What I don't understand is that Experts tell about inflation and thus reducing future value of return. Inflation is and will be there. But, return bhi usi ki hisab se milenge na? Experts kyun use calculation karne ke samay consider nahin karte hain? Agar aj 10 rupee ka maal kharidne k liye kal 20 rupee lagega, toh kal ki return bhi market value k hisab se milenge.
Hi Abhishek/Nikki, I started the investment last month by SIP in mutual fund.Can you please review my portfolio and also request you to please suggest more fund in another segment at which i can invest. Also please suggest whether i can invest in hybrid or multi asset fund, if yes then which fund will be good to start sip/lumsum.I will be doing for next 5-10 years or even more. Current invested SIp funds- 1)HDFC BSE Sensex Index 2)Nippon Smal cap 3)Sbi magnum mid cap 4)Parag Parikh Flexi fund
Choose good multi cap or flexi cap instead in current scenario... Nippon multi cap Kotak multi cap HDFC flexi cap are a few to consider... Good luck !!
Ok sir but no multicap you have considered in your video. But multicap can be better than large&mid cap funds as inflation is always growing @ 8-9% minimum. Ur opinion. Please reply when free??
You are right, actually after sebi guidelines for multicap and introduction of flexicap have made multicap category an unattractive zone for now..and most of the amc switched to flexicap thats y its not having sufficient data to make any decisive call..but yes its a good option
Imvesco Small cap, Mirae asset large and Midcap and Nippon India Multi Asset Fund 10000 each p.m. is it good ? Will be able to accumulate 3 cr in 10 years ?
Sir very good morning, i am govt employee, after listening your complete video, i noted down these two MFs 1) JM Flexi cap fund Rs5000 2) Motilal Midcap fund Rs5000 i was planning to invest in MFs but not yet started, now i am 50yrs, 2036 my retirement i can hold these till 2036. plz reply
Hello Sir, based on your retirement time, it will be slightly high risk to invest in these two funds..I will suggest to plan like below: Parag Parikh - ₹3000 JM Flexicap - ₹3000 Hdfc or icici large and midcap - ₹2000 Motilal Midcap - ₹2000
Sir,if i am investing through my mother account who is a housewife and do not have any income source and if i reddem 7 lakh total ina year in parts monthlywise..then will i have to file an itr or tax ..??????Amd if i do not file then qhat would happen
LTCG can't be declared under salary head becoz as per IT Rule LTCG is taxed seperately irrespective of salary and tax slabs..u can't get advantage of tax slab for LTCG as it is counter under diff head
Sir, I have started SIP (MF) from 2021. The MF s are as follow- 1. SBI FOCUSED REGULAR FUND 1000/- 2. SBI SMALL CAP REGULAR FUND-1000/- 3. SBI TECHNOLOGY OPPORTUNITY REGULAR FUND-1000/- AND 4. HDFC MID CAP OPPORTUNITY DIRECT FUND-1000/- I want to start 2 fund Rs.1000 both 1. HDFC sensex index fund direct 2. Parag parik flex cap direct I want to stop above focused fund and start Parag parik flexi cap fund.. Is it correct decision? Kindly give your opinion.
First switch from regular to direct plan please see below video Commission in Regular SIP ruclips.net/video/R7OHUHTcpig/видео.html And ur decision to start hdfc and parag is good pls continue
Sir ji 8 lakh jyada to ho gaye calculation me lekin sarkar tax bhi to le legi uske bad 2.7 crore se kam ho jayega isliye main 18.63 hi man ke calculation karunga😅
बकवास और हवा हवाई गणित है ये । आप भी झांसे में आ जाते है। भूत देखकर बर्तमान का और वर्तमान को देखकर भविष्य का आंकलन करना मूर्खता ही होती है। शेयर बाजार पूरी अनिश्चितता भरी होती है। कोई गारंटी नहीं है ना कोई दे सकता है। ये सब सनसनी बाज है। यही वास्तव है और लोगों को धरातल पर आ जानी चाहिए। कोई माई का लाल चुनौती दे!?
Hello Both, I have the below portfolio planned recently in October 24 and looking for 10 years investment. Can you please suggest if I need to do any modifications on it. 1. Canara robeco small cap - 10k 2. Bank of India small cap - 10k 3. Motilal Oswal mid cap - 6.5k 4. Invesco india multi cap - 6k 5. Bandhan core eq large & Mid - 5k 6. HDFC focused 30 - 5k 7. Nipon india power & Infra - 4k In HDFC focused I have started SIP 2 years back, it's return is not good should I change it ? Should I change bank of india to Tata/Sbi small cap fund ? Please suggest .
Sir your portfolio is very very risky because exposure in small+midcap is toooo much.. Please reduce it to max 30% including small+mid.. Better to stay out from sectoral funds like infra Better switch to tata small and hdfc focused is good fund so better to give some more time to it..also never redeem only cancel and keep old units safe
Informative ❤
What I don't understand is that Experts tell about inflation and thus reducing future value of return. Inflation is and will be there. But, return bhi usi ki hisab se milenge na? Experts kyun use calculation karne ke samay consider nahin karte hain? Agar aj 10 rupee ka maal kharidne k liye kal 20 rupee lagega, toh kal ki return bhi market value k hisab se milenge.
Sir,apki voice lovely hai 🎉
Thank you
Nice Gurukul Class for Mathematics
Welcome to our classes :)
Plz review
Tata Small
MO Mid
HDFC Flexi
Nippon Multi
Very nice ❤
Thanks Sir
Regards
Nikki
Please suggest best ETF and multi asset fund please
Please watch this
Best Mutual Fund for 2025
ruclips.net/video/7f18fT1wxsU/видео.html
Thankyou
Welcome
Hi Abhishek/Nikki,
I started the investment last month by SIP in mutual fund.Can you please review my portfolio and also request you to please suggest more fund in another segment at which i can invest.
Also please suggest whether i can invest in hybrid or multi asset fund, if yes then which fund will be good to start sip/lumsum.I will be doing for next 5-10 years or even more.
Current invested SIp funds-
1)HDFC BSE Sensex Index
2)Nippon Smal cap
3)Sbi magnum mid cap
4)Parag Parikh Flexi fund
If lumsum, I want to invest now ?
1- how much money to invest in these 5 funds ?
depends on your amount and risk taking ability with time horizon
@@InvesTechGurukul can take max risk 10-20 %, 15 years , 10L. What percentage in each, can pls help to share ?
Choose good multi cap or flexi cap instead in current scenario...
Nippon multi cap
Kotak multi cap
HDFC flexi cap are a few to consider...
Good luck !!
Ok sir but no multicap you have considered in your video. But multicap can be better than large&mid cap funds as inflation is always growing @ 8-9% minimum. Ur opinion. Please reply when free??
You are right, actually after sebi guidelines for multicap and introduction of flexicap have made multicap category an unattractive zone for now..and most of the amc switched to flexicap thats y its not having sufficient data to make any decisive call..but yes its a good option
@InvesTechGurukul thanks sir
Imvesco Small cap, Mirae asset large and Midcap and Nippon India Multi Asset Fund 10000 each p.m. is it good ? Will be able to accumulate 3 cr in 10 years ?
Sir very good morning, i am govt employee, after listening your complete video, i noted down these two MFs
1) JM Flexi cap fund Rs5000
2) Motilal Midcap fund Rs5000
i was planning to invest in MFs but not yet started, now i am 50yrs, 2036 my retirement
i can hold these till 2036. plz reply
Hello Sir, based on your retirement time, it will be slightly high risk to invest in these two funds..I will suggest to plan like below:
Parag Parikh - ₹3000
JM Flexicap - ₹3000
Hdfc or icici large and midcap - ₹2000
Motilal Midcap - ₹2000
@@InvesTechGurukul very happy to see ur reply, thanks
ha bhai 1 crore bahot sana hain paper pe likhna kamane ko kitna time lagega?
Kamana nahi ha sir..dheere dheere thoda thoda paisa jama karke invest karna ha
Sir,if i am investing through my mother account who is a housewife and do not have any income source and if i reddem 7 lakh total ina year in parts monthlywise..then will i have to file an itr or tax ..??????Amd if i do not file then qhat would happen
LTCG can't be declared under salary head becoz as per IT Rule LTCG is taxed seperately irrespective of salary and tax slabs..u can't get advantage of tax slab for LTCG as it is counter under diff head
Sir,
I have started SIP (MF) from 2021. The MF s are as follow-
1. SBI FOCUSED REGULAR FUND 1000/-
2. SBI SMALL CAP REGULAR FUND-1000/-
3. SBI TECHNOLOGY OPPORTUNITY REGULAR FUND-1000/- AND
4. HDFC MID CAP OPPORTUNITY DIRECT FUND-1000/-
I want to start 2 fund Rs.1000 both
1. HDFC sensex index fund direct
2. Parag parik flex cap direct
I want to stop above focused fund and start Parag parik flexi cap fund..
Is it correct decision?
Kindly give your opinion.
First switch from regular to direct plan please see below video
Commission in Regular SIP
ruclips.net/video/R7OHUHTcpig/видео.html
And ur decision to start hdfc and parag is good pls continue
Which 4 funds?
Sir you an check the data that we have filtered out and we have created separate videos for all categories
@InvesTechGurukul okay, thank you
Sir i invest in
Nippon nifty 500 momentum 50
Motilal midcap fund
And tata smoll cap fund
What did i do please elplain your opinion 🙏🙏
Your investment is very very risky sir please include flexicap and largecap or large midcap
Pls.Sir 12.5% tax reduction consider video digie
I have noted this suggestion.. thanks, will consider it in upcoming video
Market 2025 me 80% down hoga jo pahle kabhi nahi hua kyoki negative news continue ayega one years tak
Kyu 4 me rakhe aur sab bekar hai kya
nahi sir ye 4/5 main category ha and inn category ke upar baaki categories se jayada reliability and sustainability ha
Flat ka value 3% se upar nahi badhta kabhi wo bhi mushkil se
Sorry but I completely disagree..2019 me maine Noida me Flat Liya tha and now it's rate is more than double..
Sir ji 8 lakh jyada to ho gaye calculation me lekin sarkar tax bhi to le legi uske bad 2.7 crore se kam ho jayega isliye main 18.63 hi man ke calculation karunga😅
Right sir.. next video tax bhi consider karunga.. thanks for suggestion
❤
पहली बार किसी ने फार्मूला भी दिखाया हैं आप गणित का क्लास भी लिया करो 😂😂
Thank u Sir
बकवास और हवा हवाई गणित है ये । आप भी झांसे में आ जाते है। भूत देखकर बर्तमान का और वर्तमान को देखकर भविष्य का आंकलन करना मूर्खता ही होती है। शेयर बाजार पूरी अनिश्चितता भरी होती है। कोई गारंटी नहीं है ना कोई दे सकता है। ये सब सनसनी बाज है। यही वास्तव है और लोगों को धरातल पर आ जानी चाहिए। कोई माई का लाल चुनौती दे!?
You did not consider the long term capital gain taxes. After 15 years the taxes may be 60%. 😂😂😂
Nice point to consider.. thanks for suggestion..
Hello Both,
I have the below portfolio planned recently in October 24 and looking for 10 years investment.
Can you please suggest if I need to do any modifications on it.
1. Canara robeco small cap - 10k
2. Bank of India small cap - 10k
3. Motilal Oswal mid cap - 6.5k
4. Invesco india multi cap - 6k
5. Bandhan core eq large & Mid - 5k
6. HDFC focused 30 - 5k
7. Nipon india power & Infra - 4k
In HDFC focused I have started SIP 2 years back, it's return is not good should I change it ?
Should I change bank of india to Tata/Sbi small cap fund ?
Please suggest .
Sir your portfolio is very very risky because exposure in small+midcap is toooo much.. Please reduce it to max 30% including small+mid.. Better to stay out from sectoral funds like infra
Better switch to tata small and hdfc focused is good fund so better to give some more time to it..also never redeem only cancel and keep old units safe
@@InvesTechGurukul
Thank you so much for your reply
Correction- it was not ‘right’, its ‘risky’