The American Express Membership Rewards Card - The Best Credit Card Out There!

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  • Опубликовано: 7 сен 2024
  • Referral links -
    Amex platinum travel -
    Apply for an American Express Card with this link. We can both get rewarded if you're approved! americanexpres...
    Earn extra 2000 points plus first year free on this card
    Amex MRCC -
    Apply for an American Express Card with this link. We can both get rewarded if you're approved! americanexpres...
    Earn extra 2000 points plus first year free on this card
    American Express Platinum Charge Card Referral Link -
    americanexpres...
    (10,000 extra points on using this link)
    American Express Gold Charge Card
    www.americanex...
    I have been asked to review Amex MRCC card. I think this is one of the best cards from the Amex stable.
    My trip to Al Maha - • I paid NOTHING for a $...
    Axis Magnus Card Review - • Is this the best credi...

Комментарии • 79

  • @amarnathananth9304
    @amarnathananth9304 Год назад +8

    Finally I found a person who talk on English about AMEX

    • @dugarniraj
      @dugarniraj  Год назад

      Lol

    • @Kids11111
      @Kids11111 6 месяцев назад +1

      *in English. Improve your grammar.

  • @Harshjain2312
    @Harshjain2312 5 месяцев назад +1

    Just applied through your refferal link

  • @subhashmy9864
    @subhashmy9864 Год назад +2

    I have applied with your referral. And card got delivered today. Hope you have got your points too 😜

    • @dugarniraj
      @dugarniraj  Год назад

      Thank you so much for using the referral 🙌🏻
      Do let me know if you have questions

    • @TheWanderlustDairies
      @TheWanderlustDairies Год назад

      Do you need to provide ITR or income docs while applying?

  • @traveldiaries2529
    @traveldiaries2529 Год назад +2

    Hi - when you say that you have 2 cards (presumably you and your wife) then are they considered as 2 separate cards even if it is an add-on card i.e. both cards spends are considered separately and both can earn 1K bonus point on 4 swipes i.e. 2K points on 8 swipes (of 1.5K on each card)?

    • @dugarniraj
      @dugarniraj  Год назад

      It’s separate cards. Not add ons

  • @ravindrakumawat2486
    @ravindrakumawat2486 Год назад +2

    my favourite is Diners Black

  • @DrAestheticc
    @DrAestheticc Год назад +2

    You can send the Paytm wallet money back to bank account for free and payback the CC. Free reward point

    • @dugarniraj
      @dugarniraj  Год назад

      I’ll try ;)

    • @kshitizbathwal7509
      @kshitizbathwal7509 Год назад

      I have been trying this since last 2 years without any issue. I have AMEX SMART EARN CC and every month via Zomato app, I recharge paytm wallet from within zomato app and max you can do for 4K every month. I instantly transfer that amount from paytm wallet to my savings account without even 1 rupee extra charge and then pay the amount from cred to get 4000 cred coins. On amex I get 280 MR points for every 4K INR wallet reload. It works and it's awesome trick!

  • @aayushjain1845
    @aayushjain1845 Год назад +1

    My major expenses are elec bills, insurance, stuffs from Amazon (I have Amazon pay cc) so I believe this card will not be useful for me? I travel once/twice a year max (via train) .. few order from swiggy/Zomato..grocery is not bought online..so wonder where can I use this card for?

    • @dugarniraj
      @dugarniraj  Год назад

      You can use the points for Vistara flights and hotels. Even if it’s once a year, it’ll take care of your travel. Use these referral links. It’s free first year. Try it out may be?
      American Express Platinum Charge Card Referral Link -
      americanexpress.com/en-in/referral/nIRAJDXgis?CPID=999999544
      (10,000 extra points on using this link)
      American Express Platinum Travel Card -
      americanexpress.com/en-in/referral/nIRAJDLUCu?CPID=999999544
      2k points plus first year free
      American Express Membership Rewards Card -
      americanexpress.com/en-in/referral/nIRAJDWnAZu?CPID=999999544
      2k points plus first year free

  • @imsarathrk
    @imsarathrk 9 месяцев назад +1

    hey. please make a comparison between MRCC and GOLD.

    • @dugarniraj
      @dugarniraj  8 месяцев назад

      ok

    • @limitlessguy9909
      @limitlessguy9909 3 месяца назад

      @@dugarniraj waiting for comparison video MRCC vs gold ? Also pls clarify, on utility & fuel we won’t get 1 MR point but this expense would get consider for milestone spend of 20k

  • @parthasarathisarkar6618
    @parthasarathisarkar6618 Год назад +1

    My favorite cards are Axis Magnus and Amex Membership Reward Card

  • @jaidhawan3286
    @jaidhawan3286 Год назад +2

    two questions:
    1. Marriott points allow to book only the room and does not include the breakfast. Plus the hotels may not be in the area of travel? So does transferring it to Air miles makes more sense or Marriott? This is one of the bigger questions in mind
    2. Amex has a capping of 4k per card if you reload it through ZOmato/Swiggy. Are there other avenues where we can use the card for topup even if i have exhausted the initial 4K limit

    • @dugarniraj
      @dugarniraj  Год назад

      1. You evaluate the value based on flights you take. Depends if you fly frequently. JW properties do give free breakfast if you ask.
      2. Yes capping is there. No other alternative.

    • @dugarniraj
      @dugarniraj  Год назад

      I have done a video on this :)

  • @hey.maverick
    @hey.maverick Год назад +1

    Between this and Amex Platinum Travel card, which one would you recommend?

    • @dugarniraj
      @dugarniraj  Год назад

      You should get both with first year free.
      American Express Platinum Charge Card Referral Link -
      americanexpress.com/en-in/referral/nIRAJDXgis?CPID=999999544
      (10,000 extra points on using this link)
      American Express Platinum Travel Card -
      americanexpress.com/en-in/referral/nIRAJDLUCu?CPID=999999544
      2k points plus first year free
      American Express Membership Rewards Card -
      americanexpress.com/en-in/referral/nIRAJDWnAZu?CPID=999999544
      2k points plus first year free

  • @anu.animesh
    @anu.animesh Год назад +1

    Hello,
    Requesting again please make detailed video for hdfc diners black.
    Thanks in advance

    • @dugarniraj
      @dugarniraj  Год назад

      Yes sir. Will do it soon. 🙌🏻

  • @rtpn1993
    @rtpn1993 Год назад +2

    Sir what tips we should use to get increase in our credit card i have hdfc business moneyback credit card with limit of 44000

    • @dugarniraj
      @dugarniraj  Год назад

      As your income increases, limits will go up. Don’t over spend, pay on time.

    • @sohammt
      @sohammt Год назад

      ​@@dugarnirajamex give pre-approved limit enhancement to cardholder ??

  • @prasanna0610
    @prasanna0610 Год назад +2

    Have a question, when you say insurance not cover for points, will insurance cover in total spend or not ?

    • @dugarniraj
      @dugarniraj  Год назад +1

      yes covered for milestone

    • @prasanna0610
      @prasanna0610 Год назад

      Thanks for responding, one more question regd 4 times spend of 1500,
      If I pay an electricity bill of 1500+ will that be counted in monthly 4 times spent of 1500?

    • @dugarniraj
      @dugarniraj  Год назад

      yes it does! I do that only.

  • @inspire_yourself
    @inspire_yourself Год назад +1

    Nice video; how about standard chartered bank smart credit card?

  • @loveshah8247
    @loveshah8247 Год назад +2

    Hi Niraj. I am eligible for MRCC and Gold Charge both. So which one shall I first apply for? Also is it worth waiting for better onboarding offers from Amex? Thanks.

    • @dugarniraj
      @dugarniraj  Год назад +1

      We don’t know when will the better offers come. Not in our control. Both cards are great. In terms of priority - I’d pick MRCC.

    • @loveshah8247
      @loveshah8247 Год назад +1

      @@dugarniraj Thanks for the response. Does Amex provide MRCC as a companion card with a Gold Charge card? I asked the customer care but they told me it is only for Amex employees.

    • @dugarniraj
      @dugarniraj  Год назад

      No they don’t. You have to apply. I have not seen or known any such cases.

  • @pradeepbansal008
    @pradeepbansal008 Год назад +1

    Can you club your MR and ur wifes MR points into 1 account before converting them to airmiles or hotel vouchers?

    • @dugarniraj
      @dugarniraj  Год назад

      No but Marriott allows you to transfer points from one account to another

  • @shravank972
    @shravank972 Год назад +2

    Can Amex cards be used to make NPS payments?

  • @saiprashant7500
    @saiprashant7500 3 месяца назад +1

    Hi Niraj!
    What is the validity of Marriott Bonvoi points?

    • @dugarniraj
      @dugarniraj  3 месяца назад

      You can check the validity in the account section on app

  • @shreyshrivastava
    @shreyshrivastava 3 месяца назад

    I have platinum travel card. If I get MRCC as well, will the membership rewards club together and used as Bonvoy points or it will be individual to the cards?

    • @dugarniraj
      @dugarniraj  2 месяца назад

      hello - both will be show separate but honestly it does not matter

  • @s09021994
    @s09021994 Год назад +1

    Should i wait for referral program to start again, or should I apply now?

  • @Hi5somani
    @Hi5somani 8 месяцев назад

    Rent Payment is eligible..?? I pay 30K a month, which Amex would be best for me

  • @varung8247
    @varung8247 Год назад +1

    Ive got this card about 1 month back since RBI has lifted the ban . However the initial credit limit assigned is too low can u share some hacks in terms of increasing the credit line for Amex MRCC card . also based on this card type what is the max which amex can offer on this card??

    • @dugarniraj
      @dugarniraj  Год назад

      You can ask them for an increase after a few months of usage

    • @kshitizbathwal7509
      @kshitizbathwal7509 Год назад +1

      I just contacted their team and within 1 hour they upgraded from 25K to 1.88 Lakhs😂. No wonder AMEX support is the best. Simply mind blowing!

  • @prerakshah5851
    @prerakshah5851 Год назад +1

    do they check ITR? I'm a student with a good score but no ITR!

  • @Viper60589
    @Viper60589 Год назад +1

    I am a salaried guy with eligible income. But no ITR since joined job only 2 months back. Will amex insist for ITR or payslip is enough?

    • @dugarniraj
      @dugarniraj  Год назад

      Payslip is enough for 3 months

    • @Viper60589
      @Viper60589 Год назад +1

      @@dugarniraj Thanks for the info

    • @dugarniraj
      @dugarniraj  Год назад

      Let me know once applied

    • @Viper60589
      @Viper60589 Год назад +1

      @@dugarniraj Not decided yet whether to apply or not

    • @dugarniraj
      @dugarniraj  Год назад

      One of the best cards

  • @kushkotecha
    @kushkotecha Год назад +1

    How to transfer points to the Marriott Bonvoy?
    Is it from the app or the website. not sure coz I recd the card this month

    • @dugarniraj
      @dugarniraj  Год назад +1

      You can do it from the web app

    • @kushkotecha
      @kushkotecha Год назад +1

      Thanks for making a video on this card

  • @peerwahaj6011
    @peerwahaj6011 Год назад

    Does Amex sends you paper monthly statements if you didn’t sign up?

  • @riser9644
    @riser9644 3 месяца назад

    How 60p per point

  • @dhavaljoshi1928
    @dhavaljoshi1928 Год назад +1

    Sir I am living in Ahmedabad and I want to got basic amex card ,I am salaride ,so pls help me for got card
    Thanks sir

  • @shashirajan5065
    @shashirajan5065 Год назад +1

    Niraj, what card you suggest for paying house rents?

    • @dugarniraj
      @dugarniraj  Год назад

      Depends on the rent and the cards you hold and your annual expenses

  • @nilaxjadav99
    @nilaxjadav99 5 месяцев назад

    hello
    i work at a hospital management
    i can easily swipe credit card for medical bills of others
    would the annual fee waived off by doing so??

    • @s.sandeep8017
      @s.sandeep8017 Месяц назад

      If you spend 1.5L per year! It will be waived off and if 90K spent.. half of the fees will be waived off

  • @rohitmukeshpardasani3434
    @rohitmukeshpardasani3434 5 месяцев назад

    Link is has expired