APG Hi Jamie At 67 i am a bit late to the party but my plan would be to build something for my kids,so they can take it on and build on it. I only have about 30 k cash and a flat thats paid for worth about 140 k plus but I am still running my own business so hopefully things will continue to improve. The content of your channel has inspired me to go for it .Great stuff so informative without pressure sales .I take my hat of to you , You are an inspiration to all those that what to improve themselves.
APG. I'm getting a lot of information from your videos Jamie, thank you. Currently saving, limiting outgoings/working harder for first btl. I'm fortunate enough to live in WF14 and looking to invest close to home when I have enough cash and knowledge!
After starting back to front ...selling land for new builds in South west , then buying high yield btL rentals in North East ( an area I know well ) I can see Phase 2 needs to include some btl mortgages , and I need to spread the Capital growth .....great vids , very clear , and easy to explain to my adult kids !
Jesus really, you can get a charge against your stock portfolio?! Amazing!! I actually learnt something. This guy is a hero. Question though, how would I go about finding a broker like that?
I am also interested in this answer and would like to know once you have gotten the charge against the stocks using your example of 500k and a 400k charge could I then use the 400k to mortgage some buy to lets? Or would I have to purchase cash and then refinance in order to take advantage of leverage?
So many good videos from you. I tell myself to go back and watch some of them again to make it sink better but I can't keep up. So many videos I haven't seen yet. Which is very exciting. I'll watch them all eventually at some point! Thank you for food for brain and for helping to move along this path Jamie!!! 😁
Learning a lot. I already got a mortgage and planning to do buy-to-let. Im still learning but any chance I can get a mentor? How do I get a good financial broker? Thanks
My pleasure! Fill in you deets on this link: www.aspirepropertygroup.co.uk and make sure to listen to the second page 😊 Looking forward to doing some business together!
My pleasure Mohammed, visit www.aspirepropertygroup.co.uk and fill in your details and make sure to the the video on the second page :) Looking forward to working with you soon!
Hi Jamie, I'm very interested in what you said about leveraging stocks. It's a strategy I've never heard of. Have you done a video with more info on this?
Hey Jamie, nice video! I wonder if you can answer this for me... Do you think a lender would let a fairly inexperienced (but financially savvy) borrower take out 10 Buy-to-Let mortgages at the same time for 10 new-build properties with a 40% deposit on each of them? Interested to know what you think the likelihood is. I also wonder whether they need to be separate loans or whether there's another vehicle to bundle them together for this type of thing. Thanks!
APG- Jamie so I will be investing in property in a few years (once I raise the funds and have been to uni) I was wondering how you deal with tenants, my parents and friends that have rental properties find that ‘the dishwasher broke’ all too often or other costly things happen. How do you manage this? And how do you pay for these costs and still turn a profit? Cheers chief keep up the great content
Hey Oli, That sounds great! You can never guarantee good tenants however you only hear about the 0.5% bad tenants but if you're property is a decent standard in a decent location then you should get good tenants. We do checks on all tenants :) I keep 10% of the profits available for maintenance
APG - Hi Jamie, I came across your videos very recently and have been learning a lot, thank you! I am from Leeds; my father and I are looking to get into buy to let properties in the area; to work with you or learn from you in any way would be really appreciated. Cheers!
New to your channel and I have to say hats off to you! Explain everything in great detail. I have a question. I own my own home and wanting to buy a buy to let. Now my mother and father are wanting to buy a new property and I’m interested in buying their property that they aren’t currently in. Problem is I don’t have the full deposit for a btl at 25%... so I was thinking to borrow the 25% off my parents, purchase the house at a mega below asking price amount and then refinancing the property after a year and paying the 25% back to my parents. What do you think to this idea?
Thanks bud, really glad you're getting value! That sounds like a great idea. Remember to be patient with it so that you don't find yourself becoming a motivated buyer
Hi Jamie. How do you deal with agents who push you to use their in-house mortgage brokers? Theoretically they can't, but in reality if you refuse they simply say property isn't available any more and that's it, nothing buyer can do. How to make them pass the offer to seller?
Another great video! Do you ever source property in the area of Manchester to Liverpool? I'm moving up there to start a new job at the end of the month and want to find a cheap 4-bed house, live in it and rent out the spare rooms.
Hi, we’re in the process of buying our first buy to let property. Shall we clear off all our credit cards balance before the application? We’ve our own home too. It’s just a budget thing, we can clear it once the process gone through.
Hi Jamie, our mortgage application is accepted and mortgage deed is signed too. We don’t have any other debts but my credit card promotion is running out. Can I make a new credit card application? Our solicitor have received the purchase contract too. Any advice would be helpful. Thanks for replying.
Where can I find a broker for asset charges? Also using your example of 500k in stocks and getting a 400k charge.. Can I then use the 400k cash from the charge to mortgage buy to lets or would I need to buy cash first and then refinance in order to take advantage of using leverage?
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/? and fill in your details, and a member of my team will be in touch! 😊
My first mortgage went up after one year and I could of lost my house. Verbally the broker promised one thing, though in the paperwork must of said something else😏
To Matthew Parkes - never rely on what someone says - READ the contract, that is how the deal is defined and is bound by. Always read it all, and make notes on what you do not understand and ask your solicitor to explain it to you. You must be savy when it comes to money or you can lose a lot.
Thanks Simon, visit www.aspirepropertygroup.co.uk and fill in your details and make sure to the the video on the second page :) Looking forward to working with you soon!
Thanks Eran, visit www.aspirepropertygroup.co.uk and fill in your details and make sure to the the video on the second page :) Looking forward to working with you soon!
Thanks!, visit www.aspirepropertygroup.co.uk and fill in your details and make sure to the the video on the second page :) Looking forward to working with you soon!
APG
Hi Jamie
At 67 i am a bit late to the party but my plan would be to build something for my kids,so they can take it on and build on it.
I only have about 30 k cash and a flat thats paid for worth about 140 k plus but I am still running my own business so hopefully things will continue to improve.
The content of your channel has inspired me to go for it .Great stuff so informative without pressure sales .I take my hat of to you , You are an inspiration to all those that what to improve themselves.
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
I'm going to take notes and do the flow chart. Thanks for the near layout of the points.
Glad it was helpful!
APG. I'm getting a lot of information from your videos Jamie, thank you. Currently saving, limiting outgoings/working harder for first btl. I'm fortunate enough to live in WF14 and looking to invest close to home when I have enough cash and knowledge!
Sounds like a plan!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
After starting back to front ...selling land for new builds in South west , then buying high yield btL rentals in North East ( an area I know well ) I can see Phase 2 needs to include some btl mortgages , and I need to spread the Capital growth .....great vids , very clear , and easy to explain to my adult kids !
Glad you got value from it :)
Who else likes Jamie’s videos even before watching it?
Not all heroes wear capes
I always do 😁
@@JamieYork You, my friend are one hero in a trillion who sleeps in a cape. Absolute Legend!
😂💪
Jesus really, you can get a charge against your stock portfolio?! Amazing!! I actually learnt something. This guy is a hero. Question though, how would I go about finding a broker like that?
I am also interested in this answer and would like to know once you have gotten the charge against the stocks using your example of 500k and a 400k charge could I then use the 400k to mortgage some buy to lets? Or would I have to purchase cash and then refinance in order to take advantage of leverage?
I'm asking my guy to see if he's happy for me to share his details :)
@@JamieYork Any update here? Would be keen to speak with a qualified broker
@@JamieYork please could you share?
Loving the videos, got a good feeling that you’re going to blow up this year
Cheers Jack! Hopefully!
So many good videos from you. I tell myself to go back and watch some of them again to make it sink better but I can't keep up. So many videos I haven't seen yet. Which is very exciting. I'll watch them all eventually at some point! Thank you for food for brain and for helping to move along this path Jamie!!! 😁
Apg, great videos mate keep it up,learning loads watching these
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG. I love watching your videos! Very informative..
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
Learn something new in every video.
APG- Great video as usual
Thanks Jack, go to www.aspirepropertygroup.co.uk and fill in your details :)
As always great advice and information 👍
Glad you think so!
Another very informative video. Keep up the good work 🙋🏽♂️
Thanks, will do!
APG - Great content! Thanks Jamie :)
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG....awesome loving the content, really informative and realist! Very much like to have a chat.
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG look forward to hearing you. I love your videos
Thanks!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
APG - Looking forward to discuss
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG- great video
Glad you enjoyed it, thank you! Go to www.aspirepropertygroup.co.uk and fill in your details :)
Interesting video Jamie. Well thought out 🏡
Glad you think so!
APG - fantastic content as usual Jamie! Loving the channel and the way you explain it. Would be nice to learn and work with you. Thank you
Awesome, thank you! Make sure you go to www.aspirepropertygroup.co.uk and fill in your details!
Learning a lot. I already got a mortgage and planning to do buy-to-let. Im still learning but any chance I can get a mentor? How do I get a good financial broker?
Thanks
Great video thanks for the valuable information you are putting out.
My pleasure!
AGP - thank you for all the great videos
Thanks Mannie!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
Another great video, thanks Jamie.
Glad you enjoyed it
APG...Many thanks for your advice
My pleasure! Fill in you deets on this link: www.aspirepropertygroup.co.uk and make sure to listen to the second page 😊 Looking forward to doing some business together!
APG-Thanks for the great video 👍
My pleasure Mohammed, visit www.aspirepropertygroup.co.uk and fill in your details and make sure to the the video on the second page :) Looking forward to working with you soon!
Tapping the like button now are we? You finished with smashing it! 😁😉
You know it ;)
Thank you awesome video keep them coming
You're Welcome!
Great information as usual!
Glad it was helpful!
APG
Thanks for sharing this video
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG. I am interested Jamie.
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
Great vids. Waiting for more.
More to come!
APG. Love ur videos!!! 🥰
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG....very interested.
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
Hi Jamie, I'm very interested in what you said about leveraging stocks. It's a strategy I've never heard of. Have you done a video with more info on this?
I might do one in the future but right now I'm focusing my video content on property investments.
APG - looking to increase property portfolio. Should I buy 1 expensive property or 2 or 3 cheaper ones?? Look forward to hearing from you.
Thanks Max, go to www.aspirepropertygroup.co.uk and fill in your details :)
Hey Jamie, nice video! I wonder if you can answer this for me... Do you think a lender would let a fairly inexperienced (but financially savvy) borrower take out 10 Buy-to-Let mortgages at the same time for 10 new-build properties with a 40% deposit on each of them? Interested to know what you think the likelihood is. I also wonder whether they need to be separate loans or whether there's another vehicle to bundle them together for this type of thing. Thanks!
you never know until you try. book an appointment at the bank
APG - fantastic content as usual Jamie! Loving the channel.
Thanks Sam!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
where can I find a good honest broker/adviser. Great content in your channel, you really seem to know your stuff.
APG- Jamie so I will be investing in property in a few years (once I raise the funds and have been to uni) I was wondering how you deal with tenants, my parents and friends that have rental properties find that ‘the dishwasher broke’ all too often or other costly things happen. How do you manage this? And how do you pay for these costs and still turn a profit? Cheers chief keep up the great content
Hey Oli, That sounds great! You can never guarantee good tenants however you only hear about the 0.5% bad tenants but if you're property is a decent standard in a decent location then you should get good tenants. We do checks on all tenants :) I keep 10% of the profits available for maintenance
Many thanks for this
Thank you - nice vid
Glad you enjoyed it
APG From Leeds. Looking for buy to let anywhere in West Yorkshire. Thanks
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
You are the best lots of information
Glad you think so!
APG - Hi Jamie, I came across your videos very recently and have been learning a lot, thank you! I am from Leeds; my father and I are looking to get into buy to let properties in the area; to work with you or learn from you in any way would be really appreciated. Cheers!
Thanks!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
APG... Thanks Jamie
Thanks!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
New to your channel and I have to say hats off to you! Explain everything in great detail. I have a question. I own my own home and wanting to buy a buy to let. Now my mother and father are wanting to buy a new property and I’m interested in buying their property that they aren’t currently in. Problem is I don’t have the full deposit for a btl at 25%... so I was thinking to borrow the 25% off my parents, purchase the house at a mega below asking price amount and then refinancing the property after a year and paying the 25% back to my parents. What do you think to this idea?
Thanks bud, really glad you're getting value!
That sounds like a great idea. Remember to be patient with it so that you don't find yourself becoming a motivated buyer
Hi Jamie.
How do you deal with agents who push you to use their in-house mortgage brokers? Theoretically they can't, but in reality if you refuse they simply say property isn't available any more and that's it, nothing buyer can do. How to make them pass the offer to seller?
Any comment on buying a tenanted property? Would that usually be a trap for other investor?
I wouldn't have thought so. If it is a long term tenant then that is great. I'd want to know about her history (have they paid every month)
Another great video! Do you ever source property in the area of Manchester to Liverpool? I'm moving up there to start a new job at the end of the month and want to find a cheap 4-bed house, live in it and rent out the spare rooms.
Yes I do!
Hi, we’re in the process of buying our first buy to let property. Shall we clear off all our credit cards balance before the application? We’ve our own home too. It’s just a budget thing, we can clear it once the process gone through.
100% get it cleared. It is bad debt!
Hi Jamie, our mortgage application is accepted and mortgage deed is signed too. We don’t have any other debts but my credit card promotion is running out. Can I make a new credit card application? Our solicitor have received the purchase contract too.
Any advice would be helpful. Thanks for replying.
APG please!
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
Where can I find a broker for asset charges?
Also using your example of 500k in stocks and getting a 400k charge..
Can I then use the 400k cash from the charge to mortgage buy to lets or would I need to buy cash first and then refinance in order to take advantage of using leverage?
I'll ask my guy in Hong Kong if he's happy to have his details shared :)
AGP! Great vids
Thanks!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
Jamie, What would you say is the lowest price property you could refinance?
In a company, usually around £60k value property, in personal name, 50k for BTL
Apg and I'm also from West Yorkshire 😁
Thanks!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
APG I sow property for 50k I want to buy to let do you think is good investment. Yes with mortgage no cash buyer.
Thanks Raim, go to www.aspirepropertygroup.co.uk and fill in your details :)
Hi Jamie,
Can you suggest any lenders for Air B&B properties please?!
APG - looking to purchase my first BTL, I look forward to your contact.
Thanks Mike, go to www.aspirepropertygroup.co.uk and fill in your details :)
Hi Jamie, how do I find out about your courses. Please share a link.
Drop me a DM on Instagram, @JamieYorkAspire
APG, I got £50k saving and thinking about investment but never done it and afraid ... :/ i mean, where do I start?
Live in South Yorkshire
Well done on getting £50K!! Visit www.aspirepropertygroup.co.uk and fill in your detail and one of my consultants will be able to help you :)
APG. I am planing to buy a property soon and i need your assistance
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
AGP
Great video
Hopefully we can have a chat
Thanks! Go over to www.aspirepropertygroup.co.uk and fill in your details :)
AGP- great videos
Go to www.aspirepropertygroup.co.uk and fill in your details and make sure to listen to the video on the second page :)
APG Hi Jamie im from WY would love a chat with you
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/? and fill in your details, and a member of my team will be in touch! 😊
APG Just been viewing properties in Lancashire and West Yorkshire
Awesome!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
A G P ! Thanks a lot
Thanks Adrian, Go to www.aspirepropertygroup.co.uk and fill in your details and make sure to watch the video on the second page
How much I should pay the mortgage broker fee because mine charges £4000 and I am stuck on 10 years deal
You paid your mortgage broker £4K????
For a basic BTL broker. I’d expect around £500... the rest they get paid as a proc fee from the lender
Apg
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
Thanks Jamie. I will be responding to your email shortly.
Sounds good!
My first mortgage went up after one year and I could of lost my house. Verbally the broker promised one thing, though in the paperwork must of said something else😏
Sounds like a dodgy Broker!
To Matthew Parkes - never rely on what someone says - READ the contract, that is how the deal is defined and is bound by. Always read it all, and make notes on what you do not understand and ask your solicitor to explain it to you. You must be savy when it comes to money or you can lose a lot.
APG interested
Thanks Simon, visit www.aspirepropertygroup.co.uk and fill in your details and make sure to the the video on the second page :) Looking forward to working with you soon!
A.P.G
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG..😍
Thanks!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
@@JamieYork Thanks much appreciated.
APG :)
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APH
Thanks Brian, go to www.aspirepropertygroup.co.uk and fill in your details :)
APGGGGGG
Thanks!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
APG :-)
Thanks!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
APG
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
Apg
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG :)
Thanks!, go over to this link www.aspirepropertygroup.co.uk and make sure to fill in the full details (including on the second page)
APG
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG
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APG
Thanks Alfred, if you go to www.aspirepropertygroup.co.uk and fill in your details. Make sure you watch the video on the second page :)
APG
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APG
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APG
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APG
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APG
Thanks Andrew! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG
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APG
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APG
Thanks Gokalp, go to www.aspirepropertygroup.co.uk and fill in your details :)
APG
Thanks Eran, visit www.aspirepropertygroup.co.uk and fill in your details and make sure to the the video on the second page :) Looking forward to working with you soon!
APG
Thanks!, visit www.aspirepropertygroup.co.uk and fill in your details and make sure to the the video on the second page :) Looking forward to working with you soon!
APG
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
APG
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)