the HIDDEN risks in using digital banks in the philippines

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  • Опубликовано: 15 ноя 2024

Комментарии • 40

  • @agentponkana4903
    @agentponkana4903 4 дня назад +15

    i think you're confused between risk and disadvantage 😅

  • @iamedyboy
    @iamedyboy 4 дня назад +15

    wala pang na bankrupt na digi bank kaya dapat hindi ka nag sasabi na mahirap mag claim. saka sa pdic ka mag claim diba pag bankrupt ang bangko so hindi ka mag chat sa bangko kasi hindi na sila operational. LOL

  • @GoodVibesOnly143
    @GoodVibesOnly143 2 дня назад +7

    Ang hilig nito sa Click Bait na title.

  • @joshuageneroso5945
    @joshuageneroso5945 4 дня назад +5

    Pinagsasabi mo?
    Trad banks can change the rules too any time as in any business

  • @amielasalan8985
    @amielasalan8985 День назад +3

    This type of content is dangerous and borderline irresponsible. Digital banks are supervised by the BSP, just like traditional banks. Very disappointing.

  • @RubyTalksurateonline
    @RubyTalksurateonline 7 часов назад

    Thanks for sharing. Keep making informative videos and sharing ur experiences like this❤️

  • @bejaysimogan5807
    @bejaysimogan5807 6 часов назад

    Very helpful Sir! Thanks for sharing 😍

  • @DennisEspiritu
    @DennisEspiritu 4 дня назад +11

    Is this sponsored by GoTyme?

    • @TiyoPilo
      @TiyoPilo  4 дня назад

      sana. pero hindi eh.. :(

  • @odlanorirom
    @odlanorirom 3 дня назад

    para sa akin, as of now pag-ibig MP2 pa lang yata ang pinaka low risk at walang capital loss...meron ding mga investment-scheme-fund-options sa mga selected banks na safe...

  • @ninalia1162
    @ninalia1162 4 дня назад +2

    Please do more research and back your statements with facts, not just opinions.

  • @justarandomname69
    @justarandomname69 4 дня назад +1

    That first RISK is not actually a risk, do you even know what a risk is? How will a savings account having lesser interest cause you harm? If youre making an Online Bank your Retirement plan of earning monthly Interest on Savings, you have WAY better options to choose from.
    The second RISK is the potentially only Risk of Online Banking. Third RISK is like the First one, you should not be putting your life savings on a Digital Bank that you do not trust with your life if youre thinking of them possibly going bankrupt.

    • @TiyoPilo
      @TiyoPilo  4 дня назад

      nice thoughts.. =) thanks for sharing..

  • @rencechannel2240
    @rencechannel2240 4 дня назад +1

    Talaga need talaga due diligence lahat ng sources (NOTE: Should be from a Reliable and Trusted Source of Data) saka diversification para once may mangyari sa isa hindi lahat ng investments or ipon mo sunog.

    • @TiyoPilo
      @TiyoPilo  4 дня назад

      thanks for sharing.. =) i agree.

  • @Lime1958
    @Lime1958 2 дня назад

    Scams also happens with banks. BDO had that terrible incident before. And hinde na nila na trace yung funds na nakaw sa mga customers. As customers kasi wag na tayong kampante. Laging may drive ang magnanakaw ma magnakaw. ALWAYS be diligent.

  • @Bellathecat9999
    @Bellathecat9999 4 дня назад +1

    Physical bank na nga tapos pag papasa pasahan ka sa customer service and branch

  • @ravemazter04
    @ravemazter04 3 дня назад

    Nid ng digital bank ng maintaining balance para magkaroon ng marami deposit which allow them to lend more money.. securing our money digitally at na enjoy natin feature gamit ng digital bank eh expense yn sa part ng digital bank kaya nid nla ng small amount ng maitaining balance. Pabago bago interest rate depende sa interest rate ng bsp pabago bago din.. cguro limit m lng sa 500k ung adb mo sa digital bank para covered p rn ng PDIC

  • @boredname2919
    @boredname2919 4 дня назад +1

    Is this is a sponsored content by GoTyme?

    • @TiyoPilo
      @TiyoPilo  4 дня назад

      how i wish.. hehe :D

  • @Vinz975
    @Vinz975 4 дня назад

    Hello Tiyo, how about interactive brokers? Lipatan na kami dahil mag sasara na si etoro 😢

  • @AngkolPepitsTravelVlog
    @AngkolPepitsTravelVlog 18 часов назад

    No big banks. Is called commercial banks

  • @alice.wonder
    @alice.wonder 4 дня назад +1

    Kuya topic ka naman about gfund ng gcash kung ano ngyzyare ngayon

  • @lyrad4584
    @lyrad4584 3 дня назад

    meh! traditional banks all have their online application to manage your accounts. sino sa mga traditional banks ang walang online presence at hindi pwede ma hack? Rural Bank of Batanes?

  • @noypi594
    @noypi594 4 дня назад

    I think implementing ADB and lowering annual intersest rate on these digital bank might be the solution for these digital bank not going to close too soon.

  • @wilsonchua7840
    @wilsonchua7840 4 дня назад

    For me, pinaka worrying is yun iboblock nila yun account mo. Sa mga online groups maraming nababalitang naboblock and super hassle to coordinate with their CS. Kaya I am not adding more funds to digital banks anymore. I know blocking suspicious accounts is one way to prevent money laundering, pero iba na usapan pag malaki ang cases of colateral damage.

    • @TiyoPilo
      @TiyoPilo  4 дня назад

      true true.. i agree. =)

  • @Wynchampion
    @Wynchampion 4 дня назад +1

    Pa ikot ikot ung sinasabi. Parang basta lang may ma topic. Sorry but this vid is a bonkers.

  • @alice.wonder
    @alice.wonder 4 дня назад

    Ako nga hindi ko nga alam kung makukuha ko pa pera ko sa gfund hindi ko mabuksan. Laki pera invest ko ngayon sa gcadh

  • @joshlucas7310
    @joshlucas7310 День назад

    Click bait, sayang oras dito 😂

  • @anselgruezo5877
    @anselgruezo5877 4 дня назад

    progress of money always involves risk..

  • @rodeltolentino871
    @rodeltolentino871 21 час назад

    GoTyme, most scammers..

  • @rasiejayalayon2923
    @rasiejayalayon2923 4 дня назад

    Pag hindi sila mag approach sayo go to BSP hahaha 😂

  • @masterfits-us9rl
    @masterfits-us9rl 4 дня назад

    Dangerous oo pag local.

  • @gjaytv2241
    @gjaytv2241 2 дня назад

    haha

  • @IronMan-hj4gs
    @IronMan-hj4gs 4 дня назад +1

    puro reklamo