@@bigboomer751 Say they were - what’s that got to do with my comment? The bank still needs to run a credit check. BTW, “brothers”, “don’t “, “naive”. Don’t be stupid.
@@lillypatience You are definitely the naive one...with a side of low self esteem it seems. There is no requirement to run a credit check and their collusion is what beat the banks security.
Sofibank needs to be permanently closed and sold to someone else because whoever is running the bank and whoever is in charge has no power and had no security and privacy what so ever
Parents do this to their children! I was shocked when I found out one of my friends had horrible credit. His father had gone and taken out utilities, rentals, credit cards lines of credit and never paid any of them back!! So my friend turned 18 he got to discover that his credit score was 500 something. Absolutely criminal to do such a thing needless to say! But to your own family member no less!!! Unfortunately that often is the case, if you're suffering identity theft. It's someone close to you who knows you and had access. It's scary that Sofi didn't go a step further. Before I would release $50,000 you'd have to come in and I'd have to lay some eyes on you and make sure everything was kosher including fingerprints. But Sofi doesn't care. They just want to get the loan done and get their money.😢
SoFi really let this guy down with the debt, offered no help in trying to get authorities to trace the bitcoin, or anything. Sure it sucks that your twin abused your identity, but to fail multiple times, no hard credit pull, no proper investigation (that usually takes a few days, not on the same day, thats crazy), no offering of information on what SoFi believed the OWNER of the account used to verify their supposedly OWN account... All that adds up, really needs more information given to the owner of their own account, not needlessly stressing them out to try to find out that their own family members did it, not any information from the bank.
If Sugi Harto is willing to cooperate with the conviction of his brother AND the brother returns to the US for justice , the bank and whoever is now servicing the loan would be forced to admit that this was fraud. How can the bank be sure the brothers aren't colluding?
There is one detail that I would think could prove who stole the money. Where was it deposited, was it an account in Sugi’s name or his brother’s? I would assume that if it was deposited into an account with Sugi’s name, he would have noticed it. But if it was his brother’s account or another persons. It makes the fraud possibility a little more likely.
@@only1muppet Agreed but even if fraud is proven money will only be returned if the brother is convicted of the fraud and begins a prison sentence and/or has to pay $52K plus any punitive amounts.
@@michaelbailey5257 If you listened to the story, you would have heard the brother saying he sent it in hopes of convincing the bank that he was hacked. Think about though, why would his brother go through all that trouble if he wasn’t guilty of taking the money? Thousands of people get hacked and then find out something like this happened to them. It seems rather dumb for his brother to go through all that work trying to convince the bank it was fraud, over a lousy 52k. Just doing some simple observation of the things we see about Sugi. He lives in a pretty nice house, he’s got a pretty good job and likely could afford to pay the loan, if he actually took out the loan.
It’s probably a wake up call for people to expose the obvious problems with tech and online everything. Will people wake up is the question. The unfortunate truth is probably not.
Obviously the bank's online ID verification process is at fault if it didn't determine that the brother was a fraudulent applicant. Imagine how easy it would be for an identical twin to run this fraud on their sibling!!
Not just failing the ID verification. I'm more worried that they didn't do any kind of credit inquiry. I keep my credit frozen with all Credit Bureaus thinking that it would stop this very thing that's happened to this guy in this story.
Just wait until these scammers get a hold of more powerful AI. They'll be able to make a video of the victim from just a photo and apply for these types of loans en masse.
man am i glad everyone in my family has been raised with exceptional morals. also never planned on banking with sofi, this gives me another reason not to lol.
No way. Too many holes in this story. Need to see ALL of Sugis finances. How does a person from Indonesia know so much about US local news and bank loan paperwork? It seems like they tried to pin the loan on a scammer, didn’t work, then are trying to pay off the loan slowly.
It isn't one person from Indonesia. They are criminal organizations that create farms where they have people do these crimes. Oftentimes the people on the farms that do the crimes are held there against their will. Google the term 'scam farms.'
What more evidence does the credit companies and banks need for them to figure out their services and security are so easy to break through and use a persons personal info
At least the hacker is taunting a news station. This is how many criminals get caught. This is the tipping point at which criminals start making bigger mistakes.
The hacker is teaching the banks how to keep the customers safer. The bank simply refuses to learn, because it will cost them more to implement overall improvements to their security than the cash being lost.
If this story is on the level, it just goes to show you that you need to secure all of your financial information and IDs from EVERYONE, including people that you feel are close friends and family members. Maybe Sugi left his drivers license when he went to Oregon so his lookalike brother could drive a car while they were gone? If so, that’s not a wise thing to do. SoFi Bank is also to blame for making frauds/scams like this possible. A simple fingerprint would tell who actually signed for the loan.
C’mon… These brothers are in on it together. Blame the brother in a country that would not waste their time with this fraud. 👏🏼👏🏼👏🏼 Well played Brothers… well played!
I have a brother like this. Exactly like this. I know he cares about me, but he's just weird with money. If I let him do that to me I would take responsibility for the loan. I think this guy knew better and he was just too nice😢
All lies He knew exactly what his brother did They were both up to it Both full of lies They both did not know that the voice was recorded and the picture thing was recorded Once they both found out about the recording and video company saved They both realized they both had to come clean Full of it lol His brother should come back to America so he can get arrested and that is how it will be fixed He wants to make monthly payments lol
I bet Chase has or had video proof of who withdrew the money. If the cops would have requested the footage it would’ve made the investigation so much easier.
The street value for a person's total banking/credit info sells for $3000 to $10k, depending on the credit status of the "Jon". What they do after is pick one day to make all the purchases and then burn the evidence after and "ghost". But this is just an a$$hole brother committing a high felony crime. Now he's the same criminal as them.
Sofi was the target, this guy is collateral damage, and wouldn’t be surprised if the hacker was in the employment of someone who was shorting the stock.
This is an election year. Something like this is the perfect time to go to your officials looking for re-election. Because if they can more or less solve this and it’s under their name. It boosts their chances and possibly gets a voter who will vote with them.
When you watch till the end, you realized it was not bank's fault 100%. Sugi let his brother who looks like him use his credit card, stay at his house, use his personal computer. How is Sofi or any bank suppose to protect identify theft against this type of situation. Sugi should have taken more precaution. Letting someone, including a family member access personal computer, ID, credit card from his house - is too much risk Sugi was bringing upon himself. To blame this on Sofi or any bank is fair? How can a bank do more then verify ID, by driver's licence, live video, and all the personal details Sugi's brother knew. Also letting him access his personal computer from Sugi's house, in addition to all the access to IDs. Sugi exposed himself to a high level risk than he should have.
You never know what a person is capable of doing…even the ones you love. Hell, Especially the ones you love. Then again, maybe they’re both scamming. Either way, SoCal was, is just wrong.
What an awful bank. They didn’t even run the credit report? That’s where freezing credit reports would have stopped this fraudulent application.
The brothere were in it together.. dont be naieve
@@bigboomer751 Say they were - what’s that got to do with my comment? The bank still needs to run a credit check. BTW, “brothers”, “don’t “, “naive”. Don’t be stupid.
@@lillypatience TJ maxx does credit
@@lillypatience You are definitely the naive one...with a side of low self esteem it seems. There is no requirement to run a credit check and their collusion is what beat the banks security.
Blood may be thicker than water, but this is a special kind of betrayal that I don't think can be so easily mended.
Why mend it at all? You cut ties with this man and with anyone who associates with that man.
Sofibank needs to be permanently closed and sold to someone else because whoever is running the bank and whoever is in charge has no power and had no security and privacy what so ever
Parents do this to their children! I was shocked when I found out one of my friends had horrible credit.
His father had gone and taken out utilities, rentals, credit cards lines of credit and never paid any of them back!! So my friend turned 18 he got to discover that his credit score was 500 something.
Absolutely criminal to do such a thing needless to say! But to your own family member no less!!! Unfortunately that often is the case, if you're suffering identity theft.
It's someone close to you who knows you and had access.
It's scary that Sofi didn't go a step further. Before I would release $50,000 you'd have to come in and I'd have to lay some eyes on you and make sure everything was kosher including fingerprints. But Sofi doesn't care. They just want to get the loan done and get their money.😢
SoFi helped robbing this man.
SoFi really let this guy down with the debt, offered no help in trying to get authorities to trace the bitcoin, or anything. Sure it sucks that your twin abused your identity, but to fail multiple times, no hard credit pull, no proper investigation (that usually takes a few days, not on the same day, thats crazy), no offering of information on what SoFi believed the OWNER of the account used to verify their supposedly OWN account... All that adds up, really needs more information given to the owner of their own account, not needlessly stressing them out to try to find out that their own family members did it, not any information from the bank.
Let's protect the criminal at all costs.
If Sugi Harto is willing to cooperate with the conviction of his brother AND the brother returns to the US for justice , the bank and whoever is now servicing the loan would be forced to admit that this was fraud. How can the bank be sure the brothers aren't colluding?
This is very fishy, he only figured it was his brother after being told about the evidences
And why would a hacker communicate after the crime is done?
There is one detail that I would think could prove who stole the money. Where was it deposited, was it an account in Sugi’s name or his brother’s? I would assume that if it was deposited into an account with Sugi’s name, he would have noticed it. But if it was his brother’s account or another persons. It makes the fraud possibility a little more likely.
@@only1muppet Agreed but even if fraud is proven money will only be returned if the brother is convicted of the fraud and begins a prison sentence and/or has to pay $52K plus any punitive amounts.
Was very sketchy but 17:35 is outright absurd. This is not fraud, he took the loan.
Thank God for bad credit. They treat criminals better than this
That's what I always say. No one is going steal my identity and if they do they can only help. Lol
Wow this is fucked up on so many levels.
What an awful bank!!
What an awful step-brother.
Nice for his thief brother to put an eye patch and tell his charity work to gain symphaty.
Something fishy about leaving without your drivers license to go on a family trip in Oregon.
Something fishy about a hacker sending this to a local news station. They even know the segment.
Maybe he copied it before the trip.
Doesn't matter. DMV was hacked. They got mine and yours
@@michaelbailey5257 If you listened to the story, you would have heard the brother saying he sent it in hopes of convincing the bank that he was hacked. Think about though, why would his brother go through all that trouble if he wasn’t guilty of taking the money? Thousands of people get hacked and then find out something like this happened to them. It seems rather dumb for his brother to go through all that work trying to convince the bank it was fraud, over a lousy 52k. Just doing some simple observation of the things we see about Sugi. He lives in a pretty nice house, he’s got a pretty good job and likely could afford to pay the loan, if he actually took out the loan.
It’s probably a wake up call for people to expose the obvious problems with tech and online everything. Will people wake up is the question. The unfortunate truth is probably not.
Wow - avoid SoFi like the plague.
Obviously the bank's online ID verification process is at fault if it didn't determine that the brother was a fraudulent applicant. Imagine how easy it would be for an identical twin to run this fraud on their sibling!!
Not just failing the ID verification. I'm more worried that they didn't do any kind of credit inquiry. I keep my credit frozen with all Credit Bureaus thinking that it would stop this very thing that's happened to this guy in this story.
Just wait until these scammers get a hold of more powerful AI. They'll be able to make a video of the victim from just a photo and apply for these types of loans en masse.
it’s already happening
Plot twist: he did it himself to get out of the loan
Half brother..no brother what a POS if my brother did that to me id be in prison.
SoFi seems complicit in the crime
Wow! What a story with a twist!!
At least I am not the only person with a sleezy sibling or two, . . .
They both could have been in on the scam. Not buying this elaborate story filled with crypto fraud and all kinds of twists and turns.
Family trip is expensive. 😅
It’s possible that both are involved, but most people have dirtbag family members that would have no problem doing the same thing.
Heart breaking all the way. There is just no easy way for this man, love of family or a good name.
All the data collecting, sales and breaches. Freeze your credit
man am i glad everyone in my family has been raised with exceptional morals. also never planned on banking with sofi, this gives me another reason not to lol.
No way. Too many holes in this story. Need to see ALL of Sugis finances. How does a person from Indonesia know so much about US local news and bank loan paperwork? It seems like they tried to pin the loan on a scammer, didn’t work, then are trying to pay off the loan slowly.
It isn't one person from Indonesia. They are criminal organizations that create farms where they have people do these crimes. Oftentimes the people on the farms that do the crimes are held there against their will. Google the term 'scam farms.'
Banks in Indonesia work the same way. Do you think Indonesia is a developing country with no computers?
Yeah, I thought it was against Muslim religion to use computers.
What more evidence does the credit companies and banks need for them to figure out their services and security are so easy to break through and use a persons personal info
At least the hacker is taunting a news station. This is how many criminals get caught. This is the tipping point at which criminals start making bigger mistakes.
The hacker is teaching the banks how to keep the customers safer. The bank simply refuses to learn, because it will cost them more to implement overall improvements to their security than the cash being lost.
If this story is on the level, it just goes to show you that you need to secure all of your financial information and IDs from EVERYONE, including people that you feel are close friends and family members. Maybe Sugi left his drivers license when he went to Oregon so his lookalike brother could drive a car while they were gone? If so, that’s not a wise thing to do. SoFi Bank is also to blame for making frauds/scams like this possible. A simple fingerprint would tell who actually signed for the loan.
C’mon…
These brothers are in on it together. Blame the brother in a country that would not waste their time with this fraud.
👏🏼👏🏼👏🏼
Well played Brothers… well played!
I have a brother like this. Exactly like this. I know he cares about me, but he's just weird with money. If I let him do that to me I would take responsibility for the loan. I think this guy knew better and he was just too nice😢
7:30 timestamp. I don’t think he is innocent 🤨, I rewatched his behavior several times, I just don’t think he is innocent.
His half brother looks exactly like his brother. Wow.
All lies
He knew exactly what his brother did
They were both up to it
Both full of lies
They both did not know that the voice was recorded and the picture thing was recorded
Once they both found out about the recording and video company saved
They both realized they both had to come clean
Full of it
lol
His brother should come back to America so he can get arrested and that is how it will be fixed
He wants to make monthly payments
lol
Pretty much. SOFI probably said, “it’s our first rodeo, but not our first scam detection.”
SoFi is being lazy.
Sue the brother. Sue the lender.
This is his fault. No one should have access to your computer, wallet, Drivers license and phone. This story is very suspicious.
They hacked his computer. Once you have that all this info can be obtained easy
Dirty dirty dirty bank
I bet Chase has or had video proof of who withdrew the money. If the cops would have requested the footage it would’ve made the investigation so much easier.
Wow….this actually was a very interesting story….knowing Rudi was involved in a scam too just makes this even more interesting….😮
I hope the CA attorney general will be filling charges against SoFi Bank since they committed multiple felonies
But.. he is the one scamming the bank.
This bank is definitely involved.
yes.. the approved the loan.... SHAME on the bank.. only real americans should have money.. not these illegals
"To look like Ko Sugi I wear glasses; fix hair to make myself look more bald, look more serious..."
Oh Burn!
The street value for a person's total banking/credit info sells for $3000 to $10k, depending on the credit status of the "Jon".
What they do after is pick one day to make all the purchases and then burn the evidence after and "ghost".
But this is just an a$$hole brother committing a high felony crime. Now he's the same criminal as them.
SoFi, what are you doing, are you helping criminals, is that your business model?
So Sugi didn’t take his wallet on the family trip? That doesn’t make sense….. it seems like a lie.
Ahhhh, the brother 😅 😳
Can't even trust family
lol it was him
This would be a great script for a movie. It could be about murder, money, you name it. It has all the twists & turns.
wow this is insane
Sofi was the target, this guy is collateral damage, and wouldn’t be surprised if the hacker was in the employment of someone who was shorting the stock.
Let’s not be so naive - the brothers were in on it together…
They thought just because a news agency would be on their side that the bank would fold and give in 🤣😂🤣😂🤣😂
Awful credit companies awful banks thats a hacker thats called failed system and failed security from the credit companies and banks
He did that shit idgaf
SoFi wanted their money back and rhey don't care where they get it from.
this could have been a 5 minute video but you guys are spinning the mysterious hacker story first wasting time. just tell the truth from the start
This is Triad bank stuff.
This is an election year. Something like this is the perfect time to go to your officials looking for re-election. Because if they can more or less solve this and it’s under their name. It boosts their chances and possibly gets a voter who will vote with them.
Where is the “beekeeper” ?
Contact the Consumer Financial Protection Bureau
Shameful, closing Sofi account now. AI is crazy.
When you watch till the end, you realized it was not bank's fault 100%. Sugi let his brother who looks like him use his credit card, stay at his house, use his personal computer. How is Sofi or any bank suppose to protect identify theft against this type of situation. Sugi should have taken more precaution. Letting someone, including a family member access personal computer, ID, credit card from his house - is too much risk Sugi was bringing upon himself. To blame this on Sofi or any bank is fair? How can a bank do more then verify ID, by driver's licence, live video, and all the personal details Sugi's brother knew. Also letting him access his personal computer from Sugi's house, in addition to all the access to IDs. Sugi exposed himself to a high level risk than he should have.
The backgroud music or beat, is very annouing :(
Sofi bank? Will how else would you expect them to pay for that extremely expensive stadium that they built in Southern California😂
Scary
You can't feed me!
You never know what a person is capable of doing…even the ones you love. Hell, Especially the ones you love. Then again, maybe they’re both scamming. Either way, SoCal was, is just wrong.
Sounds like a Kamala Harris bank.
Wow
Bank cares about 1 thing
yes, to be solvent
Get into credit unions.
Title loan companies are good too
Well now ik not to use sofi
im sorry sugi
Boycott Sofi bank..
leonardo dicaprio is back 🤣
It was probably done by an online bank that is competing against sofi.
CALL PEROGI
.
Horseshit. Let see where they are in 5 years. Offshore crypto market