Totally agree in my early 20s I had a 700+ credit score and made 60,000 a year and wish I new this information to buy a home. They need to teach this in high school.
Thank you Cait! That is so nice of you 😊 I truly love to share my knowledge with others so you all can avoid the mistakes I have made and commonly see!
I'm in the US for only 2 years, and I'm sick of renting already. Nothing is peaceful for your family as having your own house. So, I thought of buying a house 😂 but I was absolutely clueless with where, how, and when to start. My goodness, your videos opened up my mind and geared me up with the knowledge of knowing what it is, how it works, but more importantly and fundamentally now I do know what I'm doing as well as I know the end. Miss Nicole, I personally thank you very very very very very very much, indeed. I wish all the bests to come to your life and your loved ones. Respect, love, and a big humble hug from SUDAN 🇸🇩 🤗 ❤ 💙
Wow! Spot on professional presentation. Will add this information to my check lists. Very well done Ms. Nark. Doesn't hurt that you're easy on the eyes and speak so clearly without a lot of unnecessary "fluff or jibber jabber". Thank you!
Thank you so much for this video. I am a 1st-time homebuyer. I was scared, however, after watching your video I am no longer. You did a fantastic job taking us through the real steps to home buying.
Wow I have never ever heard anyone like you break this process down step by step. I’m definitely subscribing to your channel and your personality is Awesome!!!
You are one GREAT TEACHER!! We are in Utah. Prices of homes here are outrageous. I am currently in a mobile home and would love to find my first home on private land but after watching your videos, I can honestly say that it might be near impossible for a one income household to find a home in today's market.
Thank you thank you thank you! My husband and I have been on step 3 (saving) for a while now. Lol we’re at a point where we feeling almost ready to move to step 4 pre-approval. Hopefully the end of the year we can start! I was wondering about how to shop around for loans and you answered it! Again, thank you!
That comment @12:10 alone, literally is why I sincerely feel you are truly genuine and have the individual's heart and desire at your forefront passion to help!! And for that...Thank you!!!
Hi Nicole, I live out in California and currently saving for house next year. Bank of America is a good incentive and with all your great information it's going to happen thank you. Will keep you updated.
I love how you describe every step in detail. I m from Los Angeles, CA, God willing🙏 we are planning to buy a house in suburbs of Houston, Texas. Wish you were from Texas, you are outstanding!😊
I am so glad that you found my video helpful! When do you plan on making the move to Houston, Texas? I am happy to connect you with a great agent in the area!
I want to thank you for the wonderful and informative videos that you have posted about the current house buying market (2021). You were very helpful and instrumental while I was in the housing market. It was through your videos (and one other significant persons videos) that I was able to understand some important aspects about the home buying process. The 2021 housing market was very tough and tougher for a V.A. buyer. Your videos helped me to understand how to navigate in that difficult market. I learned many things by watching your videos and was a step ahead of my real estate agent with one or two issues. This allowed me to be a more informed homebuyer and I was able to pass on some great information to my agent that was helpful in closing my deal. Thank you again for posting wonderful and informative videos.
Glad i stumbled on your page. I'm in the process of working on my credit and hope to buy next year, lord willing. I've gone through the process before and underwriters screwed me a few days before I was to close. I like to look at it as that home wasn't the one meant for me. I plan on hopefully going through the NACA program but definitely home I can get some assistance.
Nicole, I know I'm a few weeks late on this video... however had to comment. I've been looking into purchasing my 1st home for over 4 years. Finally, began a new construction build last year Covid has drastically delayed the process but needless to say in preparing for this purchase I've watched numerous 1st time home buying videos and in 'MY' opinion this has been the best breakdown of the process! You were charismatic, had a great pace to follow along, very clear in explaining each step and provided great examples of how the process would look in basic form. Definitely hit the subsrcribe button and will watch your other videos! Thanks and keep up the great work!
I had a home inspector who did not mention any major problems but a couple of years later it was pointed out to me by another family member that the outside of the house was bulging out. In the home inspector contract it is stated that he or she is not responsible for any problems found after the initial inspection.
Awesome explanation. We are wanting to move from Phoenix to Missouri or Tennessee. First time buyers. Great explanation. Thanks so much. Wish we were looking in Arkansas
thanks for the info i am in florida started the process to buy a house and i am looking at videos on youtube and your are the best video with info on home buying so i do not to get screw by lender or realtor thanks...
Thanks for the encouragement. Your making home buying sound simple. I'm in the GA area trying to find a realtor that's knowledgeable about the USDA program. I'm in the process on asking them for an application for approval.
Nicole, can you do a vid on mortgage insurance and how to avoid having to pay it. Another topic I would be interested in is taxes, i.e., state income tax, sales tax, property tax for AK. Thanks. Love your vids. I have done each of your steps leading up to actually applying for a loan. My mortgage FICO is currently at 750.
We are in Oregon and think we would love to move to Mountain View, AR!! Hopefully we can this summer! Your videos are super helpful and informative! Thanks! 😊
Hi Nicole, thank you so much for all this helpful information! My fiancé and I are starting the home-buying process in the Austin, TX area, and as first-time home buyers, this is incredibly helpful to cover all the information you need to know but are never taught. My question is this: if you're planning on building a new home, do these steps differ at all? Do you still recommend hiring a buyer's agent, getting an inspection, etc, even if the home you're planning on buying is brand new?
I really appreciate your time n Video your great in explaining to first time buyers I'm for sure to axcecly what you asked to on this great Video I might not know you personally but feels like i do that's how great you explained every thing on Your Video Great Job when I am ready to buy a house I wish you well be available Thank you so much 😊🌹
I live in Miami, l in the same area for more than 15 years and renting. I am thinking of buying and thought your videos are clarifying. I know it is a lot to go through. I am starting to save for downs payment and fixing credit as well through a law company to make sure I have the credit score that is required. Congrats on the explanations!
Hey Erik! I would love to get you connected with a great agent in Colorado. When you have the chance, fill out my agent match form (narkhomes.com/agentmatch) so I can learn a little more about your situation and who can help! 😊
Hi. question, how long does it take for direct usda to reach out after submitting application for pre approval? submitted an app today, waiting for awesome results!!
Hello! I have heard differing things. Some of my clients get responses back pretty quickly and for others it takes over a week sometimes! I wish I could give you a more direct answer but I believe it really depends on how busy the office is that is handling your application. If you don't hear anything back in a few days, you should call the office for an update! Hope that helps!😊
@@NicoleNark helped alot, im really a person who likes closure lol i can be so pushy and anxious, more like nervous in this case lol. thank you for answering my question, although its not a straight forward answer which is still helpful, that gave me lots of relief. i think im just nervous for the most part. will wait about 4 days maybe if i can lol and call for an update then. thank you so much
@@nicolebrown5742 I completely understand! Give them a few days. They receive lots of applications and if you haven't heard anything it just means that they haven't had a chance to review it yet! They by no means are going to ghost you!
@@NicoleNark yes thank you again, will be patient for about a week and i appreciate you so much for your great response. the last part is a laugh, i hope they don't ghost me, just kidding. i'm excited!!!
This was such an awesome teaching!! You made it so clear and easy to understand..thank you!! I am living in texas but I want to help my brother by a house in Minneapolis..any advice??
Thanks so much ! Our family is going to try ! We are in a high market but can never move becuse we live the community and extended family lives on our little island near seattle
Oh my goodness I’m a first time subscriber and I love the in-depth information you provided.If someone lives in NJ with a little over 30k /yr what type of house will you advise to buy if at all qualified as first time home buyer?
Thanks Tom! That is a great question! The termite inspection is not included in the regular home inspection. It is standard practice that the seller pays for the termite inspection and provides an 1 year preventative treatment. Make sure to specifically ask for that in your offer or you may be paying for something that the seller likely would have taken care of!
@@NicoleNark The reason I'm asking this is because a lot of the older homes I am seeing online... have a "sold as is" note attached...to me that means something hidden may make the home not pass an inspection...and then there goes $350...some M.L.S pages do detail and list whats wrong...one house I saw had listed a water leak that needed to be fixed..."sold as is" is usually in homes that have that beautiful old Victorian look, that we like and want to restore over time...but they do say built in the 1940's or 1950's, the one's I've seen did list the items that were newly repaired...it would be cool to have a video on What to look out for when your considering buying a much older home ...some will put..."Sold as is" and list what items will have to be repaired, to pass inspection, like when a foundation has big cracks...I tend to like the 1000 sq. ft. older brick homes with the arched doors and has arched interior walk ways...so my question is what to look out for when thinking about buying that old classic home...thanks!
@@tompetrone5934 that's a great idea for a video! I have seen some "As-Is" sellers still pay for that termite letter so it may be worth a try if you want one!
Hi Nicole, thank you so much for the awesome content! My question is what type of payment during closing? Certified/regular check? Also is the downpayment and closing paid in a single check?
Hi Vinu, great question! You will pay your down payment and closing costs together. Prior to closing, your lender will give you this amount which is often referred to as your "cash to close". Those funds would either need to be wired to your title/escrow company OR you can bring a cashiers check to closing! hope that helps! 😊
Hello Nicole, What an explicit explanation [at least it appears to be] 😁 THANKS A MILLION 🙏🏾 I am wondering how can I reach you privately for in depth communication.
Hi Nicole. New subscriber here. Thank you for your diligence in providing very relevant information in ALL the videos you upload. I have a question: What’s the pros and cons for buying a direct sale home? Hope you could shed some light. Thank you.
I felt like having been a first time home buyer and being a single mom that I was ripped off as after no longer having owned the home it was torn down. It was considered a fixer - upper and I did have the roof replace and had lolly columns installed by a licensed contractor. Looking back I don't feel as though my so called "team" was looking out for my best interests as a consumer. I'm now about ten years later considering buying a home again but it makes me nervous to think that I could get ripped off again because my conclusion is now I seriously think that people only care about the money that they can make off of unsuspecting people like me !
I'm sorry you had to go through that. I am currently looking for my home as a single mom and I don't know ANYTHING about buying a home. Don't let that experience ruin things for you.You deserve the best.
Find an agent or broker that would work for you, not the seller. Never use a home inspector that agent refers you to. Look for one in the better business bureau and confirm that they are licensed. Good look!
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
I'm a 21 year old single mom whose currently in the process of buying my first home, your videos definitely have helped a whole lot, thank you!
I'm so glad! You got this! 🎉🏡
I live in Canada and the Chinese priced everyone out of the housing market even doctors and lawyers.🤧
Love how she puts it all SIMPLE to understand. Wish I would of came across this in my 20s would of planned better if I knew what I know now.
Totally agree in my early 20s I had a 700+ credit score and made 60,000 a year and wish I new this information to buy a home. They need to teach this in high school.
Thank you for this information. You have the most thorough channel for first time homebuyers I have seen in years!
Thank you Cait! That is so nice of you 😊 I truly love to share my knowledge with others so you all can avoid the mistakes I have made and commonly see!
I'm in the US for only 2 years, and I'm sick of renting already. Nothing is peaceful for your family as having your own house. So, I thought of buying a house 😂 but I was absolutely clueless with where, how, and when to start. My goodness, your videos opened up my mind and geared me up with the knowledge of knowing what it is, how it works, but more importantly and fundamentally now I do know what I'm doing as well as I know the end. Miss Nicole, I personally thank you very very very very very very much, indeed. I wish all the bests to come to your life and your loved ones. Respect, love, and a big humble hug from SUDAN 🇸🇩 🤗 ❤ 💙
Wow! Spot on professional presentation. Will add this information to my check lists. Very well done Ms. Nark. Doesn't hurt that you're easy on the eyes and speak so clearly without a lot of unnecessary "fluff or jibber jabber". Thank you!
Happy to help Michael!
Thank you so much for this video. I am a 1st-time homebuyer. I was scared, however, after watching your video I am no longer. You did a fantastic job taking us through the real steps to home buying.
Omg Iv been trying to buy my first house for 2 years and this video has shown me everything thank you so much
30 mins of pure goodness! Thank you for the details in this
Glad you enjoyed it! Happy to help 👍
Wow I have never ever heard anyone like you break this process down step by step. I’m definitely subscribing to your channel and your personality is Awesome!!!
Thank you so much Eugene! I am so happy to hear that the video was helpful! 😊
You are one GREAT TEACHER!! We are in Utah. Prices of homes here are outrageous. I am currently in a mobile home and would love to find my first home on private land but after watching your videos, I can honestly say that it might be near impossible for a one income household to find a home in today's market.
Where I live a house costs twenty times more thanks to the Chinese.
Thank you Nicole for this video. I live in Georgia and this is my 1st time buying a home
Thank you thank you thank you! My husband and I have been on step 3 (saving) for a while now. Lol we’re at a point where we feeling almost ready to move to step 4 pre-approval. Hopefully the end of the year we can start! I was wondering about how to shop around for loans and you answered it! Again, thank you!
You are so welcome! 😊 Sounds like you are making great progress!
That comment @12:10 alone, literally is why I sincerely feel you are truly genuine and have the individual's heart and desire at your forefront passion to help!! And for that...Thank you!!!
I have over 20 years working I will definitely check this out I started with NACA but this seems like an easier process.
Naca definitely for those not in a rush lol It slow as molasses but can definitely save money.
@@LondonKLuv definitely
NACA? Hmmm...you're in for the ride of your life. Good luck!
just closed on my house - used your tips and boom! got offer accepted on third try! home ownership here we come
Half hours of your video is make 15 or 30 years to be prepared to save and lots to Understand. Appriciat all of your sharing.
Hi Nicole, I live out in California and currently saving for house next year. Bank of America is a good incentive and with all your great information it's going to happen thank you. Will keep you updated.
How exciting! I am wishing you the best!
I love how you describe every step in detail. I m from Los Angeles, CA, God willing🙏 we are planning to buy a house in suburbs of Houston, Texas. Wish you were from Texas, you are outstanding!😊
I am so glad that you found my video helpful! When do you plan on making the move to Houston, Texas? I am happy to connect you with a great agent in the area!
I want to thank you for the wonderful and informative videos that you have posted about the current house buying market (2021). You were very helpful and instrumental while I was in the housing market.
It was through your videos (and one other significant persons videos) that I was able to understand some important aspects about the home buying process. The 2021 housing market was very tough and tougher for a V.A. buyer. Your videos helped me to understand how to navigate in that difficult market. I learned many things by watching your videos and was a step ahead of my real estate agent with one or two issues. This allowed me to be a more informed homebuyer and I was able to pass on some great information to my agent that was helpful in closing my deal.
Thank you again for posting wonderful and informative videos.
You have explained it really well.
I am going to be a first time buyer and your video will help me tremendously. Awesome video Nicole thank you for sharing.
I am so happy that you are getting value from my videos! Thanks for being part of the community!
We’ll See you in 15 days Nicole! Excited!!!!
So excited to meet you guys!!
Glad i stumbled on your page. I'm in the process of working on my credit and hope to buy next year, lord willing. I've gone through the process before and underwriters screwed me a few days before I was to close. I like to look at it as that home wasn't the one meant for me. I plan on hopefully going through the NACA program but definitely home I can get some assistance.
Nicole, I know I'm a few weeks late on this video... however had to comment. I've been looking into purchasing my 1st home for over 4 years. Finally, began a new construction build last year Covid has drastically delayed the process but needless to say in preparing for this purchase I've watched numerous 1st time home buying videos and in 'MY' opinion this has been the best breakdown of the process! You were charismatic, had a great pace to follow along, very clear in explaining each step and provided great examples of how the process would look in basic form. Definitely hit the subsrcribe button and will watch your other videos! Thanks and keep up the great work!
Subscribed days ago, happy i did!!! very helpful in so many ways!!!
subscribed a few minutes ago.... wow very helpful information.
How much do we need to save for down payment and closing costs? Please reply
I love your energy and information! I’m so glad I came across your channel!💜
Thank you so much Tonya! You just made my day! 😊
Thank you for your time in making it
well worth the time on how to buy a home!
I had a home inspector who did not mention any major problems but a couple of years later it was pointed out to me by another family member that the outside of the house was bulging out. In the home inspector contract it is stated that he or she is not responsible for any problems found after the initial inspection.
Definitely subscribed. This video was right on time !!
Thanks for subscribing! I'm happen to hear that this video helped you! 💕
Thanks for explaining it very simple and easy to understand!
You are so welcome 😁
Thank you for this!!! SO EASY TO UNDERSTAND & STRAIGHT FORWARD! LOVE YOUR CONTENT!!!
Thanks for watching Annie! 💕 I'm so happy to help!
Awesome explanation. We are wanting to move from Phoenix to Missouri or Tennessee. First time buyers. Great explanation. Thanks so much. Wish we were looking in Arkansas
Glad it was helpful! Best of Luck on your home buying journey!
I wrote down everything. You’re awesome. Thank you so much for this. Much needed. New subscriber!!!!!
Awesome! Thank you!
I need a no down payment, no monthly payment loan. haha jk
I'm really enjoying your videos, very informative.
Same Jim! I wish they had those! 😅
thanks for the info i am in florida started the process to buy a house and i am looking at videos on youtube and your are the best video with info on home buying so i do not to get screw by lender or realtor thanks...
Just found your channel, very informative with lots of helpful info..new subscriber!
Coming from me, I'm old school ur a very good teacher thanks a lot
Thank you! You are very welcome 😊
Thanks for the encouragement. Your making home buying sound simple. I'm in the GA area trying to find a realtor that's knowledgeable about the USDA program. I'm in the process on asking them for an application for approval.
You can do it! 🎉🏡 Best of luck and if you need anything, I am here!
I’m so thankful for being watching your videos. God bless you.
So happy to help Elisa!!
Nicole, can you do a vid on mortgage insurance and how to avoid having to pay it. Another topic I would be interested in is taxes, i.e., state income tax, sales tax, property tax for AK. Thanks. Love your vids. I have done each of your steps leading up to actually applying for a loan. My mortgage FICO is currently at 750.
Great video ideas!! I'll be making these soon so be on the lookout!
I’m so thankful for this video. You broke everything down in English lol 😂. New subbie. Can’t wait to watch more videos.
Thanks for watching and subbing Antoinette! 💕
Well this video is a better video than the first one
Soooo good and clear. Thank you.
Glad it was helpful! 😊
I’m glad a came across this. Looking for a house now. About to start the process
How exciting! 🎉🏡
Best explanation on RUclips 👌
Thank you Juan! Happy to help 😊
informative and easy to understand!! good Job!! Thank you!!
Thanks a lot for the video. Amazing content.
Glad you liked it! 😊
Very helpful great information about first time home buyer’s me and the husband is going to try buying this years
so glad it was helpful! how is the process going for you guys?
This was super helpful! Thank you so much
You're so welcome!
Very helpful info. Thank you!
You are so welcome!
Nicole, you rock!!...definitely a subscriber, your content is truly valuable.
Wow, thank you!
We are in Oregon and think we would love to move to Mountain View, AR!! Hopefully we can this summer! Your videos are super helpful and informative! Thanks! 😊
I used to live in Sherwood, OR! Happy to hear that my videos help you 😊
Hi Nicole, thank you so much for all this helpful information! My fiancé and I are starting the home-buying process in the Austin, TX area, and as first-time home buyers, this is incredibly helpful to cover all the information you need to know but are never taught.
My question is this: if you're planning on building a new home, do these steps differ at all? Do you still recommend hiring a buyer's agent, getting an inspection, etc, even if the home you're planning on buying is brand new?
Thank you for being very informative. I am in CA and interested in buying in TX.
Glad it was helpful!
I really appreciate your time n Video your great in explaining to first time buyers I'm for sure to axcecly what you asked to on this great Video I might not know you personally but feels like i do that's how great you explained every thing on Your Video Great Job when I am ready to buy a house I wish you well be available Thank you so much 😊🌹
Great video! So helpful, thorough and informative. I'm so grateful to have come across this information you have provided. God bless you:)
i like the way you explain .
Currently working on my credit score hopefully next year I can buy a home 🏡
I live in Miami, l in the same area for more than 15 years and renting. I am thinking of buying and thought your videos are clarifying. I know it is a lot to go through. I am starting to save for downs payment and fixing credit as well through a law company to make sure I have the credit score that is required. Congrats on the explanations!
Happy to help, Lucy!
Thank you great information🙏
My pleasure! Glad it was helpful! 😊
That was amazing! You are the best!
Wow, thanks!
Amazing video!! Love the energy and all the awesome help! I'm looking for a home in Colorado any good agents you recommend?
Hey Erik! I would love to get you connected with a great agent in Colorado. When you have the chance, fill out my agent match form (narkhomes.com/agentmatch) so I can learn a little more about your situation and who can help! 😊
I like your videos, I just subscribed to your channel.
Excellent content! You're amazing!!
Thank you Paula! I appreciate you tuning in!
@@NicoleNark Absolutely!
Can you explain the process of the underwriting
Question…if I get a 300K loan but got a house for 200K what happens to the 100K can I use that towards my home?
ARKANSAS!! you've got my support! great video I live in NWA an the houses here are pretty high
Great video. Thank you!!
WOOOOW THANK YOU SO MUCH FOR MAKING IT PLAIN FOR ME TO UNDERSTAND !😃👍
Wow... I like your honesty. I would use your help with my pre-approval letter.
Thanks for the information
No Problem! Thanks for watching!
Very helpful 👌. Good info🙂
Happy to help!! 🎉
Excellent Video!!
Thank you very much!
Thanks for an easy to understand vídeo.
Thank you this video was GREAT!
Thanks for watching! Happy to help 😊
Thank you so much is a good guide to buy a house. God bless you!
Glad it was helpful! 😊
Thank you for your information ℹ️
Hellooo from Conroe,Texas!!!!!
Thanks so much for watching! Hello from Little Rock, Arkansas!
Hi. question, how long does it take for direct usda to reach out after submitting application for pre approval? submitted an app today, waiting for awesome results!!
Hello! I have heard differing things. Some of my clients get responses back pretty quickly and for others it takes over a week sometimes! I wish I could give you a more direct answer but I believe it really depends on how busy the office is that is handling your application. If you don't hear anything back in a few days, you should call the office for an update! Hope that helps!😊
@@NicoleNark helped alot, im really a person who likes closure lol i can be so pushy and anxious, more like nervous in this case lol. thank you for answering my question, although its not a straight forward answer which is still helpful, that gave me lots of relief. i think im just nervous for the most part. will wait about 4 days maybe if i can lol and call for an update then. thank you so much
@@nicolebrown5742 I completely understand! Give them a few days. They receive lots of applications and if you haven't heard anything it just means that they haven't had a chance to review it yet! They by no means are going to ghost you!
@@NicoleNark yes thank you again, will be patient for about a week and i appreciate you so much for your great response. the last part is a laugh, i hope they don't ghost me, just kidding. i'm excited!!!
Hello my name is Audrey we just watch your video l love it you just taught me a lot I will be passing this right along thank you
Hi Audrey! Thank you so much for watching!
This was such an awesome teaching!! You made it so clear and easy to understand..thank you!! I am living in texas but I want to help my brother by a house in Minneapolis..any advice??
Thanks for sharing this video and tips 🙏💯
You're so welcome! Glad it was helpful 😊
Thanks so much !
Our family is going to try ! We are in a high market but can never move becuse we live the community and extended family lives on our little island near seattle
Oh my goodness I’m a first time subscriber and I love the in-depth information you provided.If someone lives in NJ with a little over 30k /yr what type of house will you advise to buy if at all qualified as first time home buyer?
does a usda loan have closing costs?
They sure do! Typically you will want to budget about 4% for closing costs or negotiate that the seller covers a part of it!
@@NicoleNark 4%. It means $4000?
45 days or 15 days for it to count as 1 credit pull? I asked & they told me 15
Love you and your videos thank you 👍
Another great Video! Is the termite inspectio n included in the complete inspection cost? Or is that cost separate...thanks!
Thanks Tom! That is a great question! The termite inspection is not included in the regular home inspection. It is standard practice that the seller pays for the termite inspection and provides an 1 year preventative treatment. Make sure to specifically ask for that in your offer or you may be paying for something that the seller likely would have taken care of!
@@NicoleNark The reason I'm asking this is because a lot of the older homes I am seeing online... have a "sold as is" note attached...to me that means something hidden may make the home not pass an inspection...and then there goes $350...some M.L.S pages do detail and list whats wrong...one house I saw had listed a water leak that needed to be fixed..."sold as is" is usually in homes that have that beautiful old Victorian look, that we like and want to restore over time...but they do say built in the 1940's or 1950's, the one's I've seen did list the items that were newly repaired...it would be cool to have a video on What to look out for when your considering buying a much older home ...some will put..."Sold as is" and list what items will have to be repaired, to pass inspection, like when a foundation has big cracks...I tend to like the 1000 sq. ft. older brick homes with the arched doors and has arched interior walk ways...so my question is what to look out for when thinking about buying that old classic home...thanks!
@@tompetrone5934 that's a great idea for a video! I have seen some "As-Is" sellers still pay for that termite letter so it may be worth a try if you want one!
Is there a way to have the closing costs wrapped up into the amount of the loan
Hi Nicole, thank you so much for the awesome content! My question is what type of payment during closing? Certified/regular check? Also is the downpayment and closing paid in a single check?
Hi Vinu, great question! You will pay your down payment and closing costs together. Prior to closing, your lender will give you this amount which is often referred to as your "cash to close". Those funds would either need to be wired to your title/escrow company OR you can bring a cashiers check to closing! hope that helps! 😊
@@NicoleNark Thank you! Keep up the awesome content ❤️
Thank you for this information. Do you know about NACA program?
THANK YOU
love it thank you
Hello Nicole,
What an explicit explanation [at least it appears to be] 😁
THANKS A MILLION 🙏🏾
I am wondering how can I reach you privately for in depth communication.
You're good!
Thanks Benjamin! Happy to help 😊
Hi Nicole. New subscriber here. Thank you for your diligence in providing very relevant information in ALL the videos you upload.
I have a question: What’s the pros and cons for buying a direct sale home? Hope you could shed some light. Thank you.
If I’m going to need a downpayment assistance loan would I do that step before or after the home loan pre approval?
If you want to shop for the best mortgage rates, what step do you do that in? Is it before or after you submit an offer?
Ideally before you make an offer! I advise that my clients do this when they are applying for a loan.
I felt like having been a first time home buyer and being a single mom that I was ripped off as after no longer having owned the home it was torn down. It was considered a fixer - upper and I did have the roof replace and had lolly columns installed by a licensed contractor. Looking back I don't feel as though my so called "team" was looking out for my best interests as a consumer. I'm now about ten years later considering buying a home again but it makes me nervous to think that I could get ripped off again because my conclusion is now I seriously think that people only care about the money that they can make off of unsuspecting people like me !
I'm sorry you had to go through that. I am currently looking for my home as a single mom and I don't know ANYTHING about buying a home. Don't let that experience ruin things for you.You deserve the best.
Find an agent or broker that would work for you, not the seller. Never use a home inspector that agent refers you to. Look for one in the better business bureau and confirm that they are licensed. Good look!
20% Down may be from requirements for PMI.