The Crippling Challenges Of Saving Your First $100,000
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- Опубликовано: 31 июл 2024
- The Crippling Challenges Of Saving Your First $100,000
Saving your first $100,000 is a significant financial milestone that represents discipline, perseverance, and wise financial decisions. However, this journey is not without its challenges. In a world where expenses seem to multiply and unexpected costs can arise at any moment, reaching this goal requires careful planning and a strong commitment to your financial objectives.
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I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...
@rachealhubert74 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@rachealhubert74 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@rachealhubert74 I will give this a look, thanks a bunch for sharing.
@rachealhubert74Who The F*ck are we looking up? Dam Bots
@@chaselesser3191I know, I really wish there was a way to auto-block the bots.
RUclips will delete comments or videos that have certain words that might “trigger” someone, yet RUclips won’t ban the bots… It is getting ridiculous. I report all of them, but more keep springing up 🤬🤯
THANKS. Just what I needed to watch. My wife and I are administrators of our farming business and our own properties, as well as small pensions.
am almost 56, my Wife is 52. We have started saving for retirement from the farm and maybe live off rental income, I would really appreciate it if you would do a video on how to earn passive income online and retire comfortably let's say 3 million bucks.
Considering financial plan
It really isn't about how much you save, it's about how you manage your money.
Whether you work to earn income or invest, it still boils down to income vs expenses, so yeah you may look into investment advisors for a strategy that suits your timing.
I totally agree, I'm 60 and just retired with about a million in outside retirement funds, no debts and very small dollars in retirement funds compared to my balance of portfolio over the past 3 years to date. tbh, the role of an invt-advisor can only be overlooked, not denied. Just do your research to find a reputable one.
This is exactly how I wish to get my finances coordinated ahead of retirement.
Can you recommend the financial advisor you used to get ahead?
"Laura Gilbert CFA" maintains an online presence. Just make a simple search for her name online.
This seems like the worst period.
Even the market are now very unpredictable. Started investing recently when the market prices were a bit high, today I am more than 60% down!
Don’t be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you’re investing in great companies. kudos to Juliana Heidi
Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!Juliana heidi
Amazing You trade ?? Wow that's huge, how do you make that much monthly?
Juliana heidi' is my hope on the current 'bear summer' . I did so many mistakes but also learned so much from it, and of course from Juliana heidi..
No doubt!! I never knew juliana heidi had gone viral. I decided to back up my assets and property with her when we met at a conference in Boston, Massachusetts🇺🇸 for the first time..
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
@@PhilipDunk Could you kindly elaborate on the advisor's background and qualifications?
My advisor is “Vivian Carol Gioia” highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
@@PhilipDunk I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.
I'd say saving 1x your salary is a huge accomplishment. It means you have the fortitude to keep saving instead of succumbing to lifestyle desires.
True that's a big one too
Have you already saved your first $100,000?
I have, and you were a non-zero percentage of why I did. Thanks for everything you do. Always great stuff!
Yes. Trying for the first million.
I hope to hit this savings landmark in 2024 (and am on track to do it). I am only able to do this by getting a pay bump and the entirety of the pay bump going directly into retirement savings without increasing my standard of living.
Does it count when your Roth IRA reaches that balance?
Instructions not clear enough, just bought a Corvette.
Great video! For 2023, it’s hard to nail down specific predictions for the housing market is because it’s not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars.
A lot of folks have been going on about a January rally and said stocks that would be experiencing significant growth these festive season, any idea which stocks this may be? I just sold my home in the Boca Grande area and I’m looking to remunerate a lump sum into the stock market before stocks rebound, is this a good time to buy or no?
Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 750k within 3 years, whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.
True, we’re only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market, could this coach that guides yo help?
Having a counselor is essential for portfolio.My advisor is Stephanie Kopp Meeks who is easily searchable and has extensive knowledge of the financial markets.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
completely agree. The first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $2.2M nest egg. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.
It seems like everyone has that same regret. Thanks for sharing.
I started at age 23 at my first job so I had a great head start. The tough part though is seeing your portfolio go up and down $25,000 a day…..up and down $200,000+ a year…..those numbers are hard to comprehend to most of us as an average person…..Though I don’t get emotional and act on the fluctuations……
So much knowledge! Absolutely free! I was never taught anything about money, I am praying and working to change that. I am 46 no retirement no savings because I made a lot of mistakes when I started investing, trying to correct that now. Already have a few thousand$ saved up to invest for long term. I would like to know what advice you could give to start my investing journey. Listening to you gives me inspiration and wisdom. Thank you so much!
Just buy low sell high. Stick with a good company by either not selling when it’s going lower and/or buying more at that time. Almost always the good well managed companies will come back strong at some point. The other is to get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
Really? I’ve actually been looking to switch to an advisor for a while now. Just never made up my mind. Any help pointing me to who your advisor is?
Finding financial advisors like Margaret Johnson Arndt who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
I completely agree; I am 60 years old, recently retired, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
I definitely share your sentiment about these firms. When I was starting out, I checked out a couple of freelance investors online, so you could do the same. I personally work with “COLLEEN JANIE TOWE”, and she's is widely recognized for her proficiency and expertise in the financial market. With a comprehensive knowledge of portfolio diversification, she is acknowledged as an authority in this field. Most likely, her deets can be found on the net, so you can confirm yourself.
Insightful... I curiously looked up her name on the internet and I found her site, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio.
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
very true, I started investing before the pandemic and that same year I pulled a profit of about $600k with no prior investing experience, basically all I was doing was seeking guidance to make a from a financial-advisorr, you can be passively involved with the aid of a professional.
wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
VALERIE JEAN ZWOSTA
That’s my licesed Financial advisor you can easily look her up, Thank me later!
Thanks, I merely looked her up on Google and was highly impressed by her credentials; I got in touch with her because I need all the help I can get. I just set up phone call.
It is always good to have a financial plan. I work with a professional planner and fixed-income strategist in USA The fixed income portion of your portfolio won't simply serve as a buffer to the volatility of the equity portion of your portfolio, but will provide legitimate income.
Very true, people downplay planners role, until burnt by their mistakes. I remember just after my layoff early 2020 amidst covid outbreak, I needed to stay afloat, hence researched for license-fiduciary advisors. Thankfully, I came across someone of practical knowledge, and decades of experience.
I'm a long term investor. I withdrew my profits of over £756,000 during the covid-19 pandemic.
Long term investment is the best now. I invested $7,500 in April last year with CHRIS RYAN STEWART and I top up my trade with $2,000 every week. Now, I'm having over $368,000 on my dashboard. Toping up your trade is really important.
@@georgeearling905 Can't wait to get to where you at. I put 10% in my 401k/Roth when I get paid, which I don't really watch. Then I put $400/paycheck in a dividend portfolio. They say the first $100k is the hardest.
I know this advisor. CHRIS RYAN STEWART is a genius in the market. I once watched him on BBC finance when he discussed his take on Real Estate Management and FX
I remember my first 100K now I have 7 figures. It’s a very nice feeling 😊
Nice work 😀
How long did it take you to go from $100K to $1M?
@@TheFirstRealChewy I don’t remember but it took me 22 years to go from zero to 1,000,000. 27 to 49 years old. Most years I maxed out my contributions some I couldn’t.
When it comes to trading/investing, we want our money to grow with the highest rates of return, and the lowest risk possible. While there are no shortcuts to getting rich, there are smart ways to go about it.
Investing in the stock market is the best option to make a passive income. Virtually all the markets are crazy, most people pay more attention to the shiniest position on the graph, I’m keeping a diversified portfolio.
In general knowledge without experience, skills, and knowledge the markets can become very inundating.
since the pandemic till today, I haven’t relied on full-time jobs for money because of my partnership with *KRISTIN GAIL CUNNINGHAM*.
*KRISTIN GAIL CUNNINGHAM* actually paid off and I’m passively earning income. her system has kept my portfolio elevated and healthy.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
Another reason it's hard to hit the first 100 grand... stock market reverses, corrections and crashes. A friend of mine has been near 100 grand a few times and then had the misfortune of bad market timing. 2 months ago he was just 4 grand away from 100 grand. Now he's 17 grand away.
Chris is sooo solid 😊
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.
It's best to seek an advisor right now, unless you're canny yourself. As a business owner in both the service industry and eBay reseller of all product categories, I can tell you we’re in a deep recession and everyone is running out of money.
I agree, having a brokerage advisor for inveesting is genius! Amidst the financial crisis in 2008, I was really having inveesting nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850k with the help of my advisor from an initial $120k investment.
There are a lot of independent advisors you might look into. But i work with Carol Pasol Lewis and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly
Advisor
This has nothing to do with the video but i couldn't afford rent 2 years ago, now i can. Couldn't buy a tesla a year ago now i have both a tesla car and lots of tesla stock, my point is building wealth is in your mindset, work on that and your financial potentials becomes exponential, develop good habits like avoiding debt, cutting costs and regularly putting money away in intervals for investments .The stock market has plenty of opportunities to earn..I was able to grow to 7 figures on a diverse portfolio strategy spread across bluechips, top etf’s and coins. my broker Emily Lois Parker, handles all my investments and ensures I stay above the market
Another money wisdom i realized too late is that we salary earners need to understand that monthly income will not make you rich.
I did read about Emily Lois Parker on the web, quite a great resume she has
Thanks for this gem, financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future so i respect people that don't mind sharing some tips
The market is more volatile than ever. I've been holding cash since '20 pandemic crash, but just went "all in" bought up $250k worth of ETF's & individual stocks at discount, and hoping to average down on ailing companies, i'd still entertain recommendations to achieve such.
all the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such task
A coworker first proposed the idea of diversification to me, hopefully for positive results to offset any negative performance, so I backed it up using professional guidance in order to avoid any fiasco. Thankfully, I can attest to the success of this approach seeing my portfolio grow from $250k to almost $600k this year alone... maybe you should do the same.
this is great! think your advisor would get on the phone with an unknown? i'm in dire need of proper portfolio allocation
Nicole Desiree Simon oversees my portfolio, simply do your due diligence. She's an extremely intelligent person, very thoughtful, cautious, and shows a great deal of expertise with over a decade of experience in her line of work.
Thank you for this tip , I must say, Monica appears to be quite knowledgeable. After coming across her web page, I went through her resume and I must say, it was quite impressive. I reached out and scheduled a call
I wasn't even trying to save that much, years just went by and I was trying to save as much as possible. I grew up poor and was dreaming of living differently.
I set new milestones everytime I passed one and eventually made itnto 100.
I'm not used to nice things, buy a car, don't go to restaurants, movies, malls, clubs etc. I had no life but that was ok because some of those years were during the pandemic.
Hi thanks for making this helpful videos, I really love your videos and I'm trying to get my kids to watch them too. It's so inspiring ❤ I don't know who needs to hear this saving for a better investment is a great step to financial freedom. You're saving a day off work
Yes it's been helpful to my general income, I make about an extra 3k weekly from my investment portfolio
There are numerous investment alternatives available, including real estate, equities, cryptocurrency, and exchange-traded funds (ETFs), but my best recommendation is to hire a professional to guide you through the process and help you make sound financial decisions
I definitely agree with you, a financial consultant will be of so much help about investing
I recommend growwealthywithrachel, she's a good one I've been working with her for a good time
Investing should be prioritized by everyone as a means of achieving financial independence. Investing is an excellent one; I felt the heavens the first time I got my investment dividends 😁...been on it ever since
This video was oddly motivational 😊
Charlie munger actually said "Saving your first 100 thousand is a Bit$h" but I'm thinking you already know that. And he was right it is. Especially when you basically have to save 90% of it yourself before compounding takes effect in any meaningful way.
My first obstacle is bringing the money in first so I can save it.
Chris deserves 1 million subscribers for the knowledge he spreads with others. Thank you Chris for the amazing videos which help us all.🎉
Thanks for watching 🙏
When the compound interest starts giving substantial returns is when your there
The way you broke down the challenges of saving the first $100,000 really resonated with me, especially the part about lifestyle inflation. It's so easy to fall into the trap of increasing our spending as our income rises.
I'm curious, do you have any tips for resisting lifestyle inflation and staying disciplined with saving and investing?
Also, What's one financial goal you're currently working towards, and how are you staying motivated to reach it?
Thanks for the awesome video, can't wait for the next one!
I have not listened to the video yet, so maybe this is covered. To avoid lifestyle inflation, I treat 50% of each pay increase as pay bump for "future me." If you just let the money hit your account, it's very easy for it to disappear (even with a budget). Bump up the 401k or have a savings auto transfer on payday.
It's psychological. You need hope. Start by visualizing the minimum lifestyle that you'd want. How much does that lifestyle cost? How long will it take you to realistically achieve that lifestyle? Will you still care about that lifestyle by the time you achieve it?
If you answer those questions and feel good, like you are on track, then keep going. If you answer those questions and it makes you feel sad or depressed, then it will be more difficult for you to resist lifestyle inflation.
So the first thing is to find your FI number and check if it's achievable. If it's not achievable, then what number is achievable? Can your reduce your lifestyle to fit within your achievable lifestyle, and accept that this is your current reality? If so, you're on the path to greatness. The reason is that once it's achievable, then the next thing you'll likely do is try to accelerate to that goal. The faster you get there, the faster you can surpass it. Lifestyle inflation will only slow you down.
Looking back I noticed how some of my coworkers lived quite frugally. Surely they could afford a nicer place, car, etc. I on the other hand lived a nicer lifestyle, and it was fun. Fast forward to almost two decades later. They are now living a similar lifestyle as myself and have achieved FI. I'm still working hoping to reach FI by retirement age.😅 I can't help but feel like I chose the wrong path. The future feels so far away until it's here, then you wonder where the time went. I want the future me to look back and say "good job" instead of feel regret.
Space I live in a 450sq foot apartment on purpose I make over 100k a year, by living in a small space your limited in actual space to put anything to the point where your forced to not buy anything else
Nobody ever tells me what to do after saving my first $100k
Live minimally while maximizing retirement accounts for the ultimate freedom once you do retire, hopefully early.
I find it more challenging to "invest" the first 100k. And more important swell :D
I've come to realize that the key to amassing wealth lies in making sound investments. I purchased my first home at the age of 21 for $87,000 and sold it for $197,000. My second home, acquired for $170,000, was later sold for $320,000, and my third property, purchased at $300,000, fetched $589,000, with buyers covering all closing costs and expenses. Not reaching a million before retirement feels like an unfulfilled goal..
I'm exploring different investment opportunities and would appreciate others' insights on this matter..
Whichever firm you select, make sure you get your insurance from a reputable financial adviser, such as *Jenny Pamogas Canaya,* who has dedicated her career to financial planning. Because they will assist you in escalating, navigating better, and completing the task in a safer manner..|
My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.
Having an lnvestment advser is the best way to go about the market right now, especially for near-retirees, I've been in touch with a coach for a year now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $320K in profits so far, Its clear there's more to the market that we avg joes don't know that Investment advisors know.
"Carol Pasol Lewis" . She has years of experience in the financial market, so you can easily look her up.
Is the first 100k supposed to be 100k net worth, or 100k in cash or other liquid investments like retirement accounts?
The latter. You didn't really do anything if you bought a house in 2020 right before the real estate prices exploded and now your net worth increased by 100k, let's say. And the equity won't really do much for you as long as you decide to not rent anymore, since the equity most likely will need to be rolled into your next home.
So yeah, actually saving getting your liquid and semi-liquid accounts to 100k is what he is talking about.
I think you might be right. Thanks for the reply!
@finrodson1288 yeah your right. I personally don't count my home in this equation. It's balls to the wall saving time. You can't really include shelter as savings unless you sell, buy something cheaper and pocket the difference.
Not when the stock market is tanking like now. 401k decline. Thanks prez
Yeah, this rollercoaster ride sucks.
@@TheFirstRealChewy hasn't reli been any gains last few years just doing the index
All I got to say it was hard as hell
The fin-Markets have underperformed the U.S. economy as fear of inflation hammers the prices of stocks and bonds. My $400,000 portfolio is down by approximately 25%, any recommendations to scale up my returns before will be highly appreciated.
You have to get a CFA to aid you diversify your portfolios to include commodities, inflation-indexed bonds and stocks of companies with solid cash flows, as opposed to growth stocks where valuations were based on future potential earnings.
Very true , I diversified my $250K portfolio across multiple market with the aid of a CFA I have been able to generate over $450k in net profit across high dividend yield stocks, ETF and bonds in few months.
@@Rachelschneider03 How can one find a verifiable CFA? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@@MariusNatt credits to "Vivian Jean Wilhelm", one of the best CFA out there. she;s well known, you should look her up
@@Rachelschneider03 This recommendation literally came at the right time, I dipped by $11k in stocks last week alone. Its crazy! I just looked up Vivian Jean Wilhelm online and researched her accreditation. She seem very proficient & I wrote her detailing my Fin-market goals . Information they say, is power. Thanks for this.
Geez the bots are out of control need to block them
I'm really between the devil and the deep blue sea, is this really a good time to buy? Folks are screaming "Dead cat bounce" Do I just wait and buy after continuation after rally when things go back down? My reserve of $450K is laying waste to inflation and I don't know what to do at this point tbh, I need solid data on market trajectory
It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a consultant is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit.
My 401k lost everything it’s gained since early 2019. Sigh, wouldn’t mind looking into the consultant that guides you, I’d really love to grow my reserve seeing I should be retiring in 3years.
Even the best investors lose money when the market is down or when they make a decision that doesn’t turn out as hoped I can't actually leave details on here, you could do that yourself her name is ’Lisa Ann Moberly’ she's quite known.
Alright thanks I'll look her up for inquiries.
Everybody knows who warren buffet is, but most people don't know who charlie monger is.
Not yet, im 26 now and im planning to reach it in savings before turning 28
RIP Charlie
Thanks to the market my $75,000 is now $65,000
Could be worse 😂
Yup. Those same waves are going to become more gut wrenching the more you have invested.
@@ChrisInvestsyup your 750k could be 650k
The majority of people who look well off/rich are really struggling, even in a good economy.
Reached 85k at 24. Wasn’t very hard. Work hard save a lot.
First 100k takes some discipline and decent salary. First million is way way way harder
I day traded $37,000 into $78,000 over about six months, pulled $35,000, and made a 20% down payment on a house. Now I’m back up to $57,000 and am closing in on $100,000 in total net worth at 30 years old. It’s definitely getting easier.
the insulting responses when mentioned to save $100k is unreal so they continue to stay in the struggle.
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Margaret Bryant.
Wow.. amazing to see others who trade with Margaret Bryant, i'm currently on my 5th trade with her and my portfolio has grown tremendously.
This is not the first time i am hearing of Margaret Bryant and her exploits in the trading world but i have no idea how to reach her.
She often interacts on her verified Telegrams, using the user name written below
@ BRYANT4 💯 ..that's it
Amazing I also just started trading with her, she is the best at what she does with an initial investment of $1400 i made up to $5230 in just a week of trading with her. her strategies are mind blowing.
Rent is insane now 3k per month and a wage of 90k makes it almost impossible to save much. Weird times.
That depends on other factors though right? Because I was able to save 100's a month during 2009 to 2012 without any trouble. Now I think the max I expect excess per month is about $200 which is about 1/2 then while making 2X the money!!!!
Kinda hard when your portfolio only loses money.
"only loses money" tf are you doing tho?
@@nelsonw9483 Index fund
Index funds have lost nominal value the past 2 years, then once you factor in inflation there has been a significant real loss for index funds lately.@@nelsonw9483
Yeah it's tough to keep throwing money at it when all it does is go down
FJB
The key to wealth & keeping it... move out of the over hyped USA.
I hate videos like this….believe it or not I’m already over that and It doesn’t seem to be doing much of anything tbh
Probably the equivalent of 300K by now 🥲
Nice!