I have 2L / 8L...since 4 years...Age 58 to 62..at Primium 21L for 2 years.. But Now premium increased to 55 Lac..for further 2 years.. Age ... 63 to 64.. Not freeze..
We have separate base policies. If we take commonsuper top with deductible of 5 lakhs, Then I would like to know whether deductible is common or we separate for each policy holder?
Please explain based on the following scenario I have base plan of 5 lakh from 'X' insurance Company and super top up of 10 lakh from 'Y', 1st claim was 3.5 lakh and received from 'X' insurance company If I have another claim of 4.5 lakh in the same year, can I claim 1.5 (5-3.5) lakh from 'X' Company and balance 3 lakh from super top up 'Y' insurance Company? What proof we need to produce that we have used/paid upto 3 lakh before claiming super top up?
I have Aditya Birla Platinum enhanced plan for my mother and also taken HDFC ergo medisure top up plan of 20L. Could you please guide me, that after finishing 5lacs of aditya birla can i use HDFC Ergo top up plan? Is that acceptable? two different companies are aligning with this concept. Secondly, is it worthwhile taking top up plan if i have Aditya birla platinum enhanced plan for my mother? Please guide.
Thank you sir. Very useful video🥰🥰
Your Welcome Dear !!!!
I have 2L / 8L...since 4 years...Age 58 to 62..at Primium 21L for 2 years..
But
Now premium increased to 55 Lac..for further 2 years..
Age ... 63 to 64..
Not freeze..
We have separate base policies.
If we take commonsuper top with deductible of 5 lakhs,
Then I would like to know whether deductible is common or we separate for each policy holder?
Thank you so much sir
Most welcome
Deductible kya dusri mediclaim se pay hota hai
Ji dusrey Mediclaim se ya aap apne paas se bhi pay kar sakte hai..
This is not detailed video. What about 2nd hospitalization in same year.
Please explain based on the following scenario
I have base plan of 5 lakh from 'X' insurance Company and super top up of 10 lakh from 'Y',
1st claim was 3.5 lakh and received from 'X' insurance company
If I have another claim of 4.5 lakh in the same year, can I claim 1.5 (5-3.5) lakh from 'X' Company and balance 3 lakh from super top up 'Y' insurance Company?
What proof we need to produce that we have used/paid upto 3 lakh before claiming super top up?
एप्रिल मे मेरा रइनइवल है तो मैं पालिसी बडा सकता सू क्या
Yes but Maximum 20 Lacs tak.
I have Aditya Birla Platinum enhanced plan for my mother and also taken HDFC ergo medisure top up plan of 20L.
Could you please guide me, that after finishing 5lacs of aditya birla can i use HDFC Ergo top up plan?
Is that acceptable? two different companies are aligning with this concept.
Secondly, is it worthwhile taking top up plan if i have Aditya birla platinum enhanced plan for my mother? Please guide.
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This policy has ko payment after 80 years