13 falsehoods about retirement that are terrible for your future

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  • Опубликовано: 24 ноя 2024

Комментарии • 48

  • @ChengHao03
    @ChengHao03 4 дня назад +172

    Retirement isn’t an end goal, but a journey best secured by careful and consistent investments.

    • @BaozhaiDongmei
      @BaozhaiDongmei 4 дня назад +1

      Retirement is the reward of disciplined investing over the long term, not just a destination.

    • @Magdalena-u7l
      @Magdalena-u7l 4 дня назад

      My adviser guided me through retirement planning, ensuring my investments were strategically positioned for long-term rewards

    • @JunlaiAiguo3c
      @JunlaiAiguo3c 4 дня назад

      Oh, really? I have never thought of that as an option. Can I ask who it is you've been working with? I bet I could use some help myself.

    • @Magdalena-u7l
      @Magdalena-u7l 4 дня назад

      Nicole Anastasia Plumlee can't divulge much. Most likely, the internet should have her basic info, you can research if you like..

    • @JunlaiAiguo3c
      @JunlaiAiguo3c 4 дня назад

      Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @DanielBaleWyatt
    @DanielBaleWyatt 3 дня назад +214

    Retirement is more challenging now than it used to be. I've focused on saving rather than investing, and currently, I have about $400K. With inflation on the rise, I’m considering investing in stocks, but I’m not familiar with effective market strategies.

    • @HotManP-l5g
      @HotManP-l5g 3 дня назад +1

      Are you planning to retire before 59? That's the key factor for me. I transitioned to cash-flowing assets because I wanted to retire early.

    • @FrankJaaay
      @FrankJaaay 3 дня назад +1

      Given the current pressure to prepare for retirement, I highly recommend seeking guidance from a financial advisor. This will help you make more informed investment decisions.

    • @Toni__Michelle
      @Toni__Michelle 3 дня назад +1

      Do you have any recommendations? I’m looking for a CFP to help grow my retirement account.

    • @FrankJaaay
      @FrankJaaay 3 дня назад +1

      Rebecca Lynne Buie has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.

    • @DanöVee
      @DanöVee 3 дня назад +1

      I looked her up and found her webpage. I’ve already sent an email and scheduled an appointment. Thanks for the recommendation!

  • @HB-yq8gy
    @HB-yq8gy 2 дня назад +2

    Probate in New Jersey is very efficient for average estate, but the lawyers fearMonger long-term care, taxes, and trust living trusts.

  • @saskysilverman1459
    @saskysilverman1459 23 часа назад

    Life Is A Journey, Retirement Think Of It As The Start Of A New Journey. Love Your Video, I Agree Many Videos You Watch Scare You Into Thinking You Need More. I Write Children's Books And Going Back To College At 62 So This Will Keep Me Young At Heart. Thank You So Much For The Video Its A Breathe Of Fresh Air

  • @ianbarr4716
    @ianbarr4716 День назад

    Darryl, love your channel and this video in particular. Cheers.

  • @jonathanfoster2263
    @jonathanfoster2263 3 дня назад +1

    the problem with health care and early retirement (pre 65) is that finding out what costs are is a black box, you can't get any concrete costs until your almost ready to retire. I was able to get an idea and decided to calculate my insrance at $1000 per month for budgetting purposes. when I actually retired and got private insurance it was $578 per month so I came in under budget. I am 60 so I will need to do that for 5 more years.

    • @SECURiMENTWealthMGMT
      @SECURiMENTWealthMGMT  3 дня назад +1

      So true and if you give your phone number and email to gain information, they’re gonna keep on you until the end of time lol

  • @Coast_to_Coast
    @Coast_to_Coast День назад +1

    The main link in your notes isn’t working. Just a heads up.

  • @ParkDari
    @ParkDari 3 дня назад +5

    In TN university is free after the age of 65❤

  • @pizza4me298
    @pizza4me298 3 дня назад +4

    So I was forced to retire this year because of health concerns and my job was beginning to let older workers go. Two years earlier I saw the pattern of laying off older workers so I taught myself how to invest and do option trading. So now at age 60 I am, to me, still part time working with my trading. I also have various etfs, bdcs, reits, etc that so far cover my basic needs. As far as health care, I am being extremely cautious with my money these first few years until I take social security, so I take the minimum out to live on. I use obamacare, $57 health $21 dental. I am a renter, so don't have the security of home ownership. As for long term care, it is simply too expensive, my net worth is well under $400k. I don't like to travel or do expensive things, so I am hoping I can still trade at least until 70 to build up my nest egg even more. I agree, don't sweat the small stuff, but also don't sweat the big stuff that is completely out of your control.

  • @stevemlejnek7073
    @stevemlejnek7073 21 час назад

    Everytime I get rid of a box of my stuff, that open spot gets filled with two new boxes of stuff from my partner.

  • @toddmaniatoddmania9844
    @toddmaniatoddmania9844 17 часов назад

    Mr. Bezos (I mean Mr. Rosen 😉) I’m enjoying your channel! Thanks for the great content and telling it like it is!

    • @SECURiMENTWealthMGMT
      @SECURiMENTWealthMGMT  16 часов назад +1

      Took me a second to get your joke 😜. Thanks for watching.

  • @priola7587
    @priola7587 16 часов назад

    Full time caregiving can take a terrible toll. Jill should probably get a support system. 😉

  • @joyhuebert1219
    @joyhuebert1219 19 часов назад

    My husband retired early because of a bad boss and I retired early because of healthissues.

  • @Jfhelwig
    @Jfhelwig 3 дня назад +1

    Social security is fixed income. Why have bonds at all?

    • @SECURiMENTWealthMGMT
      @SECURiMENTWealthMGMT  3 дня назад +1

      I wouldn’t. Thanks for watching.

    • @RetiredFarmboy
      @RetiredFarmboy 3 дня назад +1

      The SS argument gets so much discussion. Your point of taking when it works for you based on expected life span & the need is good common sense advise. Liked this list!

  • @HB-yq8gy
    @HB-yq8gy 2 дня назад

    You’re so many financial gurus on RUclips offering guidance. But, none share how much they charge from the first video. I think 🤔 if your prices are discussed up front possibly more new clients.

  • @HB-yq8gy
    @HB-yq8gy 2 дня назад

    I went to your website no description about how much you charge?

    • @SECURiMENTWealthMGMT
      @SECURiMENTWealthMGMT  2 дня назад +1

      2K for comprehensive retirement plan and a year of support. That’s it.

    • @HB-yq8gy
      @HB-yq8gy 2 дня назад

      @@SECURiMENTWealthMGMT OK thanks.

    • @SECURiMENTWealthMGMT
      @SECURiMENTWealthMGMT  2 дня назад

      my email is darryl@mysecuriment.com if you need help

  • @HB-yq8gy
    @HB-yq8gy 2 дня назад

    Probate in New Jersey is very efficient for average estate, but the lawyers fearMonger long-term care, taxes, and trust living trusts.