New subbie here as just found your channel. Love your upbeat and friendly chatting, also love ❤ your binders! I'm on an Etsy ban right now 😂😂 but I'll check out your shop when I'm over it 😁🤣
Lovely video 💕 I've been working hard on our car maintenance fund as we seem to be having one issue after another. I've got it up to £500 😊 however we are about to have a major repair bill and so it will probably be zero again before the end of the month 😵😂 still that is what it's there for 😀
Glad Oscar had a good Halloween despite him not needing you to go out with him. Always good to over budget on those annuals that vary and it helped boost car maintenance which is nice. 💞
Great video Jen, and thanks for the shout out ha ha. Oscar's game makes perfect sense now👍 Your nails look great, and I'm hopefully going to back to work on Monday, after 9 weeks off with grief stress and anxiety🤞 Take care xx
No Halloween for us this year. No one wanted to do it 😟 glad Oscar still enjoyed it though. Fab amount left in car insurance!! Still looking forward to that game day 😂 Have a lovely weekend lovely lady 💕
@ Glad you got some sweeties. I asked Oz to keep an eye out for chewy refreshers for me and when he came… none. “Oh… when did you ask me to do that?” Like three times 😩 Luckily a work colleague had some leftover and brought them in for me, phew! It’s just not Halloween for me without overly sticky slightly melted refreshers haha!
Oh no!!!!!!! I’m so sorry to hear that 😢 I’ve been through it a few times so know how just utterly horrible it is. Is it all final or are you currently at risk? I find the ‘at risk’ stage is worse… too many unknowns. Oh, I’m rambling. I’m just so sorry that’s happened.
@ nope confirmed last day 29th nov. So having to go bankrupt in New year. I’ll still watch you though Jen. But that’s where my debt journey begins. I got breathing space approved today. I can’t even cry properly no tears coming out. It’s just been a rough 6 weeks. Rough year really tbh. I’ve battled for years to be debt free. But alas I have not been able to pay my way out of debt. Anyway enough of me. Just know I appreciate watching your videos and I will be more sensible with money and will never deal with credit again. Cash is king
@ Oh Sam, that really sucks, I’m so sorry. What a horrible couple of things to deal with at the same time. You’ll need to time to adjust to it all, of course, so let yourself do that and don’t beat yourself up for it in the meantime. What kind of work do you do? Is it something you’ll be able to find relatively easily? Xx
@@budgetsdreamsI worked in IT at a school but tbh I wanna change my career anyway. Gonna take a gap year because well I need to lie low while the bankruptcy is going on and then I’ll start a new career in 2026.
Halloween doesn’t happen in this house 😮I live in a dead end house so nobody knocks on, I think it might have something to do with the evil 😈 looking faces on my house one being a huge tree god and by my front door is uglier but I love it,kids don’t like it hee hee 😜 my gradbabys went as super heroes 🦸♂️ they are 4 & 3 so cute 🥰 love the video as always xx 😊❤I was waiting for a story as you read so eloquently ❤❤
Aww isn't it the most bittersweet thing when they get to that age where they are like, nope I'm all good with my friends. Devastating but also so nice to see them have fun with their mates 🩵 Massive win on the car insurance yay! Oh gosh I need a new tyre on my car too, so not fun!
Great video as always. When I feel down your lovely cheerful voice always makes me feel better.
❤ Super video Jen ,love the nails,ohh it's kinda sad when our kids don't need us but it means we are doing our job.Have a great week.
New subbie here as just found your channel. Love your upbeat and friendly chatting, also love ❤ your binders!
I'm on an Etsy ban right now 😂😂 but I'll check out your shop when I'm over it 😁🤣
Watching and 🎉 cheering you on from the side lines ❤
I love your nails Jen …great job ❤️
Great vid too …all stacking up nicely 👏xx
Lovely video 💕
I've been working hard on our car maintenance fund as we seem to be having one issue after another. I've got it up to £500 😊 however we are about to have a major repair bill and so it will probably be zero again before the end of the month 😵😂 still that is what it's there for 😀
Glad Oscar had a good Halloween despite him not needing you to go out with him. Always good to over budget on those annuals that vary and it helped boost car maintenance which is nice. 💞
Great video Jen, and thanks for the shout out ha ha. Oscar's game makes perfect sense now👍
Your nails look great, and I'm hopefully going to back to work on Monday, after 9 weeks off with grief stress and anxiety🤞
Take care xx
💜💜💜
No Halloween for us this year. No one wanted to do it 😟 glad Oscar still enjoyed it though.
Fab amount left in car insurance!!
Still looking forward to that game day 😂
Have a lovely weekend lovely lady 💕
Great video Jen❤❤
Loved the video❤
I was the same this year on my own richard just wanted to go with his friends 😅 great video ❤❤
Who do they think they are, growing up and being all “independent” 😂
@ I know no thought for us 😂😂 I got mum tax with the sweets 🤣❤️
@ Glad you got some sweeties. I asked Oz to keep an eye out for chewy refreshers for me and when he came… none. “Oh… when did you ask me to do that?” Like three times 😩 Luckily a work colleague had some leftover and brought them in for me, phew! It’s just not Halloween for me without overly sticky slightly melted refreshers haha!
@ Richard got loads of them he doesn’t like them but guess who does? 😆 oh that’s me 😂😂 have a great weekend Jen xx ❤️
@ Haha! You too 💛💛
We never get trick or treaters knocking at our house and the teenager says he’s too old to do it now
Went back to work and got made redundant that’s my week lol
Oh no!!!!!!! I’m so sorry to hear that 😢 I’ve been through it a few times so know how just utterly horrible it is. Is it all final or are you currently at risk? I find the ‘at risk’ stage is worse… too many unknowns. Oh, I’m rambling. I’m just so sorry that’s happened.
@ nope confirmed last day 29th nov. So having to go bankrupt in New year. I’ll still watch you though Jen. But that’s where my debt journey begins. I got breathing space approved today. I can’t even cry properly no tears coming out. It’s just been a rough 6 weeks. Rough year really tbh. I’ve battled for years to be debt free. But alas I have not been able to pay my way out of debt. Anyway enough of me. Just know I appreciate watching your videos and I will be more sensible with money and will never deal with credit again. Cash is king
@ Oh Sam, that really sucks, I’m so sorry. What a horrible couple of things to deal with at the same time. You’ll need to time to adjust to it all, of course, so let yourself do that and don’t beat yourself up for it in the meantime. What kind of work do you do? Is it something you’ll be able to find relatively easily? Xx
@@budgetsdreamsI worked in IT at a school but tbh I wanna change my career anyway. Gonna take a gap year because well I need to lie low while the bankruptcy is going on and then I’ll start a new career in 2026.
Halloween doesn’t happen in this house 😮I live in a dead end house so nobody knocks on, I think it might have something to do with the evil 😈 looking faces on my house one being a huge tree god and by my front door is uglier but I love it,kids don’t like it hee hee 😜 my gradbabys went as super heroes 🦸♂️ they are 4 & 3 so cute 🥰 love the video as always xx 😊❤I was waiting for a story as you read so eloquently ❤❤
Aww isn't it the most bittersweet thing when they get to that age where they are like, nope I'm all good with my friends. Devastating but also so nice to see them have fun with their mates 🩵 Massive win on the car insurance yay! Oh gosh I need a new tyre on my car too, so not fun!
❤❤❤