Australian Healthcare System, Everything You Need to Know
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- Опубликовано: 31 май 2024
- What is it like going to the doctor in Australia? How can you access medical services in australia? In this video I tell you everything you need to know about how the australian healthcare system works, how much does the healthcare system costs, and the difference between medicare and private health insurance. Enjoy.
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⏰ Chapters:
00:00 - Intro
00:21 - How do I go to the Doctor in Australia?
01:18 - What is Medicare in Australia?
02:01 - How much does the doctor cost in Australia and what is bulk billing?
03:16 - Can migrants get Medicare in Australia?
04:12 - How much does health insurance cost in Australia?
05:55 - What is a waiting period for pre-existing conditions health insurance Australia?
06:28 - What is the difference between private and public hospitals in Australia?
07:10 - What to do in an emergency in Australia?
07:28 - What are community health centres in Australia? 
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You get temporary Medicare from the day you apply for any PR visa. If you don't get the PR, then your Medicare card is cancelled, but you don't have to pay back any fees that might have been used for that period. Given that PR can take 4 years, it's important to apply for the medicare as soon as you get your interim pending visa.
There are Women’s Health Centres as well. I used to use them for “female” problems eg pap smears which include breast examination (not mammogram), domestic violence, etc. They are staffed by women (medical/non medical) only and no men are permitted inside the centre. They represent a safe place for women needing medical attention. There’s enough info on the internet to know exactly what they offer. Good video once more. Cheers.
Great info, thank you! (and if you are a female and need a pap smear, your GP will usually do this for you as well)
There are plenty of excellent female GPs who are so professional and have a fantastic bedside manner.
Its sexism
Bulk billing is, more precisely, the operator directly billing the government for the work rather than the patient make the claim themselves.
To explain further the tax situation with private insurance, once earning a certain income, you pay a Medicare surcharge of 2%. The idea is to push people into private insurance to alleviate pressure on the public system. That's especially regarding "elective surgery". Some procedures have a long waiting list or deemed not worthwhile at all. Something like a broken wrist, the public system might put you in a cast for 3 months while private insurance means an immediate operation and recovered enough in 2 weeks.
Great video, especially as many Australians like to boast about our "totally free" medical system when clearly it's not.
I am 30 and was born here in Australia. I have had health issues a few years ago and required a diagnostic procedure to figure out what was wrong. I could have waited months and gotten it free on Medicare at a public hospital, but I opted to go private and pay out of pocket since I dont have health insurance. Medicare refunded me a small amount which was awesome. Since then I've been on daily medication that is covered under our PBS which in other countries would cost hundreds per month. I pay 40$ every two months.
Our Medicare, PBS and public health system is world class and such a gift and blessing. I'm super grateful for what we have in Aus.
Really you must not speak to many people
There is an excellent flow in your presentation and like it very much !
You exude so much cheerfulness, it’s always nice and quite informative to watch your videos. I’ll be in Australia on my WHV, hopefully, in a couple of months therefore I’m trying to maximise the information before departure 🙂 Nice job!
Thanks for sharing these valuable information. Keep the good work up 👌🏻
Thank you. Your explanations are so clear and you always make really useful contents 👌👍
Thank you for this video. Clearly explained.
Brilliant content as always...once again, your research, content & delivery is exceptional and is the benchmark sharing for our guests, visitors and residents.
KEEP UP THE GREAT CONTENT
Hello, I hope you're safe over there? I hope this year brings happiness, prosperity, and love all over the world, I would love 💚us to be good friends in honesty and in trust if you don't mind. I'm Doctor Christopher Johnson from San Francisco, California, where are you from if I may ask?❤
I like your videos! They are very well organized and informative. Your voice sounds calm and gentle. Please keep up the good work!
Great video with necessary information 👏👏
A FYI that may help your readers. Ambulance services are fully covered (ie free) in some states. In some states that free ambulance includes covering you for an ambulance in all other states, including those that normally charge. For example, a Queensland resident that has a car accident tin Victoria gets free ambulance treatment paid for by the Queensland Government, whereas a Victorian resident that has an accident in Victoria has to pay (unless they take out ambulance cover).
Hello, I hope you're safe over there? I hope this year brings happiness, prosperity, and love all over the world, I would love 💚us to be good friends in honesty and in trust if you don't mind. I'm Doctor Christopher Johnson from San Francisco, California, where are you from if I may ask?❤
A great nation to live in because the Australian system that really works.
Hi!
I liked this info. Thanks.
If you aren't an Australian citizen then you can still be treated with the cost of a consultation being around 80 dollars also if you are treated in a public holiday then you will be charged around 600 dollars a day.
Thank you very informative.
thank you for this video!
Very much informative covering all the major check points... thanks a lot for sharing this?All the points are the questions which I wanted to ask and enquire.
Hi, this was very helpful for my highschool age son as he prepares for life in the real world!
Even if you have private insurance and you are treated in a public hospital you will have the same doctors or specialists as the public patients, the only difference is you have more choice of meals and it comes on a silver tray rather than a plastic one. I was in a hospital 2 bed ward as a public patient and the person in the other bed was a private patient, we had the same doctors and I still had a choice of several meals.
A FYI that may help your readers. When you are referred to a specialist by a GP you can (A) be referred to a private specialist. Private specialists are subsidised by medicare but you will pay a gap. (B) ask to be referred to a public specialist. These are cost free and attached to public hospital outpatient clinics. Waiting times will usually be longer.
FYI Australia's public health system also subsidises pathology and X-ray clinics.
Great video. Very well explained. One thing to note is that some states have automatic ambulance cover, so it’s free whereas other states and territories will charge you a fee so you would want to have ambulance cover which you can get as standalone insurance.
Very important point!
Hello, I hope you're safe over there? I hope this year brings happiness, prosperity, and love all over the world, I would love 💚us to be good friends in honesty and in trust if you don't mind. I'm Doctor Christopher Johnson from San Francisco, California, where are you from if I may ask?❤
Excellent explanation of our health system ✌
Hey, I wanted to ask how healthcare works, Do you have healthcare/RCM /MEDICAL BILLING companies to solve the claims, which were filed to insurance by the hospital. How it works.
@anshulthakur4010 All Australians are issued with a Medicare card. When you visit a GP, if they bulk bill & most do, you present your Medicare card, which is then kept on their system. You see the Dr, you leave. IF the Dr doesn't bulk bill, you pay approx $80, Medicare will reimburse you approx. $50, which goes directly into your linked bank account...normally within a day or 2. If you have an accident & you need a hospital, treatment is free. If you need emergency surgery...it's free. If you take out private health insurance, you have the choice of a private hospital & your choice of surgeon. I hope that answers your question
Great video!
Nice this information 😊
After 10 years of conservative government and the impact of Covid the Medicare system has areas of strain but is still superior to many health systems around the world. ER departments are facing some difficulties however the new federal government is committed to undoing the destruction caused by the previous government and its desire to Americanise the health care system. Triage can mean that some people have to wait hours. A friend of mine recently injured his hand and was triaged and dealt with very quickly despite the place being full of waiting patients. He was very impressed by how smoothly the process worked.
Agree the far right had been in government for 20 of the last 26 years, Labor introduced Medicare back in 1983, but the LNP fought against it and had attempted to water it down each time they were in government.
LNP sold off public hospitals and froze the GP Medicare rebate basically white-anting the once best healthcare system in the world.
LNP have cut billions from the healthcare system, privatising everything they can get their corrupt grubby hands on, thankfully Australia said goodbye to the Rupert Murdoch-owned LNP government in 2022, despite the efforts of the corporate media which are heavily slanted towards helping the conservatives getting elected, and bashing any opposing candidates ( Labor ) attempting to govern.
nice information great
great content keep it up
A FYI that may help your readers. Private Insurance taken by a temporary resident holders (ie those not eligible for Medicare) is very different to the Private Insurance taken by permanent residents/citizens. Private Insurance taken by permanent residents is for in-hospital treatment only (unlike temporary residents where it caters for outside of hospital treatment as well). And permanent resident private insurance is subsidised by Medicare when (A) paying your premium and (B) paying your bill.
is it optional or compulsory to buy private insurance for temporary residents?
@@ibraheemali9541 yes. it's usually a condition of your visa to maintain private insurance while staying in Australia. the cheapest one for working visa is around aud 33 per fortnight, which only covers in-hospital treatments.
@@yuan1791 anhan ok thanks alot
You really need to be more specific. Where you say "temporary resident holders(ie those not eligible for Medicare), that is only partly true. It is correct for those who have applied for student visas and some who have applied for work visas. They are generally not eligible for Medicare, unless they come from a country that Australia has a Reciprocal Health Care Agreement with. They are eligible for Medicare for out of hospital services. People who have applied for permanent residency and their application has been accepted, not granted, are classed as Temporary Residents and are eligible for Medicare with the same rights as permanent residents and citizens.
Could you please, provide more information on "Does medicare cover pregnancy specially during the time of delivery in public hospital? for couples recently on Bridging Visa C and waiting for 190 visa." Thank you
So tell me Martina, haw to get a health insurance, when arriving to Australia as a student os visitors?
what about Credit Cards Issurance or Assist Card for a short period of time as 3 to 6 months for example?
I think you understand the system better than me and I've lived here my whole life lol
Hello! What about cancer prevention studies? Where can I find those?
being an Ozzy I think Oz has been so isolated from the rest of the world we learned to do things differently which made us self sufficient and because of it Australia is a great place to live our crime rate is low, we live longer, we give people a fair go, our city's are always in the top places to live, we stick together in a crisis, and we are friendly I wouldn't live anywhere else except Norway or Sweden which does things a lot like us,
how do you go about researching private health insurance. I'm still in the USA and prepping for my job that I will be starting soon. Waiting on HR to go through the visa process. When I read online, I see I should buy insurance here in the USA for Australia. But I'm thinking I'd rather purchase it from an Australian company. What are the different types of private insurance you can get?
Intellectual and strategic educational video and you look amazing!
Health care in Australia is of a very high standard but is expensive.
All in-patient and out patient serves in public hospitals are free to those eligible for medicare. If the treatment you need is not urgent you might have to wait weeks or months to be treated for nothing as a medicare patient. Howeve,r you do not get to choose your doctor, you get who ever is on duty but all hospital doctors are fully qualified and, if junior, properly supervised. If you are insured you can be treated by the doctor of your choice in a private hospital (or in a public hospital as private patient) very quickly.
The medicare system works on the basis of a "schedule fee". There is an exhaustive list (the schedule) of every treatment or procedure and each has a specified fee. For all treatements and procedures Medicare will pay the patient 85% of the fee set out in the schedule, whether a 10 minute consulatation in a suburban surgery or a heart transplant. The doctor can choose to collect the 15% from the patient (rare) or just accept the 85% government benefit. This is called "bulk billing". It is common in less well off areas and usual for those on welfare in most places.
However, doctors can charge whatever they like. My local doctor charges $90 for a standard consultation and the Medicare benefit is about $35 IIRC. So it costs me $55 to see a doctor. It is normal for specialists like urologists, orthopaedic surgeons, obstetricians, anaesthetists, cardiologsits and the like to charge several times the Medicare fee. So the rebate is not large.
Private health insurance covers only hospital fees, not doctors' fees. It is not possible to insure yourself against a big doctor's bill for in-hosptial treatment. Private health insurance typically also covers ambulance transport and a proportion of dental, chiropractic and physiotherapy etc charges.
Usually, routine pathology tests and many X ray and like services are bulk billed so there is no cost to the patient. And most prescription drugs are subsidised.
Not according to my friends who migrated to Australia. The health system is quite poor compared to Europe. Doctors are poorly educated, many from third world countries like India or China with poor knowledge of western medicine.
@@lukei6255 I think it is true that quality is less even at the general practice level. I have never come across Chinese trained doctors but there are many Indians who must however pass a local examination. There can be cultural barriers and many GPS say it is difficult to practise good medicine in a bulk billing (ie free to the patient) practice because of the artificially low insurance payment.
@@lukei6255 Your friends are wrong.
i am feel the very strong
No system is perfect but at least Australia is doing a great job in Giving Health Care to all her Citizens and Residents out there.
Someone who has had their life destroyed by the public health care system l can honestly say you get better healthcare at the VET
Please make shorts too
How does Australia treat senior citizens when it comes to medical expenses
Some Drs (GP's) will bulk bill if someone is on a pension (even if it's not a bulk bill medical centre). Hospital wait times in the public health system, even for elderly, tend to be very, very long (years). If you're elderly in Australia and you can afford Private Health Insurance, it is 110% worth getting so you can go private/don't have the wait times if you're in a lot of pain. At the same time, my friend's Dad has some type of dementia and because so severe, he was escalated through the Public Health system. If you're not "severe", you have to wait. We had a family friend who was in high end elderly care home, and she had to wait well over 6mth to see someone to get new false teeth. So she had no teeth for 6mths... lost so much weight because she couldn't eat properly. I was,so shocked when I found out/I couldn't believe her children didn't band together + just pay private.
You go to emergency at the hospital when you think is serious. GP is closed at night and by morning it could be too late.
Hola guapa!💗 Gracias por toda la información que nos aportas, tal como he visto que eres española, quería preguntarte algo que no se si podrías resolverme. El tema de las pastillas anticonceptivas allí cómo va? es decir, debo ir algún tipo de comadrona o directamente iría a las farmacias sin ningún tipo de extracto médico. Gracias por leerme, espero tu respuesta 🥰
Hola Sara! Soy de buenos aires argentina originalmente (pero mayoria de flia de espana). Con respecto a tu pregunta, para acceder pastillas anticonceptivas (contraceptive pills) vas directamente al GP y le pides una prescription para las pastillas. La primera vez generalmente te haran unos analisis de sangre etc (o te preguntaran cuales pastillas has estado tomando, te sugiero que traigas el nombre de las q tomas ahora, asi ellos te dan algo parecido), y despues te las recetan. Pero es todo a traves del gp (incluido el pap smear, y todo lo relacionado a ginecologia te lo hace el GP - obviamente si hay algo q ellos no pueden solucionar, entonces te derivan a un especialista). Saludos! :)
@@livingsimplyaustralia Muchas gracias por tu respuesta, me ayudaste mucho 💗 muy buena vibra
How to claim insurance
Seeing that Aust has such an excellent healthcare system..
does it not make sense for it to develop its medical tourism industry to cater to its immediate neighbour, Indonesia 😊.?
As a Jakartan, I don’t trust Indonesian doctors and hospitals all that much anyway. I almost always go to Singapore when it comes to serious medical issues.
Jakarta doesn’t even have a decent integrated facility, like Melbourne’s Peter Maccallum
hospital to take care of cancer patients. Let’s just say I’m mightily impressed on the level of care that my late sister received there 😊.
i suddenly become short of breath with anemia. Long story short. See hematologist, diagnosis Lymphoblastic Leukemia, multiple tests straight up that in America would have cost me 30 grand.
4 years after this I have received the best medical care on earth and have not begrudged paying into our Medicare system once in 40 Years.
Having an autoimmune disease like hashimoto (treatable) prevents you to migrate to Au? Or getting Medicare?
You need a permanent residency visa and a permanent address to apply for Medicare. Thyroxine is cheap and readily available with a prescription.
👍
hi, does private health insurance cover GP?
It depends on the GP. But yes, for most GP consultations you may get a rebate with private health insurance (private health insurance essentially covers the same things as Medicare, and in most cases, even more).
The main down side of this system is if you have a non-life threatening condition. Being in permanent pain or immobilised is not a reason to get quick services such as surgery. This is where private health come into play which enables the holder of such cover to bypass that downside.
I've opted not to get private health insurance. I am 30 so still healthy and fit. I did have to pay out of pocket for a diagnostic day procedure a few years ago, in order to expedite it, but i definitely could've waited to receive it free at a public hospital.
I rationalise it that the thousands and thousands I have saved over the years by NOT having insurance, I can foot the bill for anything non life-threatening once in a while, if it ever pops up.
Hi, just to let you know I've sent u a question on your instagram. It's sort of a permission to ask a question about myself, about how it would work for me to move to Australia. I didn't find a video of that specific topic. I felt the question is too private to write here on youtube but i guess more than I would be greatful to get the answer of that.
Thanks for sharing your videos they are very helpful! Kind regards /Love
Hi! Thanks for your comment. I don't use IG for messaging, only email via my website (you can find info on how to get in touch in video description :))
Jesus Christ, makes me start to wish I'd not left the UK...I'm currently battling BUPA and the thought of having to pay $500 / month and STILL have to wait 12 months for an emergency dental appointment!!!!!!!! What a shit system.
You're right NHS is better in many ways
You can thank John Howard and his ideological offspring...
As the song goes. We don't know how lucky we are.
What about cancer treatment?
Fun Fact: Qatar actually has the best healthcare system. It really is universal. Yes, there are also wait times. But considering Qatar has less than 3M total population, the maximum wait time would only be 3 months. But of course you also need private health insurance just in case you cannot wait anymore..
Also, Qatar invests in the most modern equipments & their hospitals are built like 4-5 star hotels! The only downside is, there are some sketchy doctors from countries I won’t even mention anymore. Believe it or not, I was surprised some of these so-called doctors only took medicine for 2-4 yrs. Lol.. But I’m talking about GP. But the specialized doctors for cancer, or other diseases, or surgeons, for example, are indeed highly specialized & well-educated.
Thank you Dr Kunle Herbal, you did all the good work, your sincerity that brought me the trust and belief of getting cured, I'll be so happy to watch your business expand just as it has helped a lot of people with different sickness and viruses.
Also would love to hear your take on climate change and it's impacts on Australia and lifestyle
Climate is always changing...
But if you want to experience some mother nature, go North WA and NT during the wet season scary scary but most beautiful experience for me so far,
I lived here since 13 Years and we were totally flooded/ Nothern Rivers... it came over night...
but that's a whole different stories, I could show you pictures you won't belive your eyes...
the cops/ armee ect didn't had any access to the area in the mountains, people were on their own, just volunteer, but the community is strong, government didn't do sh.......✌
I deal with lot of unprofessional rude doctors lack of good medical knowledge
Gosh mate. Praying for you
My friends who migrated to Australia tell me some horrific stories about ERs at hospitals with waiting queues for many hours, sometimes days with people dying while waiting. Also, very long, few years queues for example to do sleep studies or some surgeries. The medicine is not free. There is very poor dental care with many Australians having terrible teeth.
im Australian and its not true
I'm Australian and that is so not true...you may have to wait in an ER if you are not considered urgent but usually you get seen within 2 hours...also Dental care is completely subsidised for children under 18 up to $1000 each per year...most Adults have private insurance for dental care as adults....if you are not urgently ill you go to a GP not the ER...
@@jaynemeulman8484 my friends told me Australians lie a lot. And I checked how many people have private insurance in Australia: 45%. That is not the most... The rest is also a lie.
@@lukei6255 this comment is a gem!😂
I recently had to have a renal ultrasound - I was offered the choice of having it done in three weeks in my town or travelling 28 km to another town and having it done that week. I opted for the former - my ultra sound was done precisely at the appointed time and with no charge. The follow up CT was also done with no charge. A private company that provides the service.
Emergency department (ED) visits are covered by medicare, but please please don't go to emergency if you are not that sick, go to your GP instead. Some people go to ED instead of GP to avoid cost or have misconception that ED is better and you will get seen faster. Wrong. If you have mild flu and go to ED you will be waiting for hours, and you probably wouldn't get any extra treatment compared to if you just go to your GP. Unnecessary ED presentation clogs up the emergency department and causes long wait and increases burden on the already generally understaffed ED.
Also in public hospital you will encounter medical students, junior doctors / doctors in training, but in private it is generally all qualified consultants. Of course in public hospital is also covered by qualified consultants as well, but it usually acts more like teaching hospital.
Medicare is not free the cost comes out of your wages as a tax called Medicare levy
your plant is feeling unwell
I know :( trying to fix it
😂😂😂😂😂 WHEN YOU DIE WAITING FOR TREATMENT
Unless you are dying.....the public hospital does not want to know you! I live in South Australia where they have ambulances ramped outside emergency departments. Health care in Australia......stop having a laugh!
Well, i guess I won't be going to Australia
why? does free healthcare scare you?
@@DaveWhoa it is seems not fully covered you still have to pay to see doctor
@@Mary-ss6mv most doctors/GPs will use what's known as "bulk billing", and it will literally cost you $0.00 as the government then ends up covering the entire cost. You will need a Medicare card though, which is available for free to all Australian citizens. I had to go to hospital for two days last year, that cost me $0.00 also.
@@DaveWhoa the dental care is quite poor in Australia, not universal. Apparently, many Australians have very bad teeth unable to afford it. Some have to wait for years to see a dentist in public hospitals and are not able during that time to chew the food properly. That's a pretty shocking health system for a 'developed and western' country.
@@lukei6255 wtf are you talking about? I could book an appointment with a public dentist tomorrow. There's no "years waiting list", I can literally go tomorrow. I see you're from Italy ... try making comments on countries you actually know about, rather than ones you have no fkn idea about.
Health insuranse is a blatant rip off. With compulsive car insurance you get full cover oppose to healrh insurance. I stopped forking out waating my hard earned money on healrh insurance when i was still made out of pocket with around 2 grand. That is not insurance when one is expected to pay a substantial amount ones leaving a hospital. No wonder people left health insurances in droves. It's a shit health system. Though not as bad as the U S.
All started to go down the drain since the c vid
down the drain since tony abbott froze the medicare fees to doctors.
Not free, paid by the tax payer
Electronics " luxury cars " alcohol cheaper in UK than Australia
No it not free we pay 40% -60% taxes on earrings & spending income tax " Medicare levy " duties " gst" excise taxes " superannuation tax . Buy $100000 car it tax $29000 , in USA no taxes on retail price $55000usd Mercedes c300
GP's are bullshit here, they know only one medicine(only Panadol) and few tantrums.😂
Don't know anything!😅