Best Budgeting App // Simplifi vs Monarch Money review

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  • Опубликовано: 23 ноя 2024

Комментарии • 55

  • @BrittanyFlammer
    @BrittanyFlammer  9 месяцев назад +1

    Try Simplifi: bit.ly/48zTHdE
    Try Monarch: bit.ly/4e8oFfv
    Monarch Money 101: www.brittanyflammer.com/courses/monarchmoney101
    *use code RUclips for a huge discount*

    • @estebanpabon
      @estebanpabon 9 месяцев назад

      the link for monarch is not working. thanks!

    • @BrittanyFlammer
      @BrittanyFlammer  9 месяцев назад +1

      They have updated it. Here's a new one: bit.ly/48nhg8L

    • @laurenottinot877
      @laurenottinot877 7 месяцев назад

      The link for Simplifi isnt working. Thanks!

    • @BrittanyFlammer
      @BrittanyFlammer  7 месяцев назад

      I just checked and it looks like the link is working on my end. The Monarch Money link had expired, but I've updated it now. Here they are:
      Try Quicken: bit.ly/48zTHdE
      Try Monarch Money: bit.ly/48nhg8L
      Quicken doesn't offer a free trial - just a 30 day money back guarantee. If you want to try it, I suggest setting a reminder in your calendar for 28 days to cancel if you decide you don't want it.

    • @BrittanyFlammer
      @BrittanyFlammer  7 месяцев назад

      @@laurenottinot877 Sorry - I just saw this. I don't always see comments if they are in reply to another comment. I just checked and it looks like the link is working. Simplifi doesn't have a free trial, but they will give you your money back if you request it within 30 days. I tried this out and they responded very quickly to me and refunded me my money without asking any questions.

  • @aztoothfairy
    @aztoothfairy 7 месяцев назад +5

    Thank you. This was exactly what I needed. You're very good at this

  • @jessikarouse2894
    @jessikarouse2894 7 месяцев назад +1

    Thanks for the extended trial for Monarch. I’m giving it a try!

  • @rockyru
    @rockyru 8 месяцев назад +2

    Thank you! Very helpful to hear your comparison of the two. It is hard to decide...

    • @BrittanyFlammer
      @BrittanyFlammer  8 месяцев назад

      I know...the best way is to test it out. You could try Monarch's free trail to get a feel for it. quicken doesn't offer the free trial, but will give you a refund during the first 30 days if you request it.

  • @nicholaspeterson1463
    @nicholaspeterson1463 8 месяцев назад +5

    Thanks this is much needed after Mint (unfortunately) got the axe.

  • @MrChiluby
    @MrChiluby 7 месяцев назад +1

    Excellent video! Best one on the subject I've seen 😁 thank you!

  • @smorehead2472
    @smorehead2472 9 месяцев назад +12

    The deal breaker for me was quicken didn't offer rollover budgets. How do you budget without rolling over especially with variable categories?

    • @BrittanyFlammer
      @BrittanyFlammer  9 месяцев назад +2

      Apparently quicken Classic does do rollovers, but not Simplifi.
      I’d you search their help section, they recommend doing a custom income, but it sounds way too complicated.
      Another option is to use sinking funds and transfer the money over to another account.

    • @jimmorton1111
      @jimmorton1111 8 месяцев назад +4

      Thank you for letting us know? Rollover feature is very important to me too. I haven't trialed Simplifi, but I noticed Monarch appears to let you setup different budget amounts for different months, which is a huge plus for me where I don't always pay for some things every month (e.g., tax prep). I think this will help users like me manage cash flow better.

    • @jmcdhome
      @jmcdhome 8 месяцев назад +1

      I'd like to see you compare monarch with quicken classic

    • @howtosnatch
      @howtosnatch 8 месяцев назад

      Zero-based budgeting brah

    • @camcommute
      @camcommute 7 месяцев назад

      ​@@jmcdhomethere is roll over. the have a check box

  • @jaymandelker6632
    @jaymandelker6632 7 месяцев назад

    I'm looking to change from Mint and must keep track of deductible expenses and looking for most practical way. Thank you for being concisend quick rather than useless banter.

  • @LL-bl8hd
    @LL-bl8hd 6 месяцев назад +1

    Thanks for the review. Any thoughts on Monarch vs Quicken Classic?

    • @BrittanyFlammer
      @BrittanyFlammer  6 месяцев назад +1

      Both good options. Just depends on what you want. Quicken has less features, but does all the basic stuff. Monarch has a little bit better customization.

  • @camcommute
    @camcommute 7 месяцев назад +1

    i tried them both and quicken was the better. monarch was reporting incorrect balance for me

    • @BrittanyFlammer
      @BrittanyFlammer  7 месяцев назад +1

      Thanks for sharing. I love people's opinion with their actual experience1

  • @Rosebush-123
    @Rosebush-123 Месяц назад

    Hi do you know if these apps or any you have knowledge of allow you to set up automatic account allocations based on percentages you want to be transferred into various accounts?

    • @BrittanyFlammer
      @BrittanyFlammer  Месяц назад

      Hmmm...Several let you view your %, but I can't think of one that lets you allocate based on %. There could be one out there, but I'm not familiar with one. If you find one, I'd love to know.

  • @gifty601
    @gifty601 8 месяцев назад

    Could you do a review or tutorial on the Beyond Budget app? It has a steep learning curve and I’m having a hard time. HELP😢

    • @BrittanyFlammer
      @BrittanyFlammer  8 месяцев назад

      I haven't ever used the Beyond Budgeting app. I'll have to look into it.

  • @danielcleary1072
    @danielcleary1072 6 месяцев назад

    How is Quicken with rolling over income to the next month? I get two pay checks right at the end of the month. Most of those go towards expenses in the next month.

    • @BrittanyFlammer
      @BrittanyFlammer  6 месяцев назад

      You can rollover money to the next month. You can change the dates of your income so it would count for the next month.

  • @samuell2832
    @samuell2832 6 месяцев назад

    The 30day monarch trial link doesn't work.. is that for US only?

    • @BrittanyFlammer
      @BrittanyFlammer  6 месяцев назад

      Monarch works with banks in the US and Canada. It might be able to link to bank accounts outside the US, but it will all be in $. The extended trial isn't specified to the US that I know of. However, they have changed my link a few times. Here it is to try again: bit.ly/48nhg8L. I just tested it out and it's valid. So, if you're outside the US and it's not working let me know.

  • @getbacktothebarre-ambergen7399
    @getbacktothebarre-ambergen7399 9 месяцев назад +1

    Does Monarch have a watchlist equivalent?

    • @BrittanyFlammer
      @BrittanyFlammer  9 месяцев назад

      Not really, but you can reorganize your dashboard so you see the budget first thing. Inside the budget you can easily see how much you’ve spent and how much is left in each category.

    • @anniemilakovic7683
      @anniemilakovic7683 8 месяцев назад +1

      I still don’t understand when you might want a watchlist item- what’s your use case?

    • @BrittanyFlammer
      @BrittanyFlammer  8 месяцев назад

      @@anniemilakovic7683 It just makes it easier to keep an eye on a 'problem' category. You could view it by opening up and looking at your budget, this just keeps it front and center.

  • @WoutervanTiel
    @WoutervanTiel 3 месяца назад

    Simplifi is way too weird on how they present their spending plan, firstly just call it a budget and don't split it out in three very illogical sections. just one section with income and one with expenses that you can categorize at will, then you can see everything clearly. Right now it is one muddy mess. Monarch simply charges too much. Who is going to pay $100 EVERY year for the rest of your life to manage your finances? I bought quicken back in 1983 for $29 as a one time fee. I should have kept my 1983 PC to keep running it. It worked very well.

    • @BrittanyFlammer
      @BrittanyFlammer  3 месяца назад

      I HATE the subscription plans. I miss the days of paying for something once up front. I agree - quicken isn't intuitive for me, although I know some people like it more. I do love a lot of the features of monarch, but agree $100 is a lot. Unfortunately, that seems to be the going rate for lots of the budgeting apps. I can't bring myself to pay, which is why I keep going back to my spreadsheet because it's free. :D

  • @yitedvideoeditor
    @yitedvideoeditor 9 месяцев назад +1

    Hey
    RUclips recommended one of your videos, and I must say, you post awesome stuff. I love it, and I want to see you on top!
    BTW I was wondering if you need a video editor.
    I'm Mohan, a professional video editor with 3.5 years of experience in creating engaging and high-quality videos for RUclips.
    If not, please reply with "NO" and I will remove you from my follow-up list.
    Keep creating amazing content!
    Best regards, Mohan

    • @BrittanyFlammer
      @BrittanyFlammer  9 месяцев назад +2

      Thanks! I have been testing out video editors, but haven’t found a good fit. I’ve decided to keep doing my own editing for now, but am looking for someone to do thumbnails.

    • @yitedvideoeditor
      @yitedvideoeditor 9 месяцев назад +1

      @@BrittanyFlammer Thanks BrittanyFlammer for replying.
      BTW, if you have free time, you can check out our video editing portfolio.
      And yes, I can provide thumbnail service.
      If you want, I can create and send a sample thumbnail for your youtube video.

  • @yitedvideoeditor
    @yitedvideoeditor 9 месяцев назад +1