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Cost of Living in The Villages Florida 2024 👍 TRUE Cost vs ESTIMATED Cost (Taxes & The Bond)
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- Опубликовано: 26 июн 2024
- What is the True Cost of Living in The Villages Florida? We share our actual first 6 month costs vs. The Villages Florida Pricing & Cost of Living Spreadsheet Estimates (Monthly Amenity Fee, Average Trash, Water, Sewer, Irrigation, Gas, Electric, Insurance, Taxes and the CDD - Development District Assessment - THE BOND). We bought a new Patio Villa (Emerald Model) after our Lifestyle Visit to The Villages in late 2023. Help us get to 10,000 Subscribers! Subscribe and join us on our The Villages Experience! Smash the Thumbs Up 👍 Leave a Comment and Share this video to help our channel grow.
How Expensive is The Villages Florida in 2024? (Our 6 Month Costs) Taxes, Insurance & THE BOND!
Thanks!
Michael & Tiffany
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Hi guys from Sydney Australia love all your videos. 🦘🐨
Yes, we made sure to file for our Homestead Exemption before the deadline this year. Thanks!
Hello Judy! Thanks so much! Glad you are enjoying our videos. Great to hear from you in the Land Down Under. We would ❤️ to visit Sydney someday! Cheers!
Taxes will never go down. Only up no matter where you live.
Use efficient, quiet fans throughout your home. Makes a huge difference in electricity costs even here in Ohio.
Great video! My taxes went from 2200 when I bought it to 6100. It’s a small 1200 sf townhouse. So upsetting.
Thank you for sharing these numbers. Based on this, the Veranda that we like so much would be nearly $2000/month for just those items listed on the sheet, assuming we tack 40% onto The Villages estimate. That is good to know. these are important considerations.
Thank you so much guys this really clarifies what you’re getting into. Keep up the good work you were helping a lot of people.
Thank you for your transparency and willingness to share. I built out our budget so we know what to expect when we get down there, and now I know a few tweaks to make - fortunately in our favor!
My electricity bill for last month was $1,100. I do have a 6 bedroom house with a unit upstairs and another downstairs. We have 8 family members living in the house. When we become empty, nesters a 2 bedroom home sounds amazing! Thank for all you great information
Mine was $2100. I have a 3500 sq ft house I moved into 7 mos ago so this was a shock. Last month was $973. Going to be getting solar and have one of the two AC units replaced
WOW, That is crazy! We live in WA state so our electricity goes a lot lower since the temps don't go extreme. I can't even imagine a bill that high.
$275 last month / 1.1k SF bungalow. It seems HIGH to me, but Florida. 🔥🌞
Excellent video as always… Thanks for sharing the real cost of living at the Villages. Will be arriving on Thursday for our 7-day Lifestyle visit, hope to see you and your wife.
We are considering The Villages, and can’t wait to come visit. This expense breakdown is so helpful, THANK YOU.
Michael and Tiffany, keep posting your You Tube, I like to see your actual costs for your two bed two bath villa in the TV! That would be enough for me and my wife in our 70's!
Thanks for ALL the great information you guys give all the Villages dreamers out there!
Absolutely! Our pleasure! Glad you enjoyed it and glad it was helpful! Have an awesome weekend!
Thanks for sharing!! I do love Florida but worry about home owners insurance cost!
Great comparison. Easily understood and well presented. Thanks so much - really appreciate your time pulling this together. 👍👏🏼
Awesomeness! Glad it was helpful! Thanks so much!
First time seeing your channel. Really enjoy you two. I hope things stay as affordable for you as they are now.
Thanks for the great content! Enjoy watching and learning something new about TV. Looking forward to our move there. 🎉
Our pleasure! Glad you are enjoying our channel. Good luck with your move to TV! Keep us updated! Thanks!
Glad you got a dehumidifier! The part of Texas I'm in is hotter and more humid than TV and the dehumidifier helps so much!
Absolutely a wonderful show packed with needed information ❤from a Indiana girl living on the Virginia Tennessee line
Stumbled on your new channel today, I watched your RVing channel and wondered what happened to you. As a Floridian it’s nice to hear about your experience in the Villages
Thank you for your videos! We have been watching since you started as we had just started looking at TV. We headed there for a life style visit late June to consider TV next year. But as best laid plans go ours went out the window! So we did a thing and my husband took a big gulp of the kool-aid and now we will be back late July to meet with the designers on our plans for a home in Shady Brook! Excited but I’m a bit panicked - moving to a new place with no friends/family is a huge thing for me so I really appreciate all the info you are sharing. Plus with the change in the timeline there are many things that need to be to be addressed - like I don’t retire until next year and selling our home here! But we are obsessive so will be watching your updates as soon as you release them! Thanks for the tips and the help!
Absolutely! Our pleasure! Congratulations on your new home in Shady Brook! Good luck with the build and move to TV! Keep us updated on your progress. Thanks!
Thank you. Looking forward to moving there.. Hope to meet you guys in September when we come for lifestyle visit..
Excellent job getting real with the numbers. It's good to know where we stand with money when we hopefully move there in a couple of years. I would love to see a quarterly update, too. Have a wonderful weekend!
Thanks so much! Glad it was helpful. Will do a quarterly update going forward and an annual update at the end of each year. 👍 Hope you have an awesome weekend!
`Awesome Video!! We were curious about their estimated costs so its nice to know actual. Fingers crossed we will be there next year.
Always an eye opener for us as we live here all year long in Sumter County in a small designer home!! We too live in a budget (hello retirement) and do a lot of cooking at home to save money going out to eat😄😉But we definitely love it here & find it is worth every dime we spend here for the value we receive💯Thanks for keeping it real Tiffany & Michael 👏👏👏
Thanks for sharing!! Glad to hear we are not the only ones who cooks and eats the majority of our meals at home. Please say hello and introduce yourself if you see us out and about here at TV! Have an awesome weekend!
Penny we don’t live in TV but rented last October. Coming from Delaware we thought store prices were the same but we couldn’t afford to eat out all the time. Thought long and hard, budget etc. about a permanent move but are now staying in Delaware and rent in TV again.
We're going to try to have 2 restaurant meals per week worked into our retirement budget. We ate out a lot when we visited TV a few months back and we really enjoyed the variety of restaurants there. Of course, we won't be able to eat out every day like we did on our vacation. We were really impressed by how much there is to do in TV and I can totally see why you love living there!
So glad to see Tiffany AND you too Michael❤
Awww… Thank you so much! Have an awesome weekend!
Very informative vlog! Thanks for sharing 😀
Our pleasure! Glad it was helpful! Thanks!
Great video Thanks !
Great video. Loved the analytics!
Thank you so much for all the hard work and sharing your budgets
Absolutely! Our pleasure! Hope you have an awesome weekend! Thanks!
Great video guys. Keep up the good work.
Thanks so much! Will do! Glad you enjoyed it!
Thank you for sharing. This has been very helpful.
Absolutely! Glad it was helpful! Thanks!
We want to be as informed as possible going into our Lifestyle Visit, and this video gave us a realistic idea of what we might be spending when we move. Especially with us coming down from Charlotte, it was a helpful comparison. Thank you!
So glad it was helpful! Looking forward to having more folks from the Queen City join us here at TV. Keep us updated! Thanks!
Great information. I didn't know about the irrigation not being included. I will definitely be on a budget when I move there so this is good to know. And I look forward to seeing the cost spreadsheet you are working on.
Glad it was helpful! Will share that spreadsheet next week. Have an awesome weekend!
Love the detail!
We are at about $8k annual taxes in NH just a 3 bdrm home on an acre. Your taxes look like heaven as well as electric bill!
Glad it was helpful! Thanks for sharing your info.
Depends on what county you are in here. TV covers 3 counties. Marion County even with no bond can be 5,000 on a 25 yr old house
Thanks. Spent the past few days with our Villages realtor looking in Shady Brook. Hope to build and be there before the end of the year.
That’s awesome! Glad the video was helpful. Good luck with your build! Keep us updated! Thanks!
Hi and happy weekend! This video is super helpful...thank you!!! I signed up for the website and link to your spreadsheet but have not received it yet. Can you please let me know how to access again. Have a great day!
Like your energy! Great couple
Doing my lifestyle visit in July. Thanks for doing this video. It is very informative information before I decide to buy. Really looking forward to it.
Awesomeness! Have fun on your upcoming lifestyle visit! Glad the video was helpful! Keep us updated. Thanks!
Same here! Going there on the 16th
Extremely informative thank you
Glad it was helpful! Thanks!
Enjoy your channel & appreciate your insights. Fingers crossed I may be moving to The Villages summer of next year. Regarding the nightly entertainment at the Town Squares, I don't believe The Villages' monthly amenity fees cover that. The stores, restaurants & a tourism grant from Sumter County pay for the nightly entertainment. Access to the Town Squares' stores, restaurants & entertainment is available to both Village residents & non-residents.
Many thanks! Very helpful and looking forward to the 12 month financial review!!! :-)
Absolutely! Our pleasure! Glad it was helpful. Thanks!
Love this video! Love your channel! One day hopefully we will meet!
Thanks so much! We hope so too! Say hello if you see us out and about. Thanks!
Thanks for a great video and for doing the figures and percentages! I
Seems very reasonable for what residents get.
This is very helpful, thanks so much.
Glad it was helpful! Thanks!
Thank you so much for this video and all the videos you and Tiffany have made. My husband and I hope to move there in a couple of years and your video gives us an insight of the financial aspect we will need to make an informed decision. So far it looks like it will be cheaper for us to move to TV. Currently we live in League City Texas.
We are so glad you are enjoying our videos! Hopefully we will see y’all here at TV someday! Thanks!
Thank you for this video. We are closing in Mulch Creek July 9 for us we’re figuring maybe another three or 400 a month probably won’t be that but for us coming from New York it’s still very very affordable.!!😀
Absolutely! Our pleasure! Glad it was helpful. Congratulations on your new home! Welcome to The Villages! Good luck with your move! Have fun on your closing day experience! Keep us posted! Thanks!
Wow I have missed seeing you all.....if you remember I started watching you when you got your RV...❤
Great info tks for sharing. Northeast here, summers get humid hot. Our electric bill soared due to a dehumidifier in basement. Also Would love to hear from Snowbirds what they do to mitigate humidity in house to keep mold free while away so many months.,
Good jobs Guys, thank you..
Our pleasure! Glad you enjoyed it! Thanks!
Thanks for being honest
Not too far away in Tavares. Water is pricey irrigation and regular total average $310/month. Lawn service $180/month. Electric for 5/4 3400 $325/month Pest control amd lawn fertilizer are also another expenses. Best wishes!! I absolutely love the Fiesta restaurant in your area!
Thank you for the interesting information! Who pays for the common areas maintenance? Landscaping and such ... TIA
Very useful information, especially for those who want to purchase new construction. $30K for a bond on a new patio villa near Eastport...yikes. If I do buy in The Villages next year, it would probably be preowned north of Lake Sumter Landing. No bond or low bond balance.
Our bond on patio villa is 18,000 in Hawkins. It goes up the further South you go. We are just barely S of 44.
We bought a NO BOND Villages 3/2 in the Alhambra Villages...near The Savannah Recreation center. We are ON A 1/3 OF AN ACRE!! BUNNIES owls...Red Cardinals...deer. our gas bill is 40 month
Electric bill is 140. Mon
NO BONDS
HOMEOWNERS INSURANCE IS 850. YEAR.
NO INCOME TAXES OR TAXES ON YOUR SS OR RETIREMENT IN FLORIDA. 36% SAVINGS FROM OUR PREVIOUS RESIDENCE
OREGON
good afternoon. nice to see that all worked out well for you. we initially talked after we made a purchase in montgomerey... best wishes
Hello! At Marlin Ingram? Wow! That was along time ago. Hope you are doing well. Thanks!
Thank you, very helpful!
You're welcome! Glad it was helpful! Thanks!
I would like to see Tiffany's sheet from you two, and of course the Florida Insurance costs are crazy!
Hello TVE we are doing our lifestyle visit this September and have been watching your videos. Please keep them coming very informative! We are trying to get a budget together and your spreadsheet would really help out. Would you be willing to share it?
Good information. Just FYI, when you have been here for one year, you can ask the utility company to change to budget billing. The price is averaged so each month is the same. That way it is easier to budget.
Glad you enjoyed it! Thanks for the information. Will check when we hit the one year mark.
I’m really considering moving to the villages in 3 years when my husband and I are debt free. Thank you for the very detailed information I’m analytical and this helps to ease my mind.
Awesome! Glad it was helpful! Thanks!
Great video. You might want to consider installing a "smart" irrigation controller like the Rachio 3: 8 Zone Smart Sprinkler Controller. It will connect to the Internet and adjust the amount of sprinkler run time based on local weather/rain.
Great idea! Thanks for the tip!
Off topic - but I love Tiffany's blouse! It's such a pretty color on her! I'd love to know where you found it.
You could add Solar Gain Film to your windows to help drop your AC electric cost. I have it on my windows and it really helps.
Congratulations on 1 million views! 🎉 You can tell you both put a lot of work and care into these videos. Thank you for sharing.
Thank you so much!!! 👍 Glad you are enjoying our videos! Have an awesome weekend!
We love you guys !!! Your energy ❤️❤️
Awww… 😊☺️ Thank you so much! ❤️
This spreadsheet is awesome!
Wondering how it’s working out to be in a patio villa with both of you working from home? Think you mentioned you have your 2nd bedroom as a hybrid office/guest. We’re in the trying to figure out how much space we need in this still working phase. Thanks for your insights!
Thanks for the information…hoping to buy there soon …we are from lake Norman 😊
Our pleasure! We ❤️ Lake Norman! It’s always great to hear from folks in the Charlotte area. Good luck on your home purchase here in TV! Keep us posted!
Great video! Any thoughts on paying off your house and would that be beneficial overall?
Thanks for the info. On your next update, mention the weather……storms, floods, hurricanes etc.
Thanks for your 6 month update.
I’ve been trying to figure out what my budget would be. Was looking for a budget to see the cost to just run a house excluding the mortgage. Looking forward to you doing your one year update.
Glad it was helpful! Thanks!
@@MichaelTiffanyTVE thank you for all the helpful information.
Wow, we keep our home in the summer at 76 degrees and in the winter at 67 degrees…. Saves some money… You got a deal with the homeowner insurance for sure! HOA fees also!
Like the breakdown of monthly expenses. Great info. Just curious, what percentage of residents are full time in TV and is there a difference using a gas stove vs. electric. Love your channel and thanks for all the info you and Tiffany provide.
Thanks so much! Glad it was helpful and that you are enjoying our channel. Will do our best to try and figure out what percentage live here year round vs just during the winter. Yes, big difference in cooking on gas vs electric or induction. Took us a little while to adapt to cooking on a a gas stove. We ❤️ it!
Good job on video. We have a designer home in the northern section of TV and it is located in Marion County. Our amenity fee is $205 now, we bought in March 2023. Our water bill for June was $45, sewer $46. I ran my water a lot in May/June because we had no rain. Our electric bill is based on a cold house, a pool, pool heater, electric car and electric golf cart and the bill has been no more than $185 per month. Our gas bill has average about $42 per month. Our insurance went up to $2,500 per year.
I’ve had a home in Florida for the past 35 years and found that living in TV is about the same or even a little less than other places I’ve lived in Florida. Personally I think it’s a great deal to live in TV.
Thanks so much! Glad you enjoyed it! Thanks also for sharing your monthly costs with us and everyone. Very helpful! Who is your electric company in Marion County (we use Duke Energy)? What is your average kWh per month and cost per kWh? Have an awesome weekend!
SECO Energy. A not-for-profit electric cooperative. 0.1121 per kWh
Hmm just built a house overseas for $64,000, 3 br 2 ba., property tax $100/yr, Homeowners insurance $200/yr (includes fire, earthquake, flood, wind, theft, liability). A walk to the beach. Water bill $2 last month, Drinking water $4, electric $39
@@patland1762 nice, our expenses are a little higher, home 80k, elec.€120, waster and garbage €22 home insurance €151 in central portugal about an hour to the ocean, 5 minutes to the river beach, and a walk to any window in the house for a beautiful Mountain View. Now groceries about 40-45% less than US but everything is fresh. Farmers markets once a week with fresh inexpensive produce. Our cost of living including a few day trips a month runs about €1,100/month including home and car insurance and all taxes pro rated to a monthly rate. Life is great with no crazy political tensions.
Where?
@@patland1762 where?
locale?
@@patland1762 where is this place you built?
Great video. On the spreadsheet setup tab - what is the starting balance? Cash on hand? Budget Amount for year? Price of home? Bal of mortgage? Etc?
Hey Michael, my wife and I love your channel. We've been watching from the beginning. We are in The Villages for the week of the 4th. Any suggestions on where to celebrate July 4th while we are here?
So it’s basically $1500 dollars added to your mortgage payment? How much is the flood insurance? That would eat up my retirement
They probably need to update those costs for 2024 and allow for higher cost of living rates. Thanks for a great video
Absolutely agree! Glad you enjoyed it! Thanks!
Virtually all homeowner's insurance is billed annually. If you have a mortgage, it's usually part of your mortgage payment.
New subscriber I really enjoyed your video! We currently live in North Fort Worth and I preface that because it's one of the higher areas of Fort Worth, TX. The further South you go the lower the house cost and taxes are even though we are still in the same county. Our home is about 2k square foot and here in Texas we have had some hot hot weather. Our highest electric bill has been just under $150 and that was from June when we had many days 105 and over. Do you have any regrets or anything you would do differently in moving to The villages? How does the "Lifestyle Visit" work? Thank you in advance!
Yay - the video I've been waiting for! Thanks, guys!
VERY helpful for budgeting. We missed you lately, Tiffany!
Awesomeness! Glad it was helpful! We will be sharing our total Budget Tracker Spreadsheet in our Newsletter (and maybe an update video) next week. Tiffany says hello! Have an awesome weekend! Thanks!
I enjoy listening to your experience in the villages
Have you made many friends ?
How is your son doing.
Now that he has graduated?
Do they give you a bill that actual shows how many gallions of Potable water you ca drink? Do you have a seperate meter on your exterior sprinklers for the lawn that show ho many gallions per reading you used? Do they charge you a mandatory service charge for water/ sewer/ sprinkler water wether you use them or not?
Utility costs are something you can influence based on your personal usage. You keep your home cold, and that's your choice. The next person may think anything below 80 is freezing. Some folks bathe twice a day, luxurating on long showers. Others not so much. Especially those that use the shower at the clubhouse after swimming.
Thank you both for the details! Really helps… The square footage in the various home types shows a lot of overlap…. Yup, compared to here in California, a lot of the TV prices are soooo low. 😅
I cannot believe that when I watched your 1 month living expenses video and highly anticipated this 6 month update that we would be living in the Villages ourselves! It's been less than 1 month for us. Thanks in part to you both, it really helped us make that decision. Anyway, I have a question regarding the dehumidifier - did you get a room model or is it an addition to your A/C unit? We can tell the house is feeling humid, and need to get one. Thanks for your very informative and fun videos alike! 😊😊🌴🌴
That is so awesome! Congratulations on your upcoming 1 month anniversary here at TV! So glad you are enjoying our videos and find them helpful. We bought our dehumidifier from Costco online (link below). Have an awesome weekend! Thanks!
www.costco.com/midea-smart-50-pint-dehumidifier-with-built-in-pump.product.4000234426.html
Does your home have s mart thermonstatbthat list the humidity on it?
That amenity fee is a bargain. It's definitely a huge part of the attraction of The Villages for us and, I know, many others. I just can't get over the variety of things there are to do there. I can't wait to retire there!
Very informative. I would love a copy of your tracker. Thank you 🙏🎉
Glad you enjoyed it! Sign up for our Free Newsletter on our website for a copy of the budget tracker. Thanks!
Congrats on your Subscribers , Michael and Tiffany !!!
It would be nice if you could Link the papers on RUclips for those to see it.
Our HOA fee $110.00 per year !!! Our subdivision it's NOT big like The Villages.
I conserve as much as possible , where I don't plug in everything into the socket ( exclude appliances in the house )
Our thermostat says at 74 degrees. I don't use dishwash alot , I'll wash it by hand. I keep the lights off and open up the drapes.
If I can save $$$$ , I'll do it .
Thanks so much!! There are a lot of links in the description including the TV estimated costs sheet (towards the bottom). Will be sharing a lot more info and useful links when we launch our New website next week. Stay tuned!
@@MichaelTiffanyTVE I'm your number one fan from the beginning .
I'm in a designer home with a small yard - approx 10' all the way around and a bit more in front - but my irrigation runs me at least $50 monthly - I have no idea why they neglect to mention that - and if you have a big yard WOW! But boy you keep it cold, my gas& electric for the past year has not gone over $200 monthly (and I blame that because dh discovered baking).
A couple things I wanted to note. I noticed on the new price comparison sheet, the cottage villas and courtyard villas have switched places. They based that order on price and size. My sheet notes that the size is climate controlled square footage where the new sheet not only doesn't say that but the listed sizes clearly include the garage. The tax rates have a note that is based on the average sales price WITH homestead exemption. You can only get that if this is your primary home. We have a pre-owned 1206 sq ft courtyard villa with a 1.5 car garage in Sumter Co. Our trash bill is $22.54. Sumter fire is $125 a year currently. They're talking about more than doubling it but cutting the tax rate to compensate. This is being sold as ending TV subsidizing the rest of the county in fire. We have only had our home for 3 months, and we're part time, so it'll be interesting to see what our costs are over the rest of the year.
Great info! Thanks so much for sharing! Keep us updated on your long term costs and monthly averages. Have an awesome weekend!
Insurance is going up everywhere and is not controlled by TV. I think TV needs to rethink the combined electric/gas cost 😂. The $90 combined cost is way out of line. I really appreciate your videos, especially this one. We hope to move to TV as early as late next year.
Absolutely! Hopefully we will all get a much needed break on insurance costs at some point. Glad you are enjoying our videos and that they are helpful! Good luck with your move to TV next year! Keep us updated! Thanks!
Beautiful back drop! ❤
Would love your spreadsheet!
We bought in June settled in September our amenities fee is $189.00
Very nice paining / print
Thank you so much!
Gas was not bad since you have furnace heat, clothes dryer, kitchen stove, instant hot water heater and maybe a grill outside! Not bad costs! come live the winter in Northern Ohio!
I am a 100% service connected, permanent and totally disabled veteran. Alabama waives my property taxes. Is that possible in the Villages or Florida. What about flood insurance?
$1065 PLUS house payment and other fees? Do I need to be a millionaire to live there? Would a single woman who has a service dog, fit in?
I live in Alabama. I do not have a house payment. Electric is $156/month, a/c at 68F all year. $28/month for gas. $49/month internet. $120/month lawn care. My HOA fee is $180/month for upkeep of common areas. This is a small gated community with zero amenities. Just homes. $150/month grooming for service dog, who needs a long walk each day. He will also need a fenced yard. Auto, home, umbrella, carrier and flood insurance is $2800/year. I have no need of a golf cart, since I navigate the world in a power chair. My adapted van will not fit in an 8 foot garage door, so driveway parking is a must. I also need ramps for doors and outdoor curbs.
I am active, but I get the feeling the Villages is like a neighborhood cruise ship, and I’m not a cruise ship kind of woman. I’m the nerdy librarian type. I’m quite happy writing my books and reading scientific journals.
I too am an empty nester. College all paid for. Now it is time for me to do the things my military career and motherhood didn’t allow. 🎉
@@jobellecollie7139 FL waives property tax for 100% veterans as well. The Villages is not near the coast, I wouldn’t think flood insurance would be required.