Financial Advisors React to Financial Advice on YouTube!
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- Опубликовано: 23 май 2024
- Financial Advisors React to Financial Advice on RUclips!
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Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
Timestamps:
0:28 - Nischa
2:13 - Mark Tilbury
4:45 - George Kamel
6:05 - Humphrey Yang
8:00 - The Financial Diet
10:35 - Graham Stephan
13:56 - Ramit Sethi
15:12 - Your Rich BFF
Thanks for including me! love your guys' channel
People always make excuses why they can’t do something, instead of figuring out how they can do something. Great show.
Can you add their channel links too please?
Thanks for putting the timestamps!!
@@ganeshkmurthy you can research that yourself!
My parents just got married by a judge. The way they tell it, it was apparently the day of a big football game. The judge walked in, clearly impatient, and said, "Do you? Do you? Wonderful. I now pronounce you man and wife. Now go Badgers." He then threw off his robe, put on a Wisconsin hat, and walked out to the game.
As a diehard college football fan this made me laugh out loud. Thanks for sharing. War Eagle!
Hshah I wanted that, but the wife wanted more!
She wants her parents to be there, so were waiting till they’re on vacations from work 😅
As someone who grew up in Wisconsin, I absolutely believe this.
It's like trying to get married in Columbus OH on the day of the Ohio State/Michigan game.
Legend
Brian's energy since he finished the book is through the roof. We're here for it!
I got married In a dress I found at the goodwill for 20 dollars and my husband wore his dress blues, we’ve now been married for 18 years and I’ve never regretted that but I do have friends still paying off their wedding 10 years later
We paid 2k for a courthouse wedding and a nice dinner and cake with the family. Was absolutely enough and love that we can now invest in nice vacations instead.
My wife and I found her wedding dress on the discount rack at some store at the mall and she was gorgeous in it.
Love this! It makes me sick how much $$ people spend on weddings! 🤑
At least they still together 😅😂
This is just insane. I imagine there a lot of arguments over those payments. Hell nah
Every Money Guy video:
Brian: Yells intro *pointing at the camera*
Bo: “Gahhh I am so excited [enter topic]”
😂😂😂
📠
I used to fast forward the first 30 seconds or so, but Bo’s “I am so excited…” is nearing a Dave Ramsey “Better than I deserve” level of consistency and I’ve accepted it. Plus, you cannot beat the quality of content and they offer it for free! Technically, I did pre order the audible version, but that’s a small price to pay for the years of quality content!
Nice to see some familiar faces in this video. Amidst all the noise and bad advice out there, there exist genuinely helpful people in the personal finance space on RUclips.
I'm glad this video will bring more attention to the right people.
Graham is not a good influencer. This dude perpetually promotes financial products that are harmful to his viewers.
@@WattersWaveYo I used to love his videos some years back but at some point, I felt like he was losing what made him unique. I haven't kept up with his videos in the last couple of years but I'm not surprised if that's the case.
There is so much harmful content in the personal finance space. I'm glad you're doing your part to create awareness.
I like how Bo was about to go on a rant about the trickiness of that "wages vs house prices" argument, then decided he wasn't going to choose violence today.
Who else is in a rush to finish reading their current book in anticipation of Brian's book arriving next week? The rush is on and the excitement is real! Congrats to Brian and the Money Guy team!
100%
Definitely looking forward to the book arriving.
I think I was in like 8-9 weddings between my 20s and 30s and it got tiresome having to pay for the trips and everything that went along with it. Hilariously enough, out of all my friends who got married, only 2 stayed married...and those were both courthouse marriages that took 10 minutes and I had to witness the paperwork. We went out for a nice lunch afterward with a small group of friends. Everyone that had the big expensive travel wedding with 200+ guests was divorced within 2-3 years. Total waste of money.
Lol
I don't think that is a coincidence. If getting married is to make a commitment to someone you love you don't need to spend a lot. If having a big wedding is to show off how wealthy and important you are how real is the relationship? But I'm biased as I had a very small wedding 😊
How much you spend to get married isn't correlated to how good the marriage will be. BUT if you're taking out loans and going into financial crisis for a wedding (or anything) thats bound to harm a marriage. I know people who did courthouse and end up still in divorce. My fiance and I are spending 40k on our wedding (we come from big families) and not a penny is from borrowing money, nor is the money harming us since we have the money and we have strategy. Our relationship is based on trust, respect and stability as well as good communication.
There are studies on this. Look how the size of the ring correlates with divorce rates. Interesting stuff
@@Kaha-ow1xt I agree. Those couples were of similar minds knowing marriage is about long term commitment and making their lives better, something an expensive marriage does neither.
I don’t think it’s a coincidence that the quality of the info from these RUclips channels has a much better chance of being sound when compared to platforms that only hosts short-form content
There's still plenty of bad advice, but ya I agree it's overall better
If you cut this show into shorts it might start being much worse advice
I spent $500 on my wedding 8 years ago. Signed the papers, took the guests to an Indian buffet; there were I believe 30 people, and they ate to their fill for $10 per person. :-D
I greatly enjoyed the positivity in this one compared to the usual reactions to bad TikTok advice. I get it - the bad advice really needs to be smacked down, and the cringey scammers draws more clicks - but there needs to carrots to counterbalance the sticks. And in the long run, I think reinforcing the good advice does more to keep viewers watching and learning than the reactions to bad advice.
Thank you re: weddings! I am engaged and people keep asking when the wedding is, to which I respond, “I have no desire to pay five figures when I hate parties and it will only amuse other people for a day.”
This! Exactly why I did not have a full-blown wedding.
I rented a very little waterside park for 75$ and built a little wedding arch for about about $30. Music was from boombox and another friend took the photos. My best friend got a license for the day and performed the ceremony. Had a nice dinner with our close friends and the place had a free dance band playing. Dinner cost about $500.
@@glasshalffull2930Photos is the only thing I’ll take money out for. (Not crazy amounts of money, but a few hundred dollars.)
It’s the only thing you can keep and enjoy for the years to come.
Even the dress you can’t enjoy, unless you never change your body
Thank you for all the WONDERFUL information you two are providing to us for FREE. Love it!
Bo reminds me of the bible quoting sniper in Saving Private Ryan 😂
Love the show, you guys have helped me a lot
Barry Pepper? yea i kinda see it
Jackson was OP
Just finished watching the episode you guys had with the biggerpockets team. Now here watching this. We appreciate all your efforts putting out FREE contents educating us on personal finances + some entertainment mixed in. 🙏🏽
Looking forward to reading the book.
My wife and I got married at a court house. We had a small reception with just family members. 25 years later, our net worth is $6M.
This was a refreshing reaction video. It’s great to see the more legitimate side of TikTok Fin-fluence!
They're right. The most important part is to START investing. Doesn't matter so much the amount, but the habit of investing you develop.
Watching your balance (s) grow is an addictive feeling. The more you do it, the more you want to do it.
And even small, consistent, amounts absolutely add up over time.
I appreciate you guys making these types of videos. There is a lot of good information out there and even terrible info. I hate watching friends and family struggle to identify which is which
7:23 "If you can just get the ball rolling" you'll get to the "bowling point".
I love that Bo is always "so excited" :-)
My family does private weddings, immediate family members, and their spouses only no girlfriends no boyfriends then the next day we had a wedding brunch that we catered ourselves for friends. We didn’t register for anything because we were already grown adults . we had a small delicious handmade wedding cake by a local baker and essentially everything else was a giant charcuterie board before these things became popular. I bought my wedding dress in Scottsboro at unclaimed baggage it’s also where I got my wedding jewelry and my wedding shoes, I purchased a used tuxedo, for my husband and my brother lent him a cummerbund and cuff links. I made my own wedding bouquet of dried lavender from Michael’s craft store. I also made my own pearl headband from supplies at that same store. I think my entire wedding cost my parents around $1800 and it was so beautiful and I remember every minute with such joy.
Yaaaaaaaay Chelsea Fagan and TFD! My other favourite
Why do you have a Cybertruck toy LOL
Was just thinking we’re due for one of these! Thanks for always delivering guys
I got married at a destination wedding site including a honeymoon over two weeks which was half of an economy wedding in my big city. No family or friends were invited to keep the costs down. Several members of my family were miffed but we were not interested in throwing a party for our wedding. That money went to purchasing a house! Also, my 61 year old self is thrilled to pieces that my early 20's self put away $20 a month in the early 1980s. It was all I could invest back then but given time, boy does money grow! Of course, I increased it when I could but so thankful I put those $20 away every month back then. It truly does make a difference over time.
I financed a car for six years, and it’s still going strong for 15 years. I think that’s the real wealth. I haven’t had a payment for 9 years.
I would love if y’all invited Humphrey yang on your show, he has really good advice
We bought a home in 2020, did not have 20% equity so we’ve been paying PMI every month. I called lender to get an appraisal to see if we could drop PMI. We only needed the value to have gone up like 20k to get it dropped off. Well, the original appraisal in 2020 was $370,000. We did not make any updates inside/ just maintenance type stuff. We did a little bit outside but not sure if it counts. Anyways, our new appraisal (came inside and took photos) came in at $550,000. That’s higher than Zillow, Redfin, realtor website estimates. It’s amazing. So in 4 years it went up $180,000! 😮 we live in the Midwest in a suburb with good schools. Not sure how rest of country compares.
Love this I hope you guys do more of this❤
Doesn’t matter what’s going on in the world one thing I can always count on is that Bo is excited 😂
Any colab plans with Ramit or Vivian?
Second on the collab with Ramit!
@@Kozanne5 love Ramit! Colab would be awesome!
Ramit always talks poorly about Financial Advisors... I wonder how that would shake out
@@jwarnstarsmile he hates AUM financial planners/advisors. He also doesn't really go into tax strategies or asset allocation as much around retirement age and pulling out money for living. The money guys say they are fee only financial planners. But I don't have money invested with them so I can't verify that.
6:57 The Wii sports bowling lane was hilarious!!!
Love these!!!
$1,800 to rent a huge tent with windows and interior lighting, potluck dinner, bought our own alcohol and soda, bought our own decorations and built them over time. We had a family member become ordained to administer matrimonial duties.
All in, we spent $2,800 for our wedding and our toddler walked the aisle with the rings that we had custom made from a family member that worked at a custom jeweler for $750 each. So, including the rings we spent $4,300 on our wedding and paid cash for all of it over a years time.
Don’t go all out on your wedding for $60k like some people. We spent $4,300 and have been happily married for several years now. We have spent more on the honey moon, each anniversary years travel, etc. than anyone else would’ve done just because we didn’t have lingering wedding debt.
Money doesn't buy happiness, but it can buy a jet ski, and I've never seen someone sad on a jet ski.
Quote it and give Ron White his credit
@@ScottStephenSmithRon White didn’t say it. Daniel Tosh did.
I haven’t seen anyone unhappy on a jet ski, but I have seen many a people unhappy on the boats they got.
So true. I hate it when someone says a million will not buy anything in 30 years. Well, then save $10M. Lol
Same here. I usually respond to these folks with - "Well it's going to be a hell lot more than you have" Then walk away and let them chew on that for a bit. Maybe change their mind, who knows.
📠
This was super fun, I love the positive takes on all the youtubers!
Finished paying off all our debt last year, hit 35% savings rate this year. 😁
Congrats!🎉
I hope you didn’t neglect contributing to a 401K to pay off your mortgage that was at 5%.
@@glasshalffull2930 nope still got my mortgage at 3.5%
I love Vivian BFF, she’s got charisma and if I knew her and was friends with her in real life I bet my net worth would be much higher just being associated with her…
Can't wait for this book to hit the mailbox!
25 years ago I rented my wedding dress. Keep the man, rent the dress. I don’t think there are many wedding dress rental places though. I only know of the one I used and haven’t heard of anyone doing it since (I am not in the market for a dress so maybe I am ignorant on the issue).
Love seeing The Financial Diet highlighted! Their content is great!
I follow all of the last 5, they're all awesome creators!
I think you should have the wedding you want and have no expectations for guests. Work within a budget and enjoy the celebration with your loved ones. We barely left the dance floor at our wedding and if people wanted to talk, they danced with us, haha.
Parents built a 3200 square foot house in 1972. Full brick and custom built cabinets all for $32,000. We sold it for $110,00 in 2003. It just went on the market for $330,000. Not a bad return on the money for the latest owner... Just ordered the book BTW. Will definitely end up on my office bookshelf when done. Love it when someone in my office starts asking me about book titles and it leads to more curiosity on their part.
Enjoyed this video!!! 😊👍🏿
@8:00 -- My friend is having his wedding in greece this year.. Literally no one of his friend group is going because it's literally going to cost 5,000$ per person just to go.. We're all around 30 years old, that's like almost half of a car for many of us..
It's a joke and I think doing expensive weddings is bad for the relationship in the first place.. If you can't have just a good cheap wedding, why bother?
The only reason they even want an expensive wedding is because their parents are likely paying for most of it and they don't understand the value of money since their parents are well-off.
What boggles me (aside from the over-the-top costs) is the expectations. I've heard quite a few stories from people about how the bridge/groom would guilt guests, especially if they were invited to be in the wedding party, and then be shunned if the person couldn't either participate or keep up with the demands.
I am ready!
It IS weird, but true for me - tracking budget, net worth, etc. somehow helps with my financial goals. Not really sure how or why...
As far as the 'forced scarcity' technique, I thinking of implementing a program of saving more and more of my paycheck such my take-home pay gets smaller and smaller to the point that to pay my bills, I'm having to wire out of my brokerage account, (which means I MUST make that account, (instead of my job), take over as my free cash flow generator. So I get 5% raise, but SAVE 10% more, but reduce my dependency on my job as time goes on. This will also make the transition from working at a job, to living off of investments less of a shock when I retire.
Nischa deserves more props, it's all good info and to the point.
Graeme Stephan just finished promoting FTX, where everybody lost their money, and moved onto promoting Yotta, where everybody lost their money. Probably don't want to take advice from a grifter.
Phillip.
Wow, This is an All Star lineup filled with RUclips's most popular finance Channels ever!!
It’s great now for the younger adult to start with fractional shares since so many of the investment brokers now have it available. When I started in 2010 it wasn’t as widely available.
I know it’s a VERY different audiance but I always hope the team slips in a Brion Bishop or Royce Du Pont video in these
Love the wedding dress quote. Why are you not wearing your mother's dress.
That Wii bowling insert killed me.
You two are a joy to watch. I almost mostly listen to your podcast but it’s on my weekly rotation. Keep it up and you’ll have me as a customer soon.
Lol the Wii clip killed me
When I get raises usually the entire raise is compensated for by investing or saving it back out.
I got married in 2018. Hubby and I spent $9000 on a wedding for 200 people. We had a hall, JOP, and did our own food. My parents gave us $1500 for booze that we returned unopened bottles to Costco and paid a friend who ended up bartending all night a tip of $200. Flip to this year, still married. My cousin spent $20000 on her wedding, it lasted 2 years total.
Husband and I met in 2016 and bought a house in 2017. I was living at home an saving $750 a paycheck. I stashed away $15000 for a down payment. We bought our 1974 bungalow for $333000. Today our area is going for $400000+.
100% agree with weddings
One of my dumb cheats is to get a 0% APR introductory credit card that lasts for over a year and use it to pay all my bills. I put the money that I would have spent, into an interest baring account or investment like bonds or something (since I'm fiscally disciplined enough to do that). I get like a free 20K+ loan for over a year and I rack up points.
I don't recommend this to anyone, unless they are fiscally responsible enough to handle it, which most people aren't.
But I also track my income, expenses, assets, and debts, like an accountant, so I know exactly how much money I have and where it is at all times, cause... I had to do something to make use of my major.
What microphone are yall using?
I get it about the car payments totally. But the 20/3/8 rule is painful... (As it probably should be.)
Let's say you are looking at an inexpensive car, $30k. I went to an online calculator and ran the numbers. $30k car, $6k down, it threw in $2,400 in title/reg/fees and a 5% rate for three years. That comes to a payment of about $720/month... Now, it will be paid off in three years, but that's still $720/month for those three years. ;-) And that's just a $30k car, which is pretty low end nowadays...
(Just for clarity, I am talking about a new car.)
Imo and i know its controversial but im completely with dave ramseys advice on car loans and just pay cash rather than a car loan, Probably the only advice i'd take from him, he's right in saying getting a car loan will just make you buy a more expensive car than you otherwise would mentally and then you've got the payment constantly getting you down, rather than seeing the money every week go straight back into savings. Its just way more motivational to pay cash
@@TheSilentStryke "Just pay cash" would save you money and keep you in a less expensive car, but how often does that pass the reality test...
Let's say someone wants that low end $30k car. So they decide to save up and pay cash for it...
If they can manage to find and extra $1k per month, that's 30 months and two and a half years of saving before you can get that car.
Would the average person be able to do that?
That makes a lot of sense for a used car where you can get the price way down. And I think people should be used WAY more often. I didn't buy a new car until after I bought my house in my mid 30's. But if I would have waited until I had $26k in the bank (It was a Subaru Baja), I wouldn't have been able to save that till I was in my 40s. Financially would have been a better decision, but how realistic is that?
@desiv1170 since when is 30k a "low end car"? 30k is PLENTY for a fairly new reliable car with still a lot of nice features
A "low end car" would be sub 8k, thats when you may start to run into age related issues. If you havent got the money to buy a 30k car, buy a 15k car and wait a few more years, why do you need a 30k car today?
"Wants" and "needs" are two intirely different things
@@TheSilentStryke Googling shows the average price of a new car is more like $47K. I'm not saying it's a good idea, just that cars are crazy expensive...
And this is about new cars.
Everyone agrees used cars are less expensive and a better idea...
But you are forgetting that the $720 car note is based on someone earning 6 figures. 20% down, 3 year amortization, payments 8% of income.
If $720 is painful for a 6 figure earner, get the hell out of a HCOL area.
The 20/3/8 is painful because for most people, that means buying a $7-10k car. Meaning used.
That car payment target does not cover very many cars available today. 20% down, 36 months of payments, less than 8% gross income eliminates the ability to purchase a car for most people.
Great video - but you're wrong on the money and happiness one. Graham is referring to the subsequent study which concluded that if you're happy the more money you have the happier you are. So money can buy happiness... unless you're already prone to depression or sadness.
Mild correction, the study doesn't seem to suggest that money can buy happiness.
It seems to suggest that money can buy /MORE/ happiness, meaning money can not make you happy. It's somewhat independent of personal wealth and only once whatever other personal needs are met can money make one happier by empowering a person to do whatever it is they wish to.
9:45 The man asked his wife why she wasn't wearing her mothers dress and lived.. That's a certifiable miracle.
Great video
The Wii animation is excellent
Maybe I have poor friends, or maybe it's my generation, but none of us had big extravagant weddings. All of us had backyard weddings. I have 2 older female family members that needed the big wedding. They are both divorced and still paying off the wedding.
😅😅
Less then 5k on my weeding. Was gerat fun
34 years ago my wife and I got married by the mayor during my lunch break. I went back to work after saying I do. Think it cost 20 bucks for the license.
Monday morning weddings with no more then 4 guests present are free in my municipallity (max 4 slots a week). Guess who had a monday morning wedding? Btw it was the first monday of the year (making it easy for things like taxes)
Can we get a cuzzi, “This $1k wedding dress cost me $88k!”
Our wedding cost about $250, including license, my dress, his tux rental, and our picnic food after. We married in a park without a permit (oops). Your only expectation of your guests is to show up if they said they would. All 8 people said it was the best wedding they'd ever been to. I regret not having a nicer dress, but don't regret having a sizable down payment on our house.
The only thing more baffling than driving a triangle is buying a non-driving model of one. Huge flex over how low your marginal utility of money is lol
Husband and I got married in 2020 (a day before shutdown ). It was small (only close friends and family )in total it cost us 7k. My wedding dress was 150 dollars my husband suit was 100 dollar and we looked fantastic. The money we would have used for a large wedding we used for the down payment of a small house. I also have student loans so that money was also used to pay good chunk of my student debt.
I want to add that I come from a traditional Latino family who wanted to invite family and friends of their own. Since my family did not pay for the wedding they did not get a say in our wedding. We only wanted people who mattered and contributed to our lives. I didn’t need my dad third cousin or my mom’s boss invited to my wedding.
The 30-year mortgage was a horrible idea in hindsight. Allowing people to borrow to buy multiple homes created too much leverage, which inevitably drove up prices.
The end of the leverage cycle will be interesting to watch.
The used car 'return on investment': If the average interest rate for good credit score buyer is 12%, and the average car loses 60% of its value in 5 years, then the ROI is approximately: -12% + the -16.7% from: ((40% ^ (1 / 5yrs))-1)[%], which equals negative 28.7% per year...This is why I drive a 24 year old truck.
Ladies, I got my wedding dress on Amazon for $85 with Prime and it was in 2020 in the middle of the pandemic 😂 a beautiful Mermaid cut dress, and we got married at the beach for free because we live in Florida. MARRIAGE LIFE > WEDDING DAY
More money makes life easier, that makes you happier. You don’t need money to be happy, but more money makes life less stressful.
I have coworkers who lease luxury cars and every time the lease ends, they roll into another one. These coworkers can't afford to live on their own so they still live with parents and grandparents. Their car payments are $700-$900 per month. I live in Southern California and my coworkers have to work 12 hr shifts, 6 days a week because they need all that overtime to pay their bills. They also spend $30-40k for their weddings and sweet 16 parties for their kids. It's expensive being stupid, I suppose.
On weddings - I've friends who are divorced and still paying off the wedding - the loan lasted longer than their relationship.
How do I get a signed copy ??
This channel should be included.
We didn't follow the 20/3/8 rule. We put 50% down, 6 years, the car payment is under 3% of our gross monthly income. Having the car payment didn't ruin anything. We still made it to a 7 figure net worth.
There is absolutely no way you are so excited all the time
It's a typical RUclips tactic to engage audiences.
What question I’d pose with the income studies vs your happiness- at what income threshold do you feel less stressed about money and debt/ expenses versus at what point do you feel ‘happy’ with this income?
Reason for my phrasing is while at some threshold you might feel a diminishing return on happiness, is that same income what will make you less stressed about debt and expenses?
I felt less stressed when I no longer had to ‘panic’ when checking my checking and savings account balance each month.😬 After that, I found real happiness when I married a good woman. Not that there haven’t been (and will be ) rough patches, but almost 40 years later and we’re still together.
The younger generation seems fixated on credit scores, racking up debt and not understanding basic personal finance. Everybody wants to blame the lack of personal finance education in public schools. I would like to see that but they all have smartphones and know how to Google. They can learn the basics of personal finance in one RUclips video.
I hadn't heard that going from $500k to a $1M took only as long as the first $100k. Though this would depend on how much you're able to invest at each point, though even if this isn't always true, the power of compounding and time really is incredible.
Within a year of our wedding we attended a wedding of one of Sue's co-workers. The bride, Sue's friend, had a portrait in her wedding dress, painted in oil on display at the reception. That artwork cost more than our entire wedding and honeymoon. Not that people should be frugal on their special day but 39 years later Sue and I are still together and her co-worker and husband have been divorced for 34 years. Reason for divorce: money issues.
My wedding costed 200$ my divorce costed 200,000$ talk about inflation
My friends told me that they spent $200,000 on their wedding and that’s normal. They told me to wake up, that’s the minimum I’ll have to spend on my daughter’s wedding. They must be crazy. They’re also trying to convince me to pay for business class flights…because I deserve it at my age. $7-$10k per person, each way. Must be insane.
I think it's ridiculous to try to put one single dollar amount on "how much you need to be happy" that does NOT take cost of living into account 🙄 not to mention that unless you have enough that you could survive the rest of your life without NEEDING to work (ofc you could still work if you love your work, but do so ENTIRELY on your own terms), you're still chained to the work world, and the amount of money to truly never have to work again (especially since for many of us, yes our job IS just a paycheck and not something we would choose to do 40+ hrs a week until we are too broken to move anymore) IS immense, especially when taking into account medical care costs if shit does hit the fan health-wise.
16:25 is the best part
Honestly I regret spending as much as I did on my wedding dress. I had the money in cash but it was foolish. I should have bought a nice $400 dress or got it made by someone as that still would have been cheaper. My total wedding cost $5000 my dress was $3500. Regret it. We could have had a nicer honeymoon (we went to Banff and the money between the bridal shower and what we got from the wedding fully paid for it, but we could have went for longer).
Honestly though I wish we just eloped and it was just us and a photographer and our two best friends. Something simple like that instead.
Also for my wedding since we were going to be moving to Europe after I specifically request cash or a recipe. No gifts. And if you couldn’t afford to give cash Google a recipe and put it in a card - easy requirement and easy to meet if you couldn’t afford to actually give something. Also everyone who did give me something got donated to my maid of honour who I did make spend an insane amount on a dress as well (an ugly one at that) but oh well it is what it is but she got at least half of it back in the gifts because despite the request people still gave gifts.
Missed the premiere! Darn.
They record every Friday show anyway. It's not live.
@@Danny... Yea it is just fun to interact with chatters.
Is this housing bubble EVER gonna burst? How can this and the future gen own a home if it's just going up exponentially?
I think it will correct eventually. The issue is primarily large investment corporations that buy up homes just to turn around and rent them for a profit. I think if home inventory went up enough, and corporate ownership of single family homes was banned, the problem would be much less.
Money buys happiness if you're dead broke. It's not about how much, it's about having enough to meet basic needs. Housing, food, safety, health etc.
question about that 1st 100k, does it have to be in the same account? I've been maxing my Roth IRA since 2020 and have right around 40k in there. If I were to have 60k in another account, does that count as that 1st 100k?
Yes
You add all your investment accounts together. Hope your 100% in the S&P500😊