There are a lot of strategies to make tongue-wetting profit that the average joes don't know. . Personally, the financial-market for me seems the only way forward with my long time horizon (accrued roughly $457k in gains since Mid 2021 ) but if you don’t have that fortune of time it’s a tough market out there almost nowhere feels safe!
Concentrate on two main objectives. First and foremost, keep yourself safe by knowing when to sell stocks to reduce losses and maximize gains. Second, prepare yourself to gain from a market turnaround. I advise you to seek the advice of a representative or financial counselor
@@harrisonjamie794 In fact, ever since Coronavirus, I've been in regular communication with financial examiners. Nowadays, buying moving stocks is quite easy; the trick is knowing when to buy and when to sell. The section and leave orders for my portfolio are made by my counsel. accumulated more than $550,000 from a $150,000 savings that was initially stale.
@@harrisonjamie794 She is Margeret Ann Warnken , my consultant. Since then, she has devoted section and leave attention to safeguards that I have been keeping an eye out for. You can locate information about the chief online, on the off chance that you're interested. I made no regrets about substantially adhering to their exchange strategy.
@@jesbensommichael8397 sincerely thank you I looked her up on the internet and was awestruck by how qualified she was; I contacted her since I need all the help I can get with canning. I've just scheduled a call.
Cheers for the Video clip! Apologies for the intrusion, I would love your thoughts. Have you researched - Rozardner Flying Bird Reality (do a search on google)? It is a smashing one off product for learning a simple option trading secret to win big without the normal expense. Ive heard some awesome things about it and my GF after a lifetime of fighting got great success with it.
Kudos for the Video! Forgive me for the intrusion, I am interested in your opinion. Have you tried - Rozardner Flying Bird Reality (just google it)? It is a great one of a kind guide for learning a simple option trading secret to win big without the normal expense. Ive heard some amazing things about it and my work buddy after many years got astronomical success with it.
Hi Jimmy. Great video. Do you have any info about how to value (high)dividend stocks? I've seen your "Discounted Cash Flow" video, but would like to see what is your approach for companies that don't meet any of 4 criterias.
Very helpful video! I have dabbled in stocks for years now; and have been looking into ETF's recently. This really helped me to understand the expense side a lot more.
I was just searching T. Rowe for the expense ratio on my IRA. It's .71. A little high. The return is pretty decent I think though (10.27% a year, since 2014). Been thinking about transferring the account to a lower Expense Ratio account. Thanks for keeping the videos short.
I have lot of stocks here and there.. all together, it is impossible to bit etf. I decided to buy only etfs from now on. (Voo, Bnd,, Gld maybe Tan ^^) thank you for great video. Happy holidays ~~ Btw I like your t-shirt ^^
I bit the stock market every year. You need to do some research on the time you are buying and buy 1% of portfolio on especulación stocks they make you allot of money, if you lost you will lost small amount. Never change the hottest stock on the market. When everybody sales stock you are buying in discounts good companies.
Thank you, Jimmy, talking about this, which not many talk about and it's as important as everything else! Too bad in Spain we still don't have any commission free broker (there are a cheap couple, tho...), and USA government charges 15% for the dividends, plus the 19% or more from the government of Spain... It's just so sad. Do you recommend REIT’s?
Jimmy, wonderful content. Please, as you suggested, make a video about trading and the pitfalls a trader could fall into when opening and closing positions. Thank you!
I would like to know would a person pay etf expense ratio fees if they had the etf for only 6 months? Or do you pay that fee only if you held the etf for a full year. Also do you pay the etf fee upfront as soon as you buy into the the etf
Sorry I missed this question. The fee is taken out of the fund itself, not our brokerage account. So in theory the price of the fund would be just a bit lower because of the fee
Hi Jimmy - around the 7:00 minute mark you talk about limit orders and market orders. I am relatively new to trading and have always done market orders. Do you have a video about learning the difference and/or showing how to properly do limit orders to save money and 'close the gap' as you mentioned? If you made a video like this already can you comment with the link to it so I know which video covers that topic? If not, a video about this subject would be awesome! Thanks again and great channel!
Thank you! Funny I have wanting to invest in ARK-G, which you use as an example in this video. The expense ratio has kept me from buying. I need to check out the other fees now.
Thanks for providing a comprehensible overview of ETF fees. Are underlying assets usually sold to fund the expense ratio? In your example, would that result in $99M in assets after fees are extracted?
Most funds keep a small cash position so generally selling assets isn't necessary. Or maybe fees are taken out quarterly and perhaps the fund is rebalanced at the same time, so the fee could be taken out at that time. And yes in that example the assets would be 99 million. But often it's less noticable than that since as the prices of the underlying move so does the assets, so the fee may not be easily observable. Usually we can see the impact of fees (and a few other smaller things) in the difference in performance of the ETF and the index they track (aka tracking error)
Great video, but I still dont understand at what moment I pay these fees? When I buy? When I sell? Or does my broker charge them from my available funds once a year? Confusing.
I think it all depends what the ETF does. For a broad based ETF, I would focus on ETFs to be below 25 or so basis points. And I would never want to pay more than 100 basis points for any ETF
I have a question: For liquid ETFs, since we do not notice the expense ratio, how does it really affect shareholders? At first I thought if the expense ratio is 0.03%, we had to pay 0.03% of our ETF's value. But is it possible to time the ETF to avoid the expense ratio by the fund manager?
Hi, pls I have some questions to ask, I am new to investing. I recently bought some very high total expenses ratio ETFs but as I continue to learn about ETFs I discovered it was too expensive. What should I do with them? should I sale them or just leave them in my portfolio without adding no more money & if I should leave them in my portfolio what will be the effects on my portfolio? Your response will be very appreciated X.
I have a question, I know that ETF/mutual fund charges expense ration annually. If I purchased 100USD some ETF with 1% expense ratio, the first-year cost is 1 USD. After 1 year, my ETF worth 120USD, so when they calculate the second-year expense ratio, would it be 1 USD or 1.2 USD?
I'd like to see more on the B/A spread. If a penny or three makes that much of a difference to your bottom line, maybe you should reconsider getting into that position. The market is simply too fickle for any traditional retail investor to be trying to be pinching pennies. If you're being that precise, I'd presume you already have a specific number in mind and should be using a limit order anyway.
@@LearntoInvest Thanks Jimmy! Maybe you could do a video on the best online brokers to use for each major country, maybe like a top three for each country. I know I've had a difficult time figuring this out, and I'm sure many others have too.
As long as you're diversifying (you don't want to invest in only Tech stocks and then have another tech bubble scenario happen) that sounds like a great idea.
i am new at this. how do you find out an etf's top ten holds? Top ten defined by amount of shares they are holding or the time they have them in the fund?
@@bsdodd Usually the top ten is defined by the market cap, otherwise known as how large a company is. However not all ETFs operate in this way. Some ETFs base their top ten by certain criteria, like dividends or growth, or how reliable and trustworthy they are. Others prioritise certain sectors (right now tech is hot). You'll have to read into the ETF to understand how it operates.
Firstly, this is a great video, thank you! I'm a newbie investor here. I’m trying to understand the Management Fee vs MER. Online research suggests it only MER I need to worry about, however, Vanguard’s website (along with several others) also shows both mgmt fees and MER. Therefore, if I invest $10k in VCN, is it fair to assume on a yearly basis I will be subject to 0.05% + 0.06% = 0.11% fees?
It's not FDIC insured. but I assume you mean the company that manages the fund goes bankrupt? If that happens then they would simply liquidate the fund and any investors should get the current net asset value of the fund .
Hi Jimmy, please advise non-American to a broker which will accept ( I’m a resident in the Middle East ). I’m new and would like to buy stocks. Since I’m new , when do you think I should start to invest ? I’m late 40+ 😢
Question for someone new to Stocks SPHD has a .3% Expense ratio but is very appealing, being that its cheap and has high dividend (Also monthly) but i know lets say if i had 100k in SPHD and over a 2 decade period, i would have lost ALOT of money So should have a certain amount i shouldnt surpass? Perhaps in an long term portfolio, never have over 10k of that equity, After 10k, buy stuff like VTI or VYM who has a .06% Expense ratio?
@@LearntoInvest Losing money based on the expense ratios, Im not worried about ETF'/Charts going down, cause it would seem they all go up in the long term
Oh I see, well based on the expense ratio, yeah I think it can make a lot of sense to stick with lower cost funds. Many vanguard funds do just that. The way SPHD (or any fund) could make sense is if the more expensive fund generates higher returns over the life of the investment. But that's tricky to predict so I think it usually makes sense to go with lowered expense funds
Most portfolio mangers get charged transaction fees with their funds, so if a fund has a higher turnover, that would trigger more transaction costs and that would reduce the value of the fund.
There are a lot of strategies to make tongue-wetting profit that the average joes don't know. . Personally, the financial-market for me seems the only way forward with my long time horizon (accrued roughly $457k in gains since Mid 2021 ) but if you don’t have that fortune of time it’s a tough market out there almost nowhere feels safe!
Concentrate on two main objectives. First and foremost, keep yourself safe by knowing when to sell stocks to reduce losses and maximize gains. Second, prepare yourself to gain from a market turnaround. I advise you to seek the advice of a representative or financial counselor
@@harrisonjamie794 In fact, ever since Coronavirus, I've been in regular communication with financial examiners. Nowadays, buying moving stocks is quite easy; the trick is knowing when to buy and when to sell. The section and leave orders for my portfolio are made by my counsel. accumulated more than $550,000 from a $150,000 savings that was initially stale.
@@jesbensommichael8397 Please provide the information for your investment advisor here. I really need it now.
@@harrisonjamie794 She is Margeret Ann Warnken , my consultant. Since then, she has devoted section and leave attention to safeguards that I have been keeping an eye out for. You can locate information about the chief online, on the off chance that you're interested. I made no regrets about substantially adhering to their exchange strategy.
@@jesbensommichael8397 sincerely thank you I looked her up on the internet and was awestruck by how qualified she was; I contacted her since I need all the help I can get with canning. I've just scheduled a call.
Good job putting this video together. I hope your channel continues its growth
Thanks for the info, Jimmy. I hope your family had a good Christmas.
Very informative. Would love to see a video about tricks when placing a trade order (as discussed at 6:56). Thank you again!
Great Christmas present! Happy new year for you and your family and thanks for the video.
Great video. I always learn so much. Thank you.
TKS FOR ETF VIDEO AS I WAS NOT AWARE OF ALL THESE EXPENSES TKS !!!
Only 14,000 views? WTF. Thanks for your continual knowledge Jimmy.
Omg I have been looking for week for number 4. I’m new and didn’t know the term. Thank you for explaing
Love the shirt haha, I need to start investing more in ETF been neglecting it, just love picking my own stock for the portafolio
best channel on RUclips. Great job indeed!
Another great video Jimmy!
I learn a few points and terms from here. Thanks Mr. RUclipsr
I don't know too much about ETF but I learn from fees today
I would like to buy a "Hi, I'm Jim-may" shirt.
Cheers for the Video clip! Apologies for the intrusion, I would love your thoughts. Have you researched - Rozardner Flying Bird Reality (do a search on google)? It is a smashing one off product for learning a simple option trading secret to win big without the normal expense. Ive heard some awesome things about it and my GF after a lifetime of fighting got great success with it.
Kudos for the Video! Forgive me for the intrusion, I am interested in your opinion. Have you tried - Rozardner Flying Bird Reality (just google it)? It is a great one of a kind guide for learning a simple option trading secret to win big without the normal expense. Ive heard some amazing things about it and my work buddy after many years got astronomical success with it.
Liked! Very informative.
Hi Jimmy. Great video.
Do you have any info about how to value (high)dividend stocks? I've seen your "Discounted Cash Flow" video, but would like to see what is your approach for companies that don't meet any of 4 criterias.
Very helpful video! I have dabbled in stocks for years now; and have been looking into ETF's recently. This really helped me to understand the expense side a lot more.
I was just searching T. Rowe for the expense ratio on my IRA. It's .71. A little high. The return is pretty decent I think though (10.27% a year, since 2014). Been thinking about transferring the account to a lower Expense Ratio account. Thanks for keeping the videos short.
I have lot of stocks here and there.. all together, it is impossible to bit etf.
I decided to buy only etfs from now on. (Voo, Bnd,, Gld maybe Tan ^^) thank you for great video. Happy holidays ~~
Btw I like your t-shirt ^^
I bit the stock market every year. You need to do some research on the time you are buying and buy 1% of portfolio on especulación stocks they make you allot of money, if you lost you will lost small amount. Never change the hottest stock on the market. When everybody sales stock you are buying in discounts good companies.
Wow thanks so much for putting up this vid!!!!
Thank you, Jimmy, talking about this, which not many talk about and it's as important as everything else! Too bad in Spain we still don't have any commission free broker (there are a cheap couple, tho...), and USA government charges 15% for the dividends, plus the 19% or more from the government of Spain... It's just so sad.
Do you recommend REIT’s?
The cheapest is ibkr .$1 pertrade, you have to subscribe if you want real market data. $5 -15 monthly dependent upon your total monthly commision.
Jimmy, wonderful content. Please, as you suggested, make a video about trading and the pitfalls a trader could fall into when opening and closing positions. Thank you!
Hi Jimmy keep up the good work do you have any thoughts on dividend growth etf's and mutual funds such as Vanguard's VDIGX?
Why buy an ETF when I can build a portfolio that matches the index myself and save money?
I would like to know would a person pay etf expense ratio fees if they had the etf for only 6 months? Or do you pay that fee only if you held the etf for a full year. Also do you pay the etf fee upfront as soon as you buy into the the etf
I think it should be, "Hi! I am Jimmy and I am married!!!"
Lol, my wife would like that intro
Lol
Wow... didn't know the about these fees. Thanks for breaking it down.
Good information..keep it up.
Great video as usual! Can you do a video on leveraged ETFs? How they work and what happens when you hold them for over a day.
Love the shirt!
*LOL. That's great you have a supportive wife!* 👍
Thanks and nice t shirt!!!!!
If I buy into VOO and it has an expense ratio of 0.03%, when is this 0.03% charged/taken out of our money?
I believe it would be mentioned in the prospectus
Sorry I missed this question. The fee is taken out of the fund itself, not our brokerage account. So in theory the price of the fund would be just a bit lower because of the fee
Thank you. Great explanation with the visual aid.
Hi Jimmy - around the 7:00 minute mark you talk about limit orders and market orders. I am relatively new to trading and have always done market orders. Do you have a video about learning the difference and/or showing how to properly do limit orders to save money and 'close the gap' as you mentioned? If you made a video like this already can you comment with the link to it so I know which video covers that topic? If not, a video about this subject would be awesome! Thanks again and great channel!
which website do you use to find the portfolio turnover rate?
Thank you! Funny I have wanting to invest in ARK-G, which you use as an example in this video. The expense ratio has kept me from buying. I need to check out the other fees now.
Rip Europe on commissions we are quite there yet with the wide adoption of zero commission
I would like to see a video about more complex order types, stop loss, trailing stop, etc..
Wives are the best! Even better than stocks!
🤫
LOL yeah sure whatever you say duh
NO !
Thanks for providing a comprehensible overview of ETF fees. Are underlying assets usually sold to fund the expense ratio? In your example, would that result in $99M in assets after fees are extracted?
Most funds keep a small cash position so generally selling assets isn't necessary. Or maybe fees are taken out quarterly and perhaps the fund is rebalanced at the same time, so the fee could be taken out at that time.
And yes in that example the assets would be 99 million. But often it's less noticable than that since as the prices of the underlying move so does the assets, so the fee may not be easily observable. Usually we can see the impact of fees (and a few other smaller things) in the difference in performance of the ETF and the index they track (aka tracking error)
Hope I answered the question and didn't ramble too much 👍🙂 thanks for all the support!
@@LearntoInvest Thank-you for providing such a tremendous educational resource. Best wishes for a happy new year!
You should personalise your channel brand. Jimmy investing.
Individual stocks are better I do like your shirt
Great video, but I still dont understand at what moment I pay these fees? When I buy? When I sell? Or does my broker charge them from my available funds once a year? Confusing.
What would you consider a "low expense ratio"?
I think it all depends what the ETF does. For a broad based ETF, I would focus on ETFs to be below 25 or so basis points. And I would never want to pay more than 100 basis points for any ETF
Hey Jimmy, Do you have a video explaining Limit, Market, and Stop? Thanks
Can you do a video of your personal portfolio please?
I have a question: For liquid ETFs, since we do not notice the expense ratio, how does it really affect shareholders? At first I thought if the expense ratio is 0.03%, we had to pay 0.03% of our ETF's value. But is it possible to time the ETF to avoid the expense ratio by the fund manager?
Would be beneficial to make a video about factors, particularly vanguard liquidity, volatility, momentum, and value and compare them to S&P
Do you have any recommendation for a broker platform in the EU?
Need to explain difference between Gross (or Total?) Expense Ration and Net Express Ratio!
Hi Sir, I would like to know pls if you could pls do a possible a concrete analysis on XNTK expenses and taxes . Thanks
Hi, pls I have some questions to ask, I am new to investing. I recently bought some very high total expenses ratio ETFs but as I continue to learn about ETFs I discovered it was too expensive. What should I do with them? should I sale them or just leave them in my portfolio without adding no more money & if I should leave them in my portfolio what will be the effects on my portfolio? Your response will be very appreciated X.
What is your opinion of the QQQ etf .2 ER? It was great investment the last decade but concerned it may not be the next decade.
So how do I calculate the fee? What if I only hold for one day, do I get charged the entire .70 percent expense ration?
great video. if I buy an ETF today and sell it after 1 week , will they charge me expense ratio on prorata basis for 1 week ?
Sounds great can’t wait to to see
Could you please recommend some of US and Canada good gold stocks?
Are you talking ways to buy gold, or are you thinking gold miners and things like that?
Learn to Invest thanks，gold stocks , etf or others
Parking
So how do we pay the ETFS fees????
Hi Jimmy. Is expense ratio added in the rate of return?
I have a question, I know that ETF/mutual fund charges expense ration annually. If I purchased 100USD some ETF with 1% expense ratio, the first-year cost is 1 USD. After 1 year, my ETF worth 120USD, so when they calculate the second-year expense ratio, would it be 1 USD or 1.2 USD?
Do a video on options trading and the mechanism of it.
tyvm for the information!!!
I'd like to see more on the B/A spread. If a penny or three makes that much of a difference to your bottom line, maybe you should reconsider getting into that position. The market is simply too fickle for any traditional retail investor to be trying to be pinching pennies. If you're being that precise, I'd presume you already have a specific number in mind and should be using a limit order anyway.
what is the difference between the gross expense ratio and the net expense ratio?
Hey Jimmy.
I think I read somewhere that Fidelity costs $32 per trade for an Australian, could you please confirm or deny this? Thank you.
That's a great question, I'll look into it and see what I can come up with
@@LearntoInvest
Thanks Jimmy!
Maybe you could do a video on the best online brokers to use for each major country, maybe like a top three for each country.
I know I've had a difficult time figuring this out, and I'm sure many others have too.
Nice shirt Jimmy!
If I buy ETF, do I have to pay for owning it (monthly or yearly)?
How would fees and expenses apply to day trading ETFs?
Quite honestly I look at the top ten holds of an etf then just buy those commission free
As long as you're diversifying (you don't want to invest in only Tech stocks and then have another tech bubble scenario happen) that sounds like a great idea.
@@jacobday3826 yea i may clarity etf per industry...not broadbasket
i am new at this. how do you find out an etf's top ten holds? Top ten defined by amount of shares they are holding or the time they have them in the fund?
@@bsdodd
Usually the top ten is defined by the market cap, otherwise known as how large a company is. However not all ETFs operate in this way. Some ETFs base their top ten by certain criteria, like dividends or growth, or how reliable and trustworthy they are. Others prioritise certain sectors (right now tech is hot).
You'll have to read into the ETF to understand how it operates.
@@bsdodd if you have Ameritrade open the etf, then click on portfolio
How do they collect the fee for the expense ratio per share?
They take it right out of the assets under management
@@LearntoInvest does it matter how many share of an etf I hold?
Firstly, this is a great video, thank you!
I'm a newbie investor here. I’m trying to understand the Management Fee vs MER. Online research suggests it only MER I need to worry about, however, Vanguard’s website (along with several others) also shows both mgmt fees and MER.
Therefore, if I invest $10k in VCN, is it fair to assume on a yearly basis I will be subject to 0.05% + 0.06% = 0.11% fees?
21July2020 You just got a sub. Good start-up info for someone with flight to safety tension.
Please give basic info for actual commodities.
buy the best performing constituents stocks 💁♂️
Hmmmm maybe I should make my own t-shirt.
@@LearntoInvest I say that because that is what I do for a living lol.
What if the fund goes bankrupt? Is it fdic insured ?
It's not FDIC insured. but I assume you mean the company that manages the fund goes bankrupt? If that happens then they would simply liquidate the fund and any investors should get the current net asset value of the fund .
Hi Jimmy, please advise non-American to a broker which will accept ( I’m a resident in the Middle East ). I’m new and would like to buy stocks. Since I’m new , when do you think I should start to invest ? I’m late 40+ 😢
How do you pay those fees for that ETF??
It comes right out of the fund. So we never explicitly pay the fee, but the overall value of the fund will be reduced by that amount each year.
@@LearntoInvest that’s what I figured thank you so much since I still kind of a novice
I have Arkg, I didn’t know amything about the fees 😭
Question for someone new to Stocks
SPHD has a .3% Expense ratio but is very appealing, being that its cheap and has high dividend (Also monthly) but i know lets say if i had 100k in SPHD and over a 2 decade period, i would have lost ALOT of money
So should have a certain amount i shouldnt surpass?
Perhaps in an long term portfolio, never have over 10k of that equity, After 10k, buy stuff like VTI or VYM who has a .06% Expense ratio?
Can I ask a quick question, are we saying we would lose money because the price of the chart over the past 2 decades is down?
@@LearntoInvest Losing money based on the expense ratios, Im not worried about ETF'/Charts going down, cause it would seem they all go up in the long term
Oh I see, well based on the expense ratio, yeah I think it can make a lot of sense to stick with lower cost funds. Many vanguard funds do just that. The way SPHD (or any fund) could make sense is if the more expensive fund generates higher returns over the life of the investment. But that's tricky to predict so I think it usually makes sense to go with lowered expense funds
thanks so much...
SHIRT ME JIMMY.👍
Can expense ratio change?
Sure, if the ETF manager opts to change it, they usually can
Just paid 400 dollar commission fee.
Please give a dummies version for flight to safety!😭
Thanks
The lead singer of the barenaked ladies sure knows his numbers!
How the turnover cost you???
Most portfolio mangers get charged transaction fees with their funds, so if a fund has a higher turnover, that would trigger more transaction costs and that would reduce the value of the fund.
I've seen spreads of +$4000 >.>
Your wife rocks! :)
VTSAX ftw!
Paperwork 🤣🤣🤣?
0.75% is high? 🤣try 2% in Europe
As a video editing beginner, I feel pain by watching your constant moving “Hi I’m Jimmy” subtitle. I bet you spend a lot of time on it 😆
Poorly done video
I got my wife a mood ring.