Sir?tanong ko lng 6years na akong nghuhulog ng bdo life..di ako makatulog ng maayos kasi gusto ko na sanang ilabas kaso half na po ang nawala..😢ano po bang mas ok tapusin ko pa ang 8years gang 20years or stop na po
Hi sir, AXA of metrobank is an insurance company and not an investment firm. It would be better to go for pure investments if you are looking for one. We can help you scout for one via a consultation. Kindly email us at admin@wealtharki.com. Thank you!
Ok naman ang BDO life, ang problema lang mostly bagsak ng 20% ng current value ng policy mo. Example, 500K ang nilagay mo after(after 5yrs) maturity nasa 400K na lang sya at hndi mo pwedeng i-pull out kung ayaw mong malugi. At kahit ilang taon ka maghintay wag kang umasa na tataas ang value ng policy mo na masmataas sa inilagay mo.
BDO LIFE 5 YEARS IOFFER KA NILA NG INVESTMENT AT KIKITA PAG TAPOS NA PO MATURITY AT KUKUNIN MUNA PERA MO AKALA MO KIKITA KA . NA EXPERIENCE KO ANG LAKI NG IBABAWAS 60K PLUS IBABAWAS . KAWAWA KAYO DYAN LUGI LANG PO KAYO SILA LANG YAYAMAN
one is convenience--you can get the insurance with the bank's wide branch network. another is ease of doing business as the forms are ready within the bank premises. but in terms of pricing, you may find that they may charge higher premiums for the same amount of insurance coverage.
ThANKS FOR THE TWO OF YOU DISCUSSING ABOUT THE REPORT OF INSURANCE COMISSION BUT NEVER DISCUSSED ABOUT THE BDO LIFE PROS AND CONS.. I THINK YOU GUYS YOU SHOULD CHANGE THE TITLE...
We are of the mind that discussing the Pros and Cons of a company by itself is improper, if not unethical, considering that each insurance company have solutions that fit a particular need of a person. Our purpose here is to give an overview of BDO Life-its company profile, who are the people/institutions behind, etc.-and not to give its merits and demerits, of which tend to be very subjective and we are not in the position to do so.
@@WealthArki nagbigay po ang FMETF ng dividends last 2018, 3% po ang naresib ko that time, pero ngayon 2019 di napo sila nag bigay,, inaabangan ko nga po kaso wala po ako naresib,, ewan ko lang po next year kung magbibigay sila,,, i dont know...
Niño Mercurio both are good companies, it is a matter of which company best fits your needs. We could give a more accurate recommendation via a consultation. Kindly email us at admin@wealtharki.com. Thank you!
Nestor Cabalquinto yes, we can feature Manulife at some time in the future. But as to their view on the plan, we may not be able to do it as this would be very subjective depending on the experience of each person. Thanks!
ako na magsalita hahah, sayang pera sa BDO Life. kakaapply ko lang at kailangan ko na ipacancel talaga kasi sila lang yumaman jan. Money 8 yung kinuha ko at need to pay 30k every year for 8 years and hindi dapat galawin for 20 years. And in the long run, 50k lang mabebenefit mo sa kanila. At kung ipupull out mo ng maaga, hindi pa buo makukuha mo! kahit nagmature na account mo tas hindi mo nacomplete 20 years, hindi din pala buo makukuha. parang pinahiram mo lang pera sa kanila para inegosyo... talagang ganun nga hahaha! pero kung gusto mo lang may matakbuhan incase of death or disability, go na! pero kung invesment, its a big NO NO! save it for yourself at ikaw na magnegosyo para ikaw ang yumaman hindi sila skl
@@shan4038 hi. Ask ko lang po sana kung magkano ang mababawas kapag iwtihdraw mo ang pera sa bdo life 8 plus? Kung 90k ang nahulog mo magkano lang mapupullout?
I just want to ask Sirs, can I cancel my BDO Life, I applied 3 months ago.Is my first payment refundable?I was just worried about my account. I do not want to waste my money on the BDO Life I applied for.I hope I can get my info here. Thank you.
Hi Krissy, kindly ask your adviser from BDO Life if you can refund your payment as this is a service issue on their end. For advice if you should cancel your VUL or not it would be best to schedule a consultation with us via www.wealtharki.com so that we can provide you a more accurate recommendation. Thanks!
The next day after I apply to BDO Life,I already talked to my advisor at BDO Life about that.But he said that he can no longer withdraw the money I dropped into my BDO Life Account. Because they have already entered that account, and it is said to be non refundable.But is it true that it is non refundable if I cancel my BDO Life account? I hear a lot that can be canceled. Am I right? Thank you so much po.
@@WealthArkiasking if i want to stop my insurance theres a possible i refund my money 1 yrs nako nag huhulog mahigit still if i papa cancel ko wala bang mare refund sa insurance ko
Sir Rienzie, sana makita mo tong comment na to. new subscriber po ako. I understand na it depends po sa financial goals at needs po. Goal ko kc may maiestablish ako n funds for my family's future. Need ko is of course po more earnings passive po kc i work like 45 hours a week. Ofw po ako and as of the moment meron na po ako akong savings and emergency funds. Almost napanuod ko lahat ng vids nyo since im educating myself about financial literacy. Ang kaya ko lng invest as of now is 50k. Madami po kasing plan sa BDO like EIP easy investments plan, bdo equity atbp. Ano pong bdo uitf ang marerecommend nyo? thanks po and more power sa channel nyo.
Arde L.Y can give a more accurate recommendation if we see your financial position as well as goals. We can do that thru our financial consultation. please do email us admin@wealtharki.com to set an appointment. our professional rate is P1.5k/hr inclusive of a written recommendation. Thanks!
Ok sir hesitant lang talaga ako kasi never pa ako nakabili ng kahit ano mang insurance thanks po at more power.planning to invest also and get insurance from my mom.thanks po sa mga videos ninyo very informative and reliable..ofw po ako from taiwan.
features diane just make sure that the advisor you are talking to understand your needs well. You can schedule a consultation with us first so that we can help you find the best insurance that fits your insurance needs. Kindly email us at admin@wealtharki.com
ako meron pero sabi ng advisor e tutubo ang pera usually kapag after nang maturity nya .which is 5 years then pahbka 6 years doon palngbsya tutubo . At dapat di mo sya i pull out kasi once i pull out monsya may prnalty.. pero atleast nadoon pera mo at may insurance ang pera mo hanggat nandoon ka .kaso matagal bago tutubo
Good day wealth Arki, may BDO life ako (5 yrs maturity). Im on my 3rd yr for annual payment. More on investment sya than insurance. Kinuha ko to out of curiosity lng and baka malaki yung maibalik. Dami nag sasabi na matagal pa bago bumalik pera ko daw. I want to ask for advice if hahayaan ko matapos or kukunin at ilipat sa iba? Thanks!
We can give you a more accurate recommendation given more information on your financial goals and resources, among others. We can have that through a one-on-one financial consultation. You may know more about this in our website, wealtharki.com. thanks!
Marties Go same tayo. Sayang nga pera sila lang talaga yumaman sa perang inipon mo. Kahit nagmature pa yan tas hindi nacomplete yun specified year para jan hindi buo makukuha pag ipull out. May prinesent sa akin ang FA ko tas hindi nya inexplain sa akin ang cash guarantee na makukuha in each year pag pinull out muna. chineck ko ang papel tas nagcompute ako, ako pa lugi talaga. Skl
Money 8 po ba kinuha mo? Kasi yun sakin. The FA presented it to me like an investment when in fact, its more of insurance. Although may makukuha ka talaga after 20 years pero you only benefit 50k from them. Sayang years na pinahinga mo pera mo para inegosyo nila, mas mabuti tayo magnegosyo para tau yumaman. Invest it for ourselves and not for them. Hahaha skl
we suggest that we do a financial consultation first so we can give you a more accurate recommendation. please do check this link for more details: www.wealtharki.com/consultation/ thanks!
Kasi madaming product sa BDOLife wag lng kunin kung anu ang e susuggest ng FA...pa present sa ka lahat ng products tapos isipin mabuti kong saan fit sau
I've been enjoying your videos. Can you also share about IMG? Specially, sir Fitz seems to be an active member of it. Gusto ko kasi magpa member pero mas maganda kung matutunan ko muna from you. Thanks!
We talk about here general information about the company and not specific products, nor their suitability to individuals. You can consult with us in this regard should you have any concerns. Thank you.
Anu po ba bdo life nyo po? Saken Yung 8yrs. advance payment ko Lang nakuha Yung 1 year na natapus di ko na making, bayad ko na daw Yun sa year na insured ako. 26k sakit sa bulsa, sayang Lang Kasi single parent ako, at minimum wage earner Lang.
Hello Ms. Brenda.. :).. Just to give you my simple idea on how to compute your riterement, it goes like this.. 60k - this is my projected budget per month when I retire. Estimated life span is at 80years old, thus after retirement age at 60, I still have 20 more year to live.. so based on 60k/month allowance when i retire. Thats 720k/year or 14.4M for 20years, so I need to have atleast 14.4M in my bank before I hang my suit. Ex: my age now is 25, i still have 35years before retirement. So lets do the math. 14.4M/35 years = 411,428.00 per year or 34, 285 per month, this will be the amount that I need to save per month starting today until age 60 for me to have a retirement allowance of 60k/month.. :).. hope this help..
Rommel Borres this is the straight method on computing for your retirement, yet this is not accurate as inflation has not been accounted for yet. You may have an underfunded retirement corpus due to this computation. You can send us an email at admin@wealtharki.com to schedule a retirement planning session. Thanks!
Okie nmn ang bdo life. At bgay xken . In 5yrs na pag di kumita ang invented q. Hahayaan q muna. Kz pag bumagsak ang economiya ntin mababa angkita mg investment. Peto dapat magaling ang fund managers.
Christel Tata hi a portion of the 160k went to the premium charges or insurance cost of the policy. A regular pay VUL is not an investment. This is an insurance product and meant to protect an individual’s income/expense in case of untimely death. The remaining 128k is the fund value of the policy, we cannot say if it is a loss or a win as it will depend on the projections stated in the policy the person bought.
@@christeltata9773 this only applies to Single pay VUL and not to Regular pay VULs as insurance charges are high. If you are looking for investments best invest in the stock market, start a business, or acquire property then rent it. If you need help with your options kindly email us at admin@wealtharki.com
Hi Christel, please send link ng video. Jobless kasi ako eh di ko na kaya hulugan yung BDO life. Nag start ako 6 years ago, 37k per year hulog ko, Generali Philippines pa sya. Paying period is 8 years, so 2 years remaining na lang ako bale until 2021. Every 2 years nakaka receive ako ng cash benefit amounting to 10k pesos. 3 times na ako naka receive...So pag nag withdraw/cancel/surrender ako, mga magkano kaya ma rerefund ko if meron? Thanks po..
Addy Aquino hi may we ask what specific content you are looking for when reviewing life insurance companies? This would help us improve on future videos. Thanks!
@@WealthArki sna po naspecify nyo po yung difference ng bdo life sa ibang insurance company. Then yung importance ng insurance aside sa investment po. Me video po ksi ako nawatch din po na mas ngfocus po kayo sa return ni insurer after his policy kesa sa protection nya na insured sya den bonus aside nlang yung investment po if maganda yung galaw ng stocks or kung san sya nka invest.
Addy Aquino we will note your first sentence moving forward. With regards to comparing BDO life’s VULs with other life insurance companies, it will be difficult to do so since there are too many VUL products right now. We also have multiple videos already discussing VULs and insurance as we do not position regular pay VULs as investment products as we consider them as insurance products you may want to check them out in our playlist.
For burial sir i have my sss maybe i can rely out of that.Sa healthcare insurance lng ang iprio though i am a member also of philhealth😊 Is it a good idea?
@@annienipot3350 we may have to sit down and discuss further the details on your finances. in order to make an accurate recommendation, we need more information on your financial goals and resources among other factors. you may know more about our consultation services thru this link: www.wealtharki.com/consultation/ thanks!
@Annie, i believe a financial planner was already assigned to you via email kindly reach out to him so that he would understand better your case. Thank you again!
Dapat naman inexplain kung anong nakapaloob dun sa BDO Life, computations, mga pwedeng mangyari kapag nagwithdraw at hindi natapos, etc. Dapat ang tanong na dapat sagutin e, anong meron sa BDO Life. Hindi yung tanong na maganda ba siya o hindi……paano nga malalaman ng tao na OK sa kanila kung wala namang explanation kung anong meron sa BDO Life…… Para lang naman may mavideo…….magresearch naman para may maishare……ganun! 😂
Hi Maria may we know what happened? As our video is about their Bancassurance arm, if this is a banking issue it would be best to go directly to a BDO branch and follow up on your complaint.
Maria Jasmin Ibay ipatulfo nyo po hehehe, nangyari n sakin yan, before nilapitan ko n lahat ng lalapitan kahit pulis, nung pinatulfo ko metrobank, ayun next day ready na cheque ko hehehe. You can try kung wala ng solusyon. Hahaha
Maria Jasmin Ibay ipatulfo nyo po hehehe, nangyari n sakin yan, before nilapitan ko n lahat ng lalapitan kahit pulis, nung pinatulfo ko metrobank, ayun next day ready na cheque ko hehehe. You can try kung wala ng solusyon. Hahaha
Hi Rienzie, piece of advice lang ha and please do not get offended. Nawawala yung trail of thoughts ng partner mo kasi lagi ka sumasabat. You have to stop doing that. I stopped watching your videos because of you. Interesting sana tong topic nato but panay ka comment ng walang saysay. Wala akong natutunan at naintindihan dahil sayo.
Dawn Lilprairiedawn thank you for your feedback. our format is largely unscripted geared towards casual talks that depart from our usual TV appearances and as such, banters are not unusual--just like in normal conversation. just the same, we are happy that there are other finance vlogs in youtube that can cater to your choice of format. thanks!
leo Bosi what we have discussed are general info and broad strokes on BDO Life, as per our research, for people who would want an introduction on it, and not a complete and in-depth analysis or report. We can do the latter, but this is not the best platform to do that.
Bpr 1020 we always aim to give factual and readily verifiable information about companies. Though we admit that it is not exhaustive as it would demand more time and would thus be incompatible with this medium, feel free to browse the internet with contents that matches your level of interest.
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Please update now po kung anong rank na ni BDO Life sa Insurance Commission. Thanks
Infairness sa financial advisor ko connected ako sa knya.. anytime na may tanong ako, nagrereply agad sya.. member ako for almost 2 yrs
vague. do you have a video really scrutinizing money 8?
Sir?tanong ko lng 6years na akong nghuhulog ng bdo life..di ako makatulog ng maayos kasi gusto ko na sanang ilabas kaso half na po ang nawala..😢ano po bang mas ok tapusin ko pa ang 8years gang 20years or stop na po
Can you pls explain the axa of metrobank .. ? Is it a good investment for ofw’ s sir thank you
Hi sir, AXA of metrobank is an insurance company and not an investment firm. It would be better to go for pure investments if you are looking for one. We can help you scout for one via a consultation. Kindly email us at admin@wealtharki.com. Thank you!
trever don and Shan lei please watch our vid here to learn more: ruclips.net/video/rMUVt8nkLhQ/видео.html
Thanks!
Kung saan ka convinient na insurance
BdO life ko makakapag loan ako 15k after na naka 2years nako every 2 years makakakuhq ako nang 15k,ang yearlz ko kc 50k monthly ko 4k plus
Hello po Tanong kulang po kung pwede pa kaya ipacancelled yung contrata ko sa bdo life
Ok naman ang BDO life, ang problema lang mostly bagsak ng 20% ng current value ng policy mo. Example, 500K ang nilagay mo after(after 5yrs) maturity nasa 400K na lang sya at hndi mo pwedeng i-pull out kung ayaw mong malugi. At kahit ilang taon ka maghintay wag kang umasa na tataas ang value ng policy mo na masmataas sa inilagay mo.
BDO LIFE 5 YEARS
IOFFER KA NILA NG INVESTMENT
AT KIKITA PAG TAPOS NA PO MATURITY
AT KUKUNIN MUNA PERA MO AKALA MO KIKITA KA .
NA EXPERIENCE KO ANG LAKI NG IBABAWAS
60K PLUS IBABAWAS .
KAWAWA KAYO DYAN
LUGI LANG PO KAYO SILA LANG YAYAMAN
ano po ang edge/s ng insurance companies partnered with banks compared sa mga stand alone insurance companies(eg prulife, sunlife etc)?
one is convenience--you can get the insurance with the bank's wide branch network. another is ease of doing business as the forms are ready within the bank premises. but in terms of pricing, you may find that they may charge higher premiums for the same amount of insurance coverage.
ThANKS FOR THE TWO OF YOU DISCUSSING ABOUT THE REPORT OF INSURANCE COMISSION BUT NEVER DISCUSSED ABOUT THE BDO LIFE PROS AND CONS.. I THINK YOU GUYS YOU SHOULD CHANGE THE TITLE...
We are of the mind that discussing the Pros and Cons of a company by itself is improper, if not unethical, considering that each insurance company have solutions that fit a particular need of a person.
Our purpose here is to give an overview of BDO Life-its company profile, who are the people/institutions behind, etc.-and not to give its merits and demerits, of which tend to be very subjective and we are not in the position to do so.
Hello Sir question, those FMETF gives dividends too? Thank you and More power!
Ice Cream Machine no, they dont give dividends. You earn only thru price movement.
Copy Sir thank you for the info.. Your videos are great on helping others always watching. More power Sir..
@@WealthArki nagbigay po ang FMETF ng dividends last 2018, 3% po ang naresib ko that time, pero ngayon 2019 di napo sila nag bigay,, inaabangan ko nga po kaso wala po ako naresib,, ewan ko lang po next year kung magbibigay sila,,, i dont know...
sa mga ignorante na kagaya ko, sana malawakan discussion nyo how life insurance with investments kuno really work. no sugar coating.
Mas ok po ba ito kaysa sa axa ng metrobank
Niño Mercurio both are good companies, it is a matter of which company best fits your needs. We could give a more accurate recommendation via a consultation. Kindly email us at admin@wealtharki.com. Thank you!
Can you please also feature Manulife? If you and your friends has a policy with them, how do they view the plan they bought from Manulife? Thank you
Nestor Cabalquinto yes, we can feature Manulife at some time in the future. But as to their view on the plan, we may not be able to do it as this would be very subjective depending on the experience of each person. Thanks!
To be honest guys di nila pwede siraan ang company ksi bka mademanda sila big company ang kakalabanin nila.
ako na magsalita hahah, sayang pera sa BDO Life. kakaapply ko lang at kailangan ko na ipacancel talaga kasi sila lang yumaman jan. Money 8 yung kinuha ko at need to pay 30k every year for 8 years and hindi dapat galawin for 20 years. And in the long run, 50k lang mabebenefit mo sa kanila. At kung ipupull out mo ng maaga, hindi pa buo makukuha mo! kahit nagmature na account mo tas hindi mo nacomplete 20 years, hindi din pala buo makukuha. parang pinahiram mo lang pera sa kanila para inegosyo... talagang ganun nga hahaha! pero kung gusto mo lang may matakbuhan incase of death or disability, go na! pero kung invesment, its a big NO NO! save it for yourself at ikaw na magnegosyo para ikaw ang yumaman hindi sila skl
shan mag 3 years na ako sa bdo life pano ba mag widraw makukuha ko ba lahat?
Mian Ms.Z money 8 din sayo? Sobrang laki ng kaltas pag ipull out mo sya
@@shan4038 hi. Ask ko lang po sana kung magkano ang mababawas kapag iwtihdraw mo ang pera sa bdo life 8 plus? Kung 90k ang nahulog mo magkano lang mapupullout?
mga sir maam any updates po sa mga nag pull out?8 years din ung akin...
@@jhodamiles1835 saken 5years lnag 30k per year
I just want to ask Sirs, can I cancel my BDO Life, I applied 3 months ago.Is my first payment refundable?I was just worried about my account. I do not want to waste my money on the BDO Life I applied for.I hope I can get my info here. Thank you.
Hi Krissy, kindly ask your adviser from BDO Life if you can refund your payment as this is a service issue on their end. For advice if you should cancel your VUL or not it would be best to schedule a consultation with us via www.wealtharki.com so that we can provide you a more accurate recommendation. Thanks!
The next day after I apply to BDO Life,I already talked to my advisor at BDO Life about that.But he said that he can no longer withdraw the money I dropped into my BDO Life Account. Because they have already entered that account, and it is said to be non refundable.But is it true that it is non refundable if I cancel my BDO Life account? I hear a lot that can be canceled. Am I right? Thank you so much po.
@@krissykoch7901 Any update?
@@WealthArkiasking if i want to stop my insurance theres a possible i refund my money 1 yrs nako nag huhulog mahigit still if i papa cancel ko wala bang mare refund sa insurance ko
Parang di nyo sinagot ang point
Sir Rienzie, sana makita mo tong comment na to. new subscriber po ako. I understand na it depends po sa financial goals at needs po. Goal ko kc may maiestablish ako n funds for my family's future. Need ko is of course po more earnings passive po kc i work like 45 hours a week. Ofw po ako and as of the moment meron na po ako akong savings and emergency funds. Almost napanuod ko lahat ng vids nyo since im educating myself about financial literacy. Ang kaya ko lng invest as of now is 50k. Madami po kasing plan sa BDO like EIP easy investments plan, bdo equity atbp. Ano pong bdo uitf ang marerecommend nyo? thanks po and more power sa channel nyo.
Arde L.Y can give a more accurate recommendation if we see your financial position as well as goals. We can do that thru our financial consultation. please do email us admin@wealtharki.com to set an appointment. our professional rate is P1.5k/hr inclusive of a written recommendation. Thanks!
Wealth Arki sge po mga sir. thanks po.
Ako lang ba yung tinapos ung
9 mins na wala namang napala sa video nato.. Ni wala namang nadiscuss about BDO life hahaha
Na- CLICK BAIT ako.. spam
Jelyn Cas tama ka!!! Gusto ko malaman ung tungkol sa bdo life.., pro wla din pala..
medyo malaba nga ang discussion. they did not focus sa title ng vlog nila.
True ako din naghntay pa naman ako . Wala naman napala haha
Tlgang mapupunyeta ka sa dalawang bugok na eto... Walang silbi
thank you for informing di ko na panoorin HAHAHAHAH
Sir yung pong sa paramount life insurance corp.may idea po ba kyo.kung for senior po yung policy.salamat in advance
Hi Ma'am it would be best to consult your financial adviser from Paramount as they would know more about the details of your policy. Thank you!
Ok sir hesitant lang talaga ako kasi never pa ako nakabili ng kahit ano mang insurance thanks po at more power.planning to invest also and get insurance from my mom.thanks po sa mga videos ninyo very informative and reliable..ofw po ako from taiwan.
features diane just make sure that the advisor you are talking to understand your needs well. You can schedule a consultation with us first so that we can help you find the best insurance that fits your insurance needs. Kindly email us at admin@wealtharki.com
Top 5 na ngayon ang BDO Life
Marian Yap our basis is the insurance commission metrics. Thanks!
Maganda naman nakuha ko policy ng bdo life ok im sure safe with bdo and sm as sister company 👌 😎 🙏
ako meron pero sabi ng advisor e tutubo ang pera usually kapag after nang maturity nya .which is 5 years then pahbka 6 years doon palngbsya tutubo . At dapat di mo sya i pull out kasi once i pull out monsya may prnalty.. pero atleast nadoon pera mo at may insurance ang pera mo hanggat nandoon ka .kaso matagal bago tutubo
Good day wealth Arki, may BDO life ako (5 yrs maturity). Im on my 3rd yr for annual payment. More on investment sya than insurance. Kinuha ko to out of curiosity lng and baka malaki yung maibalik.
Dami nag sasabi na matagal pa bago bumalik pera ko daw. I want to ask for advice if hahayaan ko matapos or kukunin at ilipat sa iba? Thanks!
We can give you a more accurate recommendation given more information on your financial goals and resources, among others. We can have that through a one-on-one financial consultation. You may know more about this in our website, wealtharki.com. thanks!
Shew M Meron din ako bdo life I feel like withdrawing hayyy naku Sayang pera ko
Marties Go same tayo. Sayang nga pera sila lang talaga yumaman sa perang inipon mo. Kahit nagmature pa yan tas hindi nacomplete yun specified year para jan hindi buo makukuha pag ipull out. May prinesent sa akin ang FA ko tas hindi nya inexplain sa akin ang cash guarantee na makukuha in each year pag pinull out muna. chineck ko ang papel tas nagcompute ako, ako pa lugi talaga. Skl
Money 8 po ba kinuha mo? Kasi yun sakin. The FA presented it to me like an investment when in fact, its more of insurance. Although may makukuha ka talaga after 20 years pero you only benefit 50k from them. Sayang years na pinahinga mo pera mo para inegosyo nila, mas mabuti tayo magnegosyo para tau yumaman. Invest it for ourselves and not for them. Hahaha skl
@@shan4038 yes po... This is how they will convince you... Its somehow a "legal scam" para sa akin po😢
May balak po ako kumuha ng BDO LIFE ano po pwede nyo e advice? Please. Salamat po
we suggest that we do a financial consultation first so we can give you a more accurate recommendation. please do check this link for more details: www.wealtharki.com/consultation/
thanks!
Salamat po
Talk to an FA but isipin muna kung ano talaga kailangan mo...
Kasi madaming product sa BDOLife wag lng kunin kung anu ang e susuggest ng FA...pa present sa ka lahat ng products tapos isipin mabuti kong saan fit sau
if its for insurance, then go for it! And if its for investment, its a big NO NO!
Can you tell us where to open our first bank account? And the difference of each bank
keep in style kindly stay tuned to our channel and watch out for this. thanks!
I've been enjoying your videos. Can you also share about IMG? Specially, sir Fitz seems to be an active member of it. Gusto ko kasi magpa member pero mas maganda kung matutunan ko muna from you. Thanks!
Route 45 hi we will take note of this recommendation. Please stay tuned when we release the video about IMG, thank you!
wala pang portal sa bdo di nila ipapakita silasila lng nakakakita sa portal yung ibang banko may portal parang nabudol ako
Ayusin mo Pag explain sir kc meyon na ko bdo life gusto ko na e withdraw
We talk about here general information about the company and not specific products, nor their suitability to individuals. You can consult with us in this regard should you have any concerns. Thank you.
Whats your experience ko? i am planning to cancel mine also
Anu po ba bdo life nyo po? Saken Yung 8yrs. advance payment ko Lang nakuha Yung 1 year na natapus di ko na making, bayad ko na daw Yun sa year na insured ako. 26k sakit sa bulsa, sayang Lang Kasi single parent ako, at minimum wage earner Lang.
Thanks po. Sirs please do a video on how to compute how much you need for retirement. Salamat po! more power.
Noted, thanks!
Hello Ms. Brenda.. :).. Just to give you my simple idea on how to compute your riterement, it goes like this..
60k - this is my projected budget per month when I retire.
Estimated life span is at 80years old, thus after retirement age at 60, I still have 20 more year to live.. so based on 60k/month allowance when i retire.
Thats 720k/year or 14.4M for 20years, so I need to have atleast 14.4M in my bank before I hang my suit.
Ex: my age now is 25, i still have 35years before retirement. So lets do the math.
14.4M/35 years = 411,428.00 per year or 34, 285 per month, this will be the amount that I need to save per month starting today until age 60 for me to have a retirement allowance of 60k/month.. :).. hope this help..
@@sapmhel salamat po!
Rommel Borres this is the straight method on computing for your retirement, yet this is not accurate as inflation has not been accounted for yet. You may have an underfunded retirement corpus due to this computation. You can send us an email at admin@wealtharki.com to schedule a retirement planning session. Thanks!
@@WealthArki Yes Sirs, its just my simple computation idea.. 🤗🤗🤗.. Thank you for your response Sir.. Im a fan.. 😊
Okie nmn ang bdo life. At bgay xken . In 5yrs na pag di kumita ang invented q. Hahayaan q muna. Kz pag bumagsak ang economiya ntin mababa angkita mg investment. Peto dapat magaling ang fund managers.
May napanood akong video about bdo life,after 5 years ng hulog nila lugi sila.ang nahulog nila in 5years is 160k tas kung kukunin n nila 128k nlng
Christel Tata hi a portion of the 160k went to the premium charges or insurance cost of the policy. A regular pay VUL is not an investment. This is an insurance product and meant to protect an individual’s income/expense in case of untimely death. The remaining 128k is the fund value of the policy, we cannot say if it is a loss or a win as it will depend on the projections stated in the policy the person bought.
Tanong lng po,its not advisable pala ang investment na may insurance type gaya kung ang goal mo ay kikita ang pera mo
@@christeltata9773 this only applies to Single pay VUL and not to Regular pay VULs as insurance charges are high. If you are looking for investments best invest in the stock market, start a business, or acquire property then rent it. If you need help with your options kindly email us at admin@wealtharki.com
Christel Tata Meron na ko bdo life però May Duda amo gusto ko e withdraw parang Ang sakit kc Ng 50k a year e
Hi Christel, please send link ng video. Jobless kasi ako eh di ko na kaya hulugan yung BDO life. Nag start ako 6 years ago, 37k per year hulog ko, Generali Philippines pa sya. Paying period is 8 years, so 2 years remaining na lang ako bale until 2021. Every 2 years nakaka receive ako ng cash benefit amounting to 10k pesos. 3 times na ako naka receive...So pag nag withdraw/cancel/surrender ako, mga magkano kaya ma rerefund ko if meron? Thanks po..
Next is Sunlife naman po.
salamat sir's sa info. maganda yang location nyo sir, saan po yan?
Thanks mga sir! Stay safe.
Sana di nyo na lng ginawang topic wala nman pala kau malinaw na pagkaunawa
you may check on the website of BDO Life should you wish to know deeper about them. Thanks!
Thats what i thought too.. Wla ka content content...
Addy Aquino hi may we ask what specific content you are looking for when reviewing life insurance companies? This would help us improve on future videos. Thanks!
@@WealthArki sna po naspecify nyo po yung difference ng bdo life sa ibang insurance company. Then yung importance ng insurance aside sa investment po. Me video po ksi ako nawatch din po na mas ngfocus po kayo sa return ni insurer after his policy kesa sa protection nya na insured sya den bonus aside nlang yung investment po if maganda yung galaw ng stocks or kung san sya nka invest.
Addy Aquino we will note your first sentence moving forward. With regards to comparing BDO life’s VULs with other life insurance companies, it will be difficult to do so since there are too many VUL products right now. We also have multiple videos already discussing VULs and insurance as we do not position regular pay VULs as investment products as we consider them as insurance products you may want to check them out in our playlist.
How about sa no dependents mga sir ok ba ang life insurance or healthcare insurance?
Annie Ni Pot if there are no dependents, you still would need some insurance coverage to fund your final hospitalization expenses and burial expenses.
For burial sir i have my sss maybe i can rely out of that.Sa healthcare insurance lng ang iprio though i am a member also of philhealth😊
Is it a good idea?
@@annienipot3350 we may have to sit down and discuss further the details on your finances. in order to make an accurate recommendation, we need more information on your financial goals and resources among other factors.
you may know more about our consultation services thru this link: www.wealtharki.com/consultation/
thanks!
@Annie, i believe a financial planner was already assigned to you via email kindly reach out to him so that he would understand better your case. Thank you again!
dont trust this shit specially in times like this. nothing but good words. btw im talking about BDO life not these guys. ❤️
😆😁😇direct to the point mu nalng..paikot ikot pa yung vlog ninyo.
Korek puro sila Arte tawag pa more Iwan
Dapat naman inexplain kung anong nakapaloob dun sa BDO Life, computations, mga pwedeng mangyari kapag nagwithdraw at hindi natapos, etc. Dapat ang tanong na dapat sagutin e, anong meron sa BDO Life. Hindi yung tanong na maganda ba siya o hindi……paano nga malalaman ng tao na OK sa kanila kung wala namang explanation kung anong meron sa BDO Life……
Para lang naman may mavideo…….magresearch naman para may maishare……ganun! 😂
no intention to be mean pero honestly, ang gulo po ng content. wala po ko nakuha useful info.
Wala po akong nakuhang info sa kanila.. thumbs down
Wala akong nahita sa video na to
Gusto ko na I terminate yung bdo life ko....pagdating ng 20 years i kukunin mo na yun.. Akala ko Hanggang death hnd nman pala
Ang cute ni sir naKA Dark Blue 😊
mas natuto pa ako sa comment section 😆😆😆
WALA YAN, NAHACK NGA YUN ACCOUNT NG SON KO AT HINDI NA NAIBALIK YUN PERA NYA, KAHIT NGFILE NA SYA NG FORMAL COMPLAIN, WALA DIN....
Hi Maria may we know what happened? As our video is about their Bancassurance arm, if this is a banking issue it would be best to go directly to a BDO branch and follow up on your complaint.
Maria Jasmin Ibay ipatulfo nyo po hehehe, nangyari n sakin yan, before nilapitan ko n lahat ng lalapitan kahit pulis, nung pinatulfo ko metrobank, ayun next day ready na cheque ko hehehe. You can try kung wala ng solusyon. Hahaha
Maria Jasmin Ibay ipatulfo nyo po hehehe, nangyari n sakin yan, before nilapitan ko n lahat ng lalapitan kahit pulis, nung pinatulfo ko metrobank, ayun next day ready na cheque ko hehehe. You can try kung wala ng solusyon. Hahaha
Pa Shout out spartan mmber
Watching frm pinoy spartan team taiwan
Ano ba to? Dapat man lang iniexplain nila kung ano yung bdo life. Di man lang nagbigay ng info about it.
Totoo useless talaga video na to
Wla nmn info...
Hindi oky ang BDO life
Talo pàako . Ung 250k balik saakin in 5yrs 175k nalaang
Pinasok nila sa VUL kaya talo ako...
Wag na ninu itry yang BDO life
The best Ang KAISER at MB LIFE..
no sense at all..
For Bdo life is good. Dahil nakakatanggap na ako ng ROI ko.
Agree ako sa inyo sir..dependent Parin sa products at sa needs mo.
@@Dalmacio784 wat do u mean nakakatnggp kna ng roi mo?
Ang awkward para kay kuyang naka-blue.
Don't get me wrong, no hate. 🤗
Annalyn Maique bago pa lg siya kc kaya cgro nasabi mong awkward.at saka bata pa..mellenial yata siya.
We have unscripted convos so it’s all natural for our vids. Thanks!
Hi Rienzie, piece of advice lang ha and please do not get offended. Nawawala yung trail of thoughts ng partner mo kasi lagi ka sumasabat. You have to stop doing that. I stopped watching your videos because of you. Interesting sana tong topic nato but panay ka comment ng walang saysay. Wala akong natutunan at naintindihan dahil sayo.
Dawn Lilprairiedawn thank you for your feedback. our format is largely unscripted geared towards casual talks that depart from our usual TV appearances and as such, banters are not unusual--just like in normal conversation.
just the same, we are happy that there are other finance vlogs in youtube that can cater to your choice of format.
thanks!
I noticed din Dawn...
not informative at all ... nasayang lang 9 mins ko :D darn it..
Informative as always. Thanks for this video. 😃
why discuss such matter such as BDO life if your not equipped to talk about it,, stop doing this you don't have credibility to go on video..
leo Bosi what we have discussed are general info and broad strokes on BDO Life, as per our research, for people who would want an introduction on it, and not a complete and in-depth analysis or report. We can do the latter, but this is not the best platform to do that.
Agent..haha
Wala nmn ako nauntindihan
Pa safe pa tong dalawa na to. Waste of time.
Bpr 1020 we always aim to give factual and readily verifiable information about companies. Though we admit that it is not exhaustive as it would demand more time and would thus be incompatible with this medium, feel free to browse the internet with contents that matches your level of interest.
agree. wala nmn natutunAn.
ano b un video nio walang malinaw na paliwanag pro kau tawa, waste of tym lng buset
Magulo kayo puro tawa di ko maintindihan
Puro tawa
Nagooverlap, jusko pinagsasalita mo yung kasama mo tas sinasapawan mo naman. My gad!!! Patapusin mo po sana muna, bago ikaw.😂
Npansin ko din yun ah haha
Puro lang kayo badside
daming satsat
Buset la naman ako naintindihan s topic nyo puro kayo ngis ngis sakit nyo s mangs
Walang kwenta. Haha
Rustom Rafael David hi may I ask why?
true . non sense