People Are Getting Out Of Debt & You Can Too | TikTok Rants On Debt
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- Опубликовано: 16 сен 2024
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That First Lady said a bunch of nothing.
she basically said that when she wasn't obsessed with money and focused on happiness, the money came. Or so i understood.
first chick pulled a classic manipulation tactic that so many “influencers” do on this platform and others. that “mindset” and “manifestation” shyt is just that.
Facts these are people that were born with a silver spoon. When someone says poverty mindset I laugh out hard. Majority of your big influencers have their homes foreclosed and are in debt just to keep up smh
Depends what you mean with poverty mindset.
To me it’s the poverty trauma and survival. Not being able to see past today or this week etc.. endless amounts of stress.
I had it, it’s horrible. Thank gawd I was able to turn it around, but even then it took me years of stability to overcome the poverty trauma
Create a list of your debt, make a monthly budget, pay down your debts over time and stay consistent.
That summarizes everything
Always pay yourself first and put savings aside. Most people look if they have anything left over at the end of the month. You really need to put it away and stay away when your salary comes in
No longer having a joint bank account and being in complete control of my finances has made a world of difference for me financially. If you're a saver but your spouse is a spender then it's not gonna work.
Financial discipline is needed. Both people should take financial courses and be consistent for a year before getting married fr
The Second Lady said so much I couldn’t even keep up, the First Lady is probably in some kind of manifestation new age type thinking . Regular people don’t think like that first lady . Everything is easier said than done
7:50 This is a very risky option because if you don't pay it off before the rate goes up you have to be careful of the go to rate and you have to have pretty good credit and a lot of credit available to start taking out additional loans. Look into debt management if you are at the point of trying to consolisate credit card debt so you aren't potentially taking on additional debt.
The 'avalanche' has always beem odd to me, and only useful for somerhing with extremely high interest rate like a payday loan. The 'snowball' methog just makes much more sense.
Do you use the snowball method
@emmanuelcooke… I’m going to try it, I was out of debt and put myself right back into it, you still have to live, the economy is set up to just work and pay bills people need to have fun as well… it can get very stressful
If you are disciplined, the avalanche method gets you out of debt sooner and with less interest paid overtime the issue is most people aren’t consistent
Listen to people who have a life you want and don’t listen to people who are living a life you don’t want
(File for bankruptcy - last option)
Getting help from firms that aid with setting up Budget to make sure you pay off debts each month after negotiating with your banks
You don't know what those people did, or didn't do, to get that "life" you want.
A lot of us here are doing trial and error