Medicare Supplement Plan D Explained

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  • Опубликовано: 15 сен 2024
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Комментарии • 64

  • @frankrothiz4u
    @frankrothiz4u 10 месяцев назад +14

    Your teaching style is so clear, so plain spoken thus so effective ! Best wishes for your continued success.

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад

      Wow, thank you so much!

    • @frankrothiz4u
      @frankrothiz4u 10 месяцев назад

      @@AbtInsuranceAgency You're welcome.

    • @frankrothiz4u
      @frankrothiz4u 10 месяцев назад

      @@TK-cl1jm Your speculative fact less opinion is just that.

    • @frankrothiz4u
      @frankrothiz4u 10 месяцев назад

      @@TK-cl1jm Friend your perceptions are as off as you are, take a break

  • @stevenmyers3647
    @stevenmyers3647 10 месяцев назад +4

    Thank you so much for this video; it is exactly what I was looking for. I live in one of the 8 states that prohibit excess charges (PA), so I wasn’t concerned with that. But I am concerned with the cost and availability of the plan and your video here cleared that up. Plan D will cost more than plan N and G, and they are both much more available. I am on Medicare part A and not part B because my wife still works and has great insurance that covers me as well. She wants to work a few more years so I don’t need any other insurance right now. But I do want to remain informed on all the Medicare info and updates for when that time comes. I love watching your videos and will continue to do so. Once again, thank you so much.

  • @DillyDahlia
    @DillyDahlia 10 месяцев назад +3

    My husband is turning 65 in 2024, so we’ve been watching a ton of RUclips videos on Medicare and the various supplement plans. So far yours are the easiest to understand as you have a clear, calm delivery. Another RUclipsr says that “many” cancer doctors charge the 15% excess charge, which seems like a scare tactic. Another said that most of the ones who do charge the 15% are psychiatrists and podiatrists. Is there a really tendency of certain specialties to charge the 15%? Thank you so much.

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад +1

      You’re right - that first excess charge statistic is not founded and is absolutely a scare tactic. And yes, most of the excess charges are coming from psychiatrists and podiatrists! So glad you are finding my videos helpful! 😊

  • @thomasmeriwether8690
    @thomasmeriwether8690 9 месяцев назад +1

    I have had Medicare supplement plan d for the last 15 years. have not had one excess charge. Plan D has been great.

  • @MrMarkar1959
    @MrMarkar1959 10 месяцев назад +2

    Subscribed🙏🏼 i agree this explanation was easier to digest👍🏼 i've crossed paths with nice Doctors with hidden charges,,after they billed me for not doing anything just asking,,"how ya doing?"

  • @frankbrown2121
    @frankbrown2121 10 месяцев назад +2

    Thank you so much for all your help, you are allways my go to girl on all my medicare questions.

  • @JD-tn5tb
    @JD-tn5tb 10 месяцев назад +1

    I'm very excited that you are in Austin and can explain Medicare. I'm in central Tx and will look you up b/4 I sign up for Medicare.

  • @km-bo3zx
    @km-bo3zx 10 месяцев назад +4

    Only 3 Plan D’s offered in NH, starting at around $175 for a 65 year old.

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад +2

      Sounds right - very limited, and pretty expensive.

    • @slightlynative
      @slightlynative 10 месяцев назад

      Reach out to WellCare (I am a licensed agent with them). CMS doesn’t allow me to speak in absolutes, but the PDPs seem to be available nationwide with WC

  • @kenpoulin6672
    @kenpoulin6672 10 месяцев назад +3

    Thank you thank you from NH and have been wandering about this

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад

      You are welcome - hopefully it answered some of your questions!

  • @sherrycanada892
    @sherrycanada892 10 месяцев назад +2

    Wow, I never heard of Plan D. Previously had supplement G. Switched to an advantage plan in 2023. Now trying to figure what to do for 2024.

  • @davidkirby9438
    @davidkirby9438 10 месяцев назад +2

    thank you we Appreciate you!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  • @mikelyons70
    @mikelyons70 28 дней назад +1

    Thank You

  • @chjackson11
    @chjackson11 10 месяцев назад +3

    I’m trying to figure out if I should keep with my Medicare Advantage plan or switch to regular Medicare plus the supplements you are speaking of. What are the pros and cons?

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад +2

      There are many, depending on your situation. Call us at 888-465-9728

  • @annefrigo9511
    @annefrigo9511 10 месяцев назад

    I’ve learned a great deal from your videos. I saw on your website that you do not accept clients from Wisconsin. Do you anticipate a change to this in the future?

  • @jamescenters1179
    @jamescenters1179 9 месяцев назад +1

    Are very clear and concise. 😊

  • @rickyusa1000
    @rickyusa1000 10 месяцев назад +1

    I think plan M would be a good choice since it offers a manageable $800 deductible and that should make it more profitable for the insurance companies. Unfortunately it's not a viable choice since so few companies offer it and so few people enroll in it the premiums aren't lower than plan G.

  • @namle198818
    @namle198818 5 месяцев назад +2

    Plan D is the same as plan N and without the copay from Part B. I don't understand why it is not more popular than plan N.
    The same as plan g but with the excess charge

  • @robertfirek8994
    @robertfirek8994 10 месяцев назад

    Very clear explanation. Thank you. I really have no mind for all this stuff. One thing I was wondering. In your rate quote tool, I see the difference insurance companies are list in rank of least expensive to more expensive. Why would I want to choose a company with a higher monthly charge over the least expensive company? Doesn’t each company provide the same benefits?

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад

      Yes, they do. But some companies will raise your rates higher than other companies will.

  • @waynetubr
    @waynetubr 10 месяцев назад +1

    The charts you refer to can be very difficult to read, if not impossible. Could you supply a link so we can pull up the chart n follow along with your presentation.

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад +2

      www.medicare.gov/health-drug-plans/medigap/basics/compare-plan-benefits I hope this helps!

    • @waynetubr
      @waynetubr 10 месяцев назад

      @AbtInsuranceAgency Yes, this helps today, but I have watched other videos you have put out that present the same situation.

  • @Tocimah
    @Tocimah 10 месяцев назад +2

    Those insurance companies for Plan D, are they longstanding insurance companies? I thought that was important. Also you did not mention the viability of that plan D raising their premiums....I'd really like to understand why someone would want a Plan D over a Plan G. Maybe I missted something .... will listen again.

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад +1

      Really there is no reason you would want a Plan ad over a Plan G - Plan G will typically always be the better value (or Plan N)!

    • @carmcb
      @carmcb 9 месяцев назад

      I am 61 years old and on permanent disability collecting Social Security, I have Medicare Part A & B. Medigap Plan D is the ONLY plan I ca get.

  • @pattyprescott97
    @pattyprescott97 10 месяцев назад +1

    In your video, you referred to the quoting tool where you were able to easily look up the plans, and the pricing by ZIP Code. Where can I access the quality tool?

    • @ohiopat
      @ohiopat 10 месяцев назад +1

      Medicare.gov

    • @km-bo3zx
      @km-bo3zx 10 месяцев назад

      I think you have to be an “agent”, to get access to that tool….

    • @yeahright532
      @yeahright532 10 месяцев назад

      The official Medicare website shows Medigap plans with premiums using your zip code.

  • @robertfirek8994
    @robertfirek8994 10 месяцев назад

    Do you have any general advice on getting a dental and optical plans?

  • @joanneshalit8494
    @joanneshalit8494 10 месяцев назад

    you are fantastic. I had to retire suddenly to care for a family member and I feel like I was rushed into deciding before knowing how this whole social security/medicare thing works. It has been very frustrating. Do you do private consulting to make sure people have everything in place properly?

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад

      We will definitely help you if we can, call us at 888-465-9728

  • @godsuno777
    @godsuno777 10 месяцев назад +2

    Something that's always confused me is the line: "Wearable 5% discount on some plans" What on earth does that even mean??

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад +3

      Good question! One insurance company will give you a discount if you agree to wear the equivalent to a "fit bit" type of watch and then report your steps and activity. Kind of like the car insurance companies that would offer discounts if you let them track your driving....

    • @godsuno777
      @godsuno777 10 месяцев назад

      @@AbtInsuranceAgency, Thank you so much for that explanation. :)

  • @lakemarine484
    @lakemarine484 9 месяцев назад

    Your videos have been very helpful but this one confuses me a bit....
    Why does your comparison chart not not include a row showing prescription drugs and if it did, would there be a green check in the plan D column and all other plans have a red X?
    If you are including plan D in your comparison is there a reason why prescription drugs is not included in the benefit column?
    Also, you compare the cost of plan D with G but don't give any comparison of a part G plan with an add on prescription drug supplemental. Would that not be the true comparison?

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  9 месяцев назад +2

      It sounds like you may be confusing Plan D with *Part* D. Feel free to call or email me directly with questions! 888-465-9728 or stephanie@abtinsuranceagency.com

    • @lakemarine484
      @lakemarine484 9 месяцев назад

      @@AbtInsuranceAgency I came back to my comment to say this! I realized this morning after perusing the medicare.gov website. You are right, I'm confusing Plan D and Part D my apologies!

  • @DakotaOklahomaFan
    @DakotaOklahomaFan 10 месяцев назад +1

    I have a close friend that said I should buy plan G and plan D, why would that be? I think he said D covered prescription drugs?

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад

      Call us, we can help! 888-465-9728 Also, check out the videos on my channel that explain more 😊

    • @DakotaOklahomaFan
      @DakotaOklahomaFan 10 месяцев назад

      I did, but I got an answering machine and left a message - Looking forward to hearing back from you.

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад +1

      @@DakotaOklahomaFan thank you so much for your patience during this busy time of year. We will definitely get back to you very soon!

    • @DakotaOklahomaFan
      @DakotaOklahomaFan 10 месяцев назад

      No worries I just called a few minutes ago, thank you for the quick reply. Looking forward to hearing back when you can.

    • @FrankTheTank14507
      @FrankTheTank14507 5 месяцев назад

      dont confuse PLAN D (Medigap) with PART D (drug coverage) . Easily confused

  • @cindy5916
    @cindy5916 10 месяцев назад

    I telephoned this morning and got an answering machine....I guess I was expecting a human? is there a way to actually speak with someone when I call in?

    • @AbtInsuranceAgency
      @AbtInsuranceAgency  10 месяцев назад +1

      Cindy, thank you for your patience during this very busy time of year . We get hundreds of calls per day so sometimes the calls may go to voicemail if the phone lines are full - if you left us a message we will get back to you asap, if we haven't already! 🙂

  • @williamgamboa9188
    @williamgamboa9188 4 месяца назад +1

    So expensive