kind of knowledge persons in Parliament.....everyone impressed..... Request to government, rethink over new taxation raised by honourable Raghav ji....
He is absolutely right wrt to bringing back indexation on Realestate transactions. Removal of indexation clearly hurts retirees who want to sell their present house and move to a smaller unit where their houses have not appreciated significantly. Hope the FM listens.
@@naysayer7540 Prices of house will increase to compensate the loss on Tax. Rent Will increase. It effects everyone directly or indirectly even if buying or not.
Raghav Chaddha is very correct. DOnt understand what it is with this govt. which is hell bent on increasing the financial disparity levels and was ignoring the rural population now they are penalising the urban population. There is a dire need to change the whole Finance ministry team
LTCG should not exist. STT was introduced with the promise of removing LTCG. Now they reintroduced LTCG but did not take away STT. so you now pay twice the tax. Remove LTCG altogether or take STT away...
it doesn't work this way , even nirmala would knew this but its pressure from the govt and allies to increase taxes , same will happen when congress comes they will give freebies everywhere and would need taxpayers money to do that.
@@nareshsinghal2327 any upcoming elections, in any state, all middle class tax payers should vote out BJP and encourage your entire community to do. This government is dangerous for the welfare of honest taxpayers
Lo Raghav Chaddha sirji government ne aapki baat mann li...good feeling to see such action from educated opposition and ready to accept mistake from government ....
Aaj ke baad BJP walon ko apne darwaje par bhi nahe khade hone dunga. Paan singh tomar ka dialogue sahee hai BJP le liye...... Dakait hote hain parliament main
Jese tumhe ek vudeo dekh kar sab pata chal gaya, right, There is something called removal of indexation (inflation) benefit which was conveniently ignored.
Modi chor he Corruption under Modi has not come down but instead gone up. It's just that the leaders are eating money in roundabout way. After 10 years someone will write a book and disclose how the corruption happened.
For the first time opposition is speaking sense and bhajapa discouraging investors again and again No.1 mistake LTCG Tax No.2 adding more burden to it after this move, I am thinking to move to other country and settle
No doubt agar Raghav Chadda PM candidate ban jaye to desh and desh vasiyon ka bhalla ho jayega irrespective of whichever political party he belongs to. He has a right vision for common man
This brutality from finance minister and secretary is an ATTACK on middle class
FM does not handle finanace. C has no clue.
PMO is doing the budget. 😮@@chandankumar6361
Sitaramon has no knowledge of economics. Poor performance shows her dependence on laymen..
RIP Finance Minister
This will have huge impact on property market.
That's why CA as opposition minister always required. Well said sir hats off to you🙏
He is talking from a common man's perspective.
That's how the opposition should be..
All the points & illustration are spot on
we don't want investments in real estate , let the prices fall in real estate sector so that common man can afford house, plots
@@gauravnilayAre maharaj tax badhane se property ka price Kam nahi hone vala, aur badhega. Ab bechne vala profit+tax dono jod ke aam aadmi ko bechega. Isme Amir logo ka kahi se koi ghata nahi he.
18% GST bhi lagaya to vyapari par hi tha, par aaj dekhte ho na kaise har ek bill me +18% GST hoke aata he. Ye sab ghum fir ke customer ko hi Dena hota he.
@@kartiksavaliya7192 it will eventually because these days non of the real estate flats, infrastructures, house, land's and others r anyone good
@@gauravnilay arey mailk did you understand his point? Prices will not fall but increase if more black money comes in.
@@gauravnilay kon h ye log kaha se ate h ye log😂
Being a ca I totally agree with raghav chadda and this is completely looting Indian middle class
I request please do calculation, you are Ca student do not comment before analyzing, donot go with word. At least do analysis of your own property with indexation or without indexation
@@meghabisht2520 raghav is CA too . The example given by him is correct . Don't deviate the topic
@@meghabisht2520 andhbhakt bot is here to save his supereme leader
First time very good suggestion by Raghav Chadha. No more BJP.
Time to move away From BJP now
Yes
@@Gurudev031 Paying taxes isn't painful, but paying taxes and still living with broken infrastructure really hurts.
we dont want investments in real estate , let the prices fall in real estate sector so that common man can afford house, plots
@@rahulmodak3680 even if government comes clean and neat others will try to exploit from infrastructures projects and other projects
Raghav ji is absolutely correct. BJP should rollback the indexation on LTCG and should think about reducing LTCG also.
Very right Raghav ji
Modi Govt.should restore indexation
@@gargop56 poor people buys home once in a lifetime and never sells. It's the elite class or real estate maafia who buy n sell regularly.
Does Modi understand the word indexation ? 😂😂😂 only diction is TRAVEL TRAVEL AND TRAVEL 🤣
@@Gurudev031yr kaha se ate ho... Agar vo regular sale purchase karte rehte h usme indexation kaha milega unko🥴
@@Gurudev031 POOR PEOPLE DON'T PAYS TAX
@@Synergy-xj6zi Come up with some better criticism like others🙄😏
Finally someone from opposition speaking about real problem.
No nonsense only good suggestion.
Govt should incentives 😢 Long term invester
Worst FM ever!!
Maturity is realising she is just a puppet .
@@nsckrreddy1888 Someone with honor should resign in that case.
Dusvi fail PM what else do you expect? FM is happy to use her 10std logic because that's where PM's logic maxes out.
@@user_1abcDemocracy loving government, what else do you expect?
@@karazakiakuno4645 Can Supreme Leader spell democracy? Nope. Why desi bhakts voted him? Because they have no "STREANH." Their radars don't work when it's raining and cloudy. 😊
Being a CA you really pick up a crucial point that Indexation benefit was introduced to promote long term investing.
But to fulfill the govt pocket why we bear such huge taxes on our hardcore wealth. ❤
Every tax payer should raise a voice against these tax implications.
💯
so you don't want the wealth redistribution you socialists always asked for?
Raghav is a CA too... Don't forget 😅
#changeFM
#Changenirmala
No more BJP
Raghav supports freebies party which more dangerous to the country 😂
CA❤❤❤❤❤❤❤❤❤❤❤❤❤
For every house increasing at 10% p.a. or more then 6%p.a. which most houses do new tax rate of 12.5% without indexation is more beneficial. A house of 1 cr in 2001 would most likely be of 40cr than 4 cr. Bogus example.
Dipesh bro are you out of ur mind…even if it’s 40 crores.. do the calculation again and you will know indexation is far better thing than this new 12.5% tax thing
😅😅😅😅
Extremely impressd with his expressions, clarity of thought, and to get rid of this government. Will vote for you and your party.
❤
High time to leave this country. It's leaders are getting stoopid day by day.
Raghav Chaddha speaking sense.
Wherever you go you will have to pay more tax😂
Atleast he might get better services from government for the higher taxes
rahul was asking for freebies now bjp has to give some else next time wont get even 240
@@marcos-1210 nah dubai. singapore, germany. even in U.S i would have to pay 30% if i earn around 5 crores not on damn 15 lakhs
@@marcos-1210 You get services accordingly
How can this video discuss financial strategies without addressing the removal of the indexation (inflation) benefit? This change significantly impacts long-term investment returns and tax liabilities, making it a crucial factor to consider.
With only 2% paying taxes, does it even matter? It seems the video overlooks the 90% tax rate imposed by Congress, which historically caused many business owners to leave the country. This has had a significant financial impact on the economy and the business landscape.
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class find it tough to own a home too, leaving them without a place to retire.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,k.
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now.
Very sensible request!
A truly impactful and profound speech delivered by a Chartered Accountant and leader! Hope government takes this feedback constructively
BJP has learnt nothing from 2024 election..... Middle class is paying to Bihar and andhra to Save BJP govt.. remove LTCG , STCG , STT and reduce income tax slab.... Tax should be charged for agriculture income (farmer earning more than 15 lakh per year)
Every thing is right but not for agriculture are you ready to provide your money if farmer loses crops due to flood,drought and ole
Tax on farmers-
1. Are you farmers, if you are you know downside of it and upside of it
2. If you are working as white collar job, you don’t know how challenging it is to be in farming or agriculture
3. Justify why you want that to be taxed.
4. If someone is doing something illegal in your circle, take legal action.
5. To be a farmer it is very high risk and lot of investment is needed to begin with, regular hard work is needed, as you have to take care like your own children.
Don’t be jealous, be respectful to their profession not easy task like us as white collar profession.
@@anirbanacherjee2075 A farmer earning more than 1 crore annually should be taxed.
Many rich n elites become farmer to save tax. Govt need to tackle this.
@@Gurudev031 then what is the problem if someone want to grow crop, if you want to save tax then go for farming , and face the challenge , ek mahina b kaam nhi kr paaoge
Agar kisan gareeb rahega to nayi equipment nahi use karega to food supply 140 crore ki kaise maintain karoge .Aur labour ko achi wage kaun dega phir .Kaha se dega labour ko Ameer kisan .Labour rural area ka Kahan jayega 😂😂😂😂
Absolutely valid Mr Raghav. This is basic for specially middle class people
I am BJP voter put really disappointed with this decision. Please re-instate Indexation to save middle class and real estate.
I am not sure but I have a question do you have properties in big cities and want to avoid due taxes that you had not been paying earlier by introducing fake renovation bills and get 2-3 times indexation benefits for that?
@@sureshkapoor6148
BJP is a scam?
@@KetanGoyal-sr6uv It is about hard earned money and Long term thinking. And about very high inflation. And it will incraese black money in real estate deals. And for any thing fake, Authorities are there to check.
@@sureshkapoor6148 Truth is authorities are the most corrupt 😢
@@rahulbudhiraja16 Frankly speaking who ever get chance becomes corrupt. A person driving on the wrong side argue with the person driving on the correct side as he is not doing anything wrong.
Perfect describe ... Long term capital gain tax should reduce....
First time i am supporting AAP..
Me too
@@MadKingMaverick me too
Same here, I am dead against AAP but this time there is no option, such worst is Finance minister
Then u are not true hindu.
@@dipankermukherjee3036 acha ji aam aadmi aam aadmi hota h ye hindu muslim ka vote bank neta log khelte hain humko aam aadmi rehne do aap ek kaam karo TMC join karlo
Thanks on behalf of middle class people ❤️👍👌
Finally. Someone spoke with the correct numbers and pointed out to the government. 👍🏻
Nice suggestions, we need people like him who are qualified enough to think progressive. Very Well said.
Great speech Raghav ji.
Fantastic person.... Good analysis, good example.... Nicely presented.... Need this kind of knowledge persons in Parliament.....everyone impressed..... Request to government, rethink over new taxation raised by honourable Raghav ji....
Please sign petition to roll back LTCG and stop taxing Rental Income.
where to sign ? give link
For LTCG you should invest
Why not to tax rental income ?😅😅😅
@@marcos-1210 It applies on property owned too.
@@srushtimitra It was not taxed earlier until a few years ago. Why should it be taxed?
Valid points raised by raghav Chadda sir. The government should consider these points raised by the opposition.
Strongly agree with him
Very well said . Nailed it 👍👍👍
He is absolutely right wrt to bringing back indexation on Realestate transactions. Removal of indexation clearly hurts retirees who want to sell their present house and move to a smaller unit where their houses have not appreciated significantly. Hope the FM listens.
Right suggestion right financial knowledge Raghav Chadha sir
This increase in taxation would bring downfall to BJP
Why congress doesn't increase tax or what atleast they build infra with that
lol how many people buy properties to invest
@@marcos-1210Congress is pro middle class. Remember who took away pension from citizens of India.
@@naysayer7540 Prices of house will increase to compensate the loss on Tax. Rent Will increase. It effects everyone directly or indirectly even if buying or not.
Severe downfall
Very well said and explained. Govt needs to take action. Seems like we have a good opposition.
He is absolutely right 👍 LTCG should be abolished
Good point, proud of you. I like such opposition. Strong opposite required for such decisions.
Raghav Chaddha is very correct. DOnt understand what it is with this govt. which is hell bent on increasing the financial disparity levels and was ignoring the rural population now they are penalising the urban population. There is a dire need to change the whole Finance ministry team
The upper middle class and rich only buy and sell flats, lands and houses. They have to pay higher taxes. That is why this war cry.
Very good suggestion I hope may be it implies bcs this tax is breaking our spine 😢😢😢
Yes, Tax need to be reduced on LTCG tax
LTCG should not exist. STT was introduced with the promise of removing LTCG. Now they reintroduced LTCG but did not take away STT. so you now pay twice the tax. Remove LTCG altogether or take STT away...
:D
Exactly ragavji
Thanks. At least someone who’s looking at investors and tax paying class
That's how the opposition should be... Great ❤
Great Advice for Modi Govt
Completely agreed. Removing indexation is pathetic. Very wrong. Req govt to pls reinstate indexation.
Finance secretary assuming 12-16% CAGR for all over India is the biggest delusion of all time
Yes even a real estate at premium location gives CAGR max. 8-10%
Agreed all points 👉
Excellent points put forward, he should have been the Finance Minister then we would not be seeing this nonsense
He should be Finance minister for raising a Query on the budget😅😂😂
@@marcos-1210 If questioning incompetence is a qualification, then he's overqualified
@@marcos-1210he’s also CA and current FM was some teacher. So obviously he’s more qualified
it doesn't work this way , even nirmala would knew this but its pressure from the govt and allies to increase taxes , same will happen when congress comes they will give freebies everywhere and would need taxpayers money to do that.
Need option of people friendly government now.
Thanks for picking up this issue indexation should be again legalised
Good Speech Same on Government
BJP supporters now turning against BJP
Already middle class very angry, all my family and friends will vote out BJP in coming elections.
Yes...obviously...we are not voting to get penalized and taxed
Yes I am one of them
@@nareshsinghal2327 any upcoming elections, in any state, all middle class tax payers should vote out BJP and encourage your entire community to do. This government is dangerous for the welfare of honest taxpayers
Me too
Lo Raghav Chaddha sirji government ne aapki baat mann li...good feeling to see such action from educated opposition and ready to accept mistake from government ....
Brilliant articulation 👏👏👏 Bring back indexation !
He said brutal Truth which I believe EGOISTIC FM won’t take it as implementable suggestion 👍👍👍
Thank you for talking something sensible
Very well explained by Raghav Chadha...
Salute this eaducated person, everything he said is 100% true.
Thank you for putting your suggestions so precisely and Simplifiedly. I think we all agree with your points. 👍
Aaj ke baad BJP walon ko apne darwaje par bhi nahe khade hone dunga. Paan singh tomar ka dialogue sahee hai BJP le liye...... Dakait hote hain parliament main
Very best suggestion and very well said
We need such parliamentarians who raise the voice of middle class indians. Thank you sir. ❤
We support Raghav Chadha..Very well explained
It is good that some body is trying to restore indexation benifit ❤
Perfect explanation
Bring back indexation.
Well said Raghvji.. Indexation must be restored. Govt is acting like tax mafia on middle class....
Thank you for talking about this point very good
Damn good explanation... Indexation should be restored
Bhai Chadda ji we r agree with you 👍👍
It is needed..!
Strogly agreed 👍👍👍
Worset budget and FM
Very good point
Well explained. But who will listen to this!!!!
पहले बार मैं इनसे सहमत हूं।
😂😂😂
Nicely explained. Gvt should understand this
Completely agree with him..
Roll back LTCG and stop taxing Rental Income.
BJP - Anpadho ki sarkar.
Our brother Raghav Bhai correctly mentioned.
😓
Jese tumhe ek vudeo dekh kar sab pata chal gaya, right,
There is something called removal of indexation (inflation) benefit which was conveniently ignored.
Absolutely 💯 correct
Brilliant speech, real voice of people! Though heard first time from him
Good speech
Exactly what should happen & What will happen. he needs more support for such a spot on speech.
Excellent point and communicated. Hope BJP is listening. It seems to be completely missimg the anger of salaried class
Modi chor he
Corruption under Modi has not come down but instead gone up. It's just that the leaders are eating money in roundabout way. After 10 years someone will write a book and disclose how the corruption happened.
Thanks for explaining it so well.
सही कह रहा भाई
Very good and sustainable suggestion.
Just wow...Raghav sir...
I totally agree with Raghav Sir ..
I agree with Raghav. The government has very wrong priorities. We cannot be paying for the inefficiencies of the government
Well said brother
For the first time opposition is speaking sense and bhajapa discouraging investors again and again
No.1 mistake LTCG Tax
No.2 adding more burden to it
after this move, I am thinking to move to other country and settle
Fully agreed with raghav ji
Pathetic from BJP.....we are so frustrated
Great Sir
Aam admi party jindabad
@@shekharpatil7758 It has nothing to do with the Party. He is just raising a right issue.
No doubt agar Raghav Chadda PM candidate ban jaye to desh and desh vasiyon ka bhalla ho jayega irrespective of whichever political party he belongs to. He has a right vision for common man
Raghav Chadha.. Great
Hats off sir
If bjp has any cyber experts ,party can see blacklash in people for removing indexation
Great says sir on stcg and ltcg.. 👍👍👍