How To Afford To Be A Stay At Home Mom

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  • Опубликовано: 21 май 2024
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Комментарии • 145

  • @icecreamladydriver1606
    @icecreamladydriver1606 23 дня назад +38

    Some times I would see well dressed, slender well upkept women driving nice big fancy Suburbans and think, I wish my husband thought I was worth something like that. Some years after I came to understand just how valuable I was to him. He loved me enough to keep us out of debt. He was and still is a wise man and I never did want for anything. I just had moments of weakness thinking big thoughts. I am so thankful for his wisdom.

  • @bonnielaarman1878
    @bonnielaarman1878 23 дня назад +26

    I was a stay at home mom of four..never regretted it.😊 Other people didn't understand, but now we have four responsible adult kids..married for 59 years,God willing, in July. I wish you well with your medical procedure.

  • @hello_Tam_here
    @hello_Tam_here 23 дня назад +14

    I was a stay at home mom. Those were the best years. Now my children are grown and I have several grandchildren who have stay at home moms. God is good. ❤

  • @suzannortega6671
    @suzannortega6671 22 дня назад +18

    Cured fibromyalgia by eliminating canola oil, vegetable oil, white flours & sugar. Took about 3-4 weeks!! My friend tried it too & 💯worked too! Those oils are not the same as they were in the 1960’s & ‘70’s! We ONLY use olive, coconut & avocado oil for everything!!

  • @creativelycountry1617
    @creativelycountry1617 23 дня назад +20

    We counted the cost after our first child was born. Since I was a nurse I made good money, and got very good benefits. Only had to work 2, 12 hours shifts a week.
    My mom babysat (free) 1 day, and a friend the other day for a reasonable price. When I worked weekends my husband was home with baby. It made financial sense to work.
    But after child #2 we decided that even though it made financial sense, it made no emotional sense. I was torn leaving my 2 year old and newborn , I wanted to be with them! And I just wanted to go to “grandmas house” WITH my kiddos, not just drop them off.
    We scraped and skimped for years because of that decision, but I wouldn’t change it. We never went into debt (except house) and we always had our needs meet.
    Sometimes counting the cost is not just financial.
    I know you know that, just reiterating.

  • @icecreamladydriver1606
    @icecreamladydriver1606 23 дня назад +19

    My husband and I agreed ahead of time that I would be a stay at home mom. It was easy for me because I wanted to see my baby's first steps, hear her first words and just be there for her.

  • @countryfrau8328
    @countryfrau8328 23 дня назад +54

    I stayed home w my kids, working from home in the family business. Had my last kids (twins) at age 41. Home schooled and all. So many moms who had outside jobs expected me to drive kids to team events, be the team mom, always bring snacks, etc. What I learned from that is that nobody cares about your reasons to decline assignments because they all think that no one cou!d possibly be as busy as they are. So just say no. Just no.

    • @susielansford9500
      @susielansford9500 23 дня назад +7

      Good for you home schooling. I did the same when it wasn't nearly as common as it is now. SO, so SO worth it. And the government can't tax your labor if you're working in your home and home schooling. Brilliant!

    • @froesfamily335
      @froesfamily335 23 дня назад +6

      Yeah, I was 38, 40 and 42 when we had ours and homeschooled all three through high school on two part time incomes and two of them also on their own got online degrees debt free before and during COVID by the grace of God. We didn’t have state of the art but we made the most of what we did have. Our daughters are both stay at home moms.

    • @froesfamily335
      @froesfamily335 23 дня назад +8

      Yup. It is perfectly ok to say no. No explanation what is needed. They made their choices and you made yours. You are never responsible to help them maintain what they have chosen

    • @bonnielaarman1878
      @bonnielaarman1878 23 дня назад +6

      I was able to be a Cub Scout and Girl Scout leader for our kids..other parents always told me they were too busy to help.

    • @countryfrau8328
      @countryfrau8328 12 дней назад

      @@froesfamily335 I think your statement is brilliant: "You are never responsible to help them maintain what they have chosen." Very succinct life lesson.

  • @user-oi9ym7te1w
    @user-oi9ym7te1w 22 дня назад +13

    Saw a study years ago which I will try to condense. Some women who are working are going to get angry, but read carefully so you’ll better understand. The author of the study said that the down turn in the American home began with what we always call “the greatest generation”. Pre-WWII parents who worked (and actually there were some women who worked outside the home) did so for the good of the family. Post WWII there was a change in attitudes from building the family to “I deserve”. If you doubt this get your hands on old copies of old home life type magazine from the last year of the war. In the early years of the war the propaganda was all to encourage people to be creative in finding ways to sacrifice and pull together to win the war. But that last year of the war all the ads are a different propaganda that tells people oh wow you sacrificed so much and now you DESERVE to have this pretty new kitchen, lovely living room, white picket fence, etc etc etc. we have come to a place in history now where sadly SOME. And I am NOT saying ALL working parents, both men and women, are working their jobs with the attitude of “I” am most important not “we as a family” are important.

  • @susielansford9500
    @susielansford9500 23 дня назад +17

    I was Valedictorian of my high school class, accepted at UCLA, and I will never stop being thankful I quit my second year to go into business for myself just like you are Tawra. Working for myself I earned several hundred thousand per year while HOME SCHOOLING my children and working early mornings or evenings after they were asleep. I think a college degree is a total waste of time, energy and money. My son got his degree and then followed in my footsteps becoming self-employed. He too wishes he'd forgone the degree and used that money instead to build his business. The freedom I have enjoyed being self-employed and working from home was enormous; blow off those liberal colleges! When you're a home maker the government cannot tax your labor. No wonder they want women in the workforce--more tax money for them to waste on stupid wars!

  • @daddyof3852
    @daddyof3852 23 дня назад +19

    Mommaof3 here…Im a stay at home momma. We have 1 car that is paid for. My husband bikes to work. I pass down clothes. I homeschool. Our youngest has had cancer twice and a transplant. No one can take care of him the way I do and I don’t want anyone to! I want my babies with me!!

  • @joyrose6209
    @joyrose6209 21 день назад +12

    I was a stay at home Mom and don’t regret it!!! My children are happily married and doing very well in life, and both live for the Lord, and I believe with God’s help, and my husband’s example too, of being a hardworking Father, that we gave them a good foundation for life!!!❤️ I’m certainly so glad I was at home with my children to see all of my children’s firsts, and I’ll never regret that in a million years!!!❤❤❤

  • @amymarie8999
    @amymarie8999 23 дня назад +15

    I'm an RN , My degree was paid off many years ago, I worked 22ish years, for most of those years we worked opposite shifts so we didn't need day care, I worked pretty close to home and took leftovers for my lunches, was able to pay off debt with my income. I took 8 years off to take care of kids also, Just last years started to work part time (16 hours per week)as a hospice nurse and love it, I also get paid mileage and there's a work vehicle I can use if I'm driving a long distance.

    • @PeaceTrainJump
      @PeaceTrainJump 19 дней назад +3

      Thank you for working as a hospice nurse. This is such important and meaningful work.

  • @ClaireFernandez-ok6mt
    @ClaireFernandez-ok6mt 22 дня назад +11

    when i tell people i'm a stay at home mom, i often get the "you're sooo lucky! i wish i could!" response. half of these women are the type that work dead-end jobs, have fake nails, tattoos, vapes, and druggie baby daddies, and the other half are one who drive huge new suv's, always are heading to target with starbucks in hand, and have pics from their most recent trips to disney where everyone wears custom made matching outfits. both of these types of ladies have put poor decision-making/prioritization and lifestyle ahead of their children.

    • @user-oi9ym7te1w
      @user-oi9ym7te1w 22 дня назад +3

      And…if you talk to them long enough they will eventually drop the comment to let you know they can’t stand being at home with their kids. Or my other favorite, “but I want my OWN money.” Guess what sweetie. You’re married it should all belong to both of you.

  • @crazychungus5233
    @crazychungus5233 22 дня назад +5

    I worked when my kids were small. If I had to do it again I would choose to be a stay at home mom. I think Mom's being home with their children is much better.

  • @AndreaDutton
    @AndreaDutton 23 дня назад +21

    I am a single mom who supported my kids’ father and his daughters for seven years before we had our own. I have been a stay at home mom aside for about six months when I tried to go back to my old job as a property manager part time. It was disastrous bc of their father’s PTSD. The 20hours of being away was pain for me and pain for their dad bc he couldn’t handle it at all. Thus I sold a little real estate and cut him lose to see if he would choose to heal or choose to crumble. He chose crumble, so I have just decided to live very modestly. I work 4hrs/day from home with the kids by my side. We do more than any families I know. My kids are well adjusted and happy. We adventure and go to museums and such, tons of extra curriculars. So worth it. I wish I had chosen a solid provider but I didn’t. Not really looking but trying to keep an open heart/mind and center our lives around Christ.

    • @nathanielkerenweaver8987
      @nathanielkerenweaver8987 23 дня назад +3

      My story has a lot of similarity to yours, financially. Women have to make hard decisions about the well-being of their family and we work with the information we have. I support a family of 5 and take care of a disabled adult part time. Who knows how their life is going to play out? I certainly didn’t. I have worked, gone to school, stayed home with babies, put two in day care, homeschooled, cared for family members and gone back to work multiple times. I thought when I was 25 that things could be calculated the way she shows it but I was wrong!! I’m glad I went to school and learned something that now feeds my family. I’m glad I lived frugally and have had very little debt. I’m glad my husband did his best when he was able. Those who have much should be humble and not judge, those who made it on little should be humble and not judge. Those who have had a mixed-bag have more reason for joy in Christ who meets all of our needs in all circumstances.

    • @christinewallace9251
      @christinewallace9251 23 дня назад +2

      What a beautiful comment.

    • @elainneydiaz5975
      @elainneydiaz5975 19 дней назад

      Something to think about every individual family is different. When you grow older social security could be your only source of income.

    • @AndreaDutton
      @AndreaDutton 19 дней назад

      @@elainneydiaz5975 I think this statement holds a lot of validity, but replace ssi with ubi.

  • @lisamartinez4647
    @lisamartinez4647 23 дня назад +19

    I am a working mom, and my life is very peaceful and not crazy. I think everyone needs to decide whats best for themselves and their families.

    • @JamieClements1982
      @JamieClements1982 9 дней назад

      I think it does depend on the woman. Some women just don’t like being home. For them it would put more chaos in the home to stay home. My mom went back to work after two weeks of the birth of my brother. She just wasn’t the stay at home type. We could have afforded for her to not work but she wanted to. I hated daycare and school and would have loved to be homeschooled but it wasn’t even a thought. This was in the eighties and nineties. It just wasn’t common. One thing we did have was grandparents that were active in our lives. I still have a grandmother alive. I think that helped my mama feel better about working. I chose though to stay home with my kids.

  • @mflynnnj1
    @mflynnnj1 22 дня назад +6

    When I was pregnant, the Dr made me stop working. (break through bleeding ---I was close to going on full bed rest) Then when disability was soon to run out my husband & I decided that with what $ I could make, it made Zero sense to have someone else raise our baby & my 4 year old my stepson. We never looked back. We had another baby also. Later, we knew God was telling our family to homeschool. That was crazy at first to me, but I said I trust what God is telling me. So, so, so glad we did! Our kids are pretty amazing!
    These Christian parents that are both working, are they too busy to even hear God? I think that He'd want similar from them, that He did from us. I wouldn't trade it for anything!
    One thing that I have learned over the years, is other people will attempt to DROP in your lap responsibilities because you are a SAHM. Not ask, just assume. Not cool. I only allowed it with my brothers on 2 occasions, only to be a bit closer to them, but with them or others on many occasions, no way! What's the saying? Not my monkeys, not my circus. Churches were awful good at that. That can get real doormat like very quickly.
    Tawra, hope you are doing well. Praying for you. -much love ~Mary & fam in NJ

  • @triciaking7321
    @triciaking7321 23 дня назад +11

    Tax brackets are segmented, the first 48k is 12%, the the amount over that up to 100k is 22%, not a flat 22% on the entire income. Just an FYI, something I didn't know.

  • @AutumnRaine89
    @AutumnRaine89 22 дня назад +5

    Ironically, I listened to most of this as a replay while mowing 😂
    I keep trying to catch y'all live to say my family is loving your cookbooks! We've already tested two of the cookie recipes, and the chocolate chip cookies really are the best! The cookies also freeze well as dough balls, making dessert super quick.
    Thank you for making the recipes so simple! Other cookie recipes I've tried have always been a flop in some way, but your recipes have turned out great the first try!

  • @1drummer111
    @1drummer111 21 день назад +6

    Another name for Starbucks is Charbucks. They burn the beans.

  • @sarahsvoboda8481
    @sarahsvoboda8481 23 дня назад +13

    I quit Starbucks in 2010 and I have never 👎 looked back!!!

  • @rachelwhitham3185
    @rachelwhitham3185 23 дня назад +3

    I am from UK. I was a stay at home mom. I wanted to bring my kids up before going to school. These awkward questions need asking all the time. Well done Gal

  • @carolcurley7840
    @carolcurley7840 23 дня назад +8

    2 questions:
    1. If new cars are so reliable why are they sold with manufacturers warranties?
    2. How much has it saved you (therefore money earned by SAHM) on decorators, gardeners etc ?
    I was a SAHM to our three sons and although we never had much money we had happiness, love, laughter and calm. I would love it in the winter when I would put a stew in the slow cooker and my husband walked through the door after work to his three sons running to him shouting daddy and he would then shout out “wow something smells good for dinner” the smile on his face just warmed my heart. I did/still do the things I do for family because I love them and it’s what I’m good at. To have your adult sons and your grandchildren ask for Nana’s chicken soup when they don’t feel very well is an honour. When asked whilst my sons were still at home what I did I would reply “I am a domestic engineer”. They would say “wow that’s sounds interesting what do you do” when I reeled off all the qualifications you needed and it came to looking after the children you could see their face change and some even said “so you’re a housewife”. I would smile and say “if that’s what you want to call it.” 😂

  • @karoosten232
    @karoosten232 22 дня назад +3

    A really good alternative for nails for moms are the dashing diva nail stickers. My nail polish always smudged and I never had the appropriate time to let them dry. You can get a pack at Marshalls for 4.99 and get at least two full sets out of them if you have short nails.

  • @lynncostello7007
    @lynncostello7007 23 дня назад +8

    I have a part-time cleaning business & make $35 an hour. You don't need a college degree.

  • @natalievoyles9435
    @natalievoyles9435 23 дня назад +20

    There is another option for families and that is to work opposite shifts. That’s what we did for the years our kids were little. People are also lucky to have work from home jobs now. We didn’t have that (or the internet) lol in the 90’s.

    • @triciaking7321
      @triciaking7321 23 дня назад +5

      That's tough! I have a friend who did that, husband would work night shift and then sleep 3 hours and watch kiddos all day, I would be soooo tired!!

    • @amymarie8999
      @amymarie8999 23 дня назад +4

      we did that as well, for many years, we had 4 kids at the time and daycare was crazy expensive even in the 90's

    • @leowife9370
      @leowife9370 23 дня назад +4

      We also did this. My husband is a police officer. I waitressed opposite of his shifts. We lived within our means, and it was tough, BUT my kids were safe and happy.

    • @jenniferpringle8277
      @jenniferpringle8277 20 дней назад +1

      This is what we do- but I have a small part time job that only requires 4-5 hours a week out of me. I do it on Saturdays when Dad is home so no need for a sitter.

  • @lauravonk6497
    @lauravonk6497 23 дня назад +15

    I wish more people, who honestly don't want kids, would quit having them, sadly for the wrong reasons a lot of time. I couldn't have kids because I had a heart condition and pacemaker from a very young age. I don't know how many times (even despite the heart problem) I was told I was selfish for not having kids. I love kids and was often the "summer camp" for the kids in my family. I often would point out it is a lot more selfish to have kids when you really didn't want them but had them anyway. When I got married my husband had 3 kids, and not only did we have custody, I homeschooled them. I'll never forget someone telling me they never wanted to homeschool because they couldn't imagine spending all day long with their kids... Ummmm, then did you really want them? I have been a stay at home wife and mother my whole married life, my husband never made more than $50,000.00 a year and "we" retired 10 years early. I feel we lived better than most of our friends and family. It's all about choices, making smart decisions, and it helps to learn as many life, and maintenance skills as possible.

  • @sheila4110
    @sheila4110 23 дня назад +7

    just a reply to the person who asked what Mike thought of you staying home. By giving you that freedom, he allowed you to build a small empire.

  • @alycer.8158
    @alycer.8158 19 дней назад +1

    Let me take a moment putting everything aside by simply thanking you
    I downloaded Living on a dime volume 1 📕 grateful for your generosity and for others free bibles....
    Blessings to you always 💥💫10 folds for how you bless others

  • @sylviecronier6281
    @sylviecronier6281 23 дня назад +9

    Allo Beautifull people !!!
    When married i wanted to be a stay at home mom but my husband ( regardless of a confortable income) he absolutly said no for me to be a homemaker. Because i wanted to take care of are to babies, he call me a lazy ...
    So at 26 years old ended divorce whit a 9 months and 22 month old kids.
    Open a daycare to be with my kids until old enough to be full time in school. After got a job outside the home. raised them alone, wasnt rich but by the grace of God we managed. Now i'm 62 years old, still living by myself after all does years. One of my daughter she a nurse and the other daughter she a accouting.
    A lot of women want to be at home but the husbands dont want to provide for the family alone or at all.
    Sylvie from Québec, Canada

    • @AmandaExpanded2514
      @AmandaExpanded2514 23 дня назад +3

      I had a similar situation. My ex husband was not at all supportive of me staying partly with the kids. I wanted to work part time and he said no. Ended in divorce also but so much more peaceful!! You did a great job raising them 💕

    • @penelopeprimrose90
      @penelopeprimrose90 23 дня назад +4

      I think these discussions need to be had before the marriage takes place. But, I think some women don't realize the bond they will have with their infant until they have their first baby. I have met plenty of women that planned to return to work after their baby was born, but just couldn't do it when the time came.

    • @sylviecronier6281
      @sylviecronier6281 22 дня назад +2

      @sylviecronier6281
      We had agree before the marriage that i would be a stay at home mom but he totally change after are marriage. Then i stood my ground , he abandon us. He said if i didnt go back to work fulltime he leave, so he did.

  • @saraht.8270
    @saraht.8270 22 дня назад +3

    I stayed home and taught piano lessons on the side while the kids were little. As the mother of teens, I am finally headed back to work full time, but at their school, so that I can be close to them.

  • @teresaellis7088
    @teresaellis7088 22 дня назад +3

    I stayed home and babysat.Hubby was active duty with no family around.We shared an old car.

  • @tammypoling9618
    @tammypoling9618 23 дня назад +8

    I had a situation years ago I had to work. I will cry all the time. Because I wanted to be home.
    I missed out and so did my children.
    I would never suggest for a mother to work

    • @findingaway5512
      @findingaway5512 23 дня назад +3

      I tried going back to work twice and it didn't work out. I switched jobs to part time. I remember driving to work crying after handing my child off to someone I didn't want to. Worked a couple months. And even switched to another part time job and it still didn't work out. Pumping milk at work was hard. I tried again when my kid was about a year and a half and I didn't have reliable child care because my husband ended up in the hospital for weeks. I can't even imagine working now all kids are school ages but they get sick often or have injuries at school and the nurse is always calling. Or they are missing days. If I had a job I would be fired because my husband can't leave work he is in charge. I don't know how families that work make it work logistically... And it falls on the moms still to do the kids stuff and home stuff.

    • @penelopeprimrose90
      @penelopeprimrose90 23 дня назад +6

      Before I was married and had children, I remember two occasions where women I worked with were crying at work when their maternity leave ended. That really stuck with me. They desperately wanted to be with their baby but felt they could not for whatever reason. I think if women want to work, that is vastly different than feeling they have no choice in the matter. My personal opinion is that a baby and very young child needs their mother to be the primary caretaker. There is no substitute for the mother. When I did get married and have children, that was part of the deal...I would be home with them no matter what. We made it work and I have no regrets.

  • @Chelle-kd1po
    @Chelle-kd1po 23 дня назад +5

    I am child-free & CANNOT IMAGINE coming home to children, attending their after-school activities, etc. My husband is retired, & I will retire next year, Lord willing. I am so tired of the rat-race. Even so, we have a low mortgage payment, drive paid-off used cars, I pack my lunches, don't get my nails done, etc.

  • @icecreamladydriver1606
    @icecreamladydriver1606 23 дня назад +6

    Yeah, if people would do the numbers they would realize that they would be way better off just staying home and raising your own kids and being there for them 100%.

  • @froesfamily335
    @froesfamily335 23 дня назад +15

    People want too much out of life financially. And too many goodies. Jesus said seek ye first the kingdom of God and his righteousness and all these things( what we need in life) will be added unto you. When you are busy seeking his kingdom you will be surprised how little you need and how God provides lovely things you would never expect.

  • @MaryEavey-dc3sk
    @MaryEavey-dc3sk 23 дня назад +6

    I married a yoo hoo that waved red flags. That is true; I saw them. My parents had a solid marriage and when I saw those red flags I thought well, everyone has some problems; how bad can it be? I found out how bad it could be!

  • @saraht.8270
    @saraht.8270 22 дня назад +4

    I'd be interested in a show of things we outsource but could actually do ourselves. You mention nails, which has become a huge industry. We received a hair trimmer for our wedding and I've gotten pretty good at cutting my hubby's hair over the past 20 years. And have saved a boatload. My brother finally realized a $300 lawn mower and an hour of time saves a lot of money to the lawn guy over the years.

  • @mariaharrison2862
    @mariaharrison2862 7 дней назад

    I was a stayed at home mom too, we did the math and it was not worth for me to go back to work. Its priceless to raise your own kids and teach them great family values.

  • @kathryndockrey1477
    @kathryndockrey1477 23 дня назад +14

    We had this discussion earlier today. We tried to tell them that families should have one parent at home. Most think because are young Boomers, we were born with a silver spoon, and times are hard now. No, it was always hard....we just had drive.
    When our 4 kids asked if they should go to college, we said no.

  • @thehomeschoolhive2109
    @thehomeschoolhive2109 23 дня назад +3

    My husband drives a 1996 pickup for work. We bought it for $500. It needed a transmission. We bought a rebuilt one and had it put in. When all was done and said we had $1500 in it. He's been driving it for about five years and it never has given him trouble other than he had to replace the battery last year. BTW he is still working and will be 69 this year. Loves his job.

  • @findingaway5512
    @findingaway5512 23 дня назад +5

    I think that marriage needs to be a partnership. It often ends up being uneven. But its not about keeping score. Its showing up.

  • @jonirunyon8601
    @jonirunyon8601 23 дня назад +3

    I Thank God that you’re telling the truth. We have to tell the Truth. Peoples live are hanging in the balance and they think their problem is inflation.

  • @pamelajenkins8474
    @pamelajenkins8474 23 дня назад +4

    I totally agree with the college thing. My son graduated in December of last year and still can't find a job. My husband and I never went to college so we thought we should push our kids to go. My daughter has a degree in the medical field and quit her job to work in a factory making more money there.

  • @cicibogdziewicz5735
    @cicibogdziewicz5735 19 дней назад +2

    I had to work when my husband died ..it was hell trying to do it all myself ...I miss him dearly

  • @amychirinosphotography
    @amychirinosphotography 23 дня назад +4

    I remember when my daughter was in youth group I had a rule my daughter was not allowed in church functions unless there were women chaperons and good ones. Adults would get mad.

  • @MaryEavey-dc3sk
    @MaryEavey-dc3sk 23 дня назад +6

    I stayed home with my 3 kids but worked part time evenings while my hubs stayed with the kids. About 8 hours a week. That was the best of both worlds.

    • @PeaceTrainJump
      @PeaceTrainJump 19 дней назад

      Yes, and if you have a college degree that one shift a week may be well paid.

    • @MaryEavey-dc3sk
      @MaryEavey-dc3sk 19 дней назад +2

      @@PeaceTrainJump I only made pocket change, really. Mostly it was a chance to get out of the house and talk to adults.

    • @PeaceTrainJump
      @PeaceTrainJump 19 дней назад

      @@MaryEavey-dc3sk Happy moms are good moms! Also. good for your kids to also have the experience of getting to stay with their dad!

  • @here4you2024
    @here4you2024 22 дня назад +4

    2024 My co-workers didn't merge bank accounts. It's a new thing for couples to keep money separate. They use 'his money' for mortgage, insurance, car payment, repairs, and utilities and 'her money' for her car, groceries, diapers, travel and leisure, daycare and school costs, etc. It makes both feel like they're getting 'nothing' when they both barely break even and each have their own credit debt. It's really bad feeling for them resenting each other every payday when there's never enough money. You definitely hear a deep sadness hearing them complain. It's a Different World for sure. I can't relate and I don't look at spending like them at all. Very Different approach the His vs Hers misery.

  • @TheRuckFarm
    @TheRuckFarm 23 дня назад +16

    I am SO tired of hearing people say the wife can only afford to stay home if the husband brings in good money.
    We have 4 kids with another due in July. My husband brings home a little over $50k. That is our only income. No government help whatsoever. We live in a nice home in a quiet, desirable neighborhood for our town in Wisconsin (which isn’t a cheap place to live).
    It’s about what you choose to prioritize! These people don’t understand the savings that comes with being a SAHM. I not only am happier, less stressed and more of a joy to be around-but I also have time to go to thrift stores to find what we need at a discount. I have time to get to the grocery stores early to stock up on marked down meats and other groceries. I have time to mend clothes, garden, take care of the home.
    All of this takes such a burden off my husband and I don’t have the stress of having to go to a 9-5. It has made such a happy and beautiful dynamic for our family over the past 11 years which has led to a rock solid marriage. I wouldn’t want it any other way.

  • @donnascagliarini6081
    @donnascagliarini6081 19 дней назад +1

    Great video guys !!❣😊🌸

  • @karoosten232
    @karoosten232 22 дня назад +2

    The thing about Starbucks is, just get a good creamer, quality coffee, and figure out what ratios you like best! Even owning a fancy espresso machine pays for itself and some in gas/avoiding any trips and coffee alone.

  • @cicibogdziewicz5735
    @cicibogdziewicz5735 19 дней назад +1

    I love you guys! You tell it like it is ....

  • @michellesunshinestar
    @michellesunshinestar 23 дня назад +3

    My childhood bedroom was an off yellowish color. Took me a long time to get my dad to repaint the entire upstairs bedroom and hallway. I had him paint it white. Bright white. I also got him to replace the red carpet with green carpet (which I ruined by spilling rubber cement from a project). You know Kimmy, she helped me understand what would have been expected of me as a SAHM in the LDS church. I wish she was around in 2000 when I got married. I may have waited longer before getting married, and I may have turned the guy down too.

  • @mariaharrison2862
    @mariaharrison2862 7 дней назад

    Hello, just catching up with the videos. Great show as always. I love you guys

  • @Kenya1984
    @Kenya1984 23 дня назад +4

    I have had only bought used cars. My last honda accord 2011, never gave me issues for 9 years. Only reg maintenance like oil changes. Great AC, important when you live in California. I sold it in 2022 and with what left I bought a VW 2009 65000 miles for 7k. Very great so far.

  • @joniahaworth
    @joniahaworth 23 дня назад +2

    I am a SAHM of 4 for the last 4 years and its been really really tough financially the past year or 2... 😢

  • @sarahsvoboda8481
    @sarahsvoboda8481 23 дня назад +4

    Instead of more communication in a marriage there needs to be more cooperation 😂😊

  • @hastycontemplation
    @hastycontemplation 22 дня назад +6

    I am so passionate about this issue because both my parents worked and it created a lot of stress for me, I was a latch key kid and was very sad and lonely and experienced a lot of pain and disappointment. When I got out and started working and saw the money it took to live, I knew I would probably never have kids because I wanted to stay home with them and not repeat what I went through. I decided to fend for myself and have so far managed to pay my way through life. Something upsetting to me however is that I understood the cost of raising kids and living in general and planned accordingly yet millions of people have kids and receive many benefits that I fund through taxes such as schools, welfare, hud, social security, etc, that I will never receive. They also receive more tax breaks on top of these benefits that I will never receive. I am not saying I want the benefits but it seems unfair since we all have to pay the same bills. I don't understand how the govt gets away with discrimination like this. All households should be treated equal.

  • @cindihammett4440
    @cindihammett4440 23 дня назад +1

    Again, great show guys. God Bless and stay safe.

  • @user-oi9ym7te1w
    @user-oi9ym7te1w 22 дня назад +1

    Well Tawra, if you really want to set them off tell people they were free to do with their lives what they chose and you were free to follow what God led you to do. KaBOOM!

  • @normamason3185
    @normamason3185 15 дней назад

    Those "roomba"s for the lawn are between $700 and $1100, I know because we just bought one to resell at my sister-in-law's flea market store.

  • @user-gm1kl6xy4m
    @user-gm1kl6xy4m 22 дня назад +1

    Good subject

  • @my3girls289
    @my3girls289 23 дня назад +5

    I love your point of view but most make more then $28,000/year or even $45,000/year these days. I wish more could afford to stay home

    • @mflynnnj1
      @mflynnnj1 22 дня назад +2

      My husband makes mid 30s, as our area doesn't have many great paying jobs. I have always been a SAHM. Sometimes it's tight, but we've always made it work.

  • @user-oi9ym7te1w
    @user-oi9ym7te1w 17 дней назад +2

    I have a theory that many feminist women think “homemaking” equates to “perfectly ordered perfectly clean home every moment of every day forever as per a 1950’s sitcom house.” Which is absolute baloney.

  • @colleenpomeroy3024
    @colleenpomeroy3024 22 дня назад

    Great Job channel!

  • @nance8885
    @nance8885 23 дня назад +1

    I pray the block helps you. Prayers for each of you.

  • @halfacrehome
    @halfacrehome 23 дня назад +3

    Target and walmart grocery delivery is now with schipt in my area. Recommended tip is 20 to 30% of order. They missed several items the 3 times i tried it and had to go to the store to pick them up myself. If you can do grocery pick up and have the person with a car pick it up on the way home, it's a lot cheaper, and people who work in the store get your items so less are missed.

  • @findingaway5512
    @findingaway5512 23 дня назад +2

    We need two cars still because school nurses call and after school practices kids need picked up. But my kids have issues. 😂 So maybe not the norm. If they were all home with me I probably could.

  • @michellesunshinestar
    @michellesunshinestar 23 дня назад +2

    Bible study was great.

  • @kathleenarapoglou7724
    @kathleenarapoglou7724 20 дней назад

    Tawra, hope you are feeling better after your shots.
    I follow much of your advice, the only glaring exception is I over use paper towels.
    Tip for moms working part time: I work as a tutor since my daughter was two years old coordinating my schedule with my husband. I work as many few or as many hours as I need, want. As my daughter got older, I worked more hours. When I consider my jobs I calculate my time from the moment i step out of my house to the moment I come back home. For example: I earn 30 dollars in three hours including time to commute. (I use the bus). Anything over nine dollars per hour is worth my effort.
    God bless all mothers out there whether stay at home not. ❤

  • @royalnavarre1673
    @royalnavarre1673 23 дня назад +3

    Wow, I went for a job interview yesterday and after watching your video I calculated the cost of my going to work and I would be working for nothing because $288 would be taken from my husband's paycheck. He's upset because he works 70 hours a week just to meet basic living expenses and we are very frugal and debt free. He's exhausted and bitter about the situation. I don't know what to do to improve our situation. I am also 60 years old and I've had no luck getting a job even though they are retail jobs in which I have 26 years of experience. Ugh!!

    • @ElePranaityte
      @ElePranaityte 23 дня назад

      70 hrs a week is 10 hrs/7 days? What job is that??????

    • @grandmashomemade9204
      @grandmashomemade9204 23 дня назад +1

      My husband works 12 hours a day 6 days a week most weeks.​@@ElePranaityte

    • @royalnavarre1673
      @royalnavarre1673 22 дня назад

      @@ElePranaityte He has two jobs in manufacturing.

  • @findingaway5512
    @findingaway5512 23 дня назад +1

    My husband makes way more than I did. He did not go to college but is a skilled mechanic. He also has been promoted to a manager most places he has worked. Even before being a mechanic. I have an associates degree but made less than him when I was working.

    • @jenniferadkins4326
      @jenniferadkins4326 22 дня назад +1

      Same here. Husbands salary is 3 times more than my salary. (Not complaining about his salary 😂)
      I worked hard for my Associates degree as a married mom of 2 boys.

  • @joyrose6209
    @joyrose6209 21 день назад +3

    Why didn’t he get church discipline? At least from their denomination or whatever church group that they are affiliated with that is over their ministry? If leaders get into sin in my church, they go through church discipline that is scriptural!

  • @cicibogdziewicz5735
    @cicibogdziewicz5735 19 дней назад +3

    Men are happier when they have a wife at home .both have equal value.....I advocate for being a stay at home mom....too much materialism..we need God in our homes

  • @kailahscorner
    @kailahscorner 17 дней назад +1

    Just finished my degree two years ago and boy do i regret it. Im expecting my first child in ausgust and i want to stay home with my baby but i have to pay back my debt

  • @saraht.8270
    @saraht.8270 22 дня назад

    Okay, lots of comments today. I have a Surf Wyoming shirt! I live in FL and ppl ask about it all the time. Also, we tent camped in Yellowstone and were just fine.

  • @jghfamily6104
    @jghfamily6104 19 дней назад

    My BIL jokes that they have cars with less than 100k miles and can't get across town while we drive cars with 300k miles and drive back and forth across the country without a problem. 😂
    Another BIL is a postal carrier and would never ever drive anything but a beater vehicle while working.

  • @crystalallen4031
    @crystalallen4031 22 дня назад +1

    🎯 💯

  • @laurafarr2693
    @laurafarr2693 23 дня назад +1

    We have said things in several churches and no one has listened any of the times.

  • @tammypoling9618
    @tammypoling9618 23 дня назад +4

    People don't want to stay home, my husband made 32,000 a year for 7 years we did just fine,now hes mades double ,money should not be our happiness

  • @triciaking7321
    @triciaking7321 23 дня назад

    1.5

  • @tammypoling9618
    @tammypoling9618 23 дня назад

    My firbro has gotten worse also

  • @verashkolnikova9800
    @verashkolnikova9800 23 дня назад +3

    But what about retirement ?

    • @LivingOnADime
      @LivingOnADime  23 дня назад

      What about it?

    • @verashkolnikova9800
      @verashkolnikova9800 23 дня назад +3

      If I wasn't working, I will get only minimal social payment from state (Canada), nothing additional from employer, no part of payment you get according of how many years you spent working. So, in situation if I live longer then my husband and our savings are gone, I wouldn't be able to survive. He would be, because he was working all this time. And our situation is better than most people - we have this savings. But what if you don't?

    • @carriefilion794
      @carriefilion794 23 дня назад +3

      Oh in the states if your husband passes the widow gets his Social Security payments once she reaches retirement age to live off of.

    • @findingaway5512
      @findingaway5512 23 дня назад

      ​@@carriefilion794yes this is true. They get either what they earned or half of the spouses... Whichever is greater and when your spouse passes you get their full social security amount.... Unless you remarry I think.

  • @OldCritters
    @OldCritters 21 день назад

    👍💞

  • @Brattyanne1231
    @Brattyanne1231 23 дня назад

    21k here 👎 I work to pay all of the debt that I made . I also pay daycare. I’m a 10 month contract. If I didn’t have this debt, I’d be great.

  • @janebrenn4650
    @janebrenn4650 23 дня назад +4

    I do not want to judge other Christians like Joni on Daystar. It is none of my business. She answers to Jesus not to me just because she got married again. She forgave her first husband for cheating on her.

  • @feroldonalson5252
    @feroldonalson5252 23 дня назад

    1

  • @shaunaobrien3826
    @shaunaobrien3826 22 дня назад

    My husband makes like about 14 an hour we have two kids I don’t want to work anymore I have been working 3rd for along time. It’s very taxing on my life I’m miserable I hate my job I work as a medtech/caregiver at an assisted living facility I walk to work I live literally across the street I don’t have my license I have fear of driving we have one car my kids are 8 and 11 I need advice.. our rents 925 a month we live in sc had to leave fl where we both were born and raised because it became to expensive.i pay the rent and we take turns buying groceries i pay my cell phone bill which is 134 a month and i pay my loan payments he pays for everything else

    • @LivingOnADime
      @LivingOnADime  22 дня назад +4

      Your husband HAS to find a higher paying job. No if's, and's or but's about it! Then your finances need to be combined no him paying this and her paying that. You need to get on the same page and not have ANY loans at all. Once your debt free you will not have that pressure but this is a case of your husband just HAS to earn more money.

  • @user-ws6tw6wu1q
    @user-ws6tw6wu1q 16 дней назад

    Unfortuneately I wasn't brave and had the knowledge I have now when I worked and that is one of my biggest regrets is working when I had my son. I tried to figure it out but just didn't have the sense to make it work and a lot of it was fear. I get so upset when working mothers think you don't think a stay at home mom has any worth and has the audacity to ask you that for $5.00 to watch their child. It's disgusting. I treated my lady like a queen. My friend in daycare in her home for 34 years. It's totally ridiculous how they complain about the prices. You can't put a value on your child's care. Yeah stop buying new this and that and stay home. I will regret it until I die. I was lucky that the lady that watched my son was a wonderful mom and I called her mama 2 but honestly I don't have as close a relationship with my son in our adult years as I would like and I know it's because of this and not having Jesus in my life back then. My advice is Find Jesus and Stay Home!!!

  • @tammypoling9618
    @tammypoling9618 23 дня назад +3

    I know a Stay at home mom her car was disgusting. House wasn't clean, she couldn't deal with the kids. It was a mess.

    • @findingaway5512
      @findingaway5512 23 дня назад +8

      There are lots of people that struggle with this. Not uncommon. I am not a tidy person by nature. There may be other things at play too like depression or ADHD. I love my kids and try super hard every day and fall short often. And I am always working on bettering myself and our situation but just wanted to put that out there. If you don't struggle in that area it can be hard to see how that could happen. You can work super hard at it all the time and it looks like you do nothing. Often these people are putting in way more effort to do anything. Just wanted to say this. I know many moms who are neat and tidy and struggle and ones who are a mess and struggle. We all have things that are hard for us. And they just may be different than what others struggle with. ❤

  • @regina6808
    @regina6808 20 дней назад

    Who says you’ve gotta get married at all, talk about stress!

  • @aubreygmcghee
    @aubreygmcghee 23 дня назад +3

    Although I'm all for Moms staying home and feel that is what is best for the family I have to say your position is about disingenuous.
    When evaluating the working mom you sort of evaluate it from a glass half empty mentality and then when evaluating the stay at home mom you approach it from a glass half full mentality.
    A lot of the "income" that you attribute to the stay at home mom, shopping thrift stores, clipping coupons, going down to one vehicle etc., are things that could be done by a working mom family as well. You also include a lot of non essentials such as hair and nails, Starbucks coffee, eating lunch out, having a car payment etc. in the expenses of the working mom that drastically dove up the expenses.
    I also found it a bit disturbing that while you made it out almost akin to slavery to work for such a little wage at the end of the day as a mom but didn't hesitate to consider your husband working a second job as well as expressing that he just needs to "figure out how to earn more" as though it is just that simple.
    I'm not attempting to attack you as I agree to make. Desiree with your basic premise and values although I think you have some thinking that needs to be adjusted.
    The bottom line is that the issue we are all facing is not whether or not Mom's are working or staying at home but rather the inflation of the US dollar that is causing families to have to get creative in order to make ends meet. I think if families weren't under that pressure a lot of moms would choose to stay home and most don't want to be working and would rather stay home.
    Also a lot of the moms who do stay home take in the same expenses you listed for the working mom, such as eating out, getting Starbucks, having a vehicle payment, getting nails done etc.
    We need to evaluate our values as a society and make some changes as well as address the debt crisis we are faced with and the declining US dollar.
    Also for most it isnt about ehat they are keft with that is at stake but rather the ability to cover all their famikies needs with the best option. For some even though they are ekft with little at extea in the end bith orents working is seen as the optiin that meets all of their needs most efficiently. I would say where trhy are failing is in their evalution and or consideration of how valuable it is for their kids to be raised by their parents instead of a daycare.

  • @daddyof3852
    @daddyof3852 23 дня назад

    Mommaof3 again… lol! Listening more, I did work when our first was born. My husband had been in the Army and then went to school. I worked so that we didn’t have any school debt. It was NUTS!

  • @EmeryShae
    @EmeryShae 23 дня назад +5

    I think when we first married, my husband just assumed I would go back to work after our son was born. It didn’t take long to realize that I wanted to be at home. He has seen the value in that. When I look back, I don’t really know how we made it work, but I’m glad we did.