Hello Karthick Rangappa, Good job. As many commented, your videos are of great quality and rich in information in a simplified manner.. Yet, I'm not very clear on re-balancing the allocation as we grow old. It would be nice if you can make a video on that please. Thank you.
60% equity and 40% debt. Within equity 70% large cap and 30-% mid cap. In debt - debt mutual funds, bonds offered by wint wealth. Considering to take more risk and taking equity to 70%.
I follow the Barbell Strategy for asset allocation:- 85% of the portfolio in highly safe instruments like treasury bills and government bonds. 15% of the portfolio in highly risky instruments like stocks and options.
30% in equity. 70% in ppf+fixed income. Talking of liquid investments. Gold & real estate are extras, and much smaller in quantum. Want to invest in REITs. Waiting for REIT/ INVIT mutual funds.
In addition to age and risk tolerance, there is another parameter which is important to note before choosing any asset classes i.e, the ability and willingness of the person to do the work needed to learn to invest in the asset and to manage it, sure people can always depend on advisors and others to help with an asset class but being completely opaque to hows is not ideal too, it's like putting yourself in a risky position by giving control of your finances to an other person. I will never choose physical real estate because I don't have the emotional and the physical abilities needed to deal with it's problems and manage it. However I understand the markets very well so it is bonds and other financial assets for me. However, for someone who doesn't understand equities or cannot deal with the volatility and i not willing to learn but has the knack for making money from real eastate they should stick to what they are good at. People should always invest in what they understand and can deal with.
FD - You know exactly the amount you will get after a year with the date. Debt Fund - You don't know. You can get more returns than FD also. But it can go down as well if that particular fund is very voilatile.
This video is gonna help lots of people who are confused about their investments.
Insurance selection in depth .... great series
Hello Karthick Rangappa, Good job. As many commented, your videos are of great quality and rich in information in a simplified manner.. Yet, I'm not very clear on re-balancing the allocation as we grow old. It would be nice if you can make a video on that please. Thank you.
60% equity and 40% debt. Within equity 70% large cap and 30-% mid cap. In debt - debt mutual funds, bonds offered by wint wealth. Considering to take more risk and taking equity to 70%.
100% equity just fine for me. 90% in smallcaps.
Equity 17% of my entire portfolio. Target is to make 25% by the end of this year...
Do one video for Personal Finance related to Medical Policy.
I follow the Barbell Strategy for asset allocation:-
85% of the portfolio in highly safe instruments like treasury bills and government bonds.
15% of the portfolio in highly risky instruments like stocks and options.
38% in Equity
32% in Real Estate
20% in Debt
10% in Gold
Targetting to achieve 50% equity by 2025
This is my allocation as on 24/02
Realestate- 44.60%
Equity- 28.85%
Debt - 15.97%
Gold- 10.58%
Current Net worth- 2.1 Crore
I am going heavy on Equity now as I am 38 YO.
Explained very well😊
75℅ in debt.
12.5℅ in equity.
12.5℅ in gold.
Increasing the equity component through SIP.
What is your age sir
30% in equity. 70% in ppf+fixed income. Talking of liquid investments. Gold & real estate are extras, and much smaller in quantum. Want to invest in REITs. Waiting for REIT/ INVIT mutual funds.
Thank you ❤
Great insight 👍
In addition to age and risk tolerance, there is another parameter which is important to note before choosing any asset classes i.e, the ability and willingness of the person to do the work needed to learn to invest in the asset and to manage it, sure people can always depend on advisors and others to help with an asset class but being completely opaque to hows is not ideal too, it's like putting yourself in a risky position by giving control of your finances to an other person. I will never choose physical real estate because I don't have the emotional and the physical abilities needed to deal with it's problems and manage it. However I understand the markets very well so it is bonds and other financial assets for me. However, for someone who doesn't understand equities or cannot deal with the volatility and i not willing to learn but has the knack for making money from real eastate they should stick to what they are good at. People should always invest in what they understand and can deal with.
Please make a detailed video on debt.
This series needs to be translated into all Indian local languages.
Can Emergency Fund in FDs be considered as ' Debt Fund Asset' while doing a Wealth Portfolio analysis ?
100% Equity. 90% in Smallcap, 5% Midcap, 5% LargeCap, 0% Gold, 0% Debt/Bonds, 0% Real Estate. I am getting 26% CAGR since 2017. 😊
You held even during Covid?
@@Khadersheriff Yes, till date the CAGR is 34% with the same composition.
@@sabyasachirimpa how do you maintain that mindset bro?
Any tips?
@@Khadersheriff Invest in yourself, it pays the best interest. 🙂
@@sabyasachirimpa yes I do invest in myself.
I buy biryani for myself, shawarma, pizza, burger and all
Can u help me who is doing the editing and animation thing for you. I wanna create something similar for health and yoga. Can u share
What about crypto
Debt Vs FD, is there any difference? If yes, what's the difference?
FD - You know exactly the amount you will get after a year with the date.
Debt Fund - You don't know. You can get more returns than FD also. But it can go down as well if that particular fund is very voilatile.
Is FD and RD considered as debt instruments ?
No, FD is FD. It should have been included in the video. Now many small banks are also offering interest rates similar to bonds.
❤
Quant multi Asset fund ❤
Versity ke sab episode hindi mein kijiye