A guy posted on the Personal Finance Canada Reddit after he found out through analytics that in the span of 10 years of investing, if he had simply bought a S&P500 ETF in 2014 instead of individual stocks, he would have had 20% more in ROI than he currently has.
I’d like to bring back the stock battles videos between you and Marc. This could help scratch the itch of doing individual company research since you are not doing it in your own account anymore.
Great video buddy and welcome back! 🙌 My portfolio is roughly half ETFs and half in individual stocks but it's so helpful to see your transition. Thanks man for documenting your journey! 😁
When i first started I was absolutely obsessed with returns and would regularly check my account. Went full auto investing into mainly ETFs and I literally don't pay attention to markets at all anymore.
Great video, I just got a question about investing in TFSA cause I want to buy some NVidia thru TFSA account say 5 share then 2 share per month. I got VFV vdy zqq xei as well for several years already. Thank you... More power... Beavis Wealth
Ive made the exact same change and have been feeling the same way. I did this about a year ago and it feels like a life cheat code! Not having to think about it and it just happens on its own
I am well into my retirement years and am using the KISS principle more and more. I am transitioning from individual stocks into ETFs although in my non-registered account I have capital gains positions and don’t want to trigger the tax hit by selling. These are Cdn dividend payers so am reinvesting the dividends in CC ETFs to enhance my income down the road. RRIFs are mainly now in CC ETFs with 10% or greater payouts to fund withdrawals. The TFSA is mainly ETFs investing in the US and global markets and are invested for growth, not income. Finding that the ETF focus leaves me a little less worried when the markets drop vs individual stock tanking and if the day comes that I’m gone and my wife is left she will be able to cope with what I have left her.
@@pwatom22 I guess time will tell. Many new ones out right now. Seems to be the flavour of the month. They profess not to be returning your principle in the distributions and ROC is more of an accounting application. I agree the very nature of Covered calls will not match the market over time but so far I’m doing ok and at my stage of life the monthly distribution is what I’m after. If my principle stays steady or slight growth over time I’m good.
Thanks for the video first of all. I'm also going to transfer my existing investments (fairly large sum) to wealthsimple. I'm having a dilemma on whether to buy into the ETFs (thinking of VFV/VOO and one of two others) as a lump sum, or buy into it on a recurring basis. My fear is if I buy a large sump at a high price I might be waiting for a long time to recover if the share price starts to fall. Hope my question makes sense. Any advise or suggestions here would be appreciated. Thank you!
This is the definition of trying to time the markets. It's a no win scenario. There are many studies showing that lump sum buying has been more productive than DCA
Not sure if you have done videos about the type of ETFs which are good for passive income and retirement. REIT comes to mind but love to hear more about REIT or anything similar with passive income.
I'd love a video explaining why you have gone with low yield ETF's in VOO and ZETF rather than an ETF with a greater yield? I can only assume it's due to the growing nature in unit price(and therefore dividend)?
Ha! "Paris is a dump." Yes it is, along with most major cities in the world. My only issue with ETFs is that there are certain companies I 100% do NOT want to support, but with an ETF, you can't pick and choose. Definitly something on which to ponder however... Thanks for the video.
I have trimmed down my individual stock holdings to a few core positions. And I have reallocated a significant portion to ETFs. I tend to hold dividend ETFs, but have held passive S&P 500 ETFs in the past and expect to continue to do so in the future.
I have only been to Italy twice, before, but 1 month each time. I was surprised that you thought their menus are not to diversified. I would think it is a country with probably the most diversified menus worldwide. Even the food at gas stations was better than many restaurants here.
My focus changed to primarily ETF's - mostly under the harvest offerings. Besides those I hold a few companies, for various reasons. Harvest recently came out with some new offerings under their covered call ETF's like Nvidia, Amazon and others. Besides this of course I hold real estate and precious metals. The best part as you said, the lack of day to day management. I bag roughly 7k a month in dividend income, and I redeploy some of those funds each month in more ETFs. For me it works quite well, the precious metals also "scratch the itch" in terms of growing a collection of high valued physical assets which slowly appreciate. Cheers!
Good to hear your practical experience and for sharing this change. Some people feel fearful about sharing tui change due to a negative feeling that one is not able to manage or research stocks. I have been a stocks guy researching companies and using mix of approaches say growth, value, etc. But in my case I did dabble small amounts in dividend funds, index funds, etc. Overtime I realized the incremental benefit of doing stock research, following result, news, etc is tedious. People say invest long term but markets can be fickle, management can change strategies and so on. So having that control by investing in passive index would be of great help to generate decent returns with low to moderate efforts.
Could you record a video on how to have a safe FHSA on Wealthsimple? Like, buying bonds, or low risk ETFs to ensure that the money has grown in a short period of time to make a down payment on a house. My concern when investing in a FHSA on Wealthsimple would be losing money in the short-term that would be used in 5 years to buy a house
Paris sucks! Next time go to barcelona! I have been contributing more and more to etfs for the last year. With an automatic weekly contribution. Still holding individual positions, but I hope to be in 50% etfs in the next year.
when i first got into investing i knew from research ETF investing would be better but i did individual stocks for awhile just for the sake of learning the system. Once i got comfortable with how everything works i now push all my ETF investments and also invest in only individual stocks im interested/want for dividends mostly. Although the dividends part of my investments is really small compared to ETF focused accounts
Dollar cost average Index investing is the accepted best option at your age. However, given the markets are overvalued, older folks are looking for more principal protection and with an income stream.
I only have a few stocks currently. I locked in some gains and put the money in ETFs. Love it! I’m happy you had the chance to experience a tiny bit of Europe. Stay well Brandon.
however!: .... you are losing out dividends which are taxed lower than income. ... IN fact approx zero! ... or even negative! ... if you are in lowest tax bracket
Funny thing is I just did the opposite, going full into stocks. However someday once I grow my portfolio enough I plan on switching back to ETFs. So glad you found this strategy is working for you man!
Evaluate different passive ETF investing styles such as high yields, dividend growth and growth focused ETFs. Also, talk about kids' investment options and different accounts plus ages for each account.
Thanks for the update Brandon! im glad to see you. hope you and your familly is well. this is great info to have for stability and longterm peace of mind in the financial dept.
i changed to passive income investing and now i am far more relaxed. i also handle a small part of my father's investments for passive income investing . i am making better returns .
Great video and agreed with everything. Esp WS I made the change back in July 2023 and regret not moving over earlier. But better late then never! Letss goooo ❤❤❤❤
As for content, any content more often. Market moves up or down, maybe chose three stocks and do a basic preliminary financial evaluation, stuff like that. I just want to see more of you.
I’m more of a dividend investor with all my drips on so that is my way of hands off cruise control automation. You and Marc need to do a portfolio update if those positions are still held on your comparison portfolio challenge.
This is for your RRSP portfolio, would you choose the same ETFs for your TFSA?
You just can't go wrong with passive investing by investing in sector and index etfs. So much less stress and reduced risk to single stock events.
Stopped picking stocks awhile ago and started selling and moving the cash into index etfs. I’ll never go back to stock picking.
A guy posted on the Personal Finance Canada Reddit after he found out through analytics that in the span of 10 years of investing, if he had simply bought a S&P500 ETF in 2014 instead of individual stocks, he would have had 20% more in ROI than he currently has.
Which ETFs have you picked? So many out there😂
I’d like to bring back the stock battles videos between you and Marc. This could help scratch the itch of doing individual company research since you are not doing it in your own account anymore.
Great video buddy and welcome back! 🙌 My portfolio is roughly half ETFs and half in individual stocks but it's so helpful to see your transition. Thanks man for documenting your journey! 😁
Same. My entire stock portfolio is all ETF’s. I also stack physical Gold/Silver
You mentioned that this is your RRSP. Have you done the same with your TFSA?
The only single stocks I still have, are my Railroad Stocks. Might keep them forever. Everything else is in ZETQ. So much easier.
When i first started I was absolutely obsessed with returns and would regularly check my account. Went full auto investing into mainly ETFs and I literally don't pay attention to markets at all anymore.
ETFs are so much less stressful
Watching in my 40s... And only just starting I feel so behind!
Gotta start somewhere
46 just started a year ago . Better than starting next year man . Just stick to it . Some is better than none imo
is overlapping bad?
Great video, I just got a question about investing in TFSA cause I want to buy some NVidia thru TFSA account say 5 share then 2 share per month. I got VFV vdy zqq xei as well for several years already. Thank you... More power... Beavis Wealth
Man, that’s so good that you could relax, this is exactly what we all missing in this fast paced world
Question! Where in Asia do you recommend for travelling to from Canada that you consider more affordable than Europe? Questioning for future trips!
Ive made the exact same change and have been feeling the same way. I did this about a year ago and it feels like a life cheat code! Not having to think about it and it just happens on its own
Did you get rid of your Tencent and Alibaba?
Is this your tfsa or rrsp ? Whats your tfsa looking like ?
I am well into my retirement years and am using the KISS principle more and more. I am transitioning from individual stocks into ETFs although in my non-registered account I have capital gains positions and don’t want to trigger the tax hit by selling. These are Cdn dividend payers so am reinvesting the dividends in CC ETFs to enhance my income down the road. RRIFs are mainly now in CC ETFs with 10% or greater payouts to fund withdrawals. The TFSA is mainly ETFs investing in the US and global markets and are invested for growth, not income.
Finding that the ETF focus leaves me a little less worried when the markets drop vs individual stock tanking and if the day comes that I’m gone and my wife is left she will be able to cope with what I have left her.
Some of the CC ETFs pretty poor at maintaining your principal.
@@pwatom22 I guess time will tell. Many new ones out right now. Seems to be the flavour of the month. They profess not to be returning your principle in the distributions and ROC is more of an accounting application. I agree the very nature of Covered calls will not match the market over time but so far I’m doing ok and at my stage of life the monthly distribution is what I’m after. If my principle stays steady or slight growth over time I’m good.
@@pwatom22yup they have to be actively managed to limit downsides.
Now you would have to pay ETF fees, right?? Thank you for sharing this video.
Welcome to my world Brandon!
Thanks for the video first of all. I'm also going to transfer my existing investments (fairly large sum) to wealthsimple. I'm having a dilemma on whether to buy into the ETFs (thinking of VFV/VOO and one of two others) as a lump sum, or buy into it on a recurring basis. My fear is if I buy a large sump at a high price I might be waiting for a long time to recover if the share price starts to fall. Hope my question makes sense. Any advise or suggestions here would be appreciated. Thank you!
This is the definition of trying to time the markets. It's a no win scenario. There are many studies showing that lump sum buying has been more productive than DCA
Do you have any thoughts on some Dividend ETF for Industry/Materials? I quite enjoyed the Harvest talk and curious if you had more ideas
WealthSimple does not offer dual-listed stocks. That’s a major limitation. Moomoo is gaining traction in Canada.
Which ETF sectors are good for someone 66, retired, melting down RRSP'S into unregistered funds, hopefully returning 2-3% obove inflation?
Maybe an 80/20 like XGRO?
Not sure if you have done videos about the type of ETFs which are good for passive income and retirement. REIT comes to mind but love to hear more about REIT or anything similar with passive income.
I'd love a video explaining why you have gone with low yield ETF's in VOO and ZETF rather than an ETF with a greater yield? I can only assume it's due to the growing nature in unit price(and therefore dividend)?
Ha! "Paris is a dump." Yes it is, along with most major cities in the world. My only issue with ETFs is that there are certain companies I 100% do NOT want to support, but with an ETF, you can't pick and choose. Definitly something on which to ponder however... Thanks for the video.
I’m thinking of adding hxq or tec to my tfsa. Are these suitable investments for my tfsa?
Can you please have a video about Testamentary Trusts and the fee comparison charges by different companies. Thanks
As a Canadian, is there a reason why you chose to go with VOO instead VFV? Did you already have US dollars to begin with?
I was wondering that too. Im bearish on USD so im hesitant to buy long term stocks with USD
I go VFV as well - less hassle with exchange rates
Check how his video he made about a month back.
I believe he holds VOO in his RRSP as there is exemption from the 15% U.S. withholding tax on dividends with USD inside the RRSP
Has to do with taxes
ETF's here from Ontario.. switch CDN to USD and buy SPY, VGT and VOOG..
I have trimmed down my individual stock holdings to a few core positions. And I have reallocated a significant portion to ETFs. I tend to hold dividend ETFs, but have held passive S&P 500 ETFs in the past and expect to continue to do so in the future.
Videos about investment for your kids
I have only been to Italy twice, before, but 1 month each time.
I was surprised that you thought their menus are not to diversified. I would think it is a country with probably the most diversified menus worldwide. Even the food at gas stations was better than many restaurants here.
Yessss. Content on Investing for kids please...
My focus changed to primarily ETF's - mostly under the harvest offerings. Besides those I hold a few companies, for various reasons. Harvest recently came out with some new offerings under their covered call ETF's like Nvidia, Amazon and others. Besides this of course I hold real estate and precious metals. The best part as you said, the lack of day to day management. I bag roughly 7k a month in dividend income, and I redeploy some of those funds each month in more ETFs. For me it works quite well, the precious metals also "scratch the itch" in terms of growing a collection of high valued physical assets which slowly appreciate. Cheers!
Honestly as long as we get the biweekly news, I am not going anywhere and will stay watching the channel. Mark rocks ❤
Good to hear your practical experience and for sharing this change. Some people feel fearful about sharing tui change due to a negative feeling that one is not able to manage or research stocks. I have been a stocks guy researching companies and using mix of approaches say growth, value, etc. But in my case I did dabble small amounts in dividend funds, index funds, etc. Overtime I realized the incremental benefit of doing stock research, following result, news, etc is tedious. People say invest long term but markets can be fickle, management can change strategies and so on. So having that control by investing in passive index would be of great help to generate decent returns with low to moderate efforts.
Could you record a video on how to have a safe FHSA on Wealthsimple? Like, buying bonds, or low risk ETFs to ensure that the money has grown in a short period of time to make a down payment on a house. My concern when investing in a FHSA on Wealthsimple would be losing money in the short-term that would be used in 5 years to buy a house
I am glad you are liking the new investing format ;-)
I understand the S&P 500 is kind of the bar many people look at, but what do you think of a Nasdaq ETF investment.
Paris sucks! Next time go to barcelona! I have been contributing more and more to etfs for the last year. With an automatic weekly contribution. Still holding individual positions, but I hope to be in 50% etfs in the next year.
I like Paris more . Barcelona 😏👎
when i first got into investing i knew from research ETF investing would be better but i did individual stocks for awhile just for the sake of learning the system. Once i got comfortable with how everything works i now push all my ETF investments and also invest in only individual stocks im interested/want for dividends mostly. Although the dividends part of my investments is really small compared to ETF focused accounts
How much BMO paid you to change your strategy and diversify through their ETFs?
I enjoyed and i hope to see you in the next video ✅Nice to see you back ☀️ 🥂😃
Dollar cost average Index investing is the accepted best option at your age. However, given the markets are overvalued, older folks are looking for more principal protection and with an income stream.
I only have a few stocks currently. I locked in some gains and put the money in ETFs. Love it! I’m happy you had the chance to experience a tiny bit of Europe. Stay well Brandon.
however!: .... you are losing out dividends which are taxed lower than income. ... IN fact approx zero! ... or even negative! ... if you are in lowest tax bracket
Not glad Covid happened but glad it gave us an opportunity to meet someone like you💯🙏🏾
Would like to see Marc’s perspective of Bitcoin
Plain and simple. Love it!
I think I will add ZEQT to my 'next' list...good total returns vs my other 'fund of funds' ETFs, just balanced away from distributions.
More videos about investing in your children. Thank you.
Can you do a video on best etf ‘s for both young and seniors please and your videos are so informative
Funny thing is I just did the opposite, going full into stocks. However someday once I grow my portfolio enough I plan on switching back to ETFs. So glad you found this strategy is working for you man!
Is 100% xeqt viable?
Yes. VEQT is more home biased. Whatever u pref
one month is nothing burger, looking foward to your quarterly and yearly update:)
stock battles was fun...could have ETF battles too? comparing investment styles.
Evaluate different passive ETF investing styles such as high yields, dividend growth and growth focused ETFs.
Also, talk about kids' investment options and different accounts plus ages for each account.
Thanks for the update Brandon! im glad to see you. hope you and your familly is well. this is great info to have for stability and longterm peace of mind in the financial dept.
Im waiting to get out of a few positions then Ill be going all in on ETF's
Excellent portfolio. Video on Nasdaq
i changed to passive income investing and now i am far more relaxed. i also handle a small part of my father's investments for passive income investing . i am making better returns .
Great video and agreed with everything. Esp WS I made the change back in July 2023 and regret not moving over earlier. But better late then never! Letss goooo ❤❤❤❤
Investing for my grandkids! yesss!
I’m flirting with doing this as well. I think the relief might be worth it. At the same time I do like picking the odd individual stock.
As for content, any content more often. Market moves up or down, maybe chose three stocks and do a basic preliminary financial evaluation, stuff like that. I just want to see more of you.
Video comparing XEQT vs ZEQT
ETFs!!!!!!!!!!!!
Paris is 100% overrated . Prague and Lisbon If you have not been are always good choices
Stock pick have more fun
Called, Coach Potato Investing from years ago.
I’m more of a dividend investor with all my drips on so that is my way of hands off cruise control automation. You and Marc need to do a portfolio update if those positions are still held on your comparison portfolio challenge.
Stock battles
I don’t believe his strategy of only etf will work for everyone. Individual stocks does offer good growth opportunities
Did you get beat up or something? All scratches bro
Hi Brandon, we want to see some live gambling, thx
i passively unsubscribed.
Good 4 you! ….nobody cares
Byee
?
Switched to indexes about a month ago as well and my tsx index xic has outperformed the s&p 500 index xus