NRIs India வங்கியில் Savings account வைத்திருந்தால் 2லட்சம் வரை அபராதம் | Types of NRI bank accounts

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  • Опубликовано: 29 дек 2024

Комментарии • 178

  • @Shivan_15
    @Shivan_15 4 дня назад +1

    Akka en husband foreign la irukanga na India la iruka.... En husband avanga account la money edukuratha na pakanum enaku theriyanum na epdi pakurathu.... Enga account ah join pannalama

  • @divyadamodar9766
    @divyadamodar9766 2 года назад +13

    I use to follow all the videos of yours very helpful… Finally we received our Green card .. keep up the good work .. Thanks bro for the informative videos 😊

  • @Common_Manithan
    @Common_Manithan 12 дней назад

    I have Nro acc on icici and savings bank on hdfc and canara bank, indian bank, sbi as well. But HDFC, Indian, sbi doesn't have any balance. Not using it. But using canara just for platinum debit card for international airport lounge access

  • @rajasekaranmam
    @rajasekaranmam 2 года назад +7

    Very informative video.
    I was doing some comparison about these 3 accounts, and yesterday my wife asked me to watch this video.
    Thanks for making such video.
    This topic might be already in your list, what type of investments available in US for mid to long term once moved such as equity, bond, 401k, etc.

  • @rajendrans2024
    @rajendrans2024 2 года назад +2

    THANKS for both of you. VERY good & clear explanation. Useful information.
    👍👍🙏👍👍

  • @SusendranG
    @SusendranG 2 года назад +5

    NRO is taxable . Instead of changing from Savings to NRO , you can get 15CA,15CB signed from Auditor and submit to bank to transfer to NRE . It’s one time , but we’ll end up saving on tax .

    • @ArthiPrem
      @ArthiPrem  2 года назад +1

      As per this SBI link you can't convert from savings into NRE account it seems oaa.onlinesbi.sbi/oaonri/onlineAccOpenNriFaq.htm

    • @SusendranG
      @SusendranG 2 года назад

      @@ArthiPrem interesting . However , I converted from Savings to NRE , because most of the amount accumulated in savings was remitted from abroad . Auditor was able to provide the exact amount remitted from US and that amount was transferred to NRE . It happened in 2017 and no issues after that .

    • @alexdrager8307
      @alexdrager8307 Год назад

      the bank called me and told saving cannot be converted to NRE only to NRO, and im not interested in NRO
      better to closwe it and open new NRE'? i will send closure form through courier and someone can submit at the branch,

  • @vaishnavisrinivasaraghavan3297
    @vaishnavisrinivasaraghavan3297 2 года назад +2

    Useful info 👍🏻 please share a video on safe ways to send money from India to US with low exchange rates.

  • @vijayakumarmuniswamy6897
    @vijayakumarmuniswamy6897 2 года назад +1

    Few more info. 1. NRI should not hold more than one NRI account. (Ex. two NRE ). 2. If your status changed from NRI to the resident still you can keep the FCNR account active until the maturity date. 3. If NRI's FCNR is matured, you can ask maturity amount to credit in NRE account. This is non-taxble income. If credited to NRO then it will be taxable. 4. During NRI status not suppose to apply for Aadhar card. Don't know what to do if Aadhar card is received before NRI status.

    • @ArthiPrem
      @ArthiPrem  2 года назад

      Hi bro
      NRI can hold more than one NRO/NRE account

  • @maheswariilango6906
    @maheswariilango6906 2 года назад +2

    Very useful information Arthiprem.thank u .🙏

  • @john12341407
    @john12341407 2 года назад +2

    Good advice, I have been post poning this for 3 yrs, let me do it now

  • @parameswaranviswanathan6248
    @parameswaranviswanathan6248 2 года назад +1

    Very useful information. Thanks

    • @ArthiPrem
      @ArthiPrem  2 года назад

      Thank u so much 🙏

  • @nalininadarajan3327
    @nalininadarajan3327 2 года назад +2

    Very helpful, thanks Arthi Prem 👍🙌🏻

  • @TheColourful87
    @TheColourful87 2 года назад

    Extraordinary bro.. Great Explanations

  • @rapidjackdjsanthosh5985
    @rapidjackdjsanthosh5985 2 года назад +3

    Hi USA all type visa parthiii explain pannunga

  • @GuitSiva
    @GuitSiva 2 года назад +2

    Nice tips AP.. 👌
    Have a couple of doubts..
    1) What to do with FDs in NRI account after coming back for good to India..? And the interest earned on those FDs (NRI a/c)..
    2) Is it necessary to close that NRI a/c once back in India for good or could we use that Credit card/Debit card for foreign tours/travel after a couple of months or a future date.? Please clarify more briefly if possible as there may lot of such cases like me..
    3) Of course by closing that NRI a/c and transferring that balance to SB a/c in India is easy., but could we renew* those FDs in NRI a/c when that FD matures & due for renewal Or should wish not to renew, then to which will that proceeds with interst on maturity would be credited as we have already closed the NRI a/c upon transfer for good..?
    4) In relevance to the above, 3rd question again, how long could we hold just those FDs ( NRI ) without closing but simply renewing duly every year or it is necessary to close* on maturity..?
    Kindly brief these doubts soon as possible folks..
    I am sure these may a common doubt for so many NRIs who may have returned to India for good for personal reasons.. Right..
    Appreciate 👏your channel which gives quite a lot of clarifications and God bless you folks.. 🙏
    Warm cheers.. 😘
    Keep up this helping*/ service* nature.. 👍Vaazhga Valamudan🙏

  • @MrSami111222
    @MrSami111222 Год назад +1

    Thanks for your information

  • @AlexAlex-zm4kg
    @AlexAlex-zm4kg 8 месяцев назад +1

    Useful video thank you

  • @rajraja4383
    @rajraja4383 2 года назад +2

    An NRO account is taxed at 30% on the total interest earned as per the Income Tax Act of 1961. Additionally, a cess at 3% is applicable to the overall tax liability.

    • @ArthiPrem
      @ArthiPrem  2 года назад

      Thank u for the information

  • @jaishankar519
    @jaishankar519 2 года назад +1

    Very useful videos.Thanks a lot for your helpful videos Arthi Prem.

    • @ArthiPrem
      @ArthiPrem  2 года назад

      Thanks jai bro 🙏🙏

  • @sivasubramani4231
    @sivasubramani4231 2 года назад +1

    SUPERB...

  • @srilakshmimoolaram8949
    @srilakshmimoolaram8949 2 года назад +1

    How about dependent wife who don’t earn in USA but has savings account in India… what about the FD opened in India

  • @feelinggood9407
    @feelinggood9407 2 года назад +1

    Useful information thank you 😊

  • @krishnansubramaniam1255
    @krishnansubramaniam1255 2 года назад +3

    Hi Arthi & Prem, very informative video ! thanks much for the share; appreciate if you can cover couple of other things like 1) what happens to PPF savings(which is non-taxable) and 2) selling a property in India and transferring the money abroad. Thanks!

    • @ArthiPrem
      @ArthiPrem  2 года назад +1

      PPF which is good and still u can hold as a NRI
      For selling property , please check this video
      ruclips.net/video/PgVhvQXR4JA/видео.html

  • @sureshkumar-kv9tm
    @sureshkumar-kv9tm 2 года назад +1

    Good information .brother post office la NRI Ku ethum savings account irukka tax exemption irukkamari iruntha antha plan name with details iruntha sollunga brother thanks

    • @ArthiPrem
      @ArthiPrem  2 года назад +1

      Hi suresh bro
      Sure but most of the plan earlier we asked was not eligible for NRI 😐😐
      But will do It again

  • @alexdrager8307
    @alexdrager8307 Год назад

    hi thank you, my hdfc automaticalled got converted to savings and they said i need to come in person to close it. but customer care sent me an email saing courier with signature is enough, any experience with hdfc?
    pls share

  • @thiyagurajan1990
    @thiyagurajan1990 2 года назад +1

    Very good explanation clearly ... 👌👌

  • @nitin7534
    @nitin7534 2 года назад

    Thanks wonderful videos😊

  • @gowthamsaravanan1578
    @gowthamsaravanan1578 Год назад +1

    Hi bro. I am going to travel abroad for work. This is first time. However it will take minimum 1 year to return. Do I have to convert my savings account into NRO account before going there? Or can I open NRE account? Please help me in this case.

  • @sumathissamayal9774
    @sumathissamayal9774 2 года назад +1

    Hi Arthi and Prem your videos are very helpful and useful…my husband hold an NRI account but i have two savings bank accounts in India in my name and i’m not working …can i have that or not pls tell me

  • @hariharann7465
    @hariharann7465 2 года назад +3

    Hi Prem aarthi , you videos really the best which can be understand by any one.... I have a salary account in India shall nri can have salary account in India

    • @ArthiPrem
      @ArthiPrem  2 года назад

      no bro shouldn’t have the savings account and should change into NRO..

  • @mhmdedreesyasin7658
    @mhmdedreesyasin7658 Год назад +5

    படிச்சது எல்லாம் அரசு பள்ளிக்கூடத்தில் ஆனால் ஒருவர்கூட தமிழில் கமெண்ட்ஸ் போடல,,,
    இப்படி இருந்தால் எப்படி வந்து நான் கமெண்ட் அ படிக்குறது 😔☹️

    • @psdkbharathy6147
      @psdkbharathy6147 6 месяцев назад +1

      😂super ...சரியாக சொன்னீர்கள்

  • @sureshbalakrishnan6690
    @sureshbalakrishnan6690 2 года назад +8

    Sangame abaraathathula thaan odittu irukku, prem mama. Good info, will try to apply 😊

  • @RajagopalSankaranarayanan
    @RajagopalSankaranarayanan 2 года назад +1

    Useful video as usual 👍👍

  • @mohankumar-gh4oi
    @mohankumar-gh4oi Год назад

    What if i have more than one savings bank in India.after change any one of these account to NRI . remaining savings Bank account need to close?

  • @sivafrommalaysia..1713
    @sivafrommalaysia..1713 2 года назад +1

    FROM NRO ACCOUNT TO NRE account ku money transfer panna mudiyuma bro..
    Rendu account m other other bank.

  • @prabhashinirajendiran-ho4dt
    @prabhashinirajendiran-ho4dt Год назад

    So for an OCI Card holder what is account could be opened? How to open? What are the documents required?

  • @kiran-xq3oc
    @kiran-xq3oc 2 года назад +2

    Can we change home loan account to NRO account? Kindly explain

  • @sivafrommalaysia..1713
    @sivafrommalaysia..1713 2 года назад +1

    ஒரு நபர் NRE ACCOUNT இரண்டு வைத்துக்கொள்ளலாமா நண்பரே....

  • @mohanpanierselvam4084
    @mohanpanierselvam4084 7 месяцев назад

    Sir ennidam NRI ACCOUNT irukku athil 10 laks panam irukku intha panathai savings account ku transfer panninal income tax kattanuma

  • @cnatraj1
    @cnatraj1 2 года назад +5

    You can covert NRE account also to Savings account, I did that in ICICI once
    Also ICICI, allows to open NRE account by sending documents from USA to their Mumbai central branch , this was not so hard

    • @ArthiPrem
      @ArthiPrem  2 года назад +2

      Yes you are correct bro
      From NRE to savings is possible
      Thank you

  • @Priyadharshini-fx1ml
    @Priyadharshini-fx1ml Год назад

    Can you tell us how to transfer money between these accounts.. Nre to nro?

  • @gayathriloganathan4404
    @gayathriloganathan4404 2 года назад

    Thanks a lot for sharing this

  • @bot-tl8cq
    @bot-tl8cq 2 года назад

    நன்பா நான் சவுதில இருக்கேன்
    எனக்கு இந்தியாவுல வங்கி கனக்கு எதுவும் இல்லை எனக்கு புதிதாக NRI கனக்கு தொடங்க முடியுமா இங்க இருந்து.

  • @dreamgye2005
    @dreamgye2005 2 года назад +4

    I have a few more questions
    1) Is it legal to hold Credit cards in India while we are NRI?
    2) Is it legal to hold overdraft account?
    3) How is everyone maintaining OTP for Aadhar card, Pan card, PF and other India related Items, whether I need to recharge and maintain my India mobile number, or is there any other option?

    • @Senthilmurugan1982
      @Senthilmurugan1982 2 года назад +1

      For #3, yes. would be good if you recharge and keep. It helped me to withdraw my PF.

    • @Priyadharshini-fx1ml
      @Priyadharshini-fx1ml Год назад

      Could u pls tell how do we manage indian sim there.. Do we need to enable international roaming or any other ways

  • @Magesh_Live
    @Magesh_Live 2 года назад +1

    Hey Arthi Prem
    Its been a few days since you folks spoke about USCIS.
    Can you talk about any updates?

    • @ArthiPrem
      @ArthiPrem  2 года назад +1

      Sure magesh bro👍

  • @ThangarajThangam-j7b
    @ThangarajThangam-j7b Год назад

    Supper bro,sister

  • @malathyfrederick2816
    @malathyfrederick2816 2 года назад +1

    Very useful 🙏🏼

  • @nsubramani8607
    @nsubramani8607 4 месяца назад

    இங்கிருந்து அயல்நாட்டு படிக்க போகும் மாணவர்கள் எப்படி வெளிநாடு வாழ் இந்தியர் ஆக முடியும்

  • @Atrocityofkids
    @Atrocityofkids 9 месяцев назад

    I have a post office account what to do. I have 3 account in India should I change every account. Or shall I close all and keep only one account plz do reply.

  • @salomistanley6377
    @salomistanley6377 2 года назад +4

    Hello anna....I'm in India..my kids are US citizens....do I need a emergency appointment?? Or send a email to consulate??can I get a letter format ...if you have any please send....thanks a lot

    • @ArthiPrem
      @ArthiPrem  2 года назад +1

      hi, earlier consulates were given an emergency appointment by raising the request to the consulates after scheduling the appointment ... Not sure still consulates considering this process but you can try, you need to schedule the appointment and request them to change into the emergency appointment, don't have the email template you can mention the reason for the emergency appointment should have the valid reason..

    • @salomistanley6377
      @salomistanley6377 2 года назад +2

      @@ArthiPrem thanks anna for quick reply...I really appreciate..thanks a lot

  • @natarajans7967
    @natarajans7967 6 месяцев назад

    If I change savings account into NRO status will it impact home loan payments( in savings accounts )that is getting paid Through that account

  • @Trader.Kamalakkannan
    @Trader.Kamalakkannan Год назад

    All savings accounts nro va matthanumah or one account enough.. please clarify bro

  • @revathyrajendran8568
    @revathyrajendran8568 2 года назад

    Unga video Nala , ithu issue aginalum agum ,evlo naal savings account ah tha irukku

  • @ManoFM
    @ManoFM 11 месяцев назад

    Salary account cannot change to NRO account in India

  • @praveenjagannathan59
    @praveenjagannathan59 2 года назад +1

    Hi Bro, In addition to bank accounts even trading accounts/demat accounts in india should also be converted to NRI. If repatriation required we need to link with NRE bank account with PIS. As per rule even US residents cannot invest in mutual funds is my understanding (not sure if already investing). But can invest in equity. Hope this might help someone so thought of sharing my understanding. Whoever uses this information please cross verify please correct me if I am wrong.

    • @ArthiPrem
      @ArthiPrem  2 года назад

      Hi praveen bro
      You can invest in mutual accounts via NRO or NRE accounts 🙌🙌

  • @kaviii7552
    @kaviii7552 9 месяцев назад +1

    Abroad porathuku munnadiye NRE account open panna mudiyuma brother visa proof kaati

    • @ArthiPrem
      @ArthiPrem  9 месяцев назад +1

      YES you can open now and contribute later..

    • @kaviii7552
      @kaviii7552 9 месяцев назад

      @@ArthiPrem Tq bro

  • @GuitSiva
    @GuitSiva 2 года назад

    Vaazhga Valamudan🙏

  • @Visit-Sathish
    @Visit-Sathish Год назад

    Good message

  • @RamKumar-cv9zn
    @RamKumar-cv9zn 2 года назад

    Hi Bro and Sister, i have savings a/c and I want open new nri a/c in the same bank from UAE, i should close my previous savings account?

  • @leslyloyans4499
    @leslyloyans4499 6 месяцев назад

    Sir, i'm working in Qatar as a General Employee, Which account best for me FCNR or NRE

  • @Innocent_zeeshan
    @Innocent_zeeshan Год назад

    How to transfer money from NRE account to other accounts

  • @ushadesikan8450
    @ushadesikan8450 2 года назад

    If they have a joint account with their parents .what are implications

  • @SuperRajesh005
    @SuperRajesh005 2 года назад

    எந்த பேங்க்ல NRE ACCOUNT OPEN PANNALAM,
    NRE r FC NR
    எது நல்லது

  • @Senthilmurugan1982
    @Senthilmurugan1982 2 года назад +1

    Great information.!! Thank you for all the details. if we have both NRO and NRE, Can we transfer amount from NRO to NRE and vice versa?

    • @rajanainar6941
      @rajanainar6941 2 года назад +2

      No, only NRE to NRO, only possible..

    • @ArthiPrem
      @ArthiPrem  2 года назад +1

      Hi senthil bro
      As raja bro mentioned that you can transfer from NRE to NRO only
      Not the other way

  • @ramya6999
    @ramya6999 Год назад

    Can we continue having LIC policies ? When NRI

  • @muralisk76
    @muralisk76 Год назад

    Even if you declare to Bank that you are NRI but bank did not change to NRO account. How to handle this situation?

    • @ArthiPrem
      @ArthiPrem  Год назад

      Ah that is critical situation
      We should follow up with the bank

  • @mohamedarif7799
    @mohamedarif7799 2 года назад

    NRE account ல் எவ்ளோ வரைக்கும் பணம் savings'சாக வைக்க முடியும்?

  • @nihmal
    @nihmal 2 года назад

    Hi
    I am an NRI but i doing investment also so what type of account I need to open

  • @subravijay4317
    @subravijay4317 9 месяцев назад

    What about someone living more than 183 days abroad but is not working abroad? Are they considered NRI or resident Indian?

    • @sagar4banu
      @sagar4banu 4 месяца назад

      Reply?

    • @sagar4banu
      @sagar4banu 4 месяца назад

      Especially housewives, students and children... If they have savings account, what to do

  • @littlerigo9324
    @littlerigo9324 2 года назад +3

    Hi, I have nre/nro in sbi.
    I have saving account in icici.
    Should I close icici account or I can convert that also as nro ? So a person can have 2 nro accounts?

    • @ArthiPrem
      @ArthiPrem  2 года назад +1

      Hi bro
      Person can have any number of NRO accounts 👍 but check the minimum balance maintain for those accounts with banks

    • @cnatraj1
      @cnatraj1 2 года назад +2

      In ICICI rural branch , for me 10000 rupees minimum balance for NRO and NRE account, I do have two NRO accounts

    • @littlerigo9324
      @littlerigo9324 2 года назад

      Thank you bro 🙏

  • @hariharan9988
    @hariharan9988 2 года назад

    I'm now in UAE, I want create NRI account, where I go get plz help me

  • @MadhuInd
    @MadhuInd 10 месяцев назад

    182 days - is it included Departure and Arrival Date?

  • @vaishalid6319
    @vaishalid6319 Год назад

    I have 3 savings account in India can i convert all to nre

  • @ramanujamramkumar1964
    @ramanujamramkumar1964 2 года назад

    One small suggestion. Please state Resident Savings account. Instead of Savings account as specified and as described in your video.

  • @rishirevathi3092
    @rishirevathi3092 2 года назад

    Hi bro what is form 1 94 indian citizen Canada vist visa allowed us

  • @sankaramanikulathu6384
    @sankaramanikulathu6384 Год назад

    Can you withdraw money while coming to India from NRE account?

  • @tomgamingff7054
    @tomgamingff7054 11 месяцев назад +1

    I have 2 saving account bank ... so 2 bank account hayum NRO va maathanuma ??

  • @and8263
    @and8263 2 года назад

    bro, can you answer this scenario
    1. consider I have a NRE, PIS & NRI demat acct.
    2. I have been investing in Indian share market from US for a period of 3 yrs.
    3. Now I have decided to move back to India
    What will happen to my portfolio ?
    Should I sell them or I can convert the NRI demat acct. to resident acc.

  • @lakshiview
    @lakshiview 2 года назад +1

    Well explained.what about Fixed deposit.

    • @cnatraj1
      @cnatraj1 2 года назад

      Fixed deposits opened with a particular savings account before converting to NRO will be automatically converted to NRO and taxed accordingly
      Fixed deposits opened with NRE account are tax free in India, we need to show the gains in US tax return

    • @DeepakKumar-wn4kf
      @DeepakKumar-wn4kf 2 года назад

      @@cnatraj1 sir please help me sir. I am handicapped person. மிகவும் அவசரம். Fd சம்பந்தமாக. Nri. U contact number.

  • @alagunarayanank6741
    @alagunarayanank6741 2 года назад

    It’s not possible to convert saving to nro if you have a demat account associated with your customer id

    • @ArthiPrem
      @ArthiPrem  2 года назад

      Yes you need to close the demat account once u have moved into NRI status and you can open NRO demat account and transfer the shares
      Then u can switch the savings account too

  • @MahaLakshmi-jf3ve
    @MahaLakshmi-jf3ve Год назад

    Nri account la irrukura money ku interest kodupangala

  • @anusha9720
    @anusha9720 2 года назад +1

    Bro if the spouse is not earring in USA but if they already have a savings account in India and was working in India if they convert the existing savings account to NRE account is it a loss because of INR to USD conversion??

    • @ArthiPrem
      @ArthiPrem  2 года назад +2

      You will hold rupees in NRE account so we are not going to lose anything

  • @RoentgenVelKumar
    @RoentgenVelKumar 2 года назад +1

    If no money in normal saving account , they will charge in nro account or not ?

    • @ArthiPrem
      @ArthiPrem  2 года назад

      Sorry didnt get your question

    • @RoentgenVelKumar
      @RoentgenVelKumar 2 года назад

      @@ArthiPrem If I have two different account . One converted to nro with deposits and other one not converted to nro with minimum balance .
      They will charge in nro account or not .

  • @gomathiyuvarani2267
    @gomathiyuvarani2267 2 года назад +1

    NRI account iruku..india lathu nama deposit panalamah

    • @ArthiPrem
      @ArthiPrem  2 года назад

      NRO account does allow it.. NRO account is used to manage income earned in India.

  • @kamalakannann2782
    @kamalakannann2782 2 года назад +2

    Hi what about students studying MS are they also considered NRI and their account to be converted to NRE account even though they are not earning

    • @lakshiview
      @lakshiview 2 года назад +2

      Gud question. Also what about dependants who don't earn in usa.?

    • @rajraja4383
      @rajraja4383 2 года назад

      no of days determines whether a person is resident or not. if one stays 182 days outside India in one calender year, he/she is considered to be NRI (non resident indian)

  • @shanthikumar1584
    @shanthikumar1584 2 года назад

    USA tourist visa opening details please

  • @logeshwarandhanapal6825
    @logeshwarandhanapal6825 2 года назад +1

    Thanks bro.can NRI hold or will be able to have more than one NRI account?

    • @ArthiPrem
      @ArthiPrem  2 года назад

      Yes bro can have more than one account

  • @niteshraj3292
    @niteshraj3292 2 года назад

    Na Oru consultancy vaichuruken. Adhuku current account eruku. Na depend visa wife got h1b, I am doing trading and financial business here.. I have savings and current account.. I have
    Credit cards, loans, etc...
    Na US vandhutu , Indian account ah maintain pannalama? Indian savings account to my Indian trading demat account???
    Na US la erudhutu , India la earn panna poren. Demat account linked with my savings account. Share market daily trade... Daily profit loss came. Savings to demat account la Money add panrathu , demat to savings KU money withdraw panrathu Ellame nadakum....
    Edhu ellam anga vandha possible ah?
    Clear ah enaku theiryala.
    And forex account anga demat account open panalama depend visa la erukura enaku?
    Indian la trade panra persom., US ku dependent ah vandhu , US la erudhu online la Indian business ah run pannalama? I means trade panalama? Enoda demat account la option ilanalum.? India la erukura enoda relations demat account ah US la open Pani trade panna mudiyuma ?

  • @sharu9010
    @sharu9010 2 года назад

    Dubai la evallo sambarichalum Tax kedaiyathu bro atha panatha NRI ac ku maati india vara appa Tax katta solluvangala

    • @ArthiPrem
      @ArthiPrem  2 года назад

      No bro
      It don’t require to pay tax

    • @sharu9010
      @sharu9010 2 года назад

      @@ArthiPrem Thank you for that information bro

  • @priyadharsinip4793
    @priyadharsinip4793 2 года назад

    @Arthi Prem what about dependent saving account in India who are not working in US. Do we need to change to NRO?

    • @niteshraj3292
      @niteshraj3292 2 года назад

      Same doubt @Arthi Prem . Na Oru consultancy vaichuruken. Adhuku current account eruku. Na depend visa wife got h1b, I am doing trading and financial business here.. I have savings and current account.. I have
      Credit cards, loans, etc...
      Na US vandhutu , Indian account ah maintain pannalama? Indian savings account to my Indian trading demat account???
      Na US la erudhutu , India la earn panna poren. Demat account linked with my savings account. Share market daily trade... Daily profit loss came. Savings to demat account la Money add panrathu , demat to savings KU money withdraw panrathu Ellame nadakum....
      Edhu ellam anga vandha possible ah?
      Clear ah enaku theiryala.
      And forex account anga demat account open panalama depend visa la erukura enaku?

  • @ukkeeebm
    @ukkeeebm 2 года назад +1

    Dear arthy prem, I am mrs. Nirmala, I am in visitors visa. I watched recent video abt NRI. It will affect me? I am the pensioner. I came every 6 months once I come. After 2 years I come here. Pl reply
    Thanks

    • @ArthiPrem
      @ArthiPrem  2 года назад

      Hi aunty
      Good question thanks for asking
      Visitor visa stay will not be considered as NRI status so you should be good 🙌🙌🙌

    • @ukkeeebm
      @ukkeeebm 2 года назад

      Dear arthi prem, I am sr citizen ( Mrs. Nirmala) stay with my son. I need to talk with you thr. What’s up call. I want clear my doubts.
      Thanks

    • @ukkeeebm
      @ukkeeebm 2 года назад

      @@ArthiPrem thank you so much for ur immediate response arthi prem
      Thanks

  • @TamilHeartBeat
    @TamilHeartBeat 2 года назад

    Which bank is best for nri account ?

  • @MrUtubesekar
    @MrUtubesekar 2 года назад

    What about students abroad?

  • @jayamalinimylai7132
    @jayamalinimylai7132 2 года назад +1

    Nice dress

  • @mohandossk.6253
    @mohandossk.6253 2 года назад

    ஒரே பேங்க்ல ஒரே branch ல NRO மற்றும் NRE னு ரெண்டு அக்கௌன்ட் ம் வச்சுக்க முடியுமா

  • @kamarajm4106
    @kamarajm4106 2 года назад +2

    Ella vagayilayum makkal thaliya arukkarathu thane bjp Yoda velai, ini fine poda arambichuduvanuvo

  • @hariharamahadevan7485
    @hariharamahadevan7485 2 года назад

    Can a green card holder who is not working here in usa( senior citizen) can have a Savings Account in India

    • @sujavineeshnair5597
      @sujavineeshnair5597 Год назад

      Yes sir..sure you can open NR account at India...iam NRi Relationship manager in a reputed Bank,,

  • @lourdunicholas722
    @lourdunicholas722 2 года назад

    Do we need to change nri account if we have current ac in India?

    • @ArthiPrem
      @ArthiPrem  2 года назад

      Yes but it should be the NRO account

  • @nitin7534
    @nitin7534 2 года назад

    Hi ArthiPrem, if we hold NRO account should we declare our interest from NRO in FBAR in US while taxreturn?

  • @kumareshtk5432
    @kumareshtk5432 2 года назад +1

    Very useful information. Thank you 🙏🏽