Covered call can also be used for downside protection by setting ATM or lil ITM calls. Only Volatile stocks give nice premium. In taxable account, Covered calls can reset the time for Stock to be considered as Long term. REITs dividends are always taxed as short term cap gain.
FD cannot beat inflation. But if you have 10 crores and the 7 percent returns 70 lakhs and if you spend only 20 lakhs per year and save the rest then FD is the best
@InvestmentInsightsTamil Vijay ji, I could not understand how compounding works in stocks.. I could understand in FD or in MF where dividend are reinvested, In stocks, it has a value X when I buy it and it goes to value Y at some point in time where I may sell it... It seems a percentage of increasing in value or like a simple interest to me. Can you pls shed light on compounding in stock investments?
Hi, I have seen video on good debt vs bad debt. Does holding debt ( 6%) for long term while investing gives ( 12%). Don't know categorize as good or bad..
Great video once again.. mikka Nanri.. Can you pls let us know how to develop knowledge like you to identify good business and individual stock?.. I mean sources of knowledge like books, websites etc
Just be curious about finance. That is all you need. The knowledge will follow. It is not going to happen over night. But it will happen eventually. Just don't stop being curious and learn.
Hello sir, have been listening to your channel for quite sometime and all your suggestions are very helpful, Thanks. Wondering if you would ever talk about options trading with scenarios. Also , what online courses would be your suggestions to understand better about stock trading ( for intermediate trader)
ஒரு பங்கை வாங்கி Long term வைக்கும் போது அதில் விலை உயர்வு, டிவிடன்ட், போனஸ் அல்லது ஸ்பிலிட் ஆகியவற்றில் வரும் வெவ்வேறு வருமானங்களின் கூட்டு சராசரியை எப்படி கணிப்பது.... அதாவது 100000க்கு அந்த பங்க அந்த வருஷம் வாங்கிருந்தா அந்த ஒரு லட்சத்தின் இன்றைய மதிப்பு இவ்ளோன்றாங்களே அத எப்டி சொல்றாங்க...
Hi sir, l'm from Sri lanka, enga country la inga irukura top companies la maatum than share vendalam enduranga athutha rulee, so how can start my invest?, also index fund kuda epdi open panrathu therila ethachum idea or solution iruntha sollungalan, ennoda age ipo 18 so correct time to invest, but i can't do anything 🤥
Hello sir. As suggested by Buffet/Munger, Does the portfolio needs to be concentrated within 10 to 15 stocks for high return? I'm sure this will work for HNI individualls, but is this same for retail investors? How can we park money if all 15 stocks in our portfolio are overvalued??
It works for any investors, only if you are good at picking stocks. Do know that only 4% of the individual stocks will be successful among all. If you are good enough to identify that 4, then a concentrated portfolio is good. If not, better to stick to index funds.
@@InvestmentInsightsTamil Thanks for your response sir. Yeah I agree with your point, even though the 4% of right stocks identified, it will be fairly valued for some duration of time and if that stock is good then it's going to be overvalued. We as a investor adding stocks in phased manner, what is the solution for this case sir?
1. Millionaire next door, Thomas J Stanley 2. Rich Dad Poor Dad, Robert T Kiyosaki 3. Psychology of Money by Morgal Housel 4. One up on Wall Street, Peter Lynch 6. Zero to one, Peter Thiel 7. Atomic Habits, James Clear 8. Outliers, Malcolm Gladwell 9. Thinking Fast and Slow, Daniel Kahneman 10. Alchemist, Paulo Coelho 11. Siddhartha, Hermann Hesse 12. When Breathe becomes Air, Paul Kalanithi 13. Man's search for meaning, Viktor E Frankl 14. Laws of Human Nature, Robert Greene 15. Influence, Robert Cialdini 16. How to win friends and influence People (Dale Carnegie) 17. Art of Thinking Clearly (Rolf Dobelli) 18. 48 Laws of Power (Robert Greene) 19. Never Split the Difference (Chris Voss)
@@InvestmentInsightsTamil : Thanks for the list Vijay. I have read few and will plan to read the others. Recently read Rich Dad, Poor Dad and after these many years I started hating the fact I am paying Payroll taxes of my salary fully to the government while the RICH working for their own corporations and are not doing it. I started researching and learnt about Active, Passive Income and expenses and how IRS treats taxes differently. I am not asking for a CPA / tax advise.. curious did you crack this and figure out a way to legally minimize your tax obligations and built long term assets in that process.
If US dedt keeping increasing what are problems it could create in future, will US $ lose its position as world reserve? In this scenario , investing in US market is it not risky?
Hi Vijay, Having said that on a retirement corpus 5 years need in FD 20%(5X), Next 8 years need in Bonds 30%(8X) Rest in Equity 50% From where the retiree need to keep withdrawing money from once entering and on retirement to reduce risk? FD returns, Bonds Returns or from Equity? Sorry for this naïve question
Hi Sir, What's your opinion on investing in Chinese Stocks listed in NYSE , As chinese government has major control over all chinese companies and based on relationship between US-China relationship
Hi Vijay, can you share your perspective on taking Term Insuarance in India vs US for someone who plans to retire after 15 years at age of 65 in India.. which is better and less complicated
Hi Anna , A. Oru Company last 7 years dividend kuduthanga . Suddenly they stopped this year and says in fin report decresed in EBIT . Company doing something wrong ? B. Another Company Dividend keep on increasing 100% to 200% last couple of years .that Company doing wrong ? Ithula entha Company best na
Enaku oru doubt sir, ipa enaku age 29 years old.. Long time Investments ku compound effect athikam... Like 5-10years sa vida 30-40years ku.. So ennoda retirement corpus sa orey time la naan close Pani use panitu remaining ga again re invest pana, compounding effect kidaikaathu ilaiya?? So my portfolio (example ku index nifty50-15% of total portfolio) la 30years mature aagura maari 5% oru investment, 35years la mature aagura maari innoru 5% index, 40 years la mature aagura maari 5% vera oru index investment nu, intha maari investment vachukurathu better or worst?? Facts sa vachu explain panuringala sir?? Note: from my knowledge and opinion corpus sa close panratha vida dividend option use panikalam... But there are 2 main problems, 1. Retirement age la dividend better, aana investment age la dividend choose pana athu retirement corpus sa affect pannum 2. And retirement la only dividend vachu mattume vaalanum means antha alavuku athikama total corpus amt um irukanum.. So ithuku ena thaan sir solution??
Orey time la mature aagura maari invest pana ennoda goal amt ta reach pana monthly 50000rs invest pana vendi varuthu sir, same time different mature period ku piruchu piruchu invest pana monthly 30000rs laiye ennoda goal reach aagiruthu... This is power of compounding depends upon period of investment ilaiya?
@@InvestmentInsightsTamil You are the best Vijay.. :) We and many of our friends are in constant dilemma about this and I am looking for your perspective on this as a video if you can. I guarantee that many like me will be useful for those long term benefits..What should we anticipate in older ages etc and about using pension benefits and more..
Bro, i am also pursue CA Intermediate. By Gentle advise - 1st priority on our academic studies, 2nd Rest of others. ( Vijay Mohan sir, already provided Basis, intermediate & Advance level of Personal finance, just watch all previous videos on your break time) it's is best for you 🤝.
@@Ram-ls7ji bro Vijay mohan sir upload pana videosla neraya doubts iruku ....what can I do....bcz this concept are interesting and useful to our CA studies also ....reply me bro... Vijay sir online session conduct pana konjam briefa technicala learn panalam ....
@@InvestmentInsightsTamil sir nengala online session conduct panringala? Engaluku romba usefula irukum sir....your videos are very interesting and useful..
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Sir ,
All your answers are thorough professional answers. it shows your depth of knowledge and experience. Thank you very much.
India epo sir varinga.. Inga vandhu settle agunga sir.. village students ku oru role model ah ..
நன்றி விஐய், you are so awesome 👏 🙏👌
You are putting your true efforts for your followers. Thanks 🙏 ❤💐💐💐
Thalaivaaa, en question ah answer panuvenganu edhir paakave illa. Semma surprise... Thanks a lot for the answer.
Thanks Vijay for your great service
Covered call can also be used for downside protection by setting ATM or lil ITM calls. Only Volatile stocks give nice premium. In taxable account, Covered calls can reset the time for Stock to be considered as Long term. REITs dividends are always taxed as short term cap gain.
You can use Index Annuity account to safe investment after retirement
FD cannot beat inflation. But if you have 10 crores and the 7 percent returns 70 lakhs and if you spend only 20 lakhs per year and save the rest then FD is the best
Ayya unga sevai engalukku thevai chinna chinna investment ideas like a stock picking current market la enthamathiri stock pick pannalam athu epudi analyse panrathu anthamari vidio kudutheengana useful ah irukkum consider oannunga thalaivaa
Thanks Vijay Mohan
Nice video this q&a will help us in gaining financial knowledge.
Ayya India la nifty next 50 la invest panrathu best opition ah illa quit pannittu vere ethum active funds la panrathu best ah pls advice thanks
@InvestmentInsightsTamil Vijay ji, I could not understand how compounding works in stocks.. I could understand in FD or in MF where dividend are reinvested, In stocks, it has a value X when I buy it and it goes to value Y at some point in time where I may sell it... It seems a percentage of increasing in value or like a simple interest to me. Can you pls shed light on compounding in stock investments?
Very very thanks for lot of information sir... We are waiting for your REIT and INVIT vedio
I too expect this video too.
Hi, I have seen video on good debt vs bad debt. Does holding debt ( 6%) for long term while investing gives ( 12%). Don't know categorize as good or bad..
If it gives you better sleep at night, always tackled the debt first. Financially right does not always match with emotionally right.
Sir wonderful questions and wonderful answers.. awesome video..
Thanks Bro, for your Meaningfull Answer to us ☺️.
Once again Thanks 🤝.
Great video once again.. mikka Nanri.. Can you pls let us know how to develop knowledge like you to identify good business and individual stock?.. I mean sources of knowledge like books, websites etc
Just be curious about finance. That is all you need. The knowledge will follow. It is not going to happen over night. But it will happen eventually. Just don't stop being curious and learn.
@@InvestmentInsightsTamil 🙏🙏
Thanks Vijay
Hello sir, have been listening to your channel for quite sometime and all your suggestions are very helpful, Thanks.
Wondering if you would ever talk about options trading with scenarios. Also , what online courses would be your suggestions to understand better about stock trading ( for intermediate trader)
Missed this q n a. Please have one more session sir
ஒரு பங்கை வாங்கி Long term வைக்கும் போது அதில் விலை உயர்வு, டிவிடன்ட், போனஸ் அல்லது ஸ்பிலிட் ஆகியவற்றில் வரும் வெவ்வேறு வருமானங்களின் கூட்டு சராசரியை எப்படி கணிப்பது....
அதாவது 100000க்கு அந்த பங்க அந்த வருஷம் வாங்கிருந்தா அந்த ஒரு லட்சத்தின் இன்றைய மதிப்பு இவ்ளோன்றாங்களே அத எப்டி சொல்றாங்க...
Hi sir, l'm from Sri lanka, enga country la inga irukura top companies la maatum than share vendalam enduranga athutha rulee, so how can start my invest?, also index fund kuda epdi open panrathu therila ethachum idea or solution iruntha sollungalan, ennoda age ipo 18 so correct time to invest, but i can't do anything 🤥
Thank u sir
Hi Anna ,
Can please tell us
-How to find whether a stock has diluted it's share or not
Thanks for your efforts Sir
Hello sir. As suggested by Buffet/Munger, Does the portfolio needs to be concentrated within 10 to 15 stocks for high return? I'm sure this will work for HNI individualls, but is this same for retail investors? How can we park money if all 15 stocks in our portfolio are overvalued??
It works for any investors, only if you are good at picking stocks. Do know that only 4% of the individual stocks will be successful among all. If you are good enough to identify that 4, then a concentrated portfolio is good. If not, better to stick to index funds.
@@InvestmentInsightsTamil Thanks for your response sir. Yeah I agree with your point, even though the 4% of right stocks identified, it will be fairly valued for some duration of time and if that stock is good then it's going to be overvalued. We as a investor adding stocks in phased manner, what is the solution for this case sir?
Reits pathi video podunga sir
Sir - Can you please put a video on will and trust.
How to pick individual stocks...
Very informative thanks for your efforts Sir🙂
Crompton share pathi review pannunga sir
Thanks for answering my question Anna 🎉❤
Vanthudan sir 🇨🇦 tesla vaanga car illa sir companiya
I'm living in UAE. How can I trade US market. Can you help me. Which broker is best.
Great job 👏 and good explanation
What are the books you read which you love and recommend?
1. Millionaire next door, Thomas J Stanley
2. Rich Dad Poor Dad, Robert T Kiyosaki
3. Psychology of Money by Morgal Housel
4. One up on Wall Street, Peter Lynch
6. Zero to one, Peter Thiel
7. Atomic Habits, James Clear
8. Outliers, Malcolm Gladwell
9. Thinking Fast and Slow, Daniel Kahneman
10. Alchemist, Paulo Coelho
11. Siddhartha, Hermann Hesse
12. When Breathe becomes Air, Paul Kalanithi
13. Man's search for meaning, Viktor E Frankl
14. Laws of Human Nature, Robert Greene
15. Influence, Robert Cialdini
16. How to win friends and influence People (Dale Carnegie)
17. Art of Thinking Clearly (Rolf Dobelli)
18. 48 Laws of Power (Robert Greene)
19. Never Split the Difference (Chris Voss)
@@InvestmentInsightsTamil : Thanks for the list Vijay. I have read few and will plan to read the others.
Recently read Rich Dad, Poor Dad and after these many years I started hating the fact I am paying Payroll taxes of my salary fully to the government while the RICH working for their own corporations and are not doing it. I started researching and learnt about Active, Passive Income and expenses and how IRS treats taxes differently. I am not asking for a CPA / tax advise.. curious did you crack this and figure out a way to legally minimize your tax obligations and built long term assets in that process.
I am 40 now... Innum retirement pathi yosikkave illai.. 😢 eppadi start pannanumnu theriyila.. Yaarachum ungaloda recent exp irundha sollunga.. Lets connect privately.. 🙏
Investing in 30’s and 40’s: ruclips.net/video/PhD2Xf-HN9Y/видео.html
Thanks Bro!
So usefull
Nice and informative brother
If US dedt keeping increasing what are problems it could create in future, will US $ lose its position as world reserve?
In this scenario , investing in US market is it not risky?
Nice answers 👌👌👌👍👍
Hi Vijay,
Having said that on a retirement corpus
5 years need in FD 20%(5X),
Next 8 years need in Bonds 30%(8X)
Rest in Equity 50%
From where the retiree need to keep withdrawing money from once entering and on retirement to reduce risk? FD returns, Bonds Returns or from Equity? Sorry for this naïve question
Always from FD. After withdrawing, rebalance the remaining portfolio to have the next 5 years expense in FD.
@@InvestmentInsightsTamil Wonderful, Thank you Vijay!
Hi Sir,
What's your opinion on investing in Chinese Stocks listed in NYSE , As chinese government has major control over all chinese companies and based on relationship between US-China relationship
Personally, I am not comfortable investing in Chinese stocks.
@@InvestmentInsightsTamil Thank you for taking your time and responding
Thanks
Super Sir🎉
Hi Sir, what is your take on buying rental property in USA for passive income while on visa ?
Visa status does not matter. Check the cash flow of the rental. If it is net positive, then sure, you can buy.
Hi Vijay, can you share your perspective on taking Term Insuarance in India vs US for someone who plans to retire after 15 years at age of 65 in India.. which is better and less complicated
Better to get it here in USA. You do not need life insurance after your retirement.
🙏🙏🙏
Sir, Active mutual fund advisor help oda invest pannalama?..
Atha panna vendiya avasiyam enaku theriyala. SImple a Index fund la invest pannidu poidalaamey. Ean atha complicate pannanum?
@@InvestmentInsightsTamil yes sir , neenga solrathu correct answer
Hi Anna ,
A. Oru Company last 7 years dividend kuduthanga . Suddenly they stopped this year and says in fin report decresed in EBIT . Company doing something wrong ?
B. Another Company Dividend keep on increasing 100% to 200% last couple of years .that Company doing wrong ?
Ithula entha Company best na
Just dividend vachi oru company nalla companya, mosamaana companya nu decide panna mudiyaathu.
Excellent
Very nice sir,👏👏👏👏
Vijay Mohan sir investments realte uingalaku thricha best tamil books erutha kojam soilu sir
Tamil books theriyalye pa...
you can search for anand srinivasan channel and he has written tamil books. His teachings are similar to vijay mohan. so it could be useful to you
How can I buy US index funds directly from India?
It is easier to buy the funds in India that has exposure to US indexes, like Navi's US Total Stock market index.
@@InvestmentInsightsTamil thankyou sir.
Super sir
Enaku oru doubt sir, ipa enaku age 29 years old..
Long time Investments ku compound effect athikam... Like 5-10years sa vida 30-40years ku..
So ennoda retirement corpus sa orey time la naan close Pani use panitu remaining ga again re invest pana, compounding effect kidaikaathu ilaiya??
So my portfolio (example ku index nifty50-15% of total portfolio) la 30years mature aagura maari 5% oru investment, 35years la mature aagura maari innoru 5% index, 40 years la mature aagura maari 5% vera oru index investment nu, intha maari investment vachukurathu better or worst??
Facts sa vachu explain panuringala sir??
Note: from my knowledge and opinion corpus sa close panratha vida dividend option use panikalam... But there are 2 main problems,
1. Retirement age la dividend better, aana investment age la dividend choose pana athu retirement corpus sa affect pannum
2. And retirement la only dividend vachu mattume vaalanum means antha alavuku athikama total corpus amt um irukanum..
So ithuku ena thaan sir solution??
Orey time la mature aagura maari invest pana ennoda goal amt ta reach pana monthly 50000rs invest pana vendi varuthu sir, same time different mature period ku piruchu piruchu invest pana monthly 30000rs laiye ennoda goal reach aagiruthu... This is power of compounding depends upon period of investment ilaiya?
Neenga unga motha portfoliola, unga thevaiku, konja sharesa mattum vitha, athu matha sharesoda valarchiya baathikaathu. Ipo neenga 2 kodi unga portfolila sethuteenganu vachipom. Retirementku appuram, muthal varudam 10 latcham veliye edukureenganu vachipom. Micha 1.9 crore valanthutu thaan irukkum. Mothathayum neenga veliye edukuratha iruntha, antha micha 1.9 crorea neenga yethula muthaleedu panreenga gratha poruthu, athoda valarchi irukum.
Ithula irukura kanaka paarunga. Ungaluku puriyum: Retiring Early in India: ruclips.net/video/HhW_BOnxTMk/видео.html
@@InvestmentInsightsTamil thank you sir. I saw the video, get the idea.. and solution for my doubt...
Have you ever thought of leaving US for good? Can you do a video about this please!!
Once upon a time... but not any more.
@@InvestmentInsightsTamil You are the best Vijay.. :) We and many of our friends are in constant dilemma about this and I am looking for your perspective on this as a video if you can. I guarantee that many like me will be useful for those long term benefits..What should we anticipate in older ages etc and about using pension benefits and more..
Thank you Bro, I am from Qatar, do you support in individual class.. please provide one appointment,
Sorry, I do not do any consulting.
❤
Cover calĺ mean?
What's mean by lumps up?
Lumpsum Investment: ruclips.net/video/1NKAZVZxn_U/видео.html
What I expected
Sir...nenga online classes conduct panringala please reply panunga ungala contact pana mudiyala😢 Instagram la msge panen and linkinla try panen but mudiyala recent videosla comment panen apavum reply varla..... please reply me.....i am CA student ...enaku financial management knowledge venum so online session edukara mathiri irundha solunga🙏
Bro, i am also pursue CA Intermediate.
By Gentle advise - 1st priority on our academic studies,
2nd Rest of others.
( Vijay Mohan sir, already provided Basis, intermediate & Advance level of Personal finance, just watch all previous videos on your break time) it's is best for you 🤝.
@@Ram-ls7ji bro Vijay mohan sir upload pana videosla neraya doubts iruku ....what can I do....bcz this concept are interesting and useful to our CA studies also ....reply me bro... Vijay sir online session conduct pana konjam briefa technicala learn panalam ....
@@Ram-ls7ji thanks for your response ❤️✨
Ask specific questions on the episode itself. I do answer all the specific questions. Best of all - it is free. :)
@@InvestmentInsightsTamil sir nengala online session conduct panringala? Engaluku romba usefula irukum sir....your videos are very interesting and useful..
aarumai, you should do this more often sir
Fd ku badhila P2P lending platform la invest pannalama... 12% per annum interest tharanga
P2P na yenathu bro??
@@Ajith._.Abraham peer to peer lending platform u can search for cred mint, liquiloans they are providing peer to peer lending
I wouldn't. It is not worth the risk in my opinion.
Super q&a session sir very useful 🙏🙏
Night 11.30 and I think your video is worth spending the 10 min before hitting the bed. Thanks mr. Vijay
Check PGInvit for a long term growth
❤🙏