IDFC STAFF HOME VISIT CALL | IDFC LOAN RECOVERY |

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  • Опубликовано: 17 авг 2022
  • BANK STAFF HOME VISIT CALL | BANK LOAN RECOVERY |
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Комментарии • 916

  • @Ismailking8500
    @Ismailking8500 10 месяцев назад +42

    Bank employees are asking for payment. The lady who took loan and talking them wrongly

  • @vikrampatil5836
    @vikrampatil5836 Год назад +32

    She is talking about default 3 month baad hota hai. 1 month ka Emi pay nahi kar sakti. 3 months ka hone ke baad iske toh pasine chutenge. Hamesha bank galat nahi hota. Upar se time bhi nahi bata rahi kab tak arrange honge. Bank ko bhi jawab dena hota hai RBI ko NPA pe.

    • @rohitrathod4226
      @rohitrathod4226 11 месяцев назад +1

      Teri amma ki cht se pasina nikla kya jab tuje nikaala tab 😂😂😂

    • @rohitrathod4226
      @rohitrathod4226 11 месяцев назад +1

      Abe ❤de Bank ks kutta hai kya..kitne bank ki najayaj pedaish he suvar saale 😂😂😂

    • @Darshan_p
      @Darshan_p 10 месяцев назад +1

      Abe chutiye..... 3 mahine me minimum 1 EMI aani chahiye

    • @amitbadri11
      @amitbadri11 8 дней назад

      PDR file Krna chahiye aise defaulters pe.

  • @LotusWorld
    @LotusWorld 9 месяцев назад +24

    The legal process to follow proper recovery procedures of loan is follows:
    Once customer misses to pay EMI on time then the account becomes delinquent and then collection process starts. Collection process involves sending first sms then followed by email and then if customer stills does not pay then remind customer via a phone call. If still customer misses to pay then a legal letter should be sent. If customer still do not pays, then and only then recovery process should be started. If any bank starts recovery process without completing collection process, then that bank can be sued for this mis management and harassment. Recovery process can only be started after collection process of 90 days are over. Starting recovery process before 90 days is not allowed.

    • @mpattanaik7
      @mpattanaik7 6 месяцев назад

      Its banks responsibility to get mortgage. First they grab % to clear the loan without verficiation and then assault. These incapable managers should get proper response for gundagardi

  • @RaviVadhava
    @RaviVadhava Год назад +16

    2 Aug ki payment date hai 17 Aug ho gyi...jab pay nhi kar sakte to lete kyu ho loan..
    Jab woh ek date puch rha tha kab tk doge TB attitude main abhi nhi hai..jb hoga denge..
    Aise sab krne lage to ho chuka..
    Liye ho to bharo timely

  • @windair742
    @windair742 Год назад +18

    Collection ke agents aise hi bat karte h unko incentive isi pe milta h or ye bando jo background se suna raha h vo bas drane ke liye suna raha h🤣

  • @prashantdongre1944
    @prashantdongre1944 Год назад +87

    Assume if the same lady gives money to someone and if the person doesn't pays her back. She will go to police and create all types of ruckus

    • @xclzv5900
      @xclzv5900 Год назад

      The money is from a source which doesnt belong to someone personally.
      And the person can only send the response from the customer to the superiors for further action but cant talk rudely or force/threaten anyone.
      Isnt it a crime under IPC for threatening someone.
      Also, if someone is defaulter, then, go through the legally proper way.
      Deliver the notices and then the money be taken through the seizure of asset of equivalent value.
      But you cant do it in this way.
      And it would be better if uou know your loan amount wont be returned then dont provide loans to undeserving candidates.
      Give loans to people who have good record of returning the money on time or dont give ur money.
      But tbus activity of workers is extremely punishable.

    • @mickeyagrawal2001
      @mickeyagrawal2001 Год назад +3

      @@xclzv5900 I agree that banks should go proper way but we all know how slow proper way is. Banks gives terms and conditions that needs to be fulfilled. Bank has money of every person. A failure of bank due to bad loans would lead to massive and countrywide issues. I agree that banks do malpractice when issuing credit cards etc but when we are knowingly taking debt we need to be ready to fulfil our duty of repayment. If you cant be sure, its best to not take the loan and if the loan was taken with best intention and understanding of mind then its on the customer to approach bank and ask them to give them some relaxation. I dont like the way bank gundas talk but this is why I am never a creditor of them. If I am a creditor I would never allow anyone to even call me.

    • @pradhanh1641
      @pradhanh1641 Год назад +2

      The point is, there is no use of even this lady going to police and creating the ruckus.. Police will simply tell any lender that the issue has to go through Court notice or in case cheque is involved, cheque bounce system.

  • @antiquethings3414
    @antiquethings3414 Год назад +11

    Ye video upload ke baad apne konsa bank close kra diya
    Bank or double rate per loab distribute kr raha hai

  • @anujmishra2996
    @anujmishra2996 11 месяцев назад +21

    Why can't we understand if a person is taking a loan and we can't repay whose fault it is? She is trying to act smart? It's his duty to make defaulters to make payment. As a customer you are going to ask for a loan then default . Please guys understand

    • @25ajitmishra
      @25ajitmishra Месяц назад

      What you are saying is absolutely correct..but problems never come into life with prior information or intimating..with the cost of living out of 140cr population most middle class families do face such financial condition reasons can be multiple..that does allow any collection person to talk with customers with this note ..bank has its own process..what she was saying is nothing wrong..if you find a customer acting very smart or intentionally not paying amount in that case bank can take legal action instead of this activities..
      So many cases are there where a third-party collection people usually visit customer residence to abuse n insult n threaten..how can you support such activities.
      If the customer is wrong then take legal action by law

    • @tiwarigroup5905
      @tiwarigroup5905 26 дней назад

      Bhai pronlem bolke nai aa rha h

    • @divyesingh7512
      @divyesingh7512 2 дня назад

      Thing is it should go through a legal way do u think she will pay like this. If she see court summon she might even pay but in this way never 😂😂

    • @bharatparihar1973
      @bharatparihar1973 День назад

      Byaj par sakrkar ka cntrl nahi hai, byaj chorh do aur paisa lelo bat khtm😂

  • @kabirdas2108
    @kabirdas2108 Год назад +7

    Ladies ke pas bas ek hatyar hai ek jitna tamiz se baat Karo unhe batamiz hi lagta hai. Agents ne kuch glt nhi bola

  • @abhisheksonawane8138
    @abhisheksonawane8138 Год назад +42

    This lady should pay first then take actions. She don't want to pay her debts and finding ways to avoid the same😂

  • @prashantdongre1944
    @prashantdongre1944 Год назад +64

    Lady is inciting the caller. She has taken a loan and trying to be oversmart. If u had taken a loan also make the payment on time. Loan given to customers are also money of the common people.

    • @soumithalder1989
      @soumithalder1989 Год назад +5

      Bro. Do h know the story of the lady????. She is being nice to the agency. She is going as oe the guidelines. Bank ppl are becoming smart in this case.

    • @joydeepmukherjee3889
      @joydeepmukherjee3889 Год назад +1

      @@soumithalder1989 but sir she can't just say I won't pay. I agree bank should follow proper steps.

    • @vidhikshapatel6688
      @vidhikshapatel6688 11 месяцев назад +3

      Usne nai bola she can't pay abhi Pais a nai hain yeh bola.

    • @dagg3r295
      @dagg3r295 10 месяцев назад

      ​@@vidhikshapatel6688 aesa he sab bolenge to bank band karna pad jayega madam

    • @manojkumar-ni3yy
      @manojkumar-ni3yy 10 месяцев назад +2

      U bloody bankers pahle loan lene ke liye bar bar call karte hai uske bad payment reminder
      Sale uske pas paisa hoga to karegi late payment ke sath

  • @amrit0501
    @amrit0501 Год назад +78

    Every loan defaulter is very particular about the tone of the bank employees

    • @rohitrathod4226
      @rohitrathod4226 11 месяцев назад +1

      Teri amma ki cht me loan ghused Diya ja 😂😂😂

    • @rohitrathod4226
      @rohitrathod4226 11 месяцев назад +1

      Teri amma kitne bank vaalo k sath muh kala karke tuje bsde me se nikala hai bata to 😂😂😂😂

  • @meeza4289
    @meeza4289 9 месяцев назад +2

    Mam apke awaz sun ke boht acha lga mtlb ek num yr😂😂😂

  • @_Sunny_17
    @_Sunny_17 Год назад +12

    Waiting for part 2

  • @nargisansari9157
    @nargisansari9157 10 месяцев назад +18

    Isne to recovery Wale ko hi tention dedi😂

  • @sapthagiris2277
    @sapthagiris2277 Год назад +11

    What is there wrong here, u took the loan and you are suppose to repay it, and you are shamelessly telling you don't have money and ur raging against the employee

    • @prashantdongre1944
      @prashantdongre1944 Год назад +1

      Agree with u. Instead of politely making the other person understand the situation she is trying to be agressive and demanding whereas it shud be the opposite

  • @next4978
    @next4978 6 месяцев назад +8

    The simple solution is if bill is not paid with interest in excess timeline (eg. 6-months) , put that person in jail 😂

    • @princevlogs2525
      @princevlogs2525 Месяц назад

      Yes ye badiya hai fir usko paise bharna hi nahi parerga good good for maje hi maje jail se bahar alar😂😂😂

  • @VINODSHARMA-iu4kl
    @VINODSHARMA-iu4kl 11 месяцев назад +55

    This type of customer must be treated strictly

    • @chatterjeesir6648
      @chatterjeesir6648 2 месяца назад +1

      The lady is right and the fellows are the pure beneficiary of the bank. I ask the lady to take shelter under the court of law , all these nonsense will come to a halt.

    • @NagendraChauhan-sp8lj
      @NagendraChauhan-sp8lj Месяц назад +3

      Strictly ke chakkar me jail na chale jaio bhai

    • @DigiToonsAdventure
      @DigiToonsAdventure Месяц назад

      ​@@NagendraChauhan-sp8ljbhai ye saare loan wale dalle hain jo comments me favour me hai agent k, 😂😂😂😂

    • @Dharmendra-ib7bv
      @Dharmendra-ib7bv Месяц назад +1

      Never ever provide loans like these basterds 😡 because of these cheap people banks doesn't provide loans for other respects people's 😡

  • @sunilindu2691
    @sunilindu2691 Год назад +2

    Ye sahi hai loan le lo aur tameej sikha rahi hai

  • @rakeshmalhotra296
    @rakeshmalhotra296 Год назад +1

    Mam.. I wish my wife's voice b apke jse ho... Mann kr rha h ki bs sunte jao.. Sach me.. 🙋

  • @dharmeshkumarpandey8332
    @dharmeshkumarpandey8332 Год назад +14

    bank loan lekar paisa time par dena chahiye agar apke pass paisa nahin available hai toh in mam ko bank me jakar info karna chahiye. mam ko paisa to unke loan ac me dalna hai itni bahas kyon

  • @govindverma5771
    @govindverma5771 4 месяца назад +4

    Verry good mam thank you inki vaat lgane k liye

    • @Trainviewtube
      @Trainviewtube 18 дней назад

      Haat bhikhari. loan le lete hai. repay nahi kar sakte 😂

  • @atul5777
    @atul5777 10 месяцев назад +2

    Shandaar....

  • @AbhishekPandey-oz4vi
    @AbhishekPandey-oz4vi Месяц назад +1

    Bahut shi jawaab mam

  • @StarLight-oc8bl
    @StarLight-oc8bl 8 месяцев назад +106

    Lady has no intention to pay her dues. She didnot confirm any expected date to pay and just show casual approach towards her responsibility to pay on time. Person doing follow up is doing his job to collect unpaid amount. His words are perfect to her casual approach. She is arrogant and tried to divert her default and wrong intention to other senseless mail or whatever she demanded.

    • @Review_0007
      @Review_0007 7 месяцев назад +15

      Employee is doing wrong, there's no rite to visit before 3 month, lady doesn't have money at the moment and also she can't manage she has 3 months to pay dues she is using her rite only what company has given to every client.

    • @Review_0007
      @Review_0007 7 месяцев назад +6

      Lady saying that she will pay, she need some time

    • @arunsingh962
      @arunsingh962 6 месяцев назад

      ​@@Review_0007then don't take loan

    • @GopalKumar-lp7qr
      @GopalKumar-lp7qr 6 месяцев назад +3

      What is amazing is that even common person get blindly by false narratives of banks. I hope such people get a dose of thier own medicin soon

    • @StarLight-oc8bl
      @StarLight-oc8bl 6 месяцев назад +6

      @@Review_0007 your intentions are also wrong. Every single emi is the responsibility to collect by collection guy. There is no rule that follow up will start after 3 emis default. After 3 emi default, customer will convert to NPA non performing asset and then legal notices will serve to client through court. Go and get some knowledge. Don't mislead here.

  • @rahulseal4903
    @rahulseal4903 10 месяцев назад +12

    Good job IDFC bank

  • @karthikmv2267
    @karthikmv2267 11 месяцев назад +2

    Here bank has no loss and that defaulter lady also have no loss simply recovery agents suffering in between these guys bank gave them loan with good convince and thos defaulter tooks after not repaying poor recovery agents what can they do banks not providing proper documents then how can they recover

  • @riteshsao8117
    @riteshsao8117 7 дней назад +1

    कोई लोन मत भरो कुछ नहीं होगा आज तक किसी को जेल नहीं हुआ

  • @NileZGamerJAIHIND
    @NileZGamerJAIHIND Год назад +9

    Is there any way saved from this kind of recovery agents? 🤔
    Pls help me.

    • @dbss206
      @dbss206 11 месяцев назад +3

      don't take loan

    • @NileZGamerJAIHIND
      @NileZGamerJAIHIND 19 дней назад

      @vaw2386 kutte bhook mat jyada, warna muncipalty wale utha ke le jayege.

  • @ashishisin2007
    @ashishisin2007 Год назад +7

    Wow..What an audacity of the defaulter lady ? She has missed over 02 months and she wants process to be followed.When applying you agree to pay on time or no ?

    • @rohitrathod4226
      @rohitrathod4226 11 месяцев назад +1

      Chal bhag bsdke Bank ka kutta 😂😂😂

  • @Amitsoni5959
    @Amitsoni5959 8 месяцев назад +2

    ये सब वीडियो देख के लगता है की । पैसे लेनेके बाद ये लोग शेर बन जाते है और बैंक वाले उस शेर पर बैठ जाते है।। अभी बैंक वालो की मजबूरी है के शेर पे बैठे रहना पड़ेगा अगर नीचे उतरे तो शेर खा जायेगा।।
    मोरल : लोन लेने से पहले हाजी सर ।। और बाद में बब्बर शेर ।।😂😂😂

  • @dibya242244
    @dibya242244 Год назад +9

    This lady is a intentional defaulter ..

  • @bijoymandal4136
    @bijoymandal4136 10 месяцев назад +5

    Inka intention hai loan lenge but payments nhi karenge

  • @amrit0501
    @amrit0501 Год назад +71

    Inko soft tone se baat chahiye, id chaiye, home visit letter chahiye but paisa nahi dena hai. Sahi hai madam 😅

    • @AasShHII88
      @AasShHII88 Год назад +7

      IDFC se ho...
      Loan Dene ke liye piche piche bhagta ho..
      Aaur tone ki baat karte ho...

    • @rattamarengineer6113
      @rattamarengineer6113 Год назад +7

      Haa ye bank ka chamcha hai inka commission nahi ayega

    • @theamezingfacts3077
      @theamezingfacts3077 Год назад +7

      Agr aukat na ho bharne ki...to kisi ka paisa lete kyu ho😮..paid p lgte h kya...agr kisi ko glt lgta ho to...mujhe 100 rs de etne me hi gaad fat jayegi uska to 10 lkh kha k bhait gyee😂😂😂papa ki pri

    • @bhardwajvlogs2272
      @bhardwajvlogs2272 11 месяцев назад

      Bilkul chaiye bhosdi k tu bhi sun le tu kiya bhadwa hai kiya uska jo benk wale ki gand chat rha hai gandve har kisi k sath ho sakti hai problem

    • @cj.5707
      @cj.5707 11 месяцев назад +2

      Tamiz se meri hone wali wife ha neha

  • @blackmamba6607
    @blackmamba6607 2 месяца назад +2

    The lady is absolutely right. People don't understand and still giving fault to the lady. Banks have no legal rights to have recovery agents and have no rights to forcefully go to someone place to recover money. The case may go opposite if they visit uninvited. Moreover, the recovery agents are always harassing to customers. It is clearly written on the loan agreement that period of emi default is 90 days as per RBI guidelines and banks cannot force anyone to forcefully to clear EMIs every month when they can't pay it. Proper procedure should be followed and this lady gives everyone a good knowledge on how to handle those recovery agents. These recovery agents doesn't have any idea about rules, laws or guidelines but simply gets a contract by banks thinking that they can just simply threaten anyone to pay loan defaults.

    • @deewanshusarwa4439
      @deewanshusarwa4439 Месяц назад

      Bahut janta hai bhai tu he is not asking for his personal amy he is continuously asking for date in which she will pay , she gave date to him kr not , what he ll say to say his senior sir jab uske paas aayega to de dehi
      Kab degi , don't know sir but she will give .
      Only u r the member in comment section in which u lonely supporer that is u

    • @AresHachiman
      @AresHachiman 10 дней назад

      Shame on you for lending your support to that impolite, illiterate woman who has no intention of repaying the loan. Banks find it difficult to easily approve loans because of such shameless people who don't pay their loan on time or don't pay at all.

  • @stackingbarz
    @stackingbarz 11 месяцев назад +1

    I also took emi loan from hdfc twice and always paid on time. Mujeh ajtak kabhi bank ka call nahi aya k peso dedo wapas kyuki mein time pe paise bharta thaa. Jab paise liye ha toh time se bhardo ya harrasent jhelo.

  • @Haituk1
    @Haituk1 9 месяцев назад +19

    The lady seems to be a seasoned crook. She's instigating the bank officers and then blaming them for being discourtious. Look how she's arguing that she's not taken the loan from the caller but she's taken the loan from the bank (as if the bank was some living individual person)!

    • @GopalKumar-lp7qr
      @GopalKumar-lp7qr 6 месяцев назад +1

      So you are part of the gangs of muscle man looking to get employed by such bank banks taking illigal action. Best wishes to you and pity to your family.

    • @ankurrajput2367
      @ankurrajput2367 5 месяцев назад

      The lady is right rbi clearly told if a person need extension then 3month is allowed and rbi. Also know about the inflation and jobless people so they are giving leniency to pay with comfort

  • @aakashdubey6364
    @aakashdubey6364 Год назад +4

    सबसे पहले तो विडीओ का thumb galat hai और दूसरी बात इस औरत की ही गलती है ज्यदा होसियार बन री है वीडियो बनाने के चक्कर मे रिकॉर्ड किया था

    • @settlementguru
      @settlementguru  Год назад

      Haa haa tume banker ki galti thodi nazar aayegi.. Bank k staff jo thehre😂😂😂

    • @singapuriaa7779
      @singapuriaa7779 Год назад

      Ye pakka bank wala hoga🤣

  • @chakradhark4253
    @chakradhark4253 Год назад +30

    Bank employee don't know the rules he has to carry authorisation letter for Home visit

    • @santhubent
      @santhubent Год назад +2

      They dnt care they just visit my home when I am in office

    • @chakradhark4253
      @chakradhark4253 Год назад +1

      @@santhubent use your phone and record when they come openly they will be in control.

    • @chakradhark4253
      @chakradhark4253 Год назад +1

      If u are in a rented house then move to a different house because if u won't make payment they will come now and then

    • @prashantdongre1944
      @prashantdongre1944 Год назад +4

      Agreement signed during taking a loan has this details mentioned that bank authorised person can call and visit the customers in terms and conditions
      There is nothing like an authorisation letter

    • @chakradhark4253
      @chakradhark4253 Год назад +4

      @@prashantdongre1944 most of things they do write in agreement which is against the RBI rules, we can sue bank on those lines this is the reason bank do not prefer to go to court because they know they will be under scrutiny.

  • @AnonymousAV
    @AnonymousAV Год назад +2

    This woman is intentionally dragging the conversation !! She is a defaulter and she should maintain the tone as well !!
    Pese nahi hai is not an answer !

  • @Momentsofgambling
    @Momentsofgambling Год назад +9

    Bhai i think mera number inn bank walo ke group mein chala gaya hai ki iska call nahi uthana saale block kar dete hain pehle he maine saare dost logo ke phone se bhi call laga kar khoob gaaliyan di even maine new sim li usse bhi gaaliyan di ab saala uthata he nahi hai koi phone..lagta hai naya number lena hona inki lene ke liye 😂😂😂

  • @carla01ism
    @carla01ism Год назад +6

    Mam ye bank recovery se baat karte hai gali dete hai batamizi sirf payment 6 din hi hote hai to hum defaulter ho jate hai or gali pe gali dete hai ye theek nhi hai

  • @02deee24
    @02deee24 Год назад +39

    It's a business model. Give a bad loan, you know the customer cannot pay on time. Add interest, hound them with collection team(every corporate has a collection team who run after payment be it B2B or B2C), most somehow manage to pay the loan back with the interest buy taking loans from relatives or but mortgaging. Banks try getting it through corporate extortionist rather than going legal as going legal will cost the bank more than hiring a person who can frighten the customer. So she fell prey and yes if she does not pay back she defaults and the bank register another bad loan and then go to RBI and say they will go bankrupt there by creating a panic state in the mind of all their customer and finally the govt. steps in and this hurts the entire systems.

    • @AbhinavKumar-jn2ps
      @AbhinavKumar-jn2ps Год назад +1

      @@utkarshvishwakarma8435 That can not be recovered. That should not be given at first place.

    • @exterminator4808
      @exterminator4808 10 месяцев назад

      Who forced her to take it?

    • @MirTariqueAli
      @MirTariqueAli 7 месяцев назад

      What if you are the ruler ? ❤❤

    • @GopalKumar-lp7qr
      @GopalKumar-lp7qr 6 месяцев назад

      @@exterminator4808 recover tis kind of loan from Mahul Choksi, kingfisher Vijay malya and you know what will happen to you.
      Please don't make such illiterate comments or it appears you are the part of the gonda gang.
      Learn what are court guidelines for recovery of such loan. Your banks are required to do all the due diligence before giving loan.
      Don't be part of criminal activities and don't be a criminal yourself.

    • @exterminator4808
      @exterminator4808 6 месяцев назад

      @@GopalKumar-lp7qr I didn't say that banks are totally faultless regarding this. Yes, banks must do their due diligence before giving out loans. But that doesn't mean that the onus is only on the banks. The person applying for the loan should be even more responsible: they must have the decency to return the borrowed money on time with interest. Or else they must not take any loan. Even an idiot can tell if he would be able to pay back someone at a particular time or not if he knows his cashflows.
      The thing is it's the business of banks to give out loans for profit. And there are certain amounts for which mortgaging an entire house is too much. Like Rs 5 lakhs, Rs 12 lakhs etc. Banks in these cases give out loans based on the monthly income of the borrower. But what happens is that these people think they can do away without payment and they instead choose to spend money on short term things. In such cases, the banks have done their due diligence and it's the fault of the borrower.
      Irresponsible borrowing led to the 2008 financial meltdown. A person who wilfully defaults on loan payments is not worthy of being considered a person: he's an animal, a thief! He should be sued for everything he has. And most importantly he/she deserves no mental peace.

  • @ranaskitchen6914
    @ranaskitchen6914 Год назад +4

    Loan lenewala loan lene k baad dene k waqt sirf panchayeti karenge

  • @Rohan13881
    @Rohan13881 Год назад +6

    506ipc/509ipc LGA do mam is recovery agent me ek lady Ke ghar aane ki damki de rhaa hai 4 saal ki saza hai usko bail b nahi milti meri cousin ne 509ipc lgyi thi ek agent ke upar 3 months andar rhaa rhaa woh bnda fir uske ghar wale aaye they mafi mangne fir jaake complaint return file kri thii

  • @hemanttiwari7243
    @hemanttiwari7243 Год назад +10

    Mera manna to ye hai ki incase agar aapko lagta hai ki aap paise nhi de sakte ho to aap loan mat lo yr simple si cheej hai.

  • @cartubeo
    @cartubeo Год назад +1

    ye logic kya hai ki aap kisi se paise lo aur fir na lautane ke liye akad dikhao... dost se lo ya rishtedaar se bhi loge toh bhi vo ghar aake hi mangenge...

  • @nchkiran
    @nchkiran Год назад +8

    Then y did you take the loan in the first place.....

  • @davidpatel4051
    @davidpatel4051 Год назад +15

    Lekin ek baat to hai......loan liye hain to time to time payment karnaa achha hai.......
    Mai to time to time kar deta hun 😀

  • @Saurabhkanika.
    @Saurabhkanika. Год назад +5

    Wtf if you can’t afford to pay back thn don’t take loan.. stop drama of acting victim

    • @amrit0501
      @amrit0501 Год назад

      Correct. This channel is fraud

  • @harshitbhagour3289
    @harshitbhagour3289 10 месяцев назад +1

    Yeh aajkal recovery valo ne sahi bana liya hai ek emi ko ek mahine bhi due hue nhi hote yeh batamizi shuru kr dete hai

  • @Govi_S
    @Govi_S 4 месяца назад +1

    Arre ek month emi ni gyi toh kya hua...kuch emergency pad jàti h kharch ho jate h
    Hime visit krne se pehle 2nd EMI tak wait krna chaiye agr ni krein toh action lo

  • @SDK7776
    @SDK7776 Год назад +3

    Here lady is wrong . She did not want to pay .she ask again and again kya karo ge kya karo ge . She want he does something with her .

    • @SDK7776
      @SDK7776 Год назад

      @M S right

    • @hridaypal8656
      @hridaypal8656 Год назад

      Paisa ka chakkar Babu bhaiya content aise he nikla gaa upper se woman card.
      Tik hai wo galat hai magar aap bhi toh galat baat kr rhe ho apko sahi se baat karni thi thode din Mai pay kr denge.
      But most time agent thoda line cross kr dete hai magar yaha par toh sahi se he baat kr rhe hai

  • @jp8841
    @jp8841 10 месяцев назад +3

    Looks like hindi women are strong n they spoke rigidly even they r wrong😂😂
    But how come she got such big personal loan. Her tone is soft n words r too harsh compated to bank employee..finally bank employee gave up n gave phone to his colleague

  • @rajbaripolapan786
    @rajbaripolapan786 5 месяцев назад +1

    Mam is right 👍

  • @srg4681
    @srg4681 Год назад +3

    Agar ye log सरकारी होते तो लोग इनको बर्खास्त करने और बैंक को निजी करने तक की राय देते

  • @wardhagameingff4704
    @wardhagameingff4704 Год назад +7

    Madam hi bakvas kr rahi hai bolna chahiye kb tak paise de sakti hai....
    Female hone ka fayda utha rahi hai

  • @sujitsahoo1226
    @sujitsahoo1226 6 месяцев назад +2

    Lady was absolutely right .

  • @ItsPraafGamingYT
    @ItsPraafGamingYT 25 дней назад

    Pahile hi mahine me is taraha koi bank jabarjasti ya without any latter action nhi le sakte

  • @manishkandwal5702
    @manishkandwal5702 Год назад +3

    Aur is type ke incidents har jagah ho rahe hai....purane mahajan chale gaye ab ye naye wale aye hai..... EMI ya loan jahan tak ho sake government banks se hi lena chahiye.

    • @Trainviewtube
      @Trainviewtube 18 дней назад

      han. govt tumhara bap ka hai 😂

  • @sdbajaysoneri2031
    @sdbajaysoneri2031 Год назад +3

    Medam ji paise le liye hai to bharne padenge Naa .Bande ne kahi bhi krb baat nahi ki hai..aese logo ko paise nai Dene chaiye

  • @thedarkhorse2121
    @thedarkhorse2121 Месяц назад

    Dd unke against me manhani case dalo...or human right me application dalo

  • @manishkandwal5702
    @manishkandwal5702 Год назад +37

    3 baar sun li ye conversation, koi bhi galat baat nahi ki hai recovery agent ne. Fir bhi kisi ko bura lage to mai kuch nahi kar sakta. Fir bhi problem hai to legal action le sakte hai.

    • @manishkandwal5702
      @manishkandwal5702 Год назад +1

      @@meremahadeva6344 user name hai rahat e alfaz aur juban hai jahreeli....ho bhi kyo na, jaise sanskar waise bhasa aur karam
      Chavannichaap kon hai ye poori dunia janti hai.

    • @genius6848
      @genius6848 Год назад +1

      tu bhai recovery agent hei ,

    • @ChangingHorizons
      @ChangingHorizons Год назад +1

      Ia pretty sure you do not know the rules. The woman is abiding by tue rules. A loan can be considered as a default only after 3 EMIs are missed. A collection agent cannot reach out to a customer without authorization from the bank, which has to be communicated by bank directly to the customer. The bank cannot send anyone to the customers residence without authorization letter for collection. These are rules which are set by RBI.

    • @deepakgohar8102
      @deepakgohar8102 Год назад

      Bhai ek baat bolun ye to ladki hai jo thoda sahi se baat kar bhi Rahe hai nahi to koi ladka hota to tum fhirr dekh te ye kese baat karte hai bhai mayne bhi jehela hai inko maa.....do ko....

    • @ashishdikshit1386
      @ashishdikshit1386 Год назад +1

      Ladki !! Superb , ye Recovery agent 😁😁 kbhi mujse bhi bt krle koi recovery agent

  • @vintageaudionvideo
    @vintageaudionvideo 8 месяцев назад +6

    Never worry about unsecured loan payment if somehow a person fails to repay ontime, they can just make pressure to pay but they can't put u in jail or can sell ur assets to recover.

  • @Gshortz997
    @Gshortz997 6 месяцев назад +2

    You did very good.. They dont have any autherity to harrrash people without understanding their bad situations.. Atleast know not everybody can take an huge amount without any nessary documents of income prove.. So they better choose the word what they are saying and whom they are talking too.. Human faced brut animals no sense of humor

  • @feroziqbal5478
    @feroziqbal5478 7 месяцев назад +1

    I agreed that the lady is wrong but bank should follow there process according the law.

  • @Kunal3824
    @Kunal3824 4 месяца назад +29

    खुद तो तमीज सिखों, पैसे नहीं पैसे नहीं कोई फिक्स डेट दे दो, वो पैसे बैंक के हे? वो कस्टमर का पैसा हे

    • @capture_moment_69
      @capture_moment_69 4 месяца назад +3

      Nahi hai Paisa kya krne ka

    • @ThoughtfulYoutuber
      @ThoughtfulYoutuber 3 месяца назад +4

      To tu emi bhar de😂😂

    • @BigdaSahjaada
      @BigdaSahjaada Месяц назад

      भाई तेरी क्यूँ फट रही है, बैंक तुम्हारें पैसे लेकर डूबेगा तभी तुम लोग उसका चाटते रहोगे

    • @vishwajeetrathore7202
      @vishwajeetrathore7202 Месяц назад +1

      Pese nahi hai toh kya kar sakta hai admi bhai

    • @anupamchl
      @anupamchl Месяц назад +2

      Ye khud recovery agent hai tabhi is galat tareeke ki baat ka support kr raha hai....samaaj ki sbse giri hui jamaat.

  • @PeacefulMind528
    @PeacefulMind528 Год назад +5

    Good good mam

  • @bhupendersharma7060
    @bhupendersharma7060 9 месяцев назад

    Agar ye mere customer hoti to trike te emi bhi pay kr deti smj aa jati collection kaise hoti h

  • @user-ks2tq9ui4b
    @user-ks2tq9ui4b 28 дней назад +1

    घरके लोग आ जायेंगे बदनामी हो जाएगी. काणून, रुले तो समजस्ती नहीं है.

  • @Secularismsucks
    @Secularismsucks Год назад +18

    There is no space for recovery agent. The agreement is between the bank and the borrower.....if it is a default the bank can only approach the court. Nothing more. No threaten no muscle no abuse.

    • @settlementguru
      @settlementguru  Год назад +5

      In lomdi vaalo ko ye baart samajh ati to baat hi kya thi fir😂😂

    • @Secularismsucks
      @Secularismsucks Год назад +1

      @@settlementguru one standard reply.......ask the lender to file a "suit for recovery"
      Don't talk to any one else other than a bank employee or nodal. Rest are inconsequential. Report to cyber cell and with the local PS for harassment, send a copy to the bank nodal. The bank will get a shiver.

    • @dbss206
      @dbss206 11 месяцев назад +2

      @@Secularismsucks In that logic banks should not give loans

    • @Secularismsucks
      @Secularismsucks 11 месяцев назад

      @@dbss206 that is a risk which the bank takes after proper due diligence and they take a fee as file charges.....it's a business and can't be practiced as illegal mode. Thakur saheb ka gaon nahi hai.

    • @sanskarsingh2504
      @sanskarsingh2504 10 месяцев назад +1

      mei to bolta hu legal case na karo recovery agent jitne bhejne bhej do ham samhal lenge 😂 legally agar tum hamare yha lene na aaoge loan to bhul jao ye recovery agent kuch kar paenge ham Bihar se h

  • @vj6478
    @vj6478 Год назад +7

    Loan lete ho toh wps dia kro bhai kisi ka paisa nhi doge toh galliya hi sunoge yaar

    • @chandankumarbehera3818
      @chandankumarbehera3818 Год назад

      Bhai this is a funny comment btw 😂 vijaya mallya , Nirav modi ko ese koi call karega 😂

    • @vj6478
      @vj6478 Год назад

      @@chandankumarbehera3818 bano fir ane wale nirav Modi vinay malya kya dikaat h 10-20 -50 lakh ka frud kya krna h kro toh fer lakh do lakh crore ka Maro hath

    • @25ajitmishra
      @25ajitmishra Месяц назад

      Loan liya hai to emi bharna padta hai sabko pata hai uska matlab ye nehi koi Banda ko badtamizi karne ki koi rights nehi deta hai govt ..aur problem kabhi batake aata nehi..agar koi defaulter hota hai toh bank legally action le jo procedure hai..lekin collection me jo bethte hai woh log apni target achieve karne ke chakkar me badtamizi me aajate hai jese piasa Bank ka nehi unhise liya hi.myr galat hai..
      Second agar koi customer apni emi nehi de pata hai to woh bank ke graviance cell me letter ya application dal sakta hai to share his problem..nd bank graviance cell bhaut active n situation ko samjha ke aapko solutions bhi dete hai.

  • @two8915
    @two8915 3 месяца назад +1

    Loan recovery shoul not visit any bnak defaulters home. Just send police and put such bank defaulters in jail

  • @ankittiwari-os5lr
    @ankittiwari-os5lr Год назад +1

    Madam bilkul shi bol rhi h 90 din ka time hota h but aise kisi k Ghar m nhi ja skte uska ek proper tarika hai ki aap phle letter bhejoge ...or lok Adalat naam ki bhi koi chiz hoti h.

  • @Iamalemonwhy
    @Iamalemonwhy Год назад +8

    dont take loans dont take credit cards if they harass you with credit card calls then file police complaint

    • @NavratnaaSilver
      @NavratnaaSilver 11 месяцев назад +2

      Jab pay karne ki aukaad nahi ho tho ye sab karna hi nahi chahiye

    • @Iamalemonwhy
      @Iamalemonwhy 11 месяцев назад +1

      loan liya hi nahi to pay kaisa? ab agar credit card bechne ke liye phone kare to mai to sidha harassment ka case kar dunga@@NavratnaaSilver

    • @atoolkanojiya
      @atoolkanojiya 8 месяцев назад

      ​@@NavratnaaSilvertu pay krde fr bhadwe itna bura lag rha hai toh

  • @viralbaazi
    @viralbaazi 11 месяцев назад +4

    Recovery wala banda 1000% sahi hai.. Jb loan liya tb nhe socha ab gyan baat rhe ki kese krte. Batamizii izzaat ki baate kr rhi ar paisa nhe dena😂

  • @prasuncdas
    @prasuncdas Год назад +1

    Is this channel in support of the banks or the defaulters?

    • @rohitrathod4226
      @rohitrathod4226 11 месяцев назад +1

      Bank loan vasooli vaalo ki amma ka bhos❤da😂😂😂

  • @juberkhan-jw5pn
    @juberkhan-jw5pn Год назад +1

    Bhai maja aa gya hai

  • @nirdoshyadav7074
    @nirdoshyadav7074 Год назад +10

    IDFC se ho ya RBI se faltu baat karne ka nahi.Loan liya hae aur timely EMI nahi mila hae to bhi apko badtamizi ka adhikar nahi.
    Aap apna kaam kigiye customer apna karega.Aap legal notice bhejiye customer uska jawab dega.
    Customers ko behuda bank employees se baat hi nahi karna chahiye.Agar bank employees apke ghar akar badtamizi karein to kuch aesi vyavastha kigiye ki apke ghar ke log involve bhi na hon aur dobara bank employees ki himmat bhi na ho apke ghar aane ki. 🙏

  • @avinashrasalkar2357
    @avinashrasalkar2357 Год назад +3

    Good one madam.. Should kick these bank 🐖

  • @sheikhbilalahmad2218
    @sheikhbilalahmad2218 7 месяцев назад +1

    Why they take loan if they cannot pay back

  • @ksamanta11
    @ksamanta11 Год назад

    hoga business band hoga , Vodafone me kitna exposer ho batiyea

  • @gaganz1981
    @gaganz1981 Год назад +7

    loan ki 60 emi hon to 59 bhar do and ek nahin de pao to bank waley khoon pee jaatey hain.....

    • @settlementguru
      @settlementguru  Год назад +1

      Yes

    • @ipsgamer976
      @ipsgamer976 Год назад +1

      bs isiliye 60 me se 1 bhar do 59 baaki rahne do or ekdm nirlaj bann jao fir dekho saale hath pair jodne lagenge😂😂😂😂

  • @sanketwaghmare6699
    @sanketwaghmare6699 Год назад +9

    Loan liya to Dena padenga

    • @Kaiseho364
      @Kaiseho364 2 месяца назад

      Land dena padega

  • @dheermahor7154
    @dheermahor7154 Год назад

    Jitni lambi Chhadar hai utni hai Pair Pasaro....
    Loan liya hai tou Bharna tou padega, aur Bharna bhi Chahiye...

  • @pankajthakur6647
    @pankajthakur6647 8 месяцев назад

    Bhai loan to ek taraf sare bhai dhyan se suno kbhi kisi ko udhaar mt dena warna unchi awaz mai bhi baat nhi kr sakte agar wo wapis na de to kitni masoom awaaz hai aur iraade neech

  • @sameerthehell
    @sameerthehell Год назад +9

    सही किया इसके साथ....

  • @tejask4889
    @tejask4889 Год назад +93

    Don't take loan if you cannot afford to pay back.

    • @xclzv5900
      @xclzv5900 Год назад +3

      Font give loan to a customer whom u know cant pay back on time
      Just go through assessment of his/her assets before providing any kind of loan😏

    • @tejask4889
      @tejask4889 Год назад +9

      @@xclzv5900 And how is the bank supposed to predict that? People with good track records do default on their loan. Stop justifying unethical things!

    • @new_moon8614
      @new_moon8614 Год назад

      ​@@tejask4889 they are mentally ill bro

    • @MainakRoyChowdhury
      @MainakRoyChowdhury Год назад +2

      @@xclzv5900 Pakka yeh Tejas recovery wala ya Manager hoga.

    • @settlementguru
      @settlementguru  Год назад +3

      Yes😂😂😂

  • @rakeshkhati2032
    @rakeshkhati2032 Год назад +2

    Loan to aise lete hai jaise paise inka ho fir baad me fat ke chaar ho jaati hai ki dena bhi hai😭😭😭😆😆😆😆

  • @sachinadmane7963
    @sachinadmane7963 7 месяцев назад +1

    Madam ji is correct..

  • @sumanghosh7
    @sumanghosh7 Год назад +5

    What a women ? Loan le ke natak karna h inko 😂

  • @amitbalilicjammutopper8973
    @amitbalilicjammutopper8973 10 месяцев назад +3

    Employe is good madam is on high attitude....

  • @PankajKumar-gj3up
    @PankajKumar-gj3up 21 день назад

    Well...... Sare hi rules madam ko pta h but emi time se nhi gyi uska koi chkr nhi h they are also employees un par bhi recovery ka pressure h gali galoch usne nhi kiya ab loan diya h mangege bhi wo isme kya h

  • @dineshdinesh2341
    @dineshdinesh2341 11 месяцев назад +1

    sir mere ek relative ke papa ne loan liya ta
    unhone payement nhi kiya , aur unke son ka bi account ushi bank me hai
    unhone uska account suspend kr diya hai , mtlb band kr diya hai
    managar karan bta rha haiki vo h to aapke papa hi , islaye unka account bnd kr diya hai
    koi gurranty bi nhi ti unki , fir band kyu
    unke khilaf kya leagal action le plz help me

  • @rk-px5iv
    @rk-px5iv Год назад +68

    Jab paise dene ka aoukat nhi he tho lon kyu lete ho 😁

    • @vijaybhadrike7962
      @vijaybhadrike7962 Год назад

      Bhosadike tu kaun hota hai

    • @RahulJaykar09
      @RahulJaykar09 10 месяцев назад +10

      Teri aukat hy to le fir 😂

    • @Pikachu.....
      @Pikachu..... 10 месяцев назад +1

      जब ओकात नही हे तो 4लोन देते क्यों हो चूतियो 😂😂

    • @shubhammajumdar929
      @shubhammajumdar929 10 месяцев назад +1

      Tu kiske varose loan deta hain ?

    • @Smallworl.d
      @Smallworl.d 10 месяцев назад +4

      Tumse to liya nhi kisi ne, to tum kyu preshan ho rahe ho🤣🤣🤣🤣🤣

  • @shahrukhbhatti4804
    @shahrukhbhatti4804 Год назад +4

    100rs commission aur apni job bachane ke liye ye dalal ye sub karte hai

  • @pankajchhetri335
    @pankajchhetri335 Месяц назад

    Maja aa gaya sunke conversation, paise dakaar k baith jao or uff tak na karo.
    Upar se ulte dhamki😅😅😅

  • @VinayKumar-jl3ff
    @VinayKumar-jl3ff 6 месяцев назад

    Wah madam kyaa baat kiyaa hai... 😂😂😂😂 Pasine chhudaa diye bank waalon ki ...wo bhi legal tarike se😂😂

  • @vintageaudionvideo
    @vintageaudionvideo 8 месяцев назад +6

    There is nothing a recovery team can do to recover dues, let them come and ask, pay whenever u have to pay.

  • @tejask4889
    @tejask4889 Год назад +3

    Sahi hai loan lelo fir battamizi karo, ladki banke victim card play karo, khud toh tamiz sikh lo pahele dusro ko sikha rahe!